Sugar Baby Demands Money From Me | Financial Audit

You can't retire just off of blowing. dudes. For gifts, for money, sex for. time, sex for attention. Have you done. that before? I did meet up with one. once. Sucking isn't what's going to save. your life. And I could always find a. sugar daddy if you uh wanted to uh maybe. do that. The tools to change your life have just. been upgraded. Download my budgeting app. rebranded to DollarWise today and start. your free trial. Sign up for the annual. version and I'll send you my budget. friendly cookbook that can't be.

purchased anywhere else and I'll. personally sign it and mail it directly. to you. Download the Dollar Wise. budgeting app today and take advantage. of your free trial. Hi, my name is Rain. I'm from Salt Lake. City, Utah. I'm 26 years old and this is. Financial Audit. Yes, it is. Thanks for coming down to. Austin. I appreciate it. What do you do. up there for a living? I work in retail. Just Home Depot driving a forklift. Driving a forklift. Okay, that's. probably not much. In Salt Lake City, definitely not a cheap city. One of my.

brothers lives there. I know that for. sure. Housing market's brutal. Cost of. living is quite brutal. All right. Yeah. So, that's probably. hard to live on. What are you making? Uh. 21103 an hour. I just got a raise. Okay. How many hours a week do you work? Between 30 and 40. I've been working. more recently. more is capping it at 40. Well, I was. working 30 hours cuz I was in school. So, I was You graduated? No, I'm on.

summer break right now. Oh, okay. So, I'm waiting to go back. Okay. Some. people take longer. Some people start. later. There's nothing wrong with that. You do the Mormon way however you want. I'll allow it, you know, soak away. But. what are you studying? Uh, the degree. I'm going for is graphic communication. No, associate of science and graphic. communications. Graphic communications. So, we're spelling out high in graphics. Yeah. No, it's basically it's a super.

basic art degree. So, it's like. photography, digital design, design. Okay. Cuz I mean, listen, photography that part is, especially in the world of AI, I know a. lot of people are against it. it's going. to displace jobs. Blah blah blah blah. blah blah blah. A lot of people are for. it. Whatever. Doesn't matter where you. really stand. It's certainly coming. And. photography, you know, it's important. People want pictures taken of them, but. oh boy, AI is uh coming into the photo. game, right? And coming into the design.

game now. People need website designs. People need graphic designs for things. When you do graphic designs and website. designs, you know, okay, you know, someone designed this logo. Woo! Right. So, is that what you're going to be. doing or is this just in the world of. just art? So, originally in I went to. university at SEU when I was going to do. an illustration illustration degree, but. I um dropped out and then I wanted to go. back to just get something just a degree. and that was the closest that I had. So,

I did that. Okay. And have you looked at. what you're going to make with that? Like, what do you mean? Income? Oh, the. purpose of Well, the whole point of it. is just so that I can have a degree so I. can put on my resume because I just You. could put it on your resume regardless. Not that I recommend that, but most. places don't check. Some will. Not a. liar. I'm not I don't lie. Okay. Ever. Okay. So, what is the protected income? Have you.

looked into it or what what do you want. to do? What? Like, cuz you're not I. mean, you're on summer break, so woo. We're making $40 an hour in a very. expensive city. Got it. at 21. an hour. Not much is really going for us, I'm. assuming, at this point. No, I'm trying to just do anything I can to. make my life better. But what are you. doing? What What are we out there doing? What are you grinding? Well, I'm in. school and I'm like in therapy and I'm.

here. Okay, it's a step. I get it. Okay. So, you. have no salary or job expectations. postgraduation? Nope. I've recently told. my managers that what a great way to go. to school, ladies and gentlemen. No. plan. Well, I don't really know what I'm. doing. So, I'm kind of just doing what I. can just a year. Okay. So, it's one. semester. The year is opportunity cost. that you're losing out of the. marketplace. And a year is cost of. school and also it's cost of school and.

opportunity cost that we are using. to do we don't know. Well, I was just. trying to like do something to boost my. resume cuz I don't have like a four year. degree to boost the resume. I get it. Listen, it's not 2020 though. 2020 2021. that's where it's like a degree. Yeah. You just get into a job, right? So, it's. a tighter job market. It's not a bad job. market. A lot of people would debate. that because we saw such a great job. market, but we're back to a more normal. job market where you can't just get any. job you want. You got to really fight. for it. Now, some sectors are a little.

more difficult. Tech is a bit more. difficult. It's very interesting. You. definitely have to be more AI focused. right now to kind of land something. You. have to be very competitive. But in. general, you got to know what you want. to do, what we're positioning the resume. as to get in. Uh well, what I want to do. and what is realistic. What do you want. to do then? Okay. I am an artist. So if. I could, I would just be a freelance. artist if I like want. Freelance artist. doing what? What kind of art? What are. we doing? Anything. Like I do sculpting, I do painting, I do I like to do.

photography. I do everything. Okay. So. unemployment. Got it. That's fine. And. what's our success rate on that? I don't. know. And I want to be very clear. I. went to school to study first music. education because I've always wanted to. be a teacher. That's why we have all our. educational resources like Dollar Wise. Central where we do all of our classes. for a lower cost than purchasing them. individually. Got it. Okay. That's was. my passion. Then I went into music. composition. I like being in the art. world. Listen, it's the vast vast not.

vast, it's the incredible small minority. that actually make it in the world of. arts. And that's okay. It's a. competitive field. The best of the best. make it. Everyone else gets pushed. aside. That's kind of how it works, you know. I did pretty okay. I was able to make a. living off of music composition. Decided. to make more money so I could pay off. debt by doing sales. Are you studying at. like a well-known institute? That is. like No, I'm just going to connection. Okay. So, that hurts it. That's not.

everything for what it's worth. That's. not everything for what it's worth. But. are you making a lot? I mean, from your. art? I haven't made a lot, but it's. mostly because I'm very I just I'm so. scared to put my stuff out there. Okay, then quit and go do something productive. because no offense. I mean, I'm just. going to lay a bear. Like, you know, I'm. not sugar coating. If you're too afraid. to put it out, everyone who fails in the. world of art, unless you're like a. musician that made it into an ensemble, if you're freelance, anything like that,

you have to have a business brain. And. every single person that I've seen fail, they don't have the business brain. They. might be talented, but they don't have. the business brain. You have to go in. with the business brain. I went in with. the talent and the business brain and I. was able to make a living off of it. And. I'm trying to get to that point. You're. too afraid. You don't get to the point. where you're not too afraid unless you. really force yourself to get out there. That's why I'm in therapy so that I can. like build my confidence and get like, you know, lose that anxiety so I can do. stuff like that. To be clear, the. therapist says, "Uh, put yourself out. there." And you're like, "No, I'm. anxious." And they're like, "Okay, she's. definitely helped me. I've gone out more.

and like I mean I'm here. This being. here right now is part of me proving to. myself. But putting your art out there. is different. Like just do it and fail. or succeed. But probably fail. We all. fail. And then you learn, you adapt, and. you make better. And that's okay. I'm trying. It's But. you said you're too afraid to put it. out. Okay. Well, yeah. I'm still I'm. have been starting to I've been posting. on my account on a monthly basis. Oh, I. well it's been fluctuating cuz one of my. co-workers quit and I've been making up.

his hours. So I think just what hits. your count on a normal summer monthly. basis? I think like 1600. 1,800 in Salt in Lake City. Mhm. How are. you surviving? I live with my grandma. Oh, okay. Why your grandma? That's a She raised. me, so she's like my mom. Gotcha. So, we'll say 1,700 bucks. And what does she.

think about permanently supporting your. art forever and you not doing anything. forever? For a while, she was okay with. it, but now she wants me out. Good. Grandma's like, "Uh-oh, maybe we. shouldn't enable someone." Yeah. She. wants to cut the umbilical cord. Good. Cuz I think it is time to grow up. It's. not like don't get me wrong. Uh it's not I'm like don't live with. family, you know. It's not about that. And a lot of c Wow. Okay, we got a hole. in our ear. Yep. No, sorry. I don't know.

why you're apologizing. I mean, this is. I mean, instinctually, I want to touch. it, but like I had a lot more piercings, but got rid of them. Yeah. I mean, yeah, you're right. It's not 2008 anymore. I. get it. Uh still trying to hold on. But. hey, my alternative phase was not a. phase. This is gonna be me forever, [Music]. right? So, I think I'm understanding uh. grandma a bit more. So, yeah, I don't.

care if you're living at home. That is. not necessarily a bad thing. Certainly, Western culture that, you know, we tend. to get out of the homes earlier. We get. a little bit more independence. We get. driver's license earlier than most. places, you know, blah blah blah blah. blah. In Eastern culture, you stay home. That's fine. But there is a lot in our. culture where it's like you probably. aren't actually going and getting that. independence. Oh, you're a little. anxious putting your arm display. Maybe. it's because we've been coddled forever. and we've never had to go out and. actually do something on our own. Yeah, that doesn't surprise me. Like linking.

those two things doesn't surprise me. Oh my gosh. Okay. Uh I'm They're typing. to me. Grandma almost threw her out. recently. Yes. And it's not smooth. sailing there. Brandma wants to stop. charging her rent so she'll get the out. Yes. What is going on? She almost kicked. me out. She like put my box like boxes. in front of my door. She put your boxes. in front of the door? Yeah. She put she. like had a really loud phone call with.

my uncle and was like if she doesn't. start moving out I'm going to start like. she's going to come home and her going. to be on the lawn. What? What? What the. what is grandma saying? What is. grandma's philosophy right now? What is. she saying to you? because this sounds a. lot more dramatic than just like GMA. would prefer if I move out and actually. start my life as an adult at 26. Uh it sounds like she's a little more to. the edge. Well, things were it was like. a year ago when she tried to kick me out. and things have been better, but it's. Well, I've been trying to slowly get to. the point where I can move out. It's.

just been really difficult. You go to. school forever. You're trying to do. something that makes no money and then. in your job you're not making enough. money to Salt Lake City. So, I don't. know how you would. She probably wants. you to actually figure out a path, but. you've just been on a nothing path. Okay, I'm not going to sugarcoat it. Let's just be real. Sorry, I just have a. little bit of anxiety. Can I just drink. this real fast? Yeah, nothing helps. anxiety more than an energy drink. As someone with a panic disorder, listen, go girl. Same. No bad. Um,

sorry. just got really nervous all of a sudden. It's okay. So, we know it comes in from. a monthly basis. So, what went out last month? I have no idea, honestly. Maybe like. 800,000. 800,000. No, like 800 or 1,000. 2,000.

