I Want To Quit This Show | Financial Audit

Hey guys, my [music] name is Dr. Rexo. I'm 24 based out of Austin, Texas. And. this is financial [music] audit. Oh, that's what do you have your doctor. in? Uh, nothing. Okay. Cuz um I use astrology as a tool. to as like astrology physicians tool. Okay. I know a lot of people love. astrology as a big astronomy fan. Indian astrology. like Native American Indian. like Indian Indian astrology. straight up back to the classic Indian. classic. Mhm. Uh, okay. So, no science.

Doctor, doctor, no science. Doctor, no science. Interesting. Cool. So, what do you do for a living? Is it that? So, um, my main source of income was. trading cuz I want to uh. stocks like that kind of trading. Uh, crypto trading. Mhm. So, my plan was I wanted to be. financially set trading through trading. You wanted to be financially set. So, you did trading crypto. Yes. And I did.

well until a certain point. That's how it goes. Yes. That's how that works, right? Wait. Oh, but it is cool that you Well, okay. Wait. Mhm. When you say you did. well, what did you make over the course. of what? So, um I think at my highest peak, I. made half half a mill right before I. turned 24. Over the course of what? Over the course of I started 2020, 2021, 2022, 2023. Okay. So, we're talking maybe like. 150,000 bucks a year.

Um, well, I turned 40,000 into four 44K. It's awesome. In 10 days, day trading crypto or just like finding. the stocks to hold. swing swing trading and I would use like. 17x leverage. Oh, if I was really sure. What do you mean really sure? You can. never be sure. Can't even be sure on. stock. I'm pretty confident on Apple, but I can't It's impossible for me to. say I'm sure it's going to go up, right, at this period of time. and when. But for me, I'm using a lot of tools. I'm using.

a lot of fundamentals. I'm sure. fundamentals, trading charts, and I'm. also using astrology. Yeah. I All right. [laughter] I Is that. a joke? No, seriously. Okay. Well, I don't want to be. offensive. Sorry. Fun fun fact. Um 2022, the two biggest. black swan events in crypto, uh FTX and. Luna, happened on the day of the eclipse. in Taurus in Scorpio, which is the money. houses. Yeah, it sounds like there's always. something at any time, always happening. And when things happen, we can. assign it to be that even though the. universe is random as.

and the sky has changed since humans. have existed on this planet, right? And will change 250,000 years from now, right? The the man who invented our. phone, Steve Jobs. Yep. He went to India to study Vdic. astrology. Yeah. He was an interesting guy. We all. know that. He was into a lot of. different things to put in your mouth. and make your brain go wild. Yes. And he. didn't like to wear shoes around the. office and he smelled like death. I'm. not sure I want to be the exact replica. of him, even though he did lots of. awesome things. Definitely someone to. look up to, but. cool. You said it until it went bad.

Mhm. I'm sorry. I don't mean to [ __ ] on you. for astrology. I just that's always been. one of those things where it just kind. of annoys me a little just because um. but um so yeah, what went wrong? So I was. bet on the wrong star. I was trading on neutropics. That's new to me. Can you explain that? cuz uh I got pretty severe ADHD. So I. wasn't trading before. I was just. holding and then just waiting and then. dumping my um crypto until when it. peaked. Um but then because of the FTX at Luna,

I lost a I lost 70% of my portfolio. So. um I still wanted to make that back. So. I started learning how to trade. And. because of my ADHD, I couldn't. And the. only way I could trade was when I was on. excessive amounts of stimulants. Caffeine, yerba, mate. Um, aderall. Aderal is dangerous for you. So, I don't. touch that. Oh, it is. But it really sounded like we. were going to go somewhere where it was. like an actual medication cuz caffeine I. mean the vast majority of at least.

westerners consume caffeine on a daily. basis. Right. But then there neutropics which. really they're they're all natural. ingredients. They really help your brain. and they just um when I'm on that it's. like it's like if you gave you gave me a. sniper I would have probably made the. shot. I had that level of focus for. maybe like two weeks. I think there I think a little more goes. into sniping than focus. Yeah. Maybe a little bit of skill. Right. But but the focus was like. tremendous hyperfocus.

and one went wrong. If I didn't fiddle. my thumbs in within those 10 days, I. could have made 1.7. And that's a. negative mindset. Like I it is. because that's all of trading. Yeah. All of trading is Yeah. If I did. the other thing, this would have. happened, but that's not how. Yeah. So, I'm coming on this show to own. up to my own greed. Uh but because I was. thinking that and I saw this Grant. Cardone clip of um how people become. millionaires and chicken out. They're.

like, "Oh, when millionaires, people. become millionaires, they take away all. their chips on the table." I'm no. coward. Let me go for another double. And I was about to turn 24. So, I wanted. to, you know, make that millionaire. before 24. The age you are right now. Yeah. Okay. Yeah. Um, but what happened was because. I was taking neutropics consecutively. for about two weeks, they started. wearing off and I started. They're leveling you out when you Yeah. Completely. Um so the day I stopped. taking it uh the withdrawal symptoms.

came and I just kind of broke. psychology, broke my composure. which resulted in. which resulted in um 400 that half a. mill to a 200k overnight and I woke up. to that and that just gave me like PTSD. and then within 5 days I had 12 pennies. Everyone does well in crypto until they. don't. Everyone does well in swing. trading until they don't. Vast majority. lose money. Why the Who possibly told. you who who where in the world did you. think this was a good idea for your.

money? I need I need to be very clear about. this just for people watching out there. who like think they're going to become a. crypto millionaire. Oh, why that man? Why is that what you. thought you could make your money on? You did well for a bit. It's how it. works. Well, everyone always loses it in the end. except for the vast the very small few, right? I guess entrepreneurship's like a. harder route. like it's it's much easier. to hit a crypto pump and call yourself. self-made. So, I think that was kind of.

the route I was going, but life had. other plans for me. So, now you're 24. How much money do you have? Uh, negative. Okay. Negative. Yeah, negative. It went to 200K. What happened to the. 200K? Uh, the next four days it went to 12. pennies. Even though I'm against day. trading and swing trading, take the take. the money, man. Take the win. Take the. profits.

