The Most F*cked Up Marriage In Financial Audit History

My phone should be off limits. >> Why are you sending him hey h e e e e e. e e e e e e e e e e e e e e e e e e e e. e e e e e e e e e e e e e e e e y y y y. y y y y y y y y y y y y y y y y y y y y. y y y y y y y y y y y y y y y y y y y y. y y y y y y y y y y y y y y y y. That's. how I talk. >> That's not how you talk. That is how I. talk. >> I would feel very weird if my girlfriend. was talking to a guy about that. >> That guy numerously numerously flirts. with you. >> She's also said that she's embarrassed. to be with you sometimes. >> I think they're behind everything since. like JFK. >> I'm just going to air it out because. we're at that point. >> Who did 9/11? >> The Jews. >> Who killed Charlie Kirk? >> That's real. Israel's behind it.

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best membership you'll ever join and. that's a promise. >> Hi, I'm Sam. I'm [music] 23. >> Hi, I'm Seth. I'm 27 and we're from. Houston. >> And this is Financial Audit. >> Yes, it is. Thanks for coming over, guys. Sam, you're in front of me. Let's. start with you. What do you do for a. living? >> Um, I am a veterary receptionist and. assistant. >> Okay. Why do you talk like a child? Oh, >> and it's not even just the braces. Like, you sound like a child. >> Yeah. >> Okay, that's weird, but that's fine. You.

do you. >> Okay. So, you're probably not making a. ton as a receptionist. What do you What. do you make? >> Um, monthly I'm about 2,800 monthly. >> Okay. Net? >> Yes. >> That's gross. >> No, that's gross. Yeah. >> By 18 an hour. >> What's net? >> What is your account? >> 1,200 to 2400. >> Okay. He answers for you. >> Yes. When it comes to math, yes. Is that. math or you just don't know how much you. make? >> No, it's math. >> No, that's not math. It's actually just. how much you make. It's it's it's.

actually just like what hits your. account. >> I'm usually just quicker with the math. That's so. >> Okay. Again, this is not math. It's. literally just what the number that hits. her account. You're not doing math when. you see a number hits your account. If. we're talking about, okay, you need to. set aside a certain amount for taxes or. whatever because of your contract. We're. talking math. It's not math. It's how. much is hitting her account. >> That's fair. >> You know how much is hitting your. account? >> 1,100 each paycheck. Go times 2 22, right? >> Oh, she did the math herself. Big girl. >> Mhm. >> Okay. Very good. Glad you didn't have to. step in there for her. I'll let you.

answer your own questions. If you'd like. to answer him, feel free. But Seth, what. do you do, Mormon? >> Uh, [laughter]. uh, I'm in the tech industry. >> Ah, okay. Doing what? Not sales. >> Uh, no. I work with computers. Well, I. work in service. >> Well, yeah, a lot of people do that. What's your job? Uh, I am a L3 data. center technician. >> Cool. So, you make the money and in. Houston, one of not the more expensive. city of all the Texas major cities,

that's pretty good. So, what do you. make? >> Uh, gross is around 16,000. >> Okay. >> Net is roughly about 11,000. So, >> that's juicy. Are you guys married? >> Yeah. >> Oh, yeah. You are. You leveled up. >> You leveled up. How does that feel? He's. paying for those braces. He was actually. very broke when we first got together. >> Yeah. >> But what about when he got married? >> When we were married, he was still. pretty broke. >> Really? >> I was still starting my career out, so I. wasn't ready. >> Still starting my career out. >> Oh, but you knew where I was going. You.

little strategic monster year. >> You know, that's what they say. But no, I actually I had. >> What they say? Who says? >> Multiple people around us. >> They They sometimes call her gold. digger, even though she's Oh, Who calls you a gold digger? >> Um. I was more joking. But if multiple. people around you are independently. calling you a gold digger. and for what it's worth, if we're just. going on like you guys are not looks. matched, you're way out of his league. The braces definitely infantalizes you a.

bit, which is concerning. But besides. that part, once those are out, you're way out of. his league. >> Yeah. >> Yeah. No, I don't I don't think so. I. don't think so. >> Well, everyone thinks so. >> Oh, well. [laughter] So the gold digging. thing's not cons. Well, maybe if you. take off your glasses and get a better. haircut, it might be different. >> And don't dress like that. >> I try to dress nice. >> Why? >> I want to seem like I actually cared if. I do. >> Okay, so gold digger. Who's calling you. gold digger? Friends, what? If multiple.

independent if multiple people. independently are calling you a gold. digger, that actually might mean. something. And again, there might be. something there cuz the looks match is. not a thing. >> No. Um, it's been some friends here and. there that. >> they usually make the assumption because. I make more money than her and that's. why they. >> Well, and the looks match. >> Yeah. >> I really don't think there's that that's. not a thing. That's. >> that's. >> Yeah, there's [laughter] a looks match. issue going on. Okay. Yeah. So, uh, that might be fair, especially again.

if multiple people independently are. calling it out. Now, why are this. Hannah? It's not just the income scale. cuz they wouldn't just say it based on. an income scale. Um, >> like what have they told you? What are. the conversations that have been. happening? Who are they telling? Which. one are they telling? Are they telling. you out of concern or are they telling. you out of jealousy? Which one? >> It's usually me out of concern, but we. share a lot of things. Yeah, >> we share a lot of things. Transparency. >> What are they saying? >> Um, it's usually like I do Well, it's. kind of how I portray things, I guess, more or less because I honestly take.

care of a lot of things. I do handle the. I handle all the bills. I handle. everything. >> You make the money. >> Yeah. If she wants anything, I'm usually. like I never say no. >> Yeah, you make the money. But okay. >> Yeah, >> I was [clears throat] going to say, >> but they see that and they call it out. out of concern. >> Yeah, cuz I. >> What are they saying is what I asked. >> I I spoil her too much. >> It's one of the big things that. happened. Like I if she wants something. that's like limited edition like uh. different clones, cups or whatever that. like has one drop. I'll manage to get it. no matter what. >> He's talking about the. >> Why do you talk like that? >> I can't help.

>> You talk like a EA girl, but it's like. fake. >> Okay, it's real. That's her voice. >> You guys might be personality matched. Maybe that's why this is actually. [laughter] worse. >> Okay. Um Okay. So, they say you spoil. her too much. What is the spoiling that. they see? What do you What What is he. spoiling you with? >> Um I have a Coach purse. I have a couple. Michael Kors bags. Um the new perfume by. Ella Langley that dropped. He got it for. you. >> No, it's not N. You made it sound like. it was N. She's just getting like bags. and perfume and stuff. It's just like.

nice nice things. >> Yeah. But I also see her Instagram. >> My Instagram. Yeah, >> you're going to be very disappointed in. it. But sure. >> Well, what would I see that would make. me excited or disappointed? >> There's like nothing on there. >> We rarely post on social medias. Yeah, I. don't post on social medias either. >> Okay. Is she. >> connecting? Oh, no. That's someone you. follow is going to say, "Yeah, you're. >> the gold digger comment. It's kind of. funny to me though because I have put my. entire life on hold for him." Um,

meaning like every every job opportunity. that had us move from one location to. the next, I followed him. >> Yeah. For your career, I get it. Maybe. you're not doing what you want to do. I. understand that. But incomewise, like we. didn't really um put too much on. sacrifice, right? >> I mean, together income, no. But to me, going. >> for your career, yes. >> For my career, absolutely. Yes. >> Sure. What else did you sacrifice? I. don't know. Is this like a grudge you're. holding? Like, I don't know. Why are you. bringing this up? So, what else did you.

sacrifice? >> It's not a. >> or it's a defense against the gold dig. >> It's more It's like I guess I wouldn't. say a defense cuz I really don't look at. myself as a gold digger cuz like I said. when we first got together he was broke. I was helping him pay his bills when we. first got together wearing a wedding. ring. >> Um. we neither one of us actually wear one. >> Yeah. I mine doesn't fit me anymore cuz. I lost a bunch of weight and so I. haven't got a new one yet. And hers is. getting dipped currently like red dipped.

cuz it it rubbed on the bottom and it. was white gold so it. >> Okay. Okay. It was a little bit of a. yellow flag for me but Okay. So, what. else did you sacrifice? >> Um I moved away from my family. Um so I. didn't like. >> Okay. I'm sorry. Gosh, I'm just waiting. for something big like you moved away. from your We all have done that. I don't. There's not a single person. Okay. Maybe. Mark. May marks the one of 1 2 3 four. people five people in here who haven't. moved away from their I'm sorry I'm not.

trying to just down your throat but. it's just like what you are saying is. >> doesn't sound like a big sacrifice so. far. >> to me it definitely was um I was really. close I was close to my mom. >> me too I love MY MOM. >> okay well my mom is no longer with us. anymore. >> sad. >> yes um so it's not a grudge but it it. definitely. >> Why are you bringing it up then? I. really don't understand. Man, what are. you trying to What What are you trying. to say here? Oh, yeah. You're going to. speak for her. That's good. What are you. trying to say here? >> Family doesn't like me because they see.

the sister. >> Family doesn't like you. What family. doesn't like you? >> My family. >> Because they think I'm a gold digger. >> Let's I want to send you away for a. second. I just want to talk to the girl. >> Yeah. Yeah. No worries. >> What the is actually going on? I feel. like you're just you're alluding, but. you're not actually saying. >> Say your He's not here. >> I want I want to go back to school. I. want to be a vetinarian. Um I want. children eventually too. Um and we've. had all these discussions that we are. going to we're going to there's a plan.

but it always gets pushed back because. of his job. >> Okay. For his career. >> his career his. >> for what he wants. >> Yes. >> What's preventing you from going to vet. school now? I understand maybe not. having kids at this exact moment but. what's preventing you from going to vet. school right now? Um, I don't I'm scared. that we're going to up and move again. I. don't want to get started. >> How quick are you guys moving? Tradition, how long have you been in. Houston? >> In Houston, we've been here since Well, in Houston, we've been there since. February of this year.

>> Okay. Well, where were you before? >> Chicago. >> How long were you there? >> 6 months. >> Okay, so that's fair. Well, is he just. accepting better jobs or is his company. moving him? >> A little bit of both. Like, >> well, if it's a little bit of both, listen, I understand if a company moves. him, that's something different. But if. he's accepting other jobs at this point, he makes a great income. He can sit the. still. >> Is he talking about leaving? >> Um, there's been talk about moving to. Austin. Yeah. >> Would he Do you think he would do long. distance? You know him. What do you. think. >> this is? He should be open to it because.

of how much I've followed him. >> I agree. But you told us multiple things. that you're endlessly complaining that. obviously and annoyed that his career. focused. I get that part. But that he's. not romantic enough. He doesn't take you. on dates. He doesn't do things for you. Won't even hold your hand in public. >> Yeah. >> Like, what the is going on here? You. think he'll do long distance, but he. won't hold your hand? Why? What's going. on? What is going on in this household? >> I've I've actually like given him. ultimatums before to.

