Str*pper Exposed On Financial Audit

What a DM did you see that just with. you? Pull it up. Let's see. Oh my goodness. How do you feel about her texting? Cuz. that I'm scrolling up for like hours. >> I hate. >> Okay. Have you tried to put a boundary. on? >> Yes. >> And. >> and then I have too many emotions and. I'm putting her in. >> Okay. She also woke me up out my sleep. >> Okay. But she lied. >> If she is saying do not send images to. this man. I do not like No, she's not. trusting you. This is This is cheating. >> I'm the princess. Princess is sending.

you Men. >> Oh, I don't know how to word it better. than like I call the shots, you know. >> I think you should probably just leave. >> You couldn't pay her to. >> That's horrible. That's disgusting. I. have never heard something that bad on. this show. Dollarise is finally here. Sending waves. through the personal finance world. This. is officially now the best budgeting app. on the market, and I'm giving you a. special deal to download. Take a free. 3-day trial to test it out. And then you. get the monthly plan at a 33% discount. for the first 3 months or the annual. plan at an insane discount. And with the.

annual, you get my budget friendly. cookbook and my brand new 30-day. detailed budget meal plan signed by me. and meal directly to you. Don't miss the. opportunity of a lifetime. Download. dollar and start your free trial. Go to. dollar.com or click the link below. My name is August. I'm 27 years old. I'm. Jade. I'm 25 years old. We're from New. Orleans, Louisiana. And this is. financial audit. >> Feel like I'm doing some kind of. mediation thing here. I looked over, saw. what the thing is. Says, "I'm coming on. because my girlfriend treats me like a.

slave." Well, you're both women, so I. don't know which girl treats the other. girl like a slave. I have a feeling I'm. doing some immediation. Who treats who. like a slave? What slavery is going on? Glad we're both white. At least [gasps]. >> I am the slave. [music]. You're the slave. >> Yes. I. >> The butch one. The butcher one. >> Offensive. I'm not a butch. >> Butcher. >> I'm a mask. But that's fine. >> Yeah. Mask. Top. Bottom.

>> No. I cook clean. Plan the dates. Pay. for the dates. >> I'm a princess. >> She does nothing. >> But you cook clean. You're You're like. the submissive housewife, but but also. the man. >> Yes. >> I literally do everything. >> So, what's the issue? I'm gonna mediate. I want to know the is going on. >> She I'd be fine doing all this stuff if. she just like gave me a little bit more.

of like um affection or like emotional. understanding, some kind of like. clarity. >> You're not giving me that. You seem like. the emotional one. You're like the. >> Exactly. I'm the emotional one. I um I. am by so like being with girls is a bit. harder for sure. >> Well, yeah. It takes more work down. there if that's what you're talking. about. >> Yeah. Like I can barely handle my own. emotions. I'm supposed to handle. >> that way. Yes. No. Yeah. Let me tell.

you. >> Anytime I have an emotion, it's like. it's over. She's immediately angry. >> What do you do? You just crash out on. her the moment she This This makes no. sense cuz that like matches with your. aura and you're like swapping. You're. like the again the Butch one. You're the. >> Okay. I'm still a girl. Like I might I I. wear the boy clothes. >> Yes. Yes. Yes. I'm just saying. stereotype, you know? >> Stereotypically. Okay. So, what happens? you break down and you just like.

>> I mean I just I feel like I get really. frustrated really easily because again. like I can't even handle my own. emotions. Caleb, >> it's immediate yelling. I'll be like I'm. calm. Like why are you yelling? >> I'm screaming. >> Okay. Well, she just said yes. >> Hey, the one that's saying you do says. you do. >> Give me an example. What's the last. fight we had? I assume it was something. related to coming on this show. Someone's probably up here. >> More so has to do with her job. Okay. So, tell me what happened. What was the. conversation?

>> What was the conversation? >> Uh, she has manhoes in her phone. [laughter]. >> She acts like she doesn't have her own. >> Okay. But like I don't. I go through the text messages every now. and again. It's very like flirty. >> Every now and again is crazy. It is. constant. She gives me no reassurance to feel. stable in the relationship like my. position is safe.

>> Strongly disagree. >> Give your point then because I have no I. am kind of. >> remind her like I I want to be with her. when we first talked about like. >> our whole arrangement and stuff like I I. chose to stay for a reason cuz I want to. be with her. I just you know I I like. both. I want to have both. I like Hannah. Montana. That's. >> how do you feel about this? >> Louder than her words.

>> So, what are the actions that are. happening that are. >> There are no action. There are no. actions. >> What actions would you want to see? >> Just like, you know, if I'm driving, which I always am, like just a hand on. the lap or if I'm cooking, she can just. come hug me or like just random kisses. throughout the day. >> Women care about such weird things. I. don't [snorts] understand. I'm just I'm. connecting eyes with Brandon over here. and both of us just don't get it. Like I. I provide these cuz they are also. requested in my relationship. I don't. fully understand it though. >> So So you do stuff because it's.

requested, not just because. >> because No, but also because I love her. I want to do it because I love her. I. want to fulfill a need, not because it's. >> But out of love, not out of a chore. I. want to do because she wants it. Right. >> Right. >> So why aren't you doing because she. wants it? >> I do. >> She just says she's not. You're not. No, she like I'll go to give her a random. kiss like she wants and then she'll. she'll be like but you don't want to. And I'm like I'm doing it. >> Okay, that's weird. Like yeah, why why. hurt her like that? Why immediately go.

well? I mean that's just like she's. doing something because of you but. because she wants to cuz she loves you. Why hurt her in that and try to make. that worse? Which means you won't get. fulfillment on either end. It would just. bring like pressure. I don't I I feel. like it's just been going on for so long. that like now I feel like I need to. extra put on pressure because it's it's. been like two and a half years. But I. mean I hit on every love language. You. know what I'm saying? Like words of. affirmation, acts of like service. Um my.

real showing of love is buying her stuff. cuz that's you know how I was raised. Like. >> is that what she likes? >> I love a gift. I love a trinket. >> She likes acts of service a lot. >> Okay. So you said it stems from her job. and people sliding into the DMs from her. job. >> Acts of sex. >> What was that? >> It's the whip. >> Okay. Is that the with her cuz the slave. thing? Are you with her? Is this like an. ongoing thing? >> It is an ongoing thing. >> Oh, that's not necessarily good. If. that's actually her problem, why are you. like feeding into her insecurity in this.

relationship? That's not that's like a. deeply uncaring. >> I I care. No, it's that action is deeply. uncaring where she has specifically. brought on to the coming out of the show. that she feels like you treat her like a. slave and then you make a joke about it. >> But I have been like lately because she. complains about it. I'll be like. >> about what? >> About doing too much or being a slave. I. have tried to start.

>> well I've tried to start doing stuff for. myself and she's like no I want to do it. for you. So it it's just a catch 22. Like I'm damned if I do, I'm damned if I. don't. >> What's your job? >> I'm an entertainer. A. >> So who's sliding into these DMs? >> Oh, she hands out her number like she's. Oprah. >> So what DM did you see that just you.

pull it up? Let's see. Let's witness it. right now. I will say is a flirt. >> She does like attention. >> You pick. You pick the chat. The chat. that is so egregious. You pick. This is. your chance. Miss August. >> Go with number one. >> Miss Emotional Mask August to choose. >> Oh, this you had it already. >> You could just go through it. >> Okay. Now, this is financial audit. I. need to bring this to finances in some. way so far. And I have not in seven.

minutes. >> They're not paying her. They're not. giving her money. That's what a. different conversation. >> Are they supposed to? >> That would be a different conversation. >> Okay. He did pay me when I met him. >> Do you have sugar daddies? >> No, I want one. >> See how this or am I going to have to be. scrolling forever? >> You're going to be scrolling for a. minute. >> [ __ ] man. What are we doing? >> It's like 3 weeks of [ __ ]. >> Three weeks. This is all three weeks. >> Yes. >> Good. >> Just one. >> But he's long distance. Like it's not. like we hang out. >> Why is he giving you money?

>> When I met him, I met him at work. I. went out of town. >> Oh my goodness. How do you feel about. her texting? Cuz that I'm scrolling up. for like hours right now. >> I hate milk. >> Okay. Have you tried to put a boundary? >> Yes. >> And. >> And then I have too many emotions and. I'm putting her in. >> Okay. She also woke me up out my sleep. >> Okay. But she lied. >> Tell me. Tell me about that. I I I don't. know what's happening. What What. happened? >> Did you send pictures? You know, is. there anything I should be concerned. about? >> There's nothing to be concerned about. >> Uh he sent a boner there kind of. >> Yeah. Pictures.

>> Covered. Covered. So I didn't have to. see his penis. Thank God. >> Yeah. >> Why are you texting him so much? >> Like, it's so much. >> Bro, this isn't even This is not even. two weeks ago. I'm still going hard. >> Also, huge Charlie Kirk fan. >> Who? >> You. I don't know. Notifications from. Charlie Kirk just popped up. >> I'm screaming. Was it Twitter? >> I'm turning on do not disturb. >> Come on. I'm not a fan. I want to make. clear. >> There it is. So, you specifically.

requested that she did not share any of. these. What are you seeing? >> Booty. >> Correct. Okay. >> Vagina. I've just seen your. >> Okay, cool. >> on this show. >> Cool. >> Well, you're a stripper, so I assume you. don't care. And there's more booty. >> Awesome. I forgot about that. >> And how do you feel about this? What? Really? Cuz this is what she said you. lied about. >> Um, I didn't lie about those. I like. >> You woke her up in the middle of the. night. Why? So, I have like really bad. anxiety and like I was not able to sleep. and I was like, "Let me just I'm like a.

pinky, you know." Yeah, I know. >> I know. [sighs]. I know. So, >> Chad, that's full flap being sent to. another man. >> Flap is crazy. >> That's full flap being sent to another. man. >> So, I work at the club with her as a. bartender. So, I do meet these men. And. they do know that we are dating. >> Wait, can you can you pull up a picture. of him just so Caleb can see how. >> Stop. Caleb's going to find it.

>> This man is going to get there. eventually. >> Am I? >> It's a really bad picture. He takes bad. pictures. >> Okay. Well, what's he even paying for? You got no boobs. >> Would you like to donate some? >> Nope. >> All right. >> Uh, I don't think he has a picture of. him. Okay. So, she's sending this, too. >> She's sending this. Okay, great. You're. sending that. You only started talking. to him a couple months ago and you put. the boundary of no sending images. >> It was more like I was just asking. You.

know what I'm saying? Like, are you. >> Are we kidding ourselves right now? [screaming]. >> STOP. CALEB, >> this is crazy. This is crazy. >> That is what I saw her up out of her. >> That's upsetting. That sound is That's a. very moist sound you got going on. So, this guy. >> is making you excited. Bro, just like what are we doing? I turned down the volume. Now, let me go. see what the most recent chats are. Yes, this would make me freak freak the out,

too. If she's putting Now, I assume. boundaries are a little more loose cuz. we're stripping. >> Correct. Yes. >> But if she is saying, "Do not send. images to this man. I do not like No, she's not trusting you." What are you. do? This is This is cheating. This is. cheating. >> And that's what we talked about. I mean, I'm okay, you know, if she wants to get. her flirting from the guys or whatever. I'm allowed to get some Sally on the. side and flirt if I want to. >> What a mess. I mean, if you guys have. >> I'm the princess.

