The Most INSANE Couple Ever | Financial Audit

If you look at everyone who is a Jewish. who was a Jew and they're in power, things like that. Look it up, bro. >> So, basically what Trump is doing is. like what Hitler was doing except doing. it the right way. >> Is the world flat around? >> It's [music] flat. >> When you raise your children based off. of that, that's concerning. >> Biden was never really president. >> He's dead supposedly. >> What? >> Charlie Kirk's not actually dead. >> You don't actually believe this. You're. just having fun with this. >> No, I believe it. >> I have an exclusive offer just for you, but there's only one day left to. purchase. You'll get lifetime access to. the entire Hammer Elite catalog and my.

Hammer for Life box [music] packed with. limited edition merch. Plus, I just. launched the brand new Hammer Elite app, available on every major platform. To. celebrate the app launch, I'm offering. [music] 30% off the annual plan in the. month of June only. Download the Hammer. Elite app by using the link [music] in. the description or pin comment down. below. This is the best membership. you'll ever join, and that's a promise. >> Hi, I'm Chelsea. I'm 29 years old. This. is Gary. >> Hi, I'm Luke and I'm 32 years old. Work. from DFW [music].

>> and this is Financial Audit. >> Yes, it is. Thanks [music] for coming. down from the Dallas area. Okay, Chelsea, you're in front of me. What do. you do for a living up there? >> I homeschool my kids and I am a. caregiver for my sister. >> Oh, kids. Married? >> Yes. >> Okay. How long have we been married? >> Three. Two years. >> Yeah. Put him down. He doesn't want to. be with [laughter] you. almost through. September. >> Okay. Well, congratulations. Okay. Very. good. How many kids? What are the ages?

>> We have four kids total. Three are from. my previous marriage and one. >> Whose previous marriage? >> Mine. >> Oh. >> Mhm. >> Wow. Jeez. 29. Two marriages. Yikes. Okay. Okay. Just saying. I mean, [laughter] what are the ages? >> Um, 7, 4, and six. >> Yeah, I think there's another one. >> and 9 months. Well, I I messed up the. age. >> I met that one. That one was very nine. months. She is nine months. Oh my gosh. He's not. He's 9 months. The dog is 9.

months. She's 14 months. She's 14. months. >> The dog's 9 months. >> Oh, that's pathetic. That's rough. That's rough. Dude, you. care about the dog more than the kid. I. guess that's why you left the other. three. >> No. >> Okay. Okay. So, you don't make money. >> I do. >> Okay. Stay at home Very good. So. Luke, I hope that means you make a lot. of money because it ain't it it's not a. super cheap place to live. >> Yeah, I make I make a decent amount. I.

mean, I'm I'm retired military. I work. for roofing company, so we bring home. quite [clears throat] a good quite a. >> Which one? The retirement or theing. roofing? >> Both of them make pretty good money. >> Okay. What do you get from your. retirement? >> I get around [sighs and gasps]. I'd say about So VA is 4,646. >> Oh, VA. Wait, okay, that's not. retirement. It's disability. >> Disability. Yeah. Yeah. Yeah. But you're. working in roofing. >> But I work in roofing, too. Yeah. >> What do you do in roofing? >> So, I'm a salesman for roofs. >> Ah, >> yeah. Yeah. Yeah. I'm a salesman. >> Okay, that makes a lot more sense cuz I.

don't know if I would want a disabled. person on the top of roofs doing. roofing, >> right? >> Okay. Okay. Oh, never mind. When you are. a saleserson, you're getting on roofs. >> No, we have drones now. So, I don't get. on roofs at all. Drone. >> Okay. Okay. Modern technology. I. appreciate that. Different kind of. drone. Not killing brown people this. time. >> Right. >> Right. >> What do you make in the roofing? >> So on average about $1,000 a week. Now. if you do a make a sale or something. sales average depending how big the roof. is. I mean you're looking around 25 to.

maybe like five grand a roof depending. on how big it is. >> Okay. But I'm averaging out 4,000 a. month. >> But if you Yeah. Give or take. Yeah. Huh. >> If you can make a sale. >> If you make a sale. >> Is he averaging making sales? So he's. bringing 4,000 a month. >> 4,000 a month. He's not making a sale. Okay, backstory real quick. Gosh damn. So, time out. Hold on. Let's this this. have more context, right? So, I just my. other job for roofing just got shut. down. They quit business last week, right? Uh there I was making an average.

about 800 bucks a week and then on a. sale average you can make about $1,000. for each sale. I made two sales, >> but that business is gone, >> right? So, I just got hired actually. signed the offer letter today uh for a. for a roofing another roofing company, right? >> Oh, wait. But you want to know how much. you're making? Well, I mean, I've been. doing roofing off and on for a long. time, so I know I know exactly. And uh. there's a So, for for now, for about. what is it? I think for two months, they'll give me about 1,000 bucks a. week. And then after that, when you. build your pipeline, that 1,000 bucks. goes away, right?

>> And you have to replace Okay. Okay. Well, we'll put it as four for now, >> right? >> Yeah. I mean, you seem lack of. confidence in this. >> Three to four is on average what I make. monthly every single day. >> Yeah. Because he's he he says he's good. at sales, but I haven't actually seen. him make a sale. >> Pay the hell attention. You know how. much money we make? or bring her what a. thing cost. You have no idea. >> Because you keep our finances separate, >> bro. >> Bro, >> 3 years. Mhm. >> And the finances are separate. Why? >> You want to be honest about this? Cuz I. will. >> Well, please. That's what we're here. for. >> Because we've argued a lot. She's damn. near left me five, six, seven times. And.

so I. >> Well, she seems to leave every man she. breathes with. So, >> well, I mean, >> well, I mean, if they're. >> you married or you ain't. >> You made three. Well, see, because I'm. Christian and I was like, you know, the. Christian church, the faith requires you. to breed with. >> In fact, I do believe illegal. >> You can't what? >> You're not supposed to get divorced. >> Well, I had real reason. I So, [clears throat]. >> and and abuse, but.

>> Okay. Why are you I'm sorry. Like, yes, you're the victim in that. >> Well, I am. >> Why are you breeding with someone who's. abusive? >> Cuz I didn't know. You didn't know he. was hitting you when he was hitting you? [laughter]. >> I mean, I'm sorry. I don't want to. That's insensitive, but like. >> I It wasn't It was It wasn't like that. >> Oh, so he was abusive without abusing. It's interesting how modern terminology. has been kind of flipped. >> to saying words that don't mean the. thing that it means.

>> No, it does. I just really I can't talk. about him. >> Okay, I got you. Okay, well, we won't go. down that rabbit hole then. Oh, >> yeah. Okay. >> Nice cover up. >> Did I kick you? My bad. >> He said nice cover up, by the way. [laughter]. >> That's not. >> nice little scapegoat right there. >> That's not a scapegoat. And you know. that. >> Okay. Have you hit her yet? >> Sure. >> Let's Let's try not to. >> She's a little fiscally aggressive, though. So, >> I am in bed. >> Oh, god. >> Okay. Well, that's nice, I guess, for. you guys. I mean,

>> I think a fifth is on the way. >> Absolutely not. [laughter]. >> It's a possibility. >> Absolutely not. What do you mean. absolutely? Are you on birth control? >> No. >> Are you fixed? >> No. No. >> Is he fixed? >> No. >> Is he on condoms? >> No. >> Okay, then what the are we talking. about? Absolutely. [laughter] How do you. think babies are made? In fact, I would. say you're the expert. >> But you can track it. >> You can track it. It's not perfect. And. can swim for a bit, too. >> And you. >> And what if he's the part of the 35% of. men or whatever that carry infertile.

>> that Oh, I don't think. Did you put Is. the 14 month yours? >> It definitely is. I made that one happen. on purpose. So, >> we he he got on medication. >> Okay, but even still, we've had a lot of. infertile people on this show that have. magically had kids. It's weird how it. works. [snorts]. >> Like, what what are we talking about? >> So, he doesn't we have different views. on how money should be spent. I'm very. much a practical money bills need to be. paid first and he's a I'm going to do my. fun stuff and then. >> bills. That doesn't really make sense.

>> Not necessarily. No, that's not how that. works. >> That but that's how you work. >> So, I get a guarantee. >> That's not how it works. That's how you. work. >> every single month, right? And so, and I. know like my view is like I have the. guaranteed money coming in every single. month, right? I know what I can expect. to pay, what not to pay, etc., etc. Now, for instance, right? So, how do I say this? Like, like with the. mortgage thing, right? Yes, we are. >> Mortgage thing as in the first document. in my stack, which is past due. >> Yes, it is. >> Mortgages shouldn't be passed. >> Right now, it's currently past due.

>> It's past due. >> You already know this But I don't. You do. >> I don't. I don't. >> So what I do is in my personal this is. my I guess opinion I guess whatever. where with VA not the VA where Veterans. United the way they work from what I've. understood right is that it doesn't hit. your credit until it's 30 days past due. right. >> but then you snowball. So how past due. are we? >> No we don't snowball. I I just paid the. the the payment yesterday. I got. paid yesterday. So I submitted the. payment for the mortgage yesterday. >> For which month? >> For past Yes. last month. That's we. didn't always pass due. We catch it up.

by current due. So you just paid May's. yesterday. >> What? What month we in? >> May. >> Yes. You already know this The. same thing forever, dude. >> But I thought we had caught up and we. weren't doing it. >> No, we have too much to pay for. >> So the. >> even when I read Even when So at one. point I had to um what do they call it? What do they call it? Um restructure. loan, so to speak. I guess we. >> No. No. Which is why are we laid on a. mortgage? That shouldn't be the. place we're laid out. >> It is the way I've done it every month. is I only So I get So the reason I use.

cash app, right, I get paid a week early. if all my paychecks, whatever, blah blah. blah. So when we first got the mortgage, >> what? That's the cycle we're in with. four kids. >> What's that? >> We're in a cash advance cycle with four. kids. >> The way I've always done my entire life. So I. >> Well, that's not necessarily good when. you have kids. >> It's on a cash advance. >> What? What you justained? They pay you. early. >> due to which can be okay if you leverage. it correctly. But if you're stuck in. that cycle where you're not paying your. bills on time and you're waiting for the. early advances to pay off the previous. one, >> then yeah, your cash advance cycling.

>> Okay. I've never heard put put it that. way, but I guess so. Yeah. Never heard. put that way. >> But you're behind on your mortgage. Like. I I don't Before we keep going, quick. word from today's sponsor. Look at this. garbage. It is a multi-page report of. the kind of stuff data brokers collect. and sell about you. addresses, phone. numbers, relatives, income estimates, all of this widely invasive nonsense. And yeah, it makes me angry because. scammers, spammers, and creeps can use. this stuff while these companies make.

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this financial disaster. So the way I. see it is like this, right? Unless it. hits my credit. I know that sounds it's. going to sound stupid. It's the. way my mind views it, right? It's like I. paid the mortgage yesterday, we're no. longer behind. There hasn't any late. there's no it hasn't hit from now. >> The credit now technically the mortgage. is due on the first, right? So before in. the past, >> I was making a ton of money. I'm. making at one point I was making like 20. to. >> I don't know 23,000 a month at one point. being a trainer at Lifetime Fitness, right? That's including the VA, all that. stuff. So all together making like 20. something,000 a month. So, at the time,

I think I um we took a trip to Tennessee. at one point, right? And we we didn't. pay the mortgage that month. I said, "Okay." I said, "Don't pay the mortgage. this month." I said, "I just pay it at. the end of the month when I get another. paycheck from Lifetime," right? So, when. we did that, I we did not budget out. money correctly on this trip to. Tennessee. What was it last year? >> Oh, now it's a we. >> It's been a wee, bro. It's a wei thing. We're married, aren't we? >> I. haven't been a You told Liz you don't. believe in late fees. Whether or not it. hits the credit, you're still getting. late fees. >> Yeah. You ain't got to pay him until the. mortgage is done. That's also.

>> Huh. >> You don't have to pay the late fees. until the end of the mortgage. Why? >> Yeah. Well, so you see, I didn't know. how he was with money. >> Yeah. We didn't discuss that type of. before. >> We didn't discuss that. But like, >> how long were you guys dating before you. got married? >> Well, a couple months. >> Okay. So, that's why you're freaking out. about move to hell in. So, [laughter]. >> 10 months. >> No, we were It was 10 months when we. >> So, okay. Straight up. Let's Let's fix. this conversation real quick. And we. agreed on this, right? So our context. I'm I believe in Jesus Christ, right? I. believe the Bible and all this, right?

