Str*pper Stormed Off Financial Audit

I told my pregnant wife to skip the. mortgage payment so we could make our. credit cards credit. And you got a. $3,000 computer. Shut the [ __ ] up. >> Every single time I got money, it all. went to you. >> She's saying she does not feel like she. ever gets treated. >> I don't know what you want. What do you. do you want? >> I'm done. >> Did I get you out of your parents house? Did I. >> The tools to change your life have just. been upgraded. Download my budgeting. app, rebranded to DollarWise today, and. start your free trial. Sign up for the.

annual version, and I'll send you my. budget friendly cookbook that can't be. purchased anywhere else, and I'll. personally sign it and mail it directly. to you. Download the Dollar Wise. budgeting app today and take advantage. of your free trial. >> Hi, my name is Pixie. I'm 22 years old. >> I'm Levi and I'm 24 years old. We are. from the Gulf Coast of Mississippi. >> And this is Financial Audit. [Music]. I told. my pregnant wife. to skip the mortgage payment so we could.

make our credit cards is the one and. only note I have. What the is that is. not a good start. I'll be honest. Thanks. for coming in from the G Coast, guys. That's crazy. Well, you guys are young to have a. mortgage, so this is exciting. G Coast. probably not one of the more expensive. areas. I know Mississippi sure isn't. >> Yeah, cheap. >> A be cheap. >> No, not really. She's lying. She does. not know money. >> Uh, >> she does not know money.

>> No, actually I don't. >> Okay. >> He was actually the guy who taught me a. lot about money and got me to get. certain credit cards whenever I was 21. So, >> it's okay. We're all informed on. different things. Well, that's okay that. you don't know money. He doesn't. understand hairlines. Like, we we got. it. It's We all got our own issues. Okay, it's okay. Um, what do you do for. a living, Pixie? >> Um, right now, um, I was employ. unemployed for a little minute and then.

I just. >> little minute. >> I I just now. >> How long was a little minute? >> Um, I don't know. How long was that? >> I mean, technically, she's been. unemployed for like a whole year now, I. would say. >> Why are we saying technically? >> Uh, well, she was a for a while. Uh, but. she's not licensed. >> That's how you guys met. So, uh, no, actually, >> you didn't pay. >> No, no, I don't go to clubs. I'm sorry. I don't I don't uh go in with any of. that. >> This is not linking. >> Uh, we we actually met at we worked at.

the same job. We worked at a car wash. together. Um, >> is this a strip car wash? >> No, no, it's it's a regular car wash, an. express wash. Um, you know, go up to the. station, buy a wash, drive on through. Okay. Regular run of the middle. You. were putting out tits. >> Uh yeah, for for um almost 2 years I was. like. >> full booby dancing. >> It was it was fun. >> I'm sure people. enjoyed it. Did you make money?

>> I made a lot of money. >> Pregnant. Yeah. Yeah. They usually end up there. That is true. Were you guys dating the. entire pregnant? >> Uh yes. So, >> so you never did a back room deal. >> even before I was a. >> Yes, >> you never did a back room deal then. because here's the thing. I'll be. honest, >> which you probably wouldn't admit to. But here's the thing. I I've only had. one other on as far as I can remember, but I've had many of people on the show.

that have gone to clubs and they've all. paid to stick it in. Every single one of. the dudes. Never once. I I will say that is not me. at all time. >> I hope so. >> Oh, we're very giggly. Okay. >> Uh yeah, we're happy nervous. >> Okay. Yeah, I know. It's a cope giggle. It's okay. It's okay. Uh good. Well, I'm. glad you didn't do that because again, all of a sudden that just started. becoming my perception after every dude.

that was like going to strip clubs and. spending money have had sticking. actually. And then I had one other. stripper. We never even uploaded the. episode cuz she came all up and we. didn't even realize it until like and we. didn't realize it until 15 minutes in. then we were like we can't film this. Um. and you need to go get help but and she. was sucking for money. So uh so that was. my perception. >> Yeah. No, >> I'm happy to hear you haven't. Do I. fully believe it or not? >> Have you ever done that before? Actually, I've been offered um in a back. room some dude whilst I was like giving. him a dance he was like if I give you a.

hundred extra dollars, will you suck my. dick? And I took. >> $100. >> I I took the money. worth it. What does. it usually cost? >> Huh? >> What does it usually cost? >> Well, up there it was $300 for the. 30-minute room and that's like where he. took me and he had already given me the. money and then I was like, "Okay, well, he could give me the like. >> What did your co-workers accept to go. down?". >> Huh? >> What did your co-workers accept to go. down? What's the going rate? >> Um, well, up there like it was like $300. like flat. >> He's He's asking how much.

>> to. Oh, I have no clue. Come on. Your. friends didn't ever discuss you and your. >> cooworkers any with any of you guys. No. And none of them really admitted to it. cuz they would get like. >> I think the stripper that came cuz. they'd get AIDS. >> They'd get instaf fired. >> Oh, >> for prostitutes. >> That too probably. That too probably. Um. yeah, I think the one girl that came on. the shows said 500 or a thousand. >> What the? >> No. >> She wanted I don't know. Um yeah, it's.

really sad. That's why I'm just glad to. hear you haven't done it. You say you. have a job now, though. I assume it's. not stripping. We're pregnant. Even. though I I bet some would enjoy seeing. a little head peeking through. >> Actually, they they told me that once I. was like showing like too far that I. wasn't allowed to like show my face up. there anymore. >> Oh, they fired you? >> Well, they didn't fire me. >> I got fired for being a. >> They told me I could come back. >> when you were done with the pregnancy. >> Yeah, >> sure. Sure. Okay. What do you do then?

What do you do? You said you said you. were unemployed, but now you're not is. what you were suggesting. >> Uh, yeah, I just got a job at Domino's. >> Okay, good, good, good. As a delivery. driver. So, Tippen, how long have you. been doing that? >> I literally just started. >> I was a delivery driver for Jimmy. John's. Honestly, same age. 22. I mean, I did it from like 18 to 22, I think. So, just about that. >> Sorry. >> What? No, cuz you said 18 to 22 and. she's 22 and she's just now starting it.

Sorry. Sorry. I think. >> she was grinding. She was stripping. >> Yeah, she was gr Okay. No, I I don't I. don't. >> I don't like men's. >> I was aing hustler. >> Yeah, she was a hustler. >> She was bouncing on dick that were in. jeans. >> Wearing jeans. She did not know about. She did not know about the towel trick. until I told her about the towel trick. >> Yeah. You bring a little towel and you. just like lay it on their lap and. >> that way that way there's another layer. of protection. >> Uh I don't know. That's not my scene.

Um, apparently it's yours if you know. the trick. >> No, I just watch a lot of videos. >> Ah, yeah. Tripper videos. Everyone's. favorite. So, what do you make? How long. have you been doing this? >> Uh, which one? >> Dominoes. >> The a day. >> So, you don't know how much you're going. to make? >> Oh, I have no. >> tips and everything. No. >> What's your What's your wage hourly? >> Uh, they said it was $8. >> They said it was $8. You don't know. >> In store. In store. And then once you're.

on the road, it goes down. >> Yeah, it's like $4. And. >> that's traditional. Okay. >> And then like uh the guy. >> How many tips did you get that night? >> Uh it was like $13, but I only did like. four deliveries. And like how long? >> I was like splitting it with the guy. training me. >> Um it was just like a a few hours. >> Literally two hours. >> Training do you need to drop off pizza? I didn't get trained to drop off. sandwiches. >> I'm making sure you're not, you know. >> And are you? I'm not a little bit. >> Is she okay?

>> Yeah. Okay. And what do you do? Because. you must make money in order to pay. these bills. Except what bills? We're. suggesting to skip mortgages. So, I'm. assuming not doing incredibly well. Okay. That Yes, your pedo smile is. really glaring through me. >> Um, >> these laughs are loud, ladies and. gentlemen. I don't know how this is. translating to the other side, but my. ears are bleeding. Uh, so currently I am. a seller at a brewery. Uh, so I can and. keg, uh, beers, seltzers.

>> What do you make? >> Uh, I'm making $16 an hour right now. >> Damn. It's like basically the only income in. the house. How many hours a week are we working? >> Uh, 35 to 37. He tries to hit 40, but he usually comes. home for an hour every day for lunch, which. >> yeah, we I have recently stopped that. So, there was a point in time where I. was coming back home cuz she wasn't home. uh to take care of the dogs to bring. them outside and whatnot.

>> Why was she home? >> Cuz she was at the tattoo shop. She's. also a tattoo apprentichip. >> Oh, yeah. I have a tattoo. Why not just. do something that we're just not making. money? Yeah, why not? Okay, great. >> That That's my exact thought, too. >> That's your exact thought, too? Yeah. >> What are the conversations around this? Uh well, okay. So, at first. >> I've been in and out of it for like a. few years. Like, uh whenever I was 18, >> right? It's very effective. >> Yeah. Whenever I was 18, I started an. apprenticeship uh like right out of high. school. And uh that person um like he.

ended up like doing some really bad. um and he had to like skip state and so. I never ended up like getting. >> Yeah. But what's your thoughts on this. cuz you're against it. I'm talking about. what's the conversation like around. these. Well, I mean, I at first I was. fully okay with it because I did have a. good paying job and we were able to pay. for everything pretty much. Um, but. after I lost that job and I ended up. having this job, um, I've been trying to. really get her to get more of a. traditional job to where she can. actually, you know, put forth towards.

the money that we need. Of course, now. that's not to, you know, put her down. because obviously, yes, she was. stripping. She did make lots of money. She. >> You were You were making good money. >> Yeah. She she Well, >> do they show hole in Alabama, Mississippi? Do they show hole in Mississippi? >> No, >> they don't in Texas. So, >> well, uh the club that I worked at here. uh in Mississippi, um. >> it was a hole club. >> The there was nudity, but like only on.

stage like. >> holes. >> Yeah. Like the girls could get naked. >> Whoa. That's illegal in Texas. >> Yeah. But like the only I think right. >> the only requirement was that like you. >> legal in Austin. >> Yeah. The only requirement was that like. you're not on the edge of the stage. where someone could like reach out and. touch your. >> 18 plus is full nudity. 21 plus is only. topless. How does that even make sense? >> The older you get, the less. nudity. >> Hey, titties are titties though.

>> Very weird. Titties are fine. They get. boring after a while. >> Sounds kind of gay. Hey, Grandpa. >> Do yours get boring? >> Yes. Yeah. Uh, okay. So, what hits your. account on a per paycheck basis? And. what is it like bi-weekly? >> It's uh weekly. And. >> yeah, what hits on weekly? >> Um, 450 to 500. >> 2,000. How are we doing? >> Not good. >> Obviously, not well if we're having to. potentially skip a mortgage. You guys. got a house together? How long have you. guys been together? >> Two years. >> Yeah, about two years.

>> You guys met at the car wash? >> Yes. How like quickly did you guys get. together? >> Uh we were talking for about a month and. then I was giving her rides home and. then I convinced her to take a ride to. my house and. >> the Okay, good. >> Not at first. >> Okay. Okay. >> But that was your first date. Hey, want. to come to my house? >> I'm taking you home, >> but come to mine instead. So what had. happened was is my car I ended up having. an accident and like one of my tires.

blew. >> and my boyfriend at the time refused to. come and like give me rides and like. help me out and he was kind of being. ashole about it being like. >> after a month of you taking her you. broke up and started dating him. >> Um I kind of didn't I didn't break up. with him until after I already went. >> He was your manager. >> He was your manager. >> Sorry, Levi. You went over and you him. before you guys broke up? >> Yes. >> Yeah, she did cheat. >> But I I did break like I broke up with.

him directly after and I didn't really. get to have a physical conversation with. him cuz he kind of just texted me. >> Was the boss of him and you? >> No. >> What? What? >> It's your manager. >> Yeah. I uh I was I was on the low totem. pole of the manager uh status, but yes, I was in. >> You were her manager. >> Yes, I was her manager. Yes. >> Yeah. >> Power dynamic. So, you cheated. now. They broke up. >> I didn't feel feel bad about it. I've. been trying to break up with that guy. for like a. >> You know how you do it? >> You break up. What do you mean trying to.

break up? What the What's wrong with. you? >> Every single time I tried, he would like. do that guilt trip like walk out. I. don't give a. >> Well, maybe he does. I don't know. It. doesn't mean you're forced to stay with. someone. >> You could call the police if they say. that. You can send them to the psych. ward for the day. >> Okay. Well, I want to talk about that guy. How. quickly did you guys move in together? >> Um, quickly did this how quickly did. this all. >> pretty much once he brought me home and. like we.

>> did the deed. >> Um, I I pretty much never left his. house. Like. >> you guys moved in immediately? >> Yeah, she moved. >> Are you guys married? >> Uh, we are uh engaged. >> When did you guys get engaged? Cuz. you're pregnant. >> August. >> You're pregnant. Have we mentioned that. yet? >> Yeah. Yeah, I'm pregnant. Yeah, >> she's pregnant. We have mentioned that. August you got engaged? >> Yes. How far? >> I am almost 20 weeks pregnant. >> Okay.

Okay. Is that why we got engaged? >> Guys, if we're talking about skipping. paying our mortgage, why did we get all. praggy? Um, so whenever we had gotten the house, like I was stripping and like I made all. the money in order for us to like make. the down payment for the house thing and. >> Oh, it's the scene from the big short. >> I was a bartender. Now I own a boat. >> Okay, hold up. I'm going to I'm going to. stop her right there because. >> I don't know cuz we had a house, we. thought we'd be stable.

>> Hold up. Okay, her stripping did not pay. for the down payment of the house. whatsoever. The down payment was $1,400. Okay. Her stripping did not go towards. that. Her stripping actually went. towards my debt. Okay? Because I had. about $4,000 worth of debt and shitty. credit. No, I didn't lie to you. This is. what this is exactly what I told you and. we've talked about this many times. You. just don't know the money. >> I've tried to explain this many times.