That holding, dude. If you're up 13%, boom, you just beat the S&P 500 on. average. I would just take, right? Well, my my plan was get it to a. mill and then rotate it all into all. coins and then buy myself a. coins. What are you? Buy myself a passport in Montenegro. So. I can kind of. What the is your life? [laughter]. Uh what? Cuz I'm from uh Burma. So a Burmese. passport is pretty much useless.

So my plan probably by now I would have. been in Montenegro. You know, a couple. baby mamas, but here we are. Is this all a joke to you cuz you're 24. and you lost everything? It's not very funny to me. You were you. just won like the power ball, man. You. were set up so well. You invested that. Well, okay, capital gains, blah, blah, blah. Let's say you had like $300,000 less. You invest that, man. You're retiring.

You're retiring in your 50s at least. You know, just even if you're just. making enough to survive, you just leave. that in there and compound over the next. few decades, right, buddy? You're but now you were in such a. better place than the. vast majority of everyone around your. age that time and now it's just done and. now what and now you're you're doing. some. Dr. Rexo star stuff. Mhm. Well, my. is this the new career path? What I what I took from that experience. was life was really trying to turn me.

into the man behind millions. You you did it. What do you mean life? Life life isn't some magical thing that. just came and like did something to you. You did something. Actions, consequences, right? I I definitely own up to it. But. I think life and the universe had other. plans for me. Like you should instead of. being a greedy. You're using that as a cushion. You're. using that as an enablement against your. own choices, an excuse for your own. failures. Dude, you did it. You lost. You did the stupid thing that no one. should ever do. You lost. Right.

Sorry. Go ahead. Go ahead. Well, um, how. I can fix this is if I if there's. someone with just 10 million lying. around, I can. hit a 100% in a couple months and take a. 20% split. What is this right now? What is this? You you you came. knowing what this show is. You came having watched some episodes. The is this? You're not a random dude. off the street. What the [ __ ] is this? What do you think I'm gonna say to that? What is this? Hilarious?

No. No, it's not. I'm sitting here. We. only have limited time. We get people on. the show. You'reing around. You're. coming here. You're going to repeat your. mistake. No, definitely not. What do you mean? You just said if. there's $10 million, I'm going to grab. it and I'm going to go make that money. off that. doing what? Get into altcoin. What's. your plan? What are you going to do? 100% return on that $100 million or. whatever you said. 2024 is the great financial reset. So, there's going to be another um. money flow into altcoins, um.

cryptocurrencies, and if you can dump it before, dude, maybe crypto will go up, maybe. crypto will go down. I don't give a You do not know. Mhm. Actually, I do know. How do you know? What's your What's your. little magical knowledge? What's your. little magical knowledge? Because if you. had this magical knowledge that $400,000. would be $800,000, would be $1.6 $6. million. What's your little magical. knowledge? It. It's not exactly insider information. because it's public public record. Um.

but I'm following a couple um accounts, channels, just sharing like really some. deep secret sauce. What? What? So yeah. What? Yeah. What? What do you mean? What? What is happening? What is the. secret sauce you've learned? What's the. secret recipe? What's the seven herbs. and spices? Wait, spices? Oh my gosh. Uhhuh. What did you learn? Well, all the hedge funds, they're um. they're getting finally getting into. cryptocurrencies. And once they start.

um pushing out these new narratives, that's when retail is going to get in. And that's when you dump your. investments. You sound like every single person I've. ever known that only buys gold or. someone that just buys these very. specific stocks because of what they. [clears throat] think is going to happen. based on this, that, and this. Buddy, yes. A couple people will make it. You know, the vast majority of. millionaires, man, it is just investing. in the overall market. It is not doing. anything anything remotely similar to.

what you're doing. Why not go with what. has been proven to work? If you want to. get there, why not go with something. that has a path, a record of success? There's no record of success doing what. you're doing. I guess it's too slow. I could die. tomorrow. Yeah. And if you die tomorrow, [laughter]. none of this matters anyway. There's no. point of this whole conversation then. Well, who cares? You won't know that you. sacrificed, right? So, what's the point?

If you die tomorrow, it literally. doesn't matter that you're setting. yourself up for the likelihood that you. will live longer. I guess the faster. you can financially free yourself, the. more time you have to pursue the things. that matter. So for me, what I guess my. purpose on this planet is service. Um, so you know, I want to be financially. set myself so I can jump into service. Aren't you just going to service, dude? People make money doing service.

You can also volunteer on the off hours. What's your service? Well, that's kind of with astrology. Oh, Indian astrology. I can look into. people's um. psyche. Okay, tell me. something. Oh my gosh. Would you like. Oh, is this why my producers asked for. my birthday? Yeah. So, that's your reading. I don't know what this means. What would you. translate this, man? Yeah. So, I don't know. Tell me.

anything. What am I supposed to ask? Um, what happened on January 11th around. something around like a new mental. health, something new spirituality? Oh, yeah. What happened. in in your life? Oh, [ __ ] you. You want to you want me to. like you're going to take what I say and. you're immediately going to assign it to. something to try to justify. Well, because you're an Aquarius rising, there's something starting around a new. spirituality. January 11th. January 11th. [laughter]. Uh last Thursday.

