She’s Back | Financial Audit

last time did you learn from the. conversation I learned that what you. said was not for me 40 to 45 an hour for. my PR agent part of me that says I can't. afford that but the spiritual side of me. says I can if I believe it and then more. money comes in you're joke you're I need. to are you going to. meditate all of our education is bundled. together for 15% off with a 30-day money. back guarantee go to Caleb hammer.com. bundle or click the link in the. description or pin comment below.

I'm Amber Pita this is Mac I'm 28 years. old he's 15 years old we live in Tanga. California just outside of Los Angeles. and this is financial audit and this is. Caleb. Hammer yep welcome back welcome back we. filmed a year ago it's our anniversary. yeah so you're one of the last episodes. that went up last year very popular. episode people liked it looks like 1.4. million views today.

I love that people want to see where you. are so we're excited to have you back on. what do you do for a living every time. someone asks me this question I have no. clue what to say um maybe your income. Source okay well I am a performance. artist uh what does that mean. performance art is Art made by. performing um on stage you're a. performance artist in a way I guess yeah. yeah um I just record conversations but.

sure yeah yeah you're an Entertainer. yeah so same here but uh my main source. of income right now is being a social. media producer what do you produce I. produce ads there are some organic ones. that are considered social media content. for many. Brands I am also a ugc producer user. generated content so those are the ads. when you're scrolling on like your Tik. Tok or your Instagram St you interrupt. our brain rat yes exactly I'm.

like this is the best water bottle I've. ever had that's me I get paid a lot of. money to do that uhhuh and other things. I get paid to post on social media dream. come true what sponsored posts is that. what you're saying that sort of things. okay so what are we making with all this. like average month average month you. know I'm not good with the numbers I do. remember that but let's you know I want. to have made progress yeah and even if. you're a performance artist and stuff.

like you're here for actual real right. yeah okay so how much comes in on a. monthly basis uh if I had to estimate. right now. on the internet I would say on the. internet what is it different if it. wasn't on the interet was it would it be. different if it's not on the internet. yeah if I weren't on the internet I. wouldn't even be looking I'd be hiring a. CPA which I'm trying to do $4,000 next. year well I mean you could but there.

would be no need chill that is one thing. I wanted to talk to you about today cuz. I need help hiring a team oh my God but. you make $4,000 a month um I haven't. really been counting but counting it's. only going up bro counting my income I. don't look I just make it I intuitively. your personality is just as curious as. it was last year you are uh that's one. word for if this is you know there there. are going to be comments there are going. to comments that think like you're just.

like putting on a show and stuff. especially with that no you should have. seen her we because it's a followup and. you know actually at the time of having. you on last year you were dating a. friend of my camera guy Ed well the. Brandon's the editor yes so you know uh. we we do like you and know you more so. we allowed you to just come in and hang. out no this is how she actually is this. is her literal realness she seriously.

just spent like uh 45 minutes meditating. and preventing us to start filming until. end of the day so I just wanted to throw. it out for anyone that thinks she's like. being a performance artist right now. that's what she does for a living and I. can see why but good okay no me it's say. you're interesting you're curious oh my. God thank you okay yeah so you're right. technically up by 1,000 bucks you were. making like 3,000 a month last time time.

really wow cuz I remember according to. you well you know average. median Max I don't know but I remember. that my bank accounts were in the. negative last time yeah it was which was. crazy what's that V. diagram we'll get there. okay so anyways um good yeah the income. sources are varied right now that's. what's amazing I'm going to talk about. what I want to talk about a ceremonial.

drink in the green room that's why we're. taking so long yeah Lindsay got me a. knife and a cutting board what the are. you drinking. cacao it opens your heart that's the. only reason I'm able to sit here and. talk to you the stuff that makes. chocolate yeah it's ceremonial so um I. was just telling claraa Clara indigenous. tribes thousands of years have been. using this to open their hearts they've. been known for living past 40. I don't know dude chill what.

chill what chill are you like insulted. by that I don't know we started late. because you're cutting caca are you. talking about indigenous tribes life. expectancy just in general I don't know. people me you're talking about this. doesn't matter this literally doesn't. matter go on it doesn't continue what. was your question again okay can we talk. about um my other source of my other. sources of income acting modeling.

traveling having fun yeah you came on. when we had a when we had more people we. allowed more people who are interested. in being in front of the camera yes your. first time yeah MH I that's my job I. know I know it says they're always. interesting individuals and sometimes it. feels like they're not looking for help. are you looking for help yeah am I. allowed to ask questions now yes well I. haven't even like barely talked at all. you can of course ask questions what do. you mean okay so where do we start well.

okay well no no no for the for the sake. of the audience I want to set a baseline. though so total you're saying everything. that comes in across all those on. average is $4,000 a month right now I. think we. um we average four lots of contracts pay. not. W2 hell no so you're setting 30% aside. for. taxes um no not yet yet when was the.

last time what the [ __ ] are you doing. hey let's pay attention Okay no I'm. actually like two years behind on taxes. they just emailed me they're like they. emailed you how much do you owe do you. know well you know I didn't make that. much money last year so how much did you. make last year I don't know how much. have you made this year I also don't. know maybe 30k okay okay that seems like. a lot I want to let's just you know we. were here let's start even here mhm you.

came on we talked about what to do I. talked about making. plans overall financial plan for you was. to hopefully get a 40 hour week job and. extra 20 hours a week on the personal. business that you're trying to do. building out that monthly budget. starting to take control of our debt and. then getting back on retirement yeah I. paid off One credit card okay okay so. that's what my question was going to. be this. I want this to be a very real topic a.

very real conversation me too this. last the last conversation we. had had very serious implications where. have we gone since then where have we. gone what has changed we know income has. gone up by a thousand but we owe two. years of taxes including this year is. about to be number three right I have a. feeling um hopefully that CPA will help. me out they don't they don't fix it they. just oh my okay they don't well pill the.

CPA what. CPA there are many spiritual CPAs in Los. Angeles it has to be spiritual for you. yeah yeah why are we still on that train. that hasn't worked oh it has actually in. what way my. spirituality is actually the staple for. what's helped me be where I am now you. don't think any Talent any work any. effort any grind any knowledge of.