2,000. Yes. You bring in 1,700. Now, you. did get a tax return. because I'm subsidizing your lifestyle. Yeah. You're welcome. O, that I didn't. realize that was that bad. It doesn't. seem like I'm actually doing as well as. I thought I did. All right, Miss Rain, what is your debt payoff strategy? I'd. love to know just where you're at. What. is going on? Uh, my strategy is uh well,

I mean, you know, I don't. I uh I'd love to learn. I mean, I could. always find a sugar daddy if you uh. wanted to uh maybe do that. You could. like pay my rent, get my debt down. No. Are you saying me? Yeah. You. what? You're very Utah people that come. on this show. The Utah people. that come on this show. What is I don't.

understand. Sugar daddy. Okay. First of. all, thank you for the proposition. You. can find another sugar daddy. I'm sure. there's lots of rich Mormons and I'm. sure uh uh most of them are cheating on. their wives. So said most of those are. cheating on their wives. So no, which is. there you go. Free money, right? I mean, sure, but I don't know. I'm not that big. of a home wrecker. Okay, I get it. Listen, it's it's fun. Uh okay, Sugar. Daddy got it. I'm sure you're a fan of.

the show. Listen, here here's the thing. This is what I'll say. One, uh, sure you. have some cute qualities. Two, if I even. even even just even considered the idea, the amount of, "Oh, Caleb Hammer's a. creepy predator that would be all over. the internet. The internet's. insane." So, no. And two, but you'd have. so many hot women throwing themselves at. you. Two, I'm in a sixmonth. relationship. Okay, I'm chilling. I'm. not throwing out money for you could. have afforded some pretty pristine. I am.

satisfied with the one that I currently. have. I do appreciate it. Have you. sugar? Okay, so let's take me off the. table. If you actually wanted to do that, have. you done that before? I did meet up with. one once. Go on, tell me. And it was the. one of the worst experiences ever. And. what does that tell us? Okay, so what. happened? That is not a good thing to. do. They basically just talked to me. like I was a pro and it just made me. feel awful. outside. Well, he was paying.

to you. Paying for See you. He was. Yeah. That's kind of what Sugar Baby is. It's the elevated way of saying, "Okay, we're going to get dinner first." Yeah. It's like I mean, it's a And did you? No. Okay. I never I've never done. anything like that. I just tested it cuz. I was in a Did you get money? No. Did. you meet with the intent to get money? No. So, this was just a date? Yeah, I. guess. What? Well, it was the it was a. date with the intent of is that. something that we would both be.

interested in? And so you proposed. before you met this sugar daddy. situation kind of. I went on a sugar daddy website. Well, I. mean that woulding do it. What What even. is that site? I don't remember. It's. been like 4 years. Just in case I ever. break up, I guess. Uh, it's like a It's a sugar daddy. website, but it's not an actual sugar. daddy website cuz you can't do that. You. can't do that. No. Isn't sugar daddy. just paying? Yeah. To like dinner and.

you get gifts, but then uh-oh, whoopsie, I'm inside of you. Like I mean I when I was looking into it. a lot of it was like the people that. were doing it and the justifications. that I was reading was very like it's. basically like dating but more refined. and with more refined i.e. you get money. rules like more rules. I get this rules we do this we do that. Okay. So you considered it and you.

almost did it and you kind of did. I. didn't almost well I guess I did almost. I went on a date with him but I well. being on a date. Yeah. It was awful and. it was horrible. What was so bad? Hated. him. He was a dick. He met his website. I know. Okay. How old was he? He was. young for a sugar daddy. He was like 37, maybe. That's a chunky gap still. Not. that I really care. You guys are. consenting adults, but uh Okay. So,

that's our way to pay off debt. That's. our way to pay for school. It was, but. not anymore. Unless you were still. interested. again. relationship. and uh also fasttrack the cancellation. Uh. okay. I appreciate the proposition we're here. for financial audit. The thing is like. what would you even receive in that? Let's let's go down the rabbit hole.

What would that even look like? What. what would that look like? You're. proposing something. It's a business. agreement. What does that look like? Like me and you. You're proposing. What. does it look like? My audience isn't a. bunch of pearl crutches. Some people. would be freaking out online, but. they'reing weird and I don't care about. them. What would that look like? Well, like you just said, Caleb, it's between. two consenting adults and with an. exchange of gifts or money. Yeah. So, what are you proposing?

Caleb, I'm proposing. Okay. Then money. and gifts. It's illegal. It's illegal. It's illegal. No, no, no, no. Make an. official proposal. Caleb, will you. please be my sugar daddy? Okay. It's not. that. I said make a proposal, not That's. a proposal. What do you mean? That's a. question. No. What is the What is the. exchange rate? I don't know. I don't. know. A conversion. I don't know my is. worth. No. Okay. Like, I'm not even. saying that. I don't know what you're. asking me. I'm just like, if you're.

going to come in here and you're. legitimately going to propose that, what are you actually proposing? What is. the this for that, this for this? Is. that not what I just said? For gifts, for monies, it's for times. It's for. attention. I don't I'm so confused. I don't know. what the you're asking me. Am I stupid? Well, okay. I shouldn't have given you. that. It's less about that. It's less. about that. I'm just I'm so confused.

Like. in your proposal, what monetary thing. were you trying to achieve? Like paying. off debt, moving out. The dollar amount. Oh, well that's why I said I don't know. what my is worth. Stop bringing it to. that. 2,000. That's I don't feel uncomfortable. very often, but that actually 3,000. 3,000 for dates, time, attention. Well, I'm sure there's interested parties out. there. Listen,

you've you've you've thrown me off in. this conversation is that I've been. asked out on this show a couple Huh. I've rendered you speechless. Yeah, I've. been asked out on the show a couple. times, but I've never uh been asked to. pay for You're the money guy. Tell me. how much money I should be getting. I. don't know cuz I don't support illegal. Uh I don't Maybe you should look into. that cuz like I mean it's part of the. financial No, I'm not saying for you. So, I'm just saying to know what the. conversion rate for is I think it. depends on the flap, right?

[Laughter]. Yeah, I think it depends on it, right? Okay. So, you attempted this. It didn't. go work cuz it didn't work cuz he was. nasty. Then you brought it to a public. platform. Interesting. Uh but okay, I. got it. So. when we try this again, I mean, I just Here's the thing, okay? And it comes with the O of F stuff. It. comes with a lot of things. I You are an.

adult. Do what you want. I don't really. care. I tend to go more for the let. humans do what they want as long as it. doesn't completely society type thing or. harm someone else. But I want you to. think about the consequences. The the. consequences are one, if you actually do. this, please make them always wrap up. Two, if. you actually do this, please always get. tested. Two, three, is this something. you actually would want to do? Because. that's it's like. it's better than living with grandma.

forever. Yeah, but it's also a bit. degrading, is it not? I mean, it's. degrading to live with grandma forever. But that's not the way to make your art. career work. That's That's a good way to. supplement it. How else am I going to. get all my art supplies? Okay. I don't know. It's not It's not. necessarily cute. I understand what. you're thinking here. Um, but it's not. Okay. Wow. This is not an interaction I. thought I'd have on this show. That's.

very interesting. So, Community College. Listen, when's the last time you like. dated somebody? Uh, it's been three. years. Why? Cuz And then why are we even even. talking about this? Oh, so it's been a. while cuz I realized in like most of my. relationships there was a cycle of not. great people. So we're going to do. better by getting people to pay for us.

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student loan debt more affordable. Go to. yfy.com/hammer. That's yrefi.com/hammer. or call8 yrefi-78. That is8 yrefi-78. And see how they can help you move. forward with confidence. Oh, this is. going to be way too tmi. Um, but we're. already in the conversation. When's the. last time you. like a year and a half, two years ago? So, why are we considering this then? It. seems so against I understand the. desperation to get out of grandma's.

house. I understand having debt is bad. I understand all this stuff. But this is. this is why people get pushed to o this. is where people really kind of just turn. into this I almost started selling feet. pics on only I'm afraid of you going. down a pipeline that is not well that's. why I'm here and that's why I'm in. college that's why I'm in therapy. therapy so I don't go down that way what. has your therapist said about this about. what this. like this or like about.

money for booby oh I haven't told her. anything about that Great. Hasn't come. up. That's great. That's That's. wonderful. Thank Thank goodness. Why Why. not have a conversation about Okay. There's plenty more than you make. Plenty of other problems that we can go. over with her. So maybe if we're in that situation, we. shouldn't be going into literal problem. Okay. Uh I guess and listen, here's the. thing. There are other versions of Sugar. Daddy. Again, it's not me supporting or. whatever, but we can just talk objective.

about it. There is the just time for. lonely people. You can do that without. the, you know, and clearly you're not. much into the so I would not be single. right now if I could be. You were not. Wait, I wish I was in a. relationship. I don't like being single. It's been 3 years. Yes. What are you. doing? Are you going on dates? What's. the last time you've been on a date? A year and a half years ago. Okay, then.