>> So, what was the ultimatum? >> Start being more romantic. Start making. me feel like you want me here or I'm not. going to be here. and. >> and he does better for a little bit and. then it goes back to. >> So the ultimatum fails. Why are you. still here? >> The hope is that he'll get it through. his head. >> Well, it's obviously not. Listen, girl, I think it's as clear as day. You're. just along for the ride and you're never. going to step up and actually advocate. for yourself ever. >> I feel like I have. >> Are you going to stand up for yourself. here or not? Cuz I'm not going to stand.

up for you if you're not willing to. stand up for yourself. >> Yes, I am. So, I. >> listen, I don't want to put words in. your mouth, but if you're telling. pre-production something different than. when you're on camera, I can't do. anything for you. I want to help your. situation here, but I can't if I don't. know what's real and what's not. >> Okay. It's real that you tell me. >> It's real that I don't think we would. have left Chicago if it wasn't for his. issues at work. Then why did you just. tell me that it was partially because of. you when that is not at all what you.

told us before when he wasn't there when. you weren't on camera where he could. watch this later? What are you afraid. of? >> I'm not afraid of anything. I just. >> And what is it? There's something going. on here that I cannot figure out. >> I do. >> I'm trying to I want to be on your side. I really do. >> I know. I know. >> I'm a girl's girl. >> It It really is. I do feel like he puts. his career first above everything. Even. us. Even. >> us. What? think he'll leave you? I mean, you guys have talked about divorce in. the past. >> Mhm. >> Why was the conversation of divorce up? I know you want to have kids within a.

year, but you can't advocate for it. You. can't do ultimatums. They don't mean. anything cuz you're afraid of conflict. So, you don't ever hold your end of the. bargain when it comes to an ultimatum? >> I haven't in the past, but I've gotten. to a point now. I feel like in the past. year, I've changed a lot. I really have. >> In what way? >> Like I. >> more pussified or less? >> No, like I do speak up for myself a lot. more now. >> How so? You want kids within a year? He. says no cuz he wants to travel. I feel. like he wins just as always. >> The problem with the problem with that. plan is that we talk about travel but.

then we don't actually do We've been. talking about traveling to Japan for. like 3 years. >> Well, what are you going to do if you. want kids in a year? What are you going. to do then if Japan always gets pushed. off? >> That's that's my point exactly. >> No, that's your point. But then what? You'll leave? No. For whatever reason, you will never leave. Which is why he. can do whatever he wants. That's what I. am learning here. He can do whatever he. wants. He never has to sacrifice. anything. What does he What does he.

sacrifice for you? >> He won't get off his game. >> Um, honestly, I can't I can't say anything. that he has. >> Exactly. And what's really concerning. here, and this is very rare on the show, but I mean, I'm being typed from just. the producers, that you fold on. everything he says. That you contradict. everything you told us privately when he. wasn't listening or had the ability to. listen before you came on the show. You're contradicting yourself. It's like.

like I'm not alleging this cuz this is. not the case. I just I I just know. nothing violent happens. But this is. almost like this is almost like if. something violent did happen and the. woman's just on camera just afraid to. say the truth. >> I just. >> I know nothing like that is happening, but that's almost like it's that kind of. craziness with how much you're. contradicting yourself. >> from everything you said before coming. on the show. I'm going to send you out, then I'm going to talk to him. >> Okay. >> Yeah, you go out. >> Okay.

what would you hold her hand? Why the do. you just play video games all day. instead of giving her any attention? You. know what's weird on top of that? You. know what I saw when I looked over at. her phone? Guys Snapchatting. What did. she tell me? She has a guy best friend. It's a bit odd. I'll be completely. honest. especially was you guys barely. being together, barely even touching.

each other, barely really even loving. each other. But what's weird here in. this dynamic, and this is what I was. calling out when you're alone, and they. specifically said, you know, cuz someone. was with you out there that you seemed. incredibly concerned about whatever she. and paranoid about what she was saying. in here without you. And then the moment. I sent her out there, you were grilling. her about exactly what she said down to. the word in detail. >> Why are you so controlling and weird? And you know what the thing is? She was. saying privately to the producers. completely different things than she is. saying on camera and in front of you.

because there is like she's almost she's. afraid. I don't know why. Maybe she's. just a and I don't think there's. something weird going on here in terms. of like and not violence. I'm not saying. that or even manipulation but there's. some reason that she is like afraid and. you are controlling in some kind of way. I would come on I wouldn't say that I'm. afraid but I would say that you are you. are a a little controlling when it comes. to certain things.

>> I don't try to be. >> But I don't try to be. But you. >> I really don't I really don't try. >> Then why the were you? >> I have no idea. I have no idea. I can't. even catch myself. >> You afraid of her leaving? She has a guy. best friend. You afraid of that? >> Not afraid of her leaving. No. >> Really? You've had conversations about. divorce. She has a guy best friend. Is. that why you're so controlling? You. don't trust her? Then why are you so. controlling? It's freak behavior. >> I mean, I She has tons of guys on her. phone literally. Like. >> I would not say do not say a tons of. guys. I talked to I literally. >> when I when I went on there and I wanted.

to get in to see if there was anything. interesting, I swiped up and there was. like four individual guys who were. snapping her, which is weird. >> What's ironic though is like when we. first got together, I had to remove all. of the women on my phone. I have like no. women on my Snapchat. the guys on my. Snapchat that you're talking about. It. was the. the one guy you know very well, my best. friend. You know him. >> Why did you do this? Why'd you do this? >> Because my I wouldn't really consider. him my We just talk a lot. That's it.

About random things all the time. And. you've you've actively seen our. messages. You've actively seen them. >> Okay. Let me actively see them. >> I'm so Okay. >> Huh? I'm good. >> Just show him the Show him on Snapchat. >> Oh, that's weird. That's sus as. >> what the Now I'm kind of curious. >> Why could you not show me? I. >> was like, what? What do I see? >> Well, maybe I should get access to it. before you do anything. >> I didn't do He's You were watching me. I. didn't do anything. >> Okay. >> Is there going to be anything bad on.

there? >> No. >> Do I need to know now before. >> There's nothing on there. >> Are you sure? >> Yes. >> Okay. It's like if we came here and I find. it's like, "Hey, hi." Hey, what you. doing? Hey, why are you sending him? Hey, hey, h e e y y y y y y y y y y y y. y y y y y y y y y y y y y y y y y y y y. y y y y y y y y y y, >> that's how I talk. >> That's how I talk. >> That's not how you talk. >> That is how I talk to feel very weird if. my girlfriend was talking to a guy about. that like that. >> That's not how you talk to me. >> That is literally how I talk to.

everyone. >> You don't say hey with a bunch of white. That sounds really dumb and flirty, but. like it's serious. You don't talk to me. like that. I don't see anything. >> You called him seen your other man. >> We were on the way here and I I said, "Hey, >> boys getting cucked.". >> I said, "Hey." He asked what I was doing. and I. >> Boys getting cucked. >> No. >> Then there's Gumdrop. >> Gum Gumdrops. Yeah. Gumdrops are a good. friend of ours.

You said when was that when when was. that last text? >> Uh weeks ago. >> Okay. Bit odd. A bit odd. I'll be honest. And yeah, streaks, but it's a bit weird. And the guy best friend thing is a bit. weird. And she does she did say in the. pre-in that she is like well she said a. couple things. She has never told you, but told Colton specifically that she's. like 20some looking around thinking I.

haven't accomplished anything and that. she's never admitted out loud that she. blames you in your career for it and. that she has resentment. She said that. >> But you seem to be pretty happy all the. stuff that I get you. You seem to be. pretty happy like where we are. moneywise. >> Can you bless me with something? >> Oh god. >> Moneywise. >> What were the bags again? >> Coach Michael Kors. >> Okay, Coach. Okay, no offense to coach, but one horrible stitch work. Two, >> like I mean, let's be honest, and two,

go to a um outlet and they're like. >> like a hundred bucks. >> Well, actually, we went to an outlet. It. was still like 300 bucks. >> That's what you're bragging about? Took. her to an outlet store. That's what. you're saying she should feel great. about? I mean, I'm sorry. Like, yeah, buy buy it back. Sure, that's fine. But. come on. Saying like, "Oh, I got you. coached. Aren't you so happy?". >> I got her a car, too. Like a brand new. car. >> Okay. Well, now I think I understand the. family gold digger allegations. >> Yeah. Like she. >> you're buying her brand new car. >> She has a Bronco, right? And she's been. wanting one for 2 years. And when we.

moved down here, we got a bunch of money. that was given to us bonus wise. >> Ford app explains that. >> And it was one of those things I told. her like finally, you know, you you want. to trade in your car? You want to get a. new car? Sure. And we just did it. >> Okay. I really don't like the going. through my phone thing. >> Oh, do you not? >> Mm-m. >> That's a shame. Can I add it back, please? >> No, absolutely. Certainly not. >> Yeah, you're sending lots of messages to. guys. >> It's not.

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>> I don't I'm being I'm actually kinder. No, I'm actually being kind of serious. I don't. >> What is she afraid of going through my. phone? >> Seth, what is she afraid of? I'm actually being serious. >> What are you afraid of? >> I'm not afraid of anything. You can go. through it by yourself all day long. I. just don't I don't like it. >> What? I mean, is there like is there. anything? >> No, there's nothing on there. I just. >> Do you want offlimit stuff? Like, if. there's off limit stuff, then off limit. stuff. >> I just My I feel like my phone should be. off limits. >> Why? That's That doesn't happen. I go through.

every guest phone. And you didn't put it. on the no no list. You got to give a. reason. You know, I don't like other. people on my phone. I. >> I understand. But you handed them your. phone unlocked. >> Like I. >> There's literally there's there's got to. be a reason. If there's not a reason, >> a reason. And I'm actually starting to. get kind of mad. Like I just want my. phone back. >> What are you so upset at? >> What are you What are you afraid of? >> There's nothing I'm afraid of. I just. don't like people going through my. phone. That's. >> because of.

>> It's my private It's my private like. phone. Like I. >> This is sus. I'm sorry. It's a bit sus. >> I don't care that it's sus. I just want. my phone back. Like, I'm actually being. serious. >> Well, I'll give it back. I'll give it. back. But is that not weird to you? >> It is. It's odd. I don't like know. exactly why. If you didn't want it to. happen, we should have said no to begin. with. And also, why did you want to just. felt so pressured into giving it to I. was like, there's nothing on there. >> Yeah. I just I.

>> how. to let me see your phone. And then you. said, >> "Yeah, I just give it to I didn't Is. there anything on it I should know. about?" Like that. >> There's nothing. I just said you can go. on it anytime you want. You have my. passcode. I just don't like other people doing so. >> Okay. Okay. >> That's it. >> Do you want. like. is that that's the only reason you're. just nervous about it? >> You didn't get on Wi-Fi earlier so that. I didn't go through it?

>> No, I just didn't have a reason to get. on Wi-Fi earlier. You just went through. it. You didn't see anything. >> and you're freaking the out and I never. give in to guess freaking the out. >> I just don't like it. That's just it's. just my weird little tweak. I just don't. like people on my phone. >> as we're talking about how you have all. these guys and guy best friends and okay. dynamic is weird here. And listen, she's. also said that she's embarrassed to be. with you sometimes because I mean well I. mean I guess I would. She says you're.

very conspiracy. She's like nervous of. you being around people cuz you just go. crazy. Talking about like I don't know. You go on this Jew all the time. apparently. Like I don't even I don't. even know. Talking about Jews, talking. about black people, talking about gay. people. You just like get all crazy. What What's the he says that like. makes her so concerned. What What do you. say about the Jews? I think they're. behind everything since like JFK. Like I don't I think that the government. is not great for anybody. I think that. like our current government and. governments in the p since like since.

JFK honestly it's just a little weird. >> are Jews. >> Yeah. Well, no. Well, it's kind of. convenient how every every um president. since JFK has now kissed the wall after. he was assassinated. >> and it was proven that the CIA actually. >> I don't think you mean Jews as a whole. I think you mean the leader like. >> Ashkenazi Jews usually the ones who are. over is Israel the government of Israel. >> but those people not like you can't just. say. >> no not all Jews. Jews are Jews are great. people, but like I'm talking as in like. the Israeli government people who try to. control everything because it's really.

convenient how you literally they're. trying to get to the point where you can. >> Who did 911? >> We missed the truck. >> We're not aiming for the truck. >> The Jews. Who killed Charlie Kirk? >> That's real. Israel's behind it. All of. it's behind. They're involved. The. government's involved as well. They're. all involved. It's kind of convenient. how he's talking about 911. It's kind of. convenient how they were taking selfies. like Israel special forces. Israel. special forces. >> Were they tourists even? >> No, they were taking as the buildings. were burning, they were taking selfies. It was shown like it's actually a thing.