Industries um life isn't just about. numbers Caleb I didn't just I didn't say. numbers I know but you think I've only. made like you're saying like Okay. nothing's happened you've only made like. an extra thousand a month this year yeah. there have been some crazy things that. have happened that I've manifested I've. prayed for and here we are so like one. thing is I took a dream trip to Hawaii. that I was paid to produce commercials. for out there how much did you make for. that I was paid 12K awesome how much did.

you spend to have to do it obviously all. of it I'm trying to live my life um but. I was able to move out of my dad then. then then what are we doing then what. are we doing last time did you learn. from the. conversation I did I learned that what. you said was not for. me then why the are you here because I. need help with some other things so you. told me okay sake for fine for my sake. and the audience sake what what do you. want help with I seriously want your.

help okay on what chill daddy chill what. the hell is even that I am making more. money I don't need your help in that. regard you. my my dad my sister everyone was telling. me get a real job uhhuh because after. you set 30% aside for taxes you make. 33,000 in La I would say get a real job. to be honest um for the billionth time I. don't know. but I'm feeling amazing I manifested.

this home that I live in in Tanga I. prayed for an $1,800 two-bedroom place. it's actually a tiny home cuz I was like. how am I going to find an $1,800 place. for that and uh we sublet her when we. travel how you find it how'd you find it. a word of mouth oh okay you just message. people and you take aligned action on. your goals and you find your dream home. so you put in action you didn't manifest.

okay go on yeah and same [ __ ] happened. with right after okay let's back up. being on your show was so helpful Caleb. I don't want you to think that I didn't. appreciate our time together even though. I didn't take any of your advice then. I'm just confused why the I'm sitting. here because I need your help on other. things but we're building the foundation. for that part of the conversation okay. hold on patience is a virtue our how. long did our call last last not call how. long did our interview last last time.

like an hour and a half right yeah it. was really long um I hope we don't go. that long today probably will have to. poop. soon but where was. I the do you need my help with oh thank. I'm willing to. listen perfect but I feel very um what. the [ __ ] is the point right now but go. ahead what I would love your help on is. still in regards to building a team of.

amazing people to help me. produce a lot of stuff um we got the ads. we got the web show we have social media. content so I would actually love advice. on when is a good time to start hiring. video. editors uh producers money. people Etc when you can afford it and. but I don't know what that means give me. specifics.

if they cost a dollar a month and you. have an you and they have an extra. dollar and you have an extra dollar in. your business you can afford it if you. don't you can't afford it I still don't. understand what that means so like for. example what you don't understand like. how do you not understand it if I money. I need objective I'm not a numbers girl. but that's why I just gave the most. simple example of. $1 okay so let's be more specific I have. an amazing PR who wants for what why do.

you have PR you I'm going to be in the. movies I'm already in a movie no why do. you need PR specifically I can see you. needing a lot of things but why. PR I'm still a little conf confused on. that but appar PR is really big in La. my apparently everyone has Amber what. the you got sold hard so into that. kidding bro you're you need a PR agent. in order to help help you build your.

brand it's really important for people. who are performance artists and so. anyways for example 40 to 45 an hour for. my PR agent there's a part of me that. says I can't afford that but the. spiritual side of me says I can if I. believe it and then more money comes in. well you say $4,000 comes in on a. monthly basis you spent. $896 in the last month so I don't know. what the you are Poss even close to.

talking about I will tell you as we go. throughout your documents but just spent. that much. question um oh okay and then another. serious thing I need your help with is. the debt repayment so feeling really. that's what we were doing last time and. I told you bro I paid off one card that. felt really good and there's many cards. in here that are going. NOP yeah I think we have three credit. cards remaining and and then we have. student debt but you know that's a thing.

um we in this country a debt that you. can't get rid of via bankruptcy I. seriously thought Biden was going to fix. that what happened to that the Supreme. Court yeah all right you know I'm all. about helping you avoid messing up your. finances so let me tell you about the. Fizz card if you're a college student or. you're just not a credit card person. listen up Fizz is a total Game Changer.

and it's a debit card it's the best way. to build credit and budget your money. with fizz you're not dealing with any. hidden fees hard pulls and no interest. rates that'll Eat You Alive it's just a. debit card that builds your credit. without costing you extra and here's the. kicker Fizz links to your bank account. and sets a spending limit based on what. you actually have in there so no maxing. out on taquitos or impulse buys because. Fizz keeps you within your means Fizz.

doesn't just help you with better. budgeting it's a legit credit building. plus you earn cash back on the stuff. you're already spending money on so if. you're ready to build credit the easy. way without stress debt or hidden fees. check out Fizz at join fizz.com calb or. in the link in the description and as a. bonus for my audience the first 10,000. people who sign up and use code Hammer. 10 get a $10 sign up bonus try out Fizz. today and let me know what you think I. helped you with the debt last time that.

was the entire purpose of the. conversation that's the entire purpose. of the show this is a get outof debt. show my stomach is turning I think I. have diarrhea I tried to listen to you. when you said you should repay those on. time this past year I was mostly on time. I believe I won't lie we had some late. payments um here and there yeah I forget. what other debt I have I have a car. payment um which is pretty hefty but I. love my car she's super cute her name's.

CeCe 2024 corala cross Toyota hybrid. yeah I basically just want your help to. but you didn't listen last time so what. would this do I did man it's been a year. you need to be patient with people's. Journeys I am we have the statistics for. the show people pay off like $7,000 in 6. months that's amazing that's full-time. work I don't work fulltime exactly and I. suggested that you did cuz that would.

have got you there quicker you got a. cool Hawaiian gig I'm glad you got that. experience you spent the entire thing. you were not zero like that is not that. is not sustainable when we are making. $330,000 in. La that's what we do no that's not spend. money we make huh what do you mean we. what the we are you talking about me and. other people other people that are. mature individuals who set themselves up. for Success actually try to get to their. goals Amber you have goals so I'm not.

mature because I decide what's best for. me and I do that I get amazing advice. from an amazing human named Caleb Hammer. that's you but you didn't follow you. didn't follow it what are you being. narcissistic right now why do I need to. listen to everything you say it's advice. I take it with a grain of salt maybe a. mountain anyways I respect the out of. you um and I respect myself equally as. much so if you respected yourself you'd.

get out of debt have a fully funded. emergency fund and be on track for any. kind of retirement at some point you. would be actually h no what I don't. believe in emergency funds or. savings you're going to need to explain. that to me cuz I didn't even know that. did you see my savings account there's. $5 yes that's welcome to the show that's. what most people have that doesn't mean. they don't believe in it how the. possible do you not believe in it I'm. still cute and funny even if you don't. think so no you're not being cute in fun. of you right now you're not this is your.

actual life huh what what did you say. nothing this is your act what are we. doing. here I are we doing here some Financial. look now you want me to listen to. everything you say I want to learn from. you gosh do but I want to be my own. person Caleb we need to meditate you. should have meditated like me for 40. minut trying to figure out how to even. navigate this because do you want to. know why I don't believe in slaming yes. cuz that was my question so please I.