So when you commence a marriage, you. have sex that spiritually that means. you're married. Read the Bible. It says. in word for word, right? I don't know. the same verse, but that's what it says. >> How many people have you married then? >> A lot. [laughter]. >> Um. >> spiritually speaking here, you know. >> Well, see, okay, this is I came to my. faith later on in life [laughter]. because. >> So and then with the cross. >> Well, yeah, but you know what? Jesus. still loves me and I've repented. So, but yeah, I I I I have a.

>> You can break them soul tones. >> I've had a past. I've definitely had a. past. I have daddy issues. It's fine. >> Who doesn't? What woman in this planet. doesn't at this point? >> But yeah, so like I did I slept around. >> and it sounds like all your kids are. about to as well. >> No, they're great. >> Hell, they are. >> Okay. Okay. What the was my question? Okay. I mean, I have a note that like. what's destroying this whole thing is. your lack of trust in this. This is. built on like conspiracy theories and.

like I don't even know what the is. happening. What are we what the are we. talking about? >> Talk about finances. We get a mortgage. right now. >> So that's why we're here based on. conspiracy. >> We need help manage money when I pay my. bill. >> But what is this conspiracy. >> Okay, which one? Charlie [clears throat]. Kirk's not actually dead. >> What? >> Uh. >> um Selena Gomez is actually dead. and her and Justin Bieber's love child. is with. >> What the are we talking about? >> Well, conspiracy theories.

>> Some almost killed my marriage out here. >> Yeah, he doesn't really agree. >> I don't know. I saw some videos. uh a lot on Twitter that day. >> What day? Oh, okay. That's fake though. >> So, >> you saw some people die probably. >> But should that look like death? >> No. >> It's questionable. >> Oh, it's questionable, dude. I've seen. people show I've been part of shootings. in movies. Does that look like death? That looks more like death than. >> I don't think movies are like I'll put. to you this way. I put to you this way.

You look. >> when you look at his situation, right? First off, a man shooting a shot that. far away. has to be very, very, very good. >> He got also just very lucky. >> But the bullet that was supposedly used. would have blown up his. >> I'll say this, I was an expert shooter. in the military. I scored perfect every. single time I've shot a weapon in the. military. Didn't even stand. Whatever. So where is he? Why would he do this? >> So he's in Okay. So there's theories. So. there's theories. Okay. So he can either. So either his wife Erica Kirk was in on.

it or like in on the conspiracy and. she's in hiding with. >> So we got some Candace watchers. >> or Yes. 100%. We know. >> We know. Okay. >> We know. >> But we don't know. No. >> You think? >> We don't know. No. But we. >> call It's called a fake, not a no. >> No, we know. So the [clears throat] So. either his wife cuz she's got ties to. child trafficking. >> She does. >> based off of. >> based off of the work she did with. children. She was kicked out of what was. the country? She was kicked out of the.

country for it. >> Yeah. So. >> country. >> You got to know this dog. >> It was like Slavia. >> Slavia. Not country, bro. >> Where is it? Where is it? What was it? No, there was a country that she did. like. >> Ukraine. UK. Was it Ukraine? No, it. wasn't Ukraine. She did. [laughter] Don't look at me like that. I'm legit. Like, let me just name all. the. >> I'm just waiting for I'm trying to. remember the country, but she was kicked. out of a country. She was doing um like. adoption work for little kids that don't.

have parents and they were going missing. and so she was kicked out of the. country. >> We're not GOING TO HAVE PEPSI WITH BABY. FLAVORING IN IT. I MEAN, WHAT THE HELL. HAVE WE BECOME? >> SO, ERICA KIRK, you're Satan. >> I'm alleging. you're alleging is a child. ring leader. >> She's she's in on it. >> And Charlie didn't die because of that. >> No. So she Okay. So she's was basically. his handler. >> and either he this is there's two.

different theories. Okay. So either she. was his handler, he found out about all. her. >> Weren't they just like a classic. Christian couple like y'all? >> The So is that kind of what he was. preaching? >> Well, in the in the Okay. In the video. where he's being shot, it wasn't. actually him. It was a hologram. >> Oh, >> there was a there was a trap door. There. was a trap door and he So, the actually. believe this. You're just having fun. with this. >> No, I believe this. I Well, I believe. one of two theories. That's one of the. theories. I don't believe he's actually. dead.

>> Okay. And the other theory would be. >> um. well I've got. >> Well, now I understand why you guys. can't talk about things cuz you guys are. like scary with your. >> trap door that you think. >> So yeah, the door. There was a trap. door. They covered the trap door up like. right either that night or the next day. >> I That's the cover up people. >> The cover up people. >> Yeah, the cover up people. What would. you call them? I don't know. Like. >> I don't know. Just like who are they? What's the reasoning?

>> The CIA. >> So where is he now? >> Um in hiding. >> chief obey. >> Why would he want to hide? He was very. successful. >> There are people because. >> why would he want to be hiding? Well, I. will say. >> and it's all part of the plan. >> What plan? >> The plan with Donald Trump and all. So. it all plays into each other. Okay. So. we are under a military operation right. now. >> There's an attack on the species by a. guild of psychopaths and they must be. defeated. >> Yeah. >> Were you a part of this? [laughter]. No.

>> Okay. I think he might have some insight. if this is a thing. >> So, all of these things like the Charlie. Kirk stuff, like the celebrities, all of. it. >> cuz she's bashed insane. You married her. and she's over. >> Is that worth it? >> Thanks. >> Somewhat sad. >> No, but when when all of it goes down, you be like, "Oh, that that crazy. lady. She was actually right.". >> All of it goes down. What's going to go. down? >> It goes down or it doesn't go down. the. way it's. >> we're all going to wake up to the. freaking that's going on in the. world. So like the celebrities and the.

sex trafficking rings. >> are going to do what? >> They're going to they're going to get. hung in public. >> This is total mental illness. >> What? No. No. >> Yes. Military tribunals are coming. >> Okay. So I will say this on the military. tribunals thing like they hold people. accountable in a military tribunal. because like be one you're too rich your. your name's too big or this or whatever. the case may be because with military. tribunal you are how do I say this like. there's a lot of normal citizen laws.

that they don't I would say quote not. have to follow but they are outside. those laws because of the the power that. they hold so to speak. So in order to. Trump to catch some of these people, right, you have to hold a military. tribunal to hold them at a higher. accountable standard. Something along. those lines. It's still kind of like. >> it's coming under this military. operation. >> Yeah. So they're he's going to expose. everybody. >> So honestly, why even care about your. personal finances if like this big thing. is going to come? >> Why does it even matter? >> It'll solve everything. Why does it even.

say Biden was never really president. either supposedly? >> I don't think so. >> He was never actually sworn in either. Did you see his earlobes? >> Weren't they like old man earlobes? >> No. So he's Okay. So they had like he. >> So he wasn't actually president. He's. actually dead. >> Who was. >> Trump was commander-in-chief of the. military. So they put him in as a. puppet. >> So I will say this when they when they. did his inauguration, right? >> They played the funeral taps over like. an actual presidential introduction type.

deal. >> So Trump did the Afghanistan withdrawal. That was a disaster. >> Um well Trump was in. >> Trump was the president when we had 10%. inflation. >> Yeah. So yeah. So it was all. that was anyway. >> Well it's to wake everybody up to see. like co for example. >> which was also. >> It was and it woke a lot of. people pass the inflation reduction act. the infrastructure bill the. >> um behind the scenes to wake everybody. up to make it look like it was Biden.

>> Okay. No, it is like if you look at. >> look into it, guys. >> You do. >> Can I just ask you a question? Is the. world flat around? >> It's flat. >> Okay. >> And I can Well, I can kind of prove. that. >> How can you prove that? If the earth is. flat, there's a military operation. happening. We the the the presidency is. not even a thing. Why would we take the. effort and sacrifice that required to. get this under control if all still got. to live? Like there's still. >> But if everything comes down, it won't. matter.

>> It won't matter. people for freedom if. all this doesn't matter. >> Well, because it is. He wants freedom. So, right now, we've been under a. undercover war for a long time now. So, Trump is actually. >> with these elites and these child. traffickers. >> trying to take over the world. >> Hey, I got rich. Does that mean I'm all. of a sudden diddling children? Is that. how this works? >> When you unlock a network, do you all of. a sudden like, oh, that's a child. >> No, that's not true. But there's. [laughter] a lot of people who are who.

they get into their rich and fame by. selling their soul and doing dirty. things with children. >> What the are you talking about? >> Selling your soul. Did you sell your. soul? >> No. >> Well, not everybody does. >> Created a popular show. >> For Okay, Justin Bieber. He tried to get. out of it, but he sold his soul. He did. a lot of bad things. >> Bro, that dude his brain with drugs. >> I don't think I'm listening to that. >> Did he? >> Well, did he? Diddy. >> Diddy and him were like. >> Yeah, Diddy was like lube obsessed. I.

don't know. >> No, he was child obsessed. >> Yeah, pretty sure. >> I don't think his whole did the whole up. in just children. It was It was He was. on trafficking charges, but not for. children. >> Kanye West. They made him look crazy cuz. he was starting to call out the. >> Well, I think he made himself look crazy. and he just got rid of and he just. apologized. >> So now the Kanye West that's here isn't. actually the Kanye West. >> What? >> See how all this has no factual? No, it. does have to though. It does. >> It's all insinuation, bro.

>> It's not. It's factual. >> It's not factual. Factual be a fact. But. that that phone's black, right? >> Prove to me that the world is flat. >> Well, then you got to pull out scripture. and stuff. But basically, yeah, >> I like the Bible. I don't remember any. type. >> Hey, type in chat GBT and tell it to. make you a model of the world based off. the Bible and the Ethiopian Bible and. the book of Enoch. do it. Okay. So, you've got like the. thing, right? And then you've got the. what is it called? That.

>> we call the foundation. >> Well, you got your foundation, then. you've got the. >> Oh, You're in this, too. You got. the firminant. >> The firmament. Thank you. And then. you've got shiel, which is like hell. >> Um, and then let's see, you got the sun. are in here. And then when you talk. about the book of Enoch, there's. different portals right in through here. where the angels, how do you make little. angels? They control the weather through these. portals that go like in and out. [snorts].

>> Oh they have children. >> And then it goes down like this. Well, I. teach them about like NASA and stuff, too. But did you know NASA means to. deceive. >> about that? >> I teach them about all of it so they can. think for themselves. >> That's not thinking for themselves. That's you teaching seven, four, six, and 14mony year olds. >> Well, but you're not that's not thinking. for themselves. You're telling them. >> No, that's not true. I'm not telling. them. I'm saying these are theories. This is Where's the Earth? >> This is the Earth. >> Okay. So, I'm not going to ask or. insinuate, but I'm sure in the military. you went places. Did you go in a.

straight line? >> I mean, >> or did you go around the planet? >> I mean, my here's my view, right? When. you fly, >> I mean, I've never paid attention enough. to know if we're going sideways, going. around, or whatever. >> That's not true either. But, >> um, you kids are not being homeschooled. >> They are being full. I am going to. >> But I do but I but I don't teach them. I'm not saying this is fact. I say this. >> She does give them options, right? She. teaches them about both unless they make. their own assumption at something about.

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official rules for details. >> Oh gosh, that's so scary. Some of them I. think are planned by the government and. um the Freemasons. Don't. >> I think the shootings actually do. happen, but I think they're just random. acts of violence. I do not think that. I. mean, let me let me think some of them. are because these are. crazy as hell these days. But. >> like, you know, you got to look like. this way. You got kids having kids back. in the day. They have their damn. parents. We got a victim ass mindset of. the world. It's everybody else's fault. but mine. >> They think they should have a litter box. in their public school bathrooms.