>> Where's the confusion? The confusion is she thinks that she. basically paid for the down payment of. the house, but in reality, she kind of. just paid my debt and got my credit. higher so that we could then buy the. house. >> How does she not know that? >> She's. >> Why don't you know it? >> She's slow. >> I'm not slow. Um I guess this wasn't. explained to me. I don't know. Like I. thought like So I was like making the. money. I was pretty much like just. giving it to him. >> Pimp.

No, I mean, well, so. at first. >> it was my idea. >> Yeah. I mean, it was really her idea. So, I guess you could say I was quote. unquote taking advantage of her or. whatever, but I mean, I wouldn't say so. because I mean, got her a house. >> I mean, at this point, I kind of do. >> house you guys can't pay for apparently. >> Well, I mean, it'll it'll get paid for. >> Will it? I'm I'm being told no. I mean, we are technically we did miss the uh.

this last month. We are actually behind. We did pay last month's before the due. date. >> Do you even know this? >> What I hate about this, >> you even know this. >> Okay. I thought he told me that we'd be. okay if all of a sudden I got pregnant. and it just be his income. He told me. he'd made just enough money to where. he'd be able to. >> $2,000 a month. >> What's your mortgage? >> 13. >> What? In whating world is 2,000 hours a. month? How do you guys live off of that?

I wouldn't be giggling. What the you. guys are doing? >> I'm nervous. I'm nervous. I'm nervous. >> That's insane. In what world do you sit. there, money man? She knows nothing. about money. You're the money man. How. the. >> I mean, technically, if you break it. down, if there wasn't any other. payments, I mean, >> if there wasn't any other payments, shocker, food is a payment. Utilities. are a payment. There's payments. everywhere. >> Life is payments. >> Up until I had to quit stripping. Like I.

was making our mortgage payments. I was. making money for all the groceries. >> I'm also going to correct that. She was. paying for the groceries and our fun. My. job at the car wash was paying for. everything because I was making about. 4,000 a month at the car wash. >> Why the did you leave the car wash? >> I got fired actually. >> Both fired. Okay. Why were you fired? >> She quit the car wash. Yeah, she was. fired from stripping. >> Oh, okay. Yeah. Okay, fair. >> Why? Why?

>> Why? >> Uh why was I fired from. >> Yeah. >> Uh there was a customer that didn't want. to follow the car wash's policies and he. got handsy with me and I essentially. defended myself. The company didn't see. it that way and they fired me. >> Did they have cameras? >> Yeah. >> Yeah. >> And that's why they didn't see it. themselves. I'm I'm I mean whenever a. person pushes you back 10 15 feet and. advances on you also watch. >> I would say that's pretty clear assault. but okay. >> it's it's because they there's a there's.

a no tolerance policy against customers. or something like that. I don't. >> Well, what else happened? I mean I was. just texted what happened. >> Oh, okay. Well, he advanced upon me. pretty much and I unholstered my weapon. They have a no weapons policy. >> Seems like grounds for firing. I mean, yeah, I didn't. >> if they have a no weapons policy and you. whip out a gun. >> Okay. Well, like. >> the car wash. >> that's a convenient thing to left. Leave. out that if Colton wasn't here who. already knows your entire life story.

You I would not have known. >> the car wash was trust ghetto like area. >> I don't give a that's the policy and he. got fired for it and that's what. happens. >> Maybe that shouldn't be the policy. Sure. But it wasn't. He got fired for. breaking the policy. Is that not fair? >> Yeah. No, it is fair. It what I believe. is unfair that everyone in the company. knew that I carried and that I carried. it for the past 2 years while working. for the company. >> Dude, you broke the rule. I like. >> I mean, I understand. I accept I accept. what happened. Like I Yeah.

>> Okay. Why'd you quit and go into. stripping? >> Um, >> who just goes into stripping? >> Well, I I was still working at the car. wash whenever I started stripping. I. just like was making so much money that. I was like I'm making my entire paycheck. like working at the strip. >> How did you pick up stripping? >> It just seemed easy. Like I'm pretty I'm. young. Like. >> yeah long. I don't know. >> man. There's people that strip into. their 50s making. >> Yeah, there was a grandma in there. >> Good money.

>> Hell yeah. Grandma go off. >> Okay. For those into grandmas, I mean. how much were you making? I mean you. don't really have tits. >> You want to donate some titty? Oh, from. this. happily. >> um in um in in uh in Mississippi I was. making like 5 to 800. Um and then I. stopped working in Mississippi. >> 5 to 800 a night. >> A night? >> Okay. How many nights a week? >> I would work like one or two nights a. week. >> Are you going back right after birth?

>> Yeah. >> Okay. >> Well, not right after like. >> But like is that what we want to do? Cuz. what's the what's the career trajectory. there, right? Cuz that's what we're. thinking about if we're locking down. what we're doing for work. >> It. >> I would love for her to not even have to. work. I I like I truly. >> 2,000 hours a month. you. >> Yeah. Yeah. Um, I wish I could have.

transferred into the same career field. because there are other car washes down. there, but um, one of them is ran by an. imbecile. >> Why are you car wash obsessed? >> Uh, >> he's been in it for a while. >> I like cleaning cars. >> He's 24. I don't know. >> No, I Okay, so I do have a mobile. detailing business. I do also do that. It's just not It's just not big. Well, that probably uh Yeah, >> it sounds picked up recently, though. I. have started.

>> When did you guys get this house? Why. did you think you could get a house? Just because the strip money, that's not. such a consistent source of income. So. much life changes. >> It was pretty consistent. I I. >> For what? The two years you did it, I. like that's not a career trajectory on a. 30-year mortgage. 30-year mortgage. It's. not a two-year mortgage. >> The plan was I was going to strip until. like I like I pretty much couldn't. anymore. And. >> well yeah, but no depends on who career. was gonna help. I don't know.

>> Which isn't doing. >> isn't doing [ __ ] now cuz I'm an. apprentice. I just started. >> Yeah. You've been trying to do it for 2. years. Have you been cash flowing this? >> I have supported. >> How much has that cost? >> Uh credit cards. >> How much has that cost? >> Um anywhere between $600 to $700 that I. spent. >> I thought you were going to say,000. Okay. >> No, no, no. Now the now the detailing business. Yeah, that's more like 2,000. >> Yeah, he did ask me before he did all. this stupid. I was just like, if you. think it's going to be it's going to.

work, I guess. >> So guys, if you can barely even afford. your mortgage and we're talking about. skipping, how are you even affording how. are you even affording food? How are you. even affording like putting food on the. table? >> Uh, so we do have a lot of frozen stuff. Um, she'll eat a chicken pot pie. Um, >> that cost money. How are you affording. it? That doesn't make sense. >> Someway, somehow. I mean, >> what's the some way somehow? >> My my mother um she she kept on like. offering it. Like I kept. >> offering what?

>> I kept on refusing her, but she kept on. being like, "I'll buy your groceries.". Like. >> your mother's offered cuz she sees you. guys. How are you going to afford a kid? Oh, okay. And. >> um she she was okay with doing it for a. little while. Um and then. >> how long was she paying for y'all's. groceries? It was only like 2 or 3 weeks. that she. >> Yeah. Like like when. >> uh within the last two months. >> and now. >> um she has gotten kind of mad at like.

like she offered the help but now she's. like no longer wanting to provide said. help. >> potentially good, but why? What's her reason? >> It's a She's saying it's a financial. struggle on herself, too. And the. groceries are expensive for her, too. >> Probably is. Oh, >> also she's enabling probably like what. the [ __ ] are we doing? >> They have their own financial issues. >> I'm sure everyone does. >> Yeah. Yeah. I don't know. We try and be. open with everything, but I mean.

>> I mean he says that he's completely. transparent about all this stuff. >> Why did you guys choose to get a [ __ ]. pregnancy? >> I didn't choose that. It was just. >> Why weren't you wrapped up or why. weren't you pled up? Well, at that po Well, whenever she. uh whenever like this all happened, I. still had my good job. So, like I was. still. >> No, but you just said it was a whoops, baby. That doesn't answer why you. weren't wrapped up, dude. I had a good. job, so I didn't uh wear a condom. What?

>> Well, yeah, we're. >> That's an interesting form of birth. control. >> I mean, if someone believes that they're. somewhat stable, they have a home, and. they. >> You don't give a like, were you trying. to get pregnant or not? or did you just. not give a. >> I. >> I think we had the illusion of security. because I was stripping and so I was. making it possible for us to like. >> Well, were you guys trying to or not? Cuz you were condomless. No birth. control. >> Uh I mean I would say we ran out of. condoms if anything. Condoms are pretty. expensive, >> dude. Go to the frey clinic.

>> Oh yeah, you can do that. You can do that. Those condoms are. >> I'm allergic to latex. >> Oh, yeah. She is allergic to latex. >> Did you not know that? What the. >> No, we we. >> No, I knew that. I just forgot that. >> So, you're [ __ ] wrong. Why didn't you. do anything then? Like even a cup or. whatever this is. >> Uh I was on the pill for like a really. long time. Um. >> you guys were just straight up dropping. loads. Straight up dropping loads. constantly and you just didn't give a. >> man party naked. Okay.

>> Yeah, it does. It absolutely does. but. with no protection. >> I wouldn't say that we weren't trying. and I wouldn't say that we were trying. but if it happened we would take it as a. blessing. >> And is it a blessing? >> Yes, I would say it's a blessing even. even in our state that we are in and how. >> which means very not great life for the. kid also meaning kid will grow up. >> True. >> Why? Explain how. >> there's there are thousands of kids that.

are born into situations. >> and you think they have an incredible. life. >> I believe I have an incredible life. I. was born in a pretty situation, >> buddy. I don't know. Maybe I think. you're being a little optimistic right. now, but come on. Look where you haven't. landed up anywhere spectacular. >> I mean that. Okay. I love my job though. They support me. They'll help me. I. >> Yeah, but you can't pay your mortgage. We have had many arguments about him. getting a second job. >> The repeated cycle often times and. you're bringing someone into that before. you're even ready. Again, it's not much.

You just pay off your debt before you. find an emergency fund. Then yeah, knock. it up. Stick it in the butt until then. >> I understand, >> right? >> I personally don't like it up my. >> Okay. >> I I do like to try. >> Okay. Okay. Okay. >> You want to start fighting? So, it's an. interesting time to bring a kid in again. because you're bringing it into a. repeated cycle. >> Seems pretty selfish. >> What's the best way to break a repeated.

cycle then with a completely unexpected. thing to help you realize what the. you're doing? >> Um, you've been pregnant for how many. weeks was that again? >> Uh, almost 20. >> Yeah. Five of your spending just a. couple weeks ago. Like. >> And a lot of it is what? Bill, right? He's got the chart. >> He's got a pie chart. >> How much went out to eat? Last p last la. last statement last month. >> Oh, you can blame her on that. >> [ __ ] what? >> Well, how can I have a number perhaps?

>> Uh, let's see. We probably went out. twice maybe. So, 150. >> Okay. How much? What do you think? Come. on. You were there. >> What do you think? What would you think? >> Just based on what you experienced. >> Just a guess. a gas lady. >> $100. >> Very good. It was a thousand. So you. guys areing Yeah, you guys are that plus. your mortgage and you're way over. Yes, that was literally going. >> Yes, you you absolute. >> Yes, you.

>> Welcome to numbers. >> I know you also seem to blame her a lot. Does he blame you all for all the debt? >> Um, he does blame me for some of the. stuff and it kind of does feel like a. lot of this is my responsibility. Like. whenever. >> I don't know whenever I was like. stripping it felt like all my money was. pretty much just like going out the. window like. >> for his debt for your debt. >> Yeah. I mean I whenever I was working in. Louisiana um.

I was making like $800 to like $1,000. a night. >> Still don't understand it. But that's. good. Like I don't know. it like it's a [ __ ] of money that should. like. last like a while like I don't know like. but like it was just like gone like that. gone and then it would be like the end. of the next week he'd be like off you. got to go stripping again and like make.

all this money. >> well she would always like be like. >> like you're going to be like really bad. if I don't make anything. She went like, >> "This is going to be insulting, but when. I'm curious about something, I'm curious. about something." So, I'm unfortunately. a filterless person. What the do people. like? >> What do you mean? >> What do people like? >> I don't know. I always just talk them. up. I would just chat them. >> Okay. It's the flirt. >> Yeah. >> I guess you're young. If people are into. that specifically 22, that's right. Okay. But like I don't understand.

And. >> what's going on? >> I don't know. >> What do you mean? >> You just look like a person. This is. like just the very normal basic average. person. >> I I would just like be like really. bubbly and cute. Like. >> the rooms are pretty dark. >> Also, um Damn, that's rude. >> I know how to throw that. I know how. throw it back. >> She does. She makes up for it in the. back. >> Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Especially now with her. >> It has gotten bigger. >> Well, that happens.

>> Those have gotten big. They were smaller. if you can believe. That's possible. Okay. Yeah. Yeah. They were a lot. smaller. I'm going to go 3 2 1 and on point. I. want you guys to give me at the exact. same time what you think your financial. score is for the whole household. Both. of you combined. 0 to 10. Zero being the. worst, 10 being the best. Okay, we get. it. Same time. 3 2 1. >> zero. >> Zero. >> We did not understand same time, but I. appreciate it. If you want to get your. financial assessment, take the Hammer.

financial score quiz at calehammer.com. It is free. see where you stand, where. you're doing well, where you need to. improve, where you're completely. take it, and then make sure if you don't. want to be like a guest who ends up on. this show, sign up for the dollar wise. budgeting app. There's a free trial, and. if you like it, you can save a lot of. money by switching to the annual. version. And when you do, I will sign my. budget friendly cookbook and mail it. directly to you. Learn more about. DollarWise, the brand new updated. DollarWise at dollar.com.