personally for me I if other people. believe in savings accounts then like. for sure go for it I don't judge Caleb. judges but for me or I want you to be. safe but go for it yeah I I believe you. have altruistic intentions for everybody. explain it explain it okay so for me I. you're not used to people actually. pushing back on you are you what do you. mean by that come on let's be honest.

people just suck up to you Amber. legitimately people just suck up to you. you're the pretty girl you're very fun. to be around people suck up to you your. entire life no one ever stands up to. your delusion wish people do not stand. up to your delusion actually put you in. your place and actually try to. reconstruct what you think why do you. think I'm so funny it's because people. bully so far you're being cute or funny. okay you're not being cute or funny. you're not being cute so they didn't. want me to know that they thought I was.

so cute why do you not believe in. savings based on the Law of Attraction. which you might have heard of if I. expect the need for a savings account. and I actually have it. then is going to happen where it's going. to deplete my savings okay then what. happened to every single person who. doesn't have a savings account that has. been on the show which is pretty much. everyone uh something happens in they. don't have money then they end up going. into worse debt so what happens what.

happens because they didn't have it. emergencies wouldn't have happened I. don't know what their mindset is I. haven't talked to them and maybe they. firmly believe that they'll be able to. stack it you're too L you're too L I'm. still talking Caleb some people still. have it in their mind and their. subconscious that if they have a savings. account and or an emergency fund that. there is going to be an emergency so. therefore it happens for for me. personally.

personally and Mac he doesn't have a. savings account. either I just know that if I have that. I'll have to use it so I'd rather just. get a fat checking account you haven't. had a single emergency in the last few. years oh my God I don't want to go there. of course I have of course I have but I. haven't had a saving the f are you. talking about I haven't had a saving no. then what the are you talking about. that's [ __ ] then you proved yourself. wrong no you proved yourself wrong wrong. an emergency happened even though you.

didn't have an emergency fund so what. the are you talking about you proved. yourself wrong life proved you wrong. okay yeah [ __ ] happens I haven't needed. to. spend money on these. emeres inste your debt goes up what do. you think I charge a. card but not anymore dude okay so can we. talk about like debt repayment options. for me ask your question um Okay so. based on all this debt I have you can.

see some of it there um in addition to. that there's like money I owe my dad for. him helping me while I was mentally figy. I don't have this how much do you owe. your dad I included it in the email well. I don't have your email do email right. here month's worth of income $4,000 well. pre-tax pre-tax pre-tax for [ __ ] sake. but you don't know that because you. mooch off the system but you also don't. give to it ah so Daddy 4,000 to because.

you had a mental breakdown you. said yeah what the American. way you're not being cute can you never. had a mental breakdown can you take this. fing seriously that's why I don't I. didn't get a 40-hour job like the one. you wanted me to you know the rest of us. sacrifice a little bit in order to try. to live a better life at some point you. would have the opportunity to take even. more risk and do all these crazy things.

if you had a little bit of a safety net. if you had any chance of retirement in. the future if you didn't have debt that. is required if you didn't have the tax. man coming for you you're going to have. the tax man cometh oh they're in my. email exactly and that's the start wait. until if you do end up getting forced to. be a job and maybe they start garnishing. wages you don't know what's going to. happen you're 25 I mean neither of us. have experienced a truly bad economy. neither of us have. experienced. that you don't know what can go wrong.

yeah but you're not willing to. acknowledge that it's possible so you're. willing to laugh through this entire. conversation like it's a joke instead of. actually growing up for the first time. in your life okay it's a half joke half. joke every joke is half. true um but I agree I think that I'm. personally extremely blessed in the. sense that I haven't needed a savings. account I've always made it work or I've. had family to fall back on I've had. family to live with so I haven't needed. to do that but.

personally if that's the word you want. to use sure well yeah but cuz instead of. growing up you rely on other people and. they will just always enable I'm grown. I'm fing grown kind of you we're all. growing up it's a work in progress It's. a work in progress if you're doing the. work you don't see me every day you. don't know what work I'm putting no but. I see your documents and your debts. going up you see a piece of paper and. number yes so the work in terms of your.

spying on me if someone were spying on. me they'd be like oh my God. the the work in your personal financial. life is not a work in progress cuz. you're not working towards. anything um oh my yeah we pay do you pay. what are you working towards Amber what. are you possibly working towards I'm. working to be a beacon of. authenticity that's why I'm here I'm. having a good ass time a beacon of. authenticity I'm going to fight you. whatever you say that is not.

authentically aligned with me and you. know from the last episode I don't bull. I'm an open book you've been bullsh this. entire conversation let's be honest I'm. going to call you out this is not cute. it is not a good quality of a human. regardless of who they are to be. irresponsible in life and have no sense. of security or safety or maturity that. is not a good quality to have Caleb why. are you expecting Perfection out of me. I'm not I'm expecting effort and you're. not doing anything.

financially finances are my like weakest. if you want to say weakest pillar of we. had convers but we had a that's why you. were here a year. ago that's why you were here a year. ago we shouldn't be resuming the. conversation a year later if we're. maturing and putting an effort and. making progress people grow at different. Paces dude you can tell so you're. permanently 14 for the rest of your life. and by the time you're 80 you're.

15 well done this is huge for financial. audit for a year now my team and I have. worked with experts to create what I. truly believe are the three best. educational programs in the financial. space online we have our budgeting. program where I teach you how to create. manage and revolutionize your budget and. control your money and then there's the. investing program where I teach you to. Define what investing profile applies to. you and your life and then teach what. specific investing strategies applies to.

you in that situation and now finally we. have our debt program where I teach you. the best ways to pay off debt manage. debt and even take advantage of good. debt this has been a revolutionary. project that we've been working on for. over a year now and just like over. 10,000 people who've already taken our. educational programs you can now take. advantage of all three of them bundled. together at a 15% discount I've heard. from thousands of people now who've. taken these classes and they've. literally changed their lives for the.

better and finally you can to at a more. affordable price head to Caleb. hammer.com or click the link in the. description below you will not regret. this okay I don't know if you're. projecting about to end this man's whole. career no I got my together I have a. fing company I have employees I have a. house I have actual responsibilities. that I am taking care of on a daily. basis you have empathy where's that at. yeah absolutely theing resources and. money that we put into this to actually. get people out of their situation paying.

people above the median average for. their positions you're damn right I love. that that's amazing yeah so want to do. the same I seriously want your help but. you keep trying to make me out to be. this bad guy no no it'sit let me talk. about my nonprofit I'm not what are you. plugging a nonprofit um maybe no no no. Caleb I'm not all about making money if. I wanted to make money I would have. gotten the 40 hour not saying you need.