I don't think you're working very hard. at this goal. No, people are scary. People can be really up. Yes, some. So, you shut down humanity. and you I'm getting better about it. Live in a box the rest of your life. That's not a life worth living. I'm in. this box right now. This is me getting. out of my box. Yeah, but this isn't a. date. This isn't This isn't a. relationship. You're still talking to. someone that I'm, you know, going back. and forth on. You don't have. conversations with humans. I mean, you.

work at a place, you go outside. Well, I. like I pretty much just go to work and. then I go home most of the time and then. But you want to be an art. Well, you. have school as well in a very. collaborative field if we're being. honest. It's a lot of it's about. connections and trying to get your art. places. Well, the classes that I've been. taking were all online and we only had. like a couple group. Nothing like online. art classes. I still learned a lot. I. did a digital art design and now I can. do like in design and I'm really good at. it. But is it not something that I could. probably type into GBD and just get.

probably at this point? Yeah. Come on. And that's the thing. It's just like we. have to adapt. Good or bad doesn't. matter. It's here. I mean, in a way, you're kind of part of the problem by. engaging in AI so much. Are we doing AI right now? I'm confused. I know. But you like advertise. You just said you use chat GBT. That's. AI. Well, it's a good shirt. I use it as. a search engine. Much quicker than Did. you put glue on your pizza? Huh? Huh? Did you put glue on your pizza? Remember there was like a point when.

Chad GPT There was a point when Chad GBT. came out. Somebody was like, "Give me a. pizza recipe." And it said, "Put glue on. your pizza has cheese." Has it not. improved? Well, I'm sure it has, but. like that doesn't mean that everything. that comes out of it is 100% right. Oh, I don't believe everything 100%. But. it's still like a search engine kind of. like Google. I just use it as Google. But okay, I'm a little confused. I mean, yes, there are new products on the. space. It's okay to, you know, promote. halfway decent products that might make. people's lives easier, but also at the.

same point, I know the con conflict of. uh yeah, some people might lose jobs, but also look at how you're going about. your job and things like it's hard for. me to have as much sympathy for you just. based on sympathy for me. Then what's. the issue? Well, like people in general. like every time that you instead of use. like if you use the AI video creating. things and you're taking that away from. somebody that is a physical person. Yeah. No, absolutely. I mean there's. costs and you know negatives. When we.

invented the tractor, it took away farm. jobs. When we in invented factories, it. took away more manual labor jobs. When. now we got the AI taking away the white. color jobs. Yeah. I mean it it's hard. It's all those economic transitions are. incredibly difficult and we have to. figure that out and you know our system. has has at least historically shown a. halfway decent point of getting people. into different career fields but it. doesn't mean you get to do what you want. forever right like it's harder to be the.

person that goes out and just just bees. a manual farmer you know you can't. really compete what do you think your. financial score is 0 to 10 like a two. maybe okay two out of 10 if you want to. know where you stand in the world of. finances. Take the assessment. It is. free at caleb.com or click that link in. the description below. And also, you. know, make sure you go to. caleb.com/apply. if you want to be on the show. And don't. forget to download our budgeting app, Dollar. Sign up for the annual version. You can take the trial, but sign up for.

the annual version. I'll send you our. cookbook, budget friendly cookbook, signed by me, sent directly to you. Uh, okay. So, you've accumulated a lot of. debt by doing nothing in life so far. Why have we accumulated all this. practically. $25,000 of debt and have done nothing? How? What have you done? Not just. funsies. What does life look like? Well, I've just I don't know. I've had a lot. of make myself feel better spending.

Just the endless cope. It's always just. the endless cope, man. Let me tell you. I mean, you're spending alone. Let's. just check out the categories right now. from this most recent month. Miscellaneous was 16.3%. spending bull. I didn't even I don't. even see groceries. Food was. 12%. Unknown shopping 19%. Of course, we. know we spent 2,000 when we brought in. 1,700. So that's the percent of the spending.

Again, sucking dong is not going to. change that. You bring in more money, you spend more money. That is what's. going to happen. and bring in 3,000. You'll spend 3,500. I mean, I hope not. Trying to be better. Not trying to be. better yet. You trying to budget? What. are you talking about? Why does. literally everyone in the history of. this show I swear within this last year. say that I'm trying? Why? What do you. mean? I have your most recent month. You. spent more than you brought in. What the. are you talking about? I'm trying. There is no trying. I'm trying to. budget. We're just trying to budget. You.

budget or you don't? You budget or you don't? I guess I don't. budget, but I would like to. Then why. don't you? Cuz I'm lazy and stupid. I. Oh, that's a answer. Come on. Pull deep inside. Why are you not. sitting down and putting in the actual. work? I just I just I don't know. I just. I don't I just have so much other better. things. So, you have no self-reflection. in your so much better things to do with. my time than to actually fix your life.

and try to What do you want to do? Do. you have any goals? Any aspirations? Besides being the artist, you want to. buy a house where Salt Lake City. Gooding luck. Do you want to end up in. Salt Lake City? Do we want to move? What. do we What do we Because if you have. nothing to latch on to goals, you're not. even close to getting to a house. You're. $25,000 negative net worth. I'm want to. I would like to move. Um anywhere. Well, I just Come on. Well, I want to Well, I. want to follow the job. So, anywhere I. can get a better job, I would just Well, whatever. Wherever that is. You know.

what job? You said you want to be an. artist. What career field are we looking. at outside of that? Well, it's not Well, that wasn't everything. I have like a. huge range of things that I would be. okay with. Lock in something. What? Just. name your number one. Um, besides the. artist, freelance. Besides that, yes, an actual job that someone can offer you. and pay you money for. Oh, I've thought. about maybe getting an accountant. certification. It's so far off. And. listen, I'll give you that from course. careers. But even still, like if that's. if you're looking at a certification,

why be even in college? Get an. accounting degree at that point. Like, well, that was my next step after I. graduated was to do the Our next step. after graduation is just more school. So, permanent school forever, living. with grammar forever, never. accomplishing anything in life, forever, going further into forever. I know. people like you. We all know people like. you. We've seen it. It's not a good. thing. It's not a good thing. I need to. be clear. This isn't something where. there are the permanent schoolers and. you probably sit there and cancel people. online all day. I know you suff. piercing. Listen, this is what you do.

You do permanent school forever. I. didn't do permanent school. I dropped. out for a long time and now you're back. and we're 26 and we're talking about. graduating and going back to school for. a coun. Well, how else am I supposed to. like get something to move out? See, that's the thing. You think that is. everything, but you think being there in. that endless cycle forever, getting the. next degree and getting the next degree, never actually starting our adult life. career, moving on. Look where you are. You're negative 25,000. Well, I'll make. that a positive 25,000. How? Well, we. already know your strategy. And I don't.

think that's. all right, financial audit community. We're going to come together right now. and we're going to do a little bit of uh. self-reflection and confessing on my. behalf. The last couple years I've been. launching educational programs each. quarter or so. And then we also launched. our budgeting app and tens of thousands. of people have taken these programs and. more than tens of thousands of people. have downloaded the budgeting app. The. fact is as someone who wanted to go to. college to educate people, I love. working with professionals and making. these programs that actually change.

people's lives. But the confession in. realization is the more and more we make. and the more and more I want to make to. educate people on certain topics, the. more expensive it's all getting. So, I. sat down with my team a few months ago. and we started brainstorming a solution. on this. We decided to rebrand kind of. everything we're working on for the. future and we've brought it all in as. dollarwise. You got the budget app. version and then you got the education. version. And what we're doing right now. is bundling it all together for. literally 80% off. That is 80% off. And.

we're calling it Dollar Wise Central. You get all of our educational programs. that we've made and the premium version. of our budgeting app all for one. singular price. Again, it's literally. 80% off at dollarweise.com. Those links. are also in the description below. Tens. of thousands of people have changed. their lives. You can too and now for a. lot cheaper. Go to dollarwise.com. I mean, objectively, it is not a healthy. way to do it. Don't get me wrong, women. have made millions off the I don't. necessarily know. Listen, you again I.

only wanted to do the feed pics as a. supplement. I would never when we're. talking about sugar daddy is a natural. transition. It is a natural transition. We're talking about No, I No, I don't. believe that because there are people. that have boundaries and you can put a. boundary for yourself and be like, I. will only ever sell feet and you can. follow that boundary. I don't believe. that it's a pipeline that if you start. it, you're going to end up like flashing. your hoo-ha to everyone. Well, hoo-ha. All right. Really? From Mormonville. Got. it. So, but that's the thing is if we're. willing to sleep with people for money,

that is where there's a more natural. transition. And if there's no boundary. for that, selling boo, you've met up, you went on the site and. you're considering it. So, the fact is. that is an easy transition. And what I. was trying to say is people have made. millions, but I want to be objective and. I just want to lay it flat. You have. cuteness. You're cute. Oh, thank you. The people.

