She Destroyed My Sanity | Financial Audit

Lady goes on local news, multiple city. council meetings, is the face of it. Next place gets fired cuz she's bad at. her job, and now she is shocked that she. cannot get hired. How is this your MAGA. family's fault? >> say we're built on a patriarchy. >> It's always someone else's fault with. you, isn't it? >> No. >> Oh, no? >> No. >> If you're calling the entirety of the. United States today racist and. misogynistic, that's pretty extreme. >> These are the only people of color. >> ALL THAT MATTERS IS TODAY. WHY DO YOU.

CARE ABOUT. 1803? Why does a year that we did not. live in matter? I'm sorry. I was on your. side, and you it. >> I. need to get OUT OF THERE. >> NO, [screaming] LISTEN. >> I just launched Liquid Assets, my. official GamerSupps flavor, raspberry. apple, at less than 40 cents a serving. It's also zero sugar and under one. calorie. Use code Caleb for 10% off your. entire order. Oh, and one out of every. 10 tubs has my face printed right on it. Grab Liquid Assets at.

gamersupps.gg/caleb. or at the link in the description and. pinned comment below. This is the best. drop GamerSupps has ever run. Link in. the description. >> I am Parker. I'm 34, and I'm from. California's Central Valley. This is. financial audit. >> Yes, it is. Thanks for coming over to. Austin, like everyone else from Central. Valley, California. What do you do there. for a living? Expensive California, notoriously. >> Not my part of California. >> Well, it's going to be still expensive. for the United States, right? I'd.

assume. >> Um I work in a office a plumbing office. I do. customer service now, but I was before. we got bought out. >> customer service? >> Yeah. >> That's the job, customer service. There. it is. So, what do you make doing. customer service? >> $25 an hour. >> Okay, how the can you live in the. Central Valley, California? >> I live with my parents. >> At 34? >> Yeah. It was a It was It was a backslide. >> Backslide from what? >> Uh from owning my own house and two.

cars. >> a house and you backslid to living in. >> Yeah. >> How many hours a week do you work? >> 40. >> So what is your net take home per. paycheck and what is that per paycheck. cycle? >> Uh it's I get paid every two weeks and. it was when I got my first paycheck with. the new company, it was 1555. >> me. Good. What dude, what was your job? What was. your job when you had your house and why. are the aren't you doing that now?

>> I was a 911 dispatcher. >> Huh? >> I was a 911 dispatcher. >> Go dispatch 911. >> Trust me, there's lots to call the cops. on over in California. They'll just let. them back out again. >> I'm trying. I'm actively applying for. other departments. >> Why? Well, wait. No, why why aren't they. accepting you into these positions? >> Um I may have cut some waves when I left. my Oh, for. >> So like what the did you do? What. did you do? >> It wasn't just me, it was all of.

dispatch. Um but I kind of became the face and I. think I'm kind of blacklisted now. I've applied at every department. in my area and interviewed at all of. them and they. >> Yeah. >> What can you do now? >> I'm hopefully a different department. >> No, you're blacklisted. >> But if I go out of the area. >> Oh, you mean that department? Well, okay. Well, how far out is out of the.

area? You can't afford to go move to a. different area. You live with your. parents right now. How bad was it? >> It was really bad. Uh. >> Tell me detail. >> Like what we were doing? >> Yes. >> Uh we went to the city council meetings. and told them that they needed to pay us. more. >> Uh okay. >> Because uh In-N-Out workers were making. more money starting than dispatchers. were. for. >> You know you have that choice as a. person in the marketplace to go make. more money at a different job. >> The reason they're paying that much is.

cuz that's what the market demands. Go. get a better job. >> I was trying. >> Upgrade your skills. No, you aren't. You're trying to get more money for your. job and the market didn't demand more. money for your job. >> Well, I left there to another department. and was making more money. >> crash out The crash out was just going. to city council? >> We went to several city council meetings. and I kind of became the face of it. >> You became the face. >> Unintentionally. >> did you do? Come on. What did you do? >> Spoke more directly than everybody else. >> Come on, woman. >> The. >> Give me insights here. If this is what. is career I need to know.

>> mayor was a law enforcement officer and. I asked him directly during a council. meeting if. in his experience isn't your dispatcher. the most important person? >> Mhm. >> And how do you do your job when you. don't have any? >> Mhm. >> Because we're all leaving. >> Yeah, I could see why no one would want. to hire you. Why would they want to hire. you? And your name will likely pop up. I. mean, I have an article here for. example. I bet your real name is in here. >> It is.

>> Okay. Well, what the Yeah, I mean, this. is. >> In several of them. >> stood before the city council at two. consecutive meetings to explain their. employment woes. >> Three. >> Well, it ended up being three after this. article, right? Cuz this was 2 years. ago. Oh, almost three. Wow. Okay. Okay, well, why are you surprised? Wait, so. you haven't So, it's been 3 years since. you've made money? >> Uh no. >> Okay, well, you should have upgraded. your skills and figured it out and went. and got a different career at this. point. Well, when did you lose that job. then? >> Uh in 20 I.

left that department. >> Okay, you didn't just go to city. council. You went to several local news. stations. Why are you leaving out? >> One, maybe two news stations. >> Uh-huh. Yeah, you're going out on TV. Yeah, but no offense. Anyone does that. here, they're dead. And then I post. about them once a week forever. >> Okay, but it's all all public record. anyways. >> Huh? >> Everything that we shared was public. record anyways. >> Sure, but you were out there making no. but just no. no way you're surprised that no one. would hire you after that. You're risky.

employment. >> Yeah. >> You're not entitled to employment. >> Well, >> You're a risky person to hire. >> It felt okay because the chief supported. us. >> Huh? >> The chief supported us. He was like, "Yeah, go for it." Like. >> I mean he just didn't want trouble. Honestly, right? >> The whole department thought we were. doing a good job. >> Uh mostly money. >> Okay, we'll get to that. Here is a. different topic. I'm so confused. I. Listen, I'm not I'm not opposed to. uh cuz this is well this was working for.

the public, right? >> Mhm. >> I'm not opposed to. unions in general as an overall concept, but mostly in the private marketplace. where people can unionize. Public unions. are horrible. The teachers public unions have. destroyed public school. The public. unions of transportation in New York. City when Mondaine, who I don't agree. with on everything, wanted to do faster. buses, they protested that because there. would be less overtime for them. They're. anti-progress. What if it was. >> As a first responder, those. >> As a public good though.

>> as a first responder, those employment. laws don't apply to us. So, without a. union, we're not. >> Any employment laws. >> Yeah, but you essentially unionized. You. came together. >> Yeah, we're not entitled to overtime if. >> It's good that you didn't have a union. though. Unions make it impossible for. bad cops to be fired. Like bad teachers to be fired. Public. sector unions, impossible to automate. our ports and get modern technology. Private sector, it makes more sense. In. the public sector, it's insane. So, I'm. glad you guys didn't. >> We were. >> you didn't. >> We were a union. >> were basically acting as one.

>> We were a union. >> Yeah. Oh, you just said you weren't. >> were. >> Oh, then what the you saying? Then. no I Hey, I'm glad you lost your. job then. They always hold back society. in the public sector specifically cuz. you can't allow any public good to ever. become better. >> I left there for a better job. >> What was your better job? >> Uh same thing, but I was making $56 an. hour. >> Okay, that's great. See, look how it. works in the market. There was a job. with more pay. >> But I liked my department. We didn't. want to leave.

>> Doesn't matter. Doesn't matter. >> That was the point, though. >> don't want to leave, then they shouldn't. pay you more. >> We didn't WANT TO LEAVE. >> WANT TO LEAVE. THEY WOULDN'T HAVE TO PAY. you more. You took a job with better pay. You took. the market rate. >> Because we had to. >> You didn't have to. >> Our department is the lowest paid. >> Yeah, but you didn't have to. You chose. to do. >> The three surrounding counties. >> Congratulations, and yet people still. work there. So, you chose. >> many of them. >> But, guess what? When there's even less. and less, they will be forced to pay. more. Guess what? >> We were. horribly. >> here in Austin, we are horribly.

short-staffed. So, there's like 50, 60,000 hour signing bonuses, and every. person makes over six figures who's. working in law enforcement or police. officer. >> now having financial issues. >> Yeah, well, that happens when you're. poorly run city, which many cities over. there are. So, no one's really surprised. by that. But, are we really shocked. again? You went to news stations. You're. causing a ruckus. Who would want to hire. you? But, what happened? You're in this. other place. You had a good paying job. >> Um. >> How'd you How'd you that? How'd you.

that? >> You're on probation for 18 months, and. I I might get up. >> At my old department, I was working so. much overtime that I didn't have time to. realize that I had a bunch of that. I didn't deal with. >> Oh, like what? Oh, here we go. What. didn't you deal with? >> Um my friend got stabbed while we were. working. >> Well, that's not good. You should call. You should dispatch the cops to them. >> He was a cop. >> Okay, you should dispatch a second cop.

>> I did. I was the dispatcher on it. >> Okay, that's good. Um so, that's sad. >> The department failed us. >> What? How did they about how? Like what. what what happened? >> We just had no support. >> I have sent. >> There's there's it's it you have to dump. that like I got. >> Well. >> I had relief come in and they just sent. me home and nobody was like, "Hey, let's. debrief before you leave.". >> I mean, yes, that's that that is nice. and I would like that and I would. advocate for that as an employer. I. would. Uh unfortunately, I mean, I will.

just say and this is the real reality, in most jobs when someone loses a friend. >> a therapist on staff. >> Okay, but most jobs don't is what I'm. saying. And I know you you were more. intimate with it with the dispatching. situation. So, don't I'm on your side on. this. I'm just trying to. Yes, I am. I would again. >> Sounds like you don't support. whistleblowers. >> Whistleblowers? What are you talking. about? Whistleblowers? She's asking for. more money. >> And other There were other issues. There. were. >> I asked for the issues and money. >> I asked for them. You said money.