>> Princess is sending you masturbating to. men. >> Oh, I mean, >> I just like. I don't know how to word it better than. like. I call the shots, you know? >> And what about her, the person you're. with? Or I think you should probably. just leave, right? >> I give her the You couldn't pay her to. >> What is it? Is it a desperation? That's. horrible. That's disgusting. I have. never heard something that bad on this. show. >> Oh, dang. >> That's evil. >> No, that is evil. Is that not evil?

>> I'm not a hypocrite, though. I give her. all the same rights that I have. >> The thing is is that I don't really want. it from other people. I just kind of. want it from her. >> She does it though. And so like it does. kind of suck that the things I ask for. other people get without putting in the. work that I do. >> That is true. You're giving this guy. full like cream. >> Thanks. >> And there was no cream. >> Literally. >> And she just wants You're Are we waved?

>> Uh. >> oh. What? Oh no. What? We uh. >> what. >> we were talking about, you know, getting. engaged and. >> okay, just talking. >> getting married in the uh in the summer. >> There was a ring. >> There was a ring that has been returned. >> Damn. >> Was tempted to dance for you for free. She sends them. >> Are like cuz like guys, I didn't do it. though. >> There is a [ __ ] ton of paperwork here. Prostitute yourself, but what are we.

doing? I'd never take financial. advantage of you, baby. Okay. She knows. about the pet names, but I just I don't. say like my baby cuz she's my baby. >> Have you ever [ __ ] him? >> No. >> Answer a question truthfully right now. >> I swear. >> a different question. >> Oh. >> You ever given favors? >> What? >> Like a hand job or something? >> Even a hand job? >> No. No. >> [ __ ]. >> No. >> With that kind of crap there? I do not. believe that for a second. >> Where's these? I. >> I have asked these questions multiple.

times and I really. >> outside of work. >> No, no, >> you never met up with one of them. outside. >> We might have hung out, but it was in. public. It was at IHOP. >> Uh, I did confirm that with the people. she was with. >> We were at IHOP. >> Did confirm. >> Okay. >> Even her friends were pissed off with. her. >> You guys were engaged and then you got. bored and then you kicked it off is what. I'm being told. >> I wouldn't say bored. You called out the. engagement. >> It was more like a bisexual crisis.

>> Well, okay. Hey, can we just do this? Cuz I like the emo one right now. The. one that looks like she smells of. cigarettes but thankfully doesn't. >> I like her. >> Oh, not you. >> I like her. She seems like a normal. Well, she seems like a person. >> She seems like we'd get along. I'm on. her side. >> Okay. >> And. you're stringing her along. >> No. And you absolutely are, which I do. not like. >> I'm sorry this is a bit springer right.

now. I know I I will get into this, I. promise. But hey, man, this is where the. conversation's naturally gone. If she is. doing everything for you, you're not. giving any of the love languages. Now, I. think you push back against it a a. little bit in a way I don't like. For. what it's worth, August, but and then. you call the engagement cuz you're. having a bisexual crisis cuz you pro. >> It's more of a mutual conversation, though. >> Can we just be completely honest? >> Yeah. >> What are you 25? >> Yeah. I've seen where the story goes. >> You're You're lessed up.

>> Leed up. >> You're f Yeah, you're. >> full [ __ ]. >> Strictly undickly. >> Uh yeah, you're going to want to end up. with a guy. >> No. >> So, we have talked about this before. >> Really feel like it. >> I just like them as eye pieces. >> I don't know, man. >> I don't know. I feel like you're going. to want that princess treatment. The the. classic. >> She is my man. My man, my baby, my baby. She doesn't like that. >> So, we um we've talked about it before. in detail. Uh I've asked her when she's.

dated men in the past like, "Do you miss. women being with women?" And she's like, "Yeah, absolutely.". >> She doesn't even care right now, I'm. being told. So, it's like. >> I can't. >> Yeah, she did just kisses. I just I just. can't make out right now. >> To be fair, I want like high school make. outs. It's fine that I don't get it all. the time. >> Spit in her mouth, but. Um, >> I don't get it. I I've never been a make. out person. I just I don't get it. Like. my I don't want someone's mouth. >> I'm definitely someone that like, you.

know, life is short if you're bisexual. and you want both. >> Not necessarily. You can go you can you. can you can do a lot of things that. aren't out that are not vanilla. >> Correct. >> Okay. Okay. [laughter]. >> What do you make the slave? What does. the slave make? >> Uh, anywhere between 3500 to 4,000 a. month. >> That's pretty good. Is that net? Is that. what hits? >> I'll put it 35 to be safe. Jade, no. favors on the side. >> What do you make a month? >> Uh, roughly 7,000.

>> Really? Does that line up? >> Mhm. >> You believe that? >> Yes. I Yeah, we. >> just making sure. >> What? It's mostly just tips thrown on. stage or is it the lapies? >> I also have like a remote job. >> Doing what? >> I'm an abstractor. >> Okay. What? What? What the [ __ ] are you. talking about? >> Kind of lawyer [ __ ] I don't know. >> So what? >> The the firm I work for, they like. represent banks during like. foreclosures.

>> And what do you do? >> I'm like their little [ __ ] I collect. like the files for them. >> Well, or is someone attracted to you? >> No, I don't even I don't even go there. They just found out that I have pink. hair. >> You're trusted with legal files? >> Yeah. >> And how much you paid? What What of your. seven comes from that? Um, it's like 13. something every two weeks. >> Okay. Okay. Okay. Okay. So, >> roughly they. >> So, you're still making a decent amount. stripping. Yeah. >> Mostly lap dances and whatnot. I assume.

>> stage has been better lately though. >> I'm being told you don't you honestly. don't even know what the job is. You. just sometimes close the laptop and walk. away. >> and does. >> um. I'm not saying I'm good at it. Uh, I do. have like family members that also work. there. So, they help me a lot. >> like when I'm confused. >> Mommy. >> Oh, and I assume that is quite often. >> every day. >> A little bit.

>> Okay. So, I'm just confused. Is there. even actually a future here? I'm I'm not. denying that there might be love for. each other, but you want dick. She. doesn't necessarily like that. You're. always in guys DMs. She says no. Yet, you literally lie about that. I do not. believe you don't get favors outside of. the scene. I'm being told your sex. drives don't even match. You're treating. her like a slave and she hates it and. you don't give her any of the love. languages she likes. So, >> what's gotten a lot better at the love. languages? Like I I've gotten a lot more. affectionate. I've started telling her. how cute her outfits are cuz she loves.

that. >> Pause. >> They do like that. >> I have to be like, >> do I look okay? >> [ __ ] The other day I did it. unprovoked. >> one time. >> Oh my gosh. And this a lot more I feel. like is a bit of an a reach. Okay. I I. might get like a. >> We're in the car. What do you want me to. do? Suck your lips? >> Anything. Genuinely, anything. I'll take. anything.

>> I play with her hair when we're in the. car. WHAT MORE CAN I DO? And she has a. new tattoo on her arm, so I try to avoid. her arms. >> That That was Monday. [laughter]. >> That's Monday. Yeah, that's [ __ ]. excuse. Okay, so it sounds like you're. really not doing more. >> pitiful efforts. >> Why are you still in this relationship. with someone who wants penis and. literally will not? >> But I want cooch too. >> Great. But she doesn't want you doing. all this stuff and sending these videos.

to men and she she has said no and yet. you are still doing it. But to be clear, she left the house specifically. knowing. >> Huh? >> About like some pictures. >> Huh? >> Don't act like you don't know. >> Wait. No. No. What are you saying? I. don't know what you're talking about. >> I know that you sent pics, but what are. you talking about leaving the house? Like. >> this day? >> I don't know what the she's talking. about. Anyway, um, no. I love her more. than anything. >> But is it good for you?

>> The. >> Is it good for your life? You're 27. You're aging out. I know. So, that is. also a fear factor. But, um, no, I I I. have a degree in psychology. I've always. been very open-minded. I don't think. that bisexual people should be. put in a box, you know? I am, you know, like life is short. >> Do you want to be monogamous? >> I don't even know that much myself right. now. Like I know that I love her and I. want to be with her, but. >> she doesn't need to be put in a box. But.

it's okay to be monogous and it's also. okay to not be. >> admit to being excited that she can act. on certain temptations that she has had. I have had temptations. >> Do you Everyone does. And when pled. independently, the vast majority of. people, mostly men, but even the vast. majority of people prefer open. >> I mean, that that's not that's not a. crazy concept. You suck with money. So, you download a budgeting app. You start. with the classic one, wab, but everyone. just deletes it because it's way too.

complicated to use. So, you go to every. dollar. That's Dave Ramsey, the personal. finance guy, right? Well, they're going. to force you to use it his way. That's. not very personal finances. Rocket. Money, they got a lot of commercials, but they're owned by Rocket Mortgage. Guess what they want to sell you in the. end. Then there's the new guy on the. block, Monarch. Hundreds of millions of. dollars of private equity raising so. far. But private equity doesn't have the. best track record when it comes to. private data. That's why I like. DollarWise. Built [music] by these.

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grow at a 3.5 APY interest rate. Guys, you can watch Financial Audit and get. free money at the same time. Who would. have thought? That's incredible. Check. it out. Link in the description below. Sign up for Time. GET THAT $350 RIGHT. NOW IN YOUR CHECKING ACCOUNT. But you. have to be both on the same page with. clear guidelines and rules. And you're. not following those rules. You're not. following those boundaries. So, which. equates to then cheating. We do not like. cheating here. Why? I do not I. understand your love, but it might be. bad for you. This person that is abusing.

you, financially abusing you, milking. you, not giving you anything you want, not even listening to your boundaries or. instruction, does not respect, and then. tells you you're wrong to your face. I. do not understand why you are putting up. with it. I really do not. Other than. love, and love, I don't have a good. reason in the end. >> That's fair. Um, my biggest issue with. her is the lying. I'd be fine with the. pictures being sent. I'd be fine with. whatever. >> Wait, you raised her son for her? I. didn't know you did. Didn't you just. raise her son for her? What are you? You're a failure.

>> Um, she did not raise him for me. >> You have a son? How old? >> I do. He's going to be seven in August. He's six. >> Oh, 18. >> Yeah. >> Why? What happened? >> I started college and got knocked up. >> Why? >> It's not complicated these days. She was. living like sex in the city then. >> He did tell me that he was pretty sure. he was sterile because he has type 1. diabetes. [laughter] I was 18. Why would. I know better?