Mhm. We worked we worked late. Mhm. I don't think anything happened. Expens. like expenses. I mean, setting up this. entire office for the last month has. been expenses, but that's anyone setting. up an office. You're going to try to tie. that back to it. You're digging deep, right? Well, um, January 25th, it's not. coming yet, but there's. there's a full moon happening in your. 7th house, which is, um, one-on-one partnerships. Could be a.

business partner, it could be a um, intimate partner. Um, so you can expect. like a high point or some letting go. Well, isn't that kind of the opposite? Well, because it's a high likeience. This thing could happen or the complete. opposite could happen. So, if anything. happens, I was right. Yes. Did you not get the Tell me something. Tell me something. Tell me something. Try to make this real and not stupid. So, um, being such a right now, but this stuff.

has always just drove me mad. Well, this. kind of this chart kind of shows that um. um there there so you have a planets in. the eighth house. So the eighth house. what. the eighth house. the house of Scorpio. So that means you can see things below. the surface like like I'm saying words. you can like there's the five senses. words smells taste touch but then you. can see what's underneath. Okay.

Mhm. Tell me something. It's also the house of complex traumas. So maybe something around your father, like a father wound. Um. Oh, I had good parents. Interesting. Yeah. Interesting. Really? Yeah. Dad, did you do something to me. that I don't know yet? And um this shows you have like a. personality that's like nurturing and. caring. like you want to instead of. that's not coming across in this.

conversation. Instead of, you know, focusing on like a. career, you want to kind of nurture. people that like that. That's what I'm. reading off here. Yeah, I'd have that kind of reaction if. that amount of just came out of my. mouth, too. Don't mean to spook you, but. what? Through this, I can predict the. conditions of your spouse. You couldn't even predict my past. How. the are you predicting the future? Okay. What's my spouse? Tell them. Well, it. shows that you could. What's her race? She could be someone who is u real like.

like intellectual. She's um. Oh my gosh. So like pretty much anyone. Well, some people are not intellectual. I know. But we could probably define the. people we're into as intellectual, right? But more like um. so do something specific and not. something that we would broadly assess. to everyone we care about, right? More like a bookworm. Like this. is kind of like the archetype, right? You you got to think in terms of. archetypes. Tell me. Mhm. Tell me. So it could be more like someone who's. mercurial, someone who's chatty, communicative. Um.

you're naming off the most generic that. like gets you can apply to almost. anyone. Yes, there's some that will not. come to that category, but you are. picking the majority. Well, um I don't think I'm mercurial. There's a lot of people. Congratulations. I just said some are. not, but you're picking like the. majority, right? But um I can bet money that. it's going to hit. You are a bet money. Why are you here? Why are you here? [sighs and gasps]. Why are you here? Please tell me why the. you're possibly here. to kind of own up to my. What? What? But you just said you just.

said So you just made all You just lost. all the money. You knew it was stupid. You know you were being a dump. You're. like, "Yeah, but I'm going to get I'm. going to get someone with $10 million. next year and we're going to bet on this. overall thing that no one else sees in. the only in the economy. Only me and my. special little vision and the stars. Yes. That's not owning up, man. You're being. a dumb. You're being a child. You're. being a little dumb. [sighs]. Don't be insulting. Don't be insulting.

Don't be insulting. You're being a. child. You're being a child. You can own. up to a mistake, but you're not really. doing it if you're not learning from it. and you're not actually. doing things to uh not repeat the. mistakes in the future. I've made so. many mistakes. I've made endless. mistakes in my life just being a dumb. piece of a long time ago and just lots. of stupid things. But guess what? It. doesn't define me cuz congratulations, I. learned from it. Seek the help that was. necessary, whether that be mental health. or just support around me or changing. friend groups or doing whatever. Um,

learned about personal finances, got. myself out of debt, all this stuff. cuz I took control and decided I'm not. going to be a little dumb more. I'm going to change my life. That's. taking ownership. You're not taking. ownership. You admitted you're doing. something stupid, so you're going to do. something even more stupid. That doesn't. make any sense. What do you think I should do in. Okay. Well, I'm not going to give. investing advice, but. to get. what I've already mentioned earlier, typically a good thing to do if we're. looking to follow the path of the. wealthy and successful people in the.

past. Follow what the majority of people. have done. What have the majority of. people done who are in the millionaire. status? They just they just paid off. high interest debt. Got a six-month. emergency fund, invested in. [clears throat] the overall market and. retired in their late 50s, early 60s. Oh, but I might die tomorrow. Then you won't. It doesn't matter. Nothing will have mattered at that. point. So, you may as well bet. If. there's something to bet on, probably. the higher than likely chance that. you're going to live to the median age. in this country. Yeah. Instead of betting on some. subreddit thing you read.

Oh, is Twitter. Oh, even better. Oh, so good. That's where all the financial experts. hang out. Really? They do. That's where um Twitter. that's where people are sharing insider. information. Well, not it's public, right? I don't. want to get in trouble. Don't come after. me. What? Who's going to come? What is this? Some Illuminati thing? Uh I hope not. Well, you better make that 100 times. investment on $100 million cuz you have. $4,373 on a credit card. Mhm.