>> That's been a huh? >> There are no litter boxes in schools. >> These conspiracies are insulting. >> Yeah. >> Wait, no. What? They want litter boxes. in the public school bathroom so kids. can pretend they're cats. >> They don't want them. That should. actually. >> Okay. There's some crazy going on. with like weird gender for kids. I. Okay, that's fine. But that doesn't mean. every mass shooting's fake. >> Well, no. I didn't say every mass. shooting. I just. >> That doesn't mean the majority that. doesn't mean any of them. >> a lot of them. >> Sandy Hook. >> O. Yeah. That Well, so actually one of. the teachers who supposedly died in that.

shooting died in another shooting like a. couple years ago. Okay. >> Like the same person central casting. >> apparently. I guess apparently means. reality and fake. >> Bro, you just drew doors on the cap of. the earth where angels control the. weather. >> Yeah, angels are real. >> They are. >> They are. >> If you're a believer, it's not saying. that angels are fake or real. But you. said you said they're controlling the. weather via a door in the top. >> Regardless,

>> did we go to the moon? Did we just fly. around the moon? >> Did we just fly around the moon? We did. not go. We've not been to it. Did we. just fly around it? >> We have not even flown near it. Why? >> But I don't understand why. It's not. that difficult. >> Even the buzz dude said that it is. >> But it's not that difficult though to go. up Elon. All. >> it is. >> in Brownsville where he's launching. rockets like every 3 days, that's all. fake. >> Well, I mean, they're going up, but. they're not going that high up. >> What the So, all the satellites where. I'm getting my Starlink internet. >> Yeah, it's all fake. >> So, the internet I'm getting is fake.

Where's it coming from? No, your. internet might be real, but like I don't. But it doesn't change the fact that we. >> idea of space. >> You think we just got cell phones. You. think we could go to the moon and take. videos? >> Yes, it's not that difficult to go up in. gravity, >> but it all. >> like it isn't that crazy. Like, yes, it's difficult for us to be 100% safe, but it's not actually that. It is. I. think some of these conspiracies can be. true because if you look at the way 9/11. happened, right, and why we are. Afghanistan and things happened in. Afghanistan that didn't make any. sense. Like.

>> you'd have people there, dude, like. we're not out there just like fighting a. a war, someone trying to kill us, right? We showed up, tried to fix their. They got pissed off at us. Now we're. fighting back and forth. Obviously, we're gone from there now, right? But. >> what does this have to do with the moon? Wait, what? >> Because here's here's what I think on. that aspect of things, right? It's like. like 911, right? 911. >> Oh, >> Was playing a lot of the moon stuff is. done underwater. >> Are you going to let me talk or No. What? What the. >> Well, you interrupted me, so I figured. >> Well, cuz y'all just going on and on. There's nothing happening in the. conversation. >> But there is stuff happening. I'm.

educating him. >> Just I ain't going to lie to you, bro. You had a whole lot of backual like. backs on your stuff. So, >> that's cuz we're jumping topics a lot. >> It's just a bunch of theories. >> So, >> they have no. >> I'm like blowing your mind right now. >> No. >> Yeah. She goes off a guy named Derek. Johnson 1776 on Facebook, right? Amazing. >> on Facebook. >> No. Okay. He's not just on Facebook. He's got different stuff. He is. >> I'm pretty sure he has a photographic um. >> Here's what I think, bro. You don't know. Govern doesn't want you to know. I didn't know.

Like, you ain't going to know. unless he wants you to know what you do. know. They want you to know it. >> But that's what I'm saying. >> Is Eric Johnson a Christian musician? >> Yeah, he also does music. But you look. up his he's like a blueprint of. everything and he goes like there's. executive orders that put Trump as. commanderin-chief. Like the dash the. dash means he shot. >> Derek Johnson. >> Trump that was fake. >> Have you seen his ear? >> I will tell he. >> Yeah. No, like he No, he overplayed the.

ear thing. It was a piece of like. shrapnel from when the bullet hit. Yeah, he overplayed that with the big but to. say he's not sh He wasn't shocked. It. was planned. It was staged. >> She thinks Trump staged his own. shooting. >> So essentially to confirm the interview. was there. >> Yeah. >> Yeah. It's all central casting. It's all. >> No, nothing's real ever. >> Well, what do you mean? >> No. Anything that's ever happened is not. real to you. >> Well, a lot of what we're taught is not.

real. Like Thanksgiving, the true thing. around Thanksgiving isn't like what. >> I think one thing you can look at that's. may not be real. If you look at like. this is going to make some people mad. probably, but if you look at the. Holocaust, right? There's been some. videos put out [laughter] there. I'll. say it. I don't give a Like. there's some people out there that that. that take a video of Hitler. And I'm not. saying what Hitler did was good at all. Not what I'm saying. But what I'm saying. is I think nowadays Israel is definitely. the head of everything, right? The Jews. are whatever. And like if you're if. you're a believer, right? And God talks.

about Israel trying to save the children. as a people, as a nation, not as the. state as it is, right? Like Israel is a. state like its own thing, right? But. like they're the most corrupt. in the entire world. Like. 100%. >> Right? >> And I'm not saying the Holocaust was. good. Not I'm saying Hitler had a point. I'm not saying I agree with Hitler. I. don't know if I agree with that. Not. saying that. Not saying that. Let me. fish what I'm saying. Damn it. What I'm. saying is is the people who are. disrupting our government now, right? If.

you look at everyone who is a Jewish who. was a Jew and they're in power, things. like that. Look it up, bro. Look the. up. This I'm not a big conspiracy. theorist. This is something that I will. die on, right? >> Hitler was trying to prevent his country. from taking over a bunch of crazy ass. powerful type people. Time out. Listen, that is a fact. Now, will I say Hitler. killed innocent mother? He did. He did. some really bad things, but his main. purpose behind it all. He was trying to. prevent a takeover from who United. States is being run through by now.

>> So basically what Trump is doing is like. what Hitler was doing except doing it. the right way. He's trying to CALL. EVERYBODY [laughter] OUT. >> I DON'T KNOW IF I'M GOING TO SAY THAT, DOG. I ain't going to go that far. >> He's not trying to kill people that far. >> He's not trying to kill people, but he's. trying to. >> That's a little mix up there, dude. >> He's trying to expose people. >> That is a Yes. Okay. Talking about. Hitler would expose nobody. He was. saying he say you I don't like either. but Trump is trying to get out of my. country when he's not trying to kill. terminate you. You know what I'm saying. that that that's. >> you guys find each othering. [laughter].

>> Oh man, >> I don't even know what to say to any of. that. >> No, but to like clarify to clarify. >> to clarify. THERE'S A LOT TO CLARIFY. THERE. >> What Hitler did WAS OKAY. LIKE I LIKE. >> WE'RE BACK TO THE AGE. >> NO, because I don't think what he did. was okay abortion. Like killing people. is not okay. So. >> I think what Hitler was getting at, bro. >> What did you say? >> I don't believe in abortion. >> Okay. >> So I don't think because I don't think. what Hitler did was okay. I don't think. him killing people was okay. But I think.

that maybe there's a reason for what he. was trying to do. >> A different way he could have handled. it. Yes. >> But the history people was trying to. stop are the same mother running our. today. >> Straight up. Come on. >> That's a man. Do you need a. minute? >> That's a fact, dude. >> I don't need a minute. I just don't EVEN. >> THE STATE OF ISRAEL is running the show. >> I could really use a margarita right. now. [snorts]. >> The state of Israel is running. everybody's The Rockefellers, Black Rock, Vanguard, all these people,

bro. They running They running the show. >> There's four more of them that they made. >> and they are going to be the ones who. are running this country the right way. >> Oh, our children. >> My daughter's going to be the next. president. >> Aiden will be pretty cool. Um, >> me I don't even know, man. >> I don't even know. Well, so clearly your. military disability is a brain injury. >> It's a heart issue, actually. >> He does have that. >> from the military. >> Yeah, I had a heart attack when I was. >> issue. So, he's got from the military.

>> I've got some PTSD and too, going. on. But. >> everyone does, I guess. >> It was all from the military. Yep. Too. much caffeine, too much drugs, too much. lifting weights, too much stress. >> They gave you the drugs? >> Well, they gave him all sorts of. vaccines. We got a ton of them. >> And so that. >> Oh Oh my goodness. You're. literally latching on to everything that. people like you are just on about. >> But because we're right. >> See, you can't say that cuz you don't. really know. You just have a. >> know. Like I ain't saying I'm right, but. I have a theory. >> What? >> But I believe my theory.

>> I I think I'm happy that I got some of. them when I was a kid. >> No. >> None. >> I I don't believe in vaccines. >> Not even polio? >> No. Um actually, if you look into the. history of all these. >> Okay. Polio is like a 0.0000 Z3% chance. of even getting the paralytic polio. >> It wasn't very good back in the day when. a lot of people were getting it. >> I I know. But that's what I'm saying. They were a lot of people were not. getting it. Yeah. No, that's just inaccurate. >> And the studies and the uh statistics.

that you have that you get for that, you. have to pay for it. Why do you have to. pay for statistics on. >> vaccine preventable. will tell you? No, you can't do that. >> to get the statistics for all these. >> She's saying to get the data on the. vaccines, you got to pay for to get the. data is what she. >> did report that uh from from who? >> From the CDC or whatever the place is. that has it. >> Listen, I mean, I think. >> probably just use Chad PD. No, you.

can't. I think everyone is in alignment. that maybe went a bit too hard during. the co thing with the freak out. Like, I. get it, but a lot of that is hindsight. Okay, hindsight. We didn't we also. didn't really. when it first started we didn't really. know. >> Listen, I'm going to tell you when I. first started I said guess who I was. like actually trying to give you a bone. here of like I understand where a lot of. people's minds are cuz we went way too. hard in places like California license. No, I get it. I get it. I get it. I get. it. And hindsight, yes, it wasn't as I.

get it. If you're a healthy adult, whatever. But come on. I mean, I'm okay. that I got the polio. I'm happy that I. got the polio. But not everybody is. >> Huh? Not everyone is. What? >> And if your vaccine works, then why do. why do why do we need to get it? So. let's say you've got your polio vaccine. >> What did you just say? >> And I'm not and your vaccine works and. polio is going around. Then why do I. need to be vaccinated if your vaccine. works? >> Cuz vaccines create antibodies. to protect you against.

>> But I've got Yeah, but the disease. >> I gave him a big uh. >> I know. which is why he's kind of. >> Mhm. >> You think? >> Listen, dog. That's not why actually. But. >> I I dude, I don't even I just don't even. know what to say. When there's like. different realities, it's not a. conversation that can be had. Like I. just don't know. >> There's reality and then there's the. show that you're being given. >> Okay, Tom. I'm going to say this real. quick. This is the basis of what we This. is definitely like a belief thing, right? And I will say this. If I So,

when I was born, right, my mom, she's a. nurse, would have been nurse for 40. something years, right? She didn't get. us vaccinated at all, right? I think I. think we had the vitamin K shot. I think. something like that. One or two that was. >> individuals do is. >> and what I'm what I'm saying is is like. there's a lot of people I felt who don't. get the vaccines who stay healthy for a. very long time, don't get sick very. often, whatever, right? And then and but. I'll say this on the on the contrary, right? On the contrary, right? When I. went to the military, they give you. every damn vaccine. You probably think. them in your mind is healthy. When I was. in there, I I I dude I don't remember. one time getting sick besides that,

>> right? And that's kind of a big deal I. get, right? But the but the heart attack. heart attacks can be very much stress. induced, stimulant induced, whatever the. case may be, right? Stress, whatever. Heart attacks can happen for a lot of. freaking reasons, right? Whatever. >> And you said drugs like I don't know, but you said drug. Yeah, drugs. >> Drugs. I took Okay. So, I took a lot of. like obviously I mean you've got. pre-workouts got a ton of in them. you don't really know about, right? >> Including caffeine. And if you were. caffeine maxed, like you were you likely. above the daily dose, right? >> I'm taking a ton, bro. It would do.

it. But there was also, you know, you. got to look at like SARMs, a selective. android module receptor. I don't know if. those are or not, but they're basically. >> a selective andro receptive module. module, excuse me, receptor module. I. can't say it, but. >> basically what they do is they adapt to. your attach to your receptors in your. body to create physical. >> attributes, whether it's muscle, endurance, whatever. Right? Instead of. taking like steroids, it affect your. hormones. SARMMS for the most part don't. affect your hormones, right? So, I was. taking those, right? So, I was pretty.

jacked. Whatever. >> Things like that. So, >> okay. What's your disability again on a. monthly basis? >> 4,646. >> Okay. So, 8,46. Okay. That's. >> Wait, what? >> What? Eightal. >> with your four with the four that comes. in with the other job. So, that's the. eye. >> That. >> How much is that? >> Uh, 1905 + 955. >> Can you. >> whatever that is? >> Math that. >> Yeah. I didn't go I didn't go to. college, but I dropped out. So, >> 9005. You said. >> 1905. So 1905 plus 955.