>> Is he in the picture? >> Diabetes man. Are you getting money? >> No. >> Why have you not tried to get it. legally? >> Because then he. >> does he even know? >> Yeah. Oh yeah. He lives in the same. city. Uh, I heard he moved away again. >> Okay. Period. Better. >> Yeah. >> Well, why not go to the court, get. money? >> Well, cuz then he would try to be in my. son's life and him and his wife are like. >> the out and they don't.

>> Why were you ahead? >> That was her type. She likes ugly men. and men that have issues. Just serious. issues. >> At the time, I like felt like I could. like like I could fix him. Girl, your. life is completely I don't know what. you're thinking. He's not even on the. birth certificate. Okay, >> bro. I really don't get it. This is such. a mess and you're just breaking every. boundary known a man. You want to start. a She's not in favor of that, but you.

want her to join in something she's not. even in favor of. It's like everything. here is broken. I do not understand what. you're doing toelves. I don't You're. hurting yourself. You're like. self-inflicted hurting yourself. I. really don't get it. And I bet there's a. connection to the kid. I bet that's. pulling some weight as well. But raising. her kid for her cuz she's a [ __ ]. failure is kind of. >> does not raise him for me. I do homework. with him every day. Well, >> no, >> you do homework with him. >> She does not. >> He begs to do it with my mom a lot. So, whenever time we live in a house where.

it's four generations of us, >> we did get approved for the apartment. yesterday though, so we will be moving. out. Yes. >> Yeah. >> Oh my goodness. I couldn't imagine the. absolute chaos. >> Yeah. >> Yeah. >> I have a lot of paperwork in front of. me. Whose fault? What's going on? >> I definitely have the. >> Okay, so there we go. So, it's life. abuse. It's financial abuse. It's. everything. You're carrying down the. relationship. Why are you there? Why? It doesn't make sense anymore. It.

doesn't make sense anymore. >> The sex is good. >> Is it? I I told I I was told the drive. is completely different. >> She has the libido of Andrew from Big. Mouth. >> I do. or like J. >> Uh. >> I could. go all day every day. >> And you. >> like a rabbit. >> Not you. >> Cuz in the beginning like I was. definitely a lot closer to matching it. >> Mhm. >> But I definitely feel like like the. repressing my sexuality was affecting.

things. And especially cuz when we first. got together. >> depressing being into men like which is. pretty. >> well when we first got together like one. of the first conversations we ever had. she was like yeah I don't care if you. have like a boyfriend on the side and. then like a week later she was like yeah. never mind. >> Yeah cuz I could understand how that. would be leading to jealousy especially. if emotions are being developed on the. other side. >> Keep in mind she was like no I'm very. monogamous like when I said that. Hey,

when was the last time you took a dick? >> Answer truthfully. [laughter]. >> Answer. >> We had a um a. >> Yeah. >> So, you can't be against that then if. you participated. >> I participated because I love her and I. wanted. >> How long ago? >> Last summer. So, you haven't. independently been with someone in a. while. You're just sending images and.

photos. Yes. >> Yeah. No, I didn't hook up with. >> And if you would just go hook hook up. with a guy, then what? >> Well, we would talk about it. >> Yeah. Yeah. Yeah. >> Like I would tell her it. >> it definitely wouldn't be anybody that. she's texting like this. It would have. to be like strictly a hookup and then. like. >> hit it and quit it. >> Yeah. Not this emotional [ __ ]. >> I I definitely agree with that. Okay. So, what's our future looking like? You're a bartender. You're a stripper. And then family is helping you out in. something. What are we.

>> I love this. >> Family helps her more. >> Family does help me. Um but I'm in. school. I like I said, I had my. degreeology. I'm. >> now pursuing uh civil engineering to. give. >> Oh, >> her even more of a princess life. I'm. >> And that's what you want to do. You want. to enable her even more. The one who is. driving this down with all this debt. What's the household debt? What do we. think the household debt is? >> I know mine. I'm like. >> household. We just Guys, we've been. engaged. >> I have no debt. So, it would be all. hers. And I would guess.

>> like 72,000. >> I guess like 45 70. >> with like school. >> $72,845. >> Can you repeat that? >> The $72,845. And this princess treatment is only. leading us deeper in the hole. The. household brought in 8,000 last month, which doesn't align with the numbers he. gave me. It's lower than that, but even. still, out was 10,800. >> Oh,

>> yeah. Debt goes up. >> I'm being told, yes, you want to do. civil engineering to make more money, but Jade wants you to do civil. engineering so she can stop working. >> No, I want to pursue You're not found. like it. Um, I'm teaching myself. tattooing right now. So, I want to be a. tattoo artist, but I also am about to. finish my degree, and I want to go to. grad school so I can be a researcher. >> in.

>> uh psychology. >> Oh, for [ __ ] sake, guys. What [laughter]. are we doing? You're going to research. psychology. >> Yeah. And tattoo, too. >> I'm going to kill myself. What the are. we talking about? >> I always say that she's. uh a jack of all trade and a master of. none. She just floats around to whatever. idea she's on. She's passionate about it. and then it fizzles out and she's on to. the next thing. >> Yeah, I would say so. As in the next. person as well. You guys were supposed. to get married this summer. >> I will say that that was [clears throat]. kind of rushed on both ends more so I.

think out of fear of losing each other. and like just wanting to lock it in. >> What? Getting married would make us lose. each other. >> So we don't So we don't like lock that. [ __ ] in. You know what I mean? No, I I I don't. uh. um How often do we fight, guys? Especially on all this [ __ ]. >> I I assume I mean, you have to be afraid. of the $72,000 of debt that would come. into this marriage. Her spending, everything you're supporting.

>> I'm not the only spender. She. >> She's not going into debt for it, though. >> No, I I mean, I do love Clara, but I. mean, I pay that. >> She did just open her credit card. >> Okay. Is she going into debt? Well, there's. >> she using it properly on there. I have. credit cards. >> Okay. >> Well, is that a balance? Is that balance. being paid off? >> Yes. Yes. >> Like a full balance. >> I've been putting like 150 to 200 every. time. >> She said it's 2,000. >> It is. Uh, >> so you're not paying it off. >> I I'm making payments to. >> Oh, [ __ ] That's not No, no, no, no. You. put 2,000 on, you pay 2,000.

>> Oh, you're going down the same hole as. her. >> Okay. I. >> What are we doing? We did want to go on. a cruise this summer, so I just like put. it on the credit card. >> cuz I'm graduating. >> But I paid off a good. >> from college. >> With what bachelor? >> Psychology. >> Oh my. What is WITH YOU GUYS IN. PSYCHOLOGY? >> I already said it. >> It's like the No, you said you wanted to. go into research in psychology. I didn't. know you were graduating like, right? I. didn't know you were in school. Psychology right now. What? What? What.

are you guys getting? Such a worthless. degree. Well, I want to go to grad. school, so it won't be worthless after. >> Okay. >> And I wasn't aware of how much schooling. and money it takes. So, as soon as I. didn't get into the master's program, I. gave that up. >> What school are you at? >> UNO. It's about to become LSU. We got bought. out. >> Okay. Your school just got bought out. That's just That speaks enough for what. kind of school you. >> It's so bad. >> It's not that bad. Schools don't just. get bought out. >> For my my department, it is very bad. >> I'm just trying to picture you in the.

classroom, >> right? They love me. >> They might enjoy your personality maybe. I don't even know. Or the you know. [clears throat]. >> TAs enjoy you. >> I have no right. Doesn't hate me for sure. Loves me. >> Loves you. >> It's a woman. >> still. >> I I do love her too. >> A woman professor. Definitely a lesbian. >> teacher. >> I don't think she is but I don't really. know.

>> Mhm. What's the last? You see my bald. [ __ ]. >> Okay, that's the cat. [laughter]. >> Okay, funny. That was good. That was. wonderful. >> You like that one? >> Okay. >> What was the last conversation we've had. financially? >> I wanted to start helping uh paying for. our son's school. >> At least you say our. >> $10,000. a year. >> What? >> But my mom pays half of it. >> Why do you go to the education system in. Louisiana? I'm sure there's good public school.

districts and bad public school. districts. Correct. Still at the bottom of the entire. country. It's not good. It's better. >> I went to public school. She went to. private. We ended up in the same class. for the same degree. >> Other charter school options. >> Yes, there are other options. And she. doesn't want to make him upset by moving. him to a new school. >> Okay. >> Bro, he's seven. He doesn't know what. the is going on. >> But I want to give him as many resources. as I can. like there there's better, you. know, teacher student ratios. They offer.

all kinds of different like programs and. stuff. They have like a pool on campus. and [ __ ]. >> No, they just they do little theater. things every week that we have to go to. I'm like, are they even learning. anything in class? >> Yes. >> Okay. So, the conversation is you wanted. to provide to that even though you're. kind of against it. >> I've been against it for so long. >> What you want to provide to it? >> So, make this make sense to me. >> Start helping. >> Why? I feel like you do everything. She. does have a lot of bills. I have no. bills. >> Yeah, cuz she just she cuz she takes on. everything.

>> Um because her parents help her with her. school. They help with her car. insurance. I'm on my own for all that. >> Guys, you're 25 and 27. Why are we still. doing bachelor degree [ __ ] Okay. >> Well, I got knocked up my first. semester. It took a while. >> Yeah, don't do that with crackheads. Freak. >> And I didn't do it again. >> Are you on birth control? >> For what? >> You take dick sometimes. >> Once and it was. >> Well, that's good. >> Yeah. Glad to hear that. >> Can y'all cut that? >> No. >> Flurping.

>> No, I spilled a little. >> Thanks. >> Okay. Um, and how did that conversation go though? >> Anytime that we talk about finances, like it's that's the only calm fights. that we have. Uh, she Yeah, she did the. math on it cuz obviously I make. significantly less than she does. Um, it. rounded up to about me donating about. like contributing 400. >> Why is there no issues there in. financial conversations? >> Cuz we both like spending money.

>> So, so we both agree on doing poorly. >> Correct. >> Is anyone going to step up and be the. adult for the future of your. relationship? The future of the. seven-year-olds. You're trying. Is she. trying? >> I'm going to apply. >> Who Who's trying? Both. Do you guys. agree on trying? >> Okay. >> We agree on trying. I'm the one that. says, "No, let's not go to Target." She. will be like, "Let's go to There's a. store called Tiny Buffalo. It has like. little boooos and shit." Yeah. She'll be. like, "Let's go to Tiny Buffalo today.