to strive to like millionaire status or. anything like that I'm talking about a. basic level of security instead you're. being enabled by family members who is. allowing you to do nothing that's not. allowing you to milk off of them okay. you want to hear a. story I'll get crisscross applesauce I. feel like maybe your inner child is a. little upset that they feel. unappreciated that they can't or rather. that I'm not taking all of of your. advice being on your show was seriously.

very eye openening I had a fun time good. and then you did nothing you did too and. then you did nothing I did a lot behind. the scenes okay these documents don't. show everything put these in the mother. Shredder but after I was able to watch. myself on financial audit I really was. like oh my goodness gracious she's. insufferable not that um thanks I was. like damn I really am in the victimhood. mindset yeah. no can you talk nicer to my inner.

victim dude my family had three. interventions with me and they have not. worked in like two weeks about about. actually it was about seeming and. feeling too entitled to like support. yeah yeah cuz you are um that how have. you survived how have you survived. because of the because you just take. advantage of people around you okay what.

is your month what is youring monthly. payment to your dad for the $4,000 good. death okay that's what I wanted to ask. you cuz my dad was like Hey can you. start like repaying me so nothing is. what I'm hearing great by the way guys. if you want to be on the show and you're. not her apply at Caleb hammer.com and. I'd be happy to have you Caleb. hammer.com apply if you want your Hammer. Financial score hers is probably a. negative uh go go to you can also it's. it's free Link in the description below. Ambert you're killing me did we did we. we connected you with resources uh.

throughout did you did you ever take the. budgeting class did you ever take the. investing class did you ever take the. debt class I didn't like your budgeting. class why because it actually required a. little bit of sacrifice okay to be. honest that first part of it was just a. way to collect my data who'd you sell. that to you asked for all my. demographics and Sh and I was like. that's because we I want to understand. our audience we don't sell sh oh okay. that makes sense took way too long the.

most basic thing yes the de all of our. classes are multi hours with quizzes and. education because this isn't a simple oh. if I can just change my life like that. cuz this isn't some manifesting [ __ ]. you actually put in real effort now that. you're saying this okay I feel like I. could take it I could take it would it. feel like I'm setting my head on fire. probably but maybe I could make it Fun. by like watching a movie at the same. time you're an actual I don't like you. well I'm growing up in the sense where.

I'm trying to to you're not you're not. you're not and this is I mean well this. is why I am where I am you're making. this a failure of an episode this is. this isn't good you're being just a dumb. child usually people can get something. from this episode from these episodes. even if the other person's just well let. me continue my story because maybe. you're not getting anything but I feel. like someone else out here is feeling. very seen and heard seen and heard. that's spiritual oh yeah you no no no if. someone is being seen in her because.

they see themselves in you they need to. get locked in aing institution Caleb we. are all each other's mirrrors shut the. up whatever you judge and me judge about. yourself do you feel like you make. enough money yes well maybe that was a. mother cuz you're judging me for not. making enough money no I'm judging you. for literally the numbers on the paper. what the are you talking about oh my. gosh. you know you should try these on when we.

have people back for the pups it's it's. hoping it's hoping for a celebration. it's hoping for a celebration it is a. celebration dude I made 12K and 1 gig. right after the intervention from. my I don't believe in savings you know. what I spent that on I spent that on. rent I spent it on acting. classes a car and. transportation I don't let my money sit. in a bank account to not use I spend.

that I'm going to Asia Next month hey. you're a decade and one year into acting. if you're still taking acting classes. maybe it's time to move on cuz obviously. you're a failure I don't think you. completely understand something that. you've never done but that's okay mhm. it's extremely difficult sure yeah I've. been more successful in front of a. camera than you'll ever be in your. entire life. interesting Amazon Chase I'm not going. to say anything too cocky but I believe. in myself I would believe in you too if. I saw literally any effort I'm sorry for.

the insult like I just I want to put. things in perspective you want to throw. things out there I'm going to sh on it. when it's like if you are bullshitting. yourself I'm not going to allow you to. put yourself on a pedestal I don't go. around talking like oh I'm this great. guy with a great YouTube channel I have. the same friends I had before as I do. now nothing has changed but you're right. I'm going to on that when you're trying. to act like you are here when you are. not look at you $30,000 not paying taxes.

not doing anything not making progress. I'm not let you going to sit on a high. horse you know that I am in full. spectrum mode I see the lows and I see. the high. autism I'm saying I see the highs and. the lows you don't need to you don't. need to put on some little cutesy thing. we're just going through your debt so we. can get you out of debt and if other. people relate to that that's great Caleb. I'm not saying anything about me being. cute you are so thank you.

$2,228 195 on this Amazon Amazon Chase. account was 76 or $67 is your minimum. the payment you made more than your. minimum Amber good job then you get. purchased on the card why why allow this. to go up even though you did double your. minimum Mony payment the balance went up. while it's also ACU $. 4566 of Interest why do no no listen. you're oh wait aing second available.

credit. $24 guys we're making progress we're. really getting there the you talking. about $24 you do cuz you don't have an. emergency fund and you see you use [ __ ]. cards if emergencies happen so you need. credit well I now think needs happen so. they don't happen to me that's not how. this works you might St your toe fall. and break the face and then you can. never make money again on what you're. trying to do Caleb everything that I. think will happen does for example I was. on my way to Miami when I was on the.

flight last month I literally think I. need to buy chill I really need to buy a. new Viator and then I get to the I get. in line to check in for the mandon in. Miami Beach and this fairly creepy man. approaches me and is just like um excuse. me I I was with a crazy woman last night. and she grabbed these toys from the mini. bar um would you like thisor and ring. and I was like how did you know I needed.

that I want to give you free money right. now I've partnered with different. resources that will literally give you. hundred hundreds of dollars the moment. you sign up for them check out my. investing app of choice Mumu where they. give you up to 15 free stocks and 8.1%. interest on your uninvested cash when. you sign up with my link do you want a. more traditional savings account check. out where I keep my emergency fund Sofi. where they'll give you 4.5% on your. money and up to $300 would you rather. have automated investing sign up for. acorns with my link and you'll get $20.

right now instead of the usual $5 you'd. get from your friend's referral you can. also sign up for our investing program. and get $100 in cash deposited into your. Mumu account this is the best way to. learn what your investing profile looks. like and what investing strategies to. use based on that all of this free money. is linked in the resources section of. the description below so don't pass up. the free money cuz I'll punch you that's. one of about a hundred stories of how I. just think something and it happens so I. try not to. you happening except for all the that's.