>> Okay. Plus. >> Okay. So yeah, that makes sense that you. can stay at home and teach your children. to be. >> also work. >> Actually, my kids are several grade. levels above the average child. >> How would you know? >> Um because I've tested them. >> You tested them? Great. She's got a. third party. You got to you got to talk. Say for real, bro. >> So they're actually extremely smart and. socialized. >> Uh-huh. They are. >> And I believe that. Did you know over. 70% of kids in the public school system.

aren't even making their. >> Did you know that 100% of the things you. say I can't trust anymore? >> They like you ruined everything you will. ever because you don't know the. research. I don't have all the research. in front of me. >> This is how you drew the planet. Then. you said angels come through this door. to control the weather. >> Well, read the book of Enoch. >> Let me just grab my stuff off the bus. >> I don't know that one. >> Okay. Exactly. But do you believe? Okay. Well, here's the thing. >> What is it? >> It's a book. >> It's part of the Bible.

>> From the Bible. >> Is it in the Bible? >> Taken out of the Bible. >> Taken out of the Bible. >> Okay. Well, if it's not in, then. >> it's cuz of King James, bro. King James. is a correct little bag, too. >> Huh? >> King James took the book of Enoch. >> Hold on. If If you are a believer in the. Christian faith, the book of the Bible. is the word. >> Yes. >> That's it. That's the original Bible. No, that's not it. There was the. original Bible. There's the Ethiop. >> There is There's all sorts of things. All sorts of books that were taken out. didn't even answer that. >> Yes. >> Yes. They're the ones that took it out. But. >> it's I council nia.

>> I can't say that word. But anyway, not. >> like the whole purpose of it is, right, is like I believe here's the deal too. about the word, right? The word the the. the word of God has been translated. >> Your mother's. >> your your mother's so. >> it's translated so many times, bro. You. can't take the word of God in an NIV or. a NIT or a King James version and read. >> So why would they take that out? your. magical dome. >> because then it proves. >> government bro that's the government. >> why what what advantageous thing would. the government have to say that it's hey.

what what benefit control how are we. being controlled by saying the earth. >> if you prove God is real. >> what does it do to say it's round what. do they gain. >> okay for what are they gaining because. deception the truth the truth that the. lord is real. >> what how does it disprove that by saying. the planet's round. >> because when you when you when you read. the first when you read the I can't. quote it I can't. But if you read the. Bible, when it starts when it starts. talking about how he made the earth, right? He talks about the firminant. waters both the firminant and then he.

talks about. >> how earth was made because then it. disproves evolution. E N O. >> it disproves evolution and like that we. came from monkeys. They want control. which is the. >> Okay. So, okay. When Darwin made that, you know, he worked on all that. Very. good. What does it actually give them that. some people believe in evolution? If you prove God, if this proves God is. real, >> if you prove God is real, you lose you. lose all power, all everything.

>> And what does that why does that even. matter? Cuz like first of all, Republicans in this country are. overwhelming religious and they're. trying to push religion. >> They think they think they are, but like. >> you want they want you to think they. are. >> It's a spiritual battle. But for what is. this battle raging, you ask? I don't. know. What stands at the center? So then. you working together o. >> Yeah. E N O C. >> Republican Democrats work together. anyway. >> It's Yeah. But it's a spiritual battle. >> If I run for office and I get elected, I'm all of a sudden going to just be. this evil person, a part of a. conspiracy. I wouldn't say that even if. I never.

would have heard of it. >> I think people slowly. >> because you're they're going to. introduce themselves to you and they're. going to ask you to join their and. if you say no, then they're not going to. let you go further. Or if you say yes. and then say no, they're going to label. you as crazy. Why do you think they're all on Candace. Owen's ass trying to make her look. crazy? >> There's one. She might be. >> That's one option. >> She's not crazy, though. >> She might be. >> like, you okay, you know Britney Spears? She her and Justin Timberlake actually.

died in a car accident. >> Enoch was not actually written by the. biblical Enoch. It was written by. multiple Jewish unknown authors. >> allegedly. So. >> composed over several centuries from 300. BC to 100 BC. >> Yeah, they found. >> with some sections possibly even later. >> So Enoch was actually. >> it's not a single book. It's a. collection stitched together. independents though. >> So Enoch was actually sent into the. Garden of Eden to be as like a. bookkeeper for everything that's uh.

that person isn't a thing. It was. written by other Jews, >> Jewish people. >> But I also think this, bro, you have to. go, you have to read the book. >> It may be fine. >> Say it was written by multiple Jewish. people. >> That's going to tell you what they want. That's going to show you what they want. you to know. >> Okay, very good. And where are you. getting the truth? >> Um, >> we made it up. We made this one up. [music] It's a madeup tale. It's a total. fabrication. >> The the Lord. >> See, this is where he told to What do.

you mean? >> Enoch said this was written by Enoch. What? >> Enoch said this was written by Enoch. I. didn't say Enoch said it was written by. Enoch. I said read the book of the. truth. >> How am I getting what truth? >> That truth that it was uh that Enoch. went into the garden. >> Uh because it's in the Bible. It's in. scripture. >> What? Which one? >> In Enoch. >> In Enoch, >> which is not in the Bible. >> It was taken out of the Bible. >> Out of the Bible, though. >> This sounds absolutely insane. [music]. And I'm aware. >> it was originally in the Bible. >> Oh.

>> I'm pretty sure I'm right on that. though. No, I don't think you're right on. anything lately. >> I am right on it. It was taken out of. the Bible because they felt like it. wasn't it couldn't be um. proved legit is their reasoning, but it. was in the original. >> Here's my deal, too, bro. Is like if. you're talking I don't know if you are. or not, Caleb, but if you talk to. anybody else who is a believer and not a. believer, whatever the case may be is, right? Whatever your belief is, right? It's really hard unless you've. experienced God yourself. It's hard to.

believe that God is real. >> So, it's considered a false attribution. by scholars all across multiple. centuries since the Bible was made. >> The thing that it talks about is very. >> it's very different. They don't want you. to believe. >> who they you keep saying they who. >> the people in control like the. Rockefellers the. >> the Rockefellers didn't exist I've seen. didn't exist when all these. >> when they said well they didn't exist. over the centuries when they were saying. it's a false attribution like it was. never not once a part of the Jewish. cannon not once a part of the Hebrew.

Bible Ethiopian. >> Ethiopian why the would I care. about Ethiopian. >> because that's the original like the. least messed with Bible. You got to show cuz you're reading. stuff. How do I know that what you're. reading is actually cuz I've done my. research. >> From what? >> You're doing like a five minute little. scroll. >> from what have you done your research. though. >> Well, I mean, how does anybody do. research? You read books. You research. things. You Google. You read scripture.

>> Uh, I will say this. I mean, I Yes, I. am. I'm closest aligned with. Christianity, I guess. Okay. But even. still, if you you can't read that and. say because you heard it in the book and. the book says the book is real that all. of a sudden the book is real. Let's be. real about. >> No, but that's not how that works cuz. that's exactly that's faith but that's. not fact. >> That's Well, that's your opinion based. off somebody. >> No, that's faith. It's not fact. I mean, I still do believe in the Bible cuz I'm. I guess you believe it's fact. >> This for me, but I am also a realist. I.

understand that just because if if a. book tells me the book is real, that. doesn't mean the book is real. >> The but it does [sighs]. >> because everything that's happened. religious belief that's not an actual. research fact. >> But okay, >> about the world outside of the book of. what was happening. >> So much science points to. >> science, >> dude. Okay. Do you know they found. Jesus's blood? Like they like all of. that is real. >> The arc they found the ark of the. covenant. >> They found Yes. They found the ark of. the covenant and they tested his blood.

and it only had the chromosomes from his. mom. So there's facts that have been. hidden that show everything in the. Bible, Israel. Like when the Moses split. the sea, they found all of the pieces of. the trolley, whatever they're called. chariots. >> in the bottom of the sea. So there is. proof, but they're covering it up in. hiding. There's certain stories of the. Bible they can go back and find the. actual art the artifacts of the story of. where it happened and like all of that.

But I will say this, I agree with Caleb. to an extent where it's like I do. believe in God 100% Yeshua, Yahweh, whatever you want to call him, right? But at the same time, I think God has. given you the ability to use discernment. and also the fact of like being able to. decipher fact from fifth from fiction on. fiction, right? So no matter if you're. no matter if you're a human, bro, you're. going to have the issue of okay, yes, I. do want to have faith in this, but at. the same time, I still speculate I. specular whatever you're. >> telling everyone else that they're. because this is a part it is a part of. the Ethiopian and Idian Idian Orthodox.

Bible. So it's a part of them, but for. every other denomination and faith, it's. treated as Jewish literature rather than. scripture. So you're just saying that. the other people's faiths are wrong. >> Okay? So think of it this way. You're. just saying the other people are wrong. That's not what I'm saying at all. That's not what I'm saying at all. We. are all on our own walk to learn and be. taught and told what to believe by the. Holy Spirit. However, look at it this. way. So, we've got modern medicine like. Tylenol, right? So, let's say we're. using Tylenol to get our um fever down. Well, then we come across some old.

scrolls that say, "Oh, you can get your. fever down with um a cold washcloth.". That doesn't make Tylenol irrelevant. Listen, I'm giving an example. I'm giving an example. That doesn't make. the Tylenol any less real. >> No, you're an author. You wrote a book. People are reading your book. It's on. Amazon. Oh, no. >> Oh, yeah. >> That one doesn't have to talk about. anything crazy. >> Oh, it has one review. That must have. been you. >> Actually, no. I don't think your own. book. I tried.

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free trial. Wise.com. [music] Link in. the description below. >> I mean, I can still write a good book. and have my own conspiracies. >> This is true. >> Yeah, it's great. It's helped a lot of. women actually. >> It has, including myself. >> True. >> Like I know attorneys that are giving it. to their um clients. >> Oh, guys, I just I don't know what to. do. Listen, like Yeah. Now I listen. Was. was that a financial conversation? No. But does it absolutely suggest.

how the you probably cannot communicate. in this house? Absolutely. Once you guys. have sent your set your own realities. and your own opinions on something, you. guys are hardlined. You will never be. changed. >> You got to be flexible, bro. >> But you guys aren't is the thing. And if. you guys have different opinions on. finances in this house, >> you're married, but we ain't the same. Okay. >> Exactly. But you guys are married, but. your finances aren't. You guys are and. you guys are so hardlined and you will. never be flexible on finances. >> I'm flexible. >> What are you talking about? You just. when you went like.

>> you completely disregard everything that. I do. You are not flexible. >> I am flexible. You don't have any. control. >> Tell me tell me the finances in this. house. How you guys go about it. How the. conversation. >> she has no idea cuz she doesn't want to. know how she she wants to know. When I. try to give it to her, she says, "Oh, you're the man. You're supposed to. handle I can handle the weight of that. You're supposed to lead her. You do it. all. But I want you to do it my way.". But he spend he spends his money on like. stuff that he shouldn't be doing. >> That is a fact. I won't argue with that. But at the same time, >> my bills are all paid on time. Like but.

his but when he pays my bills, they're. late because he'd rather have fun. >> And also, for what it's worth, I do have. to say when you talk about how it was. taken out, cuz I care about this, the. Jewish cannon, the the tan cannon in. Hebrew Bible was largely set by the. second century or by the first century. They chose what they. >> and the first Enoch was written after. that by year 300 or 100. >> and. >> it was written after the Bible was. already said. So you can't say it was. taken OUT OF THE BIBLE. IT WAS WRITTEN.

POST BIBLE. >> BUT IT was part of it. >> written after. So you can't say it was. taken out. So technically that means it. was added. >> So you're asking for it to be added. And. guess what? >> I didn't know that actually. So that's. interesting. >> And when the and the Bible spec. specifically talks about in there and I. can't quote scripture and stuff. I'm not. good enough for that. Okay, you're. wrong. But it Huh? >> You're wrong. >> Okay, good. And and whatever it says, it. says like it warns you of false prophets. and all this and other additions. and when people try to add things, it. warns of that.