you'd be competing against. You're hot. Tur. Yeah. Yes. Yes. Well, thanks for that backhanded. compliment. You're cute. You're You're a. You're so cute, but you're not that hot. I did not say so cute. Well, let's not. pull words in my mouth. Sorry. I said. you are cute. Sorry. You are cute, but. you're not that hot. What? You're a six. and a half. I'm a five. Let's be honest. I like come on, right? We can be honest. Especially if you come in here and ask.

for it. I didn't ask for you to rape me. Didn't ask for you to do that. Rude. To. what? You rate me? Oh, rape. You. Well, with where this conversation was. going, I didn't know what language. Okay. No, but you come in asking for. sugar daddy. Yeah. What do you think I'm. going to like? Of course, I'm going to. tell you my objective thoughts on uh uh. if you want me to be a client. Again, cute. It's going to be hard to. compete. That's all I'm saying. Not that. I even want you to do it anyway cuz a.

lot of people it's kind of degrading and. get lot kind of up for that. Well, then. help me and I won't go down that tens of. millions of dollars and they get to live. an amazing life. Help you. Yes. I'm. already trying to though cuz the. conversation we're having is important. The permanent school is not a healthy. thing. That doesn't get you anywhere. I. don't want to be in I do love school. though. That's the problem. You're. because you have again I I after four. conversations a week for three years, I'm just starting to learn everyone's. profile. I can kind of guess the rest of.

your life. Here's the thing. You You're. not leaving grandma's house. You're. afraid to interact with people. You I. will leave grandma's house. Yeah, but. you haven't. But I will. Okay, sure. But. you haven't. I'm saying you live with. grandma at 26. You work basically what. is considered minimum wage in that town. and you are in permanent school. You're. afraid to put your art out there. You. drop out, go back, drop out, go back. Going to get a second degree, cancel. people online all day. I know people. like you. You are that person that is. afraid to go out of their little bubble.

and you'll never do it cuz it's scary. No, I am. I am afraid and I am scared, but I am getting better about it and I'm. getting better about maybe some social. things, but you in terms of your career. and life, that is what I'm saying is. dangerous. And you're saying, "Hey, I. got you're saying help me so I won't. have to do that." What I am trying to. say and what is the helpful advice. probably more than we're going to get. out of anything in this conversation. Your endless loop of school and being. coddled by grandma and not actually. going out there putting your art on.

display, not actually going out there. trying to have a career, not actually. going out there trying to be an adult. for the first time in your life is what. is actuallying holding you back. Okay? Sucking isn't what's going to save your. life. You actually need to go out there. and get done. You can accomplish wants. to know, do you understand the market uh. understand how much marketing goes into. selling feet pics? I do actually. I. looked into it a little bit and I was I. just Yeah, I felt really weird doing it. I started taking pictures of my feet but.

then I could never actually upload it. You couldn't upload them? No, cuz it was. I just it was weird. What's weird? I don't know. Well, I was with somebody. with a foot fetish, so it's not ladies. and gentlemen. Here it is. It's not for. free, Caleb. Editors. That's it. That's it. There you. go. Them. It wasn't very scary. I'll be. honest. You have any idea how many. people are going to goon to that now? You just gave the internet like. kryptonite for you. Good. Oh my god.

Keep your screens clean, ladies and. gentlemen. That's all I request. Yeah. Don't get it in the keyboards. Are they they also would like to know. are the feet ugly? No, I have very I've. actually told my aunt told me I could be. a foot model, which is a weird thing to. say to someone, but yeah, I have very. cute feet. Is she just staring at your. feet? I I No, I was just barefoot and. she was like over at my house and she. was like, "Oh, you have cute feet. You. could be a foot model. You have a weird. relationship with your family and you're. just a little weird." Uh, okay. Amazon.

Chase card. Hm. Let's get into the. finances, shall we? What the are we talking about? Yo, $1,487.54. on here with a minimum monthly payment. due of $40. Purchasing $340. Why? 300 uh. $32. 39 cents of interest acred. Why? Probably for funsies. I actually I don't pull up your Amazon. account. It takes 6 years to pay off.

Congratulations. Yeah. on minimum. monthly payments only without doing any. purchases of which by the way you're. incapable of. Hold on. It only goes back like 3. months. Oh, I did get Oh, you have a wish list. A wish list for the sugar daddies. Oh. my. Okay, let me see it. Oh my gosh, what are you? You are such a. creature. You seem so innocent. And then. of course you have your like borderline. demonic piercings, but then you demonic,

but then you're out there trying to. glizz it up. You're going You have to. scroll back up. What? For your Sugar. Daddy witches. Well, yeah, for the. lists. Okay. Yeah, but you see Prime Day is. coming up. Well, you better find one. soon. Very excited for that. I guess. you better find one soon cuz I don't. know how the you're going to afford. this. We got Star Wars complete 9 movie. collection. If you opened with that, I. may have said yes.

That's what the girlfriend and I are. doing right now. We're binging all the. Star Wars movies. Nice. 30 Days of. Night. Yeah. Goddess and Everwoman. That's a good book. All right. We don't. need commentary on everything. Sorry. Doula quick dry cargo pants. Just for. work. I work outside at night. Widebrim bucket. hat. UV protection. And you are very. white, but also you're in Utah, so I. don't really know. Woman's crop sweater, V-neck. Is that what you're wearing. right now? I can't tell. Okay, so you.

already bought the thing that's on your. Okay. Woman's cotton linen maxi dress, Japanese art style for women. In your. cart right now is. uh a rest keyboard cloud. Are you a. gamer? Yeah, I have a PC. That's the. other reason you're not going out. And I. love little gameies, but it's like, come. on. You're just locking yourself inside. Yeah, I'm not right now. I came all the. way to Texas. Okay, congrat you. You. went outside one day out of for the last. year and a half. Come on. Cooling.

towels. Stop bringing up the fact that. you're here. It's like, okay, I know. you're here. Yay. Yeah, you made it. You. open the door. Lots of travel things. Portable. speakers. Oh, yeah. Women's lots of. clothing and cat water fountain filters. and stained glass and folders and nose. ring hoops, screen protectors, watch, crayons, and uh lots of roller skates. Yeah, I.

recently took that up. It was fun. Yeah, I feel like you're going to try the. sugar daddy think it's going to fail and. then you're just going to be a Discord. girlfriend. be just someone's Discord kitten. What. is that? It's so weird. You have this. innocent vibe and then again a little. bit of a creature look and then you just. say the most wild things. I mean, I'm. pro I mean, I was kind of raised by the. internet. I'm kind I might look. innocent. I'm definitely a certified. gooner. Glad the toys are getting a. workout. Yeah, I forgot that was on my. list. Was that on your wish list? Did I.

miss it? Oh, I thought that's what you. were talking. Never mind. You didn't see. the toys on there. Good. Why don't you just find someone? If you want a boyfriend, find someone. Someone that isn't paying you to be with. you. That's difficult. People are hard. on. Yeah, I pinch. We will review them. in the post show, ladies and gentlemen. We will bring in Goer and Chief Brandon. You know him from being the translator. or my co-host of Fat and Fatter, our new. show. Do you have a new show? Yeah. It's.

in the Hammer Elite membership. That's. fun. Yeah. Monday, Wednesday, Friday, two hours after financial audit uploads. every single day starting on the 30th of. this month. I don't know when this video. goes up. I've never used uh like I've. never done the Patreon thing, but I. thought about buying yours. Don't do. Don't do it on YouTube membership. We. have the second largest on the platform. Yeah. And the platform has told us it's. the best on the platform. That's cuz it. is cuz it'sing awesome. Amazon Amazon. Amazon Amazon Amazon Amazon. 26.49%.

interest rate. Yeah. I recently went and. looked at that and I Do not bite your. lip at me again after this conversation. That makes me feel weird. Sorry. You can. bite your life at Brandon later. Not me. Mountain America. What is going on with this? So, for a. really long time, I didn't really know. like how checking and savings like how. you're supposed to do that. So, I kind. of. Yeah. I just did what I thought was.

right. What did you think was right? That wasn't an answer. I What the are. you talking about? Uh, so I. pretty much So. I was putting everything on credit. cards. Um, cuz I Okay. So when I was 16, I bought something with my card. My. checking account got cleared. No, my. debit card. I was going to say, okay. And it got my account got wiped. So. after that, I started just putting all. my money in savings and switching it. over to checking when I need to buy. something.

But then when I got a credit card, I. stopped doing that and I just started. buying everything on my credit card. instead. And I pretty much never used my. checking account. How long have we been doing that? Like. 4 years up until like a few months ago, maybe. I still have a habit of well my card. actually stopped working. My debit card. When you say you're trying, that is not. trying. Then trying is we're stopping. something that is not working and trying. to implement something else.

That is not trying. It's trying for me. So you're just a failure in every. instance of life. Don't know. You don't. have to be though. I'm just so confused. by you. Do you want to get out? How long. have you wanted to not live with. grandma? Since 18. What? You've done nothing. It's been 8. years. It's been 8 years. You've. accumulated debt and you've done. nothing. Have you What the Why?

How's you guys' relationship? Weird. Really weird. Tell uh. uh I don't know how much you want to get. into it, but I recently have been. learning a lot about like inshment and. uh like covert incest. What the. I don't know what you're talking about. You don't know what inshment is? No, I'm. not on therapy TikTok where we self. diagnose everything. I didn't self. diagnose that. I've talked to my. therapist about it and she agrees. It's. basically where families are like super.

It's like when families are too too. involved with each other. Well, you live. with her. You haven't left and she feels. like you leech off of her and she wants. you gone. So, yeah, maybe you're imshed. She wants me gone, but she also wants me. to like What is this reverse incest? Is this the reverse cowgirl of the. imbred child world? All right, let's be. honest. I wasn't sure what to think of. this thing when I first saw it. Wearable.

