I'm Done With This Woman | Financial Audit

hello I'm Amber I'm from Los Angeles. California I'm 27 years old and almost a. half and sorry my inner child's speaking. right now I'm going to start that over. okay yeah just for the record it's 27. and a half okay and this is financial. audit Okay cool so what do you do for. living we're going to go with that. yeah I think it shows your energy it. does it does it does it does bastic what.

do you do for a living I am a web show. host and producer yeah my show is called. healing Amber so we're getting that off. of the ground and running but right now. to make you know ends me is you've seen. my financial. statements we are making commercials so. all the ones you see on social media. where there's a random woman telling you. to buy this product are you that random. woman. yeah hm what products have you sold I I. don't recognize you oh my God okay so.

there's this one built ad that goes. around a lot where I'm telling people um. hey you can get paid early and you can. use this money to pay off your rent and. you'll make rewards points and then. other why why would you want to support. that that's that's like pay I know and. they only paid me like 200 bucks so you. accepted 200 bucks to show something. that to act that like hurts people oh. you're acting it so you're not pushing. it you just acted for them.

yeah that's one thing that's actually. been steering me away from the ugc life. the user generated content life yeah and. it's been feeling basically like you're. saying too hyper capitalistic like I'm. selling uh I don't think really will. make people's lives better it might I. don't know I haven't really tried it yet. I was acting but well I mean the nice. thing about capitalism is you get to. choose what and what not to put your. work behind so I wouldn't say Ultra. capitalistic with that like I mean it's.

your say to say where you want to put. things now you make like might make less. money for that now I make a lot less. money because I accept like 1% of the. sponsorships that reach out to me and. they probably have those pieces of those. payday crap they probably have and I've. said no you could have said no too 200. bucks I don't think it would have make. it break anything well maybe it would. have for you because you're not like. making ends. me no I have negative money in One bank. account so this is kind of what I've.

been balancing did you see that one I'm. balancing trying to participate in a. capitalistic society that I really. resent because I want to be able to. change this country from the inside out. but the I mean you can vote like. everyone else but no no no that doesn't. make a. difference okay well what I was going to. say I mean I was going to say you can. vote like everyone else to you know put. the people in that you want that's. totally fine agree disagree doesn't. matter I don't get into politics you can. talk about whatever you want to talk.

about but but regardless in order to. survive you do have to exist in the. reality of reality yes so what's been. really interesting has. been coming to terms with what you just. said reality and I'm trying to get my. inner reality to finally reflect on the. outside so there was a whole history of. some seriously traumatic sh that went. down in Los Angeles and beforehand M and.

I really froze up and stopped. participating in life you could say and. I let others support me and I put in a. little bit of energy here and there to. support myself but luckily now that I've. done all this inner work yeah and I have. been realigning my life that ugc work. the commercial work it didn't feel. aligned so I'm doing this easy job like. let's say the easy job like let's say I. put in 30 minutes for an ag1 greens.

commercial where they're like why is. your skin so glowy and I'm like ag1 you. know that kind of thing and so cool I. just made let's say 300 off of that but. why do I not feel fulfilled and why am I. not taking my time to actually. participate more sure so what I found. feels best right now is helping small. businesses so I'm taking the skills that. I used in creating social media ads you. could say and I'm turning it into my.

Consulting and production company which. I'm all about as long as you're making a. living we're not making a living have. what are you bringing in from this I I. want to get an idea of your income what. are you bringing in yeah okay so luckily. when I do a commercial gig I can get. let's say now $300 to $1,000 for one ad. yeah but how many do do we do a week on. average so at this point in my life I. finally made it up to I'm doing like. let's say 3 to five a month a month.

exactly yeah cool let's do that sounds. more like a side gig so exactly this one. I just want to do the social media ads. until the debts are paid off that credit. card debt all that okay but you're. negative in a checking account we. haven't even got your things yes I agree. I agree do this until you pay off your. if pay off your debt if it's making. enough money to survive yeah sure if it. in order to pay off your debt it's. something you don't want to do that's. great but if we can't make ends meet. then I'm sorry we might be working at. make arches instead of this like you.