>> Sam, >> it's really convenient. >> How do you feel about this? >> It's. insane. >> We've never. Jews. >> No. >> Uh, okay. >> I have very strong conspiracy is that a. lot of people don't share. >> How did the Jews kill Charlie? Cuz isn't. the Didn't they just even get even. better evidence like last week about. >> the guy who killed him? >> Go ahead. about how the 306 was not the. right bullet even though that's the. bullet gun they found conveniently. stashed. >> Sure. >> With no tools to take it apart. >> So, how did how did it become a Jewish.

man? >> Uh it's not a Jewish man. Um it's it's a. the person who who actually killed them. I don't know. >> There's a lot of conspiracy involving. like the actual death of him entirely. based on his microphone like having. micro explosives. >> You notice how you keep saying. conspiracy? >> Yes. Because there's no like obviously. you're not going to know until someone. comes out and says something. But like. just like JFK, they they had so many. conspiracies about it. They had so many. things that they were like this is. obviously was never the government would. never do that. 50 years later came out. Oh yeah, they did. >> Okay. But you're. >> It doesn't matter anymore. No one cares.

>> You can't just assume that every killing. is the government. >> No, but it's really convenient that like. he's going against a lot of like Israel. beliefs going he denied $150 million. from Israel and all of a sudden like a. couple days later he was killed. like it's it's because he was he was. changing his view about Israel because. of the ongoing war because of happening. >> I actually don't watch like live [sighs]. live news. >> My source is that I made it the up. >> I try to avoid that. >> Who do you read?

>> Uh I've watch Candace Owens and like. read Candace Owens stuff a lot too. Like. on phones and stuff like not really. online like not really on TV. because all major news outlets are. actually owned by Jews. Fun fact. That's a whole thing. Like a lot of. their hierarchy is all Jewish people on. almost every major news, including Fox. News. >> You got a Jewish nose. You're a Jew. >> You have a Jewish nose, too. >> No. >> Yeah. >> No. >> Yeah. >> It's rather large. You have a larger. nose.

>> Do I? >> Yeah. You have a larger nose. >> I've been told I specifically don't have. a Jew nose. Joe nose. Like I don't have. a bump. I don't got. >> You smell very well. That was That was. good. >> Huh? >> You smell very well. Yeah, that was. good. >> Huh? What? >> Oh, [laughter] I didn't hear that. But. you got the bump. Okay. So, he's not. afraid of you like taking over the world. or something. [laughter]. >> No, cuz I'm not Jewish. >> Oh, okay. Okay. Yeah. So, yes. Okay. I understand. being a little nervous of taking them. places. Um, and I guess on black people.

you have conspiracies and gay people got. conspiracies, too. >> What about gay people? Gay people are. great. >> Gay people are great. Why specifically. told it's LGBTQ? LGBT people that they. have the the move. >> Who did they do? Who' they kill? >> Uh, they didn't kill anyone. It's just. it's forcefed down your throats and then. you have like men who are old and like. tidy whiteies like like was it dancing. and stuff in front of children. They. were twerking in front of children. parades. There's a there was a gay pride. parade they had for LGBTQ and it was. >> it gets a little x-rated at those. things. Yeah. >> Yeah. That it's it's it just seems wrong.

to me having like 8-year-olds, seven-year-olds, even younger. >> Well, shouldn't you criticize the. parents bringing their kids? Yeah, but. why would you even have that on display? >> That's a bit weird if you get naked. I. mean, I I get that, but. >> I mean they had like a they had a trans. show at a like elementary school. >> Uh-huh. >> Like that's just wrong. And they were. like very barely clothed. >> Talks about just like he just gets upset. at social all day. >> Yeah. >> Yeah. Basically, >> just think I think like the the world is. honestly like. >> it's just it's just listen. Yeah. I.

mean, yeah, I might not agree with some. stuff, sure, but like. >> it would just be too mentally exhausting. to give a. >> That's what I I don't know how you can. like. >> and more just care about economics cuz. without a sound economy, none of that. even matters. >> You're right. I mean, >> but so it's just like I just care about. like the real instead of the. that just is meant to rile you up. And. then black people, I guess I'm being. told as well. No, black people are fine. I have no problem. I mean it no like the. stereotypical people who cause like for. example a Walgreens to leave a community. and they're trying to sue Walgreens for.

leaving that community because they. stole too much. >> and it's a black community like that. just seems a little weird to me but. black people black people are great but. there are stereotypes that ruin it but. there are stereotypes that ruin it. I. mean 100%. >> there are stereotypes that ruin. everything. What about the what what are. you trying to say about black people? I. got into like several discussions with. people about how they're trying to say, well, because I'm black and I'm a. minority in the country, I can't be. racist. And I'm like, well, that's just. not true. Like, that's 100% not true. Okay? I even used the example if I went. over to Africa to a tribe that is pure. black and I and I'm there and they're.

racist towards me and I be racist back, that makes me not racist because I'm the. minority. They're like, no. And I'm. like, that doesn't make any sense. >> Okay. >> Like, there are people who hate white. people just because they're white. Has. no other premise to it. And it's like I. >> Yeah, there's some bad people out there. Okay. So, he's very inflammatory. Mhm. Yeah. >> With his Yeah. >> his opinions and thoughts. Yes. >> Which whatever. Think whatever you want. to think. I don't really give a that's. not really my thing. But it's like. >> time and place, my friend. Like if. >> it usually is. It's usually like I.

>> if she's embarrassed of bringing you. around people though. I don't know. >> Like. >> like she's embarrassed. >> A lot of times people will actually. bring up political to test boundaries. and test like people if they're going to. mess with them or whatever when they. when you first meet her. I was told that. you were disliking that I even give a. platform to some of those communities. I. don't even know what that means. >> It's not that I dislike you. >> No, he he even dislikes when Caleb gives. a platform to some of those communities. was. >> I never I never said platform. I never. once said platform. >> That is a direct quote. >> It can be a direct quote. I never said.

platform. I don't use that as as I never. say the word platform. >> Well, what's the issue? >> The issue is like there are some people. who need to be ridiculed for things that. they're doing like animals for example. >> That's what this whole show is. I. ridicule. >> You didn't. >> You're upset that I put them on. >> There's some people that you didn't. ridicule very well. >> I ridicule everyone. >> on on other things. You just avoided. some of the topics. >> What? >> Like for example, someone did. >> I just the things we just talked about. >> They did like a a trans surgery on their. cat. And that's like that's horrible. >> So you're so stuck on that. >> Also, it wasn't a trans surgery on the. cat. That was literally like a surgery.

for their actual urethra. And we It was. like a funny how it was like technically. it changed their sex. >> It was played up then. It was. >> It wasn't even played up. If you. actually listen to the reality of that. conversation, it was clear that it was a. necessary surgery for like the cat's. life, but it what the funny outcome is. that it was a sex change in the end. What about your cat? >> Um, he needed some transitional surgery. >> Um, >> transitional surgery. >> Yeah. >> What to what? >> To widen his urethra. >> You made him sound like he switched sex.

>> He did. So he was. >> he he got a vagina. >> Yeah. So we we neutered him. >> Good for him. Her. >> Okay. So I was a misunderstood. You just. decided to get angry at it. >> I misconred it. Yeah. >> How? Because that's exactly what we just. said. That's what was said in the clip. >> I That's not the clip I saw. [laughter]. >> The clip was. >> No, that was the clip. Was that not the. clip? >> Okay. Everyone's saying that's the clip. >> It may have been It may have been a. secondhand clip then. But. >> I don't I yell at trans people for being. trans. >> No, nothing wrong with that. If they let. them do what they want to do at that.

point at their body set at then. >> What are you criticizing that I'm not. that I'm platforming or whatever? Not. platforming. I guess you didn't say. that. But what is it? >> Well, apparently it seems I. misunderstood some things anyway. >> Well, I guess the trans cat thing, but. what's the other? What what what else is. there? I I don't know. Like, I just. yelled at that trans person for having. taxpayer funded boobs because again, economics is typically what I get angry. about. The social issue I'm just. like, eh. >> But. >> I saw that one. That was disgusting. That was horrible. >> with the taxpayer funed boobs.

>> Mhm. Yeah. >> Oh, yeah. I mean, not not the best. I. mean, as far as I guess where tax money. goes, but okay. So, I think listen and. you know, maybe you're like I I agree. like people are and the fact. that they say like, "Oh, we can't be I. can't be racist." It's like, "Yeah, that's annoying. Just shut the up.". You know, but it's like time and place. If she's embarrassed to take you places. cuz you're always just like the. Yeah, I'm a little I'd be embarrassed to. take you places, too.

>> Yeah. I I think that's a little. inflammatory on its own. I don't I don't. do that everywhere. >> I really think you just need to let it. go. >> I really like it. I think you need to. let it go. >> Let it go as a whole or let it go here. >> No, >> because I'm not letting it go. It's. never going to be a thing. >> But what's your obsession? Like why. >> you Let's pretend every single bit of. it's correct. You can't do anything. >> No, 100% can't. >> So just live your life. It's a temporary. life. Just. >> try to do the best you can with the the. ability that you have. >> I just I I hate the Jews. >> You're sheltering enemies of the state, are you not?

I hate the direction of the country. currently. I I hate all of it. >> I think that like it's just been not. like the economy is first thing. Like. we're we're drowning. Everyone's. drowning. >> What do you mean we're drowning? >> More like less people who are young have. owned a home. Like people who are my. generation, it's harder for them to get. into a home. >> Yeah, but why do you need to buy a home? Like most personal finance experts like. don't even advise owning a home. It's. like classic American dream. but the marketplace outperforms it any. day of the week. rent. >> I want to get.

>> especially with how quickly you move. Why would you want to own? >> Well, you move everywhere. >> Yeah. I don't want to move anymore. personally, but I'm I have to go. >> You lit You literally have been talking. about us moving to here, Austin. >> Obviously, depends on multiple places, but we do know that the median household. income in the United States currently. can afford 25% of the homes on the. market. That is low. Before CO it was. 50%. So, it's mostly interest rates. driven at this point. So, it's not. great. But listen, it's like once the. interest rates go back to normal, and if. it gets closer to that 50%, it's not. like the end of the world. Millennials, 50% of millennials uh own a home, if I'm.

not mistaken, and 25% of Gen Z. So, like, it's it's not like it's not. complete doom and gloom. We have more. disposable income than any other uh. portions of humans that have ever. existed in the history of humanity. So, like, are you just are you just going to. be doom gloom gun in the mouth or are. you going to do You do incredibly. well. You make almost twice the median. income in the United States. You're just. going to be sad, cry, be a pathetic, whiny little baby. >> Are you going to go do something? Why you complaining about home You. can buy a home. >> I've tried I we tried to buy a home. They said my DTI was not good.

>> Even though probably not. What? Well, yeah. I mean, I got paperwork for days. Those were your choices. That wasn't the. housing market. Those are your choices. in the debt. You chose to get into it. >> No. We lowered our DTI to 37%. They. required 47%. The mortgage lender. actually shotguned our credit and still. came back with a no. >> Also, good news. There are more mortgage. lenders as well. >> I know. But after they shotgun my. credit, it screwed us. >> What do you mean? You can apply to. mortgages. I think it's within 90 days. of mortgage applications. See, I I was. new to buying a home. I didn't know. >> what. You can look all this up. >> Yeah, you can. And I didn't. >> Well, if you're going into doing.

something, do you not usually like look. up what it's like? >> I didn't the process of it because it's. kind of like. >> I get obsessive over everything I'm. about to do. >> There's there's several people who have. different differencing opinions on how. to buy a home and like what comes out of. it or anything. And I want to have. rental properties. I want to have money. I want to get to the point where we're. like financially free. But it's. >> rental properties. Yeah. >> I want in the future. >> No, you shouldn't. It's really bad. personal economics and investment. >> Why is it why? because the stock market. outperforms it every single day of ever. >> So would you say like put money more. like S&P 500 type stuff? >> Yes. Or commercial property. Commercial. property at least has tax benefits.