>> And this is additive. >> But but is it? >> It is cuz Okay, off of that subject, right? Like if he's what he's saying is. is factually correct, right? Off of what. he's looking at. If that is a fact, >> I think he's correct, >> right? It's like if it was added to it, then he just quoted the fact that you. shouldn't believe in things that are. added to it and blah blah blah, right? I. mean like I think even if the book of. Enoch is true say it is right it still. adds a lot of confusion and more things. you want to you have to decipher through. things you have to try to not or to. believe is that was a protection from. God say listen bro don't don't go down.

these rabbit holes cuz all you need to. know is about me and only me you have to. know all the facts. >> yeah like all that. >> that that's what it that's what it. narrows down to. >> well it's fun to go through in like. these rabbit holes but like truly. ultimately it matters but when you base. your whole world view off of rabbit. holes and you're raising your children. based off of rabbit holes. When you. raise your children based off of that, that's raising them off. >> Have you told them this? >> Yeah, >> that's concerning. >> But I've also told them the other. theories and I've said it's a theory. >> What theories? >> So like the globe. >> I'm sorry. Us going to the moon is not a. theory. Us flying around the moon. Those.

not a theory. Mars. No, that's not my. opinion. Mars. You can get a telescope. and go see Mars. >> You can look at a theory. >> No, you can see it. I've seen. >> But that's not a theory when you see it. >> But how do you know we've actually been. there? That's the thing though. We. haven't been there. >> So Mars rovers are. rovers are We have live feed. >> Yeah, that's fake. >> What? >> I' I've never looked at it. I can. >> So when the Soviets in America were in. this massive space race and the Soviets.

sent uh even a rover to Venus, you're. saying that's fake. They conspired. together. The two enemies of the world. conspired together. >> Yeah. >> Why? >> Would the Soviets and America conspire. together? >> FAR INTO IT. OH, [screaming]. YOU BUT YOU JUST HAVE TO SAY IT'S fake. >> because it is. That's my opinion. >> That's just your opin. That makes no. sense. It does. Everything she says is. her opinion. >> But it's most likely fact. It's most. likely fact. >> Her opinion is fact, though. Like,

>> you can't argue with her, bro. >> Well, >> when I say you can't argue with women is. the definition. >> Who? Chelsea. >> Chelsea is the definition. >> Damn it. So again like the Torah that. was widely accepted and authoritative by. 400 BC we. >> but Enoch was done by 100 BC there's. also. >> 300 years after. >> there are people who don't believe that. >> the prophets were mostly fixed in by 200. BC again Enoch 100 BC afterwards.

>> correct. >> huh. >> if I do that does that make me correct. >> no but if you actually read it. >> but I have read it. >> but you're doing like a two-minute. little reading on Google that could be. are you on Wikipedia? Wikipedia is not. like a good place to get your. information from. >> Okay. Where is lady? >> Um well lots of places. >> Okay. Very good. >> But you have to take. >> from the book of Enoch itself when it. said no this is actually written before. >> the book of Enoch is even mentioned in. like the Bible. >> where. >> um Google it.

>> You don't trust Google. >> Yeah. Well, Enoch is talked about in the. Bible. >> Well, he is. Yes. So, um I do have something that you can look. up that's fact that's actually really. interesting in the Bible where it says. in the beginning if you translate that. to old pictograph ancient pictograph and. then ancient. >> Why do you think your household. financial score is 0 to 10? Zero being. the worst, 10 being the best. So is the. score. >> Well, the the trans person was 2.5 and I. feel like we're better than him her.

>> So we're Yeah, the the. >> I got your Hammer financial score. Get. it for free at kaleammer.com. Just take. the assessment. It just takes a few. minutes and you can see where you stand. So take it for free. Link below. caleb.com. And if you don't want to be. like guests who end up on the show, make. sure you download the NOS budgeting app. It is great. Tens of thousands of. monthly active users for a reason. Check. out the free trial. And if you like it, sign up for the annual version because. you save almost 50%. And you get my. budget friendly. You get this 30-day. meal plan. >> Yay. >> And the budget friendly cookbook, the. digital version. But you get this. physical version of the meal plan signed.

by me mailed directly to you. Okay. So, yeah, I mean you are right. It's mentioned in the standard Bible. that most people say. >> uh just in terms of like. a person not necessarily doing much. >> There's only. >> He went for a walk once. >> He was born once. He was the father of. someone once. Okay. I mean, yeah, that. that's pretty much it.

Uh, >> I'm right. You're wrong. >> About what? >> About this. >> Okay. >> Well, you're the one trying to disprove. me. I'm just letting you know. >> Not even that. Just bringing up context. of like the timing of like the actual. timing like time, >> just context of time. And if that. doesn't even make you question. something, that's that's a little. concerning because the people like you. are always like, I'm the open-minded. person. I'm the one that's willing to. consider anything. But the moment you. hear something that actually challenges. your conspiracy, it just But you need.

more context, too, because the. >> just time. I just care about when it was. written. >> Yeah. But you can't know the exact time. because they've changed our calendar and. our time. >> Oh, see that's how you can never have a. conversation cuz no matter what, the. world is fake. And if the world is fake, then you can you can never be right. >> No, legit. >> So, like it doesn't work. What time What. year are we in now? >> Well, that part I don't know. >> Okay. >> I think it's like 2013. >> Does it even matter? >> Why does it even matter? >> Yes. If you're talking about this. >> year is whenever we decided we started. tracking. the year is different in different.

count. It's different in China. It's. different in North Korea. The year's. different. Yes, it is. >> I know. But what you're saying is is. it's true but inaccurate because if your. timing makes no sense, bro. Because if. your time if you're putting a timeline. on something and your timeline changed. halfway through. >> Okay. So, you don't trust her with money. cuz she's. >> No. Like, I understand. I get it. Listen, you Well, I wouldn't trust you. with money either cuz you're the one. late on the mortgage. But even still, it's just like you're not willing to. combine cuz you don't trust her. We need. to have a 13mon.

13-month year with 28 days in each. >> Why? Why does it even matter? >> Because it fs with our time. >> Why does time even matter? That's my. question. >> Hey, what? >> Because if you're going to if you're. going to make facts, take like claim. facts off of a timeline that isn't. accurate. Then you can't make that fact. claim to be fact. >> Oh my. I don't even know what to do with. you. So yeah, you don't trust combining. with her. I don't blame you. I don't. trust combining that. >> Crazy. >> What is going on in the household.

finances right now? Guys, please tell. me. >> Well, we did have a flood in our house. >> That was. >> No, I'm talking about y'all's dynamic. >> For sake, >> I'll tell you what it is. She. >> I'll tell you me, right? Me, I believe. in have a little fun. Probably only here. for so long. I get money every single. month. Like, so I believe in living my. life a little bit. Do a couple things I. want to do. >> But you got kids, aren't they important? >> Kids to have what they need. They don't. have to have what they want. They can. have what they need, but need is a roof. over your head. And if you're getting. laid on mortgages, >> we ain't we ain't we ain't about to.

lose. >> It's only so long that it gets so close. until it impacts your credit until it. gets uh. >> our our credit's impacted. >> My credit has been impacted for years. I'm I mean, honestly, credit is like the. least of my worries right now. >> But people lose their houses every day. You're not in a unique position. necessarily. You push it to that edge so. many times, then they lose something. they need. It's not about what they. want. >> Yeah. >> But put it close push it closer and. closer. >> True. I just I'll tell you this right. now, man. I I Okay, I'll say this. I did. make a mistake allowing us to go to. Tennessee last year and skipping the. mortgage one time, right? I'll say that.

And right now, >> yeah, that's just what I decided to do. cuz we want to go see family. That's. what I did. I said, "Well, I said I'll. push the mortgage from the first all the. way about the I said, "Wait till I get. paid again, right?" Cuz we weren't on. track, right? We were. And then I I I. basically skipped the month of the. mortgage, right? So, I can pay at the. end of the end of the month. So, the. first month I said, "They're already. taking it from us. Let me finish. talking." Right? And so, um I did that. And when I did that, I just haven't made. enough money ever made enough money. again to catch up on that. So, I'm just. buying because of that, honestly, for. the most part. >> Guys, you know, finances are a leading. cause for divorce in this country. And. she loves getting divorced. So, this is.

>> I don't love getting I'm going to. pretend that I didn't hear that. What. did you just say? >> You like interrupt a lot. Every time. I've talked, you just want to interrupt. me when I'm talking. >> Well, so because part of it was. Christmas like we had to get them. Christmas stuff, but um I don't like. that. >> Sucks and that's expensive. Divorce is a. >> You have a voice? >> No. >> Yes, >> I don't. >> I have one. I get real loud, too. But it. offends her. So, it does. Wait. Well, I. love when I hear someone say they don't. have a voice and then the other person.

that controls them says they have a. voice. >> Well, cuz he controls everything. >> She thinks she controls me, but I just. do whatever the I want to for the. most part. >> Oh, so you do have a voice then? >> Yeah, but it's quiet. >> It's not quiet. >> Have you met him? >> It's quiet. >> It's not quiet. >> Guys, you guys are on a 40-year. mortgage. Nobody does that. >> Well, that's okay. So, yeah. I know. you're right. Nobody does that until. you're about to lose the house and then. they offer that. >> So, you almost lost the house. >> I almost did. Yeah. >> See how close we are that we've almost. lost the house and we have kids. We. don't prioritize fun. >> Exactly. You don't do extra activities.

You don't You don't I could go on and on. about that one. But even for me, too. Like I'll say that for me. I'll start. with me for Yeah, bro. Like I was a. dumbass. I spent much money on some. video games. I spent some money on. >> Ask. Well, he can find out. Don't worry. I don't even know. So, like 2500 a. month. >> Not a month. Get the out of here. It's not a month. >> I mean, yeah, our spending's in. the thousands. It's it's it's insane. Just within a single. >> getting your coffees, getting the. snacks. That's where a lot of our money. goes. >> He has this thing where anytime he goes. to get gas, he has to get a little. snacky snack.

>> If I gave you the damn money to do it, you do it, too. >> No, cuz I don't like getting out of the. car. >> Oh, >> So, and I usually Yeah, I know. >> That's where the juice. >> I don't like. >> You're lying at your ass right now. Tell. the truth. >> I am. >> You're not. I don't like candy because. it has food dye in it. >> So you don't you don't spend money on. at all ever. >> I love the taste of red dye. >> Well, it's gonna give you cancer. So. >> I'm ready for it. At least I went down. having fun. >> Well, I mean tomato tomato. That's what. I'm saying.

>> That makes no sense, bro. >> No, dude. Like. >> um. >> here's this is honestly like partially. >> my real point of view I've had for the. past couple years. I'm stubborn kind of. But it's one of them deals. where it's like, >> you know, if I and I know you're going. to disagree with this, right? Probably. But my view is if it's not getting taken. away and I can get it caught up later. on, I didn't worry about missing it for. a month, right? Cuz the time. >> your loan though for the consequence.

>> Say that again. >> The consequence is you're on a 40-year. loan now. >> That Yeah, that was a big mistake. >> At a 6.25% interest. >> I haven't let that happen since though. I'm not going to. >> Oh, you didn't get on a new 40-year loan. since. >> No, no, no, no, is I'm not going to get behind damn near. 30 grand on my mortgage before they. tried to take it. That's what. >> How far behind were you? >> We were couple months a couple months. Well, I think it was only like what? So, it's 4,000 damn near 4,000 a month. before 2 months plus fees. >> 2 and a half plus fees. Yeah. Something. like that. >> Hey, your regular monthly is $3,790. >> Yeah. But I want to throw this out.

there. I want to throw this out there. that's about to go down to that's going. to decrease $1,000 because so when I. signed for the house, right, I don't I. don't I'm not supposed to pay property. taxes, right? They never told me I. wasn't aware that you have to go and. apply for the exemption. I thought it. was just added into your mortgage. I had. no one ever told me. >> don't you owe the HOA like 6,000 bucks. >> Well, that is very true. Yes. >> And you know, they can. >> People have lost their houses for not. paying. >> and I wasn't aware of that either. Like. honestly, so first two years. >> that we lived there, [clears throat].

this is all on me because she didn't. really give a And honestly, >> I did give a. >> If you're at home all day, why can't you. deal with some She don't want to. Don't. >> No, I. >> don't. >> I he told me he was paying it monthly. cuz it would only be like $170 monthly. And then I couldn't get into the pool. and or no, the gym there. We have a gym. and I couldn't get in and I went and. talked to them. They're like, "Oh, you. guys are behind." And I was like, the. >> I was unaware because you had to pay the. separately when I was signing up. for the house. I've never bought a house. before. I was into all this I just. didn't think to think to look into it. I.