know arches McDonald's golden arches. what no that's fine not for me well I. know but something surviving is for. everyone though and you might have to do. something you don't want to do I know. and that's what's been pissing me off. like I wear my expensive clothes and I. buy my dog the expensive food and I do. all this that will like make me feel. better when really actually gaining some. sovereignty and some Independence will.

make me feel better in the heart right. and so now I'm also. turning I guess I'm. playing uh as you say kind of two sides. of the coin I'm doing the work that. doesn't feel that good in order to. survive barely because there's so much. resistance there but now I'm am actually. just in the middle of my first first. pitch deck to a client in order to. consult them in social media. authenticity damn you're building a.

business dude I'm all about building a. business when I built this business. which is in a similar space it's just. online social media video Blah Blah Blah. all that stuff I didn't do it until I. had a 12-month emergency fund and I. didn't quit what I needed to survive. until this made enough to survive you're. kind of just going all in on it now land. of America you know putting all the risk. doesn't mean there's not consequences. and sometimes consequences might be your. missing payments your negative money in. checking account so that's where I've. just going to the reality type.

it's like yeah me too how do you think I. felt when I was looking through this so. very. empathetic I want you to do what you. want to do I want you to do I want you. to find purpose in life I think that's. what we all want to get to through work. through work yeah there's also again the. reality of math so I mean let's have the. conversation about work at some point as. after we get through the numbers okay um. and again I want you to do it I want you. to do what you want to do but let's just. see let's just see okay wa no absolutely.

not cuz I did I did not get a number on. I didn't get a number I didn't get a. number on your income so what you. didn't what do you bring in on a monthly. basis on average oh my God what's really. sad is that what do you bring home on a. monthly basis on average I don't know. because I avoid looking at these bank. accounts you know get so stressed you're. like I'm just not going to open Bank of. America today I'm sorry that's not a. choice that's a that's an immature. childish thing to do it you say you know. when you do this I know when children do. that.

yeah I feel I literally feel overrun. once in a while by inspiritual we call. them the inner children the inner. aspects and I literally have been giving. them everything that they want they're. like oh my God I'm scared to make money. because the fear of success means so. many things fear of success is more than. your fear of getting kicked out because. you can't pay rent so when I'm setting. aside money to save for a new purchase. like a car or a home or taxes or.

whatever I'm saving money for like an. emergency fund I'm using Sofi it's a. 4.6% yield on my money and it's just. absolutely incredible why not take. advantage of that free return on the. money that's just sitting there and. there's great bonuses for signing up all. the way up to $250 if you sign up using. the link in the description below it's. literally free money I use it you should. too um yeah there are some issues right. now with where I live there's. molding um the the whole building.

management company is getting sued I. haven't had to pay rent I'm in a really. weird that's bad and good bad and good. I'm sorry that you're living there and. that sucks and that's obviously the. landlord responsibility yeah have to. deal with law stuff so the thing is that. I've manifested a life at this point. where I am taken care of so much by. other people you manifested a life um. subconsciously okay subconsciously my. inner aspects and inner children and. teenagers whatever have felt safest when.

others are supporting us rather than. when we are supporting ourselves because. then it means we're not alone okay yeah. do you see a therapist I see many. therapists. coaches I'm also a coach to a certain. extent so yeah what's annoying is I am. hyper aware a coach a spiritual coach um. I'm a spiritual healer and holistic. health coach whoa this is a throwback to. another episode we've had wow yeah okay.

yeah we had another spiritual healer on. here mhm another life coach of sorts how. do we feel. comfortable by any means giving anyone. advice on life if. you're if you are just failing in the. United States yeah I am not a financial. coach yeah but how can you be coaching. people on their life if you yourself. could be getting them into a damazing. POS position because you yourself are in.

a damaging position m in finances yes. which is what the show is about. but like if you are convincing people. that if you think what you do is okay. and you convince people to get in that. same head space you're leading people. down a dangerous path to the point where. they might not be able to pay rent they. might not be able to retire they might. not be able to put food on their table. and they think it's. okay I get that slippery slope I get. that from my point of view I don't coach.