>> was the biggest one. whistleblower. You're not You're. not Snowden. I don't know what you're talking about. But yes, no, I am on your side cuz I'm. saying if I was an employer, I would. have made sure you got all the help. possible. I am trying to compare it to. the overall 95% of jobs, it wouldn't. have happened anyway. >> It. Do people get stabbed here? >> No, but people that they're close to get. stabbed. So yes, people lose family members and. friends all the time. Yes, you were more. intimately involved in that. Again, I am. on your side here. I'm just trying to. make a comparison where it's like that. wouldn't have happened pretty much.

anywhere. >> Mhm. >> Uh okay. >> I. >> Good one, I guess. Uh but okay, what happened? >> owed. >> Yeah, that's a good issue. I wish they. did. They didn't. Wouldn't have happened. in most places, but so what? What's next. What's next step? Is next step lose our entire life cuz. you did? And that's your choice in the. end. >> I tried really hard to find another job. and then it's. >> Well, why did you have to find another. job? I'm confused. >> Any job. >> Well, why don't you just go. >> go back to that job? >> The job they won't hire me.

>> No, no, no. Why did you get fired? You. didn't say why you got fired. You just. said you went home one day after your. friend got stabbed. >> No, no, no, no. I left that department. because of all of the issues we were. having. >> What? >> Went to another department. >> You keep saying these generic terms. >> I. We were getting paid shitty. >> What? The one where you made $53 an. hour? >> No, the one before that. >> No, I'm talking about the $53 an hour. one. >> Yeah, okay. That one I. just. it didn't work out. The department was. bigger than I expected it to be. >> What?

>> It. >> So? >> I went from dis-. >> Wait, which one did your friend get. stabbed at? >> My first department. >> Oh, we were on the second department. Why are you BRINGING THAT UP FOR TEARS? No offense. I mean, I'm Listen, I was on. your side for the tears for a second go, but go your tears there because we. were We were literally talking about. your second job. Why when I brought up. Why when I brought up why did that job. not work out, you immediately bounced. back to your first job to get some tears. and sympathy. I'm sorry. I was on your. side and you it. So, WHAT.

HAPPENED WITH THE SECOND JOB WAS MY damn. question. >> So, at the first department I WAS. WORKING NO, LISTEN! [cheering]. >> [screaming]. >> I WAS I WORKED IN ONE IN MY last full. year there, I worked 632 hours of. overtime. >> YEAH? WELL, THAT'S GREAT FOR YOUR FIRST. JOB. LET'S HEAR ABOUT THE SECOND ONE. >> WHEN I WENT TO THE second one, all of. that time that I didn't have to process, all of the that I dealt with, that all came up in all the free time I. had cuz I wasn't working overtime. >> GO TO THERAPY! >> I AM!

>> WELL, I then. >> I wasn't aware. >> Of therapy? >> No, I wasn't aware I had issues. >> Of You weren't aware of therapy? >> I wasn't aware that I was up in. the head. >> did that impact your job? If you weren't. aware that you should get therapy, then. how the were you having issues? Well, I'm still confused. >> Because when I had more time, it like. >> Sure, and that's when you realize you. have issues, so go to therapy. >> Yes, but my job was suffering because of. it. >> Okay, but how long? >> I was only there like 7 months. >> What? That's a long time.

>> It's not. Not in law enforcement Not in. law enforcement. >> the up. That's a long time to. realize you have issues. And try to seek some help. If you don't. at that point, I'm sorry. That is your. fault for not seeking help. I mean, I don't Again, I I'm on your. side where I wish they helped you, and I. was advocating for therapy, big therapy. advocate here. Okay? But if you literally chose for 7 months. of knowing you were struggling to not. get therapy, >> No, I was. >> At what? You just said you were.

>> No, I was getting like working on. getting help, but it took me. >> What's working on getting help? I. believe you can get therapy in about. >> First of all, now realizing that I. had issues. >> How long? How long did that take? >> It took a minute to. first. When I you start. >> You're going to make me look like an. but come on, I can read right. through this. >> When you're taking calls that trigger. other. >> Calls, you said you were struggling with. your free time, not with the calls you. had. So now you're saying something.

different. >> relates because you. >> Okay, so you couldn't do that job. >> you have to compartmentalize that like, "Okay, I worked this call, my friend got. stabbed, put that away, onto the next. thing.". >> Okay. >> now when I'm taking other calls, all of. that that I didn't deal with, now. that I'm not as busy, I'm like. >> So 7 months, why didn't you deal with. it? >> I was getting there. >> What is getting there? Where were you? >> Realizing that I had issues. >> you could have done that. How many. months in? How many months in did you. figure out you had issues? Huh? >> It took a couple. >> Okay, 2 months in, there you go. You had.

5 months more. Therapy you can get. tomorrow. So what's the issue? >> I was doing that. Okay? But you still have to work through. >> Yes, it's not an instant fix, that's. true. But also administrative leave, different things. >> I was on probation. >> Did you specifically go to your boss and. ask for help and say what was going on? Then. Okay, then then THEN CAN I WHAT? WHAT? YOU WILL HAVE A DIFFERENT BOSS AT EVERY. COMPANY EVER. I'M SORRY, IF YOU DIDN'T. advocate for yourself then I can't have.

sympathy. I was going to have sympathy. I was. having sympathy throughout that even. though I was trying to pull coals cuz I. was like, "Oh, she definitely seems like. a person that's a victim always." So, the re-. So, the So, I knew there was going to be. something there. I'm sorry, if in 7. months of someone having an issue, they. didn't once go to their boss who's. responsible for their employment and. say, "I'm struggling cuz my friend from my. previous dispatch job got shot." I think. the dispatcher boss might have some. sympathy. >> Yeah.

>> And you choosing to not do that and to. advocate for yourself once, you cannot. be surprised of the consequences. And. it's hard for me to feel bad about those. consequences. I feel horrible for your. friend. and what happened. Did they die? >> No. He ended up being fine. BUT, I'M REALLY TRYING TO BE THE MOST. SYMPATHETIC person in the. >> You are taking everything from me. You're taking everything from me. YOU'RE. TAKING EVERYTHING. STOP IT. STOP IT. I'M.

SO GLAD HE'S ALIVE. BUT, HE SHOULDN'T. HAVE DIED. FOR THE SAKE OF YOUR TEARS? LIKE. WHAT? Like So, what? [laughter] 7 months. Wait, how how quickly did he come back? >> Um it was a couple months. >> Okay, when did you know he was going to. be alive? >> Um when he texted me the next day to he. No, at least. >> SO, 7 MONTHS OF STRUGGLING IN THE NEXT. JOB, YOU GOT A TEXT the next day? >> He texted me the next day. That was the. first I heard anything and he was the. only person who did any sort of like,

"Hey, what happened last night? Are you good?". >> I get that, but 7. >> crazy that the only person WHO ASKED. >> I AGREE. I AGREE. I AGREE, BUT DUDE COMPLETELY survived. next day was totally fine. >> back to work the next day. >> Yeah, but 7 months later in your new. job, you're saying you're struggling. No, I think you just you are a struggle. At that point, you are a struggle. It. wasn't the trauma from that. >> It was. compounding trauma from a bunch of.

events. >> But this is starting to sound more like. Tik Tok trauma than real trauma. >> No, I worked a I worked a bunch of crazy. in the span of my last year there. And I worked six. >> Dispatching? >> Yeah, my last. >> Hey, pause, pause, pause real quick. No, no, no, I'm going to let you finish. I'm going. to let you finish. Can I just have a. quick thing? Quick thing. >> Relax. >> Quick thing. You experienced a bunch of. crazy in dispatching? >> Yes. >> No, THAT'S DISPATCHING. DO A DIFFERENT. JOB. >> I WORKED 632 hours overtime that year. I.

didn't have time to process any of it. >> Okay, yeah, yeah, yeah. Sure. >> I worked 7 days. I was working 60 hours, 70. hours a week. >> I never let women finish, finish. >> It's the vibe you give. >> Well, I just I just I struggle with the. mission. I don't really get in there. No, no, no, I do fine. Finish, please. >> Says myself. >> Self-appointed. >> Just like you picked them. Continue, please. >> [laughter]. >> I said you could finish.

>> I have been diagnosed with PTSD. >> Yeah. >> Yeah, I know. >> Anyone can get diagnosed with PTSD. >> But it was the first place I ever. worked. And the department very much pushes. things off. That I didn't know that I. was having issues. God damn it. >> That's what I'm saying. No, no, no, I mean I feel I feel Trust. me, I. um it's an incredibly difficult job. We. need big support for dispatchers.

There's. what you are saying is not unreasonable. at the fact that we need better support. for dispatchers. That's not. unreasonable. But your swings, your. swings at victim had and losing. everything here are so much more. dramatic. But the fact that the dude. texted you in the next day that he. survived, when you know. in this conversation before I asked. that, you made it sound like he was dead. and you were struggling with that 7. months later in your new job. With the. way you present information and the way.

you think about your life, you are. victim to the extreme. That is a hard. job, people deal with some crazy. and they need support and let's advocate. for that together. But don't over. sensationalize your existence. You. should. You should have immediately said that. the dude survived. >> I went home not knowing. >> No, but you knew the next day. You. should have immediately said in this. conversation the dude survived. Cuz you. know the way you set it up, you made it. sound like he was dead.

Because you more prefer prefer the. attention of being a victim. >> Don't. I I actually My mom brings this. story up all the time to be like people. are like, "Oh, what's the craziest call. you've ever taken?". Oh, tell them about this. Why would you. say that? Like. >> Did you tell your mom not to say that. anymore? >> I have. >> And she still says it? >> Sometimes. >> And tell her she's a I don't. know. She shouldn't say it anymore. >> is. >> At least you advocated for yourself for. the first time in your life.