I don't know. I just didn't think about. it, right? And so I thought HOAs, all. that was tied into it, right? Obviously, it wasn't. So then about a. year and a half later, almost two, you. know, hey, bro, like you're behind like. five grand. Need our money, right? And I. was like, what the I thought you been. taking out the whole time. No, it's just. >> your car's not even registered. You owe. $1,600 there. I just don't think you. guys do anything. >> Well, on that one, so listen, there's no. story on that, right? I always have a. story. I know. But so when I bought my. first car, right, it was in Texas, right? Tax, titles, fees, laws, all that.

was included in the deal, right? That's. how they do it in Texas, right? Um. >> or Oklahoma. >> Oklahoma's different and so was. Arkansas. And so when I had to buy this. car, the car I was driving at the at one. point was paid off, but I'd wrecked it, missing a whole half the car was. gone, whatever, right? Um had to go get. this car. was the only thing they had on. the lot for me supposedly. And so when I. bought it, I had never had to pay TTNL, right? And they didn't tell me to do. this when I left. So I just didn't think. about it. I had no idea. Uh and then.

when it comes to the tag on the uh the. car, right, they told me, "Yeah, just. transfer your. >> Just pay it. Just pay it. You guys make. money. Just pay it.". >> We can't because he's spending it on. eating out and baseball. >> Yes. You spend $1,000 more than $1,000. >> We know. That's the thing. >> Okay. But we do now. We do now though. We know the HOA. We know the car thing. You guys spent thousands on. last month. >> Yes. >> Thousands. So just pay it, guys. Come. on. >> What's the best? >> That's the plan now. >> Capital One. Who has this? >> She's got all the debt. >> Okay. Really? >> Straight. >> Wait, but you don't even make money. Why.

are you the one going into debt? >> This is like before. >> No, it's now. You spent on this now. Last month you spent on this. And. listen, you pay it relatively down, but. not enough to make it not acrewing. interest. And also, it was Hey, she had. a pass due fee. So, I thought you were. getting on his ass for not paying. on time, but you were. >> pass. I was paying it and then I stopped um. getting money. So, >> from what? >> So, I was using So, I was using that and. like. >> No, from child support.

>> Why'd you stop getting child support? >> Because he decided to stop paying it. because he's trying to make it to where. I can't pay for my. >> attorney. Deal with that. >> So, but what I'm saying is like I was. pay trying to get my credit back up so I. can lower my car payment and. >> credit back up. So you're spending it on. Chick-fil-A, Chick-fil-A, McDonald's, and This is It's all. You and interest is acrewing. like you're not even just paying it off. >> But I was because you're supposed to pay. it down to like 30%. >> NO, NO, NO. IT'S YOU don't keep it above 30%. Or.

else if you dude, my credit's better. than your credit's ever been. And I've. never had interest acrew once on a. credit card. >> But it's only like $30. >> Doesn't matter. Doesn't matter. I've. never had interest acrew once on a. credit card. >> $30. So you spend like cuz it's like. $600. >> Yeah. >> Yes. >> No. Well, between two. >> Yeah. No, between this card. >> Well, then this card you spent $534.89. >> That's not recent. >> Oh, yes it is. >> That's not because I only had a. >> month ago. One month ago. This was last. month. A credit card a month ago. No.

>> No. I It was a It was only. >> Yes, it's $300. But since you put a. little extra towards it, you were able. to spend more. >> I didn't put What? Yes, you put 460. towards it. MAYBE IT IS. I ASKED YOU WHO. IT IS. YOU SAID it's yours. >> Listen, dog. I I Hey, It is a. $300 limit. >> I ain't using credit card. >> It is. But since you put to It is yours. I'm being confirmed that it is yours. >> Okay. How are you being confirmed? >> Lindsay's telling me. >> Oh, how? Cuz she's Oh, >> I have an iPad.

>> Technology. It's not all a conspiracy. >> I haven't used a credit card in a long. time. >> You see, >> and what is it for? Chick-fil-A. Chick-fil-A. McDonald's. Dude, if you're. conspiracyrained and you won't have red. dye, you'll put McDonald's in your body. >> I think that makes sense. I've gotten a. lot I've gotten a lot better because I. need cheaper food. So, >> McDonald's isn't cheaper food. >> It is though, actually. >> Compared to like all the fast food these. days, >> it's cheap, >> dude. Taco Bell's cheaper. That's pretty. much it. >> IT'S NOT THOUGH. [screaming].

>> YOU DON'T know cuz we spent 40 bucks. last night [laughter] for two people. >> Yeah, we spent $40. >> That's what that cost. expensive as hell to eat out. >> Same pass through. You're You guys are a. nuisance. >> I know. Well, and I get it from my mom. She doesn't like to cook. >> Shut the up. Be your own adult. >> I don't LIKE TO COOK. >> VISA. WHO SAYS THIS? >> I don't know if that's mine or I don't. know. How much is it? >> Um uh the limit's 300, but the balance.

is 537. cents. What the are we doing? Why? >> I don't know if it's mine or not. I. can't tell you. >> Sick. How do we not even know who's is. whose, guys? >> Cuz I wasn't aware of how many credit. cards she had till yesterday or passed. due. I didn't know this at. all. >> How have you guys not had one. conversation? >> Because supposedly she doesn't have any. money. Has no credit cards and no money. Tells me all the time she says that you. lie. >> I don't have any. I didn't lie. >> That's against your faith. >> First off, I did not lie. >> You ain't told me about no credit. cards that you. >> Secondly, no. I've told you. >> Or you'll get them in. You'll hide them.

from me and not tell me about it. >> So I don't ask to use it. That's exactly. what the happens. >> No. >> Yes. Your minimum is 27807. That's not. your normal minimum, but that's what's. due because you're over the limit. It's. probably like $30 normally. >> Well, and they shut it off. >> Well, they should. Thank goodness. >> None of mine are shut off. So, that. thing's canceled. They. >> I'm not seeing it as closed. If you you. don't even know what card this is. You. couldn't even decide whose it is. >> Well, that's his. >> How do you know? >> Well, you just said this. >> No, he just said it was his. >> I don't know if I have a Visa. >> I'm pretty sure I don't. I'm almost.

positive I don't. >> You Okay, it's yours. I'm being told it. is yours. Okay, cool. All right. I mean, I heard the 500 mark. >> monthly service fee, late payment fee, interest being charged, and your account. is currently closed. >> That one. Okay. >> That's what happens when we just don't. touch We don't pay attention, guys. This is a disaster. Indigo. >> That's mine. >> Oh, thank we. We know. We're [laughter]. >> Yeah. >> Okay. Well, you owe uh on a $500 credit.

limit, $96,520. Why do military people just suck at. credit cards? >> I don't know, man. >> Especially when you're getting like. unlimited money for the rest of your. life. Why? Why make this like No, listen. Well, that is a fact. Kind of. Sort of. Kind of, right? But I will say. this. There was a point in time I. applied for a bunch of credit cards all. around the same time, right? And I was. out of a job. So, we used a lot of this. stuff just to kind of buy what we needed. and also what we wanted around that. time. Well, I don't think that was. around Christmas. I think that was a.

different time. >> No, this is the balance as of last. month, guys. That's what I'm saying. I. haven't used that card or. >> you can't. You're double the limit. >> I haven't paid anything on it in. probably a hot minute. So. >> yeah, it's a $88 minimum. I mean, you. still before it go to collections, you. may as well do this. >> But doesn't it fall off when it goes to. collections? >> I mean, you were blaming to Lindsay. having a 200 having a job making. $200,000 a year is why you have bad. money. Like what the. >> Well, you said what? >> Huh? >> You were blaming having a job making. $200,000 on why you're bad with money.

>> I'm being told. >> Well, okay. In a sense, yes. Cuz when I. did have those cards, that's when I was. working at Lifetime and at when I was so. I was using the money or I was using the. cards, right? And I when I switched jobs. from Lifetime, >> why would you do that? Go make more. money. >> because well, I haven't I I don't really. want to go back there. I don't think I. think the clientele has kind of died. down, right? But anyway, >> I moved on a different job. They had a. guaranteed salary of like 80 grand, right? At the time, I was making more. than that, but I was okay. That sounds. like a guaranteed money. I was I'm doing. the same thing anyway, except for my. manager, blah blah blah. And then that. job literally went out of business, bro.

Like a month after I joined them. They. just they just shut down shop, left, whatever. Then I was out of a job again. >> Go back to Lifetime. >> Uh they wouldn't they So when you when. you leave Lifetime, No. When you leave. Lifetime, you can't go back for 60 days. Not a job or even attend the gym for. like two months. So. >> that's why they didn't go back. That's. like their little policy or whatever. But. >> Okay. Well, you're getting fees, fees, fees. Late late. Just be an adult and. pay it, dude. Like I don't know what to. tell you. Just being a adult. >> Well, that's why we're here. >> Oh, that's why you're here. You could. pay the card. You guys make good money. >> Yeah, I just choose not to. Low key.

>> Exactly. And in high key, we need to. >> Milestone. What's going on? Who's is. this? >> That's mine. >> I got a couple that are pretty high. >> If you or your child spent years growing. up on social media and experienced. serious mental health struggles, you. should hear this. Recently, a jury. ordered Meta and YouTube to pay millions. for their role in designing and. promoting addictive platforms. They knew. their apps could contribute to anxiety, depression, and body image issues, but. did not share those risks while.

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work. >> Yeah, but these are still all in decent. standing. They can't they're not being. charged. >> It's double the limit again. Over double. the limit. Got to pay them. or not. >> $64763. $85 minimum payment. Again, it's over. with fees and It's so stupid. cuz these are balances that you could. pay off like this with your income, but. you just spend all your money on. >> Yeah. >> So, it doesn't matter. Credit Capital. One Capital One Platinum. >> That could be more me or her. I think. that's mine though. >> Well, it's app maxed out and money is.

being spent. Do you spend on a credit. card? Cuz if you do, $5166. was spent on this. >> I don't spend money on any. >> So, it has to be you. >> I haven't spent money on a credit card. >> Oh my. Come on. I just Unless you see it. on that first card we looked at. >> Well, unless it's something that's a. recurring payment that's trying to come. out, then I haven't like all the. Chick-fil-A McDonald's that I saw was. being spent on that first credit card. was not you. >> Not recently. No. >> What? But that was last month, April. >> Well, >> you be telling me you ain't no damn. money or anything. >> Spent anything in April. >> You can't even agree who's going to. Chick-fil-A and McDonald's. tell me.

>> Well, no, because I don't Chick-fil-A. and McDonald's. >> every once in a while. Yes. I don't go. to McDonald's. that. I don't go to. McDonald's. that. >> Oh, it is you then. SO YOU DO SPEND on a credit card and. that was last month. You can't tell me. you're not. >> He's literally seen them. Like I don't. even have them in my wallet. REMEMBER. LIKE. >> BROTHER, IT WAS THE FIRST STATEMENT. You. can see it yourself. You actually. >> see it though because I don't. >> Here you go. [laughter]. >> I don't know what to tell you. >> See, it says returned cuz like nothing.

>> No, your payment was returned. You. pathetic worm. >> Not Not this right here. >> My payment was returned. Yes, because. you didn't have enough money in your. checking account when the payment was. made. >> April April 2nd. >> Oh that was returned. That's not. good. >> That's why you had a link fee. >> That's not good. Cuz that was to. something that I'm going to have to call. her. When was that called her? Good. luck. Who's her, dude? >> What do you mean? Was it something? See, this is I don't know about. >> $298.35. with a $25 minimum payment on this card. >> I gave you the money for.