anybody in finances I'm very open about. not finances I'm talking about heads. space in general yeah so what I coach. people on is how to find joy and healing. in the present moment and what if they. what if what you're teaching is through. that present moment they get in the same. headp space as you which has led you to. thinking to just accepting this as. reality this should not be considered. okay being a child is not is doing. really great finances wise besides me.

but yeah what I do in my time away from. participating in capitalism has been. some intense inner work you're in the. United States it's I mean this is again. this isn't politics I don't say whether. I agree or disagree with our current. system it's irresponsible for me on the. side of the table to like just be like. oh I wish this I wish that I wish this. it's like I'm sorry you do I Want You To. Survive so let me help you navigate this. system and saying oh today I'm.

participating in capitalism tomorrow I'm. not yeah to be honest that's how it's. been but and it doesn't feel great and. you know where that's you know where. that's led us yeah some can't even look. at myself like I'm only brave enough to. look at it right now because you are. somebody who's passionate enough about. other people with this so I really do. freaking appreciate that oh I appreciate. you being here you're putting situation. on display for many people to learn from.

I hope. I oh that's one of the commercials I did. okay so 2,100 came in for through that. dope cool you didn't know that I didn't. know the total no I hav't budgeted. yet Pia Holdings um I think that's like. a shaving commercial CU I'm a hairy girl. congratulations thank and venmo what. usually comes in through venmo like why. it used to be sugar daddy money. what is it now how much is it 307 total.

across all the venmo in the past month. oh within the I'm not going to lie I. have no clue okay ready set. Inc that is one of my agencies that. connects me to brands for the ugc social. media commercials sick you made $91 all. right so the V can we count that as. income or was that just like we split. dinner and like someone paid for it they. okay then I'm not going to count that as. income so income total that came in you.

live in Los Angeles correct oh my God. yeah. $2,891 that's a good month for me well. that's a month for anyone else living on. I know I know so with the molding issue. I'm legally not required to pay rent. right now I know that's the only reason. you're surviving exactly exactly and I. have EBT I have food stamps I was. getting. $281 a month and I just had that knocked. down about $100 since I made more money.

this month it's interesting because like. but you're choosing not to work though. the thing is up until I am all for. support for people who can't work if you. get disability you get laid off. especially because you're paying into. that system you know through different. taxes and everything uh when you're. working absolutely support people that. just can't make ends meet because. they're working their off but you're. choosing not to work you're kind of. acting like an entitled person like this. is what I want to do so everyone come in.

and support me because I can't make enme. doing what I want to do instead of. growing up being an adult and actually. taking care of your own life can I tell. you a story please story time so can I. sit crisscross applesauce on the floor. if you had a fireplace I would move us. there right now with some marshmallows. cuz this is a little heavy I love. marshmallows a little heavy do you go. for it I'm also sorry my dog farted. I did not smell but you didn't oh thank.

you for. doubting hi buds are you stress farting. it's okay Caleb's actually really nice. he's just you know passionate that's. true so um yes you can tell I'm very. hyper aware of the situation so it comes. off as enti for your income but yeah yes. I ignore that um until today but long. story. short um I was doing the classic La I. transferred from a career of tutoring.

little kids which was the most. fulfilling job I've ever had making a. lot of money luckily doing that like. $100 a session but then for some reason. you know more on camera stuff was. calling me and I got into the acting the. music videos the dancing all of that. LA. and um two summers ago I was grossly. harassed at a music video sorry and. thank you. I'm not the only person who's been.

through that and the way that my stress. response works is I go into freeze mode. so everybody's nervous system acts up in. a different way and I. wish I don't want to wish life or any. different but um some people get. stressed and they'll fight they'll go. and make money yeah and they won't be. able to stop so much so that they have a. family and the mom or whatever some. partner is like hey like why don't we go. on a family vacation and they're like no.