Let's go to Target. Let's go to the. Pokemon store." And I'm like, >> "Let's not because I know that I have no. self-control." I also like I don't look. at price tags. Like, if I see it and I. want it, I'm getting it. She'll be like, "Should we get this one or this one?". I'm like, "Well, this one's $2. This. one's usually Let's get the cheaper. one.". >> But again, that's why I try to avoid. like going in there period. >> So, how did the conversation go? If she.

wants to go, you don't want to go. What. happens? >> We go. >> Yeah. She. >> So, why why does she win? Why does the. irresponsibility? >> She has to win sometimes, doesn't she? >> Yeah. But if it's winning only in the. financial negatives for us, why is it. always a win on her side? I pay for. stuff too though. >> No, no, no. But if you're saying no, we. can't afford it. Why does she always. win? >> It might not be always. She might tell. me no like one out of 10 times. >> I've stood my ground a couple times. We. did not go to Buffalo last time she. asked. >> No, we didn't. >> Okay, so one time. I'm glad the.

financial conversations are a little. better, but it's cuz you guys are. aligned on being [ __ ] Who's trying to. change more quickly? I think it's you. >> Are you going to hold back the. relationship? Are you going to hold back. the finances at this house? cuz your. parents are the one funding everything. So you've never had to actually realize. sacrifice and budgeting and. understanding money. >> Correct. Yes, there is that. But. [clears throat] I also like. >> So that's not fair to her. >> Buy [ __ ] off sad. So. >> Well, you're sad all the time cuz she's. >> correct. Yes. So I mean. >> I don't think I'm horrible. But it's.

also discouraging when I do like put in. efforts and she's like, "Oh, I just" and. I'll say like, "Well, I've been doing. this and this." And she's like, "Oh, that's true." It's like a hindsight. acknowledgement. >> Yeah. No, no. I mean, I get that, too. I. get that, too. I, you know, >> it's hard to keep momentum like that, you know. >> It is. No, no. The girlfriend I love to. the end of the world is, you know, similar to you in that regard. And I'm. more similar to you. I'm not love, >> but like I am similar where it's it's. less of my natural instinct to be like.

that. The other person wants it. So, it. can be a little discouraging when you, you know, hear only the negatives and. you want to do better. So, I do get. that. You got you just have to be more. more supportive of what she's at least. trying to do because she's trying to do. it for you. She's not doing it for her. She's doing it for you. >> late in the game. Like it's [ __ ] that. >> Okay. Do you want it to never happen. though? >> Like what's the what's the what's the. alternative? >> It just it just feels like a little like. a sprinkle of asking for. >> you can accept that there's positive. movement. You can leave or you can hope.

that nothing ever happens. Which one are. you going to do? >> I'll go with the first one. I'm. >> Yeah. I think would be the only fair. option, >> right? And then you just got to keep. stepping up and doing better. You really. do. >> Yeah. But. >> you have to keep the momentum up. And. you have to help her by not. disenouraging her. >> and putting that pressure on. When it's. all pressure, it makes it hard. >> And then I paid for it. >> Okay. I bought us a 200. Well, >> she bought her friend a $200 dinner. >> Did you not eat? >> Did I not contribute towards the bill?

>> Voluntarily. I told you not to give me. money, but I'll tell her not to do these. things. And she's like, I want to. And I. don't but I still get like put down for. it even though she said it's what she. wanted to do. >> So, how have you guys fighting? If. finances isn't one of the biggest fight. things, how often are we fighting in. this relationship? >> Uh, it's been. more recently that we've been fighting. >> Really? What's it ramping up because and. for why? >> Just the lack of communication. Like I. cannot bring up anything like.

>> I'll bring up a boundary or I'll bring. up something that bothers me. >> Give me an example. texting all day like. she'll ignore me or or our son. No, there was yes, don't um to text whoever. the back and I'm like you know I'll. bring it up and it's just instant like. raised voice and like just pissed off. shuts it down immediately and like it. used to not be like that like we used to. have really good conversation and.

communication skills and now it's just. she shuts down immediately. My thing is. just it it's just all the time. So, it's. just it's hard. It gets overwhelming. >> And it's all the time because the. reassurance that I get Well, she just. started giving it to me. So, it's been. easier to not have to feel insecure and. like bring it up constantly. But before. it was like nothing. So, I'm just. constantly in my head. So, I want to. talk to her about it and she just makes. it impossible.

>> What? That seems pretty important. >> I don't know. I just I I disagree. I. feel like I try to give her reassurance, but like there are times where I'll say. something and it's like not exactly what. she wants to hear. And so she'll tell me. what she wants to hear and and then. she's like, "But I don't want to feed. you lines." So like, >> don't you're an adult. You should be. able to. >> But what I say isn't good. >> No. There is a certain There. this is difficult because I I feel like.

I I've been there sometimes, too. So I I. do understand it in her brain. And it's. not. it's more complicated. Some people just. need that extra guidance cuz it's just. not in their just natural. given the guidance for two and a half. years. And I also lead by example. If I. if I up it's a a. >> an hourong deepfelt apology and like you. know what I'm going to do differently. next time, like why it's not going to. happen again. And her wait her it's I'm. sorry,

I love you. And like that's it. That's. it. I'll be like, can you think of any. reassurance? I tell you, I want to be. here. I want to be with you. >> Not immediately after the fight and. shits and giggles. >> Not after the fight. >> It is. So, I have BPD. So, a lot of. times like she wants an immediate like. emotional like thing out of me, but like. when my emotions are really high, like. she wants me to cuddle her, but like I'm. also upset. So, like I need to cool down.

before I'm able to like have clear. thoughts. >> She is. You are fully capable of asking. for a minute. Does she ever say that? No. I have to be like, do you need a. minute? >> Absolutely a liar. There have been times. where I'm like, I'm going to go sit in. the office for a minute and she's like, you're going to walk away from me. >> If we can't get to a place of any kind. of communication in a healthy way, what. kind of feature is there here? You have. to be in a middle ground and some kind. of communication style. calm. >> I stay calm. I used to I used I used to.

get. >> Yeah, but you bring a lot of emotions. You do you do emotional versus logical. >> That's fair. No, that is. >> which isn't necessarily helpful either. It's okay to be emotional in an. argument. Well, and like having an. emotional feeling and being able to. communicate. because of that. >> But it can't only be from emotions, especially when the other person's also. a little more volatile, which she is. It's just difficult to handle when I'm. So. >> So, how do these end? Do they ever end. with any productive?

>> Yeah. >> Yeah. Eventually. >> Now, why do we think it's ramping up? >> I think I get really overwhelmed really. easily. Again, like do you know what BPD. is? >> Yes. >> Okay, cool. Yeah. So, like instead of. getting like crazy manic, I get like. rageful. So, it's just hard. >> She rages on you. >> She might throw a fan here or there, but. it's never on me. >> Okay. One time I just threw it on the. ground. >> Not even toward her. Like I just rage.

room. >> If you know Yes. If you know you're. getting to that point of rage, ask for 5. minutes. >> Ask for five minutes to go calm down. >> Why would you give her time? >> Because my anxiety is so bad. I want to. like fix it now. >> I get that. I mean, I'm closer to that. as well. I, you know, I try to. >> fixation. But you have to you have to. give that space. >> for her to calm down or [clears throat]. else it just doesn't work. >> It won't work. >> Amen.

>> I need to get my whip. >> And I assume there's a lot of pressure. here, too, especially with the kid being. brought in. August says uh to Colton. that she feels like she's carrying the. entire entire finances of of this entire. relationship. And she's she literally. got a job to help try to pay off your. debt. >> Well, while you just while you just want. to be a princess, >> and she's not being spoiled at all. And. she would love to get spoiled even just. once. Well, she is in control of the. relationship. She's paying for all the.

dates. She's paying for everything. Everything. And she got the job to pay. off the debt. >> My car insurance. I pay his tuition. I. pay for majority of our groceries. Yeah. She pays when we go out to eat, but. mostly that's because she's the one that. wants to go out to eat. Like, >> and don't forget, I want you to be on. the next episode of Financial Audit. So, go to calebhammer.com/apply. or click that link in the description. below. You'll have a great time and I'm. going to roast the [ __ ] out of you. Starbucks is [ __ ] and a waste of.

money. And you already know that by. making your coffee at home and investing. the rest. So, now you need to do that. with your energy drink as well. MAKE. GAMER SUBS AT HOME FOR JUST 40 cents a. serving. And honestly, it literally. tastes better. And we proved this. accidentally via a blind taste test in. our Hammer Elite show, Fat and Fatter. >> The number one ranked energy drink is. Games. >> Literally, the cherry flavor is insane. >> Listen, you can also get free samples to.

see if you like it or 10% off your order. at gamersubs.gg. or click that link in the description. below. Type in code Caleb. I used to be. a really good meal prepper and then. she'd be like like she's the person she. can't like think her meals ahead of time. because if she's not craving it in that. moment she will not eat it. >> Walmart that day I go I go I go to. Walmart like every day. >> Is what she said true is what she told. us in the pre-in a lie. Are you not the. one that is carrying the weight of this.

financial relationship? >> I absolutely am. >> Do you pay my car? >> I don't pay your car. I don't have I. don't have your bills, but I do take. care of us. >> Those are like, you know, your bills. >> Most of our dates. It's also hard for. me. >> Dates. That's it. Just taking care of. dates isn't control. >> I buy her so much [ __ ] Not Not that she. doesn't. >> She hates a trinket because she's a. minimalist. I'm a maximalist. It is so. easy a shop for me. >> It would be nothing for her to go to the. store and just pick up one Pokemon. But.

buying [ __ ] like that is not. carrying the financial weight of a. relationship. That's not the. >> That's not That's just buying [ __ ]. That's not taking care of bills, utilities, debts, [ __ ] like that. The. tuition that's not taking care. >> Mind you, she does put herself a bit in. the hole. You want to talk about your. marshmallows or your littlest pets? >> I mean, not really. >> Oh, she did cash flow it at least out of. her savings. >> How much out of her savings? I mean, when and how much? UM MAYBE.

>> WHEN AND HOW MUCH? >> Maybe a little over a year ago and it. was only like 10,000. >> No, it was not. >> It absolutely was. >> 10,000 from Mercedes. >> We have. >> what? >> 14 bags of Squishallows in our attic. >> Can you sell them? >> No. >> Why? >> I don't want to. >> So, you can sell them. You just don't. want to. >> Dude, 24 maybe even 23 years old at that. point with 10,000 in savings is awesome. better than the average person and you.

it all for squishallows. >> This is insane. >> Have you ever laid on a squish? >> Have you ever had a child? Wait, the. answer is yes. How about you take care. of them? >> He is wellfed, well-groomed. He is very. >> in a private school. He's in soccer. >> Yes, but you could be setting up him up. for so much success like college in the. future. >> All these different things. >> I have a sub account for him. >> Also, the most important thing is as. well is a little bit of space, a little. bit of independence. And if you guys are. going to go into an apartment together.

and you will just drain your savings for. $10,000 of squish, what's going to. happen? You won't do it again. You got. to build up to it. And you're you spend. more than you make and you're dead at. 72,000. Shut the [ __ ] up. >> If we are in financial hardships all of. a sudden, no savings means bye-bye. apartment, which happens to Americans. all day across this country, every day, every second, constantly. And you're not. unique. And you'll have to start doing. special favors to not do that. And we. don't want you to do that. I don't want. you to produce yourself if you don't. want to. >> I don't.