going on in the world currently but. anyways what what did you do with theing. this is a get out of that show I tried. to use it I haven't had in forever so I. tried to use it on myself I like put it. on my finger you don't have that oh and. um it worked okay you're one of those. people that anything happens yes and one. of those people where anything happens. in life and they connect it to some. thought we're all thinking endlessly. endlessly L I'm thinking about I'm a. little hungry oh my goodness I [ __ ] oh I.

affirmed in my entire life and allowed. this food to come to me that I purchased. later like no this just happens cuz like. you just associate everything with your. delusion and I can't deal with that I. don't know what do cuz you're kind of. broken. 2,220 shut the up $67 minimum to payment. gosh I'm probably being a dick but huh. huh yeah being extra rude today it's.

because you're being insane I want to. have a realing conversation get you out. of debt and you're literally just like. oh I'm so cute vibrators $489 in. interest in a yearly basis is not a joke. I would take this seriously I would no I. would start not joking because that is. an actual serious thing that is. impacting your. life I physically can't not make a joke. so sorry not what what did you want to.

talk about with theing interest um go. yeah how do we stop that okay so give me. a how stop you pay off theing card give. me let's talk actual numbers I don't. like talking them myself so now that. you're here um is this a safe space. Caleb talk numbers what's your question. okay so based off of what you know oh my. God Mac is having a panic attack because. of you no cuz her going to be homeless. we would NE I would never make you.

homeless what's your question okay so. based off of what my income is right now. and have no doubt that's going to go up. very much so but um I need a feasible. number for paying all this [ __ ] back but. my dad is definitely the priority of. course why it's interest free but um. well is he demanding it back does he. want it back right now he wants payments. back doesn't the full fair then that is.

fair and how is your income going up. because again you win from $20,000 to. $30,000 a year in the second or third or. third most expensive city in the United. States well done okay congratulations so. okay your income yeah you went up from. 20 to 30 you're really really really. just doing the bare minimum I'm sure. that's under the poverty line in uh La I. am not doing the bare minimum I have to. spend all my other time in income okay. yeah income so you're saying your income. going to go it's not it's objectively. not I'm saying income in general great.

to have dude I'm literally trying to. make a point from what you're saying I'm. trying to defend myself not that I need. to but you're saying it's going up so. are you going to go from 30 to 35 cuzz. we can't work with that if you're going. up is the same as it was last time it's. really you're still ending up somewhere. that is not good for the are you liveing. bet I bet you I'll make a million. dollars in 2025 what do you say to that. what do you want to bet on that.

I don't bet but I would bet $100,000 on. that sh the happily really you're not. you're not a betting man though no I'm. not you can't just tease me with that. you are there's no way unless you have. something I don't know about um I'm. starting a. nonprofit does that count if it's. nonprofit I'm going to die I think so I. told you man I'm not all about the. income I'm about impact how are you're. making a million doll a nonprofit this. next year well your salary from the.

nonprofit's a million dollars it might. be but you know no is that seriously the. thing or is there something is there a. gig that is lined up where you're. getting paid a million that I do not. know about yeah I'll probably be in a. great movie next year but is this is. this has this been auditioned even yet. not yet but okay then yes you know get. $100,000 hours absolutely at the same. time there is not a single way in this. world you'd ever be able to pay me. $100,000 if you.

lost cuz I'm not going to lose because. you have $. five five to a million almost unheard of. unless you were like starting some crazy. business and got investors and went. public or something dude listen four I. mean you literally lost $489 in interest. on one card and this relativ matter what. if my income from the nonprofit from my. social media work my modeling work okay. what's your nonprofit lady I know you. want the web show I mentioned a year ago.

oh so we still haven't got our goals off. the ground in a single year I have other. goals that have gotten off the ground. Caleb go on what is it what's this. nonprofit web show so I rebranded from. healing Amber because I believed we're. all healed I'm not. broken just broke but go on uh no I'm. not no I'm not go talk yeah we rebranded. to exploring Amber because my favorite. thing to do in the world is to travel. and and to make videos and to make.

spiritual comedy zero and okay and. basically the nonprofit is kind of like. imagine the energy of Oprah I go around. the world I experience all has money so. there there's I can't you don't think. Oprah started somewhere without money. she did but she made some and saved it. go on I'm only 28 dude dude I'm a baby. yeah I'm.

29 you. are how old did you think I was like 30. something but I don't why do I look. ancient no I don't think that age is how. old do I look people I don't I do I I. think age is a privilege you just I do R. and all and sunscreen every day oh I H. do I look old I know I think your skin. look like you had a skin Journey the. past year who helped with your skin I. just want to know your skin esthetician. friend why yeah why why are you why did.

you think I'm older no it's not it's not. like that it's I I'm not good at. guessing age I'm like a four-year-old. when it comes to guessing ages I'm not. good at it I just say. numbers um but yeah basically the energy. of this show is I would go around and I. would experience all of these let's say. Wellness um businesses these spiritual. business businesses these travel. businesses stuff that's fun thrill.

seeking and then I would get donations. from people to make these experiences. more affordable and accessible for. people who can't afford to go on flights. who can't afford donating to spiritual. experiences who's donating to this I. already got 5K bro yeah wonderful so you. know there are like nonprofits that's a. lot of money there are nonprofits that. help people who can't hear who are deaf. who are blind who are otes who struggle. in life who are homeless and you're like. okay that person couldn't travel I want. to make sure they can travel and see.

things you have you traveled are you a. traveler I don't travel very much but I. have okay you want to come on a trip. with me one day I'll show you how. amazing it is I don't think I can sit. next to you on a flight then we'll sit. separately we'll have separate hotels. Mac will babysit you while you cry about. how much you hate travel I'd appreciate. that because Mac's the only way I'm. making it through this episode and. you're right you're 28 you have some. time guess what so much Oprah only made. her first million at 30 [ __ ] two okay. well I'm and that's inflation adjusted.

so she probably made today's million at. like 30 you didn't shake my hand on that. bet yet you're not Amber you're if. you're making a million dollars from. your nonprofit next year let's just say. you do you're abusing your. nonprofit it's all about varying your. income sources that's not my only income. Source um eventually I will be making a. million dollars a year from that because. we'll be rolling in the dough but do you. want to try those no my ex had glasses. like that oh so am I reminding you of. your ex right now no I just never.

thought it looked. good I think they look amazing we. actually have a you know we're Pleasant. if you're watching this we're Pleasant I. just didn't think those glasses look. good we learn a lot from traveling we. get to see other people and other. cultures as humans if we all got to. connect with people I I appreciate that. you agree then I think that we would. have a lot less war a lot less. um and You' have a lot less poverty in. your future if you literally sacrificed.