That you're paying a minimum monthly. payment on. Congratulations. Woo. But we. spent 725. At least it's in a 0%. interest period. When does that end? Uh, that ends in like 6 months. What the What is your plan? What is your. plan? How much money do you make right. now? Right now, zero. You're going to GET. WHAT ARE YOU NO, THIS IS NOT A JOKE. This is not a joke. Why the are you not making any money? Why are you not working? What are you. doing with your life? You're ruining. your future. Well, worst case scenario,

I could get a job in tech sales. Worst. case, you could get a job. YOU COULD GET A JOB. AT ANYTHING. WHY NOT JUST WORK? Why. don't you have a job right now? I don't. give a about a worst case scenario. THIS. IS THE WORST case scenario. WHY DON'T. YOU HAVE WHY ARE YOU NOT WORKING RIGHT. NOW? WELL, I did um when I lost my uh. cryptocurrencies, I did work as A. SERVER. COOL. WHAT HAPPENED? WELL, you know, when you're serving like you're like. you're getting harassed for a dollar and. like. talking about people are grabbing.

Well, they're not not exactly, but. Well, I'm not going to dismiss your. experience, but like get another job, right? But but. serve food behind a counter. It's kind of. work in the kitchen. It's kind of humbling cuz you know the. previous month you were almost on your. way to a millionaire and then the next. I don't care. You need to live. You're. putting money on a credit card. Mhm. You're putting money and you make zero. dollars. How is this funny to you?

It's not funny. You're damn right it's not funny. And. what else is not funny? You're favoring. raising canes. That's like a worse. version of Uber Eats in Texas. And you. laugh. You laugh. You immediately go to. laughing. How is that hilarious? You're. throwing your money away and you make no. money. You're favoring raising canes. for some What is this? S Saffin Center. God, this is the angriest I've ever been. recording this episode. I don't even. know if I want to put this out cuz I. probably just look like an absolute. piece of this is ridiculous. This is. beyond ridiculous.

Foxtrop Foxtrop natural grocerers. Okay, if we're getting Shut up. If we're if we. were getting some actual groceries, okay, but you're going in there and. you're spending a $1.50 a day. Some. taquito bull. So, the natural grocerers, that's me. getting the energy drinks. Didn't Haven't we determined that uh. that bad for you? The yerba mate. Clean yerba mate. Oh, clean. Yes. Isn't the caffeine what is what was. getting you and then you crashed because. you stopped taking it and then you got a. bad headache and you're groggy and all.

the. Well, that was the only thing that. mitigated my PTSD. Like. that was the only thing like caffeine. somehow controlled my PTSD. So that's. how I was medic surrounding what. the trading um past stuff that got. triggered because of trading. Did you see a therapist? I did a lot of and. so you've not seen a therapist. I did see a therapist. Why didn't you say yes? I saw a.

therapist. A majority of my healing came through. MDF journeys. Energy drink. Energy drink. Energy. drink. Energy drink. Energy drink. Energy drink. Why don't you get a packet. of energy drinks instead of stopping. there and getting one every single day. of your life? Uber. Uber. Energy drink. Energy drink. Energy drink. Energy. drink. Energy drink. Energy drink. Energy drink. Energy drink. [laughter]. Energy drink. I'm sorry. I'm just. Dude, I am borderline ready to kick you. off. I'm I'm laughing cuz clean your bamate. Their their brand is addiction recovery.

and me this is me being an addict. What were you addicted to? Uh, yerba. mates literally like that's why you saw. me just go and getting two yerba mates a. day. That's ridiculous. So, I'm just. laughing at that. Silver goat. $100 for a parking company. Thrilling. Ends in six months. Great. Oh, yeah. You traveled out here, so I'm going to. be respectful and at least. do this for you. But kill me. [snorts].

I $41 in a monthly payment. $3,28 is. owed. Going through and Door Dashing. We. don't have a job. Volvo cars. $3,000. What? Uh $8,000. 8.3 for a car. You don't have a job. Well, I can drive lift. Do you drive? Going to start. If if. going to start is different than you. started. Other ventures come crashing down. I. will start. What ventures? What ventures? I don't. see money coming in. Astrology readings. Um, astrology.

courses. Yeah, I think we just witnessed you do a. reading and half the things you said. were incorrect about me. So, what money. are you going to make off of this? I. don't think anyone's going to buy your. service after this episode. They could see for themselves. Wait, you put a $3,000 $3,000 of the car. purchase on a credit card, though. Mhm. Where's the other 6,000? Uh, that's so,000. That's my sister. Like, we split a car. Whose name is it under? Uh, it's it's. under my name. She paid for the majority though.

Yes. But then I posted on Facebook. Marketplace. Someone wanted to buy it. for 9.8 the day I picked it up. My gosh, you date a car. That's so cool. So, if worst case scenario, I can just. No, that was an offer in the time. That is not a guarantee of an offer in. the future. Oh, okay. I gotta I gotta I gotta just. just I gotta just Whoa. Reset. I need to. reset, man. This is another card. 73. bucks. Now it looks like this one. You. pay off the freedom card. Oh my gosh.

This must be because you did not have a. card cuz lift lift lift lift lift lift. lift lift lift lift lift lift lift. I. think that you're supposed to be making. money off of them based on what you said. in the previous little uh card. But. guess what? You're giving money to them. instead. Fantastic. Fees interest in. this last year. Money going away. Don't. want a card. What is this BT rewards? Uh, so that was you can pay rent through. the built cards and then you can get. like credit scores.

You pay it off. Uh, yes. With what money? Future income. So, you pay it off with what? That other. credit card? Yes. $2 and a checking account. Scary low. You drained it from 2,684. down to 232. Where's What are we doing? What are we going to do? But we're still. getting energy drinks. Energy drinks. Energy drinks. Tik Tok shop. Tik Tok. Sorry. Sorry. It was the protein. It was. peanut butter protein. from Tik Tok. Yes.