I'm sorry. I mean, you're in your upper. 30s at this point. Like I mean, you're. not a child. >> damn. >> Well, you're 37. It's upper 30s. >> 34. >> All right. My four looks like. >> Fours are hard. >> No, my four looks like a seven. Okay, you're 34. You're fine. Listen, I mean, this is like. I'm just saying like if you can't. advocate for yourself at this point, it's like what are we doing, right? You. got to learn that at some point or else. you just can't put yourself in. situations where you have any kind of. where there might be complications. >> I'm really good at compartmentalizing. and that's what I did. >> Are you or did you hear about carpen-.

car- ment-. >> Did you Did you hear that word on TikTok. and you're just hearing everything on. TikTok and you're diagnosing yourself. with it? >> No, I've always been. >> Cuz anyone can have PTSD from a. situation and get diagnosed. That's so. easy. You have no idea how easy it is. People can get get PTSD for everything. Which I'm not even saying you don't. But. the fact is it's just really hard to. respect as a term today because of how. easy it is to get diagnosed. And we know. the dude literally survived and he woke. up the next day with a text. I'm alive.

Oh, he stayed up all night? Okay. >> No, it was like well into the day. >> Oh, my bad. I'm sorry, you're right. You. know what? No, you're right. That is um. absolutely tragic and just as bad as him. dying. Um I'm being told you actually never. went to the therapy that was provided. >> Work therapy, no. Because it. I didn't have time to with work. >> Well, they provided therapy but because. of your schedule you didn't go. >> Because I was working No, no, no, no, no. You know. >> You know she made it sound like earlier. Just like the again, making it sound.

like he died. She made it sound like. they didn't provide. >> I said they provided it. >> No, no, you said there was a therapist. but you made it sound like they didn't. provide the support. You didn't go. >> a therapist on like. >> But you didn't go. >> When was I supposed to go? >> Okay. >> I was working 12-hour shifts six days a. week. >> Perfect. Seventh day. >> When she. I don't know how she's a law enforcement. therapist because her schedule doesn't. work like that. >> I'm going to be real with you. Your debt. is not the same as everyone else's. You've got your own unique mix of credit.

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below. Huh? Okay, 12 hours a day, 13th hour. Hey. girl, if you're in that much of a. crisis, I'm sorry. 12 hours a day, those. are difficult shifts. You have another. 12 hours in a day. I'm not saying I'm. not saying it's easy. I'm not sitting. here saying it's easy, but you making it. sound worse and then literally NOT DOING. THE ONE BASIC THING. ONE BASIC THING AND. blaming them for it. Come on. Right am I wrong?

>> I should No, I I know that I should have. gone. >> Well, there we go. >> knew that it was a resource, but it. didn't feel accessible. >> Oh, it didn't feel. Now it's feel. Ladies and gentlemen, we got the. feelings. Over the objective reality. Good death, woman. What the do I do with you? I can't deal. with I didn't feel. >> every day. >> I didn't feel Well, you got to stop. being introspective. You got to stop. asking yourself You just need to. live, dude. You're you're You're. thinking way too much about your.

>> I don't know. I ask myself that every. day. >> You're in your own head. Why did he get. stabbed? >> Where? >> Why? >> Um it was a. stuff that was technically a robbery. >> Okay. Well, I'm glad he's alive. >> was a loose robbery, but it. technically was a robbery. He The guy. actually ended up getting charged with. attempted murder of an officer. >> Yeah, as he should have. >> Yeah. >> What was he robbing? >> A.

Quick Stop. And he stole like. >> Doritos? >> No, like the the. packs of donuts. >> Broke a staff over donuts? >> Uh does this work for you? I can't seem. to find my license, but. >> And a brisk. and I think single Pop-Tarts out of the. Pop-Tart box Pop-Tart box. >> where did he get stabbed? >> In the head. >> Oh, hm, that's a big one. That's a no that's in the no-no area. >> Yeah. >> But you knew the next day he was alive. So,

when's the last time you worked in law. enforcement? >> Um. November 2024. >> Okay, 2 years ago. >> Yeah. >> You don't still claim law enforcement. like discounts, do you? >> Um I will use my discount if it is. online. I don't ask for it. >> You got fired, girl. >> Fired. >> Okay, second job. Still, you haven't. told me what happened to that. >> The department was bigger than I. expected. I went from dispatch No, listen. The city. population was 150,000 people and it.

doubled during the day because of. the large businesses in the city. And I went from dispatching just police. to police, fire, and ambulance. And. I was overwhelmed. It was I was. >> But you were working only 40 hours a. week at that point though, didn't you. say? >> Yes, but the call volume was more than I. expect like. >> So you left. >> I was let released from proba- released. from probation is the technical term. >> And you got fired. >> Yeah. >> Okay, and after that point is where.

you're saying they will not hire you. anymore. >> I was. >> At that time I was at a another. department like per diem. >> What? >> Yeah. >> So even still you got hired at that. point. >> No, I was hired there before. I was per. diem so like when they needed coverage. and I just went there full-time. >> And what happened? >> I have no idea actually. >> No, no, no, no. Did you get fired? >> I came in one day and they said, "We. actually don't need you anymore.". >> Oh, well that might be fair. >> But like. nothing happened. I didn't ever. >> Oh, no, no, no. You're per diem then you. decided to go full-time. Maybe they.

didn't need it. That's fair. I mean that's reality. >> Yeah. >> Especially the government budgets, local. government budgets very difficult. >> a super small town. >> Exactly, very difficult. Okay. So lady. goes on local news, multiple city. council meetings, is the face of it, multiple news reports. Very good. Next. place gets fired cuz she's bad at her. job. Blame whatever reason you want. And. now she is shocked that she cannot get. hired in this. >> I'm not shocked. >> By the way, >> I know, I KNOW.

>> HAVE YOU HAVE YOU NOT EXPRESSED. expressed the amount of trauma that you. get from this job that is a crazy job? I. don't think you're fit for it. Why would. you want to go back? It's not a. responsibility at this point to take. care of you if you get in if you deal. with an issue there, if you keep going. back, you're the abused wife that keeps. going back. Don't. >> I really enjoy it and I. >> What? THEN YOU DON'T COMPLAIN ABOUT IT. >> I KNOW. It's complicated. >> I do with it? No, just get another job.

Rise in the back. >> I have a job. >> Yes. >> And I hate it. >> Well, yeah, you don't really make enough. in So, how did you lose your house? >> I sold my house before I lost it because. I was unemployed for so long. >> Did you walk away with a pile? >> A little bit. >> How much? >> 25. >> Where is it? >> I Most of it's in a savings account. >> Thank Okay, when was that? >> Um when I sold my house? >> Yes. >> August of last year. Okay. >> I closed. >> So, since then, what has life been.

about? I I guess you were complaining in. the pre-interview how your MAGA parents. made you buy it. I don't know what the. What does that have to do with it? Do. MAGA parents just make kids buy houses? >> No, they've always like. that's what you do is you buy a house. and you get married and you have kids. >> It's pretty standard, I guess, yeah. >> So, they like push me and they're like, "Oh, you should do this. You should buy. a house." and. >> Okay. >> I'm really good at. doing what you're supposed to do.

>> Well, it sounds like it rewarded you. You walked away with a net gain. >> Yeah, but I also live at my parents'. house now. >> No, but that wasn't their fault for. saying buy a house. That was your fault. for getting fired from a job and going. on television. That wasn't their fault. for telling you to get a house. It's. always someone else's fault with you, isn't it? >> No, I. >> Oh, no? >> No. >> Okay. >> I. I I I. >> MAGA family's fault? >> acknowledge that I left my first. apartment and I ruined my life. >> Then how's it Why were you complaining.

about your MAGA parents? >> Because I I wouldn't have ever bought. that house. >> It sounds like they helped you. >> Not really. They said, "Here, you should. buy a house.". >> Good, and you walked away with a net. gain. What's the What What's the. complaint? I'm so confused. And how does. it tie to Maga? I'm so confused. I'm so. confused. I don't agree with Maga on. everything, of course. But I. I'm not blaming them for this notebook. ripping. >> Just like American dream and. >> And. MADE $40,000.

WHAT. WHAT ARE WE COMPLAINING ABOUT RIGHT NOW? PLEASE, walk me through it. Walk me. through it. I'm going to I'm going to. need a little uh little assistance then. I'm uh I'm calling for a dispatch of. assistance from you to me. Right now. >> Like [clears throat] they pushed me to. buy a house. And I don't think I was ready for that. Like I. >> And the consequences were. >> were that I. didn't know what I was doing.

>> And the consequences of that were. >> up making money, but I wouldn't have. ever bought I hated my house. >> Okay. And the consequences of that were. >> Uh I don't know. >> Then why are you complaining about your. Maga parents pushing you to get the. house? I don't get it. I don't want it. >> Then sell it. >> I did. >> Exactly. So, why are you complaining. about your Maga parents pushing you to. get this house? >> I don't know. I feel like I'm. >> Are you a leftist or something? >> I am the furthest left person that I.

know, but I live in Maga country. So, yeah, >> shouldn't be the furthest right or left. of anyone you know in life. >> in Maga country. So, >> Yeah, but you're still in California in. the end. But yes, you're right. You're. right. It is certainly more red there. But even still, in a red area, there's. lots of I'm in red Texas. There's lots. of blue around me here in Austin. You. know, that's that's not how it works, right? And even in blue Austin, I. there's lots of right-wing people here. Um. Like I said, I don't agree with Maga on.

everything, of course. But I don't think. that means being far left is. reasonable. Extremism is never good. And. if you're the furthest in one direction. you know, that's extreme. >> Furthest left when everybody I know is. MAGA. >> Girl, I'm sorry. If you're trying to. blame your MAGA parents for pushing you. to get a house that you literally walked. away positive from and you couldn't tell. me one downside, it sounds like you have. some kind of derangement. >> I don't care to own a home. >> Okay, cool. I'm Well, how do you Why do. you blame MAGA parents for that? Like.

that's Is that not crazy? Is that not Is. that That's like. um. Um. Let me think of an example. Who's like a reasonable person on the. right? Uh a lot of All the talking heads are. all extreme, right? We see this. >> do any of them exist? >> Well, no. To you, no, of course not. Anyone even slightly. >> No. >> center left to you is probably a. fascist. But. Oh. Wait, you voted for Trump in 2016,

though. >> Yeah. >> Oh, because your parents made you. What. did you. You have no agency, do you? >> No. >> Girl, you're older than me. I voted in. 2016. You have no agency. Who's a normal. commentator on the right? Just let's. let's just say. Doocy. I don't know what his public. opinion is, but I called into a show. once, okay? Doocy. Okay? He's the He's the. correspondent from Fox to the White. House. Doocy. Let's say he bought a. house. And his parents were. they just they voted for Obama and he. said, "CRAZY COMMUNIST PARENTS FORCED ME.