temporarily right now I'm not in poverty. bro in your future do you know what the. word future means are we able to. comprehend words future the time ahead. those moments yet to be. experienced why don't you manifest yeah. manifest comprehension real quick. minimum monthly payment on this next. card is 60 bucks you have you owe 1,724. on it thank you thank you for not. purchasing on this card interest was. uring of. $435 stop how long does this take to pay.

off hey how long does this take to pay. off minimum monthly payments please how. long I'm leasing the car how long this. is not the car we're talking about Bank. of America credit card oh. sorry why do you have to call me that. because I'm irritated call me that. because I'm irritated and I swear a lot. I apologize how long does it take to pay. off this credit card minimum monthly. payments Bank of America H yeah that. that's the I know you don't know I just. want you to guess based on what you.

think. um how long if I continue at this rate. no minimum monthly [ __ ] payment on. the card how long does it take to pay. off for sake the easiest question I'm. not going to lie I still don't. understand the question I went to. college if you only made your minimum. monthly payments on this card how long. would it take to pay off oh oh my God. probably like 20 years 11 years but I. was going to say 12 but I said 12. you've had late payments on this card. two times this year so you well okay.

even though I didn't watch your budget. $671 of Interest this year you okay I'm. going to ask you a question that's going. to get you get you off a little bit I. need your budgeting. advice so I want to take these payments. more seriously I am going to be making. way more. income um based on manifestation or. based on something that's already lined. up do you know what manifestation means. Caleb answer my question is it based on. manifestation or is it based on. something already lined up in. contract um both what's in contract I.

can't talk about everything I have tell. me the income I have TV roles coming up. I in contract that are signed no tell me. in contract that is signed how much you. would make um with the few contracts. that I have for social media. Partnerships these are brands that pay. me a Rainer per month don't you want to. know what these are I just want to know. the number that was my question please. okay well I'm going to continue was. saying what I was. saying this is just something I feel.

that is important can get this work as. well you you didn't last with Brandon's. friend did you hell no sorry shock. surprised that was ego who would have. thought that you didn't last with him yo. when people break up with me I see it as. provision from God broken up with you. yep go on continue I don't want to give. him any attention he'll love that but um. why aren't you trying to get to the. answer of my question okay so here's. what happened no I don't care I don't. care toad open the can of worms it's. open I will literally cut this part I.

don't give a [ __ ] then cut it can we. talk about this in the post show in the. post show in the post show no Amber. please oh can we talk about theing money. we'll talk about the drama and the fun T. this related to. money um my ego just needs to tell this. story or she'll explode this is my ego. character she wears these glasses thir a. timer for 30 seconds okay let me see it. the timer that is 30 seconds starting. now thank you so much okay so right. after the episode aired he um ended. things with me after saying babe I.

didn't know your your finances were that. bad and I was like yeah ends things with. me could be money related could not be. and then after or actually during my. Hawaii trip he messages me asking me for. work because he knows I'm a big time. social media ads $4,000 a month shut. [ __ ] up Caleb it fluctuates freelance. work is tough you told me average that's. no I said listen here's the thing he's. the one that can he's the one that told. you to come on the show he was at the. house he he brought you so I don't give.

a obviously just your your delusion was. displayed grateful for him and for being. guess what you're not big time I'm not. even big time who cares what is big time. I don't know but you're trying to talk. to yourself like you're up here I just. can't allow you to be there I don't want. you to live in delusion That's not. healthy um I don't care if you're big. time or not big time I don't care about. that who needs to stroke EOS like that. but I cannot allow you to be delusional. you can call me delusion if you want I. am creating the life of my dreams and.

yeah of your dream is being in debt and. not being able to cover any expensive it. pops up and you're not letting me finish. any of my stories you keep interjecting. with negative. energy talk B if you call me one more. time I'll sick Mac on you I want I. smiled at that sorry I smiled at that. because Mac is very cute okay let me. tune in real quick I need you to shut. the up I need you to while I breathe. right now and think about what I wanted. to say we're doing this you have to. meditate again I need you to shut up.

while I do this please we already wasted. time I'm just talking to you the way you. talk to me okay I normally don't talk. like this to people I don't either but. that's cuz I'm not talking to every day. Caleb sorry I'm sorry I'm sorry I'm. sorry please continue oh my God sorry. listen you're crazy just called me the. continue lady please okay let me see. stop.

thinking I can feel. it I don't know what I was going to say. but if I may finish my stories so even. when you sit and think you're not even. able to think this is incredible you're. a Wonder of this world is that a stress. ball hey you look at me my job is to sit. right here and be the absolute stunning. figure that I am and some things I can't. help like my incredible ass which is why. you're all here of course but also some. things are in my control for example the.

pearly whites I Yap a lot some would say. too much and I get that but listen if. I'm going to Yap my teeth may as well. look pretty damn good but the thing is I. drink a lot of coffee to get through the. Audits and I started noticing some. staining on my teeth so I've partnered. with today's sponsor orlow and they've. brought back my confidence for continued. Yap sessions the reason I prefer them. over competitors is because they whiten. but they do it sensitivity free and.

that's always been why I can't use these. types of products for long due to my. sensitive teeth these teeth whitening. strips from orlow are incredible make. sure to go to Amazon and get the orow. teeth whitening strips sure to use the. link in the description below to make. sure your Gap sessions can be just as. confident as mine with stunning white. teeth oh yes deals no the deals that's. what you were supposed to tell me how. much money is signed deals oh thank you. okay so for these social media. Partnerships I have one um I make four.

videos for this brand a month I get $450. a month sometimes they the videos take. me one minute sometimes the videos take. me an hour that's great next right um I. have a new brand. partnership this one pays me 1,400 a. month for four videos very good thank. you um. what's that other one I'm kind of. blanking I I I still dissociate a little.

bit my finances our our pth to a million. is not $ 18850 a month I have I then for. these other agency gigs these are not. contracts are you going to let me. guesstimate on those based on what I've. made in the past month or we don't like. how long have you been doing. them just a month if it's just a month. for one these are new Partnerships in. the sense where they know to call on me. as their top talent then no I don't.

think we're gonna bet on that for long. Chev if it was something you're doing. for a full year no if it was something. you're just like proven record like we. can do that just like you know the S&P. 500 we can guess it's going to do 10%. cuz on average that's what it's done. historically but if we were just betting. off a stock that was in that went public. last year we can't do that look at my. thingy migger look at the thing what did. you just call me what no not you look at. my thingy migger the one with PayPal. careful you live in LA. whatever is from PayPal is from that one.