Civil Goat. That popped up again. Civil Goat. You favored Chick Shake. Chick's already. too expensive for you. And then you. favor it. We're trying $500. Where'd that go? Took. out $500 in the ATM. Where'd that go? I think I gave it to my sister. for the car. or for something. You favored Coco's Cafe. Got some energy. drinks. Energy drinks. Zelling out. money. Venuing out money. Energy drink. Energy drink. Energy drink. Energy. drink. Energy drink. Energy drink. What. do we do here, buddy? What do we do here? What do I do? What.

can I do to help you? Cuz I would like. you to at least walk away with. something. But what the can I possibly. do? Your mind's already set on being a. ridiculous clown. So, I don't know like. what I can do. Do you not feel. embarrassed? How are you not. embarrassed? Well, I was embarrassed for. an entire year. I was hiding. Yeah, I think you need to be embarrassed. for a little longer than that. Well, the helped the just helped me. process a lot of that. A lot of the.

shame. Did you pro But you didn't you didn't. process it into a productive scenario. cuz now you're going to go replicate it. again. Then you got to go through the. entire What can I do to help you? That. was my question. Answer it, please. Well, if if this video hits 3 million. views. Okay. All right. the if if this million. hits 3 million views, let's say I could turn it into some. dollars. You're here [ __ ] your name out there. I guess.

you're not here for help. I'm I'm open to any and all. No, you were here to plug something. Yes. Honestly, from the bottom of my heart, go. yourself. I'm not I'm not even kidding. Not a stunt. I don't give a. We have hundreds of people apply on a. daily basis who want to come here and. get help. and they're willing to travel from. wherever. And we took from our interview. process and screening process which was. is extensive and extreme and people can. lie and. you're going to plug something.

It's gross. It's gross. There are people who need. help. Mhm. I am disgusted right now. This is. unacceptable. Mhm. [ __ ]. you, man. Dude, this is just this is. some [ __ ]. Let's hopefully let's at least turn this. into something where someone can benefit. from it out there by seeing what a. dumbass does. What's your rent? My rent is 1750. Insanity for someone in your position. Your utilities, do you split that or is. that just what it is?

Utilities about 90. seems low. 9080. internet. No internet. I use Google. How much does. that cost? 35. Is that your phone bill? Mhm. Unlimited. groceries. Fun fact, $300. 300? Yeah. Toilet paper fun. This is anything. You. already know. You've watched this, but. it's anything else you need to survive. Anything you need to do. I'm literally. just doing this part because I'm really. hoping someone out there benefits. We. get.

I don't even like when you agree with. me. Like, I'm so upset at you. I don't. even like when you just said, "Uh-huh.". Like, I've never been this upset in the. recording of this show. I was clearing. my throat. $100 for that. Anything else you need to. survive? Anything is anything else for. the household? All right, let's get your. monthly debts now. The car is paid for, right? Yes. This is a weird situation. How's. the car insurance situation working out? Car insurance like 190. Yeah, but who's paying for it? Uh, it's on a 0% intro credit card.

Okay. No, no, no. Like, who got uh I'm. sorry. Sorry. I asked that in a weird. way. So, you're attached to the policy. Is she. attached to any policy? Who? Your sister. The one who paid for the. majority of it. Yes. It's 190 a month. Mhm. And yes, it's on a credit card. Everything's on a credit card. You make. zero dollars and this is already. insanity. Yeah. Something to really be proud of, man. Right. [ __ ] throwing your life away at 24. This is This is beyond sad. 84 for debt.

Uh phone bill. We already got that. Gas. Gas. 45. I think you have another debt actually. 45. Yeah. Um, there's like. Capital One cooks over. Yeah, Capital One. There's. Oh, wait. No, I already got that. Chase. Freedom. Chase Freedom's paid for. Capital One. There's a lot of my therapy bills cuz I. went off um Yeah. Is there any other debt that I'm not. aware of? That's about it. That's about it. That's about it. Is there any other.

debt? The No. So, the four grand that was for. my therapy. No, that's fine. I'm just trying to. figure out if there's any other debt. Gas. How much in gas? Oh, rent. Last month's rent, I put it on. a US bank. How much is owed on that? Uh, so it was 750 and then the because. of the. How much is owed on US bank? $1860. What's the minimum monthly payment? Yes. What's the minimum monthly payment? 40. This is why I'm not a preschool teacher. because obviously I can't deal with.

children. Door Dash coffee shops. What a. joke, buddy. Your your utilities are. 125. I don't even know your own numbers. This month was 80. 90. I'm putting what I have in front of me. instead of trusting you cuz I don't. trust you for a single thing. How much in gas? Gas 45. Okay. So, probably 80. Probably 45. Anything else you have to pay for, man? Anything else in your life? Nope. Come on. Anything else that is required. on a monthly basis? M not included.

No. No subscriptions. Medical. No medical. You're on your parents health insurance. I'm my own doctor. I'm going to just end it all. Seriously right now. I'm my own doctor. I take care of my. health, my fitness. No, you're fit. Fantastic. That's great. Meditate. Oh, absolutely lovely. Yes. Get health. insurance or get on your parents health. insurance. Okay. Just because it's important. You went to. therapy. You dropped $2,000. It wouldn't. have been that if you had health. insurance. I don't think they're covered. by health insurance. It's like.

depends on the therapist. Some some. don't accept any, right? Some do. Oh, but this was like the tripping. tripping your balls out. No, this the more like a spiritual. therapy. So, oh my gosh. They weren't ting. Have you ever uh seen someone who's like. focused on like the science behind. mental health? Uh yes, that therapy is connected to. science. They've got a Harvard. researchers with uh. who has Harvard researchers? Uh they got. a team of Harvard research. the Hoffman process. and you went to this Hoffman center.