I have to work you know so I'm grateful. I'm not that but I go into freeze mode. so after this traumatic event that just. was a layer on to other assaults other. seual harassment all these other. disgusting acts against me and a lot of. other women in this world my bodily. response is to freeze so I had pasted. Suicidal. Thoughts that. came up and the way they manifested for.

me was to Doom scroll to not participate. in life to not connect with other people. to barely connect with my dog and so. here I was living a very privileged life. in the sense where I could reach out and. someone would take care of me someone. would throw me a rope and save me I. would have coaches give me free coaching. I would have spiritual healers give me a. session Etc and that got comfortable.

right so I was sitting with. the um knowledge of this as I'm doing my. inner work I'm on my healing Journey I'm. sharing it online and the most. frustrating part was that I can see my. life situation but there was something. within me that wasn't willing to change. it because going back to the fear of. success here I was so knowledgeable and. I even cried about this um yesterday. but the change that we're all inherently.

scared of is what has been holding me. back from making the changes to what do. you think what do you. think what do you think the consequence. of your success is going to be what's. your fear what's your phobia behind it. okay first of all the harassment and. especially assault and just anything. like that that's terrible I am so sorry. that happens and happened happens in the. world but I'm so sorry that happened and. it's totally Reon able to have a. response like that and not want to like.

go back to that job and stuff um where. I'm a little scared is like our fear of. success I don't want the fear of success. within itself to be an excuse and reason. to not get our together and live an. adult life now fear of going through a. situation like you've been in before in. terms of harassment and stuff like that. that is a totally justified one is that. your fear success leads to that or. what's your fear of success what what's.

what's the phobia behind it to answer. this in two parts one I know that the. fear is probably manifesting the same as. excitement would so it's also like okay. I could change this to hey let's just. get excited let's get excited about. success but it's easier said than done. right so when it comes. to what success I think lands like in my. body it's magnetism and. every time I'm.

magnetic I get. violated okay so. okay so just just the the history just. the history of your life. anytime okay so here I am knowing this. but I'm ready I'm seriously ready to. make the change I have the pitch decks. for these clients whose social medias I. want to change up I want that to work so.

bad yeah and it will it will but the. number one thing and this is where I. might get. dulu huh. dulu delusional okay will you hold my. hand for a second I need connection uh. these numbers are making me Ang Ang gang. thank you so much Ang gang okay that's. angry. numbers thank you I need okay. yeah.

um I get delusional you could say when I. don't participate in reality because I. have this. knowledge knowing if you will of of my. calling of my web show changing the. World by me giving all these stories. about my healing journey in more depth. but not too much and just trying to. inspire other people to go on their own. healing Journey so they can be their. most most authentic self and live their. most aligned life so this distracts me.

where every day I'm working towards that. but it's not as lucrative as you were. saying you had to stack up before you. really focus on this beautiful show that. serves so many people so I have the same. goal I want to help as many people as. possible yeah to change their lives so. like you're doing I am so support of it. so support of the desire everything like. that uh just to just bring my devil's. advocate and just more like the world.

just screaming at me yes yeah I live in. too much light not too much well I. started this show as a hobby and just. enjoying the topic and everything like. that and I think I had the one in a. million chance where just I just got. lucky I got lucky the show took off um. but I know thousands of YouTubers start. every single day mhm the vast majority. never make it and I was just so blessed. enough to have the support thank you of.

everyone out there and the show has. taken off and I've been able to build. employees and you know rent an office. and all this stuff and it's super. exciting yeah what happens in the. statistical and again I want this to be. successful I don't want you to take this. as me being against it being successful. I'm a contrarian too but what do you do. if in the statistical likelihood it's. not successful and right now we have. negative money in our checking account. we're not paying on our credit cards and. we don't have enough save and retirement. to survive and we're going to die in the. Walmart floor what what do we. do what what do we do in that scenario. though like how long do you push for. this here's the thing we make a plan.

which I have been avoiding because the. Suicidal Thoughts are like no we're in. survival mode well just make sure you. know if that happens 988 call the number. very important um thank you logic yes uh. just always making sure we're taking. care of ourselves. absolutely. I Want You To Survive at the same time. and a lot of that comes down to finances. so and that's where these numbers areed. up because I didn't give you too much of. a breakdown on some other like um.