agency that hires me regularly $300 per. ugc video each takes me like an hour. okay this other brand pays me like. 500 for another video you'll need that. cuz your pass du on your car 500 that. was just one month bro that's all it. takes is one month bro I. agree good then why did it. happen it happens D I think I didn't. have enough on that card. my busard card card what's card what.

card are you talking about card the uh. business card card is that a credit card. hell no it's like a business debit. business checken account found banking. you've probably seen me on your social. media um timelines found banking I have. not I love them I haven't seen. you weird I've only seen you show hairy. armpits on Instagram yes I'm a body hair. model it's like dream come true I how. much is owed on this car in total I I.

was seeing a finance guy who told me. that this was a good deal the car is. like they gave me a good deal on it it's. $31,000 to buy it. out oh you said this is a lease it's a. lease oh that's well hold on you make 30. a year what are you talking about what. are you talking about what are you. possibly talking about I'm making a. million dollars next year shake my hand. shake my hand shake my hand stop please. stop stop I have to stop when you say. stop but you don't have to stop when I.

say stop my show that that is accurate. okay so money is like water it flows in. it flows out if you don't let it flow. out then you're not going to have it. flowing in it's always going to flow out. but it's managing the. flow if it's a ravenous river that can't. be controlled it's going to tear down. all the trees in your special little. life oh yeah so that's come on I tried. to make that relatable to you yeah I. tried to make that special for you. because you're so unique and very. important Dale Carnegie always speak in.

terms of the other person's interests I. really appreciate that you know me. remember I was trying to ask you for. budgeting advice before you yelled at me. for the eenth time $525 is your normal. payment on here but again we are pass. due and you have unpaid late charges now. you had fees and stuff baked into this. car the maturity date of this lease is. the end of 2027 this is horrendous in. what world would you consider being able. to buy this out you'd have to take a. debt to buy it out you don't have. $30,000. do you not believe in the ability to. make more money I do but you are Net.

Zero on your money self-confessed and. your debt has only gone up that we. looked at so shut the up that's not how. this work okay but obviously you are not. proving that concept correctly and also. we work in progress work in progress. progress work there is no progress and. also we do not get debt with the hope of. making more money listen if you do make. more money if you do then why are you. suggesting it it was a half joke but. yeah sure there were a joke your Life's.

a joke a full joke there were things I. did need to do like Clara I wish they. didn't invent Clara holy just charging. [ __ ] to Clara after pay boom boom boom. wish your mom didn't invent you okay you. want to talk about my mom right now no. thank you she's the reason I'm here and. the reason that I don't listen to people. who well I wouldn't say I don't always. listen to people who yell at me it's. kind of my thing then why sign up for. the show you did it yourself you I.

always follow whatever my guardian. angels are pushing me to do I do it I. felt like I was supposed to come back. here still don't know why yet cuz you. haven't helped me with a budget you. haven't allowed me to get I didn't. really want to budget until I was like. oh how do I repay this debt how can we. budget until we have your numbers on. paper you haven't allowed me to get. through it in we're in an hour you're. insufferable we are $525 is minimum. payment this is what I'm trying to do. you say the buyouts 30,000 but what's.

the remainder of the well we can do it. there's 33 months. remaining. 17325 remaining on your lease to. pay and you can probably buy it out for. like 15 just about really why do you. need it how do you think math works why. do you need to buy it out now how would. you buy it out now with a loan correct. no I don't think that's legal I don't. think I'm allowed to do that well it. would have to be a separate loan oh oh I. didn't think of that oh good please.

don't oh no well I know you'll forget it. in 30 seconds so I'm not a. goldfish that would be ideal because I'm. totally going to go over the max number. of miles that are um allowed for the car. especially the people who rent her from. me that's another thing get my I get my. my expenses covered when I travel I get. a sublet when I you rent your car out. car rental you rent your car out like. turo no no no but like turo Word of.

Mouth like turo but not they're putting. miles why why would you that why would. you possibly do that on a lease that's. the worst possible thing you're not. making your money back per mile my plan. is to buy the car but your but your plan. is what if that plan doesn't work not. every plan works I agree if it's not. meant to and what if this isn't I plan. on buying that out before the lease ends. but I would ideally like to do it sooner. because of said interest when was the. last time you've been put in your place.

for anything not for a while yeah that. is showing Beyond clear I told you I had. those interventions after your show was. released my family was like and it. didn't work dear God it did I. immediately took a line to action so. this is why I asked get worse shut up no. it's not the statements we've looked at. have gone up and you're late on a car so. what are you talking about I saw that. and I H on it I paid that the debts are. not well doesn't matter you were late. cuz you didn't have enough money in your.

business account I did go on afterpay. and I paid for this I don't like to say. healing anymore but I paid for this. course it's a Quantum healing course. essentially I paid like an Ant-Man 25 no. I paid $2,200 for that on afterpay. um I give you free things that are. actually proven to work in the real. world and also has the lowest ref frund. rate by industry standard and we allow. people to have refunds for 30 days yeah.

it's nice and we get that for free and. you don't take that but you go spend 25. whatever on bullsh. [ __ ] what it's not complete [ __ ]. it's the reason I feel like I'm. literally Quantum leaping right. now are you on Dr no I'm on cacao let me. see it I'm I'm curious well this isn't. made with coconut milk it's made with. water so if you want to taste it I want. to taste it I want. time looks like.

dipping okay well y stop lady get away. from me you invited me here I did for a. follow-up we invite every past guest for. a followup. $1,582 55 huh everyone yes. oh yeah congratulations you're not as. special as you thought we're all special. therefore neither of us are special. therefore we are all special shut the. $316.

minimum for this. fla okay with a balance of 1,582 for a. bull class that will do nothing for your. life that's not bull Quantum integation. is everyone knows it the real world shut. the up hey Navy Federal this is the one. you paid off good job with. that yeah you paid our $500 in a year we. need to celebrate our wins Caleb. otherwise they won't keep coming $500 in. a. here good job. girl job I believe that has been.

completely offset by everything else. going up but God I hate interest that's. how it works okay so for real though are. we I recommend the Fizz card for most of. you usually but not for her this time I. do not want you to touch it I do not. want you to touch it I do not want you. to even come close to it I'm not even. going to sit you down with our financial. advisers that don't main money they get. free sessions everyone gets a free. session I'm not going to allow them to. talk to you cuz you're not going to take. it. seriously unless this is you taking it.