Almost no one's getting into rental. properties these days unless they. already have a massive stakehold. >> and commercial property. You're talking. like owning businesses on that property. >> Okay, we're not going to talk about. that. It's too boring. But yes, um. listen, there's something weird going on this. house. You're not willing to talk. You're not willing to let me even like. look at your phone. I'm going to look at. his phone later and see if I see. anything weird. >> That's all that's his decision, too. Yeah, but I'm going to look through your. text message conversation. See if. anything's weird in there. >> I'm going to I'm going to clear some. air. Is there Is there anything on there. about talking bad about my family?

>> Is that why you don't want it brought. up? >> There's Yeah, there's talking about you, your family. There's. >> Well, I'm just going to air it out. because we're at that point. So, >> well, my family doesn't like her. They. haven't liked her since I first started. dating her. And they. >> a little more brown. >> Honestly, I really think so. >> I don't know the real reason to be. honest with you, but they called her. gold digger white trash. like all there. all kinds of things going like to the. point where like I I stopped talking my. family for like 2 or 3 months because. they they pissed me off too much with. it. >> I told them that they can shove it that. she's she is who I want to be with.

She's who I chose. Like you're going to. get over it. And I I'm at odds ends with. them frequently. Um like my dad recently. visited and he still had things to say. and to the point where it's like in to. your point I I could be skewing some of. the conversations with them which caused. them to have some of this belief but. that it really aggravates the hell out. of me because. >> why don't they like her though? I. understand the look of gold dig, but. >> I can't figure out. My mom My mom has. come around for a while now. Are they. like ultra hyperconservative? >> They are.

>> Okay. But aren't you? I mean, >> I would say she's more on the bridge, I. think. >> Huh? >> She's more on the on the edge, >> but she's very religious and whatnot. >> I I am I am really religious, but I. wouldn't say that I'm like ultra. conservative. >> My family's religious, too. Is she way. trash? No. Does she come from way trash? Uh, she came from house. >> I can answer that question. Yeah. Um, I. grew up um not like on the wealthy. wealthy side of things. My mom was a. single mom. Um, she did the best she. could. She had four children. So, and I.

guess in their opinion that made me. white trash because I didn't have a big. fancy house or. >> And they look down on that. If you're. not marrying in their income scale and. >> they they think that if you come from. two different family backgrounds then. you're not going to work. >> It also has to be similar backgrounds. It also brings up like the whole like. education thing too. They've brought. this up too. They they look down on me. because I don't have a college degree. I. don't have. >> You did that for him. >> Exactly. >> My mom has masters. My dad has masters.

Like I think my sisters have masters. >> That doesn't even matter. It's what you. accomplish in life is what matters. Guess what? I'm a college drop and I'm. richer than all you mother. >> Yeah. >> But. >> it's hard to convey that reality to be. honest with you. Um, as much as I've. tried, like my mom would get to the. point where she's telling me just just. let him talk. Just let it go. Just you. got to let it go. >> Like a white purity thing cuz you What? What are you? >> I'm Hispanic. >> Yeah. >> Oh, there it is. >> Now, here's here's. >> I think there it is. >> There's more to it, too, though. Cuz my.

dad's first marriage didn't work out. And he's a Hispanic. >> No, he was married to he was in the. military and he was married to uh some. lady who cheated on him. She had he had. three kids with her and then she cheated. on him with his best friend. >> Well, he was in the milary. It happens. they it's it's unfortunate but like he. is portraying a lot of his trauma onto. me because he keeps saying it's like I'm. watching a video of myself when I was. younger and he's like he's telling me. not to make these mistakes for example I. I told him when he came down that I. wanted her to like I want to make enough. money where she doesn't have to work and. she can focus on school so she can go. back to school and get her degree.

>> and that way. >> work if you keep moving but yeah. >> that's very true but the problem that. I've. >> sure they're not just worried that. you're getting with what they consider. the help. >> but see that's see you would think that. but then they sit around to say that I. don't do anything to help even though I. was the one. >> They say that in front of you. >> No. [clears throat]. >> No. >> How do you know? >> I I they talked to me. I would hide that. from her. >> I believe in transparency between us. when it comes. >> kind of. But there there's like you can. be a little protect. >> She's the person I vent to. She's she's. like the person I go to for problems. >> Yeah. But you're venting to things that.

are hurting him. I mean to be honest. with you when he when I told him that I. wanted her to be able to go back to. school and for me to just make enough. money where she doesn't have to while. she's going to school cuz she's going to. be in school for six plus she wants to. go for vet so she's going to be there. for a long time and. >> I'm glad you chose her over over. >> but he told me that. >> but if like don't do that because. Texas is an alimony state so if we ever. divorce right I'm going to have to pay. alimony and I'm like I can't live my. life like I'm going to be divorcing all. the time I I can't I can't.

>> you guys have talked about divorce why. >> we talked about divorce just because um. >> part of it was part of one time it was. because of the like relationship with. your family. >> Yeah, that was one that was one big. thing. >> That was one big thing. Um. >> but it's not even like I don't. understand that fully because what their. opinion is is not my opinion and it's. never going to change. It doesn't matter. because you even though you don't agree. with them, it's your dad has said so. many things about me and even to me and.

never once has apologized and I've just. had to let it go. >> He doesn't know. >> He's actually like there was a text one. time that he sent me before we got. married um calling me a gold digger. white trash said that. >> he texted you that personally. I didn't. know he texted you that. >> and told me that um the uh the that. something about we were the reason that. they made divorce or something like that. along those lines. >> Like he's. >> what the.

>> He's He said a lot of like horrendous. things. >> Crazy. I've never You never told me that. he texted you. Not once. I didn't know. that he showed you that. >> No, you never did. >> Oh, yeah. >> People are crazy. It was a whole like it. was a whole paragraph about how I wasn't. worth it and all like a whole bunch of. like really. >> You should have told me that a long time. ago. >> Yeah. So, and he's never like he's never. once had to apologize for it. I've just. had to like let it go because. >> How often do you see them? >> How often do we we see them a lot? >> No, we see them once a year now. Well,

now since we like since we moved out of. state um like once or twice a year, but. when we were still in state, we saw them. a lot. >> When you guys were talking about this in. the green room, he specifically said, "I. choose you." And she said, and you said. to him, "Well, that's news to me. cuz that's how Rocky's relationship is.". And listen, she wants to you want her to. be a trad wife, but she wants to work. She wants to do but you want to. put her in trad. >> She doesn't have to stay there at all. Like it's one of those things that has. to happen if she's gonna go to school.

because she's not if she wants a kid and. she wants to go to school. She can't. have kids. >> Are you gonna give her a kid or you. gonna push Japan off for another 10. years? >> No. I I told her what I have like one. thing holding me back from from having a. kid. I want to travel. I want to travel. the world first. >> Yeah. Do it. You've been talking about. it for 3 years. >> Exactly. We've been We've been talking. and talking and talking about doing it. and then we never make a plan to. actually make it happen. >> Yeah. Why? She wants to have kids. Why not? >> It's really because of the debt. The. debt. The debt is what's holding it. holding. >> Yeah. People have kids and debt. You can.

do it. You can they're going to be. sucking on those titties for a while. It's like it's not even. >> It's like gets more expensive once. food gets involved and. >> Yeah. >> You make so much money. You live in a. lower cost of living area. You're fine. >> That's what I keep trying to like that's. what I keep trying to tell you that. we're in a lot better situation than you. think we are. I don't know about that, but I think you can have a kid. I feel. like we have some things to work on. first because a kid adds a lot of stress. to relationship and if we don't if we. don't work on those things first. I.

don't want to have a kid and be like 5. years down the road and then we end up. then you should say that instead of. trying to make finances the excuse. >> Finances is part of it. I said there's. several reasons. Finances finances is. part of it. >> What's the total household debt? >> Over 100k. Easy. If you count the cars. over 100k. >> What's the total household debt? >> If are you counting cars or not counting. cars? >> Counting or not counting gang violence? [music]. Is it a debt? >> Well, yeah. >> Then I'm counting it. >> Probably likeund and western loans. 170. to guess.

>> I could I don't know how much debt he's. in. So I. >> What? >> Credit card has like over 20k. >> It's your husband. >> I know. >> I handle all. >> How did you just say you guys are in a. better situation than he thinks, but you. don't know how much debt he's in? >> I'm talking about like. >> Wait, why don't you know anything about. what's happening in the house? >> I just don't handle it. >> It stresses It stresses her out and so I. handle it. >> Oh, stresses her out the phone. Just. stop being a pathetic. stresses you out. You know what's going. to stress you out? When it gets. absolutely worse because you're not. involved in the conversation in any way. >> He.

>> don't delay the stress and make it even. worse. >> I have been trying to get. >> Say 107 is what you say. >> That's 170. >> Okay. 178. >> Yeah. >> 178,000. Quick math. >> That's how much bad debt you have. $178,31257. How does that make you feel? Yeah. That's not a mortgage, by the way. None. of it. I just launched the brand new. Hammer Elite app available on every. major platform. You'll get three. exclusive dedicated shows every single. day, Monday through Saturday. And to. celebrate the app launch, [music] I'm. offering 30% off the annual plan in the.

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Morgan and Morgan is stepping up to hold. these platforms accountable for the harm. they caused. Click the link in my bio to. take a short quiz. You may be entitled. to a potential recovery of over $1,000. How does that make you feel? >> Not great. >> I think 90 of that's car, correct? Or. 100. That's car. >> 100's car. >> Yeah. If you count like. >> that is that alone is insane. What the. is wrong with you guys? What do you. think your household financial score is?

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then I sign the 30-day meal plan that we. made just for you guys. I will sign it. and mail it directly to you. Here you. go. Congratulations. Cook some food, >> We actually have the dollar. >> Oh, do you? >> Okay. Well, now you get it for free. Congratulations. Okay, so I have two. stacks. This must mean separate then. >> Am I seeing two people's? >> Okay, so whose stack is first? >> It's probably mine. If that's the bigger. one, >> the big one's on the bottom. Then that's. first. That one's mine. >> Before we get started though, I have a. gift for you. >> Oh, it's not split. That was just like a.

convenient thing. Okay. >> I have a gift for you. >> Massive stack then. Who has an REI. Capital 1? >> That's mine. >> What the is wrong with you? Was $6,6949. What the is wrong with you? What the. happened here? >> Yeah, I was given that as a kid. Uh, when I say a kid, >> I was 18 and they gave me. >> Oh, shut the up 18. That's where people. go vote. That's where people go have. couple years of work under their belt. That's where you can drive for a couple. years a multi-tonon vehicle down the. road, get people killed. That's where.

you serve overseas and kill people and. kill yourself. What the kid? Shut the. up. You infantilized freak. >> If you're under 20, you're you're still. convicted to me. >> Okay, then you can't vote. You. >> That's fine. >> Then you can't serve in the military. Then you can't work. Then you can't. drive a car. We're like just. >> Yeah, they might be immature. It doesn't. mean you're a kid. You're not a kid. Stop being infantilizing. Jenz, what is. wrong with you infantilizing yourselves? What the? You're not a child. You're 18. Well, I was getting. >> But there was nothing I wanted more in. life to become 18 and go live some. independence. What the is with you.

wanting to be a You're not a child. >> I didn't even leave my house till I was. 21. >> Yeah, you're a pathetic little We. all know. >> I didn't leave and I know. >> I wanted to. My family tell me no. >> Kept telling me to stay. >> Yeah. Yeah. Your parents are weird cult. >> Okay. So, you're giving this as a kid at. 18. That was. >> Well, guess what, buddy? You're 27. Why. do you owe 6,69? >> A 27y old child.