expenses but a lot of that are like. supplements that I think are going to. like save me save you yeah like you know. magnesium liposomal. glutathione and all this that actually. if you made a routine Amber if you woke. up a little. earlier and you're objectively healthier. than me I I don't know what to say on it. dude I appreciate that so I'm this is.

why I believe in Divine timing. everything is a Divine. appointment the timing of me being. invited on your show could not have been. better because the inner work is caught. up and now we're ready for the external. reality to reflect the internal so I. will literally do anything you say no. you won't it depends if Mac approves oh. okay well so what is it if if Mac the. dog farts is then an approval or like.

what did that indicate earlier no we. have a psychic connection and our. nervous systems are co-regulated so. anything I he feel yeah okay well. speaking of reality let's talk about. Navy Federal. no um that one's negative $6 I think. right now no we're talking about the. checkin account or we're talking about. the credit card not the checkin account. oh gross okay okay okay okay yeah well. first let's just start credit card. people are people who know how to manage. credit cards can manage credit cards.

take advantage of credit cards this. credit card is taking advantage of you. you are not a credit card person by any. means whatsoever never hold one again. close these counts immediately okay. noted I will do that yes close these. accounts immediately and then let's pay. them off cuz. they're I like okay thank you for this. audit because I looked at how much I was. charged for maybe it was the Bank of. America credit card but this year alone. was $500 it's not even just that it's.

but sorry I'm laughing cuz I'm anxious. cop laugh okay I can accept Okay. $52 is was the previous balance but. guess what new balance is $59 why one. we're past due $20 cuz we didn't make a. payment we didn't make a payment we. didn't make a payment and we're over the. credit limit of. $9.94 we're having interest charge of. $742 usual minim monthly payment is. $20 cool that's awesome but you didn't.

pay it why you yes it's so little why. did you not pay it why did you not pay. it yeah okay this is clearly a. dissociation issue I dissociated from. these accounts that I'm not even keeping. a schedule of when anything needs to get. paid and I'm pretending like just put it. on. autopay dissociate to associate yourself. with autopay use AI use AI problem. solved with AI gu.

yes what no I've been needing someone to. look at me like this why why does no one. ever tell you reality are you surrounded. with Yes Men because you're pretty or. people just nice and not telling you. anything yes you look great you look. fantastic congratulations but because of. that are people just like are people. just like not willing to tell you the. truth or what I mean you tell me or do. you even. know are you telling me no one's ever. told you before that hey what pay a. credit card minimum monthly.

balance yeah what's really beautiful in. my life is that I have a mixture of what. you just said I have like for example my. mindset and healing. coach who will text me random you know. you need like a schedule and you need. like to set a monthly goal of how much. money to make and I'm like oh didn't. text her back and then there are people. why why why did you not text her back. don't just move on okay why did you not. text her back she was bringing reality.

even though she come from whatever uh. crystals or something but just she she. was telling you like yo girl money. exists and you need it to survive in. this world we didn't text her back. because fear fear. of. success okay okay I need you to that's. going. to you need to talk to your therapist. about that one therapist one that has.

studied the science behind mental health. no my coach is great cat's great. fantastic but you don't text your back. so I need you to talk to your therapist. this one time right address the fear of. success with my EMD and then figure it. out but also don't use it as a crutch. don't just be like okay fear of success. fear of success so I'm never going to do. this okay figure it out figure out. different coping mechanisms around it uh. work with your therapist to get past. that obviously I cannot do that I'm not. a mental health person but what I will. not accept is we sit down in 5 years and. then I hear the same thing yeah you need.

to work on that I really appreciate that. because with all the other trauma I've. been through I've actually been focusing. on like other like child abuse seual. assault all that and so that's kind of. been the focus with the therapist cuz. that's what's felt like it's been that's. what's been weighing on me and I don't. want you to think that I'm not. sympathetic I'm just not a mental health. person so it's like it doesn't make. sense for me to talk about that no. that's actually exactly what I needed to. hear because here I am avoiding what.