TO BUY A HOUSE." Do you not see how. that's just insane? Like, why are you. attaching it to their political. identity? You have to be a. like crazy person at that point. >> It just. >> Like, why do you attach their political. identity to it? I don't get it. >> Because it's the conservative American. dream. Like, oh. >> Well, it's the American dream. People on. the left want to buy houses. >> I But I. >> What are you talking about? >> Like, the. >> People on the right right now. economically are advising ACTUALLY LIKE, DON'T BUY.

THAT RENTING makes more sense. >> Like they've always just pushed the. like do do X, Y, and Z because that's. what you're supposed to do. >> you to vote for someone? I've never um. >> They didn't force me, but that's just. how not even just me, but everybody in. the area is just conditioned. >> Oh, you mean you're in a political. campaign, they campaigned for the person. they wanted to win? >> Not even campaigned, but just that's how. everybody is raised all the time is. conservative. >> It's a conservative country. Here people.

aren't raised more liberal. That's not. crazy. Regions have different things. >> Yeah, but I I would I was uninvolved I. was uninvolved at that point. >> What? Just go vote for. who's that? Clinton. Who cares? YOU WHAT? YOU SAID BECAUSE everyone around you. voted for Trump, you have to vote Trump? >> That's just what I. That's what I thought was THE RIGHT. ANSWER. >> SO YOU JUST THOUGHT you wanted to vote. for him. Okay, so and then you change your.

beliefs. Who cares? >> Yeah. >> I'm so confused how you were complaining. in the pre-interview about them forcing. you to do that. The what the. wrong with you? What the See, yeah, cuz you were just going on a. tangent and stuff. You're going on a. tangent on the phone. I literally have. your notes word for word that America's. a racist and misogynist country. How are. we misogynist at this point? >> Oh, we're built on a patriarchy. This. whole. >> point. We can always look back. For for. all of human history, 10,000 years from.

now, we can still look back to slavery. if we want to. Does that mean that is. what life is like 10,000 years from now? You're right, women did not have the. right to vote. We did not have a good. history when it comes to equal rights in. this country. We're talking today. How. are we misogynist specifically today? >> It It misogyny is built into everything. >> I'm literally being pushed to hire women. at this company. I just so we can have more women when in.

content typically men work. disproportionately more on the video. editing side and I am being pushed so it. doesn't look sexist to hire women. We're literally I'm not going to do it. cuz I refuse to live that way and I only. going to hire people based on merit, but. I'm being pushed. to hire a less qualified person because. they're a woman just so we can have more. women here. I am being pushed internally. for that. I won't do it. But that is an. actual thing that is happening behind. the scenes here. Where is the misogyny?

Let me to hire a less qualified person. cuz they're a woman. Then where's the. misogyny that today right now? >> In. elected office women make up 50% of the. population, but only hold like 30% of. the population. >> to run for office. >> That's. >> It's not misogynistic that they voted. for someone that they wanted to. represent them. >> of people who don't vote for women. because they're women. >> Well, that's a misogynistic person. Do. we have a misogynistic country? >> As a whole. >> Do you think Clinton specifically lost.

cuz she was a woman? >> No, I wouldn't have voted for Hillary. Clinton. >> Yeah, a lot of people don't like career. politicians. And her husband was already. president. Even people that lean more. left I don't think they got Bernie, you. know? They They nobody liked Clinton. She didn't lose cuz she was a woman. Kamala probably lost because she. uh the the primary process didn't exist. and people felt cheated from that. They. weren't They didn't lose because they. were women. Where's the misogyny? You. are going to find women. literally online on TikTok just as much.

as those people who will not vote for. men cuz men are evil. I will equally. find that. I will equally find that. So that doesn't mean that the the. country's anti-men either. So how are we. as a full-on society misogynistic? Please tell me. >> It's. >> You can find the individual people. You. can find individual racist. Doesn't it. mean we're a racist country? DI programs were very beneficial. >> Not as not necessarily as a whole, but. as a collective.

It is still very. >> Hold on. I am? >> No, not necessarily. >> You just said as a collective. >> No, no, no, no. >> I'm a part of. >> Not you specifically, but. >> Brendan? >> Maybe Brendan. >> Oh, maybe Brendan. Lindsay? >> No, not Lindsay. Lindsay's a She's She's. a girl She's a girly pop. >> And I'm a girls girl. Mika? Is this a. Who's the little Puerto Rican over. there? Like what? Has he a big has. Okay, I'm going to give you a chance.

again. How are we as a country. misogynistic and racist? >> It's systemic. >> I'm waiting for examples of how we are. We can look back forever. Where in our. societal DNA right now? If we were still. redlining, I would agree with the racism. part. >> 922. of the most. powerful people in the country, only 180. of them are. >> What powerful people? What are you. talking about? Are you talking about. elected officials?

>> Oh, elected officials um. >> People can run for office. >> in charge of. >> Advocate for more women to run office. run for office. Police departments. obviously law enforcement vastly just. like nursing heavily skews towards. women, law enforcement heavily skews. towards men. That's not racist though. Tech heavily skews towards men. That's. not racist. Art heavily skews towards. women. That's not misogynistic or men. misogynistic. You know? >> Misandrist. >> Yeah, there you go. I'm not a victim, so.

I don't care to memorize the words like. that. That industries lean certain ways. Please tell me again then. Obviously elected office, more women. advocate for them to run, including on. the right because we're about 50/50 in. terms of swinging back and forth. So you're going to need more Republican. women for that ratio to go up. Advocate. But people can still vote for who they. think is the best. >> And I don't think we're in a place in. this country where people are.

>> But no specific examples. You can't actually think of a real thing. that we are racist or misogynist. There. there actually might be real examples. that I haven't thought of cuz this isn't. my daily focus of being a victim. But I guess you just can't talk on them. >> There's. >> Can you? >> I'm. >> Can I have a example besides. people running for office by choice? >> Is since. seven since the beginning of the Supreme. Court.

>> Okay. >> All but six of them have been white men. And only. >> Okay. And how is the makeup today? >> Only. >> Cuz I care about today. Women couldn't. run for women couldn't vote. Yes, okay, you can look back on the history. History, bad, not always the best. Go. back to ancient Greece, not very good. either. Okay? You'll get it in every. inch of this planet, not great. Native. American culture wasn't great. Lots of. uh. shaving those skulls, not great. Eating. hearts down in the Aztecs, not the best.

We can apply history was bad for all. cultures forever. What about today? Okay, we got a black man, a Hispanic. woman, a white woman. Um. >> That's it. >> Ginsburg was on there. She died kind of. recently. >> Yeah, and was replaced. >> Is Alito white? Alito doesn't seem like. a white name. Is he white? >> He is. >> You consider all white white? >> Um I think so. >> Somebody who's like Italian. >> After 9/11, that is white.

>> What the. What the. >> All of your like '90s, 2000 movies, Italians were, you know, that was big. that they were Italian. >> a black woman as well. As someone who cares about identity. politics, I think. >> you said. >> I said we had a Hispanic woman, a black. man, and a white woman. We also have. >> black man. >> another. Hispanic woman and a black woman. Hold. on. We're 1 2 3 4 5 minorities and four. straight white men. >> Mhm.

She's white. >> Yeah, woman. I said you were SAYING ALL. STRAIGHT WHITE MEN. Besides straight. white men, it's vast majority not. straight white men. >> Currently. >> YES, ALL THAT MATTERS IS TODAY. WHY DO. YOU CARE ABOUT. 1803? Random year. Why does a year that we did. not live in matter? >> In the entire history of the SUPREME. COURT. >> DOES IS TODAY THE ONLY PEOPLE of color? Is today not the only No, no, no. I I.

think I think Clarence Thomas replaced. the black man. I think. Isn't that true? >> I. >> And I wasn't alive or I was barely. alive. And also no, Ginsburg. Notorious. The ID, right? >> Yeah, RBG. >> RBG, there you go. >> I don't know what you said, but it. wasn't that. >> Nope. [laughter]. Who did Justice. Alito replace? Uh Justice.

>> Sandra Day O'Connor. Sounds like. [snorts] a man. It's. right in front of me. So, today's all that matters. Today. Today, you're a failure. That's all that matters. Today, Supreme. Court is actually quite diverse. Why do. we care about 1829? Another random year. Who cares? We weren't alive. It doesn't. matter. History's always bad, no matter. what. Guess what? The African countries, bad history as well. >> Yeah. >> So, our history's not the only bad.

history. You only focus on ours. So, let's. >> Because I live here. >> Yes, you live here in the present and. today. So, focus on today that it is. gotten better, and we can appreciate. that, and celebrate that, and move on. with your life and do something. productive instead of bitching and. moaning. My Gamer Supps flavor is finally here. It's called Liquid Assets, and it tastes. like raspberry, apple, and success. Use. discount code Caleb to get 10% off your. entire order, plus free gifts you. actually want. Drinkware, stickers, full.