>> Yeah. Well, there you go. >> Okay. >> So, hold on, guys. What do we think our. household pretend we're combining. We. kind of know that big number. Our. household financial score is 0 to 10. Zero being the absolute worst. 10 being. the absolute best. >> What do we think? >> We're going two. >> I was going to say two as well. >> Okay. If you want your hammer financial. score, take the assessment. It is free. at caleb.com. Just takes a few minutes. See where you stand in the world of. money. Thousands of you do that daily, so you should too. Caleb.com. And also. tens of thousands of you are active. members of the dollar budgeting app.

Tens of thousands almost at 100,000. because it is incredible. People are. changing their lives and you can. download it and start a free trial to. see if you like it. And if you do, guess. what? Most people sign up for the annual. version cuz it saves almost 50%. And you. get my personal 30 30-day budget meal. plan signed by me just like I did with. this one, which you guys get. I will. sign it and I'll mail directly to you. So no more meal prepping, confusions, not being able to do [ __ ] I lay out. every meal, every snack, every drink. that you can do for 30 full days. And.

then you just repeat that ongoing and. switch it up. Do things around. Well, you want the cookbook, too? >> Oh, I was about to say I was expecting. like a hard cover. >> Well, it's not being offered anymore, the cookbook, but you can have it. >> limited. The meal plan's just more uh. this is better for what people in the. financial situation cuz the good one's. good because you can cook a few. individual meals, but the meal plan. gives you the detail throughout a whole. month. >> We do like to cook a lot. You're rubbing me. >> Sorry. >> I have a checking account first, >> which is very rare, which means. something's here. Who has a checking.

account with $6 in it? >> That would be odd. >> You I carry the weight of the finances. on my shoulder and I take care of. everything. >> No [ __ ] But then when you said. about it, it was just going going out to. eat and [ __ ] and buying her. trinkets. >> She also buys a lot of Pokémon. That. card is more for my my funsies. >> Your funsies? >> Yeah, >> eBay. >> I do like eBay. >> Nearly $6,700 of funsies.

>> And food. I don't know. I don't know. what I spend my money on. Yeah. >> You don't know. Why haven't you plugged. it into something like Dollar or a. budgeting app of any kind? >> It's so easy. It's automated. Literally, I sh You literally connect it. It takes. like two seconds and it's automated and. it tells you everything. >> I'm never like dying for money. You know. what I'm saying? Like, okay, you have. $6. What happens when that minimum. [laughter] monthly payment is owed? >> I put my cash back in the bank. It just. happened to be at $6. Here's the thing. Now, you're gathering minimum monthly. payments cuz you decided to open a.

credit card and not pay it off. What. happens when that payment hits? I'll. tell you. Either overdraft or return. payment fee. >> I have like $400 remaining on that. balance. So, it's like right there. It'll be done. >> We'll see. Depends where your money is. Now, with $6 done by the end of the. month, who knows? Who knows if drinks. slow down? Tourist season. Uh, when is. tourist season in New Orleans? Because. it's getting hot. Exactly. >> Yeah. Know, come. >> dry. >> Hurricane season coming. What happens.

when a big storm hits New Orleans and. you're down for a few weeks? >> You going to make that minimum payment. anymore? >> She'll travel. >> She'll go travel. >> What is that a thing? >> Yeah. >> You know that? >> I did not know that. the more you know. >> How do you even do How do you How do you. What do you mean? >> Like you literally just go wherever you. want. You audition. You got a contract. >> Oh, you have to audition though and they. have to accept it. >> She's hot. >> Up in smoke. >> Oh, I like We both like to vape.

>> What is wrong with everyone your age? Everyone your age is a vapor. >> I was on pills to quit. >> I was on pills. >> Yeah, but. >> vape smoking vape pills. >> Yeah. Cessation. Yeah, cessation. >> I don't know. I've never heard of this. Okay. You were. Are you? >> No. >> Why does it even matter? >> Okay. Well, so my mom switched jobs. I'm. still on her insurance for just a little. bit longer. So, when she switched jobs, I lost insurance for a brief period, so.

I couldn't get a refill. And then I was. too embarrassed to ask my doctor for. like a a fourth restart. >> The doctor? >> Yeah. >> Doesn't give a. >> Yeah. Well, I don't. >> Was it working? >> No shame. >> Oh, you have no shame. >> Little bit. >> Was it working? >> It definitely helped me decrease my. usage a lot. >> How much do you guys smoke? >> She would literally fight against the. pill. She'd be like, "Oh, it's making me. nauseous." And then still smoke, which I. I mean, I like. >> though, but if I did, skinny legend.

>> Are you skinny? >> I mean, not really. >> You seem fit. You don't seem fat. >> She's not fat. I wouldn't even call her. like. >> dysmorphia, but. >> Oh, no. I I wouldn't have even said. you're pudgy. >> So, you think I'm skinny? [screaming]. >> Thanks. >> Well, how do you not beat her? >> I I think she's so cute. >> She is? >> Yeah. >> How do you not beat her? She's. obnoxious. >> How much are we spending on vaping? >> A lot. >> Uh two a week at $16 for one.

>> per person. >> Yeah. >> So, 16 * 2 * 2 16 * 4. >> * 4. Wait, let's do that monthly. >> She also overdrafted, by the way. >> Well, that's exactly what I just said. would happen if you have $6. >> last night. >> For what? Here, Austin. >> Okay, so I went to buy her something. >> $3,328 a year. You lose a month's worth. of income on your household. >> Okay, that's actually foul. >> No. >> Yes. An entire month that you work goes.

to the vapage of the house. >> Okay. >> That is that is an issue for sure. If. you look, all of a sudden you figure. things out. >> But the overdraft has been fixed. I did. put money back on the card. >> But you overdraft. You head to exactly. where I said you're going. You're. already there. It's only going to get. worse. >> On my debit, though. >> Yeah. Huh? >> It wasn't on the credit card. It was on. my debit. >> That's That's where overdrafting is, >> dude. Listen, if I miss a payment on the. card, the credit card was late. Mispayment. Listen, the thing is I've. seen people entering your position and. I've seen how it ended years later.

You're going down a dangerous path and. you have no idea. You are at that point. where you might be able to stop. >> Okay, >> just had your overdraft. You are headed into slow season and. eventually storm season even worse. >> I mean, I do have backup jobs. Like, I. never like burn a bridge, so I do have. bosses that will take me back. >> I hope so, but I know you guys are in. the middle of New Orleans. >> Yeah, >> there's only so much that you can do in. your type of industry, backup jobs and. all these different things during slow. season. I plan on going to Florida, like.

Pensacola to dance over the summer. >> That's her. >> That is if she can build trust, which I. doubt it. >> Trust with who? You? >> Yeah. She's not going. >> You're going to leave your son? >> Oh, she already has. >> You went on a week. You went You were. gone for like two weeks. >> Uh, I was gone for a week and a half to. work. And he does spend weekends with my. mom and he loves going to his lolli is. what he calls his grandma. But he likes. going to her house. So like when he's.

hanging out with her anyway, I'll go. work. >> Yeah, you're talking three months. >> No, not the whole time. Like I wouldn't. stay out there for a whole 3 months. Like Pensacola's Yeah, Pensacola's like. >> 3 hours. >> Yeah. >> Like I can literally go for a weekend. and come right back. >> Why go there? >> Because they're busy in the summer. >> Who doesn't go to Florida in the summer? Well, I mean some people, but a lot of. people do. I thought that's when you. shouldn't go cuz that's when it's humid.

and disgusting. But okay. >> Beaches. >> Yeah. >> Get in the water. Cash app send $50 out. Where'd that go? >> To her. >> Or does it say I don't know. >> No, it's you. >> No, it's blacked out. This is your. account, but you sent out $50 going out. or. >> Yes. out. >> I don't um. >> I would never tell you in. >> I don't know. I make a lot of cash app. payments. >> Two for what? to sometimes they're her, sometimes she'll get her nails done and. be like, "Yo, can you send my nail. person?". >> Look at those. What the [ __ ] did that. cost? Those are [ __ ].

>> Good back scratches, but [ __ ]. >> They're [ __ ]. >> No. >> Yeah. >> No, >> they're not her best. They're not my. face. >> Those nails pick up EBT. >> Okay. Short king. >> [ __ ] weak. >> Anyway, >> I'm 5' n the American average. >> How tall are you? >> Short king. 5 short. Okay. So what why. why would that even matter? It's the. American average. >> So proud of being average. >> I am proud of being average. Also proud. of not having a kid at 18. >> Good for you. Anyway, uh these are.

>> 115. >> No, they were not. >> What's up? >> I'm not paying for them. >> Jimmy John's. >> Yeah, good [ __ ]. >> I do like Jimmy John's, but you probably. can't afford it. >> I mean, the money was in the account. You just overdrafted the other day, [ __ ] Literally yesterday, the day. before coming on financial audit, you. overdrafted. Shut the up. Cash out about. $40. Walmart that tracks with you guys. I don't even know if that was groceries,

though. It's not really expensive. You. win. I got some [ __ ] What are you. getting at the gas station? >> Probably pizza and a drink. >> Gas station, you're getting [laughter]. great pizza. >> They have good empanadas. >> They do. Thanks. >> Am I getting too privileged? Am I. getting too privileged for this to like. gross me out thinking about. >> you? It's good. >> Mark, you're poor. [laughter]. >> Am I getting too privileged? >> Why don't you pay him enough?

>> Uh, I don't know. >> Okay. A salad. I don't know. Okay. >> Oh, he'll get there someday, [laughter]. Mark. He'll get there someday. Give that. boy a raise. >> when he meets his annual review. performance. Yeah, absolutely. >> You got this, Mark. >> That's what everyone does now. That. boy's pizza. I bet that's actually good. pizza. Oh, >> it's I would actually say racrack is. >> What the is wrong with you? >> And that was for our son. Like he likes.

pizza from there. So it's like this big. It's a giant racetrack near here. >> Y'all have like 7-Eleven. >> Well, that's everywhere. >> It's not. We don't have Yeah, we don't. have that. >> I guarantee you have a 7-Eleven in the. city. >> No, not in the city. >> Cuz I know racetrack. I think we had it. in Michigan. >> To be fair, y'all's canes out here suck. So, could be different pizza out here. >> So, you guys came to a city with lots of. good food and got canes. >> It was 3:00 a.m.

>> What else to do? Break in? >> Yeah. >> Okay, I might. >> [ __ ] No, we don't have racetracks. They're up in Dallas. >> I like Dallas. Why? >> They have a Meow Wolf. >> Huh? >> They have like cool art stuff. They have. a Meow Wolf. There's this place called. Rainbow Vomit. That was cool. >> Wow. No, you guys surprisingly do not. have a 7-Eleven. Okay, well, never mind. I was going to get I was going to get. some racetrack pizza from the post show, but we can't even get that. Cash App 50. bucks again. Walmart. I doubt this. groceries is probably [ __ ] eBay for. $72. EBAY FOR $11.66. WHAT?