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for blackbox warning and full safety. information about GLP1 medications. Let's get back to the episode. Uh, no. It's basically like where. parents kind of like make their children. into their partners. She wants you gone. You're just incapable of going and doing. something productive in life. Stop being. the whiny little brat that puts. everything on grandma. She doesn't want. you there. I'm not a whiny little brat. She doesn't want you there. She is very. like sabotaging and she doesn't want you.

there. I don't want to be here like. that. But you are choosing to because. you're doing nothing. You're permanently. in school forever. You've done nothing. to strategically. I'm about to graduate. saying I'm permanent. A certification is not like instead of. going out and getting something. going back to school like you keep. saying. So she's reverse incesting you. You guys are touching nips. I don't. understand. I'm so confused. I'm also. confused and grossed out by this. conversation. But if you're going to use. the word incest like what what else am.

I? She wants you gone. How are you. suggesting that she is trying to. sabotage you? She literally wants you. not there. She She packed up your and. put the boxes on her front porch. That's. not what she did. What? What did she do? She told my uncle if I didn't start. packing, she would throw my out on. the front. Good. And then the next day, she put boxes in front of my door. Good. Leave. At the time, that wasn't justified in my. opinion.

Live with a rich Mormon man. Don't do. that. But you totally could if you. wanted to. Don't do that. Do you have. friends? Not really. A couple. I have people at work that I talk to a. little bit and I've only hung out with. one. The only one I know I don't She has. a dog and I have cats. Okay. Keep them. separate in your room. I'm not con I'm. not confining my cats to a single. bedroom. Doesn't know what it's doing. No, that's mean. Sure. Okay. Okay. So, I.

love my cats. I never do that. Yeah. Yeah. Yeah. Yeah. Yeah. I like pets, too. I get it. I'm just trying to figure. out a solution cuz you're getting. reverse didd or whatever. And I I don't. know. Looked into some like cheaper. apartments and I'm sure you looked into. other trauma terms as well, but a while. ago. Okay. And what' you find? Well, at the. time I was making less and I. didn't have enough money to like afford. it, but now that I've gotten a raise, maybe I can afford it if I get better. with my.

But you're not. So, you're just living. with grandma forever? I I I I don't I. will not live with her forever. You're. 26. You've wanted to move out since 18. It's been 8 years. My therapist What the. are you talking about? Nothing has. changed. Oh, my therapist. What? What. has my therapist done this time? What. has my therapist done? Tell me. She. wants me to move out like bad. Great. And you've done nothing. You've gone further into debt. And also, I think you might need a new. therapist. I actually am thinking about. firing her, but not really for that. reason. For what reason? She's.

chronically late to our appointments and. I hate enabling you and just being like, "Yes, actually what you're saying so. true. You are so reversed incested right now.". God, I wish my therapist actually was. like that. That'd be great. Yeah, cuz. you just want someone who just. completely affirms everything you're. saying instead of someone who's actually. willing to challenge you and have you go. out there and develop any kind of. positive coping mechanisms whatsoever.

Yeah. Yeah. No, I don't. I am. I don't You don't like the word trying, so I can't keep saying that. Cuz you're. not I mean, listen, I have your finances. in front of me. Like if you're going to. use that word, I would want to see some. try. You did nothing positive. I've been. better over the last like. sixish months. If you saw from like what. it was years ago, it was a lot worse.

That's what everyone says. Listen, everyone says that when they come on the. show, I I don't know. Maybe everyone. says it cuz it's true. Yeah, but. everyone's that comes on the show or. else you wouldn't be on the show. Well, then maybe that's I don't know. That's. like the guest that you bring on. Yes. On a show about financial disasters we. bring on. So you're surprised that they. have financial disasters. No, but I'm. surprised that everyone says I'm doing. better. No, you're not. From in what. sense? One thing that's I mean it's really hard.

here is I want you to get out of the. grandma's house, but other than that, we. just have no goals and aspirations in. life. So I just don't No, I do have. goals. I saved for an elective surgery. I like I want to get my car paid off as. soon as I can. Yeah. Was the elective? Yeah. Done. No. No. Okay. I did have I. convinced myself for a moment there. Okay. For a moment. Uh, no. I'm I'm back. in in in the traditional woman world. I. had a bilateral self- inject. and he wouldn't know what that was.

Nope. I had my fallopian tubes removed. Well, for. poor poor poor poor cuz I don't want. kids. Kids are cool. They're not for me. Okay. How much was it? How much did you. save? Uh, I saved 2 to 3,000 cuz they. told me it would be like,000, but then. it only ended up being like 1 or 2,000. But my car left over. Well, my car broke. down at the same time and I got a. concussion. So, we have no seconds. No, not anymore. I did. Oh, what's in your. retirement? I think now it's like.

$2,000. You are in the best decade of your life. The thing is, if you graduate college, it's the traditional 22 and you start. throwing, you know, at least a match in. preferably closer to like 10% at least, you know, going into the market, you. just set yourself up for success cuz you. have time on your side. You have time on. your side. You're losing time. I started. out like in the b like, you know, working with the idea that I would never. retire. Like I just always had that in. the back of my head. We can't retire.

just off of blowing dudes cuz no. offense, but people will be less. interested around 35. Yeah. My shelf. life, that ball that I hit. Well, I. mean, if we're just if we're just. talking reality, what are the what. what's the age that people are. subscribing to on OF? Oh, I Exactly. I. mean, I don't know. 18 to 21 probably. I'm assuming it's in the 20s. Yeah. Okay. So, in this account, this So, this. is a credit card. The amount in America. is a credit card. I $15 minimum monthly.

payment. It's not a huge balance. It's. $56.95. And also the thing is, can I can I just. mention Prof. I know this conversation. is weird. This is a weird financial. audit, but I've accepted it at this. point. It is what it is. Huh? I'm a. weird person is fine. Yes. You literally. have a gaping hole in your ear. Yes. Um, more holes for the daddies to use, I. guess. But the thing is be a really.

small daddy. Hm. That'd be a really. small daddy. The thing is, listen, I am. known for the most infamous and. absolutely. incredible quotes any hole will do. That. and I am proud of that. I am proud of. that. I was also another certified. gunner. Uh, but the thing is what I was. going to say since we've already gone. off the rails, people have come on the. show and they've asked me out earnestly. and everything that flatters me. Someone.

coming on the show and being like, "Can. you give me money for me to go out with. you?" That doesn't flatter me. That. hurts my feelings. Hurts my feelings. Okay. So, you didn't. even I didn't even get flattery out of. this. So you sub McDonald's, Subway, Subway, McDonald's, Netflix, Subway, Spotify, Steam Purchase. It's. all It's all You're. not even doing anything product. You're. not even putting bills on here. You're. not putting anything that gets us out of.

the house. Your wish list ising futons. for where? For your grandma's living. room. You This doesn't make any sense. None of this gets you out of the house. You have a goal 8 years to go to get out. of the house and yet you're going on. here just getting McDonald's and Steam. purchases. You sitting on your PC all. day instead of working more. You doing. nothing. Stop biting your lip at me. It's weird. You're doing nothing. You're. doing nothing to get you to your goal. I'm here. If it's not cute, if it's not. funny, shut the up. Shut the up.

Oh my gosh. This is crazy. These. notes. You're just such a creature. She. spent $700 to have electricity added to. the basement of her grandma's house. And. that's where she just sits in there. She. just goons and she just plays games all. day instead of going out seeing the sun. or any. But why even getting in the sun. hat so you can sit in your grandma's. basement? Why did you even invest in. your grandma's basement to get. electricity down there? You want to move. out? That $700 could have gone to a. savings account to get a security. deposit down on a place.

cuz it just you make no sense. your. ambitions and you actually think your. way out of it is oh I'm going to go out. there anding just. it's not going to that's not a good. solution. It's not a healthy solution. and you think that's a shortcut because. you have done nothing in your entire. life to actually get you there. You just. invest in actually staying there more. $1,800 gaming PC so you can just sit. down there the double monitors. You went. online got a loan for it. It was too.

easy. Oh my Well, I had to be I had to. like make myself into a certified. Discord kid. But you didn't have to. You. could have got your own place. You could. E you could have gotten. a studio apartment. and rented and you could have been good. I did look at the time and I couldn't. afford it. Oh, she looked, guys. What an. accomplishment, guys. She went on. Zillow. I got afforded for a low-inccome. housing and I still couldn't afford it. And you honestly shouldn't even cuz. that's for people down on the luck. You're not down on your luck. You're. down on you've done nothing.