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Marshall was the first African-American. to serve on the United States Supreme. Court. Lyndon B. Johnson. Okay, so you're. We understand that, right? >> No. >> No? Then can you give me another example. of today where we are misogynistic and. racist? I will give you a final chance. I heard you got angry when you heard I. went on Rogan, by the way. Why? I can't talk to a dude? You know, the dude is actually socially quite.

progressive. >> Yeah. >> Just economically on the right. >> Look, you went on there and you talked. about all the anti-vax. >> They only They only want me on. right-wing shows, but you platform a. bunch of people who come on here and. aren't interesting enough to be anything. other than racist to make good TV. >> What? We've had more people like you. than them. Over the course of 4 years, yes. The. couple people that have been racist has. been literally the last 2 months. Ever. In the last 4 years it's been.

freaks like you. We've been trying to get more right-wing. people to balance it out. The most. right-wing people that come on the show. are on their no-no list, just like you. gave me a couple no-nos. Do you remember. them? >> Mhm. >> Have I followed them so far? >> Yeah. >> Good. They said they don't want to talk. about politics, so I respect it, just. like I'm respecting yours. So, sit down and shut the up. Why. are you upset about me going on Rogan. and talking to an individual? >> You went on there and complained that. all you get is right-wing shows, but. that's the majority of what you're. platforming right now. So, of course. that's how your That's how your. algorithm's going to push you out.

>> literally the right-wing people are not. all I'm platforming. >> But, you said. they Nobody wants you on Nobody wants. you on left-wing shows. >> Unfortunately, yes, but we have gotten. accepted a little more. Uh. Cuomo got us, CNN got us, so I. appreciate it. Destiny was going to come. here. I think his flight got canceled. Maybe we'll reschedule, who knows. So, it got a little better, okay? Since. then. But, yes, at that point only the. right-wing, even though I'm not even. hyper right-wing. Like, economically, yes, I lean to the right economically, for sure. But, because of like you.

But, the thing is, I mean, socially I'm. actually decently on the left. I'm not. crazy like cut the dicks off children. and like that, but like, you know? You people are just extremist. >> I don't think I'm extreme. I think. >> Okay, you're angry at me for going on. Rogan. You're calling us If you're. calling the entirety of the United. States today racist and misogynistic, that's pretty extreme.

>> How is the United States today? I'm. going to give you another chance. Let's. do it again. >> it is. >> Ah, you're moving the goal post. Now, that is not what you said. That is not. what you said. You said America. You. said the United States is. >> in a generalized. >> And then you said because of the elected. officials and the Supreme Court. Now. you're really trying to say, "Well, no, a certain groups of people.". Come on. I'll give you another chance. One more time. Last chance officially. How is America today? In your own words, sexist,

racist. And maybe it is, by the way. She. just can't bring up any real points, and. this isn't my topic that I care to learn. that much about. I'm more interested in. economics, so I can't speak on it, but. please, give me something. I want to. learn. I want to learn. I mean, I'm learning right now from my. producers you hate that I bash. California. I don't even bash. California. That California is like. >> You did. >> Ca- California is my dream state to live. in. >> You should move to California. >> be horrible for me. >> It would not. >> It I would lose 13% of my money. It.

would be really bad for me. And the. employment laws are an absolute joke. So, >> better. >> No. My literal lifestyle of weather. might be good, but besides that, no. Everything else would be worse. That's. the thing. I love California, so I want. it to do well. They shouldn't be. building this new startup shipyard that. was supposed to be in LA on the. Bay of Houston and that swampy pit of a. disaster. The fact that so many. corporate relocations are coming to. doubt should speak something. All the. success they have right now is because. of something they did back in the day.

They're not doing new success. The tech. companies that are there they've mostly. been there. Yeah, there's still a. startup ecosystem most Venture Capital. in the Bay Area, but La incredible. I. would love to La this show would thrive. in La thrive, but I can't live there. with their homeless situation. I can't. live there with their crime situation. that catch and release. Even the show on. more left-wing platform with left-wing. people in it called my worst neighbor. and my or my worst ex both of those.

shows on Netflix. Half the. examples on there were people who got. arrested in California and immediately. released and then killed someone. So no, I can't take my girl there. I. can't potentially have kids with her. there. I can't their school systems in the. even though they're paying a. ton of money per pupil. I can't. I on California cuz I. wanted to do incredible so I can move. there. I want it to be great for. business. Hiring. Walkable, beautiful, actually building.

housing for their people instead of. being performative with the rent. control. So that's why I care about what. should be the best state in this. country. I want to be there. I can't when it's a mess. That's not unreasonable. >> I don't know. I think as a California. girl it is objectively the best. >> You live in Central Valley. >> Yeah, but I'm. >> No one wants to live there. >> No, nobody wants to live there, but I'm. two hours from everything. If even. >> Well, we've heard. >> Two hours from the beach, two hours from. the snow, two hours from. >> what three hours with the flight so good.

enough. I'd rather live in a place where. I'm not just going to die from someone. that got released that committed a. murder yesterday. >> That. >> In a place where I can employ people and. fire them if they suck. >> You can do that in California. >> and you'll get sued. >> Not if you have cause. >> Oh trust me. I think my note know a. little bit more about this when we. considered where we were going to move. Then a basically unemployed 34-year-old. who lives with their mom. I'm being mean to you. How are you?

You having a You having a okay day so. far? How's your trip to Austin? >> It's been awful. >> Well, that's not good. Why? >> I My flight got delayed yesterday. Why. am I. My I won't stop watering. >> I know. It's cuz you're. >> It's just this one. Um my flight got delayed yesterday. twice. >> Ah, THE DAMN REPUBLICANS. THE MAGA. AIRLINES. >> AND THEN THE. >> Who's Who's Who's the. Uh. Who's the new Pete Buttigieg?

Who replaced. >> SEAN DUFFY. >> SEAN DUFFY? HOW DARE YOU? >> THE Challenge star. >> [snorts]. >> Real World. >> I'm not as in into politics as everyone. thinks I am. I just get like you. Um okay, very good. So, how are your. finances today though? Like obviously. it's a mess. What's your plan? What are. you going to do now? What are you going. to do now? And no, replay complaining. about MAGA's not going to fix your life. by the way. So, maybe less focus on. terminal online extremism, more focus on.

improving your own life cuz that's the. only thing that matters in the end. So, what options are there going forward for. you? Stop it. >> Sorry. >> It's okay. You can wear it. Just don't twist it. >> to keep doing it. >> Okay. >> Um. >> Oh my goodness. I have another person Oh. my gosh. I can't believe I'm getting. notes. You shouldn't have said all these. things in the interview. I personally believe billionaires, corporations, and the wealthy are not. paying their fair share of taxes while. the working class people struggle. You. know what working class people. like Let's make the most money out of.

any major country and have the most. disposable income, which is like income. after the necessary stuff. >> But why are we giving tax returns to. corporations? >> Tax returns? >> Yes. >> No, we're giving tax Tax returns? >> Yes. Tax returns. >> Tax returns? >> Yes. We give tax returns to people with. kids. Tax returns? What are you talking about. tax returns? You're talking about where. they spend more money than they make on. paper, so they have to pay less taxes. because they're employing people, investing in R&D and new technology. Any. of those companies are in your home. state, girlie. They're the They're.

They're why your state. exists anymore. Silicon Valley, be. thankful for the Bay Area cuz LA doesn't. exist. So, if it wasn't for those, I. don't think they'd be there. And people. They can pack up and move just like. anyone else. Anyone else. They'll. They'll go to Ireland for the corporate. HQ. We don't want that. >> No, but I mean I. >> You want to pull a UK where they all go. to Dubai? No, thank you. I like when. they're here. There are consequences to performative. policies. Also, what do you mean tax returns to. performative. >> There are like Fortune 100 companies.

that got that have gotten tax money. back. from. >> What kind of tax? What kind of tax? Is. it when they they got. They went to a new area and they reached. a deal with a city? >> No, like Chase uh. This is probably from a couple years. ago, but Chase Bank got. a tax return. I know. >> What What was the context? On what? You're saying Chase is not a. tax net contributor?

I haven't heard of this specific Chase. thing. I'm going to check it, but. >> I. Chase Bank was one of them. There's I. know like Amazon paid zero dollars in. corporate. >> That Well, hold on. But that was because. they spent more than they made for the. longest time. They weren't a profitable. company until recent years. You know. that, right? Are you saying companies. should have to pay taxes on money when. they're not profitable? So, me as a. business, let's say we make a million. dollars this year. If I spend a million. 100,000, I should pay taxes on my lost.

money? >> No, if you're. >> Hold on. That was Amazon. Yes, that was Amazon. That was also one. of the biggest employers in not with bad. wages either, the entire country. You want to punish them? >> Not punish them, but they I don't think. they should be getting. >> paying great taxes now. What do you want. to be AOC and prevent brand new campus. coming to New York with thousands of new. jobs? Consequences of performative policies?

>> No, I. I think that. Okay, specifically, there are like eight. Amazon warehouses. >> Yeah. >> within driving distance of me. >> Uh-huh. >> And they don't do anything to better the. community. >> Well, I would say the people that work. there. >> They build their warehouse off of a. two-lane road and. >> You know a lot of people work there, right? >> Yes. >> That's benefiting your community. Those. people put money into your system. >> upgrade the infrastructure that you're.

building in. >> You mean the roads? >> The roads, yeah. >> That would be good. Now, that's the. city's responsibility. Advocate for the. city, not the corporation. >> All like. >> What roads are a public good? >> Yes. >> Why are you complaining about Amazon? They're literally employing thousands of. people in your city who are going and. spending money at restaurants and other. Dude, you're. broken. What is it, please? Okay, get your. point. Get your point. >> So, very specifically, there's an Amazon. warehouse. and I just saw a Walmart one right next. to it the other day.