All right, let's get into these. documents because there's quite a few. quite a few lots of paper lately. I'm. getting lots of applicants with lots of. debt. You're welcome. That's exciting. Um, for $2,000 a month, it's very scary. We don't know how your income converts. I'm going to guess it's probably going. to be an additional 15. You know what? What are you on the What. are you on the calendar for? The. schedule for how many hours a week? >> She don't know. >> I don't know. They haven't told me.

anything. But you don't know your schedule even. though you started a job. What if your. schedule's right now? >> That's my exact same question. I'm. joking. >> Really? I. >> Well, no. >> I told them I was going to come here. >> Uh, so. >> I cuz I wanted to obviously make a. budget, too, because obviously. I have no idea how the I spent $1,000 on. >> Well, speaking about not knowing how, I. do have a note here. This debt. you don't even know about. He sent this.

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debt, not push you further into it. Check them out at yrefi.com/hammer. That is yfy.com/hammer. Or call89733978. That is89733978. Break free from the highinterest trap. and get your finances under control once. and for all. She. >> I know he's in debt. No. The first ones. here are the ones she does not know. about. >> No. Why doesn't she know about these?

>> So, like the first main one, um. I kind of didn't want her to pay for all. of my debt and so I kind of wanted to. hide a little bit of it. >> Hide. >> Yeah, cuz. >> you can't be aware and not pay at the. same time. >> I I mean, I guess. >> I mean, he asked me to help him with his. debt, but like. >> But this is unknown. This is unknown. >> He didn't tell me a number. So, >> I started to get tired of her being, I guess, scared or paranoid about the.

money. >> Were you? >> Yeah, it did put me in a mood. >> How'd that go? Tell me about it. >> I mean, I So, I mean, we got into a few. arguments, of course. Um, there were. times where. like I would uh come home and I'd ask. like, "Hey, what are we having for. dinner?" And she really wouldn't know. cuz we wouldn't have anything. Um, I just don't want her to be doing.

everything for me. >> Are you? >> I mean, for a while it kind of was. >> Why? Why is she doing everything for. you? Well, so whenever we first started. talking and we got together, she helped me out um getting like my. money together and she helped me out. with a little bit of her money to get a. truck. >> I $1,000 for that truck. >> Have you ever done anything yourself? Um. sorry.

It's okay. What's going through his head right now? Don't grab his dick. We're not in the. strip club. >> I was grabbing his leg. What's going through his head right now? >> I don't know. He just he doesn't like to. discuss this stuff with me, I guess. And. so he's always like kind of deflected. from these conversations. >> Is that fair to her, though? If you guys. are engaged, she's pregnant. She She has. full not converting to child. Like this. is important times for her to be.

informed on the situation that a baby's. about to be born into. >> Yes, that is true. She should be. informed on everything. Um, but I also. don't want her to be worried about every. little thing. Like I don't want her cuz. no no no matter what. Like. look, I know it's horrible to say, but. if I have to miss a mortgage payment and. them yell at me for 15 days, 30 days. while I keep the electricity and the.

water on so that she is seems okay. And. if it comes to the point where we lose. the house and we go back to my parents, I don't want her that whole time being. stressed out about it. >> Then why the should we spend $1,000. going out to eat? I would be on your. side. I would shed tear with you. I'd. even give you a tissue. You you spent. $1,000 going out to eat. If we are a $1,300 a month mortgage on. $2,000 net income right now, $1,000. going out to eat already pushes over our. entire budget and we're complaining.

about not keeping the utilities on. You. can't spend almost your entire mortgage, which is already way too much of your. money. You can't spend half of your. income going out to eat and then cry. about a mortgage and then cry about. utilities. You can't. >> I mean, I'm not I'm not even cry I'm not. crying about that. Don't say I'm crying. about that. I'm crying about the state. that I'm putting her in. >> Okay, then why the you doing it? Cuz. that thousand was spent. >> To try and keep her happy or something, I guess. I don't know. To keep up the.

illusion to You got to be you have to. spend on bones to keep her happy. $1,000. a month when we can't pay our bills, she's going to be a mother of a child in. a house that is financially unstable. I. think that is what's going to provide. more unhappiness than anything else. >> That's a fair point. That's I mean I I. hear you. >> I would have I would have uh much more. respected uh honesty and been like, "Hey, we need to go on a budget plan. Like we can't go out to eat like as. often as like you want to." Well, if.

that's the case, I've told you that many. times. And. >> I mean, he didn't really like fully put. the brakes on. And so, I didn't know. where the stopping point was cuz again, I wasn't fully in I guess I wasn't fully. informed on like what the was going on. cuz he kept on telling me everything was. okay. >> I would tell her everything is okay, then we wouldn't do anything though. So, I mean, >> well, how do you feel about the fact. that he did lie even with positive. intent potentially? He did lie.

Thoughts? >> I'm I'm. I'm a little stunned. Like, I don't. know. >> She She's She's in the blank right now. >> Yeah. >> Well, here's one of, by the way, two. debts that you've never even heard of or. known that have existed, by the way. So, let's start with number one. Yeah. Yeah. Exactly. Zapple. $9,57.18. with a minimum monthly payment of $27149. by the way on the $2,000 income.

What are we at? That's like 15 12 12% of. our income to one minimum payment. One. minimum payment on a debt you didn't. even know about. What the is this for? At a 24.2% interest rate, by the way. Horrendous. Disgusting. >> My credit cards were at a 32. That's. better. >> Oh, you're telling me it's a. consolidation? It is. >> I knew I knew he was doing consolidation. loans. I just didn't know it was that. bad. >> Well, where do consolidations lead us? May anyone please tell me?

>> Yes. Credit card balance, >> you drain it to fill the consolidation, but all of a sudden now there's a big. old money we can spend and then you. spend it and then we're in double the. debt. This is how it always works every. time. either through bankruptcy, consolidation, credit card transfers, you name it. Those are incredible tools. Incredible tools, but only after you. change your behavior. And I get I mean, I just saw $1,000 going out. Okay. Okay. Hey, what was the outflow last month? Outflow includes interest acrewing. But. what was the outflow last month? We know.

what came in. It was nothing. Bull. >> Probably about $3,500. >> Dude, your payroll was literally $1,254. last month. Oh, okay. 1,200 was paid. Um, were you stripping it this time? >> No. Yeah, I was. I was. Um, >> how much did you make? >> She I think she was just finishing that. >> What What How do you How do you pay? You. put it in the ATM. >> Um, I I usually I usually kept it cash. unless he was paying bills. If he was.

paying bills, then he put it in his bank. account. >> I don't know. >> What was the outflow? >> Inflow is probably like 3,000 4,000. That's That's why I said 3,500. >> for the inflow. Well, no. The outflow. What do you think? Outflow. 3,500. What. do you think? >> I know it's a guess, but what do you. think? Come on. >> I don't know. >> You see the life around you. What do you. think it's spent on a monthly basis? This was the entirety. >> Come on. >> I don't know. I don't, >> dude. Just picture your life. I need you. to have some kind of reflection.

>> $5,8916. Bringing a kid into that. What a joke. What a joke. What are we doing? You guys aren't ready. to be parents. You might be loving, but. you're not ready. >> Like, for some reason, I still feel like. it's my responsibility. >> You're already on the right track. >> Responsibility a job now. >> Yeah. It's not going to bring in much. I. >> I know it's unknown hours. Like, this is.

confusing. In a lower income, lower cost. of living area. It's not going to be a. It's going to be money. It's not going. to replenish the stripping. It's not. going to replenish the stripping. >> He He kept on telling me everything. would be okay if I had to quit my job. Like I I was like fully thinking. everything. Why would you tell her this? >> That was when I still had the car wash. job. >> Okay. Which brought in 3,000 a month. instead of two. Four. >> Four. >> Okay. You still spent 6,000 last month. How would that have still worked? >> Well, I wasn't in debt at that point in.

time either. >> When did we not have debt? I at that. point in time I did not have the Zabel. or the one main. >> Oh, but the other debt we had. So you. still had. >> it was mostly gone. It was mostly gone. >> When When was this? >> I've paid this debt off at least two or. three times. >> When was it. >> that job? When were you fired? >> Uh in March. >> of this year. You have accumul You have. accumulated besides the mortgage. approximately. got to do the math. You have accumulated.

since literally March $51,000 of bad. debt. 51,000. That's outside of the. mortgage, ladies and gentlemen. 51,000. So So you knew all this and you still. wanted me to. get you a PS5. for Christmas. >> You and you got a $3,000 computer. Shut. the up. What the [ __ ] are you talking about? >> I told it was going to be okay. Like you.

could pay for that. >> Is your [ __ ] credit good? Is your. credit cards good? Yeah, the they are. >> Yeah, but I still have $700 on mying. Discover card. Like I like you told me. you you were going to give me the money. back and I would have that paid off. Yeah. And I still don't. >> I the previous I I never said I would. pay off the PS5. I never said that. >> You told me you'd help me with it. I. have had zero helpers. You have given me. no money for that. And whenever I was. stripping, you barely gave me any money. to really pay that.

>> Said that I would pay for the gun that. we bought on your card. Did I not give. you money for that gun? Yes or no. She's laughing cuz she knows I'm right. I never said I would help pay for that. PS5. Not once. The gun. Yes, I will agree to that. >> Okay. Well, you didn't like help me help. myself, I guess. Cuz every single time I. got money, >> help me help myself.

>> Every single time I got money, like it. all went to you. Like every. >> It went to Okay, correction. >> Went to us. >> It went to us and you like, >> yeah, >> I could have paid off mying card for one. night stripping. Like, I could have. >> Would that have fixed our situation? >> No, not really. But I would have had. less debt. >> Your your debt is not the problem here. I know it's not, but I could have helped. you. I don't know. >> You can What the You can still help. Are.

you Are you that special? >> I just hate having $700. >> I understand. I hate having $27,000 in. debt. >> that I didn't need to take on. Like I. like I like nothing gets spent on me. like ever. >> $1,000 worth of [ __ ] restaurant money. went towards you. The are you talking. about? >> I would have rather been something else. I don't Okay, then don't ask for sushi. every day. >> I'm pregnant so [ __ ] make it. We're. on Wick now. You can buy that and make.

it. You You going to fill out the snap. or the tan or whatever the [ __ ] that. form? You going to fill that? Are you going to answer a yes or no. question when it's an open-ended? Yeah, she asked me a yes or no question. and didn't know how to answer it. Sorry, you can't. Oh, wait, wait. We are in. Texas, right? Mutual combat does count, right? >> Okay, that um ladies and gentlemen of. financial audit, this is one of the most. exciting moments in this channel's. history. You know, I've been working on.

building all these educational tools, our budgeting app, all this crazy stuff. over this past year cuz that is where my. passion is. We finally did it and now we. put it all into one program called. Dollar Wise Central. You get the premium. version of my budgeting app. You get the. cookbook mailed to you and signed by me. You get to learn about debt, investing, budgeting, real estate, basic beginner. stuff, and finance all the way to the. advanced stuff collaborated by experts. with the lowest refund rate in the.

industry for a reason. And guess what? If you are struggling or you want to. learn more or you want to change your. life in any way whatsoever, like literal. tens of thousands of people have done. with our programs, go to dollarwise.com. Click that link below. Your life will. change. It'll be incredible. And I am. here for you with an incredible support. team that you can reach at any time. This is a no-brainer. Dollarise.com. Let's go. >> Sorry, >> you're on Snap. >> Uh, no. I just got Wick and we applying.

to SNAP. He did the wrong application. >> How much comes in with Wick? What does. that go to? >> Uh Wick is strictly for the groceries. Uh. >> you get what is it at Divies? Uh. >> uh they give you like basic. They'll. give you bread, milk, >> cereal. >> They'll give you. >> No. Okay. I give you shopping. >> Yeah. But how much can you get a month? What can I contribute to the grocery. budget with it? >> It's it's separated. So, there's like a. fruits and veggies uh budget that they.

give you. I think it's like $47 a month. >> $47 a month. And if you don't spend it. all, then it just goes out the window. >> And then we get x amount of pot. I don't. know the exact that we get. Um. >> I want to be able to contribute to the. grocery buzzes so we can put less cash. towards it. Well, the computer was bought with the. Zabal loan. >> It was. >> Wait, what? It. So, it was. >> was a gaming computer. >> I built it. Yes. >> That hers little her $3,000.

>> Oh, now that you've calmed down, it's. ours. >> Well, I mean, she wanted to It's become. ours. >> You streaming? >> No. She plays this game called Planet. Zoo. >> You never. >> I can't play it anymore cuz you know. >> what? What do you mean you can't play. anymore? >> I I'm nevering home. And if I am home, I. have like I I'm focused on other things. Like. >> maybe you shouldn't have a tattoo. apprentichip. You can have more time at. [ __ ] home. >> Oh. Oh, okay. So, I shouldn't strive for. my career.

>> You don't make any money in it. >> You don't make money for a while, but. once you get the clientele, like you can. make some money. Like, >> now here's the most important question. is, are you going to get that clientele? I'm just saying like you can do all this. drawing, but I mean you're not even. doing anything on skin. You're not doing.

anything on fake skin. >> Yeah, cuz I don't want to anyone up on. real skin cuz that's kind of, you know, a little bit permanent. >> Oh, how often uh do we communicate like. this? >> Oh, no. We usually fit each other at. this point and it goes down. Yeah. No, this usually goes down the. >> Yes. I'm asking how often. >> Oh. Um, >> this is. >> We have a lovely conversation at least. once a week. >> Once a week. I'm surprised it's that. little. >> No, it's more like twice a week.

>> Oh, okay. Maybe. >> Yeah, the women are better remembering. typically. >> He usually starts the bit cuz. >> she she'll remember that, but she won't. remember anything else. >> Well, no, no, women. Yes, women. You. Yes, you guys do better remembering. arguments. He forgets them and I'm just like. >> we move on. I actually I remember the. important parts of the arguments, the. fundamental parts of it, but okay. >> He's always right. >> No, there are many times I've said that. you are right.