That's well why the should we support. you? You've done nothing. You've gone. further into debt via gaming PCs and. gooning and you want to suck to get out. of money. Why am I giving you a tax. refund? Why am I subsidizing your house? Why? That makes no sense. I work. I. employ people. I provide. I would like. to do nothing. You'd like to, but you've. done nothing except for the infinite. college hack. I've secretly told my. managers I'd like to move up. So, I've. secretly told your managers recently. Sorry, my mixed Okay. And they said they.

said that they they said look like a. normal person first. No, they're my. work. They don't give a what you. look like. I've got people though. Okay. Oh, yeah. Well, it's Salt Lake is uh. Well, it's actually a very blue city. Okay. It's everywhere else it's like. really red and conservative. Okay, keep. going. Uh but yeah, I don't And what. would that go to? 21 to 23 depending. There's So, there is a specific job I. want and I think that one's 50,000 a. year. But it wouldn't make sense to. promote you though because one, I mean,

we know you. You're No, no, no, no, no. Not that part. Not that part. Not in any. of that. We know where you're at. You're. I'm on summer break. I'm going to be. going to school again in the fall and. for another year and then after that, I. want to do something else. So, it's. like, why would they invest in you? I. mean, it's retail. They don't care. It's. like if you do the job about, they would. rather have someone there that I've been. volunteering to go extra days. They. don't get Okay. I've been going about I. I'm a hard worker and I do a lot of my. job. Okay, you're working 40 hours a.

week. Calm down. You They want to invest. in people that will stick there for Huh. I was I bust my ass. I do a lot of my. job. No, you're trying to take it up the. ass to get more money. That is. different. Caught. Sorry. All right. She's into Ladies and. gentlemen, we've learned like Okay, that. that's another good way to avoid. pregnancy. I guess. we'll see if that's on our Tinder. profile in the post show. I have Tinder. I only have Hinge. Um, okay. Hinge is.

the place. Hinge is the place. It's just like, listen, you're right. The entry- level jobs, they don't really. care of investing in that. You're. totally right. But in terms of like a. $50,000 management position, they're not. sending someone to training or training. someone up and putting someone in that. position for who's not going to be there. in 3 months from now. They don't know. that. And also, I would stay there if it was a. good enough like if it was paid enough, I would stay. I wouldn't Well, I would. still probably try to like get. certifications on the f side and still.

try to get better jobs. But right now, I. just I just want to make enough money to. move out. Whatever it is, if I have to I. think Lindsay has just typed me the. least surprising note I've ever read in. the entire history of financial aared. and she's by Oh, yeah. Yeah. Isn't that. a theme on your show? How the girls are. gay? Dude, every woman I've gone on. dates with in the last few years are. bisexual. Women are hot. Agreed. Are. good. Well, I do like the women part. I.

don't know. Uh but uh but somehow. conveniently they always end up with. guys. It is true, right? At least the ones. that I know in my life. I have a theory. for that though. Have you ever dated a. woman? Yes, I've been with a woman. Been. with a woman? Yeah. Yes, I've been with. a woman. I have had sexual intercourse. with a woman. I've been with a woman. I've dated a woman. Was that. intercourse? Was that uh uh I said. dated. I said dated. Yeah. Well, I said. both. I've done everything. Oh, okay. I've been with men and women. All right.

Calm down. I'm not It's not aing. accusation. My gosh. Just asking. But my. No, but my theory about that is is like. the compet like when you're like our Did. you just say to me compulsory heteron. heteronormity? Oh, here we go. Let's. label it. Yeah. Go. What are we labeling. today? Well, it's the whole like. straight people have or gay people have. to be straight or else they could be. ostracized from their community or. society or friends or whatever. Doesn't. everyone support gay people these days? No, dude. I'm from Utah, dude. Yeah, but.

you're from Salt Lake, dude. You just. said I haven't always lived in Salt. Lake. I've lived all over Utah. Why? Well, I went to Cedar City for a rude. Uh, okay. I get it. I get it. I get it. This is But it is okay. Sure. It's. easier to be with someone of the. opposite sex than it is to be with. someone of the same sex. So, I think. most people just choose that cuz it's. easier. It is. But you could also just. move to Austin, be the biggest gay. person you've ever been, and you'll just.

get high fives. No. Give me a job and. I'll move to Austin. No. Off. I'm not. paying you for not, and I'm not paying. you for work either, cuz you only know. how to drive forklifts. Any. And I'm great at both. Hey guys always ask me, Caleb, what do. you invest in? And honestly, I keep it. pretty boring. Take a look at this. Take. a look at this. This is my investments. right here. And this is why you got to.

follow me on Blossom. If you want to see. just that, a couple weeks back, I. stumbled upon this social investing app. called Blossom and thought, "All right, let's give it a try." And it turns out. it's actually really cool. And to be. clear, they're not a brokerage. Blossom. is a completely free social media. platform. They're not your typical. investing app. It's social, meaning you. can follow exactly what I'm investing in. and you can check out my portfolio in. real time and even discuss strategies. with me and other investors. There's no. guessing games, just clear transparency.

So, if you're curious about how I'm. investing or just want to get smarter. with your money, download Blossom right. now and you can follow me at Caleb. Hammer. I'll be sharing my exact. portfolio breakdown, investing tips, and. even responding to your questions. It's. totally free, super simple, and way more. fun than just guessing stocks alone. So, hit that link below, join me on Blossom, and let's grow our money together. Seriously, right now, you can actually. see what my portfolio looks like today. What do you prefer, men or women? A. woman. Really? Mhm. So, but you will let.

men pay. Okay. I'd let a woman pay. Yeah, they're. probably just That's less frequent, I. assume. Whether or not the likelihood of. a gay sugar mama is probably insane. You. probably have an old an old queen, right? Well, that's usually a gay man. Yeah, if I want some dusty. Yeah, clean it up. Get in there. Vacuum that. Okay. Uh, it's at a 13.24% interest.

rate. It's not huge. CLA, what what's. this Clara? What are we doing? So, there's a Hollyy concert. in a I don't know what that is. Is that. a lesbian thing? You don't know who Hoy. is? I know who's your She's a singer. She's amazing. She a lesbian singer. She's goodbye, but she's engaged to a. man. So, your theory proven right. And. she's als It's weird. She's never. publicly been with a woman, but she's by Well, I'm glad we know this.

information about Hoy. Who's Hoy? I know. Hollyy from Halo. She's I don't know. like uh like the boy back home in. Michigan. Tastes like Jack and I'm. kissing him. I'm from Michigan. I don't. know what you're talking about. Well, then I don't know. Okay. What the So, you clared tickets to a lesbian. Yes. Okay. watch a lesbian perform. and fan girl over her. And did you What. do you mean? No, it's coming up. It's. not happening. So, we're going to spend. more money cuz transportation. You're. probably going to get food. Going alone?

Probably. Probably. There was an option. to not that I have a friend that we. maybe be able to go. Friend, can you. live with this friend? No, she's the one. I talked about earlier that has the dog. And how much were the tickets that you. bought? The ticket. You just bought one. I don't remember how much it was. But. you just bought one. Mhm. Well, you owe. $467.95. on Clara. It's a pit ticket. But you don't have money. You're trying. to This is what ising with me in this. conversation. Your entire ambition and.

goal is to move out with your uh what is. it? Uh um incest did grandma or. something. I don't know. It sounds very. rapy, but it's not. I guess. I don't. know. And your therapist affirmed. I I. don't know. Just call it a meshment. A. mesh? No. Listen, all I'm saying if that's our. goal, we're not going to a concert. What's more important? A concert or. moving out with grandma? Cuz these are. the things we have to cut back on to get. there. No, no, no. I said what's more? They might both be important. What's. more important? Long-term moving out.

Then this is what is preventing you. Because every single month you are going. to find the little thing that you want. to spoil yourself with, cope yourself. with, do all this, and then you push. yourself to that desperate point that we. were talking about in this conversation. You have to actually make a choice in. the end. Do we choose living an. independent life or do we choose Hoy? How about Hoy for now? No, cuz this is. what's prevent Look, your debt's getting. worse cuz you're spending more than you. make. If we do that forever, there is no. moving out with grandma. How do you do.

it if your debt gets so substantially. larger or your minimum payments are so. chunky that you can no longer afford any. kind of rent, even the cheapest, even. subsidized? I don't know. Be homeless. It's not cute. I trust me, I don't want. to be homeless. I almost was for a. second. It scared me. Why? Cuz your. grandoms kicked you out because you're. uh just a stay at home forever child. Pretty much, but I don't want to be. I. want to grow up. I want to be No, you. don't. Cuz you're You know what a. grown-up would do? Not go to Hollyy over. actually living their life. That's what.

a grownup would do. She never comes to. Utah. Why would she? Cuz it sucks. No one good ever comes to Utah. Exactly. Except for travel to Utah. Imagine. Dragons, right? So, right at that point, country singers, an. adult would cho you can travel. eventually. Listen, and you don't even. want to live in Utah. You have so much. life to live. You're just not allowing. yourself to get there because you're not. willing to sacrifice anything. And this. is just one example of many so far.