>> Crazy. >> Built off of a two-lane road, but that. traffic now. >> That's the city's responsibility. Dude, you're actually No, no, no. This is. actually Okay, actually No, no, no, pause. >> responsibility because that two-lane. road. >> That two-lane road wouldn't be a problem. if Amazon wasn't there. >> This is actually impressive. I've never. witnessed someone so far left that. they're actually. they're actually at advocating for. degrowth policies. I've never seen. someone sit and in real life advocate. for a degrowth policy. That's one of the.

most impressive things I've ever heard. in my life. To not build warehouses because the city. can't keep. >> I'm not saying don't build them. I'm. saying they need to put the. infrastructure around them so it doesn't. negatively affect. >> is it the warehouses? >> Whatever. >> responsibility? Because there's a city. Or the state? >> they're building in rural areas that. this two-lane road isn't an issue. >> So New York City. >> Without the warehouse. >> City, we want them to add more houses so.

people. can afford more, right? >> Yes. >> Should it be the people who build the. housing's fault to add an extra lane to. the highway because more people are. moving in? >> They should have some sort of. responsibility. >> They pay taxes, property taxes, which. those warehouses certainly do. And income taxes and whatnot, paid to. the state, redistributed to the city in. the state of California thanks to their. new jobs. It's your city's fault for not. allocating the resources properly. Advocate for that. Girl, there's lots of.

things I can complain about Amazon for. Some of the working conditions with. heat, that was bad. You You and me. can be on the same page for that. But you went and advocated for a. degrowth policy. That's one of the most. insane things I've ever heard in my. life. And putting the responsibility on. >> they should be fully responsible, but. they they should. >> They're paying taxes. They're paying. taxes for that infrastructure. If the. city decides to not upgrade it, that's. on the city. Vote for someone different. Okay, she's most likely referring to JP. JPMorgan Chase, the parent company of.

Chase Bank, receiving a net 1.1 billion. US federal income tax refund on cash. basis for 2025. Let's get the context, though. Why did they do it? Because they. overpaid estimated taxes in the prior. year. You're free. You're so free. Oh, I love it. Thank you for making my. show possible. for literally not knowing anything. Cuz. that was such an easy look up.

Same thing would happen here. We have to. do quarterly estimated taxes and if I. paid too much then I would get money. back. What's your Caleb Hammer Financial score. cuz I know your score is like a. thousand? >> Probably. >> Zero out of 10. Zero being the worst, 10. being the best. >> Probably a one. >> You are my favorite. I really appreciate you. Please more uninformed people. CalebHammer.com/apply. It is my favorite thing and I'm honestly.

pretty. So if I'm able to look better than. someone like. Oh my goodness, it's incredible. I love. it. Get your Caleb Hammer Financial. score at CalebHammer.com. It's free. It. just takes a few minutes. See where you. stand in the world of money, where. you're doing poorly, where you're doing. great, where are you uh it breaks it. down into individual categories now so. you can see where you need to actually. improve, where you're doing great, where. you need to do better. And if you don't want to be like you. just went up on this app. Stop scrolling. Reddit and TikTok clearly. But more than. that, download the Allow Us Budgeting.

app. Tens of thousands of monthly active. users for a reason. It changes people's. lives. Most people take the annual. version cuz it saves nearly 50% of the. money and you get the physical version. of my meal plans signed by me mailed. directly to you and the digital version. of my cookbook. You live with the. parents, I don't know if you need that. but you know, if you ever move out. What. is your plan? I did try to ask you that. >> I. need to get out of there. >> Yes, what's your plan? >> Um I. >> That was a great statement. >> That's also something that I need your.

help with. >> They also had settlements and. adjustments from the IRS due to prior. year audits. I will say that. And of. course they had some tax credits as any. business or individual take advantage of. just like people with kids have tax. credits. So that inherently is not a bad. thing. So. Okay. So what job can you get cuz you're. blacklisted? Not unfairly so. >> Um [clears throat] I. >> that you want to do even though you know. you'll get traumatized from. >> Yeah. >> But you would get traumatized from. literally the beep of the fries saying. they're done cooking at McDonald's.

>> No. >> That'll lead to 10 more years of therapy. with you. Go on, sorry. I'm being a dick, please. >> [gasps]. >> I'm being a dick. You probably just need to live in a. place with more opportunity. >> Yes. That I. do want to move out of the valley. >> Yeah. >> And. >> If you want to honestly I I really hate. to say this, but. I mean. they finally moved up from 50 to 49th, but California has the 49th worst. unemployment rate in the country for a.

reason, and people are relocating to. like Dallas, Houston, Atlanta, Nashville, North Carolina. I know what you're. saying. I know, I know. Well, they're. not horrible, but for reasons cuz. there's jobs and opportunity. Because. it's it's risky to hire in California. It's expensive to hire in California, and people are leaving. So, I'm not. saying you have to do that, but that is. something I would consider because. you're going to probably move to another. city in California, and they're not the. best job market, especially with your. lack of skills. And resume and. >> My question for you is are you guys.

pretending that the weather isn't awful. here? >> No, it's really bad in the summer. 3. months of the year it's dog. >> Oh, I would. >> Gorgeous winters and falls and springs. >> I don't like any of those. >> Gorgeous winter, fall, spring? >> It feels like it's raining, but it's. not. >> That's humidity. Yeah, I guess it was a. very humid morning. I apologize for your. new trauma and. uh. then another 10 years of therapy. >> I definitely was not prepared for the. humidity. I. >> Okay, we're not having a humidity. conversation. I don't give a. Where.

and what job cuz what the you will not. survive off of this. >> I know. I. >> Please, lady. What are the options? San Diego, Los. Angeles metros. >> I've been mainly. looking. >> Okay. Do you work in tech? >> No. >> What the are you going to do? You're going to be a barista? >> No, I. >> work in the services? >> I been applying for dispatch jobs. >> Dispatch. No one's going to They're.

going to look your name up, dude. No. one's going to hire you. And that's not unfair. You it. I'm sorry, you it. Rip. Okay. Not. even rip to your friend. He survived. So, it doesn't even matter. Rip to your career in that. New career. time. I got you a course career. certification in whatever you want. There is tech certifications. Take that, go to the Bay Area. They like. certifications there. Maybe you'll do. something, okay? >> Okay. >> Accounting. Do accounting for them. I. don't know. It's still a brutal job. market out there. Even with all the VC money, it's a.

brutal job market. Also, it's 48% humidity outside. [clears throat]. >> Oh, it's going to. >> was. It was a bad time. >> Yeah. It It was rough. >> Apologize for the PTSD. >> It was rough. >> Continue. >> I don't know how to budget. And I need help with that. >> doesn't matter if you literally don't. ever get a job. >> a job. >> No, you're not going to No, you're not. going to survive in California at 23 an. hour. >> 25. >> 25 an hour, you're not going to survive.

What are your goals? Cuz you went from. home ownership due to your evil MAGA. parents. Okay, very good. Uh I apologize. for that trauma and another 10 years of. therapy for that one. I'll just keep. stacking them. You're a homeowner. I'm shaking in my boots. My Texas humid. boots. >> I don't know. >> Great. >> Yeah, I know. Um. >> So, why am I seeing a loan to mom of. $1,400?

>> When I was unemployed, she. my car payment. >> How long were you unemployed? California has an incredible welfare. state for losers like you. >> My unemployment was less than my. mortgage. >> Which I should I'm kind of I'm with her. If you go on unemployment for losing a. job, you're not a loser. That's there. for you. If you stay out of it forever. and you never look for a job and you're. like the people who reacted to you on. the Caleb Hammer show over on our second. channel, then you're a loser. Sorry, go ahead. >> I was unemployed for almost 9 months. >> Didn't you actually, seriously, go work.

at McDonald's? >> I don't know. I applied I know, I applied at like. Target, Home Depot, Starbucks. >> know what you did with your resume on. all those, I guarantee you. >> It's I just. >> it look like you wanted to take them. temporarily just so you could pay the. bills and go and get a better job. >> Just found out um cuz the company that I. work for now was. >> Why are tears happening? >> They're not. >> Okay, it just sounds like it. >> No, my one eye just keeps watering. >> No, no, I hear it in your voice. Continue. >> Starbucks is bull and a waste of money,

and you already know that by making your. coffee at home and investing the rest. So, now you need to do that with your. energy drink as well. MAKE GAMERSUPPS AT. HOME FOR JUST 40 cents a serving. And. honestly, it literally tastes better. And we proved this accidentally via a. blind taste test in our Hammer Elite. show, Fat and Fatter. >> The number one ranked energy drink is. GamerSupps. >> Literally, the cherry flavor is insane. >> Listen, you can also get free samples to.

see if you like it or 10% off your order. at gamersupps.gg. or click that link in the description. below. Type in code Caleb. >> I just launched the brand new Hammer. Elite app available on every major. platform. So, you can watch every show. anywhere [music] you want. You'll get. three exclusive dedicated shows every. single day, Monday through Saturday. Refer a friend after you sign up and you. get an additional 30 [music] days of. Hammer Elite access for free. Download. the Hammer Elite app by using the link. in the description [music] or pin. comment down below. This is the best.

membership you'll ever join, and that's. a promise. >> I just found out that. the company I work for was bought out, and the HR lady told me last week that. my resume is awful. >> Yes. >> I. >> Nobody is surprised. Again, as always, nobody is surprised. How How are you Why. did you not put You live in California. That's where a lot of the AI is being. developed. Why did you not put it into. AI and ask it? It would have told you. that you are. And not only did your mom lend you. money, she probably lent you an extra.

chromosome as well. Like you are. Everything you are broken. Don't know what else to tell you. Do you owe her a monthly payment? >> Yes. >> Okay. I know we're going to call your. mom in the post show. Tell her to stop supporting your ass. She is an evil MAGA mother. So. probably kick you out. for looking like a gay. Right? >> No, my sister's gay. >> Wow, what an evil radical Republican.

your mother [clears throat] is for. supporting your gay sister. >> [laughter]. >> I. hate Republicans as much as I hate. Democrats, but you're making me like. them more. You shouldn't. They're annoying. So, what's the payment plan for this? >> Um I. >> Your actual plan, not the plan, cuz I. know there's no literal minimum, but. what's your plan? >> Um. We both. >> Your license is to be a hairdresser. >> Yeah. >> Go dress some hair. Creature, come on.