Yes. It's. for like treatment addiction on that. I. can't speak I can't speak but if if it. if it helped you really all that matters. in the end is if it helped you. Yes. And if it helped you it's a win in my. book. Yes. Thank you. Long-term health is what I really want. to see from you. And clearly. behavior-wise and riskwise and. understanding of money and understanding. of life in general, you have not been. helped. You're just going to repeat the same. mistakes, same mistakes. You're going to.

find yourself mid-40s, zero dollars in. retirement, probably living off of debt. You're not going to have a chance to. exist. You're going to die in the. Walmart floor in your 70s, 80s. You're fit, so maybe 90s, but you're. going to be working the whole time just. to pay for rent because you never save. up enough money to put a down payment on. a house. Well, the part of the reason why I came. on this show is to kind of show. other than plugging your. I guess. But. no link in the description. I refuse. Okay. But really just to show my.

absolute lowest moments, right? Absolute. This is my absolute low. Yeah, you know, I have a lot of faith. in 10 years later. and I'm going to be in a completely. different place. So maybe that could be. some inspiration. Fantastic. What are you doing to get. that? Where's the end goal? Obviously, you just kind of said it, being in a. better place. Cool. I'd rather that be. more properly defined so we could figure. out what objectives we need to hit in. order to get there at some point. But. cool. What are the steps necessary to. get there and what are you doing to. actually achieve them today?

Well, the first step is just content. Content is king. Content. Yes. You're a content creator now? Uh, yes. I. do have a Tik Tok channel. Oh, do you? Yeah. Go ahead. Shout it. out. I'll bleep it. I don't want to promote it because I'm. gonna start. Good. I would not have allowed it to be. on. I'm going to start another one. Why? Well, I was basically recycling YouTube. content on Tik Tok and getting some. money from there. You lazy ripoff. Come on. Why? Other people's content. Yeah. Who are you? Bottom feeder.

I He's a He's a doctor. I did message. him. Good for him. What about you? Uh, well, his um his knowledge really. helped a lot of people. Oh, that's fantastic. But you were. stealing his content. He he agreed to it. I sent him an email. and he's like, "Thank you.". Cuz I'm sending traffic to his YouTube. channel. He. said, "Thank you.". Yeah. He said, "Continue doing this.". Well, I stopped doing it because it was. messing with my ADHD, cutting the. snipping the clips. So, clearly you can't do Tik Tok then. because that's what's required for Tik.

Tok. Yes. So, but you're starting a Tik Tok. I got to figure out something around. that. Okay. So, I literally asked for any. steps to get there and step number one. has already failed. So, what the YouTube. I don't know. You know, long form content. Oh, so easy. Everyone that wants to do. it can make it. It's probably the hardest. Yes. I would love for anyone who wants to. make it to make it. Yes. I just got incredibly lucky cuz these. people are like the coolest people in. the world. They're like amazing. Sorry. that you're dealing with this right now. How do you think I feel? Uh but.

okay. What's your plan around? Get pitch. pitch me. What's your white paper? Well, I could use your uh advice on. YouTube tips. Ask me a question. I don't even know. what kind of content you're trying to. create, man. Well, I'm trying to create content. around like just wellness, lifestyle, design, life. Um. how are you qualifi not qual not not. even qualifications. Why should you be. the one talking on that where your. negative existence? Anyone that follows.

your mindset ends up in a position. Well, financially right now, yes. But. I've gone through like a lot of. mental problems. I've overcome. That's great. Me too. Fantastic. Yeah. I now what? Share share how I got here. Okay. Share the tips, the sauce, the secret. stuff. That the tips and sauce though. I would. that I'm totally down with that. That's. kind of what I've done. I was like, "Okay, I was a I did lots of bad. things." blah blah blah blah blah. Cool. Correct my mistakes. Acknowledge them. wrong. Don't do them again. Teach other. people not to do them. But you're like,

I'm going to go do that again. So, how the are you the person to go? You're going to get people hurt, man. Well, a lot of the neutropics and like. [snorts]. that that was kind of more like an. addiction. I overcame like the. stimulants. Like that's. You're still on it, man. One cup of coffee a day. No, you go get an energy drink every. day. ARE YOU DO WHAT? Are you seriously. telling me like 20 minutes ago when I. was going through your statements this. doesn't exist? I was going through like three or three.

or four a day like up to five six. Now. I'm like cool with one sometimes zero. But you're still it doesn't first of all. I don't. any any kind of thing can be a dependent. addiction in a bad way if you abuse it. Mhm. And obviously if that caffeine, great. for me, great for the majority of. people. If it has been abused and it's. negatively impacting you, okay, that's. cool. You acknowledge that you stop. You. haven't stopped. You haven't stopped.

So, how are you coaching other people to. stop if you won't stop something? Well, I haven't started coaching anybody. cuz I. I know you're talking about uploading to. YouTube for it, right? We're getting there. We're. talking about your content you want to. create like you asked. I could uh just. sh like I'm not I don't think I'm ready. to coach anyone. I'm just here to share. my experience of what what's worked for. me, what's not. Nothing's worked for you. The has worked for me, the have worked. for me. Um how how managing my ADHD.

dating? You single? Yes. And I don't think you've been. successful. Well, what's what's your version of. metric for success? I don't know. People are trying to get. dating advice. Probably someone who's. actually, you know, is in a successful. relationship, right? Yours have failed. I don't know how to teach guys to stay. in a long-term relationship, but. trying to teach dudes how to stick it. in. How to how to meet women? That's. something I can help with. Or social. anxiety. I had terrible social anxiety. Yeah, me too. How do you meet women.

outside? Oh, there's a woman. Yes. Boom. Hey, how you doing? Well, a lot of guys cannot do that. No, I know. No, I know. A lot of guys cannot do that. So, I'm oversimplifying it. I know. Yes. Uh, social anxiety, it's hard. I I had. to work myself up a lot for it. Asking people out, really practicing it. Vast majority of times, failure, you. know, just works once or twice. And. Nice. What's your favorite pickup line? I don't have any good pickup lines. I. just got lucky that someone said yes. Really. to get in the number. Yeah.