But it's. what concerns me. You want to date. You. want to be with someone. You're not. willing to go on dates. You're actually. considering putting yourself out. there in a monetary bodily way. You are. not able to leave your grandma's house. You are choosing childhood choices over. that. You are in an infinite loop of. college. You have done nothing but drop. out, go back, drop out, go back. You. won't even put your art out there, which. is literally the only point of art. And. you were bragging about how the fact.

that you came here on this show is your. first like, oh, my life isn't entirely. fixed. So, I don't know. It just seems. like you're never going anywhere. You're. never going I quite literally am. You. say that I'm like going in and out of. school, but I'm about to graduate in a. year. No. Well, it's technically one. semester. Look what you've done. Your. goal for the last eight years has not. been accomplished. In fact, you're. further from it than ever. and you're graduating with a degree. that's not going to get you into any. kind of field. Well, I'm hoping that it.

was more of a resume booster than. getting into a specific It certainly was. in a hotter job market. Now, it's more. specialized and you do not have a. specialized degree for something that is. hiring. That's why I was also going to. do the accountant thing cuz I know that. helps. That certainly helps. So it's. like a very But you are spending time. and money and opportunity cost on. something that is not going to get you. into anything. I have like for school. paying for it cuz I'm not paying for it. Okay. It is opportunity cost though. All. that time you're spending there instead. of going out and building a career. I.

mean I'm still learning a lot though. like everything that I've learned so far. in photography. I don't give a I also. learned in design and I learned Adobe. Photoshop and I learned like you learned. Photoshop. Yeah. Welcome to watching. five YouTube videos. This is so easy. We do this here for our job and we learn. it on the fly. I guess I'll just Google. it then from now on. Yes. Congratulations. You learned the use of. the internet in 2025. Yeah, there's more.

than Discord on there. What is this? Can. you tell me what this is? Uh, no, cuz. it's upside down. Oh, that's my uh Home Depot. I did. actually add the work there. Why the. do you have a Home Depot credit. card with a What the are you doing? That's so ridic It's Why I got that one. was because I was buying a drill from my. grandma and the lady at the cash. register and the lady at the cash.

register was like, "Hey, if you get a. card, you'll get $100 off." So, I said. yes. By the way, the current balance I. forgot to say was $467.95. Minimum monthly payment 95 $9353. Why don't you then just your grandma. paid you back, right? No. Well, I buy. her things like, you know, I don't pay a. whole lot of rent. So, I buying her, you. know, the buying her, you just need to. buy her you getting the out. That's what. she would care about the most. She doesn't Why doesn't she want you.

there? Did we ever say that? Uh, what. did she said? Well, everything was fine. until my sister moved in. And then your. sister moved in? Yeah. She also a weird. emo lesbian freak. Okay. So, she's a. good Mormon white lady. No, she's 16. 17. Where is she moving from? Baby from. my parent, my dad's house. Why are you. in this life? And you could totally be. out. You could even be supporting your.

sister. She could be living with you if. you wanted to. But you're choosing fun. over that. Yeah, you're choosing that. over actually taking care of yourself. I don't know. I I don't understand why you have an. active store card for the store you work. at, though. It's just so sad. It's. because they literally gave you I got. it. But I don't understand why you still. have a balance. I'm No, I'm going to I'm. going to cancel it soon. Okay, good. Cancel it. But you still have a balance. on. It's only $7829. Minimum monthly. payment $1753. I just I usually buy.

things that I need like totes. You're. not a credit card for um You don't need. anything. Sorting stuff. You don't need. anything. What are you sorting? Well, I. wanted to sort everything in a tote so. when I move out it'll be a lot easier. And also in 30 years, I don't know. When. your grandma dies, like I I don't know. How old's your grandma? What's her. health? She's 73. She's really healthy. Well, well, she's 73. She's not as. healthy as she was. Cuz she's 73. Yeah, she got heat stroke. That's why those.

things are in my cart. So the widebrim. hat and the towels are forward for her. Listen, the thing is it's just like what. do you if she does that? What what the. do you even do? Cuz you can't. support yourself now. You can't move out. even though you want to. Huh? Crying. That's not an answer. Listen, it would. be sad. It would be, you know, sad day. Yes. What the would you do? This isn't. my game plan and I'm not relying on. this. And I don't have a game plan other. than sucking dick. Uh I don't want this. put on the internet. If you can't say it. in the show, then like.

we can talk about it afterwards, but. this is like. so I just don't understand how you would. survive right now. I can't and it I hate. it and it sucks and I'm trying to do. everything I can to No, you're not. Youing absolute creature. That is a lie. You're choosing the concert. You're. choosing hundreds of dollars of going. out to eat. That is a lie. A lot. of that food is and you lying to. yourself is not helping you.

Don't buy her food. Well, that's part of. like me kind of paying rent is I pay for. her food. Require it. I mean, no. But I. Stop. If you want to get out and she. wants you to get out, then stop. You're. lying to yourself. Stop. Stop it. This. is ridiculous. Okay. What the is this? Tell me what this is. Oh, that's for my medical bill. one of. them. Okay. So, remaining amount.

$39049. cents with a minimum monthly payment of. 130.16. Oh, wait. Okay. Yes, that's the that's. the most recent. Okay. How long have we. had this? Uh, that was from the surgery. So, what? I thought your surgery was. paid for. No. Well, the car, remember my car broke. down and I got a concussion. So, I. missed a bunch of work and I had to pay. to Well, I paid to fix my car and then I. had to get a new one cuz I couldn't.

afford the rest of the repairs. Are you okay? And you didn't need to. have the surgery yet cuz you weren'ting. anyway. Well, the s Well, the surgery. was the only part of that that was. planned. Yeah, but could you have. canceled it if you didn't have the. money? I didn't want to wait. Why you. noting? You haven't? Cuz I. haven't been on a date in a year and a. half. Are you scared to go on a date? A. little bit. But no, a year and a half is a long time. I.

still like have talked to people. Like. I've had other friends in that time that. I'm not as close with now. I didn't say. you didn't have friends. I don't What. are you talking about? Well, I mean like. I still have people I talk to. romantically. Uh well, I have Hinge. I've talked to a. few people, but you haven't met a human. No, not yet. And we're considering. checking. This makes no sense. Oh, this car is insane. A $20,000 debt. in your situation. That's insane. That.

makes no sense. That makes no. mathematical sense. How did they even. approve you for this? That'sing crazy. What is the interest rate on this? Uh, it's either 3.6 or 6.3. I can't. remember. That's a big difference. Well, I can't remember. It's one of those. Well, one I would say. minimum payment until it's paid off. One, we might try to pay extra on it. So, it's pretty important. Well, but you. probably shouldn't if it's only 3.6. I. think it's 3.6. I remember. Or is it. 6.3? I don't know. Tell me. Really? How.

the would I know? Is it not on there? No. Or else I wouldn't have asked. Lady, sorry. I just assumed it would be on. there cuz that's relevant information. It sure is. I don't know why you didn't. call or go online and figure it out. Listen, we have what is it's for a Ford. Ecosport. Yeah. Okay. Ford EOS titanium. car. So, you owe $19,968.54.

the minimum monthly payment. of what? 400. How the would you ever be. able to survive? How the would you Hold. on. Maybe the loan part is at the bottom. of this statement or something. I might. be able to see more. It's at 5.74%. So, neither of what you just said was. were correct. So, I I No, that makes no.

sense. I don't know how I got that so. wrong. Uh neither do I. And it's $450 a. month. Okay. It's supposed to be 400, not $450. Okay, 400. Then you're paying. 50 extra. Uh, it's a weird interest rate. where it's like not great, it's not bad, but if you like taking in depreciation. and everything with it, it's it's going. to. it's not competing with the market. Uh, estimated to be around $11,000 value. So, you're underwater by $8,000, which.

is insane. There's no way to get out of. this for you at that point. When I left, I felt a little bit scammed from the. dealership. Yeah. No sh Why did you get. it then? cuz I really needed a car. Why'd you need that car? It was So I. looked on one at Carvana and I looked at. a Ford Ecosport and then I found out. Carvana is kind of a scam also. It's not. great. I mean there's no negotiation, there's no nothing. It's all Yeah, this. is high price So I went to a. dealership, looked at a car, and it.

wasn't exactly what I wanted, but I. found that car at a different. dealership. And because it was already. kind of what I was going to buy on. Carvana, I ended up getting that one. I. don't how can you this makes no sense. This car payment alone you don't even. have rent is through your summer. paycheck 24% of your income. That's your. summer that's your higher paycheck. That. makes no sense. It's a really nice car. though. Shut the up. Check go camping in. it. If you have time to camp, you should.

being working and being able to live on. your own. Or if you can go camping in. it, go live in that. I almost did. actually. I almost bought a trailer from. one of my cousins, but he tried to. oversell it to me. Your cousin? Oh my, I. hate your family. This makes no sense. Savings $97. You do have a CD, a youth. CD as a 26-year-old. Yeah, I don't know why they. I think it's cuz rate, but I mean that. money if it was sitting in the market. since the recovery, man, you would have.

made so much more. Doesn't matter. Uh, vending machine. Vending machine. Vending machine. Vending machine. Vending machine. [Applause]. Vending machine. Vending machine. Vending machine. Vending machine. Vending machine. Vending machine. Ven. money. Venom machine. Vending machine. Vending machine. Venom machine. Venom. machine. Venom machine. Vending machine. Vending machine. Vending machine. Business. Vending machine. Uh, Geneva. Rock. Venom Machine. Jane Rock. Vending. machine. Vending machine. Geneva Rock. Vending machine. Geneva Rock. What the. are you doing? What a joke.

$150 a month on vending machines. Vending machine. Vending machine. Vending machine. Vending machine. V. machine. V machine. V machine. V. machine. V machine. V machine. V. machine. V machine. V machine. V. machine. V machine. V machine. V. machine. V machine. V machine. V. machine. What a joke. You want to move. out? You. No, you don't. You want the. vending machine. Vending machine. Vend. machine. Vending machine. V machine. Holes in the paper. Subscription. Shut. the Huh? You're putting holes in the. paper. Good. You vend machine. Venom. Not money. Venom machine. Venom machine.

Venom machine. Venom machine. Venom. machine. Venom machine. Vending machine. You want to move out? No, you don't. No, you absolutely do not. Shut up. What a. joke. Look what you're choosing. What a. stupid joke. You have no desire. to move. Well, if people would stop. stealing my food out of the fridge, I. wouldn't have to use. talk to a manager about it. Stop being a. crybaby. Shut up. $400 in here and. $1,800 on a retirement. Shut the up. And. the vending machine charges you a fee.

every single time you use it. Is this. Mountain Dew? Oh, you really weirdo. I don't even know what to do with you. You're so lost. You're already. considering going to prostitute at that. point, which I wouldn't recommend. It's. not cute. It's not good. It is. And it. shouldn't even be considered. It's not. I would rather you do o than. that because at least it's just pictures. and not something physical. I'm not. joking and I'm not even advocating for. that specifically. You're not a credit.

card person. I wouldn't use a credit. card with you. I do the Fizz card. It's. a debit card that builds credit. And. also at that point, I'll also get you. connected with Sandre Mine. Good for therapy. They use it. All the. guests use it on the show. Uh you might. get a better therapist that doesn't just. enable your weirdness and just horrible. tendencies. Your debt minimum monthly payments are. $69622.