>> And guess what? Hey, we don't spend on A. CREDIT CARD. WELL, YOU HAVE THE DOOR. DASH AND PANDA EXPRESS. That was me for. sure. >> Okay, so you spent on this and yes, you. have the reoccurring Netflix, but you. also Door Dashed old. >> Nah, I don't know. Dash Pash and Apple. Bill $30.79. Who knows? And then Amazon, Amazon, Amazon, Amazon, Amazon, Amazon, Amazon, Amazon, Apple. Apple bill. >> That's hor. >> So you have it. You autod do it. Show me. your Amazon. >> That's yours. >> Open that phone.

>> So Amazon COULD. >> AMAZON. YEAH, it's you spending stuff. >> I don't give a You were doing it. Shut the up. School stuff in the. middle of Gary fall the the spring. semester. >> Yeah, we spend. >> Are you planning for fall? >> Home school. >> And that that is an intense Apple bill. of $30. >> Probably multiple accounts that she has. that she doesn't track anymore, so they. charge the damn things. >> So you can Yeah. >> Which means she's restarted accounts. over and over and over. >> Trust me, I'm going to be looking. through both y'all's phones here in a.

bit. >> That's hers. >> That's mine. So like my daughter needed. shoes. I got her shoes. >> I don't spend on credit cards. Amazon. Amazon. Amazon. Amazon. Amazon. Amazon. >> But look, it's all kids stuff. >> Give. You're still spending it as money. going out. >> Yeah. >> That doesn't Just because it's kids. Hey, just because things are kids. doesn't mean it's all good. [laughter]. >> Why are we screaming for anything for. the kid is absolutely. >> for the audience? >> Ow. Dog quit. >> Okay. First of all, this isn't for kids. Uh, detox Z.

>> Yeah. Well, those shouldn't. Those are I. usually cancel those. >> Okay. No, they're arriving. They're not. I need to cancel that because I didn't. dress that. No, it's right now. And. you're not even wearing it. >> I know because I did that. >> for the show. >> Site words, a calendar. >> When I got paid, focus test prep. Okay, that one's. actually fair. A notebook. Yeah. Swimsuit. >> You got leosi sexy tie criss cross. plunge. And then another bathing suit. for yourself. So no, this is all not.

necessities. This this inflatable thing. is not a necessity. So like. all the isn't like do you need all. this? No. Is it nice? Yes. >> See school stuff. >> Not all of it though. You pathetic. >> Yes. I've got four kids. >> No, it's not all this. >> Only two of them really. >> childproof. That's fine. >> 21 things in your cart. >> Oh, well that's just like stuff I don't. she might want. Yeah. Like uh. around your. >> Those are rings.

>> Uh-huh. Rings. >> And my daughter's birthday's coming up, so like she wants that stuff. >> We need rings. I wanted to add a stack. >> A complete Ethiopian Bible. >> for kids. >> Oh, [laughter]. I mean, yeah, you spend so much money. >> I know. But he But but. >> but what. >> why do you what are you doing at home? How much is added up from Amazon? >> Schooling your kids all day. >> Yeah. >> Okay. >> And then I go to work.

>> Do you have to do any of the house. chores? >> No. >> That's good. >> When I'm home, yes, I do. No, he does. not. >> Oh, what? What does she make you do? >> What does she make you do? >> I pick up Well, let me rephrase. I'm. getting trouble. I pick up our mess. I. do the dishes. You don't touch the. trash. I take the damn. trash out to the curb everywhere else. Right. But I touch the dishes though, right? That's a woman's job, right? Supposedly. >> Sometimes you do. >> Sometimes whatever you guys decide. It. stacks up for a week straight. Yeah. Then I. >> It doesn't stack up for a week. >> I help you. Don't Don't play. >> sometimes. >> Don't play.

>> Then why are you on your phone for eight. hours a day on average? >> Cuz this their school. >> school actually is on fire. >> Well, good news. It will in fact tell me. exactly what you're doing. >> Yeah. Go look at Facebook real quick. Actually, no. [laughter] Go to Tik Tok. >> Look on that. >> Yeah. So, last week it was uh 17 hours. on HBO. >> Oh, well, I do watch TV. >> You watch the same show. watch the same. hours. >> Yeah, I go to bed and I fall asleep. >> on Facebook 12 hours. Texting on Who are. you texting on message for 10 hours a.

week? >> Yeah. And my mom. >> Okay, we'll go through those in the post. show. >> Apple Maps for 8 hours. [gasps] Okay. But that's probably the thing. But. Instagram for 6 hours, GPT 3 hours, YouTube 5 hours. >> Mhm. >> Uh I didn't see any school things. >> Well, like YouTube. So why is he doing. chores if you're working on if you just. are on HBO? >> I I'm well he's not home kind of right. now. >> I'm home a week on a week off right now.

>> and before it was only on the weekend. >> Yes, I am I am away quite a bit right. now. But. >> we will be going through things later. deeper in the post show. >> Man, I tell you what though. You don't. piss me off though. You don't tell me. I'm wasting money and Oh, now. there's more McDonald's uh HTTO in. Amazon. >> You eat out too much. But here we are. with McDonald's and all kinds of. >> Uhhuh. and fees and interest and. >> but I'm the though. >> What am I looking at with this credit. karma? This is insane. This is. ownership. >> Let me see that real quick. >> Okay, so you have one main but that was.

closed cuz you probably didn't do. anything, right? >> Yeah, actually I pulled it out. I never. paid him a dime. So. >> Huh. >> pulled it out and I never paid him a. dime. So. >> Okay. Does that not feel morally wrong. for you? especially as a Christian. >> At the time it was needed. It was like a. must. >> They can still pay for it. >> line, >> but I choose to do things. See, I have a. bit of an impulse control problem. I. would say honestly, that's my biggest. issue. >> I love coping mechanisms then.

>> Well, I mean, if you want to dig in now, this I'm not saying it's an excuse by. any means, right? But for a while, I've. got what's called what do I have? Um, I've had BPD, right? And so for a long. time I didn't realize this and now I'm. taking medication for it. It's helped a. lot. >> That's good. So. >> happy to hear that. >> Yeah. >> Uh Nebraska furnace I think. And uh pay. >> per pay 967. >> I bought a trampoline with that one. >> And then you never paid for it. That's. great. And then furnace. >> Never did, bro. I never paid for,346.

>> I don't need credit right now. I don't. give a for credit. >> Yeah, but it is still you received the. product and didn't pay for it. >> That could be moralistically wrong. But. guess what? You got so much stuff. Okay, here's my view on that too, bro. I've. been business owner before. Every. company makes so much damn money. >> You've been what? >> A business owner before. Sorry, I know. it's not a damn but goofy. What do you. want to call me? Whatever. Right. But. I've owned a business before. I know. what profit margins are and I do. it even right now, bro. They're they're. most people's profit margins are. astronomical. >> No, it depends on a grocery store is 1%. >> But it depends what you're doing. I.

mean, ours our roofing is over. Grocery. >> stores closed all the time. What do. >> you mean? Like even Walmart's closed. No, no, no. I'm saying like. >> the amount of people that come in there, they they can take that little bit of a. hit because they're they're producing so. much. They're that has nothing to do. with. >> So steal. You're okay with it? >> No. >> The Christian man. >> I'm not going to say what I did was. right by any means. No, I'm not going to. say that. >> Okay. Why don't you pay for it today? >> You got the money today. That's for damn. sure. But. >> yes, you do.

>> I don't. >> Yes. You guys bring in $1,36. >> Bring in more than that. >> Huh? >> How do we bring in more usually than. that? Usually you bring $1,000 a month. My sales can differ. Plus, he paid child. support last month, so that should be. coming in. Okay, he's going. >> adding a thousand for her and then. hopefully. >> money should be coming in. That money. should be coming. >> It should be and I hope you guys deal. with it, but uh sorry, it was a Nebraska. furniture mark and then you didn't pay. for it when we first bought that. >> Uh a firm 2346, but it needs attention. >> I can't remember what I use that for to. be honest with you.

>> Yeah, it's been charged off. It's. already in collection. >> No, no idea. Well, how come like it says. charged off when I go to collections? Like those aren't in the collections. >> Oh, maybe this one hasn't been yet. But. oh, an additional affirm also charged. off 2011. >> Yeah, that was for uh. >> same with credit one. >> Like 1,478. >> But a lot of these. >> never lend to this man ever again. Hey, when you're ready to get back into the. since you spent all your time on the. phone and you want to actually provide. to society and get a job, I'll get you a.

course career certification so you can. get back out there. >> Oh, discover card. This one's actually. Nope. This is charged off. >> She's about to go to school soon anyway. >> I am. >> for. >> um to be a parallegal. >> Who's going to take you seriously? >> A lot of people take me seriously. >> Incorrect. first [gasps]. first credit 7 or 2,100 and it's just I. just keep going through it. You're just. accumulating tens of thousands of. dollars of. >> they're not in collections yet. They're.

just. off. >> I don't know. >> Oh, student loans. Who has all the. student loans? >> That would be me. >> Okay. Well, then yeah, that was your. collection. >> Mine are all paid off. So, >> well, see, there was a miscommunication. I thought my grandma was going to be. paying for my like my schooling. >> Well, she isn't. So, what the do. you want? >> Yeah. So, and then it got put on hold. >> Deferred. >> Yeah. [clears throat]. >> Okay. So, student. Well, you also your grandma money I see. is coming up soon, so we'll figure that. out. >> Well, she'll get it when she gets it.

>> Okay. >> That's not true. >> Well, kind of. 9,854. for student loans. Are you making. minimums? >> No, cuz they had stopped the payment. They just started up again. >> Good. How much? >> I don't know, >> brother. Why, >> sister? because I didn't I haven't. called yet. >> I'm going to assume it's like a hundred. >> Okay. >> What the is wrong with you? Pay. your. >> Yeah. >> What is wrong with you people? Aren't. you supposed to be the morally. responsible ones? >> Well, see that's the thing is we we are. sinners by nature and we're trying which.

is why we're here. >> You're what? >> We're sinners by nature. >> Well, do better then. >> I'm trying. That's why I'm here. >> You're taking loads left and. right and not paying. >> You're crazy. I mean, if you look. [laughter] at the dates getting. divorced, you're not a. >> Wait, did he say loans or loads? >> Loads. >> Loans. Loads. >> You said loads. >> I did say loads. >> Oh, loads. He says loads of loans or. something. >> No, loads. She's getting breeded. [laughter]. >> Oh. >> By like 50 different men constantly. >> No, I haven't done that in a long time.

>> Yeah, a couple years. >> Lots and lots and lots and lots of. years. >> I'm just adding up your collections at. this point, guys. This is insane. as far. as that's paid off. >> Okay. Well, minus uh. >> that 1,800, right? >> No. >> Which one is that? >> 415. You don't even know what I'm. looking at. >> Oh, 415. Well, the other one says. closed. My bad. That's the only thing on. my account that shows collections right. there. That's it. And everything else is. either. >> It's closed, which means you got to. start making I don't know what.

your minimums are. >> The been closed for a long. time. They ain't they ain't said nothing. to me. >> Oh, potentially negative. Dude, your. minimum I don't even. Maybe an additional There's more. It's. like 3,2697. But like I don't even know what your. minimum normally is monthly. It's like. an additional $2,000 so far. Like this. is crazy. >> But you didn't send us. Let me ask you something real quick. On. a lot of these collections of sheets. supposedly quote unquote collection, >> these are never mind. These aren't. collections. A lot of them have the. minimums. They've stacked up to about.

2,000. >> But they're charged off, right? A lot of. them. >> Uh no, not all of them. They're like. closed, but there the minimums are still. active cuz they're not sold to. collections yet. What have they been on? They've been on that that um. >> and it's hard for me to get true insight. because I'm just seeing it through the. credit report. So, it's not even showing. me there's an additional 15,241. >> I guess what I'm saying though is like a. lot of things a lot of things that. you're looking at, >> are they not going to eventually fall. off anyway? >> No, cuz they haven't gone to collections.

yet. So, there's an additional seven. years once they do. >> Interesting. whenever they like that. >> This cash app, we have some money coming. in. >> That's really not that. >> I prefer Chime, but you do you. [laughter]. >> It's not Jam and Toast forever. >> Subway, Ein Einstein, Einstein's. um cash stuff. Donor Express, Chipotle, Apple Bill, Apple Bill, Chipotle, Chick-fil-A, Vending Machine, Bagel, Service Works, Chipotle. It's all. Dan's Bagels. Going in and. getting some.