would problem solve like immediately in. my life if I were to actually talk to my. therapist on Friday and be like hey. let's leave the daddy issues to the side. for now how about we go into the sphere. of success and magnetism and being. violated again that I have that's. preventing me from making money so thank. you I'll do that Friday so obviously. you're going to have to uh talk to the. therapist on that stuff and we're going. to have to work through with the. therapist on that I want want to get. your just perspectives on life just. before we go into this just so I know.

who I'm talking to for a second okay. okay a credit card this is something. you've spent other people's money now. there's a lot of evil credit card. companies out there sure take advantage. of people sure but you spent the money. now you have to pay it you're not paying. it what are your perspectives on credit. cards and paying it back money that you. [Music]. borrowed this always takes me deeper. than the actual issue at hand I the way.

my mind works is I go to like the. systemic issues of this world and I. don't want to like use excuses because I. love to claim responsibility for the way. that my life is to a certain extent to a. certain extent yeah but systemically the. way that the world is set up to oppress. certain groups of. people I feel oppressed as why are you. oppressed. that being a woman in this world and.

someone who wants to go to court for. somebody. who wants to speak out about the abuses. of power in this whole world banks are. an abuse of power sure and you should. against against your own life and. experiences you've had sure but credit. cards I'm talking about credit cards. here the thing with the credit cards is. I accept responsibility that I should. not have taken that money out funny. story is about a thousand is. dollars of those credit card bills was.

caused okay it was my fault but I. trusted a man on seeking. arrangements.com. who said that he would give me like. $5,000 if we went on a date together and. he was like I want you to get all done. up for the date I want you to get your. lashes done I want you to get your toes. done I want you to get this laundry I. want you to get all this groc we don't. we don't do that unless you get the. money up front I know everyone tells me. that they're like you know you're. supposed to get get the money first I. was like I'm a trusting person why I.

don't know but here I am spending all. this thinking he's going to pay me back. and then we don't even go on the date so. there I am with more credit card debt. than I knew what to do do with and I. just started dissociating more cuz look. there I was again relying on me you know. it's kind of like with the student loans. I don't want to pay back want to oh want. okay I don't think anyone want want to. pay loans I don't want to pay that are. you are you going to right now I think.

I'm on forbearance cuz I make so little. money yeah so like on an income well did. you so you actually applied for the. forbearance or you're like on an income. based thing it said forbearance on. however you pronounce it. moila um I'll snap back into that I'll. do the do you owe the money back to the. government yes or do you feel like you. need to pay the money back cuz right now. we're paying nothing I'm just trying to. get your mindset what's the point of. this conversation if I don't know your. mindset okay cuz you obviously just come.

from like just you we have some. different perspectives which is totally. chill and I'm good with that but I just. want to understand do you owe the money. back in your opinion I believe I owe. that money back I do even though I blame. the system I also owe oh I didn't tell. you this part I owe a so you so so to be. clear you think the system is why you're. in credit card debt yeah I think the. system is to blame for why a lot of. people are in poverty okay I'm talking.

about you I'm talking about you you this. show is about you you are the one that's. sitting here we can't talk about anybody. else well you keep trying to take it to. like a broader thing which is which is a. different show it's a different show. though that's a different show Brain. goes huge okay congratulations big brain. but like that's a different show this. show is about you I'm focused on you I. want you to get out of debt dude I. really do too and I want to help other. people do the same so I so did the.

system get you on the credit card debt. or did you not or was you not being. responsible getting the money up front. and putting the money into it that you. did was that not your fault every swipe. was a choice okay so was it the system. or was it you I'm still going to blame. the. system what responsibility you said you. take responsibility what I take. responsibility for not being able to. control my spending when there wasn't.

enough income you don't take. responsibility of not accepting the. money up front in terms of risk. mitigation mitigation in terms of. avoiding the risk of maybe him not. paying and you spending the money oh. yeah yeah yeah yeah yeah do you accept. responsibility there I definitely do so. it wasn't the system it was you it was. you just not being smart enough about it. whether that comes from ignorance which. is totally okay totally okay but let's. at least accept responsibility instead.