I can't even count on one hand. Okay. How many times you have said that? >> Did I You are bullshitting for the. camera. You were bull. >> Did I not blame the government for. asking a stupid question? >> Yeah. After we had a whole bit and you. called me a. >> because you asked me a yes or no. question and you told me that you didn't. know how to answer it. Yes. No. No. Yes.

I will agree that I I do get, you know, heated at times and I do get loud. But. if you I don't know, look past that. >> Levi's always right. Levi's always. right. That's all you need to know. >> And Pixie is always wrong. Uh. >> I will say from a debate tactic, you do. shut down and stop. >> Yeah, I do. >> And he knows that. He knows that. >> if if we're strategically trying to win,

which I don't think that's not. necessarily how we should be having. these conversations, I'll just say. And. then Mr. Levi, you do get a bit. personal. >> Yes, I do. >> Which. isn't necessarily best for these type of. conversations. I will also say. fair. Yeah, I agree with you. I agree. with you. I could work on my tone of. voice and how I come out. >> Colton just text said in here and this.

is why his conversation with you guys. was 4 hours long before he came here. Well, >> sorry. >> Oh, he enjoyed it, though. >> I'm sure he did. I'm sure he did. >> Oh, slowly turns page. >> It's just like, >> sorry, microphone. >> And you're telling me the conversations. outside of here are even less effective. than that cuz it just gets petty as.

>> Oh, yes. Yes, it does. >> What is the pettiness it turns into? Um, well, he calls he usually like ends up. calling me a dumb because my mother has. a mental disability and so he starts. saying because she's. >> that I'm. that is not true. That is not true. >> That has happened before. >> Just just because your mom is. >> I'm exposing his narcissism. Okay. >> So, that's how it ends up. You call each. other names. >> He calls me names and I just shut down. >> Oh, she shuts down before I start with.

the names, actually. So she sets down. that triggers you and then you bring out. the names. >> Yes. >> Why don't you Well, no. I don't want you. to get more pissed. >> No. No. See, that's the thing. That's. the thing is I would love for her to. like get some fiery back. I would love. for it. >> Why? >> It would show me that she's alive. >> Violent person. >> No, I'm not telling you to be violent. That's not what I'm saying. >> No. If I get angry, I get violent. I would just love I would love for you. to just use your words and not shut down.

to the point to where I do yell. >> Y'all are y'all are going to see this on. the news. Didn't hear from me. >> You'll hear it from me. Sorry. >> He's going to be dead in a ditch. >> Do you not like mom? >> Oh, no. I do not. I do not like her. immediate family really at all. The rest. of her family though, I I do like them. But her mom and dad, I truly believe. that they have failed her.

>> Oh yeah, they didn't teach me about any. kind of financial. >> What does she have? >> Uh she is a missing part of her brain. >> It was taken out. >> No, she was born that way. >> She Yeah, she was born with. >> How how is she? >> Scale of 1 to 10. Hey, she's. at some point she was smart and able. enough to like want to become a nurse. and then she had gotten pregnant and.

then she married my dad and I guess she. just gave up on that. She's been a. stay-at-home mom like my entire life. That's all I've ever known. >> Did she legally consent to that? >> To what? >> The sex. >> Yeah. Yeah. She's not that. >> I don't know. I'm going off of. >> See, see, I I question that, too. >> She just has really bad memory issues. cuz her brain's overcompensating for. what's missing. >> It's just memory. That's it.

>> Oh, it's thought process, too. >> Oh, yeah. And motor skills. >> Yeah. She She has zero motor skills. >> No, she can move, though. Like, she can. walk around. She's literally missing the. part of your brain that controls um like. what's the word? Like all your motor functions, all of. them. All of them. Like if she's about. to face plant, she has to like. physically think about it. >> instead of just like won't do it. >> She won't have the reflex. She doesn't.

have the reflex. She has to like. actually think about what the she's. doing. >> She got no Abdullah oblangata or. whatever that thing is, right? Medulla. oblangatada. Is that what it is? Or is. that alligators have that? >> Right. 8,723.79. One main financial at a 25.5% interest. rate. Minimum payment $268.66. What the is this possibly? This is the. second one you don't know about. That's. right. Guess what? We're nearing $20,000.

of debt you didn't even know about. How. much stripping is that? How much. butthole being gazed into is that? Uh. 20,000. So that would be less than a. year. Actually, >> show your butthole to people. >> No, she doesn't. She might have flashed it. I'm not I. mean, if she wants to give a little wink. to them. >> Have you been? Let's have her answer. >> No, I did not take off my underwear. >> Very well done. Okay, good. >> That makes me happy. That makes me. happy, too. $20,000 of debt you did not know about.

All at like that 25% interest rate. minimum payments now equaling a fourth. of the household income. >> Why did we get a house? >> Uh cuz we had two dogs. >> We could have lived with your mom. >> Two dogs, two birds. >> My My mom was mad at you because you. kept doing laundry in your goddamn. underwear. All right. We were stuck in a. house with three other people. What's. wrong with a woman in underwear?

>> Uh my mom don't want to see that. and. her husband don't want to see that. It's. >> just underwear. >> I would literally. >> It's the same thing you'd see at the. beach, right? >> I mean, panties bent over. I mean, >> no, I would wear shorts. I remember like. I would never step out of your room. without shorts on. >> Okay. Well, I mean, if it wasn't really. that, then okay. Well, we couldn't we. couldn't live with mom cuz hole was. slightly showing, which apparently we. don't show, but kind of around house. maybe. I don't know. It's a mother. Interesting. No,

>> we had to buy a house. And you bring up. these dogs and birds and what? >> We were uh we were living with my. parents in a small room. I already had a. dog. We ended up getting a bird for some. reason. >> Why? >> Ask her. >> Okay. Why? >> He He didn't tell me no. >> She kept asking. Okay. I really wanted. this kind of bird for like a really long. time, but like I was fully okay with. like bringing it to my house and then.

like going to take care of them. Like. >> you never you never went to your house. to take care of your first bird. You. stayed at my house. >> Your father and mother would take care. of your. >> Ladies and gentlemen, if you want a. solid 6 and 1 half out of 10 to. impregnate them, just go to the south. and get them a bird. >> Yes. >> They're and then you can do anything. >> Yes. So, she asked, "Don't Why did we. get a house?" And uh you still your. answer was we got a bird. >> No, >> we lived in a small room. >> We were cramped. Uh.

>> and that happens, but I don't understand. why that equals let's get a mortgage. instead of rent. >> Uh Pitbull, Mississippi can't rent. >> Don't have a pitbull. >> You. >> what? >> Okay. >> Damn. >> That's my baby. >> Well, that didn't work out very well. >> I mean, I had that dog before her. have. way too many dogs at this point. Um, >> how many dogs do you have? >> We have four. >> And for every pitull, the. >> three. I thought we were full. And then.

we got another one. >> That's her fault. >> What's the percentage the child makes it. to one with every pit bull we add? >> Oh, 100%. Haku would defend. Uh, yeah. Haku is very, very protective. He's a. good boy. >> Great. One out of four. >> Ah, two out of four. And. >> this is my thoughts. And the other 50%. look always right. >> Haku's the alpha. Haku's the alpha and. he has. >> dog. He's a little. >> How many times female when I first met. him? >> How many times did you leave the bunny.

out and Haku? >> There's a bunny. >> There was a bunny. There was I got rid. of him. >> and then the pit bull ate it. >> No, we sold it. >> cuz the pit bull was going to eat it. >> No, the pit bull would protect that. thing with its life. >> Mostly cuz I got pregnant and like all. the animals. >> Let me Let me Let me hold up. Let me let. me let me say something real quick. >> How many animals are there. >> right now? >> Seven. >> What are they? >> Three birds and four dogs. >> Good guys. What are you doing? You're. bringing a child into this.

>> Look, a pitbull will not eat a dog. unless you treat it poorly. >> Dog. >> Oh, I said that wrong. A pitbull will. not eat a baby. unless you treat it wrong. >> You know what's interesting? No one else. has to say that about any other dog. breed. A poodle will eat your baby. >> A p Yeah, a poodle will. A chihuahua. will out of jealousy. >> A stafer chai or pitbull will not. >> Interesting that they're the only ones. that have statistical probabilities of. >> they are nanny dogs. They are actually.

really low on that list. Thank you very. much. I would love for you to research. that actually. >> Okay. >> You may know credit cards and whatnot, but pit bulls are not dangerous. I think. you're being. >> I think he's beingful towards pit bulls. and generalizing them. >> I think they're what they're ranked 23. 24. >> I think we are [ __ ] for owning any. of them and having no time for any of. them. >> Especially the baby. The baby dog.

>> You wanted the baby dog. >> cuz I was like, "Holy, that's [ __ ]. cute." But like, >> and then now you hate me. You told you. told me it was going to be chill. You. were going to take care of the dog. You. were going to train the dog. Now there. you have no time to train the dog. This. dog misbehaves and he's just aing. [ __ ] I. >> The other three are good. >> Like I honestly like kind of want to get. rid of him. Like low key I do. >> Give me time. I mean we can sell him for. a decent amount. He is a pure split. >> I have given you all of my [ __ ] half.

I am a very patient person. My mom is. disabled. I have been taught patience. Hey, we we got rid of your bunny. I will. I will make a deal with you and I will. get rid of one of the dogs. If you want to get rid of Chunks, since. you got rid of your bunny, I will get. rid of Chunks. See, now she's sad cuz she doesn't want. to get rid of him. >> Oh, also Pipples only make up 60 to 70%. of all fatal child related accidents in. the United States. >> He's also the only one that hasing bit.

you. Do you want to show people your. thumb? >> That's chunks. Yeah, he bit you. >> Not Haku. >> Yes, I guess it's the good 30%. >> Also, also you got to put that in. context. >> One of the good ones. >> You got to put that in context. Two of. the dogs were fighting. Okay. And I was. stupid. >> That's the context for 70% of all fatal. child attacks. Okay. >> You asked me to look it up, so I did. >> That's right. Well, I I was more. specifically wanting you to look up.

>> 70%. >> Okay. of all child fatal dog related. incidents in the United States. Okay. Yeah, they Okay. >> Small children. Yes. >> You're right. When they're easier to. just. >> Yeah. Literally like an aing infant that. we're going to have at our house. >> I love dogs. I actually don't care about. pit bulls. I pet every pit bull I love. dogs. I lived with one for a bit. It was. actually the worst dog I've ever lived. with. I'm going to say that. But that's. okay. I don't think it was the pitull's.

fault. I think it was the owner's fault. >> See? See? pissed in in front of my door every day. I woke up. >> You can probably. >> either way 70%. >> you can research that 70% and I bet and. I bet out of that 70% 80% of those. people are horrible dog owners. >> You guys are insane. And the fact that. again according to you this is. considered one of the more productive. conversations y'all have. >> I think that's because there's a third. person there. That's why it's. productive. >> I'm barely involved. Navy Federal Credit.

Union. Okay, she knows about this one. Did you know it's over maxed out? You. look like you just woke up from my What. happened? >> Did I? What? >> I don't know. As you pulled up back to. the m to the mic. >> No, I have never done. >> All right, listen here. Financial audit. I've curated the exact resources and. tools I personally use or would use if I. was in certain situations. So, take. advantage of these offers in the. resources section in the description. below. The first one, I've moved my. investments to Weeble. Do the same and.

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not regret any of these. Change your. life today. Navy Federal. Did you know. your maxed out? >> He didn't tell me he was. >> Um, how much is it? >> $2,1563. It's a $2,000 credit limit. >> Sorry. Sorry. Sorry. Yeah. What do you think about that? It'll get paid. >> He keeps on telling me I don't know. about money, but I'm starting to think. he doesn't. >> Well, I agree. that probably neither of you know that.

>> At one point it was good. >> Does that matter. if it weren't if you didn't murder. anyone, but then you did is your. defense. Well, I didn't murder people up. until now. >> Like, it doesn't matter. This is what's. happening. >> I also wouldn't judge you if you were a. piece of 10 years ago. I'd judge you for. what you're doing now. That's good. That's good. Yeah. >> Yeah. Now is all that literally matters. and the future. Past not as much. >> That's I like that.

>> Okay, great. So, stop bringing up that. argument. $6621 of purchases. Are Are we. summoning something to the child? What. was that? >> Her palms are sweaty. >> Knees weak, arms are heavy. >> Hold it out. Okay. $66.21 a purchase is why on a credit. card we can't pay off that is not. acrewing interest or that is acrewing. interest that we can't pay off that is. over the limit even.

>> I don't know that's probably my longest. running credit card right there. >> Oh good. Wonderful. How long does this. take to pay off if we do not purchase. >> which you're incapable of and we only. make minimum payments which is all you. do? >> Uh probably four years. >> Four years is your kid will be four. >> Yeah, he would be. >> How long do you think? Okay. Okay. Your. kid will be 13 actually. >> Oh, >> that's if you don't purchase, but you. always do. >> Oh, that would just be that would just. be minimum payments though. >> 13 will be and yes, minimum payments. without purchases. Yes, you put a little.

extra towards minimum. Doesn't make it. doesn't make any difference though cuz. you purchased well beyond what would. have been considered net minimum anyway. >> 13 middle school, right? I think. >> Uh. >> yeah. Yeah. >> Kids in middle school. >> and this is finally getting paid off. Almost high school. No, that's not fair. >> In what way? Is that not fair? >> That's not fair to them. >> To who? To the kid. I agree. So why the. are we purchasing on it? What did we do? Spotify. Peacock. Peacock. Why Peacock?

Amazon Prime. Something on Prime. You. went into a gas station. Got what you. getting? >> Uh Kickstarts for the morning. >> Kickstart. What's that? Energy drink. Yeah. >> And that's why this is literally why I. approached these guys to be our things. Have you heard of Gamer Stops? Well, you. should, dude. You buy theing tub. You. buy the tub. It's 40 bucks, but you get. a hundred servings. That is a hundred of. your kickstarts every morning. That is. 25 cents per energy drink instead of you. going and spending $8.30. >> Is it as good?