>> A couple samples. That's good. Instead. of going in against the make. your energy drinks at home. It's very. goon stuff, but it's actually tastes. better than the energy drinks you do. I. promise you that. And it's 40 cents a. serving with the 10% discount code we. got Caleb gamers.gg. Link in the. description below. Get your free. samples. Figure out what flavor you like. and then make your energy drink. So, you'll never know. >> It doesn't have like the tingles. Does. it give you the tingles? >> It's a proprietary blend. So, >> you need the ting. What do you mean. tingles? What do you. >> She's talking about a pre-workout is. what she's talking about.

So that's just a that's just an energy. drink. >> Yep. >> Yeah. So you stop thinking that I have. overdraft protection. Overdraft. Overdraft. Payment. Payment. Payment. Overdraft. Energy drink. Overdraft. Overdraft. Tractor Supply. >> Yeah. No, you guys. >> Pizza Hut. Tom Thumb Vending Machine. Roku. Energy drink. Dude, you just got to do. gamer subs. Tastes better and it's so. much cheaper. It's like making your. coffee at home. >> That's you getting damn energy drinks. though. >> No, it's you. >> Ain't no way. I don't drink energy. drinks, bro. >> They are so dumb. I don't know how you.

guys have survived. Overdraft. Overdraft. Overdraft. This is crazy. Kohl's. Roy Hut. Apple Bell. Apple. >> Um. >> Damn. >> H. Is it a good flavor? I don't know. what flavor it is. >> No, it smells good. It just kind of hit. me real hard there for a minute. I was. like, damn. It says on the package, do. not. >> sniff. >> I'll sniff it. >> Because it like you're probably gonna. have another heart attack. Vapor company. >> dats. I hope you don't, but I'm going to. try to I'm going to send you guys to. Reed who helps us do finances here cuz.

listen, he's going to just need access. to your accounts cuz with the way you. did it, I can't I'm going to do a budget. for you obviously, but I couldn't. perfectly calculate because it was. all in the credit report. I need your. statements and your is such a mess. it's impossible to see. >> Well, that's the only statements I have. is the cash app right now. Well, no. There's statements for the closed. account the account. I don't know what the minimum payments. are. I calculated them to. >> I don't know how to get into this. >> A lot of mine are 40 bucks. Almost all.

of them about 40 about $40. >> Then a lot of them are just behind. That's why they're showing even higher. So, okay. Let's see. Let's pretend. >> Let's say the minimum is 40. >> Don't pretend cuz like. >> I have to though. >> He doesn't have the. >> But use your. >> I'm upping them. >> No, I could I could tell you what they. are if that's allowed. Well, yeah, it's. allowed. >> What do you mean you have them? >> What? >> I have Why haven't you cleaned your fish. tank? >> Shut the up. >> But it's It [laughter] needs to be. cleaned and they're going to die.

>> Let's see. She's been alive. >> Well, I say that. >> That's not what I heard. >> That's not what you heard. >> She's been here forever. Are people. secretly replacing her that I don't know. about? >> Probably to make you feel better so you. don't cry. >> I wouldn't cry. >> I bet you would. >> It's a fish. >> Why can't you have mint? Why don't you. like mint? >> Why do I not like mint? Because I don't. like the flavor. Why don't you like the. flavor? Why don't you like the flavor of. something you don't like? >> Well, >> exactly. Shut the up. >> Damn. >> Your mortgage is $3,790. I have your minimums for some things. I.

have 626 so far, but I don't know. >> right now currently for. >> Is this accounting for all closed. accounts that you don't even know about? >> Well, I don't know. I don't know about I. have no access to. >> exactly. That's the point. That's what. I'm missing. So, let me fix. >> So, I have to guess. That's why you're. gonna sit down with him and he's gonna. go through your own accounts. Read. >> You'll know, bro. You'll know. Sure. >> He's our extra guy. I'm gonna pay for a. session. I'm guessing an extra 480. >> plus 626. >> This is on just the conservative side,

but like I'm guessing your extra minimum. payments are,100. >> It might be lower. I don't know. Okay. What's your utilities? Gas, electric, internet, all combined. >> So. >> that's a him. This will be. this is probably a more or less average. right now. But if you look at electric, it's around 160. Um gas is usually. around 79 80. Um if you look at water, let's say like 175. Gas, electric, water, internet is around.

what? 45. >> Okay. So 460. Gas vroom vroom drive. Both of you combined on a monthly basis. Let's say I'd say on average uh let's. say about I'd say like 550. >> give or take. >> Phone bill. >> Phone bill. Mine's 175 60. >> Sounds like you got something good like. helium that most people should use. >> I'm just on my mom's plan. >> Oh, great. Okay. Yeah. >> Uh car insurance. >> That's around 350 for both of us.

>> Necessary food. I'm guessing you can do about a,000. >> No. >> Yeah. There you go. >> Use the meal plan. meal plan and you're. meal prepping. Five kids, you're meal. prepping. All these dumbass snacks and. >> Yeah, snacks means you're meal prepping. That's the thing. You're eating a lot of. the same meals over and over again. >> No, I know. I like that. That's fine. Okay. Your household has one more kid. than mine. Yes. But you know what my. family did on a tight budget? Just white. people, tacos, and spaghetti on repeat. It works. >> Well, we do that. And. >> Well, there you go. You're fine. And. chili is perfect. Is fine. >> But I need the kids snacks every two.

hours. >> You can get a few things, but you don't. need to get all this name brand. You can. do a 1,000. It's fine. if you find. anything else they need to survive for. you and the kids. I'm giving 500 cuz the. at home school. >> We usually about 250 for groceries every. week is what I give her. >> Oh, there you go. But you also eat out. like crazy. Medical healthcare their. co-pays. >> How much basis? [clears throat]. >> Um I would say. >> do you trust the doctors? >> We don't go that often, bro. It's kind. of hard to say on a monthly basis. >> A doctor that is more naturalistic, but. um naturalistic is not a word. But.

>> how much? >> It's like I would say like 30. Did you have like a failed home birth or. something? >> It was not failed. >> If there was no failed pets, >> I We have three cats and two dogs. >> Yeah, them. >> But it wasn't failed. First off, which ones? >> Cats, dog. Get rid of them bastards in a. heartbeat. >> Why? What's wrong with them? >> I hate them. >> He doesn't like cats. But they're sweet. >> Okay. Well, good news. $250 for pet. insurance cuz you have so many animals. >> Yeah, we ain't paying that.

>> We don't have pet insurance. If they. die, you need to die. >> Oh, why? Cuz if something happens, you. can't afford to take care of them. >> They can go. >> Well, they're inside animals, so like. >> Exactly. And if something. >> And I'm not even explaining it. 250. >> If something happens, though, guess. what? They gone. >> I know. So why do we need the insurance? >> That's how I see it. >> So you don't care if they die. The cats. >> No, I do. I'd be really sad. >> There you go. So are you going to save. their life if something were to happen? >> Cuz that's what pet insurance covers. >> We can't afford it. No, we ain't. >> But pet insurance would make So you can.

>> Oh, my sister had that. But if they die, you still have to pay for it cuz it's. like a thing. Like a. >> Yes. Oh my gosh, I hate you. >> But he saved you to the dog. >> How much for pet food a month? Uh like. 50 bucks. >> And cat litter. >> Yeah. How much? >> Uh. >> 70 now. >> No. So the for the cat and dog expenses, I would say maybe $100 every six to. eight weeks. >> Okay. So 50 bucks. Okay. Whatever. >> It's not. No, because the litter is not. that expensive and. >> subscriptions. I'll try to give you 100. bucks. I don't know.

>> Well, let's see. I guys, this is such a. mess. This like I don't even know what. this is. >> This is like the It's the worst budget. I've made. >> No, >> you don't even say that to every you. guys smoke. No, it's the worst in terms. of it's so scattered. >> I don't know how true it is or not. >> Is this real accurate though? We have. bad debt 87,000. >> Yes. >> Plus student loans and plus a lot of. like that. >> Shame. >> But it's fixable.

>> Probably have legal room. proable. >> Yeah, sure. I just don't know if this is. accurate, but 9 uh 8,500 to survive is. what you need to make your payments and. everything on time. It might be 9,000, might be 9,500, but either way, if. you're bringing in that 13,000 a month. that you said you are, then. um it's like, yeah, I need that. Then with all your. federal first federal okay so 597 your. total debt situation is $597,26627.

minus. 498014.93. for [clears throat] the mortgage and. minus the student loans of $9,854. So debt to pay off 90,000 hours. basically with your addition. I'll give. you funds spending of 500. But again, that's if the payments that's if the. payments aren't higher. If they are, get. rid of it. So that gives you an extra. $4,000. a month to put towards that maybe, which.

pays it off in under two years. So you. can have fun and probably pay off all. your debt in under two years. >> A month. >> Well, I'm You didn't say a month. >> It's all a monthly budget. Well, >> well, you pay off in under two years and. then 6 months to get a fully funed. emergency fund. That's if the debt situ. You're going to sit down with Reed and. he's going to go further in debt. Listen, guys. This is too impossible. It's too impossible. I didn't have your. statements. >> No, it's impossible for me to give an. accurate number. >> I couldn't get access to all the stuff.

that's uncharted. >> Exactly. That's what he will help with. cuz he has more time. >> Guys, let's get the Hammer financial. score and then go into the post show. There's more things. There's more things. to She's hiding from him that we. haven't even gone through. We're gonna. go into the post show. There just wasn't. time. There's Oh, they're planning a big. vacation. I'm gonna go through their. phone, figure out where that all the. Apple came from. See what they're. hiding from each other. See how she. communicates in their text. It's always. chaos. The post show's incredible. Let's. get the hammer financial score, though. Spending in a budget. You technically. didn't overspend. Actually, surprising.

Uh, but you certainly put money towards. instead of paying off debt. So, it's not good. I'll give you a two out. of 10. Best I can do. We're lower than. the the the. >> two out of 10 in your spending in the. budget category. I'm going through every. category. Your debt, there's. collections. So 0 out of 10 for that. emergency fund. There is no saving. 0. out of 10 retirement. Is there. retirement anywhere? >> Well, my money is guaranteed for life. >> Yeah. >> I mean, and I have. >> I think we deserve a point. >> for that. I mean I mean technically, dude, like I mean I know this is kind of.

iffy like if social security stays. intact for that long, great. If it. doesn't, we might lose it. But the VA. money is for life. Well, social security. 2032 it gets cut by mandatory 25%. [music]. >> Maybe. >> No, it does unless we readjust. something. >> They said maybe. It's a maybe. They said. that years ago, too. >> Well, yeah. And then they re they lifted. the retirement age. >> Oh, okay. Serious. But mine's mine just. >> they have to do something. Yeah. It. affects everything, including some. Medicare funds. Medicaid funds, too. >> I don't I don't give a about. Medicaid, but. >> No, but Okay. Two out of 10. I'll give. that. Real estate. You own a house. The.

40-year mortgage is crazy. The. interest rate isn't great. What's the. house worth? Do we know? >> Think we owe 498. It's worth like 4.85. right now. >> No, it's not. >> Yes, it is. [music] It's not worth what. we freaking. >> house in the market. But I'll give you a. three out of 10. >> We owe4. >> No, you owe 500,000. >> No, we don't. >> It's 498. >> Take that out, >> buddy. Your most recent statement and. that's all that matters to me. So, I. don't give a. >> Okay. >> Okay.

>> That's your most recent statement. [music] Hammer financial score 1.5 out. of 10. Guys, there's so much more. >> Are you kidding me? >> Go yourself. There's so much more. There's so much more to happen in the. post show. Join Hammer Lee for three. premium shows every day, 6 days a week. Get your hammer financial score. Caleb. hammer.com. I'm going to kill myself. Is. crazy. Okay. See you there. >> You told Jen that you feel like you have. to secretly hide and save money from. Luke. >> I got to save money, but you spend the. money and me for spending money. Makes no sense.

>> He won't pay my bills. like they they're. late. But I've never been paid for your. dad. He paid for your attorney and he. still thinks that your kids are in. public school. >> They don't. He doesn't think they're in. public school. He thinks they're in a. private. >> You are evil. I have an exclusive offer. just for you. But there's only one day. left to purchase. You'll get lifetime. access to the entire Hammer Elite. catalog and my Hammer for Life box. packed with [music] limited edition. merch. Plus, I just launched the brand. new Hammer Elite app, available on every.

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