>> A keychain? It's a Tyranitar keychain. >> What? I don't know what that is. Did you. just call me a slur? >> Oh, yeah. She's got it. >> That's him. >> It looks like a member of the KKK. >> That's crazy. >> It does it not. >> as someone that does not look like. Pokemon. >> Looks like he kind of looks like um. >> He looks like Tommy's little dinosaur. guy. You know, >> reptar. >> Yeah, something like that. >> Whatever. >> Well, you have a young gravy tattoo,

too. >> We're not showing that one. >> Why? It's on my right under the cheeks. >> Right under the cheeks. Under the. cheeks, but cheeks is fat. So, >> it's a photograph, too. >> By him. >> Uhhuh. >> On a piece of paper. >> He did it personally. >> He did. >> He is a fan of the show, right? >> You is he? Hey, baby. >> Hey, Ari. >> What? What's your alarm for? >> Hey, Matt. >> Well, look at it in the post show behind. the paper. >> Okay. Period. Yeah. >> Yeah. Period. >> I also [laughter] have Baby Mony's name. tattooed, but I'm waiting to get.

>> Why are you Why. just Why those two? >> It's my voice. I love him. >> Okay. >> I love Baby is a really great person and. I love how. >> uns fully fell for it. Like I'm sure. he's not a bad person. >> He's awesome. He. >> I'm sure he's not a bad person. >> He's vocal about like Exactly. That's. what That's what you fell for cuz he. just goes on to whatever the next thing. is, he just posts about it. Like I I. don't hate him at all. Again, he he. wanted to come on the show. We've texted. like he he's a good I he's probably a.

good dude, but he's literally like the. classic like online like whatever the. next thing is. No, whatever the next. thing is, he's an advocate for. So, it's. like you just kind of fell for it. Like, you played right into. >> It's good. So, keep doing your thing, buddy. You're making money. I appreciate. it. >> Love you, Alex. >> Ulta. Okay. You don't. >> I self tan. >> It's a little light right now, but. >> in the sun. >> No, I I can't tan. Like, I just get. sunburned. >> Marshall, new said, "Got some [ __ ].

from racetrack again.". >> Yeah. >> You get energy drinks there, too? >> Yeah. >> Okay. No longer. You are now using Gamer Sups. It is 40. cents a serving. It tastes better. It's. really good. It's so good. 40 cents a. serving using my discount code link in. the description below. Get your free. samples to figure out which flavor you. like. And then either get the energy. drink version or the electrolytes. non-energy drink version. It's up to. you. There's even melatonin versions as. well. Check that out. 40 cents a.

serving. Make your energy drinks at home. just like your coffee. Now that's how. many times you go to racetrack. Five. below. >> Pets Smart. Great. We have pets to take. care of. Fantastic. Amazon. Walmart. >> The rabbits ruin my life, too. >> Aven and exotic animal. $100. >> Yeah, we had to snip them. >> Snip what? The rabbits. >> Yeah, they had two litters. >> Yeah. >> Uh Dick Sporting Goods. Amazon. [ __ ] Up in smoke again. McDonald's. raising canes. You can't say the.

financial weight of the household is on. you when you're just spending it all on. literally just pleasuring yourself. >> I mean, I buy it for her, too. >> Raising canes, which I do not know how a. corporate chain like that, even one. state away, has such a disparagement. Like, I don't really get that. >> At the seasoning, >> that doesn't make sense. You know, that. shipped from a factory somewhere, right? >> No, I'm telling you, >> it may have been some shitty workers at. 3:00 a.m. It may have been some shitty. workers, >> but like even like you. >> eBay again, $18 is different. >> That doesn't make sense. eBay. eBay $18.

again. Discount zone. [ __ ] eBay $40. Wingstop. >> Spotify going in and getting some. [ __ ] Apple cash. Cash app. Cash. app. Cash app. Cash app. Hundreds of. dollars up in smoke. >> drinks. >> So get off the strip. Go to another. strip. >> maybe. Yeah. Why? >> It's a strip club, right? >> That's where I work.

>> And then you spent money there where you. work again, which How did you not just. get a drink? >> Why are you looking at me? >> No. Why aren't you allowed to just get a. drink? >> [ __ ] I just want to go like hang out. with her. >> You go to You're such a [ __ ] No, you. were just afraid she was getting. inserted. >> I have friends there, too. Like double. layer. >> Yeah, she does double layer. >> What? You don't go naked on the strip? >> Hell no. >> No. First of all, it's illegal where we. are. >> You can't titty out. I mean, I saw Nip. Nip's for tips. >> Well, there you go. That's a nudity, but.

okay. >> But yeah, she definitely can't do. anything. >> The one we went to as a hammer squad. once was full of. >> Oh, hello. >> No, not not this PWA for free. >> Oh, it [clears throat] was nice. I like. it. But in the lab dances, >> no, still no. >> Really? >> Doubled up. >> It's kind of crazy. Also, thank you, chat. At the moment of filming this. episode, we just hit 3 million. subscribers. YIPPEE. >> Thank you, chat. They are. >> Your hand is cold. Your hand is hot. That's weird. >> Yeah, I have to use dry hands at work.

>> She's got sweaty ass hands. >> Like liquid. >> McDonald's. Crawling seafood. Getting. some [ __ ] Raising canes. Appleville. McDonald's. You can't. complain about her when you're spending. all this money. Dumbass. Amazon Prime. Discount zone. The the the where you work again. Amazon. crawling seafood. I also missed a [ __ ]. ton up here. Deep. >> cutiepie. Okay. >> Pe cutie pie boutique and cla tik tok.

shop. Clara tik tok shop. >> Exotic animal thing again. We're one. going in getting some [ __ ] This is. insane. It still goes on. You're a. problem. You're going to hold back the. entire relationship cuz your parents. have spoiled you your entire life. I. don't think you're being slaved. I don't. think you know what the you're talking. about. Okay. At that point, you just. demand a lot. You just demand a lot and. you can't accept any progress that's. been done. It doesn't make any sense. And you're not doing enough most likely.

But even still, >> continue making that progress. But this. [ __ ] at the beginning like I I. wanted to come on cuz my girlfriend. treats me like a slave. No, >> I agreed to be here. I didn't sign us. up. >> Uh-huh. That's the note I had. Yeah, exactly. >> Cheesecake Factory 100 bucks. Walk-ons, Hulu Plus, Jimmy Johns, Cash App 27, Cash App 50, Cash App 50, Domino's, >> Cheg Study, >> going in some [ __ ] getting some. [ __ ].

>> She didn't even know about Che. >> Yeah, I got to cancel. It's like uh it. basically helps you like do your. homework and stuff. >> Cheating? >> Yeah. >> No, we're not going to call it that. >> I don't cheat. >> Of course not. >> It just helps me do my homework. >> Uh-huh. >> Yeah. The Break Room. Door Dash Dash. Pass. Taco Bell. Claret Tik Tok Shop. Get in some [ __ ] Alpha Bill. [ __ ] Go City Tours. Uber. Discount Zone. [ __ ] [ __ ].

Henry's Esua. Oh, this keeps going. >> Dead on Dead. >> Dead on Decator. >> Decatur. >> Yeah, that was uh like our love. We did. go out. We love ocean. A cute date. >> So, as many of you know, I've been a big. supporter of course careers for a long. time. I'm not just a partner. I actually. own stock and I'm an investor. So, why. did I partner with Course Careers? Because I truly believe in what they're. doing. A lot of people have questions.

about online certifications versus. traditional college degrees. Let me be. clear. I wouldn't put my name behind. something unless I knew it worked. The. thing is, not everyone has the time or. resources to spend four years in college. or take on massive student loan debt. Horse Careers offers a practical, affordable way to launch a career in a. high demand field like tech sales, IT, and accounting, where companies are. hiring based on the skills needed, not. broad college degrees. In fact, right. now, one in three companies are dropping. degree requirements, and that number is.

only going to continue to grow. I know. some people think online programs are a. quick fix, but that's not the case here. Course Careers takes effort and. commitment, but they provide you with a. streamlined, proven path. They offer. up-to-date, self-paced courses, one-on-one or group coaching from people. that work in the industry, and most. importantly, they help you actually get. hired. Just look at graduates like. Nomeso, who went from driving FedEx. trucks to a cyber security job at. Disney. That didn't happen by chance. He. put in the work, and course careers.

guided him every step of the way. And. what truly sets course careers apart is. that it's not just about learning. skills, about landing a job. Their. curriculum is designed based on what. employers actually need. And their. network of industry coaches will guide. you through the entire process from. learning the skills to interviewing, resume help, and beyond. So, if you're. serious about starting a new career. without wasting years or piling up debt, give Course careers a try. Start with. their free intro course linked in the. description to explore your options. And. when you're ready, use the link in the.

description for $50 off the full course. Your future starts right now, and Course. Careers is here to help you shape it. Hammer Elite is the best YouTube. membership on the platform, and I just. upgraded it. Three exclusive dedicated. shows every single day, Monday through. Friday. Join with the link in the pin. comment or description below. This is. the best membership you'll ever join. That's a [music] promise. >> Do you text her this [ __ ] too? >> I know. I need more and all this stuff. Oh no, your little fights. >> We're always together.

>> We're always together. >> I'm going to review that in the post. show. We'll see. Rever reverend zombie. house. Guys, you spend so much money. All right. Shop going into [ __ ]. Raising canes. [ __ ] [ __ ] Vet. Pets Smart. Walmart I think. [ __ ]. Crawling seafood. Poke. >> poking. >> That's a Pokemon. >> $48. $48. You don't have money. You just. overdressed for the first time. yesterday. you the theater [ __ ]. THEATER [ __ ] [ __ ] UP AND SMOKE.

[ __ ] J&J seafood sally beauty tutti. frozen. raising kids claim I'm a draw 40 bucks. who knows where that went thank it's. done that's insane. >> cla's paid off. >> I am surpris congratulations it took. four payments glad that happened. automatically without any self-restraint. >> and then you just overdrafted yesterday. >> so shut the up surprised that is your. first time. Okay, now all the debts are yours, which. means you have an Alta card.

>> I do. >> What's going on with this? >> Um, I opened it. 2020. twoish, something like that. >> It was the first card that gave me like. a big credit limit, which for. >> they never should have. >> They No, you you never should have. signed up for. Of course they want to. They're making money. What are you. talking about? Um, it was like a $5,000. limit when I opened it. They dropped. >> What is this? >> What? >> What is What? >> What's in your purse right now?

>> Do you want some? >> What is that? >> What do you think it is? >> I'm actually thinking sugar from the. look at it from here. >> Salt. >> To clean my tongue. >> She just likes to pull it out as a joke. Okay, >> speaking of, I know you hate this, but. can I go to the bathroom? >> No. $1,87369. So, $65 minimum to pay. >> Pan.