>> Yes, dude. It's incredible. We Yeah, do. it. Seriously, we've tasted them all. This is great. I don't know if I've had. this one. Good. Is my favorite. It's. cherry. >> Yeah. You like that dino fart, don't. you? >> That does actually taste pretty good, >> dude. Fire. I'm not going to lie, it's. literally they're like the only people I. reached out wanting a sponsorship cuz. it's so good. >> That's pretty good. >> We got that link below. You know what to. do. But either way, 25 cents. 25. for your wake up thing. Instead of this. $8. This is like the most budget. I.

always tell people to buy in bulk. This. is it. It's 25 cents instead of $8. >> Like that's budget to its core. 25% off. with my link. But either way, >> I I have bought energy drinks in the. past in bulk to save money. Um I used. >> Even better, dude. Get the powder, put. it in the shaker. It's just as good. >> I I I do have a whole bunch of Gatorade. Zero uh powders that I do also. >> Yeah. I mean, that works. >> Yeah. >> I mean, come on. Look at this. We're. going in and getting $9. We're pushing.

it over the credit limit. It's just. unacceptable. McDonald's and then. Hungary's $178 of interest and an 18%. credit card. Who has the Amazon on their. phone? Pull it up. Start a screen. recording. We'll black out private. information. >> I don't really make purchases. >> I better not see an 8 inch dildo on. there because I saw that yesterday. >> on someone else's Amazon. >> And seeing how it's only yours, I would. be concerned. What are you, homophobic? >> I wouldn't buy a dildo off of Amazon. I'd be classy and go to Bad Dragon and. get one of those.

>> Local establishment. Shout out. >> Uh, what are we going to Amazon? >> Yeah, I know. But what are we. >> Amazon? Just start a screen record and. I'll navigate. I'll drive. I'll drive. >> You don't drive. Okay. >> Just I can't be offended with a man. whose mustache is going over his lips. and his hairline is halfway to the back. of his head. It's impossible physically. impossible for me to be offended. >> There are plenty, and I mean plenty of. great men in the world that have this. hairline that were also born with it. Okay. >> Yeah, but they're not also going all the. way down. They don't look 40 at 24.

>> I like my hair. I can put it up in a. nice ponytail. It's curly. It's. beautiful. It's soft. I mean, girls love. it. It's fine. You look like you were. born in the sewer. You collect pizza in. the sewer. >> Why do we have a Nissan truck. transmission $325 thing in here? And. then a universal 4mm. This isn't in the. cart ready to purchase. $400 worth of. [ __ ]. >> Oh, that's that's just been staying in. there. Well, >> I need to because what the is going on? >> I meant to put that in the save for. later. Um, so.

>> you know, I hear at low calories for a. much better cost. This does grow back. hair allegedly. Not confirmed. I really. don't need those air hoses. >> Okay, so this is this is also my thing. He always like is ready to make another. purchase, but whenever I. >> like a trip to Turkey, >> what? >> No, like bringing my to like the shop. and fixing it or fixing her thing or. >> Yeah. And like he always gets what he. wants, but if the instant that I want. something, it's like, oh,

>> is this true? >> I would say it's 50/50. >> I would say it's 100% true. as the. person who never really spends money on. themselves. >> Um, you got tattoo stuff, you got some. clothes, you got a computer, you got. most of my closet I I've had it since. high school. >> Yeah. Yeah. Have we not gone shopping. though? >> Yeah. To Walmart. That one item for me. >> Okay. And you didn't want to go to any.

other store? You don't know where to shop. Okay? So, I've told you many times, take your. money that you make and go to the. goddamn store with either my mom, your. mom, if she can navigate that well, and. buy it. >> You already know whenever I go out with. my mom, I'm going to drive. >> I I know that you're going to drive cuz. your mom can'ting drive. I'm surprised.

that she makes it to this goddamn house. That's hilarious, actually. Also, that's not the same hairline. >> That's going to be your hairline. whenever you get up there in age. >> Yeah. 25. >> So, one can have hairline and still have. that hair. >> Sometimes women like to be spoiled. My. girlfriend likes getting gifts and. whatnot. It's fine. That's not her love. language, but she still likes it. I feel.

like you probably don't get that. >> She gets sushi. >> What's What's your love language? >> Do you know what that is? >> She responds to dick. Well, >> yo, see, that's what a guy thinks a woman. only wants. >> I don't know. I haven't treated myself. in a very long time. >> Well, what do you like to be treated? There's quality time. There's touch. There's gift giving, acts of service, and words of affirmation. >> I don't know. I just want this dude to. give me. I don't know. Huh? Oh, you want.

him to give a about you? >> Yeah, I don't know. >> Um, but in which ways, which qualities. do you find to be the most important to. you? Cuz I feel like you're just not. getting them. >> I don't know what to expect. >> No. What do you want? What in your dream. world would you get? >> I would like to get my nails done. Like, I know that's expensive, but like. >> Okay. So, him gifting you going and. doing nice things. >> Yeah. >> Okay. Well, how does it feel that you're not. receiving any of this? >> I just keep on thinking like it would.

come around the corner. But. >> do you ever bring it up and talk? >> I do. And then he. >> was always right. >> I don't I don't remember the last time. that you asked to get your nails done. >> Yeah, cuz I stopped asking. >> That had been a while ago. Then. >> do you want me to go get some nail. polish? I'll paint them for you. >> Money and I still never got my nails. done. You got your nails done many times. while you were a stripper. What the?

>> Once, dude. >> Yeah. And then you complained that the. nail tech your nail and you said I'm. not. >> Yeah, >> I know. Knew the go to now. But like I. can't go to him. >> How do you I mean do you do you always. have to put her in her place to be shut. down? You have to own the lib. Like what. are you. >> I would I would love for her to. answer back. But that's just going in an. unproductive circle forever. >> because she just says the same thing. that doesn't counteract my thing.

>> I'm literally trying to communicate and. then. >> she's saying she does not feel like she. ever gets treated. >> cuz she wants to be treated. >> Yeah, I hear that. >> And but your response is no. You did all. the time or you haven't brought that up. in a while. >> Yeah, as as far as the nail painting. Yeah, she hasn't brought that up. whatsoever. But does she bring up sushi? Does she bring up wanting to go places? Yes. >> Yeah, cuz I usually get those things if. I ask. >> Okay. So, >> if I ask for other that's like too much.

>> What else have you asked for besides. nails. >> clothes? Just to go out and do something. else, I don't [ __ ] know. >> And we have tried to go out and buy you. clothes. But every single thing that I. pick out, you're either like, "No, not. that." Or you're like, "I wish it would. be like this. I wish it would be like. this. You can't keep wishing. >> without. like. >> I like what I like. I'm not going to. force myself to.

>> like I'm not going to buy like I'm not. going to force you to spend money on. that I know I'm not going to like or no. one know I'm not going to wear. >> Okay. Then find what you want to wear. and we will buy it. We could have been. on here. We could have been on this. exact show and instead of him saying. $1,000 going out to eat, he could have. been like, "You spent $1,000 on clothes, on. whatever the [ __ ] I don't know you want. What do you do you want? What do you.

want? I don't know what I Okay. >> Okay. At this point I. >> then. what the are we even doing here that. like if. >> I don't know what what the are we doing. here dude like. in reality I never thought I would even. be on this I wish I actually wish I. would have been on this show with. actually good debt or well no no debt's. good correction with minimal debt. >> too bad dude like you done yourself you.

weren'ting honest with me the entireing. time. I've been paying your. >> like I know like some of that stripper. money definitely went to you. >> Yeah. >> Like you're selfish as. >> uh I mean you could say that. Yeah. Did. I. >> I'm done. >> Did I get you out of your parents house? Did I get you your own house? >> Did I Let's give Okay, let's give her a. moment. Why take it so far? Take it so.

personally. She started going personal. too there dude. >> Life's personal. >> Not with your significant other at. >> be real though. >> No, that's not a product. Listen, I. that's not the best way to have a. productive conversation in a. relationship where things get so hyper. emotional. >> Okay. >> Um I guess Lindsay will talk to her and. maybe we can get her back on. >> She'll be okay. >> Okay. Yeah. And well, how often do you.

put her in this kind of position, dude? >> Uh, >> come on. How often does that How often. does that happen? >> More than I really wanted to. >> We've barely even gotten into this. money, dude. >> More More than I wanted to. >> More than you wanted to. Yet you That's. how you have the conversation. >> I would wish for her to actually give me. points back. Like, I would love for her. to actually. >> You're pushing her to just fight. You. just want her to fight because you want. the fight. You're not trying to resolve.

it. Come on. If you want her to give you. the actual points, you're just saying. you want her to fight. You want to have. the fight. >> because otherwise she will literally. just shut down from the very beginning. >> Do you understand why. you will have an opportunity that you. haven't had before and that is to watch. back this conversation and see how you. act in these situations? It's not. healthy. Okay. Okay. I'm going to I'm going to. check on her. Let's I'm going to try to. corral her back.

Sit. Think. >> This is financial audit. >> eventually. >> You okay? >> She's back. Grab some hydration. >> Okay. Feeling good. Feeling okay? >> Yep. >> I got heated. It got heated. Good. Okay. What's going through our head. right now, guys? >> This is my usual response. Just I just.

>> just try and just like forget that's. happening. >> So, so that would be that what you said. would probably be the answer. Just. giving up. Yeah. She I mean, >> what are you thinking about? Well, you. went and got your Gatorade, talked to. Lindsay, had your pregnancy pee, which. we collected for later. What? Oh, >> what are you thinking about? What. >> What you going to do? Sell it? >> It's what fuels me. >> Ew. >> Okay. What's up with the synchrony care card? >> Uh the is that care or car?

>> Sync car. >> Car. Okay. Uh the synchrony car card was. essentially just going to be one of. those cards that we were going to use in. case we needed to do any major. >> Why don't I have a fun emergency fund. instead of having a car preemptively. just in case? >> Like you didn't even get a foreign. expense. He said that we were getting. that for uh in case like the Camry had. problems or like any of the other cars. >> I've never heard of someone get a card. for a just in case. Very specific.

category. >> So So. >> this is why we have emergency funds for. just in case. >> Yes. Yes. So, I was thinking that if it. was more than what the card would be and. or if it was more than what we had at. that point in time, we would use what we. had to use on the card and or for like G. cuz you can use it for gas too. Um, and. it traditionally is a 0% unless of. course you go over the 3 months to 6.

months and then they. but it I mean it was it was fores. >> What are these fees? >> [ __ ] fees. >> What fees? >> Late fees. >> Yeah, late fees. You know he's laid on. his debt. He's laid on your bills. He's. laid on your bills. Just a credit card. bill. Minimum monthly payment of $76. 76. late on 76. >> He didn't he didn't tell me that he was. late on any cards. I was under the. impression that they were being paid.

>> What do you think? >> Minimumly. >> So that so that is uh the late payments. are 100% on me. I was debating on. whether or not to do. um one of those bull um what are they uh. what's that you that main one uh that. national debt relief or whatever the it. is. >> Okay. >> I was thinking of doing that bull. >> again the third time like that's worked. so successfully. >> I I know. >> So you're just going to let her die.

>> That's why I end up. >> but you wouldn't communicate that to. your fiance that you're. >> communicate that actually. She's saying. she doesn't. >> I We didn't do it. I I told her that I. was like I didn't tell Okay. I didn't. tell her the debt that I was in, but I. did tell her, "Hey, I have a little bit. of debt. I'm thinking of doing this to. get rid of it.". >> You remember this? >> He did tell me about it, but again, I. didn't know how much debt he was. actually in, so I didn't really get like.

the full picture, if that makes sense. She got the overview, not the details. >> Yeah. He's not ever completely 100%. honest with me because I think he's just. scared that I'm going to get actually. angry with him, which I never really do. get pissy with him. It's usually he gets. angry at me. >> Really? >> Okay. I I get mad at you foring up real. life. Simple. Okay. >> This is real life.

>> Simple. Okay. As in like taking two hours to do. 30 minutes of dishwashing. Likeing. >> what? You're getting angry at her for 30. minutes of dishwashing. >> Okay. >> What the. >> Okay. >> No. No. Not No. She will take hours to. do a 20 minute job. >> Well, what is that getting angry at? >> I have continuously told this man I have.

ADHD. I will I will like I will start a. task and be like a wait I was supposed. to go do this other thing I'll stop the. task go do do whatever the it is finish. whatever the it was before and be like a. I didn't finish this let me come back so. >> and that's just like how I work that's. just like like I'm pinging pong. >> whenever I was still working at the car. wash and I was making enough enough. money for everything quote unquote um I. essentially just wanted her to become.

a housewife. And. >> is that what you wanted? >> And still continue her apprenticeship. because I could allow her to do that. >> Cuz you could allow her to do. Is that. what you wanted? >> What I want slash wanted was to start my. apprenticeship, not really worry. abouting money. Like he told me not. toing worry about it. So, I I was under. the impression I could start mying. career um doing this and then like.

everything would be fine. Like it didn't. matter if I made money like straight off. the bat or not. Like I would be able to. have time to get my together and I don't. know, everything would be fine. That. that was my impression at least. Do. >> you guys even know the special thing. that's happening with this credit card? >> The the care card? What do you mean? So that's a no. And I know you. definitely don't know, right?