of trying to blame something else you. did it these were all a choice but to be. honest oh okay what what to be honest I. don't know if you've heard recently and. I don't want to go too deep into this. you can talk about whatever you want to. talk about okay beautiful beautiful. there is a professor from Stanford who. had to share what he learned about Free. Will okay in this world and he concluded. and he did not want to share this. information he concluded that there is.

no free will the way that these abuses. of power and these systems are set up to. keep people down to keep women he go. through the full scientific method was. it peer review did did he go through. everything yeah he's Stanford well that. doesn't mean anything he could be a. history Professor from Stanford I don't. know that's true he could be teaching. band concert ban from Stanford you going. be talking what do you what do you mean. he's from Stanford that doesn't mean. anything to me I don't care about. college or institution what's his. background his a peerreview did he go.

through this full did he go through the. scientific method like what is this or. was he just a dude that posted a blog. like again that doesn't mean anything to. me yeah he wrote the into a book you. ever seen Westworld yeah it's basically. West World great first season I know. they canceled it because Westworld knew. what was up the way the show wasn't. really good after the first season first. season second season was third season. was okay fourth season I didn't watch. and they took off. HBO to get us to watch it but then the. got too real okay it got way too real or.

it just wasn't good for and people. didn't want to watch it yeah it's not a. grand conspiracy I promise maybe it is. maybe I'm maybe I'm in the dark now we. all got our own povs we all need to see. the world differently so I would love to. awaken people to the fact that yes. systemically well tell me this you were. you you're very big on this and you're. using that as an excuse to not have uh. the choice in your own life and things. no no no so tell me tell me did it come.

through an actual scientific study have. other people pushed back on it what's. the context cuz I don't know the context. you're the one that brought it up here. so tell me where did it come from what. is his what is his Professor role what's. his name that's what's annoying me right. now because okay so we can't read we. can't read a headline and say that. because this is this is what everyone. like on Twitter does you read a headline. and then that's reality come on then. Trump ended up in office but you can't. even like talk about it you can't even. talk about the study this is another. thing I dissociated from I'm not going.

to lie I saw that headline I read from. like reality so far yeah that was that. was weird I'm sorry I apologize it's not. that's that's real that mean I'm just. getting frustrated that's why yeah I. give people real talk too so I love. getting it back it's its own form of. love it is it's how I it's how I prefer. to have conversations to me if people I. need people to sit me down and just. like get it right dude I like you. slapping me silly with your words right. now I really do appreciate it so thank.

you for going on this roller coaster. with me but yes there is a really it's. 40 minutes and we talked about One. debt okay $40 uh $20 minimum payment. total charges here so far $31.95 is at. at 18% interest rate total interest. charges period so far $742 we're. behind uh um minimum monthly payments. and we're over the credit limit lovely. okay so here's your student loans the. highest rate is 5% so these aren't like. death by any means they range from 3 to.

5% I do not know the total balance on. your student loans though I think it's. about 27,000 kill me yeah right oh wait. wait wait wait what did you do what did. you do doing little acting things what. what did you go to school for I went to. Syracuse University in Upstate New York. for essentially Sports journalism Sports. television I wanted to be Aaron Andrews. you like sports um honestly no I think I. just got into sports because my dad. liked Sports their football team can.

sometimes perform okay I was all about. basketball oh I don't follow basketball. yeah I liked to make out with the. walk-on players and I dated the water. boy one year and that was fun but then I. worked for Fox Sports after college that. wasn't going to help me pay off any debt. them paying people like what 18 an hour. guess I should have been a walkon player. cuz my hinge is not doing me you need. Justice I'll audit your hinge in. exchange. okay I've been through that it wasn't. great.

okay no what no you lied earlier you. lied earlier you're behind on your. student loans you're you're not on a. zero you're not on a zero thing can I. see that you're behind you owe 200. whatever you're behind on it but it said. forbearance. online I don't know I don't know you. maybe you were in forbearance and you're. just oh when did you see in forbearance. when did you see that I was on the web. page I logged in when two days ago okay.