seriously apparently but I'm not going. to allow you to touch. it you know what you know actually no no. no one of our resources that I actually. could set you up with. soundmind soundmind. sine therapy three free therapist. therapy sessions of actual mental health. professionals instead of your bll cuz. you need. it three free sessions you get it. instead of your [ __ ] is actual B in. science the audience obviously gets to. deal with it just like all of our. resources but you can actually get three.

fre sessions talk I don't do talk talk. therapy anymore is it like is it. text I don't know is that how you do. therapy talk ther you're a broken child. anywhere sadly my credit score H we're. going to get excellent one. day. no literally not based on your entire. spending habit I'm S I don't want to be. Doom and Gloom and just against you but. that's not how this works maybe I'll. marry someone with an 850 credit score.

then yep cuz you're pretty but he won't. be able to stand being around you for. more than 30 seconds that was really. sexist what if they're a woman or. non-binary sexist assuming that you. would be like the majority of people. you're assuming I would marry a man well. I just went with the average but I'm. okay with you marry anyone I don't give. a I'm just saying yeah maybe we don't. get offended by everything in pretend. like we're a victim in this world maybe. you actually cess of the gay community. everyone knows they exist.

normalize. non-gendered conver dude if you said you. were marry in a vagina I wouldn't have. cared that would be totally normal to me. I don't give a why are you freaking out. about something that literally doesn't. matter to this conversation freaking out. you're freaking out no it's just cuz I. hate people that immediately become a. victim to everything bro that was so 11. months ago what victims um my victimhood. mindset yeah 11 months ago she's healed.

okay obviously stop I'm using it Ladi. stop touching things you're throwing. things at me I can't tell what's mine. and what's not nothing's yours literally. nothing here is yours sure we printed it. $. 26,34 39 the minimum monthly payment of. $279 for student loans did you graduate. I. forgot did you graduate I forgot did you. graduate from school like college yes. hell yeah how' you manage.

that2 $79 minim monly payment $26,389. it's due you don't know what forbearance. is you're not in it. well I haven't paid [ __ ] yet guess what. they will garnish you what's that mean.

take your money before it hits your. account have they already done that not. yet garnish I don't know cuz I don't see. your stubs I need to call the government. for many. things you know what I would actually. rather talk to them about other things. besides my student loans yeah maybe. student loans and taxes we just pay them. like adults did you vote vote yeah yeah. I encourage everyone to. vote who' you vote for not telling you.

it's a sacred thing that we all get to. keep to ourselves green party that's who. you voted for actually mhm oh you are a. joke any other. debts. no you wouldn't know I really wouldn't. know I have no clue but but um what I do. know is that I want to start repaying. them that student loan sure sure I'll.

that I don't want to continue this I. want you to give me actual advice. instead of yelling at me but you are. unreceptive you don't know your finances. you don't know anything you are battling. everything you try to cope through. everything you are not intuitive about. anything in your life you don't even. know what the word intuitive means you. don't understand anything in this world. you act like a child you act you get. offended over every little thing you try. to fight back against every little thing. you Caleb I don't know how you've.

survived I really don't oh cuz Mommy and. Daddy and families and frenzies my mom's. dad so keep my mom's name out of your. mouth from now on okay cuz Daddy then. thank you okay Daddy because daddy will. support us because we don't have to do. anything in life because we know Dad. will support us cuz because he enables. our bad behavior he did which was. amazing when I really needed it not. anymore you just said you could fall. back back on family if things. happened blessed I can go stay with an.

aunt cousins an uncle if I need to and. that's actually what and you don't. interrupt me on this this is. important the main thing oh my God I'm. going to get. emotional the main thing that made me. make the change to actually start making. money to make 12K in Hawaii to have. consistent 4K. months is that my family yeah sure they. were like you up you're too entitled. you're.

too um Frozen this or that but the fact. that they then told me that they would. support me no matter what it like. unlocked something in me and then like. my energy was flowing and I was just. able to create and move and make money. and so we still have some sh unlock in. here but support system is number one so. sure talk about my system if you want. but it's the reason that I'm going to be. soaring and I feel like I already am you.

don't understand this it is not about. not having a support system I can't. believe you have a box of tissues right. here for these moments we did when you. were on last time it's not about a. support system it's about their level of. support is not actually supporting you. their levels shut I let you talk I. literally did not interrupt so shut the. up you need to hit Rock Bottom their. level of support is a no you don't know. you interviewed me during rock bottom.

right now I think you can you're not. going to say it but you can tell much. better listen if that's considered Rock. Bottom then you've never seen Rock. Bottom Rock Bottom is. subjective you can finish your their. actual support would be allowing you to. actually learn from the mistakes but. because they bail you out every time. their support is not helping you it is. enabling you you think you don't need an.

emergency fund because of them you think. you don't need to contribute to. retirement because of them you think you. can just blow all your money because of. them you think things will just come to. you if youing believe in it because of. them always bailing you out because of. them and their support it is actually. harming you in your maturity and your. ability to get ahead in this financial. World which believe it or not we are in. regardless if we like it or not you are. in in capitalism congratulations but. guess what them supporting you that way.

is not actually supporting you if they. really wanted to they would let you. figure it out on your own and figure out. that oh you know maybe I'll actually. respect what a dollar bill. is I dissociated during that entire R. great she's incapable of listening all. right all right I do think I should. start contributing to my retirement. Amber I'm done I'm done can you answer. my questions. finally finally if you think acting L.

easy play along with me you this I. literally just tried to give you what. was probably the thing you needed to. hear this most and then you didn't even. listen so fck you I don't care I'm done. because I don't completely agree with. you saying it's just. listening I did not respect you in that. moment and I'm sorry respect very known. opinion in the world this is a that is.

the most basic thing in terms of. allowing a bird to. fly this is the most simple thing if you. are kept in the nest forever being fed. you will never figure it out everyone. understands this out the nest Caleb I'm. done what I'm trying to say is that is. what helped me launch pad to where I am. now and I think you can tell that I'm a. much mentally healthier person I also. got that glow like you we're feeling. good the money will come so you saying.

that it's not going to where's the. proof okay watch me I really do want. your advice on this repayment plan of. all of these different kind I try to. give you the one thing need I need a. number I need a goal you're joke you're. Caleb I need a are you going to meditate. you're a joke I'm not continuing this if. you want to have fun in the post show we. can this is it this is not you're not. going to give me the financial advice I. literally flew here for my flight was. $400.

ho what's your. type what's my type I think you like. girl next door he likes very like. natural beauty I find you attractive. until you. talk my talking is my best. feature oh is that you trying to ask me. out to watch the financial audit post. show click the join button below.