The balance, 1516. >> Oh, are you talking about the interest. that cruise on the whole thing? >> Deferred interest. >> Yes. Yes. I I understand the deferred. interest and everything. Yes. >> Yeah. Wonderful. When does it hit? >> Uh it's probably already hit. Actually, >> it hits in 4 days. 4 days. You will have. an immediate $300 that hits. $300. It'll. push it well beyond its limit. I mean, you're going to get here. $300. You're. about to lose. Hey, someone's going to. come to you and take $300.

in 3 days. You're just going to come. take it. >> If I had it because he didn't manage. this. He didn't pay this off in time. Are you going to say something or just. look at me stupid? >> I don't know how to respond to that. >> Fair. >> Like what? >> I mean, how many times months ago I was. telling you to get a job? months ago. >> Why didn't she? >> I was applying to jobs and I was trying. to get a job. They just weren't calling.

back and or I would go to the interview. This is one time at like Subway. I went. to the interview. The told me I had the. job and like everything was good. I was. going to be on the schedule next week. and like I was under the impression that. that was what was going to happen. Um, she ends up justing ghosting me and not. telling me when to come in. And then I. end up texting her and being like, "Hey, like when do you need me to come in? Like I'm ready to work." And then she's. like, "Oh, well actually the person that.

was supposed to be like quitting decided. like not to quit just yet.". I believe that she justing lied to me to. not hurt my face. >> I know that. I mean, it makes sense. Oh, guys, this is at a literal literal 35%. interest rate. That's as bad as it gets. It doesn't get worse than that. >> Yeah, I know. >> that's for credit cards at least. Um, talking about her job experience though, I will also say that she did have a job. at Lowe's uh but she quit.

>> when. >> uh this was back in March I think. >> Why? >> I was still a stripper. Like I was I was. still. >> barely. >> Shut the up. Shut up. >> I mean you don't go for things. So, like. whenever I went in for the job, um like. they weren't training me, but they just. gave me a broom and then justing walked. off and then I was just like. >> I mean, if they give you a broom, you. should know what to do, right? >> I mean, I was sweeping up, but like. where the did this lady go? She's supposed to be like telling me.

what the to do. >> Quit the first day. >> She quit the second day, I think. Actually, >> do you quit if I feel like you're. someone that maybe doesn't How long are. you going to last at dominoes if you're. not getting that instant return that. you're seeing? Well, maybe you will. though because tips, but I feel like if. you're not seeing that instant return. that you get in stripping, >> I don't know. >> This is a crazy debt. What even went on. this? >> That was the truck that I sold. Actually, it went towards the truck that. I sold. >> Then you sold it and didn't pay it off.

I paid off um I actually paid our. mortgage that month with what I. >> Oh, guys, this house situation is. ridiculous. You guys aren't ready for a. kid. You're not ready for a house. One of this kid's first memories. No, actually, it's going to happen before he. forms memories. It's going to be a. foreclosure. Guys are going to get pushed to that. point. >> It doesn't have to end in foreclosure. technically. I mean, we could sell the. house. >> maybe. Not the best market.

>> No. It is worth more than what we bought it. for, though. >> That's not what she wanted. This is not. what your your future wife wanted. >> No, it's not. She loves our house. >> Why are you guys together? >> Why? >> It doesn't seem like the healthiest of. all the relationships I've ever. witnessed. >> I don't know. I love her. I care deeply. about. >> a shrug. Why are you still in this? It's. probably is it because of that? >> No, I I love him. Like, I genuinely do. Okay. >> I just think things will work out for.

some reason. >> Well, that's deeply optimistic based on. nothing. >> Okay. Discover it. This one's maxed out. $998.20. So, this is um card. >> Oh, all of them are maxed out, sweetheart. >> Yeah, sweetheart. >> Let's just get that out of the way. >> I've never had someone call me. sweetheart. >> Yeah. Who the does it's 2025. I've never. heard someone audibly say that.

>> Like, yeah. And then you walk off. >> I got to go to this strip club. >> $988.20. Let Brandon know when you're back on the. poll. He'll take a trip to Louis. >> Tip her. Well, >> okay. He's supportive. Okay. Oh, he. won't. $988.20. $43 minimum monthly payment. $22 to. purchase this. Well, $22.61 of interest.

It takes four years to pay off. Why are. we purchasing on this? Possibly. Who has access to the cards? >> Majority of them are actually in the. safe. >> Well, they're all being spent on so far. Who has access to these? You don't. Okay. So, you have all the cards, but. you were deflecting towards her in the. beginning. Why the are you purchasing? Last card was all [ __ ] purchased on. What about this? probably also. why probably some of it's probably her. Amazon reflect to her.

>> No, it's a few $100, dude. >> Checkers, she she needs to eat on her. way to work, man. >> Huh? >> Checkers, you got to eat on your way to. work. >> Yeah, but I definitely gave you thating. money. >> Is it checkers money? >> Yeah, like I was making money. I was. definitely giving it to you. Like. >> yeah, every money, all the money that. you gave to me went towards other bills.

>> At any point I could have paid for this. >> Not with $45 $500 of. >> Oh boy. Two late payments this year so. far, by the way. Two late fees. Two late fees this year so far on this. card. This is what you're in that you don't. know about. We got a saver card. I guess it means at least this is never.

dry, huh? All right. >> N she before. >> Okay. No one wants to picture a what a. balding dick looks like. $968.54. with $34 minimum payment. This one takes. seven years to pay off. $38 of. purchases. 25. That's the first time. I've ever touched a stripper. I need hand sanitizer. >> Hey, I ain't got AIDS. The. >> I did not accuse of this. I don't think.

you get AIDS from a pole. Lots of. bacteria. >> I feel like you could though, can you? >> If the [ __ ] licks it and rubs her wet. coochie on it, I guess. >> Guys, that's not how AIDS gets spread. Wet coochie maybe a little. >> Yeah. I mean, isn't it bodily fluids. though? So I mean like if a girl is. grinding up if she. >> down with alcohol. I want all you. >> alcohol. >> If she cooch touches the cooch. >> Yeah, maybe a bit.

But blood's the big one. And seaman. $968.54. Zod down here. This one's close to max. out. About 100 bucks away. $25 of. interest. $38.74 of purchases. Meaning. well beyond our minimum payment was woo. Just a crude up. Yeah, great. Well done. You're not. credit card people. You're not. >> Sorry, this this makes me burnt, man. >> Use the fist card debit card that builds. credit. Doesn't let you spend what's not.

in your checking account. And listen, I'll get you a course career. certification as well so you can get. into the actual workforce at some point. People in the audience have used that to. add to their resume and they actually go. get increases in jobs or pay. So, I'll. get I'll get you guys that. Okay. Thank. you. Thank you. big. Yeah. I mean, on this card, it's Amazon. and Netflix. Great. Necessities for. life. I haven't had one necessary. purchase yet. I want to be clear. I've. gone through 1 2 3 four five. Five. accounts so far. Not one necessary. purchase. Oh, we've had a late fee this.

year. >> Yay. >> Another 50 bucks down the drain. >> 25. >> Oh, I figured it would be 41. >> There's another car that charges 41. >> There's noon about it. You have a child. coming. >> Yeah. When's it due? >> February 7th. >> Just going to answer this for me. >> Yeah. >> Do we know gender? >> Male. >> I can't answer these questions. >> Sorry. >> I have the little dude just wiggling. around and me and you over here just.

answering all. >> kicks you too. >> I'm sorry. Go ahead. Answer. >> He'll have to try harder than that. You weigh like I'm not saying I weigh. 125 and I can. >> lay on you. >> and I can pick you up. >> No. >> What do you weigh? 200 250. >> You weigh more than that? >> No. >> Oh, damn. I was about to. >> like 215ish. >> 2 Okay, I can I can bench you. >> I can pull more gravity. >> I highly doubt that. He hasn't worked. out in a very long time.

>> Okay. >> He just recently started working out. He's Yeah, >> I lift kegs on a daily basis. >> My arms are thicker than yours. >> She's 5 foot one. >> I haven't been stripping for a minute. Look at this [ __ ]. >> Okay. Golf Coast Federal Credit Union. Visa Platinum. What's going on with. this? >> I don't know. That's probably like my. least used card, >> which is why it's maxed out. >> Yeah, I know. At one point it wasn't. >> And that's why we purchased 55. >> strip club.

>> No, the the not listen to. >> collector. No, I'm joking. not. listening. >> They calling me. >> I want to go through You know what? Based on your guys' arguments, I haven't. done this in a while. I want to go. through your guys' text messages. >> Oh, no. >> Oh, yeah. >> Oh, Jesus Christ. >> Yeah. >> Comment's going to be calling me some. names. >> Is it that bad? >> Oh, probably. Yeah, 100%. >> Oh, I really have to. There's nothing. spicy in them, right? >> No, we don't text any spicy to each. other. Snap Snapchats.

>> Oh. Oh yeah, she'll send me nudes on. Snapchat all the time. There it is. >> I'll be at work and I'll be like, "God. damn, what the. >> Okay, 9:41 27 on this card again. Maxed. out.". >> Rub your hand again. >> Another one. >> Yeah, I literally told you every single. one of the cards that he's going to pull. out is either right there or right at. it. >> 109 minimum monthly payment. >> Oh, it's past $255 currently. >> Yes. Yes, it is. >> Okay, great. Well done.

>> Thank you, >> dude. What are we even doing? Yeah, it. was a return payment fee because you. didn't have enough money in your. >> butts. That's what we're doing. >> Did you hear what happened? >> Yeah, I did. >> You did not have enough money in your. checking account, so it bounced. Meaning. he got an extra fee for not having. enough when I tried to pull the minimum. monthly payment. >> Yeah, just throw that. >> Yeah, we've already had a late fee this. year. That interest. This is just.

horrible. It's not even that high of an. interest rate for credit cards. I mean, it's 17th, but come on. Care Credit for the Pats. Yes, sir. Okay. Which pitbull hurt which pit bull? You ever change jobs and totally forget. about the 401k you left behind? Yeah. Well, so did literally millions of other. people. In fact, over $2.1 trillion now. sits in forgotten 401ks. That's almost. 25% of all 401k dollars just floating. around like socks in the dryer. Except.

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They'll help you find your old 401k, set. up or connect an IRA you actually. control, and handle the whole rollover. process for you. No faxes, no paper. checks, no stress. So roll over your old. 401k today. Hit the link in the. description or go to highcap.com/caleb. Your future self and your net worth will. thank you. Uh, no. That one actually was. So, the newest one. >> Don't tell me it's for a bird. >> No, it was it's for the dog. >> We brought one of the birds emergency. vet. >> Oh, >> no. That.

>> that was Yaba. >> That that cost 50 bucks. Okay. And Okay. That that's not that's not the big. spender on that. Okay. >> The big spender on that is our newest. dog, Chunks. We had taken him to the vet. to get his first round of uh vaccines. It cost $150. It was completely fine. We. got home. Uh he seemed perfectly fine. Everything was going great. Um then. around 10:00 he started to throw up a. lot of blood and [ __ ] blood. >> Yeah, that sucks. I'm sorry. Yes, that.

is a good way. That's why we would. definitely take a dog to the vet. But. that's why we have pet insurance. But. you guys have insane amount of pets. Yeah, I know. That sucks. And that's You. guys shouldn't have pets. You can't. afford You can't even pay your mortgage. Should you have pets? No. Why' you keep. accumulating them? You can't afford them. It's selfish. You. can't take care of them. >> They're happy, >> dude. >> The dogs are definitely happy. They're. living a miserable life, but um in my. opinion, in my opinion, I think the dogs.

are living kind of a miserable life. Like a little bit. Yeah, I know. I know. I know you're mad. I'm. sorry. I They have a backyard. They're. fed every day. They have plenty of toys. They interact with things. >> Why are they miserable? >> Yeah. Yeah. >> We're always working or doing so like. they're like a good majority of the day. like they're locked up and like whenever. we are home they're they're outside.

They're like playing and stuff and like. in the backyard tearing up our backyard. Um. I don't know. I just think we have too. many of them. I think three was like the. max. >> Then why did you want the fourth? Why? >> You're the one who suggested it. You're. the one who found theing Facebook post. and was like, "Oh my god, he's so. freaking cute." And I was like, "Oh my. god." And you just should not have. showed me a baby dog. >> Did I show you that post?

>> Yes, you did. >> Okay. >> I was like, "Oh my [ __ ] I must hold. him.". >> It's selfish. You must hold him. You. must. That's selfish. You guys can't. take care of these dogs adequately. I. >> mean, emergencies happen. I mean, this. has a limit of a thousand. If another. emergency pops up, how are we paying to. keep one alive? It's not fair to them. You can't afford pet insurance. I guess you guys can't afford to live.

with your current mortgage. Like, this. doesn't make sense. You can if he is. going to die, you can save him by making. it happen as quickly and painless as. possible. >> Yes, but that is unfair to the dog that. you're the one who's like, "Let's get. more and more and more and more and we. can't afford to keep them alive. >> They are being fed. They have a nice. home." Okay. >> Did you not hear my argument? You don't. have to repeat that. We all know that. Do you understand what I am saying? >> Levi is always right. >> Is that the catchphrase around the. house?

>> That's her catchphrase, I guess. Well, do you understand why? >> Yeah. >> Because you didn't you didn't you said. your point and then I brought up. something counter for you to potentially. listen to to challenge your own point of. view and recognize, okay, maybe that's. not right. And then instead of even. acknowledging it, you went back to your. original point. >> Like that's how you do that is Levi is. always right. If okay, if one of the. dogs get into a situation where they. will die.

>> and we can't afford to save them, god. forbid, >> 32%. >> a 9 mm will solve that real quick. >> Like it it's a gnome. >> That Yes, that sounds horrible. That is. horrible. >> Does it sound horrible? >> How it's horrible. >> If the dog can't be saved, then it can't. be saved. They can't be saved because. you chose to adopt him and you can't. afford to take care of them. That's the. only reason they can't be. That's why. it's selfish.

Levi is always right. I'm more on Pixie side here. Me and my. girlfriend are going to adopt a stripper. and take her away. >> You're too big for her. >> I said we're going to adopt her. >> Yeah. Doesn't mean they're taking my. clothes off. Jesus. We would have, but. >> I'm kidding. >> We don't go for sixes. >> Boom. Roasted. >> Discover it. What's going on with this? >> Says the four. >> Boom. Roasted. >> Every zero you add to your net worth.

adds a number though. So that's what's. lucky. That's why I am statistically pu. pushed to an eight out of 10. >> So you can pull a 10. That'll take all. your money. >> Uh, prenoms. Ah, >> yeah. There we go. >> $7459. is on the Discover rate card. What's. going on with this? Uh, which one is that? >> Also, at least you can see mying lips. I. trim. I care about my appearance. I. >> love his mustache. I will defend I will. defend the mustache. I I love I don't.