>> Uh, we bought a bunch of stupid stuff. with that to be honest. >> Oh, so it had nothing to do to get in it. as a kid at 18. >> No. >> So, what the was that pathetic whiny. little? >> What was that? >> Buying. >> I hate that. >> Camping gear and other things. It's. already. >> camping. You've never been outside in. your life. Rosy ass cheeks. >> I actually love to camp. Camp's awesome. I love camping. We used to go to Jassie. up there a lot. Huh? >> We used to go to Lake Joassie a lot. >> Well, you glamp. Are you a glamper? >> I'm not a glamper. Like this one's a. glamper. I I like going old school. I.

like going rucksack going into the. hiking 10 15 miles in. >> Okay. Okay. So, you guys bought a lot of. camping gear. Well, congratulations. You'll be paying that for 20 years. 20. years. You still won't have a kid. >> Well done. >> For the longest time, I was paying the. minimum of that. And now, now that we're. actually able to like breathe some, I'm. able to pay more than the minimum. >> That is true, guys. He paid. approximately. 10% more than the minimum and then. purchased well more than the extra. amount he put towards the minimum. Anyway, go yourself. What? What? What.

was that? You want a little high five? You're trying to get a little high five. financial auto fan. Go yourself. Yes. The minimum payment is $210. You put. $242 to it. It was $32 above. Yeah, that's it. Yeah, >> it's less than what I usually pay, actually. >> Okay. Well, guess what? I don't usually. know. Go off. What? What are. you talking about? Usually that's what. you did. >> That's what you did. And it doesn't even. matter anyway because you spent $92. Oh, that's what I usually do. I usually do. better. No, you did it. You don't. You. don't. This is what you did. And even if.

you usually do, it doesn't even matter. because if you spend more towards it, you just if you put more towards it, you. just spend all that addition cuz you max. it out to the $6,000 every single time. anyway. So, it doesn't matter. Okay, maybe you put 500 towards it last month, but then you spent 550. So, it doesn't. matter cuz no matter what you do, you. bring it up to the $6,000. And guess. what? Here's a little insight into the. finances for the very first time. It's over the limit. 6,000's the limit. It's a 6,69.

It's over the limit. >> I didn't know it was over. >> Yeah. You don't know. So, try stop. trying to pretend like you do. >> Yeah. We've we've had discussions about. me being more involved in all of it so. that I actually know what's going on to. try to prevent him from. paying it off. and then using it again. because. >> you prevent him from paying it off. >> No, like like adding me like me being. more involved in the finances and. knowing what he's spending so that he. doesn't spend it anymore so that it's. just being paid off.

>> Why? Why do you need such aing mother in. life? Just cuz you were sucking on your. mom's tit till you're like 12 didn't let. you out of the house until you're 21. Pathetic. >> Terrible with online spending. >> Terrible with online. What is wrong with. >> I will spend like crazy. >> Congratulations. Then put at least. towards it what you spent. Yeah, >> but you spend more than you put towards. it. Takes 20 years to pay off. Pathetic. >> Yeah. When I take money out, it I hold. it forever. But I can't. For some. reason, my brain just doesn't just lets. me swipe and I just move on. >> That's who you want to be with. >> No. The. >> That's what you want to make a kid with. >> The goal is to make that better and not.

do it anymore. >> Yeah, that's the goal. He's not. So, what are you going to do? Do another. ultimatum that you never actually. ultimatum on? >> No. Probably just. >> probably just not give a No usual. Actually give a this time. >> What are you gonna do that's giving a. Let's see you stand up. >> Be on the bank statement. Like be like. actually get a joint account. Be on the. credit card account so I know exactly. what's going on so that when he tries. when he tries to spend money then I'm.

just going to be like, "No, don't do it. >> No, no, no. Don't you do that guy." And. then he's like, "Okay.". >> I mean, what else am I going to do? >> Leave. I don't know. I don't want you. guys to break up. But listen, if he's. willing to live his life, not sacrifice. anything, and you have all these. problems with the things that are going. on like this, and you want to have kids, he won't have kids. He was putting off. Japan for all this that we've. talked about so far, and he's not. willing to change anything at some. point. Yeah, that is like the only. option. I don't want it to be the thing, but why the would he ever change? You're a frog.

>> I mean, are you going to make a. difference? >> Wow. We had to talk about going to Japan next. year. >> That is the time to go to Japan. >> because I get my bonus around like the. March time and I want. >> Hey, stop shaking your leg one of you. freaks. >> I get our bonus around the March time. and I want to use that to go. plan it like pay for everything and go. >> put it towards the cart. You What is. wrong with you? You don't have to go to. Japan before having a kid. That's not a.

requirement in life. Yeah, Japan fun, great. But she wants a kid. She wants a. kid. wasn't like anything. And guess. what? You have maxed out credit cards. Over maxed out because you keep spending. money on what? Something online. Yeah, PayPal. 64 bucks. Experian credit. You're paying for that. I don't know. why. What's wrong with you? >> I think I said Google Zedge. What is. Zedge? Inapp game purchase coins. Something like that. >> Yeah, that's that monthly thing I need. to cancel. >> Monthly what?

>> It's like a you can sign up for like It. was back when I was younger actually. Like a long time ago. A long time ago. You were a kid 9 years ago according to. you. What's a long time ago? It. >> is. But but. >> Oh, shut up. What is it? >> Eight years ago. Easy. >> No. What is it? >> Oh, it's like a ringtone thing. It's. some stupid thing. >> Some stupid thing that you still. >> It's dumb. It's it's it's for it was for. ringtones on a phone at one point. >> Well, it's Cabela's. Let me guess, Seth. >> Mine. >> Well, congratulations. Guess what? >> Same day, which is.

>> Guess what, Sam? Rose over the limit. >> Yeah, smile away. You're never going to. do I say this out of love cuz I. actually don't hate you guys. You guys. are very pleasant. But you are both I. think two of the most pathetic people. I've ever met. I say with love. >> I want to change things because I want a. kid. But I want to do. >> You're prioritizing Japan. What are you. talking about? What are you talking. about? You want a kid? Shut the up. if you don't want a kid. If you want to. have a kid, you'd be doing any of the. things that would require.

>> All of my friends that have had kids. have pretty much stopped their lives for. them. >> No. >> Are you raw loading? >> No. >> Condoming? >> Mhm. >> Okay. Well, that's good. Thank Okay. Well, I don't understand. You're. choosing Japan for the bonus to go to. instead of paying off the debt. You're. over the limit on all these cards. I. want to change. Congratulations. You. said the right thing, but you're not. doing the right things. It's words with. no action. Like I said again, I actually do like. you guys. You guys are pleasant. Okay, that's fine. But you are two of the most.

pathetic. wet towels I've ever met. You're. nothing. You're mama and daddy's boy. You will never say I don't know what has. happened in your past, but you are the. wimpiest I've ever met in my life. >> I wouldn't say that. But. >> I would I don't give a what you'd. say. I would say that and I did and will. again. I'm not gonna I'm not gonna just. leave someone over. >> I'm saying leave, but you can't do. ultimatums if you're not gonna. ultimatum. And you're not willing to do. anything.

>> None of the ultimatums were about. finances. So, >> doesn't matter. You did the ultimatums. that he never followed through and your. ultimatum is that you would leave and. then you didn't. So, it's just like it's. pathetic. It's pathetic. You can't do. anything. You can't stand up for. yourself. Can't advocate. >> I would say it's pathetic not to leave. someone. >> Congratulations. I would. >> Well, that's your opinion. >> In my opinion, it's correct that you. have never stuck up for yourself ever. Actually, I did leave once and I I did. leave. >> She did. >> What? Tell me. >> That's when we were We were engaged. >> We were engaged. Why did you leave? >> Because I gave him ultimatums and he.

didn't follow through with them and I. left. And then. >> What were the ultimatums? >> It was That was such a long time ago. It. >> was you or video games, I'm pretty sure. >> It was Yeah, it was the video games. because he he where he has gotten better. recently where he still gets on them too. much. It was like really really bad when. we were like first engaged. >> And you said if he didn't you'd leave? >> Yes. >> And how where did you go? >> Um I went back home. >> How long were you gone? >> Couple couple weeks.

>> It wasn't. >> Did he actually improve? >> He actually did. Yes. >> What are you playing? >> Uh a lot of things. Battlefield. Right now I got into Forsa Horizon 6. It. just released. I enjoy cars. I'm a car. guy. >> What a boring game. >> Um. >> oh my gosh. Listen, >> Pragmata is a fun one, too. Oh, so these. people, it must be Brandon who typed. condoms on wife is crazy. No, it's not. when they're not trying to have kids. Brandon freak. >> There are other things I do too that are. like help my hobbies. Try to get away. from video games and stuff. Like the. past two weeks, I haven't touched them.

>> Yeah, that was something. >> So I I had balls at some point. >> I did. And. >> hopefully you do again at some point. He. has $3,71.80. owed on this card with the limit of. 3,000 cuz pathetic again. Hey guys, I. paid more towards it than the minimum. payment. Even more than double doesn't. matter. He then spent on it and then. interest acrewed on top of that and it. pushed it above 16 years and he still. won't have a kid. It's a payoff. Minimum's only no. purchases, but he's incapable of that.

What do you think, Miss Sam? >> The kid is not looking like it's going. to happen. I [sighs]. I want you to have everything that you. want in the world. That is my number one. priority for me. >> It is. >> She's only given up everything for you. Shut the up. >> It is. >> She won't say that for herself, but I. will. She's given up everything for. everything you've wanted. She doesn't.

get anything. She hasn't gotten one. thing. She. >> What has she gotten that she wants? A. coach bag from an outlet store. She got. where she wanted to live, too. [snorts]. >> Houston. >> Oh, Texas. >> Okay. Texas means a lot. And trust me, you whiteies that are especially racist. are not picking Houston. >> You don't have a I'm not No, no, >> it's a little black. >> That's Dallas. Dallas is sketchy. >> Also very black. >> Sketchy. >> No, Dallas is very black right now. >> Dallas is sketchy. >> But Houston is Okay. >> I went up there for work. >> Black doesn't mean sketchy.

>> Well, I went up there for work and I. stayed in the wrong I stay in the wrong. side of town. 100%. >> Okay. Houston and Dallas are both very. black. I turn the road there's like. homeless say sketchy while he's talking. about like there wasn't just black. people there. It was. >> we lived in we lived in Chicago and. >> yeah hold your racism inside like she. does. >> I'm not even racist at all. >> You understand like we lived in Chicago. and in the 6 months that we lived there. 24 people died from gunshots in a five. block radius of us. >> That doesn't mean that they. >> all of them were black. Sounds horrible. It was black on black.

It sounds horrible but it's true. It's. horrible. >> Oh my god. This is the stuff that I say they. >> I say sketchy because like it. >> is true in Chicago. It's really bad. >> It's really bad. Like even we were we. went to go get like concealed carry. there and they don't want you to have. them. Like people who actually who are. trying to be responsible with them, they. don't want you to have them. >> Okay. Uh he's purchasing things on. TikTok for $40. >> Yeah, that's mainly gift for her. >> Huh? >> That's mainly gift for her. >> That's where he gets his Coach bags. >> Yeah. >> I wish that thing was Tik Tok. That was.

a lot of money for that stupid purse. No, >> you actually didn't get that one at the. outlet store. You got that one from. Coach. >> I got Well, I got it online. Then we. went to the outlet and Robert Space, >> buddy, you had a late fee this year so. far. He's late. >> I had a late fee this year. >> You got a late fee this year. >> You had a late fee this year. >> There are times that I understand. >> Black guy got scared, forgot to make his. card payment. >> I I understand that though being late, you charge a late fee. As long as you're. not 30 days past your time, that's when.

they that's when they report to credit. So, as long as you sit you in the middle. of a Carnival cruise and just see what. happens. I think they'd eat you alive. >> No. >> Go to a black high school graduation. >> I've been to a black church. That was. crazy. It's wild. >> Crazy. >> Yeah. They're so like so much energy. >> Great music. >> Yeah. I will I will give you that. They're really good with their music. They They get really into it. >> Oh, he he'll give you guys one thing. >> But I'm not into religion either, so. it's like. >> we literally have black friends. You. can't you you can't be.