>> I. do occasionally. I don't have very many. clients anymore. >> Well, no Go work in a salon, you. freak. >> You have to have clients in a salon. >> Yeah, but don't You can get some random. drop-ins and build that list again. >> But you have to pay booth rent, and then. you're not making money. >> Okay. You go to the most popular one you can. find that has a booth available and try. it, right? It's Okay. Or Okay. Oh, fine. Let's make $25 forever. Right? You do know what to do. At least. that's an option.

You get a hairdresser instead of being. unemployed for 9 months. >> I was trying to get my clients to come. back. They have not. >> and tired of you crying every time you. cut their hair? >> Uh they were. not so happy with my work schedule. I. was dispatching. >> When you were unemployed? >> Yeah, but they stopped coming while I. was dispatching. >> And you're trying to get them back. though. >> Yeah. >> Why wouldn't they at that point? Cuz. they found someone else, right? >> Yeah. >> Okay.

Why did mom give this to you? Yeah, go. work at a blowout bar and being told you. don't need to have clientele. They're. everywhere. People just book and. generally don't care who they see. >> There's not any around me. >> Okay, then like I said, you have to go. That's your a. >> I don't think there's a. I don't think there's any. >> There's no. >> Glad you followed it up with that. LET'S. GO TO THE MAP. >> I'VE NEVER seen one. >> Oh, you've never seen. >> I. >> You've never seen. >> In my area I. >> You've never seen It doesn't exist. >> I didn't say they didn't exist. I said I. wasn't aware of any in my area.

>> seen Las Vegas in person. Must not. exist. >> Never been to Vegas? >> No. >> Oh. >> I should. Okay. >> Interesting. >> What's your address? So we'll bleep it. out. >> Uh my house address? >> Mhm. Oh, okay. Her town's small, but you're. literally what? 15-30 minutes from major cities? Yeah, no blowouts there. Girl. >> I don't think there's a blowout bar. there. >> In the major cities? >> No, I don't think so. >> Girl. Okay, I'm seeing so many places. I don't.

know all that are blowouts. It's hard to. see on the map, but I have at least to. check out 1 2 3 4 5 6 7 8 9 10 11 12 13. 14 15 places 16 in the city just south. of you. That's not even going into the city west. of you or the city east of you. Do some research. You Come on, what are. we doing? Okay, 25 minutes away we. confirmed. From your address. >> I didn't know there was one there. >> No You didn't look cuz you have no. ambition.

>> [sighs]. >> Disney rewards. Quite a princess you are, huh? >> Um. I wouldn't say that. >> $3,328.62. with a $69 minimum payment. 12 years to pay off. Still be. unemployed. Okay, we have fees, we have interest, and we have balance transfers and. purchases. You're collecting them all. >> Yeah.

>> Why? >> it? >> Oh, yeah. Oh, YOU BET YOU. WHY? >> I don't know. >> Okay. As always, a transfer for someone like. you makes no sense. In the Caleb Hammer. like financial tools network, we have. personal loans, we have debt forgiveness. programs, we have car insurance, and. we're adding more. Those are great tools. for people like me, for people out there. who can manage their and have. proven they can manage their and. use it as a tool. For you, a credit card.

transfer makes no. sense. What are you doing? >> I was trying to avoid the interest. >> There is interest accruing. Okay. She's trying to avoid the. interest. She's financially smart, which. is why she went to Boardwalk Pizza, Churro Bayou, Tim Land Popcorn, Locker's. Disney, Lightning Lane, Pizza Planet, Lightning. Lane, World of Disney, World of Disney, Beverage Kiosk, Lightning Lane, Dutch. Bros, DoorDash, DoorDash, Dutch Bros,

Dutch Bros, DoorDash, Red Robin, Dutch Bros, Red. Robin. Yeah, that's being financially smart. That's doing really good as a. 34-year-old who lives with her mom. >> It's not. >> No, this is embarrassing. >> I know. >> Almost as embarrassing in your not well. thought out or well. researched political views. >> Yeah. Yeah, why are you doing this? That's not good. You shouldn't be doing.

that. >> No. >> Yeah, why? Why are you doing that? >> What was my question? >> Uh. >> Interesting. That is curious. Yeah. It's a big one. Here they come. >> God damn it. >> If you want to take a moment, it's okay. I'm here. I'll hug you. >> [snorts]. >> You okay? What's going through your.

head? >> I. already feel like a loser. I already know all of that. >> [snorts]. >> But I also. don't feel. I don't know that welcome's the right. word. But I feel like a. guest in my parents' house. And then then like. going grocery shopping and putting stuff. in. the fridge or the cabinets or. doing any of that stuff that I would do.

when I owned my home. feels like a burden. >> Why? >> Um my dad makes comments all the time. about me being there. >> What kind? >> Um. >> [snorts]. >> he most recently though one that I can. think of he said something along the. lines of. well we didn't know you were going to be. here for 5 years and it hadn't. >> You said 5 years? >> It hadn't even been a year.

>> Okay. >> But like the. dramatic sarcastic comment. of. like I'm. >> [snorts]. >> intruding on them. Which I know that I am, but I already. know that and I already don't want to be. there and I already. >> Here's the thing. >> I know. >> [laughter]. [snorts]. >> You are intruding on them if you don't. have a real plan. And right now, you. can't tell me what you are going to do.

and where you're going to go. You are. leaning towards Bay Area, but we know you're probably not going to. get hired in the position you want. because of your record. >> Yeah. >> Oops. >> [snorts]. >> Without a real plan and real effort. behind it, you are intruding. If you are. putting real effort behind it, then you. are someone they can help and support by. allowing you to stay there. >> Yeah. >> If you do nothing, you're an intruder. >> I feel stuck and I don't know how to.

>> You're not. >> I don't know how to. >> Girl, only you are allowing yourself to. be stuck. >> You just found out your resume was bad. at 34. This is on you. I first I first [snorts] started. thinking about my resume like 23. I've. >> updated my resume. I. Also, I was also applying for federal. jobs, so it is a little more geared. towards that. Um [snorts]. >> Girl, you can't just be applying to odd. job. We're going crazy. We're.

>> But, so the company that bought my. company out, I had actually applied. there, so they've. They. essentially bought me with the company, but. I was under the impression that my. resume was. at least okay. >> No. The City Card, $593.55. with a minimum monthly payment of $35. You're purchasing on a card that you. can't pay off. Why? Again, it's all Amazon.

Ooh, rent a car. Why are you renting a. $500 car? How can you afford that? >> Um. >> Wait, what are you doing with your no. time actually applying for jobs and. updating your resume. >> My. >> Since your Disney trip, you know they're. a billion dollar company. You know they. get lots of tax benefits, right? >> Yeah. >> You know their tax situation's quite. interesting. >> Yeah. My sister works for Disney. >> Oh, yeah. Big evil capitalist Disney. Was that to Disney? >> Yes. >> Yeah. Champagne socialist. As always.

You know you people are the most. hypocritical people. I'd say people on the far right are. really annoying. The people on the far. left are hyper hyper hypocritical. Like. it's crazy. And both scare the out of me. Unfortunately, these days further left. further right scared me the vast. majority of my life. Now the far left, I. feel like I could get. you know, any moment of my life cuz of. you freaks because I yelled at someone. who has.

extremist positions when I'm actually. quite liberal socially, but. so whatever. Rant rant. Do you get you know that, right? You. guys are really hypocritical. >> I don't. >> Evil corporations capitalist and then. you just give them all your money. >> And Amazon, weren't you just hating on. that warehouse that delivered that to. you? >> Yeah. >> It's a shame they're able to get there. on that two-lane road. to your house. >> I don't I don't shop on Amazon very.

often. But if I do it's. >> Who cares? >> I can't find it around me. >> Just. do it, man. Doesn't matter. All right, yeah. No, live your principles. You're. cheap principles. I have no real moral. backing other than performative and. virtue signaling. Wells Fargo, what's. going on? >> That one like has my storage unit on it. and. um. >> It's a storage unit. Dude, just get rid. of it. It doesn't matter. Get rid of. your. Get Facebook Marketplace stuff when you.

start over again. It's going to cost money to move it all. You can't afford to live anywhere. You. can't afford a a unit. Big corporation, Target. Big corporation, Chewy. Massive corporation, Spotify. Huge corporation, Walmart. >> Yeah. >> Giant corporation, Walmart. Dutch Bros, Walmart, Walmart, Walmart. And a lot of that's too. Ain't. groceries. >> It No, it is groceries. >> Not all of that That $2.34 was a snack.

>> No, Walmart splits them up. I'll get I. don't know why, but some charges and all. or they'll like refund it. for. something missing or. they overcharge you and then refund the. money. >> I don't know. Maybe. >> Cuz I do I do. when I do buy. >> Audi? >> Yeah. >> You're homeless and you have an Audi? Okay. >> I was making money when I bought it. >> Okay, get rid of it when you don't. I don't know. What's your job again? What do you do? >> I do customer service at a plumbing.

company. >> From home or there? >> There. >> Okay. Okay, you owe $16,650.62. with what interest rate? >> I think it's like 3.9. >> not horrible, but the minimum monthly. payment is $785. For someone making $25. is crazy. In what world does that possibly make. sense? Let's see. What is it worth? 17? If you sell it, get a $10,000 car, you. really only saving $6,000. We do got to. get you on a better payment plan. That. shit's crazy. You're never going to move.

out with a $700. $85.51 payment, unless. you're never going to move out, right? >> It would be. >> Can you afford rent? >> Extremely difficult. >> It would. Then you get rid of it. You. make a thousand on it, put a thousand. dollars down on a $10,000 car. That's. it. That's the new beater, unfortunately. >> But my car. >> You're homeless. Americans and their. cars. How could you prioritize a car.

over getting a place to live? Crazy. You're right, you are a burden on. your family if you prioritize a car over. getting out. They're not wrong in that. case. It's okay you're crying, but like. listen, that's your choice to make. I. have sympathy until there's things like. this. >> I know. >> Right? Crazy. So what did you want. You wanted to talk about something. Walmart.