>> Okay. >> Okay. >> Mississippi. 440. What's going on with this card? And. the first card we didn't have purchases. on. Still takes three years to pay off. >> That's her card, right? >> Yes, it's my card. >> Wow. The first card that didn't have. purchases was her card. >> Yeah, cuz I don't allow her to use them. >> That's insane. >> I'm just here, man. I'm just here. >> I mean, if I let her use them, we'd be. in even a horrible position. No. >> Hold on. Okay, you meet your love. I get.

it. But what the That's the dynamic you. want in your relationship. I'm just. going to say. >> no. >> Then what the Huh? What the f What the. What are you doing? >> I don't know. I don't know, man. Uh, I I. I uh uh what would I say you're doing? Accepting. and coping. and it's insane. I don't know why the. you're dealing with this. Not saying. you're bad in all instances. I don't.

know. But what the is that? Cuz I don't. let her and then you hate that dynamic. and you're just accepting it and having. a baby with it. What? That's what you're. committing to for the rest of your life? Not trying to break you guys up. I don't. want you guys to break up necessarily, but what the is that? That's crazy. >> Break up either. >> Yeah, but exactly. But why would you not. want that? Cuz that is kind of one of. the craziest, most controlling things. I've ever heard in my life. >> I don't know. I I. >> Dude, that's concerning for me to hear. Just straight up, that's concerning. >> Okay. So, >> and you just accepted because you've. compromised mad. >> You've accepted and you settled on it.

>> Are you afraid you won't find anyone. >> here? I. >> You're afraid that you're pregnant. I uh. I'll let her speak freely and I'm going. to the restroom so that I don't even. know what she's saying and she can fully. >> except you're going to watch it back. Dude, >> I Yeah, I will. I will. I will. No. doubt. Yeah, I'm going to watch this. whole episode to be honest. Oh, >> but I do really got to go pee. I'm. sorry. >> Go pee, dude. >> Have a pee. >> Okay, now I'm nervous. Um I don't know. He got mad at me for spending on that. >> Looks like normal hair when you see it. from the back. He um he got mad at me.

for spending on this card. Um. >> well, he spends on all his cards. >> Yeah, but I didn't know like he was. maxed out on all of his. >> Is this a controlling relationship? >> I mean, I guess you could call it that. >> Well, come on. Is this a controlling. relationship? >> I mean, he he does like. >> Colton He sails the boat. Colton talked. to you guys for a few hours and we're. just this is a we're I'm committing to. the financial audit the movie the.

sequel. Colton hi. >> is this a controlling relationship? Engaged Colton by the way very. experienced in the dating world. >> He goes more for you know the gay side. but he's still you know relationship. >> Is this controlling cuz what the is. happening here? It seems. very much like it is at least with. especially purchases like the fact that. he won't let you use any like cards or. the fact that he what I don't like is. that he's kind of telling you like.

>> what I noticed was like oh you use this. card for like a gun that you know I. wanted to get you and then was telling. you like oh but I got you this but I. want you to use your card for it. And. then it's like coming on here and saying. like, oh, but now you are owing on that. gun and you need to make purchases on. it. I don't like that. And then he. specifically sat here and said for this. one, yeah, I won't let her. Yeah,

this is red flags galore. I'm not saying. he's inherently across the board a bad. person. I'm not. But this dynamic is. weird. And the way he talks to you ising. weird. How. >> have you not seen these conversations. that have happened in this episode? The. dude goes for insults and he will not. give an inch and he seems very. controlling and manipulative. You just nod your head. Did he wash his hands?

I don't think that's possible with how. quick you were and the distance that it. was from. >> I ran. >> Okay. Thoughts? >> You want to smell them? >> Yeah, he washed them. >> Thoughts? >> Um, I think you're right. I think you. are right. >> And you will just accept it and sit with. it forever. >> I feel like every single time I try to. communicate, it just ends up being. showing Levi's, right? >> So, what can you do then? You're just.

going to accept it forever? >> No, I'm just hoping that we can. communicate. That doesn't just magically. happen. That's not how this works. That's not how any relationship has ever. worked in the history of the world. Nothing just magically happens. You holding on to that is a cope. extreme. Huh? You can't just uh that this is your. life. >> I don't know. >> Oh, I don't know what to do I'm doing. I.

don't know what the [ __ ] I'm doing. >> Well, here's the reality. If we can be. completely honest, compared to even 10. years ago, especially 20, 30 years ago, you at 22 are about the mental and life. maturity as people back uh 10, 20, 30. years ago were at at about 16, 17. Okay? People are maturing less today. Like. pretty much every. uh polling and survey that's been done. on this shows that people are just. maturing less. A lot of it had to do. with the co generation. You're kind of a.

part of that. I don't know if you're. mature enough to be in this type of. situation and committing to what you're. committing to right now. >> I mean, I I don't want to blame my. parents at all, but like they kind of. did just keep me underneath theing rock. and told me never to get a credit card. cuz all them are bad. >> You're just accepting this forever. >> Like I'm I'm. >> And your hope is a magic fix. >> I don'ting know. >> I'm just afraid to look back at this. conversation in 10 years when you're 32. I was hoping by the time I was 30 I'd.

have my own tattoo shop, but financially. >> That's not the point here, dude. That is. not the point here. Lowe's, what's. happening with Lowe's? >> Uh, we we got that to expand um our. front walkway. >> Why is that critical out of everything. that's happening in our entire life to. expand a front walkway? $5329. Minimum monthly payment $41. Why the is. that even considered remotely important?

>> Uh we needed a distraction honestly from. what the was going on in life. >> What the was going on? >> I got this approximately a month before. I got fired. >> Still don't know why this was the. important critical purchase. She kept. yelling at me about not having. >> I was just making complaints like I. wasn't like putting my foot down and. saying to happen. >> Yeah. If he can if he hears a complaint. about something long enough, yes, he.

will probably do an action to do it cuz. it's a signal that you want something to. be done. >> I complain about other and I don't get. it. So I don't know why the like a. compromise. >> I mean that's on him. >> Like this could have waited but. we didn't. interest I mean it is interest free. period for a second. um 31.99%. is what it will be they also closed that. account. >> oh that's. >> okay interesting this interest kicks in.

in you know. uh mid next year Amazon we're affirming. Amazon at 36% what what the is this. what the is This. >> uh what the. >> I truthfully don't even remember what. was on that Amazon. I truly. >> wonderful. I'm thrilled. >> I can't even. >> Oh, I don't even What's the minimum on. it? I don't even know, dude. >> $30. >> Oh, great. $30 minimum. It's at $184.73.

>> It just keeps on getting deeper. >> Yes. Yes, it does. And you had no idea. about how much of this? How much of this. did you know about? just straight up. knew about. >> I knew about him consolidating like the. loans and everything. >> Dude, you know you're marrying into. this? You know, this is the father of your. This is the finances that your child. grows up in.

>> I kind of feel dumb. >> Dumb for what? >> I don't know. Not knowing all this. >> Why won't you let her know? Doesn't seem. fair to me. Is it fair to you? Is it fair to you that you are not. informed of this before you accepted an. engagement? >> I mean, I would have accepted it either. way, but Oh, she loves me. >> She does love you. >> I love her, too. >> Great. Wonderful. Is it fair that before. being engaged that she would not know?

Then why the would you not tell her? >> I. $35 for this AutoZone. Another 36%. interest. What's the minimum on that? >> Uh, I don't even know. >> I'll say 30. Uh that was that was that. was all that that AutoZone was actually. all for her. That was for her car. >> Very quick and happy to say when it's. for you, by the way. >> Yeah, I am. >> almost thrilled to do so. >> I mean, it was my first transmission, filter change, and fluid flush. It went.

smoothly. Car runs great. >> Harbor Freight, what's going on? >> Um fees. Fees. There's a late fee. >> Yeah, >> late fee. How many how many lay fees. have we had that we've talked about so. far? >> Five four. late. All your bills. All your bills. >> Write this down. >> So, the reason why a few of those were. late is because I was thinking of doing. the national debt [ __ ]. >> A reason one of them was late is he. literally didn't have the money in the. checking account. It bounced.

>> Yeah. >> Yeah. >> Yeah. That is. >> So, you just don't have enough money to. even pay your bills. by the way. Uh but that Harbor Freight. was to uh purchase a few things for the. mobile detailing. >> Oh. Oh, >> great. Wonderful. Yeah. $4887. Uh and then is $72 minimum payment. What. the are we doing here? >> Didn't Didn't you tell me that you've. made back the money that you spent for.

the details. >> and it went towards the mortgage and the. lights? >> We shouldn't be having a kid if the. conversation we're having is keeping the. lights on. And I'm sorry. We would be using rubber. It's too late. obviously, but you guys should have been. much more cautious. >> God forbid a freak accident happens. >> Is that a freak accident? If you're not. using protection, you dumped it. If [ __ ]. is inside of you and you do not have. >> a pill or whatever other variety you.

would prefer. Yeah. Believe it or not, babies come from that. >> Yeah. Yeah. So freak accident. What are. you talking about? >> Forget what I said. >> Capital One. Platinum card. Now what? What's going on. with this? All right. $2312. is out on this with a minimum monthly.

payment of $25. Oh yeah. Oh yeah. It. keeps going. Trust me. >> How many more papers do you got? >> Uh, this is the normal stack of. paperwork that most people come into the. studio with. That's what's left. >> Yeah, I got like nine 10 credit cards, three loans. >> You She doesn't even know this. This is. wonderful. This is so What a What a. relationship. >> What an incredibly ran relationship we. have. >> I I don't want to know what this drive. back is going to be like. >> Oh, 10 hours of fun.

>> They drove. >> Hey, got to save the money. Oh [ __ ]. Yeah, except we literally like given. enough money to cover the flights and. everything, but that's okay. >> See, but less that would be less. >> I get it. I get it. You. >> I understand. >> This is going to be horrible. What is. the drive back going to be like. >> cuz I want to know how this goes after. this. How does this go post. conversation? I mean, if he wants to have a fit, I. guess we can have a fit. Or.

>> is that what you call them? >> Or I can just be quiet. >> and you can shut the up until we get. home and then we can just. >> can choke each other. >> There's no mutual combat in Texas, though. Let's have a conversation here. No, I'm I'm. do not condone hitting women ever.

>> Sorry, I had to say that cuz I'd be. joking about that too much. >> Women don't have rights. >> How do you think this conversation is. going to go on the way home? 10 hours. >> Um, probably not much conversation. >> A Kermit the Frog all of a sudden. What. the [ __ ] happened? Probably the cat and. probably. it the throat. >> Continue. How does it go? >> Um, >> probably I It's either going to go where. there's no conversation the whole way. >> 10 hours. That's crazy. Okay. >> Or we're going to argue for a little.

bit. I'll tell her to shut the up and. she might, she might not. And then however really goes from there. >> Why would you tell her to shut the up? Uh the dangerous got us. >> deep. It's dangerous to drive and have. arguments and discussions. >> We could pull over and fight each other. >> Only in Texas. >> Pull over anywhere. Any state. I don't give. >> Yeah, but it's legal in the other.

states. >> So, no answer. Okay. That's essentially. what I got from that. >> Oh, I gave I gave you two answers. No, it sounds like the the it's just going. to be completely unproductive in every. way possible. >> Probably. >> cuz we refused to change our. communication style and work on. ourselves. >> Probably. >> Uh this cash app 150 bucks went out. Let's see. >> I gave him some of that money. >> Well, it's all gone. >> Yeah, it went towards what? >> It went to the dogs. They uh it had been.

a good minute since they. >> afford that. >> Oh, we have a motorcycle. Why the Why. the. No. But why the this is unacceptable? How can you possibly allow yourself to. have this when you can't pay our. mortgage? >> I I told I told Levi this was a terrible. idea, but he convinced me on the first. purchase. >> I convinced you on a second purchase, right? >> No, he convinced me on the first and. second purchase. Let's get that correct.

>> Okay. >> Um that this was going to be a great. thing. Um he said that he was going to. teach me how to ride motorcycle, but uh. that never happened. >> We got the 300 um because. um I didn't have a vehicle at that point. in time. >> Great. But you do now sell it. >> What's it worth? >> Um. I don't know. >> Yeah, we didn't get the value, but you.

owe $5,276. minimum payment of $167. We just. >> Is that the 300? >> Yes. It's probably worth $5,000 for. >> sell it. You cannot afford $167. minimum payment. You can't. >> especially when it's bouncing. >> We're already done. >> Fair. >> And you need to get B to bounce in on. dick as soon as possible to pay off all. this debt. Except not really. I mean I. Let's Do you really want to be a. stripper? >> So So I'm curious. How would I even. really go about selling that vehicle if. I don't. >> list it on Facebook Marketplace and.

credit? But but like I don't own it. though. >> Like I don't have like a title to it. So. how would I really go about that? >> Usually you do the exchange at the end. >> There's legal paperwork and whatnot. >> Okay. >> It I mean state to state there's. different rules. So you're just going to. have to look. >> All right. I'll do my suggest you can't. sell it. This is ridiculous. You can. >> I I can I can definitely sell the 300. I'll agree with you there. >> Good. Sell it. You just can't afford. this minimum payment. It doesn't make. sense. >> He does drive the 500 every day. Does he.

have a car as well? >> No, he has that. Oh, >> the 500's even worse. >> It's a Pathfinder. >> He could drive my Camry some days if I. wasn't working. But. >> obviously, if you're working, there is. nothing besides this for him. >> Yes. >> Uh, drive the 300 cuz this one's more. expensive. And sell this one. >> The It would be a whole lot safer for me. to drive the. >> dude. Is that a cope? >> No. No. It quite literally it would be I. have to drive on the interstate.