>> This takes 8 years to pay off. >> Oh, >> I pay more than the minimum. >> A little bit, but we'll see how long you. can while debt is going up other places. Like, yes, you can in a month. It's like. we'll see. >> 30.9%. No, no, no. Most of the interest is. okay. 26 and then some is at 30. It's insane. >> Dollars or percent, baby. >> Okay. You have a freedom card. What's. going on with this? >> You're spending money on this. >> Spending money on a interest occurring.

card that you do not fully pay off and. takes two years if you don't spend. >> Yeah. Um that has my Amazon Prime. subscription and so like every time we. like rent or buy a movie, it goes on. there. How about you pay off the cards. and use THE CHECKING ACCOUNT? LISTEN, I'll let you use the mine card debit. card that builds credit. I'll allow that. and I'll get you both his course career. certification when you make no money. with your bachelor degrees. >> People in the audience have used sixig. jobs. >> Crazy. >> Yeah. Are you in that now?

>> Exactly. You. >> [ __ ]. >> I'll hear it when I hear it. Amazon. Amazon Prime. Prime. Prime. Prime. Give. me Get Someone. Do you have a shared. Amazon account? >> No. >> Pull up your Amazon's. >> Fine. $80 in fees. >> Wait, do you want like. >> fees? >> Okay. >> You've had late fees this year. Two. >> Yeah. >> Yeah, I pay I pay more. I pay more then. Next account. Two late fees this year so. far. 3 months in. You You've missed two. out of three. >> You're up. >> I'm screaming. My bad.

>> Do you not care about that? >> I care. >> She said two of the three months late. this year. >> Are you That purse is cute. >> Yes. >> Talking [snorts] about the damn purse. Yes. Do we not give a [ __ ]. >> I mean, I give a [ __ ] but that's. >> What are you going to do? What are you. going to do? That's That's your wife. That's your almost wife. You were about. to be your wife. You don't give a [ __ ]. Are you guys going to combine accounts? >> Were you going to combine accounts? >> I don't. She wants to combine accounts. I've kind of been against it.

>> $429 couch. >> We're moving out. >> You can't afford that. Go to Facebook. Marketplace. >> You don't have any money. You don't have. a couch. There you go. >> I don't give a [ __ ] You have dogs. >> Don't you? Okay. Off. You don't have. money. >> It was a free couch. >> Exercise Matt. DON'T HAVE MONEY. [screaming]. >> King bed frame. You don't have money. Sleep on a mattress. You poor mother. >> Become not poor by not being dumb asses. >> You guys actually make six figures a. year combined.

>> Yeah. Like we're not poor. >> Yes, you are. That's what I'm trying to. say. You don't need to be. You shouldn't. be. >> I'm not asking people for money. I have. the money. >> No, you don't. You overdrafted. yesterday. Are you. >> money to the card though? >> Yes. No [ __ ] After you overdrafted, you. don't have money. I just saw you. checking account. Ain't doubt. Shut up. Endless charging cables. A dumbass. purse. Clothes for days. Carpet cleaner. That one's actually fine. Metal tough. feeder for rabbits. Okay, I'll accept. Lego floating shells for your Lego.

[ __ ] You It's stupid cuz you don't. need it. Dog pea pads. Why do we have. that? Is that for the rabbits? Yeah. >> You need a clipboard folder. You need. multiple clipboard folders. You need a. thousand clipboard folders and. notebooks. You need that [ __ ] Pokemon. backpack. No. >> No. I got a different. >> Shut the up. Spray things. Flexible. tripad. What are you doing? >> M. When you like to know. >> Yes. What are you doing? >> I I actually don't know why that's in. there. >> You purchased it for $20. >> I didn't buy it.

>> No, it's in the cart. >> That's in the cart. >> Oh, I'm looking at the cart. Why is it. there? Is this for the O of. >> maybe? >> Are you So, you're actively doing this? >> No, we're not actively doing it. >> But you're buying it for a. >> conversation. So, you guys are doing it. You guys are going to do it. >> We're talking about doing it. >> And where do you stand on this? >> We've been talking about it for like a. year. >> What are Where do we Where's our. opinions? >> Uh I need more trust in the. relationship. I don't know. For what do. you want me to get out of my car? >> I don't think you'll ever get trust. though. from both ends. I don't think she's ever. going to do what's required. And I also.

don't think I think your goal post will. always move. So, I don't think you're. ever going to have it. >> I mean, we did have it until like the. lying's been more recent, but. >> yeah, lying. I mean, you were cheating. essentially. >> You were doing something behind the back. that the boundary was said no. >> Yes. >> Okay. >> And you ask her why and like you can't. even get an answer for it. >> I don't like Funko Pops and all this. [ __ ] and your purchases. It's so. stupid. You have 33 things in your cart.

>> Go to my. I'm being abused. >> Legos in her carts. Oh, okay. You have. about a trillion Legos in your carts and. stupid [ __ ] Let me see your purchases. Let me see your purchases. Shut the [ __ ]. up. >> Okay. >> Just This is [ __ ]. >> Okay. [laughter] The t-shirt was for our. son's uh school fair thing. >> Beats [ __ ] It just endlessly. >> It's just stacked with [ __ ] This is. so stupid. What a waste of money. Your. entire life is a joke.

>> Okay. What is this? True accord. outstanding amount of 277. I don't know. what this is for. >> Uh that's my CLA. It's in collections. >> OH [screaming]. >> YEAH. I It was so long ago though. I forgot. what it was for. >> You're It couldn't have been that long. ago. >> $277. How'd you even get approved for this. apartment? >> My credit score isn't that bad. >> What's your credit score? >> It's like 670 something. >> I have Credit Karma. You want to look at.

it? >> I actually got an email yesterday that. my score went up. >> What's your score? >> I don't have a credit score. >> Did you just open a credit card? >> I just opened it, but I don't have. >> You put that much on a credit card you. just opened? >> Yeah. That's so stupid. Okay. What's. this? A firm, right? >> Is that me? >> Yeah, I don't have a firm. >> Clara? Your Clara? >> My CLA. >> This is eBay's over and over and over. again. Now, you paid it off, but this is. still it's money you are spending. instead of your future. eBay, eBay, eBay, eBay, eBay, eBay. Then your new.

credit card. >> Yeah. >> Was to 2,000, brought it down to 400. But even still, that's aggressive. It is. interest acrewing. It is bad. >> Not for 15 months, though. >> Oh my. >> What's your minimum? Probably like 25. >> I don't know. It's set up on auto. >> No, obviously. >> No, it's not. She makes minimums and. she's going to get so she's headed down. that path. >> Minimums. I've been paying it off. >> a little more, but even still, you're. not paying off the balance, which is the. only excuse. The only way you are.

allowed to take out a balance is if you. pay it off. >> WHAT? >> NOTHING. WHAT DO YOU WANT? >> I just opened that card. I put it on. there and now it's already down to 400. I feel like, >> but it's not down to zero. You cannot. purchase things on a credit card. This. is just It just shows how the behavior. is going to go into the interest acing. period. >> You cannot open a credit card if you. cannot fully pay it off. That is the. entire way. >> Is it when the interest. >> Oh, no. I would just put like gas on it. once a month and pay it off immediately. That's what I would do.

>> 30%. >> It will be. >> That's the goal. >> What? No. >> Like. >> cuz this is going to be acrewing. interest. You want to be under that. No, no, no, no, no. Shut the up. You want to. be under that or else it's a credit. >> Okay, fine. >> But you can still keep it at $0. You'll. be fine. Just spend gas once a month on. there. >> Okay. >> What? >> What is your issue? >> I'm bad with self-control. Then you shouldn't have access to the. abilities to spend money you don't have. There you go. Take away the tools.

Discover it. Almost paid it off. >> Yeah, that one's on autopay for the full. balance. >> I'm going to cross it off. Yeah, I see. >> But it's still money you do not have. that you're just purchasing and it's on. the [ __ ] that I just saw. Prime. Video, Etsy, Prime Video, Prime, Prime, Prime, Prime, Amazon Prime. This is. stupid. >> Discover. >> Yes. >> Is that not the one that our kid was. spending? Uh, >> I thought those are all in the chase.

>> No, you have no idea what's going on. ever about anything. >> That's crazy. Do I pay for two? >> Two what? Amazon accounts. >> Yeah. Oh, cuz are there ones on there? >> Chase Auto. What is this? At a 12.74%. interest rate. What's your car? >> New car. >> New car. What did you get? >> I have two cars. >> What did you get? >> I got a 2025 Chevy Tracks.

>> Why? $33,129.97. Always the strippers that get a car they. can't afford. $679. Going into the slow. season, your income fluctuates way too. much. And it's already worth only. 21,000. You're underwater BY 12. 12,000. that you just got on a car. You're. underwater by 12,000. >> Well, my other car had like. >> Doesn't matter. Get a 10,000 hour car. Something. You don't even know what it. was or what the cost would have been, >> girl. No, I don't know. >> Take it to someone that does.

>> bring the butch one with you. >> God damn masks. Mask lesbian. I'm not. >> Butch or dyke or any of those other. things. >> I wouldn't call you that. Just a little. offensive. You'll be okay. >> I'm not Butch. >> You can cry to cry to her about it. later. >> Like if I looked like you, it'd be. Butch. >> Yeah. Yeah. No. Bear. >> No. No. That's a gay man. >> Exactly. I'm a man. If you look like me, you'd be a bear. >> No. You don't know what twink means.

>> Twink is sassy. >> You sassy. Be skinny. You' be a twink. >> Yes, you do. >> Yes, you do. >> Oh, he's saying Yeah. >> Yeah. Trust the gay. >> Fine. Fine. You don't know what you're. talking about. You're bad. Whatever. >> Yeah. No. No. Bear. Chunkers. Yes. Bear. >> I always thought of it like a bear. >> What am I? >> He's not a bear. >> Put me into something. Put me into a. category. >> A chubby custard. >> Had to. >> It would be like. >> a chubby twink. >> Cub bear. >> Cub bear. Cub bear. >> A little cub.

>> Little transition. Cub. Cub. >> Whatever. >> A cub. >> Put those away. No. Right. >> What? >> Your whiskers. [laughter]. >> You don't like them? No, I'm a lesbian. >> You don't like them? >> Uh, no. >> She likes them to look like babies. >> Like what? Huh? >> I don't I don't It like gives like trim. or something. >> Huh? >> I don't like her lips hair either. >> I do shave. >> Yeah. >> Okay, dude. This is a minimum payment. that in the slow season terrifies me of.

$679.61. >> And I do still pay my other car, too. So, I'm paying like almost $1,000. a month. >> What? >> Cars. Okay. I was by my um like. saleserson. >> Oh, shut the up. You don't get by a. saleserson. You fell into getting sold. >> But he convinced me for whatever reason. >> What do you think a saleserson is? >> Not trade in my other car. He.