>> They know my stance. They're cool. >> Oh my god. >> Literally, what are they? >> Your stance. >> Yeah, they know my stance on things like. they agree like like black people as a. whole are good, but statistically there. are statistics and statistical people. that are terrible and they ruin for. everybody else. >> Yeah, there are some bad stats. Yes. In. their community and their community. should stand up for them. >> Every community has that, doesn't it? >> I'm not I'm not saying that all people. like all black people as a whole suck. That's not that's not true. It's. statistically. >> what's your stance? That's not a stance. Stance are a stance. What's your stance?

Like, yeah, I'm a statistics guy, too, so I get it. But what's your stance? >> There's a lot more crime that's. committed by black people than white. >> in per capita. But that's not a stance. >> Like 57% people in are white in the. United States. >> What's your stance though? >> I think stance was the wrong word for. you. Like you don't. >> like my belief. >> You're you're only talking stat I can't. say that word. Statistics. There we go. I guess I don't really have a a stance.

per se like that. It just aggravates the hell out of me. sometimes. >> What? When you like you go to a certain. area, you think everything's nice and. then you end up in like one turn you're. in a really ghetto part of town and it's. usually primarily one type of person. there. >> What? >> Can you. It's usually black. Like when I was in. Dallas, it's usually black. I was just. making sure. >> if I go to San Antonio, I guarantee it.

won't be black. >> No, it'll be Mexican ghetto. There's. ghettos everywhere. White sheet comes. from the white ghetto. >> The white ghetto. >> Yeah, trailer parks, dude. Dude, the. Listen, >> I got the fatigue, too. I said this in. another episode. I got ghetto fatigue, but I got white trash fatigue. I got. Mexican uh what's a what do you what do. you want to call him? Not Mexican ghetto. as a. Huh? >> Bario. Did I say that right? Is that. racist? >> Adio. Is that racist?

>> Okay. Well, th that those ones I have. fatigue too. Just trash. I have fatigue. of trash. If someone is trashy, I have. fatigue. >> That's not what you said, though. That's. right. What that's kind of hyperfocused. on the black. >> Listen, it's it is fatigue. You were correct. But it's like it's it's. >> you was focused on one thing. I have the. fatigue of all. >> and Jews. Don't forget Jews, >> right? But they're usually not trashy. They're. usually just rich. >> No. Yeah, they really are rich. They. They run a lot of things. It's crazy. They They make good decision with money.

We don't. >> should have been Jewish. >> I thought, you know what? Probably would. have been a better situation, honestly. >> I love here. I don't know. >> Just not trashy people, >> but I have them on the show all the. time. Okay. Jam Rewards. Who's this? Jammer. went as mean as well. >> Okay. Everything's you. What the is. wrong with? >> I have a lot of debt. She doesn't have. much debt. >> Oh, >> she had she got her first credit card.

>> He has all the money. What do you Why. are you here? What do you like about. him? >> What do you like? >> My haircut's insane. He dresses so. weird. You are. >> always dressing. >> Until you open your mouth, you are above. his league. >> I literally cannot help the way I sound. >> It's not how you sound. It's also your. braces and stuff. It's just like. >> And then your chin and then your chin. disappears. But when you close your. mouth, you're very attractive. Your chin. disappears, too. >> Well, that's cuz I have like five of. them. >> Well, you can't say anything then. >> No, but I'm also just asking why you're.

into him. I don't get it. And his. parents don't even like you. They text. you. >> Yeah. >> Okay. No answer. Why are you into him? Just games all day. Are you a nerd? >> No. >> Why are you into him? >> He I is his Now I feel like I'm put on. the spot. >> You are. That's cuz I asked you a. question. >> I like his personality. He does have a. good personality.

>> Choose. That's his personality. >> Before all that's more recent to be. fair. >> That is like way more recent. But before. all of that, his I liked his. personality. Um I do find him very. attractive. [laughter]. >> Okay. Dude, bros putting down that. hairline right now. The moment you said. that he had to do this, that was rough. That shit's going away. It's fleeing. >> So is mine. >> His hairline's doing white flight.

[snorts]. >> I don't even know what that is. >> It's when white people leave an area of. town because it got. >> Oh. >> Usually too diverse is what they say. And then when they move back, they call. it gentrification. >> Oh, >> okay. Well, he owes $2,57649. It is over the limit and past due. Really turning you on getting wet from. that. >> Again, I had I didn't know. Now I do.

>> I don't know if he knew, but why the I. don't understand. I. >> actually want to get rid of that card as. soon as possible. >> Great. Okay. Yippi. You still got to pay. it. >> Yeah, I use that card. >> Is daddy going to bail you out? >> No. Thank I use that card all the time. because we had a. >> Wow. It's over the limit now, isn't it? >> Yeah, I have a limit now. But we. >> It's also over the limit. >> Yeah, we used it a lot because the. rewards there let us use it at the. dealership. Yeah, for her it she had a. she had a Chevy. So, anytime she wanted. to oil change or anything done? >> She didn't know it was going on a car. that was past doing over the limit. Did. you? >> No. >> So, don't say we.

>> Okay. I used the car. I used the card. even though I used things for us. >> Will mommy help you out? I'm being told. she already does. Even though you make. like double the median household income. >> She did at one point. She doesn't help. anymore. Pathetic. She hasn't helped. since last year. August last year. >> Pathetic. What is wrong with you last. year? >> 13 years to pay this off. >> Fes multiple late fees this year. Like. he's been late every month this year. >> What is that? Get it yourself, you. pathetic worm. >> Did you just forget about that one? >> No, it's not that forget about it. I.

just I just said it earlier. If there if. there if it comes due and our maybe we. get paid a week after, I will pay it a. week after or a couple days after that. like it will incur a late fee no matter. what. The second is a day pass do it. incurs late fee. So I will incur a late. fee and take the L on that instead of it. reporting the credit. every day because if if I've got to wait. for my paycheck to come in I'm not going. to go negative just to pay it if I. >> PayPal credit. Who's this? >> It's over the limit. So I'm assuming. it's you. >> It's mine. >> You suck. >> You suck. >> Which one is that? Yeah. Which one is. that? >> PayPal credit.

>> There's There's going to be two PayPal. credit. >> He's the worst. I What are youing doing? >> I did again. I didn't know. >> Well, now you do. And and and. now. >> and now we're going to fix it. [laughter]. >> Okay. Oh, you guys are so Dude, you. found the perfect one. She's never going. to do You can do whatever you want. in life. You can do literally anything. And yet she still you don't get it. I don't get her, man. Is it your. religious aspect? Like you having to.

serve a man? Like what is it? Like you. don't you don't give a. >> cuz you didn't have a dad. >> Actually, no I did not. >> I know. I'm saying is it cuz you didn't. have a dad? Like something's weird, man. Something's weird. I don't get it. Like. you're kind of the victim in this but. also you're just so pathetic that I'm. just like like I can't even help that. You're not even willing to do anything. Okay. 11 years $85 minimum payment. Of. course it's over the limit. $2,500 is. the limit. You $2,5398.

uh for GWD concepts. It's what you spent money on to get you. over the limit for $549. Of course, >> interesting. >> It's most likely subscription that I've. forgotten about. >> You really need all these subscriptions. you've forgotten about. You need to like. go through and get rid of. >> because that's got them. >> Yeah, there's a lot of there's a lot of. stuff I need to go through. >> This whole like I don't know. I didn't I. don't know what that is. some kind of. subscription. >> and if he doesn't.

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you're serious about getting out of debt. faster, you could potentially lower your. monthly payment by securing a single. payment at a much better rate. Check out. the link in the description below to see. your personalized offers or go to. calehammer.com. And remember, you still. got to do the work. >> I can't. We can't have a kid. >> He's okay with that. You're the one that. wants to have He wants to have a kid. You're the one that desperately wants. one. You're holding something over his. head that you want more than he does. >> I mean, if you can't help yourself, which in turn helps both of us cuz we're.

married, so that's my debt now, too. Then I'm going to I have to leave. Like. there's no. there's no sticking around waiting for. you to fix something that you're not. interested in fixing. >> Listen, I hope you change it cuz you. need to change it for her and for you. and you. I uh hope he changes it and I'm. on your side in this conversation, but. also I mean uh let's just uh I'll put on. my genera hat. You don't have to change. She's never going to leave. Don't. worry about it. >> It's not much con, >> but I hope you change it for all the.

reasons I gave. Okay. Why am I looking. at a 34% interest rate? That's crazy. What is wrong with you? Get rid of this. card immediately. Oh, here we are. What. is this? Clara affirm one of the paying. fors. I think it's affirm. >> Yeah, it's affirm. >> Okay. What the are you doing? Uh. Oh my. gosh. Uh, Crealty. Creity official store. >> Creity. You had 3D print. >> Creity. >> 3D printing. That's not a cheap hobby. >> Can I speak? Can I Can I I I brought. something for you that I made for you. for 3D printing. >> Okay. Best Buy. Hedonist. What's.

Hedonist? >> Uh, that's hot sauce. >> That's actually cool. Thank you. >> Mhm. Very rare that someone gives me. something cool. Thank you. >> Um, no offense to anyone that's brought. stuff in the past. Okay, heat this. What. is it again? >> Uh, the the It's the challenge for hot. sauces. I don't want to say the name of. it cuz it's Hot Ones. >> It's Hot Ones. >> Why couldn't you say that? >> Well, I didn't I didn't want to. >> Why don't we like Hot Ones? >> Well, yeah, Hot Ones. It's It's the Hot. Ones challenge. All it is. I do it. usually when they have a new season. >> Secret Lab. >> Secret Lab is a chair. >> Yes, we've been told Sean Evans is a fan.

of the show. If you ever film in Austin, Sean, I'd be. happy to hang out. >> Okay. >> Their chairs are expensive now. >> What's your Huh? >> Their chairs are expensive now. >> Chairs? >> They're They're office chairs. >> They're like. >> What are you talking about? >> No, no, no. You said you said Secret. Labs. >> Oh, sure. Whatever. Bring up your firm. Bring up your firm. I need to see what. the. >> balance payment is. This is This is. insane. The amount of money he just. spends is crazy.

Okay. affirm $2,767.97. >> It was more than what I submitted. >> Oh, it's like $6. >> You spent more since you submitted your. document. Yeah, why not? He's coming on. financial a so he spends more. Woman, I. can get you a nice Christian man. >> I don't know any. But I can get you one. I can go get a white one, too, if that's. what you're obsessed with. [snorts]. >> No. >> One with a receding hairline. I can get. you that, too. Even get you a one that dresses like a. Mormon. Let's just get you a Mormon.