And it is significantly safer for me to. drive the. >> speed. >> Huh? >> If if I have to get out of a dangerous. situation. No. If I. >> How fast does the 300 go? >> 85. >> Oh, shut the up. >> People drive 100 on that road. >> Right lane, dude. Right. They will not. see you. The amount of accidents that. happen. >> Well, yes. You shouldn't have a. motorcycle anyway. It increases your. risk of death by like 80%. >> Someone called me the other day because. uh someone died. So, >> who? >> My mom called me the other day.

>> Figure out how to use the phone. >> Yeah. >> [ __ ] That's what I be wondering. sometimes. >> Well, actually, she can't even uh text. She has to use like the text to speech. whenever. >> There it is. >> Yeah. She has no hand eye coordination. >> Yes. No, I wouldn't have this. Uh. >> it saves a lot on gas also. >> No. Again, I'd keep the 300 and stuff. your dumbass cope. Sell the 500. The. 500. >> It's $40 more. It's only $40 more. No, it's $8,669. The total loan that you have to pay is.

substantially higher. I don't want to. hear it. >> All right. >> $217 minimum payment. What's the. interest rate on this one? What's the. interest rate on the other one? >> 9.99. >> Both. >> Yes. >> Oh, they're horrible. Get rid of this. one. >> I'll get rid of the 300. >> He's going to get rid of my motorcycle. Technically was supposed to be my. motorcycle. >> You'll learn on the 500. It's easier. anyway. >> Oh, what is this? This looks like. something in the world of real estate, but I don't know. >> Uh, so that's the Mr. Core. So that's um.

it's a FHA loan essentially a down. payment for. >> this is a loan for your down payment. >> Yes. >> Oh, man. You were not in a position to get a. house. >> That's what MHT is for though, >> huh? >> That's what they're for there. >> No, dude. Instead of 2% interest, it's. not horrible, but if you have to borrow. for down payment, you can't get a house. Now, I know for a fact you didn't have a. fully funed emergency fund, meaning you. can't afford a repair if it happens. $74.35. minimum payment, you owe $9,568.

This is moronic in every way. What? >> That's what insurance is for, though, for a repair. >> Shut the dude. Insurance depending on. what? If your washer and dryer breaks. >> Oh, it did. We bought a new washer. There it is. So, we. >> If your If your dishwasher breaks, if. your fridge if your fridge breaks. a new fridge. >> Uh-huh. Exactly. that will break again. at some point. Roof roofs have to be. replaced here and there. >> It's a brand new roof. >> Uh-huh. And that has to be replaced here. and there. >> Has warranty. >> Warranty based on what though?

>> I'm not actually sure. >> exactly. We don't know, buddy. There's. insurance is a beast to deal with. A. beast. We got a 5.59%. mortgage rate. To not anticipate the cost of housing, dude. And you've already had to replace. things. Like, don't be a [ __ ] Also, it's not 1300. It's literally 1,381. It's closer to 1,400 for your income. That's insane. And 19 cents, you owe a. total of $179,447.95.

>> Woo. >> Type in your address. I'm going to have. you type it cuz he looks greasy. >> I'm the one with clean hands. >> So, we owed all on the house $190,000. with both loans. >> It's worth 216. >> We'll see. >> Oh, it's currently down. >> Huh. Huh? What did you say it was worth? >> Oh, it was. >> It was you 194,000. >> And And by the way, Zillow's very. generous. >> It is. >> So, you would actually lose money if you.

sold the house cuz you have to come up. with closing costs. You'd have to come. up with all the fees, all the realtor 6%. for both ends splitting. >> Would you lose like what 60,000? >> I don't know about that much, but you. would you'd be out of pocket. I'm. guessing about 20 25 maybe 30. Yeah. And you said, "Oh, we'll sell it.". That's what he said earlier, right? Remember that? Remember when he said. that? That was interesting. That was. curious. Play that back. >> Technically, I mean, we could sell the. house. >> Yeah. I don't think that's going to.

happen cuz you guys would be in your if. you keep it. Good luck. $10 in that checking, but then also. a,000 in this checking. It's a bit. weird. Going in getting his energy. drinks again. camera subs cents a. serving. What are we doing now? Like. Graham Stefan and his wife coffee. This. is even cheaper. McDonald's hungry llama. Chick-fil-A. Raisin Canes went and got an energy. drink. Hungry Llama. Energy drink.

Amazon. Dunko. Probably. >> Hungry Llama. Energy drink. McDonald's. Energy drink. McDonald's. Seaweed roll. Sushi. >> Sushi. >> Oh wow. Guys. Hey. She had one out of. 10. The the hungry llama is um. >> you wait. You always want to push things. onto her. It's so. >> I'm not pushing that onto her. >> Come on. You just get so excited when. it's it's her and not you. >> I mean, I was just about to explain the. hungry llama though. >> Hungry llama. Energy drink. Checkers.

Energy drink. Hungry llama. Raising. canes. Auntie hands. Dominoes. Supposed. to be getting money from Domino's. Uh-huh. Energy drink. Energy drink. Hungry llama. Energy drink. Huh? >> Some nights I don't feel like cooking. >> Cough. That's not an option. You can't. your life. >> And also, he can cook, too. >> I I cook most nights. >> You work 38 hours a week. I don't want. to hear water. Coffee. Energy drink. Energy drink. Energy drink. Sonic. Ice. box. Energy drink. Energy drink. Michael. stores. Hungry llama. Domino's. Energy.

drink. A firm paying for town something. Energy drink. This is insane. Golf. sport. Well, that's utilities. That's. okay. Dunko spark light. This is [ __ ]. insane. >> Yeah. >> Okay, that's fine. This is insane. $5 in. the savings. Well, really [ __ ] We're. almost headed to retirement. [Applause]. Energy drink. Energy drink. Energy. drink. Energy drink. Energy drink. Sal.

beauty. Sally beauty. McDonald's. >> That's her. >> Oh wow. She got one again. He's so. excited. Shut the up. Salon. McDonald's. I spent on my hair. That's energy drink. for. >> Yeah, I wish you did. And I'll be. honest, >> I thought she didn't get any. I thought. she didn't do anything. >> You got mad at me whenever I did that. >> I got mad at you way after the fact. because you did. You changed it again. >> My hair's [ __ ] grown out. I literally.

just bought color to put back in my. hair. That's literally. >> can't stay natural. You can't just have. a beautiful brown head of hair. It's. growing the out. What the am I supposed. to do with this? Nothing. >> Wow. It's going to be an interesting 10. hours. Saucer Checkers energy drink. McDonald's. Again, I've seen like 50,000. energy drinks in here, but we're. freaking out about her doing one thing. And neither of you should do either of. these things to be clear. But your level. of freak out on her doing one thing when.

you're out going insane. What the are we. doing? >> I don't know. >> I know. You also got $150 immediately. spent on a Red Bull beverage before that. flavor went out of stock as well. You. just blew it. >> Hey, he did ask me about that first. >> Yeah, but you don't know anything about. the money. And I'm glad he asked. You. asked about the hair thing, right? >> No. >> No, I did not. >> I didn't think I should have raw. >> No, but it's good to communicate while. we're budgeting trying to get out of. debt. >> Well, he communicate with me. So, >> I agree. I agree. You're both. But it's. really silly how angry he is about it.

when he does the same amount of. insanity, if not more. >> Energy drink. Energy drink. Energy. drink. Cash app. Cash app. Return item fees twice this year. >> What do you have return item fees on? >> Well, no. That that that actually makes. me curious cuz she doesn't spin on. anything. So why why would she have a. return item fee? >> Guys, what are our thoughts? Give me. your thoughts while I'm adding up the. math. What do we think? We just went. through all the debt. >> Oh, I know. We're fully in the negative. by like a good.

>> Pixie, I want to hear your thoughts cuz. you didn't know what was going on. We. just went through everything. What do. you think? >> I'm disappointed. >> Give me more than that. I'm adding up. numbers. >> Um, I don't know. I wish I knew like the. full picture before we even got here. That would have been really nice. cuz now I have to mentally process this. for like the next week or so. So, that's nice. >> $1,589.17. are our debt minimum payments, not.

including the mortgage, which is. $1,381.19. Well, there we go. Our budget's already. uh over. We We lost. >> I the debt payments and the mortgage, it's gone. We're done. That's it. Uh, I mean, let's assume maybe you bring. in an additional 2,000. Where are we at. currently? And that's hopeful because we. don't know how many hours you're. working. We don't even know what's.

happening at this job. >> No. >> So, we're already at 3,000. Let's see. Let's keep going. Utilities, internet, all that stuff combined. Into the mic. How much? >> Um, the electric bill actually has gone. up. I the the. >> How much? It's at like one uh 1601 170. >> gas. >> um like vehicle gas, >> you know, gas for the house. Is there no. gas? >> Like 30 bucks. >> Okay, there'll be more in the winter and. but that'll supplement, you know, from.

the electricity. Uh internet, >> uh it went up to 80. I am canceling it. I find a different one though. >> Utilities for now 271. Phone bill. >> Uh don't have one. Parents. >> either. >> No. No. My parents pay for my. >> and you get your own. Do Helium 15 bucks. a month for each line if T-Mobile's good. in your area. Uses the same towers. Gas. room vroom drive both combined. >> Um. >> I don't really pay for my gas all that.

often. So. >> I buy her gas. Um. all combined in a month. >> Mhm. >> Let's see. >> Best gas. Come on. >> 120. car insurance combined. >> Um, her mom pays for her car insurance. >> My mom just informed me that. >> How much is it? >> She said it was $69. >> You're going to have to pay for that. soon? >> Uh, she's been she paid for it the last. two months.

>> Okay. How much is yours? >> Um, the motorcycles are they're paid for. the year. 180. >> 180 for a year, not 6 months. >> A year. >> Divide that by 12 plus your 67 you said. >> Okay. Okay. So, car insurance, 82 bucks. >> It was like $200, but I had full. coverage. So, >> Oh, you're not going full. Okay. >> Yeah, I. >> $600 for groceries. Use the budget. friendly cookbook in the meal plan we. give you in the budgeting class. Total. fine. You just got to warm up. Cook a. few times a week and then warm up. >> TP fund. Anything else to survive? We.

should be able to do 150 toilet paper, tampons, all the goodies. You probably. don't need those right now anyway, right? Isn't that how that works? Uh, medical healthcare co-pays. Are there. co-pays? I mean, she's not going You're. not going to the doctor right now? >> I'm going. Yeah, but. >> there's no co-pays. >> I'm underneath my parents' insurance. And. >> And there's no co-pays. >> There's no co-pays. Is there a gym? I'll. paid. Uh, we don't go to the gym. >> Okay. Subscriptions. 30. Okay. Well, I'll bucket in that. bucket. I'll write in gym 30 bucks.

>> Nobody needs a gym membership. No one. >> Go on. >> Your body. flat. Nobody needs a gym membership. >> $30 for gym for her. $30 for. subscriptions if we can. Pet insurance, good [ __ ] Pet food, how much? >> Um, >> we don't know that number. >> 80 bucks a month. >> Yeah, for the dogs. >> It would be for the dogs. >> I'm going to say 100. >> No, the dogs, we have to buy them food. multiple times a month. I would like to.

say because we got four of them. >> Well, even if you bring in an extra. 2,000, we're still under. So, currently. in order to survive, you need $4,348.28. Yeah, you bring in 2,000 and even with. her additional 2,000 if we're lucky. You're um. this one I I listen uh you're one you're. going to sell the bike preferably the. more expensive one. You probably won't. This is guys are um here's the reality. Um, maybe we change your behavior and.

learn how to budget for a couple months. and then you can do bankruptcy. But I'm. going to pay for you to sit down with. one of our finance people, Reed. I'll. pay for the session. He's going to go. through this. He's going to analyze. before and then give you guys a plan cuz. you just need extra help. I think. bankruptcy is the only way to help it. That that that doesn't even help our. mortgage situation. You guys are No, but. again, that doesn't solve your issue cuz. your house is way too much. This is just. crazy. I'm sorry. This is just. Like I don't even know, guys. I'm I'm.

sorry. I don't even know. So, I'm going. to pay for that session at this point. I. mean, I'm burnt out and this is. >> I'm sorry. >> It's fine. It's This is your life. So, I'm sorry. >> Oh, okay. I'm not going to spoil what it is. Oh my goodness. There's something that. Levi doesn't know that she's been doing. that we're going to talk about in the. post show. Sorry, big guy. It'sing. weird, too. juicy. Okay, we'll do that. in the post show. Let me get the hammer. financial score and then we'll go into.

the post show. Click that join button. Hammer financial score spending in a. budget 0 out of 10. Overspent debt. >> I mean like it's impossible to pay. It's. a zero out of 10. There's not even. collections or IRS and it's a zero out. of 10. Like that's insane. Emergency. fund. There's nothing zero out of 10. Retirement, there's nothing. 0 out of. 10. Real estate. It's a break even. house. Um. three bed, two bath, 1300 square feet. I'd rather be 15 for resell, but three. bed, two bath is at least helping. Okay. with the break even not in a perfect. spot. Interest rate well you got double. debt on five out of 10 cuz at least.

you're in the market. So Hammer. financial score for the household one. out of 10 guys join Hammerly. Click that. join button. We got three premium shows. we post every single day Monday through. Friday including an extra 20 minutes of. this episode in the financial auto post. show. I will see you there right now. where we are going to expose Pixie for. something Levi doesn't even know. Get. ready. Um someone from strip club is. still sending her a lot of money through. Cashup. >> I I text him every other day. Oh, every. other day. >> Oh, that's my favorite one. God, I love. you. I know you're getting married and. having a baby, but I will always love.

you, boo. I just wanted you to know. >> You were doing this behind his back. >> One of them. I've actually never seen. this photo. I. >> want you to answer truthfully, have you. ever done anything with him? >> Exclusive members content. Click the. link in the description or pin comment. below and watch thousands of hours of. extra and uncensored content.