>> listens. >> Because what do I know? I'm a girl, Caleb. I'm a girl. So girls are. congratulations on the day we met. Young. ho. >> today because of your logic on May no no. no March 26th is national something I. don't know payday you know what that. means. >> no. >> this is for the last calendar year. apparently for the math that what men. made from January 1st to January 1st you. guys now finally made from January 1st. of last year to now it took you an extra.

3 months to catch up and you're. advocating for that because you're. saying women are don't deserve money. >> I don't think women. Well, you owe 70 cents on the dollar. BECAUSE OF YOU. YOU'RE BRINGING DOWN. YOUR ENTIRE MARKETPLACE. >> I'm sorry, girls. >> I'm just a girl is an excuse for. everything. You. >> fault. >> Not on your birthday. >> And I'm happy you cost less. Unfortunately, it requires your family. keeping you at a job even though you're. not qualified for it and you'd be fired. if your family wasn't there. >> So, what do you owe on this old car?

>> I think it's like 7,000. >> Next page. >> Oh, next page. Oh, it's this. Is this. the one on. >> It's under seven. [laughter]. >> Oh, you guys deserve to get $6,77. at a 10.46% interest rate. >> You're not Jewish. >> Huh? >> Are you Jewish? >> No. >> So, you can make that joke. You look. like a. >> I can make jokes about anything I want. Whether or not someone chooses to be a. friended. >> Period. >> You look like a small and wide little. dicky.

>> What? What's a little dicky? >> You don't know little dicky. Hi, I'm. Dave. >> Huh? You know, white crime, [ __ ] like. that. >> Is it L I L Dicky? >> Yeah. >> How do you spell dicky? That like. >> dick y. >> Uh, really? I mean, he's like full like. afro. It's a perm. >> Okay. Oh, [screaming]. >> I love that you claim it though. >> That's a choice for you. >> Yeah. I don't care. Why does it not look. good? >> It's a little fallen. >> Yeah. Yeah. I don't know. It's time to. reperm today. Today Today didn't work.

out very well. It was actually kind of. weird, but like I don't know what. happened. But. >> that's also not good for your hair, >> is it? >> It's okay. I take finesse, right? I'm. fine. >> Trying to see the hairline. >> It's fine. I got a big forehead, but. hairline. >> Yeah. >> No, I'm not Jewish. >> Okay. >> Would you care if I was? >> No. I' I'd feel better. >> Who loves Jew? >> Oh, yeah. We do. >> I would I would have put her on. >> $358 a month. So that's on top of your.

previous car payment. >> You have a child. Why did you get this. car so expensive? It's so stupid. >> So that I can safely drive in places. >> What do you think? Every car before 2025. was immediately you get in it and you. die. >> No. You're a stripper. >> Okay. But also I am not good at taking. care of cars. And this one comes with. the app. So it tells me when I have to. take care of it. >> I'm engaged to the ever born. not. engaged. >> I said you were engaged. >> It tells me when I need an oil change.

It tells me my tire pressure. >> Literally. >> tells me stuff. >> Literally go kill yourself. >> in Minecraft. And not literally. >> I actually die in Minecraft a lot. I. don't play anymore. >> It's a kids game. >> I don't have the dexterity. >> Dexterity. It's a kids game. >> Yeah, >> I'm good at Mario. >> You are dating a broken individual. Okay. You have 39,000 hours of student. loans. >> M. >> 29,000 hours of student loans.

>> Oh, really? >> That's not good. You're not done. $29,865. Your minimum payment is going to be like. 250 bucks. 300 bucks. 30 350 bucks. >> on top of all your other debt that you. really can't pay off. So, does that mean. this Chase checking account is yours? 329. >> Well, better than her. I don't have a. checking. >> which I don't have a checking which you. have two. >> Yeah. >> What the. >> Well, I keep wondering.

>> Okay. Went from 200 to 300. Yippee. It's. transferring things back and forth. And. you had an overdraft fee actually the. other day. So, not even just yesterday. So, you've actually had multiple. overdraft fees. So, you actually have no. idea what you're talking about. So, shut. the up. Do not defend your financial. position in any way whatsoever. You're. broken. You have no idea what's. happening. You're broken. You have no. idea what's happening. Shut up. >> Mhm. >> That's me. Okay. You have like a thousand different. accounts. I don't fully understand why. >> So, one of them I have a sub account for.

>> what? I'm so confused how you're the one. that is doing better. >> Like kind of I mean you have more debt. and the car is you actually have 7,000. in savings. >> Yeah. Well, that is. >> how is the literal one doing better than. you. >> cuz that's for her kids. Part of that is. like. put to aside because I pay so my mom. like I said she pays like half of his. tuition. So 5,000 of that next year is. going straight to his tuition. tattoo.

supply. Real uh skin USA nails Amazon. Amazon go getting [ __ ] uh vending. machine [ __ ] Amazon [ __ ]. Amazon. Amazon [ __ ] Uh where you. work discount zone, >> which I think we have one of those here. Unless they use that name for a lot of. places. Is it a chain? Is it a chain? >> Okay. Never been, but I've driven past. it. Aven and exotic animals again. You. guys go there every second of your life.

[sighs] Vaping Chinese cash app cash app. up and smoke again. [ __ ] going to. work. Amazon up and smoke. [ __ ] the boutique again and withdraw. and withdraw. Yeah, withdrawing $679. Who knows where that went? Vaping. Cash. app. Cash app. Cherry kitten. Apple. cash. Oh, okay. Starbucks. [ __ ]. Nails again. Well, that's. >> ideal market. Well, [ __ ] Cash app.

out. Uber Eats. YOU KNOW WHAT? MONEY. [screaming]. WELL, >> I think. >> parking, I think. Cash app. Cash app. Apple bill. Vaping. Southern images. >> That was my son's school pictures. >> Don't start Only Fans. >> Why? >> Cuz your kids friends will find it. >> Okay. At some point it's going to be. very embarrassing. And one of one of you. are more and one of you are would be.

decent to masturbate to. And you do not. want your son's friends to masturbate to. one. >> To be fair, you have not seen me when. I'm at work bartending. Body is tea. That waste is ridiculous. >> Are we going to budget as a household or. independently? Cuz we should do as a. household at this point. >> I think so. Yeah. >> Okay. So, household income. Oh, okay. Let's get your debt minimum. payments. >> I I am um. I did I did get a planner for it.

>> Good. Proud of you. >> It was free, too. >> Wonderful. >> That's where I was going to leave it. >> How many guys are you texting like this? How many guys does she texting like. this? >> And a half. >> Three. >> What is and a half? >> Half. One of them's kind of falling off. a little bit. >> Why? Uh, >> I mean, they all live far away. >> Yeah, they do. >> So, he fell off or you fell off? >> Why are you texting them? If you're not.

getting anything, why are you texting. them? >> Compy. >> Oh, wait. What the What do you mean? >> What do you mean? You read the text. >> Okay, we'll continue that in the post. I'm going to look at all of them. Here. we go. Okay. What's your rent? >> 14. >> Oh. Oh, rent. The soon to be, right? >> Utilities estimated. Well, let's. >> It's included. >> Okay. That is that including internet, gas, and electricity. Good. >> Okay. Debt with your payments $1,167.61. Student loans will go on top of that.

unless you go to grad school, but then. even knows who knows what we're doing. Phone bill. >> Mine's like 71. >> Okay. >> Mine's paid for. >> Okay. 71. Gas. Vroom vroom. Drive. Drive. >> I would put it high up there cuz we both. drive to school. >> Tell me more high up there. >> 50 a week for me. >> Okay. Okay. So, 200 for you. How much. for you? >> How much for car insurance? >> I pay mine uh 6 months in full. So, >> what is it?

>> I think it's like 14 for the 6 months. >> Okay. 233. You. >> mine's taken care of. >> I don't understand how you're all this. up. You are the issue. >> I Yeah, >> kind of. I mean, you're getting worse. So, 233 a month for you. 234 we'll call. it. Groceries. Well, kid and everything. We should be able to do about 800. Follow the meal plan. They got to do. meal prep. It's pretty good. So, it's. your Okay. TP fun. Anything else for you. guys to survive? >> Rabbit, >> tampons, morning after, all that good. stuff. 250. >> $80 for the rabbits.

>> for Okay. Yeah. I'll put that in the. pet. Okay. $80 for rabbits. Medical healthcare, their co-pays and. [ __ ] on a monthly basis. >> Uh, going to get sick a lot. Probably. like 20 bucks. >> Okay. 20 bucks. Subscriptions, I'll put. 50. Uh, okay. Anything else that needs to be. in this budget? I need to know now. >> My nails and hair, like maintenance, >> oddly enough, actually might be. justified for your work.

Okay, so here's the thing. I give you. $1,000 for whatever. >> Are you a contractor? >> What do you mean? >> Okay, go in Minecraft. >> Oh, I am I am a Yeah, I'm. >> I'm giving you $1,000 for whatever. You. put it towards fun, you put it for. anything, it doesn't matter. And yet, even still with that, you have an extra. $5,000 left. So, be easy. You guys just. control your spending. You guys are. absolute morons. $72,845.65. Yeah, it is. You guys are stupid of even.

needing to be on the show minus student. loans 42,000 minus Okay, let's just call. it uh $42,000. What's leftid by $5,000. literally takes 8.5 months. Then you get. a fully funed emergency fund. Call that. an extra eight months or whatever. A. year and a half, you guys have a fully. funded six-month emergency fund and. everything and then you save up for. retirement. You guys will be fine. That. was the easiest in the world. Shut up. You guys are just control your spending. and budget. Budget together. Shut the up. children. We'll get back into that crazy.

[ __ ] and go through everything that's. going on in the post show. So, make sure. you stick around for that. But let's get. the hammer financial score first. together. Spending in a budget over uh 0. out of 10 because you overspend that. There's collection zero out of 10. emergency fund, but that's savings for. the kids. Okay, there was like uh 2,000. also additional 2,000. So 2 out of 10. Retirement, I didn't see anything. 0 out. of 10. Real estate 0 out of 10. Need to. start saving for retirement now. In a. year and a half, you'll be able to and. you'll be able to actually have a pretty. good retirement together. So Hammer. financial score.

five out of 10. Get josecale.com. Join. Hammer Elite by clicking that join. button. Join us for an extra 20 minutes. of this in the financial auto post show. and three premium shows posted every. single day, six days a week. See you. guys there. Thanks for three million. subs. Bye-bye. End of that conversation. You said no for emotional and extra. [ __ ] Yeah. What the [ __ ] do you mean by. that? >> I mean, please go into it. Tell cuz. she's not happy about this. >> We've had those talks. It's. >> getting out of this. The [ __ ]. >> the flare. >> Want to watch them jack off Facebook? >> Look at it. >> Yeah. >> Hammer Elite is the best YouTube.

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