Nice. But either way, so that's what. you're going to help people with. How to. like take someone home that night? Well, well, not not exactly. Like take. someone on a date, right? Classy. Yeah. Right. Take someone on a date. Of course. Yes. So, Andrew Tate with a pedto mustache. Okay. I'm laughing at that, but um. I know I'm being cheeky. I'm being. cheeky in your thing. Actually, I I. don't think it looks bad. I don't think. it looks bad. It's just I was just I'm.

just being a little cheeky little cuz. you pissed me off. But. do you think I should get Rogain? No, I think you look good. You're a. handsome dude. Really? I I kind of want to have your. mustache. I don't I don't know, man. People. comment like, "Yo, Caleb, shave that. beard. That's disgusting.". Yeah, like Ro gain minoxidil. Yeah. Yeah. Um No, I mean Well, I don't know how we. got on this subject, but but yeah. Are. you trying to like Andrew Tate 2.0? Um a healthier version of it. Healthier. version of it. Yeah. Okay. So, that's your thing now. It's a very saturated market.

You think so? Uh, yeah. I think men dating that kind. of crap that's become a big thing these. last few years. Well, there's a lot of toxic. sure. Okay. So, how are you going to approach. it? How are you going to stand out? What. are you going to do to be different? Why. have you not done it? Wait, what? Why are you not Why have you not done. it? A lot of people's biggest barrier. into content creation is making the. actual content. Why have you not created. anything? The profession can interfere with your. own dating life. Okay. Hey, how's your dating life. right now? It's fine cuz I'm not on the.

internet. But when you're on the. internet, they're. the internet. Are you asking people out? Yes. How's it going? Pretty pretty well. Yeah. Yeah. Some of us are more blessed. than others with our genetic. Well, I can I can show you an old photo. of me you could clip up. I wasn't always. this way. Let's see. Show me. Who are you? Were. you a fat me? Worse. I stored a lot of trauma on my. face. Curious to see how that. Yeah. transcends into a photo. So, can I see?

Yeah, I'll show you a photo. Project Red. I haven't seen one of those. in a long time. They donate 25% to AIDS. Yeah. I don't think they do it anymore, though. I haven't seen Project Red in a. while. I could be wrong. They used to be very up to date on all. the releases Apple related. But. this was me, dude. That's not like a. picture of you. That That's aed up picture of me. I was. blacked out. Uh, wait, which one's you? The the the fat guy. I wouldn't really call you fat though in. that picture. Well, I was definitely out of shape. And.

Sure. Yeah, I was definitely out of shape. And. I was playing a lot of video. It's not a good angle. It's hard It's. hard to see what you looked like there. to be honest. I can I've got a better photo I can take. out. Okay. Sure. Yeah. So, what are we talking about? What happened? Okay. So, what's your plan? What's your. plan? What's your plan? I want to hear. your plan. You have goals. Get me there. Well, the first step is get a bunch of. views. Get on the internet. Okay. How do you get a bunch of views? Easier said that. Yeah, that's that's so. easy. Post cons content consistently. What is the content that's going to be.

good enough that people vote with their. eyeballs that they enjoy it? That I will have to test out. Ideas, please. any. kind of like a Sam Sulic type of. I don't know the name. vlog like he he blew up. vlog. kind of like vlog because he blew up on. YouTube because of that. Yeah, I'm going to do a little channel. vlog but that's mostly just for fun. Vlog, man. Vlog. Vlogs. Like, that was. like five, six years ago. Vlogs. Guys, it's a new year and you need to make. your money work for you. You can do. exactly what I literally do right now.

and put my money in the best high yield. savings account, SoFi. I get a 4.6%. yield on my money. And I also took. advantage of the bonus of up to $250. when I signed up. You can start 2024 off. amazing by doing the same by going to. the link in the description below. I think it's coming back. people. is that. there there's a whole loneliness. epidemic going on. People want to see. like real people um rather than like. influencers. So I could start out just. being me.

Well, yeah, but I mean the magical thing. about that is all of a sudden like. you're going to be you. I'm going to be. me. But if you do blow up and you get a. certain number next to your name, all of. a sudden people are going to think. you're like some magical influencer or. someone different than you actually are. even though you're the same person. Yeah. Yeah. Exactly. That's why I didn't. want to do content because I still want. to experience normal human experiences. rather than this inflated. Um, you have no plan. No. What? You have no plan. No plan. Yeah. This is It's beyond obvious. Yes. You have this big aspiration.

Yes. But I know way to get there. I need to come up with one. Uh, it's usually a good first step. Mhm. For not having a job and not working. What the are you doing on a daily basis? Uh, hot yoga for my ADHD. Uh, 24 hours a day. Hot yoga, working out. Uh, 16 hours a day. Sleeping eight hours, hanging out with. friends, family. every day. Yeah, sometimes. Fantastic. Why don't you go be a productive member. of society and bring home some bacon?