>> You don't want a Mormon. >> I'll get you one that isn't all like. anti-Jew, black, gay, everything. I can get you so much better. >> I don't want it. >> Okay. Yeah. Good luck for the rest of. your life, man. Dude, you're. >> I'm I mean, my eyes are starting to open. up a little bit more to what's going on. [laughter]. >> Okay. Uh-huh. >> I left one time. I can do it again. So, >> yeah. You left for a couple weeks and. then. came back. >> This is a little more serious than video. games. So, I'm. >> not trying to bully you. I mean, I am a.

little, but it's like I don't know. I'll talk. All talk. >> I mean, that's all it can be until. time goes by that you. >> Well, how do you feel hearing that? Do. you even believe her? >> I do. >> Why? Because. we've done this once before. We sat down. and went through everything, but it was. actually we were making less money at. that time. So, it was damning, but now. we actually be able to do something to.

change it. We actually have the funding. to be able to change it now. >> Okay. Your minimum is going to be two uh. $35926. >> Okay. Who has discover it? >> That's probably might as well. >> Oh, guess what? It's over the limit. >> Are you not seeing how this is actually. some of the worst finances I've ever. seen? >> It's usually because of the like I'll. pay on it. I'll spend it. >> I don't care about the usually. I I. can't I can't keep going over these and. seeing that everything is over the. limit. I'm I'm done. Like this is.

>> it's also Okay. >> This is ridiculous. Like. >> Okay. Okay. Yes. You're you're upset for. a second. Sit that sit the down. Sit the. Okay. Shut up. Stop it. >> You can tell me to shut up after you. tell me to stand up for myself. And I. just stood up for myself. >> and then you literally stood up. But. just I just want you here for the. conversation. Is this. >> I I understand you're probably upset. Okay. [clears throat]. $1,789.34. again. That is over and it is late.

>> I I told you go back to the the 30. thing. >> If you're making all this money and. we're bringing in all this money, where. is it going? If it's not going towards. the debt, >> going to a credit score that's only 616. >> Where's it where stupid stuff we spend. money on? Like the 3D printers, it's. going to computers. just going to all. kinds of stuff there. >> But do do you see do you see how all of. that is like that's that's not that's. not good? Like that money that you're.

spending on your computers, your 3D. printers, why did it not go to that. stuff? Why why was that a priority and not. this? I cuz I wanted it. I think I wanted it. >> He wants it more than you. So if you. >> he wants it more than you. That's the. reality. That's the reality. What is this? What. am I looking at? >> That's a pay later on PayPal. >> That's the second PayPal thing I was.

talking about. I do have a a bad philosophy. that if I have the money in my account, >> I've heard a lot of bad philosophies. from you. >> If I have the money in my account. physically, I'd rather pay it over time. than pay it all up front in case. something happens and I need to do. something. >> or just have an emergency fund. Boom. solved. Shut the up. >> We haven't been able to do that. You. have it because of your spending. >> That's a conversation that we've also. had like we need some kind of savings, some kind of emergency fund for that.

very reason. >> Okay, listen. [clears throat] $1,29249. I'm guessing the minimum is 300. >> Should be less than that. >> What? 200? >> Yeah, it's like. >> Okay. >> 150. >> The is this? It's another credit card. This one's at least not maxed out, but. Fortiva. Portiva. >> Oh, >> 10% interest. >> God, that one pisses me off. >> Okay. Is this you again? >> Yeah, it pisses me off as always. >> I was got or I got a uh security system. for the house through Vivant and they.

did everything through Fortiva so we. could get the full like so we can get. all the equipment and everything. And I. I hate that one so much. >> Why? It's the lowest interest rate one. >> The only one that's not maxed out. >> because they they didn't listen to us. when I told them that we could. potentially be leaving this house. They. should have given us the rental version, not the full. And they just kept pushing. and then they just did the they did the. full version even told them multiple. times to do the rental version. >> Read the contract. The is wrong. with you? No accountability. No. accountability with this mother. >> You should have probably read the. contract. >> What you want, man?

Got yourself a little. Okay. $3,100. 3 No. $3,120.64. on that. $99.96. Secrety rooms to go. Classic. Uh, it's. at the limit. You must have just got. this. >> We did. >> Yeah. >> Financing a couch. Financing everything. There's no part of a [clears throat]. couch. We did the rest of it like out of. pocket. >> Financed part of a couch.

>> Yeah. >> Mhm. >> Just to make it a little easier. >> Is it though? Because your minimum. payments are just stacking so much that. this even adds to it. Even with only $17. a month with the $1,000 balance. Yeah. smaller compared to the other ones, but. you're just minimum monthly payment, minimum monthly payment, minimum monthly. payment, stacking all on each other. forever. >> Yeah, that's one of the biggest problems. I've got. One of the biggest problems. I've got. >> Yes, that's not making it easier. Now, it is 0%. Uh until. until. I mean, you you'll pay it off in time, I.

think. Yeah, you will pay it off in. time, but still, that's an additional. minimum monthly payment added on to it. They're hoping you spend on this card. and that pushes it above that date. So. that. >> I don't you don't plan to, but that's. really all you do. >> It's really all the you do. >> Okay. Wells Fargo. What's this? >> Uh what is. >> which account is that? >> Uh I $962. >> Oh, that's your credit card. That's my. credit card. >> Oh, we finally got to you.

>> Okay, good. Let me see. What's the limit on. this thing? What's the limit on? I can't tell. Okay. Well, you're basically maxed out. What. the What are you doing, Sam? That's What. are you doing? >> That's why I can't say anything to him. about really his max. >> So, what are you doing, though? Why? Why. is it almost maxed out? >> That one. >> $32 minimum monthly payment, $96,253. >> That one I. I'm just making the monthly payment on.

that one. >> Yes. But why is it so high? You. >> because for a little while I didn't have. a job and that was the credit card that. I did. >> Did Why were you spending on your own. credit card? You guys were married. >> That one was way before me and him got. married. >> Then why is it still only barely under. maxed out? No. Relatively recently. >> Coffee and stuff. >> Okay. What is it? You're just going out. to coffee constantly. >> Yeah. >> Coffee, food, lunch, that stuff. >> Maybe you are spoiled. Maybe you are a. sugar baby gold digger I don't.

know. Probably not the horror part, but. the other ones probably. >> not the horror part, but I'm not a gold. digger either. Am I spoiled? Yes, I will. say I'm spoiled, but I'm not. >> From trailer park to house, I mean, >> I don't know. The rise has been. >> I mean, I could have done that myself if. I had to. >> Maybe. Okay, you've had a late fee this year. Why. >> that one? I forget. So, >> okay. Set it on autopay, dumbass.

I could do that. But the problem the. problem is is that one I can only pay. with my Wells Fargo account and I don't. use my Wells Fargo account. So no money. goes into that Wells Fargo account. So I. have to transfer money from my actual. account into that account to pay that. credit card. So if I forget to do. >> Dude, you have to do it regardless. Like. what the Just do it. You have to. >> That's what I'm saying. I do it. It's. just that one was late by literally a. day because I forgot that. >> I got late for you. That's how it works. You should have called and tried to get. a reverse, but either way. Okay. Best.

Buy card. I'm guessing that's you. >> That's not you. >> There's. >> I don't have a Best Buy card. >> So, yeah, that one's mine. >> Wow. Okay. Well, I was going to. congratulate you, but I'm glad I don't. have to. Go yourself. You put a lot. towards this. Brought it down from. almost 2,000 to 6 uh 20. >> I paid Well, why why did you do this. versus all your cards at like 32%. >> Because there was an argument between us. >> and there's a late fee this year. Great. There was an argument between us. >> argument. >> because I would try to focus on my. credit debt to stuff for a while and she. wanted to focus on hers. >> But you're not. You're above maxed out. You're not focusing on your credit.

>> I know. >> Huh? >> I would pay mine down then use it. And. so for her, she didn't use it. So. >> Express. the. >> I like the jeans. >> and their clothes. Their pants really. >> Okay. Express. You are over the limit. Now that we're. back to you, that makes sense. Okay. Yep. You're over the limit by 56 bucks. >> Limit of 550 always $66.35. with a $71 minimum payment cuz you went.

and spent the money. Oh, and you were. also late. Oh, Houston Premium. something. >> That's the outlet. >> You were late every month this year so. far. >> Focusing on our credit. Shut up. >> They always pull out at the wrong time. >> Pathetic. This is so pathetic. I'm. telling you people, people that make the. most money have the worst finances on. the show. See, I know it says late. payment on the on the paper, but it's. never reported to credit late. >> It's cuz you it wasn't missed. >> Yeah, because Yeah, it wasn't a miss. payment. >> It's late, though. Missed would be like. um Well, much longer. Credit one. Who. has credit ones? So, like the worst you.

can get. >> We both have credit ones. >> Oh my gosh, that's horrible. You guys. are not in a position to need credit. one. This is almost maxed out. 530. Who's. >> That's mine. >> Is it yours? >> Yeah, cuz you don't have anyone over. 500. >> I know. I think mine are 300 or. something. >> Yeah, your credit 30.69. And minimum. monthly payment 30. Did you spend on it? Thank no. But fees interest. Yes. No. Annual fee. Okay. Yeah. And fees. Fees. Fees. Interest. Interest. Interest. And. here's yours. >> No. The previous one was yours. >> That's what I thought. I thought.

>> And this one's his. And how do I know. that? Cuz it's over the limit. >> What is the What's the pathetic? >> 5006 on a $500 limit. >> What? I don't know. >> No, that one must be hers cuz I don't I. only have one and one's 550. The one. that I have is 550. Colton's saying and. he got the documents that this one's. yours and the previous one was. >> this one was completely paid off and. removed. Nope. >> If that's the case. >> Nope. It's literally not. >> I only have one credit one. >> Yeah. And this one's that. The previous. one was hers. That's what I'm being. told. Dude, shut the up. I'm. telling you what it is.

>> Her credit one limit is 300. >> Oh, shut up. >> Maybe they raised it and they didn't. know. >> Is 500. My credit one is five. No. >> See, you don't know Stop trying to. that you specifically said earlier that. you don't know what you're talking. about. You're trying to correct us. Shut. up. We have the documents. Interest, late fee, no shock, no surprise. Late on. everything, above the limit on. everything, $56 on a 500 limit. What is. wrong with you? Minimum payment usually. 30 bucks, but it's 60 right now cuz. you're behind. Shut up. Okay. I think. this is CLA, right?

>> Mhm. >> Who has CLA? >> Me. I. >> think it's like a $7721. minimum. You're getting like Lucky Brand. and eBay and Wayfair. >> Yep. What are you even buying, man? >> Lucky Brand was jeans clothes cuz I I. lost a bunch of weight. >> Wayfair. >> Uh Wayfair was a coffee table for a. living for the house. >> eBay. >> eBay was. I don't know what eBay was. >> Who has the Care Card? >> We both have a care card, I believe.

>> Oh my gosh. $481. >> It's under the limit, so I'm going to. assume it's you. >> Actually, no, that's mine. >> Care card? Like Care Credit? >> Yeah. Yeah, that's mine cuz yours. >> Yeah, that one. Mine's not highlight. that. No, >> wait. I only use that for vet. >> 481. Yeah, that's why we have emergency. funds and good pet insurance. Minimum to. payment 30. Yo, 481. Just under the. limit. Upgrade. >> Might as well. >> Well, so we can go past that. But that's. good. That's a star.

Yeah, I think that's good. Okay. Care. This one's yours. $220. $30 minimum. Okay. Yeah. Went down out of the limit. That's. fine. Another care. Why do I have. another care? >> It should only be two care credits. >> Oh, it's cuz this one's. Oh, no. That was a continuation. Okay. Well, this Capital One looks.