>> Walmart. Um well, I hate that I have to shop. feel like I have to shop at Walmart. We. don't We do have grocery stores, but. they're [clears throat]. obviously more expensive. But Walmart's. like the worst of the worst. corporations. They. Walmart like. Okay, so I recently saw an article. for about. >> From? >> Ooh, I don't remember now. But it was talking about a.

Costco employee who's been a cashier at. Costco for. >> really don't care unless you can tell me. where the article's from. Cuz that matters so much you have no. idea. >> I don't I don't remember. >> I don't know. I know Walmart has hurt. some small towns. I know. But. it's kind of interesting that the. customer base in those small towns. choose Walmart over the smaller stores. They chose it. It sucks. I don't like. the outcome, but that is a what I What's. the alternative? You want the government.

to come in and fund those small stores. like it's. Yes? Oh. >> I No, I don't. >> Oh. >> I. >> So like okay, I mean. I can vibe with you, but I can't get to. the real world with you. >> I think Walmart's. >> our opinions are based on vibes. >> I think Walmart's extra shitty. They. >> Sure. >> They pay their employees like. >> 15 an hour is their minimum across the. country. >> And then. obviously a lot of those employees have.

to then. get assistance and end up on snap and. then. >> Less today than before, but yes. Okay, this is like that's a talking point from. like 2009. >> get snap back at Walmart. >> Okay, that is like a 2009 talking point. That's crazy. I remember using it. myself. Remember using it myself when I was a. big Bernie bro. >> Just it it lives right behind my back. >> transitions in college, ladies and. gentlemen. Some more than others. Some lose their. dick. I just went, you know, radical. left. Cuz I was a music major. >> There are issues on both sides of it,

but I think Walmart is definitely. >> Definitely not the best. I would love to. see people pay more. >> Granted, yeah, everybody's going to. most everybody's going to use it to. their advantage, but Walmart definitely. is using it to their advantage to. >> And I think your argument that you. started to say, and I would probably. agree with you, is like, "Well, but. Costco treats their employees better, right?". >> Yes. >> Yes. Which is, by the way, why most. people prefer to go to Costco when. there's a Costco versus a Walmart. Go to. a Walmart here, you'll see it's just. trash. You know why? Because they don't. really take care of it. I have That'll.

probably be damaging to their company. long term. We Costco's are filled to the. brim, and people there are great to. interact with cuz they pay well. But. they're getting the reward for that. Walmart's going to take the hit for. that. Let the market determine it. What. are you going to do? Cry and moan? I. don't know. So, 4,000 in savings. dramatically lower than 17,000 when it. started. >> Uh. >> Draining? >> No, that I put it into a different. savings account. >> Okay, checking eight oh four, but again, it's going to be drained with the.

Taco Bell, Dutch Bros, Dutch. Bros, going to getting some. pizza, Door Dash and Red Robin again, McDonald's. McDonald's, Dutch Bros, Jack in the Box. Bro, you don't cook. >> No. >> Oh, that's not good. I'm sorry, you're. getting a comfortable life. Come on, all your money's going to just. feeding those dopamines. Why would you. move out? Why would you do ambitions? Come on, I've been there. I know this. Jack in the Box, Dutch Bros, Dutch Bros, Hollis, Hollis, McDonald's, Panda.

Transfer from savings. You had to. transfer money into the savings, so you. didn't. so that you had more money so you keep. going to McDonald's. Apple Cash App, McDonald's, Peacock, Microsoft. Draining. isn't savings isn't being drained. huge or super quick, but it is going. down. Which is a concern. Cuz you have transferred some to. checking little by little. So 15 in this in that high yield savings. account. Okay. That's good. I'm happy to see that. That's a good start. For your moving out journey. You just.

need to get a job, figure out your. resume situation. I am so excited to call your mom the. pusher. I got to tell this woman to kick. your ass into gear. I'm going to yell at. her for it. And retirement's nothing. it's like 400 there. And you got fees. Oh, 8,000 in this one. Okay, that one's decent for your age. very bad, but at least there's a number. Many people don't have a number. Ah, wait. Nationwide what? >> Uh it's a 457. >> Okay. 12,292. Okay.

Good. Let's get your Well, I mean your budget. You don't freaking have like costs. I don't put the budget in the important. part of the conversation. It's about. what you do from here. But let's just do. it anyway. I can make you know, make it make sense. 3,100. Uh you don't pay any rent then? >> I do. >> Oh, okay. Well, it does matter then. How. much? >> 500. >> So that go to utilities and everything. as well? Nothing extra for that? No. internet? Okay, debt payments. Let's. see. It's your car. Get rid of it. Now you have a choice. Get rid of it.

$1,000 on a $10,000 car. It ain't luxury, girl. Cuz your debt payments right now are. $914.51. Gas vroom vroom drive drive. How much? Not much now. Will be when you go to. drive it to the blowout bar. >> Um my work drive actually got shorter. it just has 2 weeks ago. So, I would say. probably 150. >> Phone bill? >> $60. >> Yeah, switch to Helium if T-Mobile's. good in that area. Similar towers to. that. Okay, then maybe not. It is good. for the vast majority of people out.

there. Car insurance, how much? >> I think it's 169. >> Not the worst. You don't have to do. groceries. Well, how does the food work. if you stop eating out? >> Um. >> Would you have to shop for yourself? >> For most of the stuff. Like. >> Let's give you 300. Let's just be. generous which most of Let's be. generous. Meal prep, meal plan. That's. what you're doing. It'll be good for. health as well. TP, find anything else. you need to survive. We'll do about 100. bucks. That is tampons, it's toothbrush, toothpaste, all that good stuff. Gas, some of it will be provided by the. house, some of it not. Like toilet paper.

will be but medical health care, any. co-pays on a monthly basis? >> Yeah, they're pretty high. >> How much? >> Um probably like 500. >> What the. Therapy? >> No, I have one prescription that my. insurance doesn't cover. >> Okay. And subscriptions? I'll try to do 40 bucks. >> Okay. >> any pets? >> I have two. >> What? >> Cats. >> Okay. $100 pet insurance, how much for. cat food, cat supplies?

>> probably like. $100 a month. >> Okay. >> I generally like buy a bunch of food at. the same time when they have sales and. then it. >> Anything else that needs to be in this. budget? >> I would. like to know like what I could afford. rent-wise. >> None. You have an extra $100. >> Awesome. >> So, you can afford $600 rent. Yeah, you would have to do like public. housing. Subsidized housing. Nothing on this job. No, that's why I.

can't Like I said, your your budget's. not the freak out. The freak out is you. need to get a job. You need to up your. certifications. Maybe you'll get lucky, get a dispatcher job again. Let's not. lean on it though. Let's try to get our. skills, our resume together and get into. a new career field. That should be your. main focus in someone with opportunity. Unfortunately, but that is the reality. as well. That's it. I mean, I'm sorry. This This. isn't This isn't do anything. You're going to have to sell the car. The minimum payment goes down a little, let's say $500 to $500. That saves you. an extra few hundred dollars here.

So, but that's pretty much it. From there, you just got to. You can pay off your Wells Fargo like. that immediately once the car's sold and. all that good stuff. And you got to chip. away at the Disney and City. And that might take like a year or two. with the current job, but with a better. job, much quicker. And then all of a. sudden, you're you're out. You're out. Actually, since those are draining you, one thing I might do is I'd use the. majority of your emergency savings and. pay off those credit cards. >> Okay. >> Cuz they're draining you. I mean, you're. losing more than you're gaining any kind.

of high-yield interest. So, math problem. right there. Just get rid of it. >> What do I What do I do with all my. retirement accounts? >> Leave them. Roll them over eventually. But, it's fine. >> Interest all in several places? >> It doesn't matter right now. That's the. least of your concern. >> Okay. >> As long as they're invested in. something, they're going. So, don't. worry about it. You shouldn't be. thinking about that for a while. Pay off these debts, get rid of the car, get a new car, get a better job. Those. are the operations. Okay? I'm going to call them out in the. post-show. Big confrontation we got to.

do here. But, let's get the Hammer. Financial score first. All spending in a. budget, spending money you definitely. can't spend, clearly, is why debt is. going up and savings going down. Debt, no collections, but bad debt, family. debt. Family debt, I'll also give it one. out of 10. Emergency fund, there is. that. You do have that saved up. So, your debt score will substantially go up. cuz you'll put that, but your emergency. fund score will go down. But, for now, where it stands today, emergency fund, it's actually a 10 out of 10. Retirement, you're definitely behind for. your age, about a three out of 10. Real. estate, zero out of 10.

But, I'm happy that there's a retirement. three, it's better than most people, unfortunately, especially in America. Her financial score, also better than a. lot of people on this show, three out of. 10. Get yours at calhammer.com now. Click. the join button or the link in the. description below to join Hammer Lee. Get three premium shows every single. day, Monday through Saturday. It's. incredible. Or you can go off platform. on the Hammer Lee the app or. hammerlee.com. Either way, same. membership on all platforms. Love you. guys. See you there. So, I know she. lives with you right now. >> Um.

>> and your husband, her father, has said. some. sideways comments. Your daughter is kind. of leeching off you guys. I don't understand how she's. draining her savings. She moved back. home when she sold her house. We asked. her to pay off her. with the money that she got from her. house cuz she had plenty to do that at. the time. >> Why would you hide that from your mom? I. just launched the brand new Hammer Elite. app available on every major platform.

So, you can watch every show anywhere. you want. You'll get three exclusive. dedicated shows [music] every single. day, Monday through Saturday. Refer a. friend after you sign up and you get an. additional 30 days of Hammer Elite. access for free. [music] Download the. Hammer Elite app by using the link in. the description or pin comment down. below. This is the best membership. you'll ever join, and that's a promise.