[Music]. That's insane. What was it? I was. laughing about the the thing. $696.22, which is 41% of your income. You're. never going to be able to move out. You. say you're going to move out. It's. mathematically impossible. I That makes. no sense. Your income's 1,700. Okay. So, you pay nothing in rent, utilities, or anything, right? I do. What? Well, not right now cuz of my. concussion and everything. It's been. paused.

little bit. Yeah. Also, Twitter's going. to come for you for that. What I goon. every episode I I throw every slur and. degenerate joke and everying crazy thing. out there. I have an audience that has. moved past the weird 2021 pearl. clutching, jacking each other off. online. The people that will come after. me for that are 0005% of the audience, and they have no impact on me, no matter. how loud they are. So, you I get to have. fun and have a good time.

You've grown beyond the censorship. Yeah. Okay. I mean, how do you make this math work? Honestly, hey, this is not girl math. That's infantilizing. Okay. I Okay. Not really an answer, but uh you. once your rent picks back up, how much. is it? Uh well, altogether like 300. And when is that meant to stick back up? Uh, well, I'm.

I don't know. I think she just wants me. out. So, I think she's might not want. me. Am I allowed to call her in the post. show? No, she would not like that at. all. I don't care. But okay. Okay. So, maybe. uh I I'll cross that out for now. How. much gas a month from from drive drive? Not very much. I only fill up like gas. like 30 a month. Yeah. car insurance. I. don't go anywhere. Uh I pay every 6. months and I pay like 600 something.

Call 650, I guess. Yeah, I think it's. like six. We'll budget in $19. Okay. Phone bill $66 and some change. It's not horrible. TP fund. Anything. else you need to survive? $100. Groceries, food, $300. Use the budget. friendly cookbook, you get a copy. Remember, you can get the copy signed by. me cuz you can't purchase it anywhere. else. You just have to sign up for the. dollar-wise budgeting app annual. version, but go ahead and take your free. trial now and give it a test first. Okay. And medical healthcare. I mean,

you're endlessly broken, it seems. So, how much? I don't know. Like just. co-pays and stuff. Do you have co-pays. and whatnot? How much business? I really. I I chose the higher insurance. How. much? Uh, I don't know. Like 50. Does. your higher insurance come through work? Yeah. Okay. So, 50 in co-pays. Gotcha. Gym. Yeah. $26. Do you actually use it? Not as much as I should, but yeah. Okay. $26 subscriptions. I'll give you 15. You. have a cat. One ages and health. Uh, six.

and 10. Okay. 10. No. How about the. sixyear-old health? Actually, 10-year-old. They don't There's a lot of. insuranceances that allow up to like 20. year old cats. So, they both have. insurance. It's 103 a month, I think. Okay. What about cat food? Uh. 60 probably. Anything else that needs to. be in your budget that I have not taken. in account? Uh I don't think so.

Technically you have wiggle room. $1,56022. Obviously our priority is moving the out. u more than paying off debt which is a a. rarity for this. Um but 1,700 but that. 1,700 is only during summer. So, I don't. think you have the wiggle room without. that. And it's not like I can put in. $139 for rent. So, it doesn't make. sense. So, that's not the wiggle room. anyway. Honestly, what I might consider. doing for you is to get rid of that $696.

the best we can, except most of it is. actually the car. So, it'll only get rid. of 296. I was going to suggest maybe. bankruptcy after you change your. behavior. What can we do? What can we do? You're a. complicated case cuz it's a weird life. situation. And no, I honestly really. please do not. for money. Like I I know just please. don't. But if you do, be safe. That's. all I'm saying.

That's all I'm saying. I don't want to. end up on dine. I agree. You know, I've. seen your feed this whole time. Are they. nice? Yes, they're very nice. Thank you. I've. been seeing them under flattering. instead of being like, "Caleb, pay me.". and I'll suck your dick. Shut the up. [Applause]. I I I I'm drawing a little blank. Um sometimes, and this is this is what's. a little weird to you guys out there in. the audience, um is I mean to obviously.

to you guys is edited, all this stuff. To us, this is live. We're sitting here. and my brain is having a brain fart and. that rarely happens um in terms of this. situation. So, what I'm actually going. to do is I'm just going to pay for you. to sit down with Reed. He's a guy we. work with. He's kind of our financial. guy in the company. He's also a CPA. So, we'll pay for a session for him to break. all this down and come up with a. solution. Cuz right now, I'm thinking. bankruptcy. But that okay, the what. we're trying to achieve is getting you. out of the house. But if we get rid of. the debt except for the car that only. gives us an extra two uh 296, that plus.

the 139 you got plus lower income in a. couple months isn't going to get us. rent. So really the reality is. what do you need to do. it? Maybe go through bankruptcy if you. change your behavior. Maybe give up your. car in a repo and just ignore that and. just go save up $8,000 as quick as you. can before moving out. Get a $8,000 car. in cash that you get mechanic approved.

multiple mechanics. This is so much. easier said than done, but I'm just. trying to come together with some kind. of picture. You have that, then you go. work 70, 80 hours a week, and then you. save up enough for security deposit and. maybe even take out some student loans. to help cover rent for your last year of. college. Like, I don't know. I didn't. like cuz you have no wiggle room. And if. what you're trying to accomplish is what. I'm trying to solve for, it's hard. If. you're able to stay at home forever,

like it's an easier solution. We put. this towards the debt. You pay off debt, then we graduate, you know, but we're. trying to get you out of the house. immediately. So, it's that's where it's. difficult. So, the reality is you just. need to go work more than you've ever. worked in every job you can possibly. find and potentially just let all this. go to collections and just gone and save. up $7,000 8,000 and get kind of a. car, but one that will be safe. Um, and that's kind of it. and your. credit for a while. But if your true.

goal is to get out of the house, my. answers are always based on the goal of. the individual unless their goals are. completely wrong. But I agree with you. and your grandma to a certain extent. So. I don't have to move out immediately. immediately. It's just more of an as. soon as I possibly can. She wants to and. you've been trying to for years and you. also want to. Well, yeah. But if you. kick you out, right? Not now. Not. anymore. I hope. Okay, then stay there. as long as we can. What I would do then, if our goal is still to move out, we're. throw If we try to get $8,000, go ahead. Bring in an extra $1,000 a month by.

working as much as you can. Save up. $8,000 as quickly as you can, $10,000 as. quick as you can. Maybe just let this. debt go your credit through your. mid-30s, whatever. Unfortunate, but. maybe you do that and you go get a. $10,000 car in cash, but then then. that's going to be so hard to get an. apartment. My credit right now is 716. Yeah, cuz I mean this isn't like you're. not like maxed out or anything. That's. not the thing. I don't think I've ever. made a late payment like that. Again, it's not it's not about that. It's about. getting you out of the house. And right. now, you do not have the wiggle room.

Listen, maybe you can get out of the. house and you go bring in an extra. thousand hours a month by working a. billion hours and you use that to pay. for rent. And we make very slow debt. payoff progress. You can do that as. well. You can do that as well. So, prioritize moving out over I don't know. Depends where you are in life. You have. to choose. You can prioritize paying off. debt. You can prioritize getting a car. uh and going through bankruptcy. You can. prioritize and repel. You can uh or or. just through bankruptcy fully or you can. prioritize uh moving out. Those are your. choices. It's what you choose to go from.

here. Okay. Let's get your hammer. financial score because it's really just. from there. This is what you want to do. and then we can prioritize all of them. Yeah. Guys, join us in the post show. We're going to go through a dating app. We're going to also get some more tea. that would either get us demonetized or. the guest just doesn't want us to share. in front of the pay wall because it's. just, you know, too inappropriate or. sketchy or whatever. So, it's just. easier behind the membership. But go. ahead and join join Hammerly for a bunch. of new shows, thousands of hours extra. content. Greatest membership on the. history of this platform and it is the.

second largest on the platform in just a. year's time. So, it is definitely worth. it. Let's get you your hammer financial. score. Spending in a budget. Oh, you overspent. So 0 out of 10 debt, the car debt's really bad for your. income. So that's going to bring it down. unfortunately to one out of 10. That's. more to income base. Your emergency. fund, there's like a,000 2,000 across. everything. The other CD I'm not going. to consider emergency. So actually one. out of 10, we'll put that towards. retirement, which is also very low with. where your income's at. 26 going to give.

you uh I'll be generous three out of 10. Real estate zero out of 10. Hammer financial score one out of 10. Make sure to download the Dollar Wise. budgeting app and join Dollar Central. for all of our education. I'll see you. guys in the post show. Did you come on. here and actually have an attraction. towards me? What do you mean? Like are. you attracted to me? Yes. Ho. Sure. You're open to just We will be uh.

reviewing your dating profiles. Yeah. These pictures are bad. The pictures are. bad. They're horrible. You're using. Snapchat filters. We're only one picture. in. Let's Come on. Two. They're going to. think you're like 600 lb. I like like do. and sub stuff. Oh, you're a freak. Click. the link in the description or pin. comment below and watch thousands of. hours of extra and uncensored content.