>> Well, it should be paid off. So, I'm not. even going to put it there cuz someone. took it down from 528 to 51. But. interest acred That one's mine. >> Cuz I, you know, I am glad that we're at. least putting it towards yours cuz you. don't spend what you put towards it. If. we put it towards you, you just spend it. cuz you generate mother. >> intentionally paid a lot of hers down. So, she gave the car for better interest. rate on the car. >> Well, and cuz you just spend on whatever. you put towards yours. You had a late. fee this year though. >> You can't You guys are not credit card. people. You should just never have.

credit cards. I'll get you a course. career certification since you'll never. be able to go to school anywhere. You. can at least turn that into a better. job. I'll do that. But what the are we. doing? What am I looking at here? Oh, is. this your purchase? I've never had someone actually send in. their like for the Nissan. >> I was told to I thought maybe I was. wrong. >> Oh, maybe. I don't know. Uh what is. this? No, Chevy. Sorry. No, Nissan. >> Yeah. >> What? >> We traded We traded the Chevy. >> Oh, you trade in Nissan. Nissan what? >> Nissan Z 1226.

>> Okay. Who's This is hers, right? >> Yeah, it's in her name. >> It's in my name, but it's his car. Yeah, she's the primary and this one I'm. secondary and on her car. >> Okay. What's the balance? >> What do you owe on it? >> 49,668. >> Yeah. >> With [screaming] interest rate. >> What interest rate? >> I have no idea. I think it was like. right about 9%. >> But we went. >> No, my previous my previous car was at. an interest rate of 13. >> You just got a $50,000 loan at 9%.

>> Go yourself. is actually. >> YOU MAY AS WELL end it today in. Minecraft. But what the That's insanity. That's insanity, dude. What's your. minimum? >> Uh,42. >> It's worth 39,000. What is it?42. [screaming]. >> Oh. Oh. 50,000 loan on a $39,000 car. 9% with. a,000. car payments. It's crazy.

Why do you need such an expensive car? You pathetic. Dumb ass. >> Listen, it wasn't it was just the. interest rate that makes it that much. higher. >> No. 50,000. >> Yeah, it makes it 50,000 because. >> that was the after the interest rate. The purchase price of the car. >> purchase price was like 45. I put. >> WHY ARE YOU GETTING A $45,000 car when. you get a 40 pay off your CREDIT CARDS? YOU PATHETIC WORM. >> Who's the Capital One? >> THAT'S HER CAR. >> IT'S A $53,28.

What is it? Possibly. >> a Bronco. >> Oh, [screaming]. Bronco Sport or regular? >> A wild track. SO, REGULAR. >> OH, [screaming]. THEY'RE LOUD AND YOU CAN'T EVEN SEE OUT. OF THE WINDOW. >> I CAN'T. >> THEY HAVE NO NOISE control cuz it's. meant for off-roading. It's a sports. VEHICLE AND YOU'RE DRIVING it in. Houston. I test drove one THE OTHER DAY. IT'S SO LOUD. OH MY GOODNESS. It's It was one of I. love the outside look of it, BUT IT'S. HORRIBLE ON THE INSIDE and it's one of.

the worst drives I've experienced. >> That's your opinion. >> I DON'T KNOW. NO, THAT WAS theing even. the guy that was trying to get a sale's. opinion. He was like, "Yeah, this is. like the loudest car you can be in cuz. it's meant for off-roading. >> You turn on the radio, you don't hear. it. >> That's why she's never going to leave. you. She's She wouldn't be able to find. her way outside the house. She's Oh my. Are you on this? >> You're alone?". >> Mhm. >> I'm the primary. Secondary secondary on. that one, >> bro. What's the interest rate? >> Right at the same 10%. >> Oh, goodness.

>> We put We put $7,500 down. No. Yeah. $7,500. >> No, no, no. We put 10,000 down on that. one. >> Your head was [laughter] bankrous. >> Yeah, we put $10,000 down. It was, >> $962. $962. 417 months payment. It's worth 46. and you owe 53. I'm just going to end my. life. >> Ow. >> This is insane. Okay, this is a bunch of. student loans. Okay. Bunch of student. loans. Yeah, they split. I hate they. split them all up and it's annoying, but. I don't give a. >> Listen. Oh.

>> So, this is yours. I'm guessing student. loans. >> The 43. >> Yeah. >> 42. >> Yeah. >> 42,986. Yes. >> Jeez. >> Which I don't pay on until 2027. September cuz they they again we just. started making this kind of money. It. was income based payment plan at that. point. They pushed it back to September. 2027. So, we just haven't paid on it. yet. >> Okay. Checking account. Thank Who's. Wells Fargo. >> if it's a Well, it depends on what the. last four. >> Good man. I don't know. I That's.

obviously blacked out for personal. information. Listen, a lot of money came. in, a lot of money went out, so it's. probably you. >> Yeah. >> Okay. We started with 101 at your. income. It's pathetic. 990 ending. >> Got some at Bies Energy Drinks. Get yours. >> 40 cents a serving instead of stopping. in and getting some at Gamer. Subs. Get the flavor you like with the. free samples link below. Twitch. You're. paying for Twitch. Who you watching on. Twitch? Who are you watching on Twitch. for $18? It's like. >> I watch Smitty a lot. >> Is he politics gaming? >> No, no, no. Gaming.

>> Okay. I thought you were like down the. like political just Waffle House. >> I know what I know what that is. That's. That's the main That's the main account. >> That's Waffles. >> That's the main account. >> Margarita Spicy. Margarita Spicy. $600. >> Yeah. So, that's her name and my phone. That's all it is. Oh, you're selling her. a lot of money. Zach's [clears throat]. Pirate Ship, Google One, Google Life. 360, PayPal, PayPal, PayPal, PayPal, >> uh, something auto, but it wasn't for a. car payment. Apple Cash App, Premium,

PayPal, PayPal, Coach Outlet. There it. is. $338. That says Sugar Daddy spoiling. you. Amazon. Amazon. I'm not saying it's. like bad, but it's just like if that's. what we're using for like, you know, gold digger. I don't think an outlet. purchase is gold digging. >> Oh, and you have $10,000 of student. debt, but you didn't send it in. That's. great. >> You didn't send it in. >> I didn't I No, I No, it's it's all on um.

defer deferment. Is that what it's. called? >> Yeah, we'll see after you guys filed. currently. Okay. >> We've already filed. >> We've already filed. >> Yeah. So, it'll probably start at some. point soon. >> It's been It's been a couple years, but. yeah, it'll probably start soon. Yeah. 44 cents in your checking account. Chase, right? >> Yeah. You're pathetic. Raising Canes. Rover. >> That one go when you have no money. Golden nail lounge. >> That account started. That account. started um after. >> fine. They're short. Not good for back. scratches. Rip. Sorry, buddy.

>> McDonald's. Huh? >> We just had to shorten her nails. >> Yeah, we just had to. >> They kept breaking and like. >> rip your back scratches. >> Okay. Yeah. Well, I'll try to budget you. guys, but this is crazy, man. Guys, join. us for the post show. It's going to be. really good here in a little bit, but I. got to get these minimums. Going to go. through his phone. See the weird in. their messages that she was hiding. What are you scared of, girl? What are. you scared of, Sam?

>> What's so spooky? >> I'm not scared of anything. I just don't. like people going through my phone. >> Why you want to go through our messages? No, I. My phone to me is. mine. I own it. >> Well, that's why I'm going through it, silly. >> You want me to go through your phone? >> Sure. I don't give a [laughter]. What the Why would I care? >> It's just I just don't like it. I just. don't like other people having my phone. >> There's nothing there's nothing away cuz. he's going to have mine. >> That's fine. But he. >> Your minimum payments. This ising. insane, guys. $3,823.

It's one of the higher ones we've had. No mortgage. >> That's our minimum. Yes. >> Yeah. It's your minimum monthly. 30 cents. What's your rent? >> 24.24. >> Jeez. >> That includes car payment, correct? That. 3,000 monthly. >> Yes. That's a debt. [sighs]. Gas, electric, all utilities plus. internet. How much? >> Uh looking at probably about uh 300, 350. We say. >> phone bill. >> Uh not we don't have phone bill. It's. family plan. >> Gas vroom vroom drive. Both of you.

combined. >> easily. I'd say combined about 300 a. month. >> Car insurance. >> Car insurance is around 400 a month. >> Necessary food 600 bucks. Pretty easy. Follow the meal plan, get the cookbook, use the dial wise. TP fund. Anything. else you guys need to survive? All the. nails, all the good stuff, you know. Goodies, goodies. 250 bucks. Medical. healthcare. Are there co-pays on a. monthly basis? What? >> Uh, it's on a bi-weekly basis and it's. uh. 150. >> Cool. A month or 300 a month? Uh 300 a.

month total. >> Okay. Subscriptions. I'll give you 50. bucks. Uh is there a gym? >> No, it's paid for by my job. >> Okay. How many pets? >> Uh three. >> What are they? >> Two dogs and a cat. >> Okay. $150 in pet insurance cuz you have. to have these in pet insurance so you. don't go further into credit. >> I don't I don't have pet insurance on. them because I work in the vet field. So. everything's at discount. >> Why are you guys going into care credit. debt? That was that was before I was in. the vet. Like. >> well a discount but enough in a. life-saving surgery. >> Yeah. Like I get a really No, but I get.

really good discounts at where I'm at. >> So a $10,000 surgery happens. How much. is that going to cost you? >> Depends on the surgery, I think. Right. Yeah. >> I'll cross it out for now. But pet uh. pet food, how much? >> About It's what? [clears throat]. >> It's about 100 bucks a month. >> We don't buy food twice a month. >> for Linux and the cats. No, the cat and. the dogs. No, that's closer to 70. That's like 70. >> The dog food is is 60 or 70 alone. >> So 80 bucks. >> The Linux food is like 26. You live. clear.

>> only if we get the really big. >> It's $100. >> Uh. very expensive to live budget. $8,597.30. cuz you guys are crazy. But you make crazy income. >> My net was wrong earlier by the way when. I told you. >> What is it? It's actually more like. 14,000. >> Really? >> Yeah. It's like 134,000 net. I get monthly stocks from my job we. sell. >> Okay. So, you have an extra $7,62.70.

I'll just call it. I'll give you $600 of. fun. Why not? You have $7,000 left over. This is again, this is going to just. piss me off cuz it's like, why the are. you guys even in debt? You are blessed. Beyond blessed beyond blessed you guys. with your cars. No, you maxing out your. credit cards and You didn't. have to do all that. You didn't have to. get cars you couldn't afford. >> No, I'm talking about income. >> It doesn't matter. You didn't have to. get into this situation regardless with. a lower income. This what you guys have. done with your money. You're spending. your your desires. It's all. stupid.

>> So, minus the student loans. Yo, $135,326. cuz student loans will minim. And it's a lot of money, but with your. $7,000 extra, even with your dude, it's. less. It's aing year. This is pathetic. Shut the up. Your hammer's financial. score is you're both privileged who. don't even know what a hard time is. And. this is pathetic that you're even in. this debt. So go yourselves. Get yours. at kaleammer.com. You won't get that. score, but they will. Go yourself. Join. Hammer Elite. Three premium shows every.

single It takes a year and a half. What. the is wrong with you guys? Why are you. in this so stupid? You guys are. join us at the post show. It'll be a. good one. Join Hammer Elite. I'll see. you there. >> Do you have girlfriends or is it all. guys? I actually don't have, you know, >> you were flirting with men. >> Yeah, there were definitely too far. conversations in the past, too, that I'm. like. >> funny. So, she was flirting with men. You've quit talking to women, but she's. still talking to guys. >> And it's on Snapchat. Those messages are. going away. He says, "I love you." She. says, "Prove it." And he says, "I will. tonight.".

I just launched the brand new Hammer. Elite app, available on every major. platform. To celebrate the app launch, I'm offering [music] 30% off the annual. plan in the month of June only. Plus, I. have an exclusive offer just for you, but I'll only have a thousand available. to purchase. You'll get lifetime access. to the [music] entire Hammer Elite. catalog and my Hammer for Life box. packed with limited edition merch. Download the Hammer Elite app by using. the link in the description or pin. comment down below. [music] This is the. best membership you'll ever join.