I'd like to be. I'd definitely like to. be. Cool. Do it. Why haven't you? I will start you. Why haven't you was my question? Uh, well, because of my personal health. issues. But now that I'm I'm good, you. know, I'm ready to start. When did you become good? Uh, honestly, this month. Okay. What's different? So, I can share one of my experiences. So, you know, when you're peing, you. know, you're in a state of love, everything's nice. You you're connected. to people, but then on the come down,

that's when you really can dig into your. traumas. So, um uh I was at a concert. with my friends and then, you know, everything was nice. when I was coming. back home um you know I started feeling. the comedown and you know I was just. sitting in my car for a whole 20 minute. and I was like feeling some sort of pain. in my chest and just like this is this. is kind of a tip for people doing. journeys like you can. you know you trauma and all these pain.

bodies are stored in like different. [snorts] parts of your bodies and you. know you can kind of pinpoint those. areas and If you do it long enough, they'll release. They'll pop like zits. And that's how you free yourself from. traumas. They'll unnot themselves. So that night. for a good 20 minute, I was just sitting. feeling the pain, processing it, and it. felt like childbirth.

Like I was. This entire show has felt like child. birth to me, right? But imagine a woman just giving. birth to a child. like it felt like that sort of pain. How do you know what that feels like? You don't know what that feels like. It. doesn't matter. Why am I pushing back on. that? So, basically, [snorts] what my point is. like people are just walking around with. traumas, things they don't know about. unconscious. that gave you trauma you said was losing. all that money and you haven't learned. and you're going to go do it again like.

you said you were going to. So, what the. is the point of this? That that was a. leverage trading like I was using like. 17x leverage. You said you're going to use someone. else's $10 million. What's going to go better that time when. someone comes knocking for their money? It would be nice but hypothetically. Hypothetically. Okay. So, how are you going to get the. money to invest? You're not working. You. don't want to work. You're not getting a. job. You're not a productive member of. society. Well, first step is if you can. let me plug a product that will help. people. Will it? You're never going to have a.

chance to plug a product on this show. Okay. Well, then in that case, I'll have. to start my own YouTube channel and then. get some traffic into products, services. that will actually help people. You have not figured out yet. You're. going to go destroy your finances in. life. You are not the person to tell. people. Someone who fixes their learns. from their mistakes, they are the one to. help people. You are not. You would be. irresponsible. You're going to hurt. people. Do you think I should get A SALES JOB? SURE. GO GET A SALES JOB. GET A tech.

certification sales through course. careers or something. Do that. Get a sales job. That's great. Yeah, that's what I think you should do. Then I think you should invest 20% of. your money after you get out of the high. interest debt. I think you need a six. month emergency fund. Open a brokerage. Whether it be through mumu, whether it. be through Fidelity, whether it be. whatever. That's what I would do. That's what I. would do. You're not going to. It is. beyond clear. And you're here to plug. something and it's pissed me off. So, I'm done with this conversation. I'm.

done. It's There's no more. There's no. more. But let's see if you have the. magic touch. Let's Let's see. Let's see. Go ahead. I'm a I'm a beautiful lady. Ask me out. Oh, I'm supposed to pick you up. Okay. Excuse me. I thought you were super. sexy. That was it? Yeah. That made me give you your number. Well, I'm just saying that for the. camera, but realistically, pickup lines. are the pickup lines. Get me to give me. Get me to give you your You said this. was the one thing you'd be good at on. YouTube. Get me to give me your number.

What's your number? Why the would I tell you with that. mustache? As simple as that. No, I just said no. Well, your number. Why would I have a random stranger? Why. would I just a random stranger? I can break down the process. Break down the process and then I'm. done. And break down the process and. then I'm done. This is ridiculous. So, let's say you're. walking down a street and you see a girl. you want to talk to, right? How do you.

how do you start? Where do you begin? I'd say it starts all with the eye. contact, right? That's how you gauge for. consent, right? And because you know, women will let you know if they're. interested in you through the eyes. Seems so one-sided all, but go ahead. So. pickup lines, they're. Yeah. You know, they're they're good for. a YouTube skit. Okay. So eyes. You looked at the eyes. Now what? If they lock eyes with you, that's. usually a yes. So that's.

What do you mean lock eyes? I think. everyone looks at the person that looks. at them. So are you saying more than 3. seconds? Like what's the. more more than more than 3 seconds? Okay. More than 3 seconds. Now what? And then you just go up and then you're. like, "Hey.". Wow. Killer line, dude. Killer line. Well, she gave you an invitation. Cool. Then what? You're the expert here. You're making a. channel on this. Try to find out um what she's into. If. you guys are a good match, and um if. things are going well, just ask her out.

on a Starbucks date right on the spot or. coffee shop or tea. right on the spot. Go to Target and. boom, dating someone. You're dating someone? What's happening. on the 25th? Nothing. Well, just watch out for it. because something's happening in your. seventh house. Seventh house is people. you're dating, people you're involved in. business with. Done. Hammer financial score be like. negative a thousand out of 10. If you. don't want to be a failure, check out. the resources linked in the description. below, including the best budgeting. program in the history of the world that.

he needs. You're lucky we're going to. give it to you cuz you don't deserve. anything right now. Don't say anything. You're done. You're done. Let's stop. Let's stop. Let's stop. Thanks to all of our Patreon producers. for making this episode possible. If you. want to participate [music] in an. episode of Financial Audit and you're. able to make it to Austin, Texas, please. fill out an application in the survey. linked in the description below. You can. also send a link to your friends or. family who you think might be good to be. on the show. If you [music] have any. questions, you can email casting at. caleophammer.com.