cuz I thought maybe you were. seeing uh uh cuz everyone was on. forbearance throughout Co I don't know. you logged in to moila moella whatever I. was just assuming because I'm on the. Medicaid and the food stamps and I saw. forbearance and I was like oh they're. hip they I didn't need to tell I don't. no no no cuz yeah you usually to be on. forbearance continued forbearance you'd. have to go on there and be like bad I. need to be on forbearance or just be. like yo I'm making no money I need to.

switch my thing to an income base which. okay you think they'll listen to my. stories about the systems of Oppression. in this world just kidding I will do. this today I will call yeah cuz you're P. to 287 and the minimum monthly payment. is 287 okay I'll actually do this. tomorrow because I was going to do some. plant medicine today to get my mind. right after talking to you does that. just means smoke like what like the. other plant medicine. um they grow on the ground okay.

fungus yeah yeah yeah yeah yeah yeah you. and Boogie so much in. common you're. funny thank. you. okay can I have your shirt sure yes I. wore it cuz there was no clean shirts so. yeah I've been cleaned to this rabbit. fur that I shouldn't have bought. we have a new balance on this card of. 1,750 or 88 so this is your Amazon Chase.

Card yeah you have access got me one. click shopping yeah they gave me like a. $10 discount or something and I was like. yeah I'll sign up for debt is the. monthly payment no purchases s oh we. made a okay come on come on you made a. payment come on a thank you come on come. on I needed that high five absolutely we. made a payment and you're below the. credit limit that's great $38 of. interest charge that sucks uh uh every. month yeah yeah 430 I stolen from you.

this year so far $28 a fees we must have. missed a payment at some point it's all. going to be paid off it's all going to. be paid off the money's on its way the. money's on its way you you have abundant. songs you sing to yourself at night no I. go make. [Music]. money that was a good burn holy that's. what I'm going to hear when I go to bed. tonight what is this what is your life. is it the what wear your pajamas on the. bottom bunk jump jump like five times.

and you get a snow day tomorrow that's. not how this works I know my my life has. been snow day happens when uhoh snow. comes you can't manifest it by jumping. on a bed money comes when you go get it. not when you go oh gosh money's coming. oh I hope money's coming what is that. the song you sang is that what I do now. it's a little cuter than that but I'm. thinking of getting I'm thinking I'm. thinking of getting a Tesla but I don't. really want to spend money on it oh. let's get a Tesla I hope I get a Tesla.

oh my goodness get money from a tree. give me the Tesla like visualize the. Tesla okay it's on or maybe I just make. an extra episode yeah I won't lie that's. how it was that's completely how it was. for like a year I would have all these. people telling me like you're going to. do big things like you're going to help. so many people and I internalized that. and I was like okay well then Future. Sounds set to me in the present let's. just continue being comfortable let's.

com you're comfortable you're. comfortable with this I'd be freaking. out every second of my life that too. when you're raised in a childhood home. that is chaotic and you only. know. like that scary. discomfort I was getting foreclosure. notices on my house as a child when I. was born my dad was a gas station clerk. my mom was like a receptionist at like. an eye place or something like that they. didn't make money they didn't make money.

we couldn't go out to eat we couldn't. really do things they borrowed they. borrowed money to make it feel like I. was middle class but that's why I became. passionate about personal finance well. let's not use uh again things outside of. our control especially assault or. anything like that yes a billion percent. but let's use things we've learned in. the past if we grown up in a. dysfunctional household to be like oh. maybe I don't want my household in the. future to be dysfunctional why was it. dysfunctional these reasons let's not be. that foreclosure notices on the house I. don't want that what caused it I'm not.

going to do that yes that's beautiful. you were able to see what you didn't. want and then you worked towards a. different ending in my own way yeah I'm. doing the work to not be. like essentially how my childhood home. was so my inner work is making sure that. when I interact with people they feel. loved they feel seen they feel heard and. so the thing is growing up I was never. talked to about money if I ever asked.

how much something cost I was yelled at. and I was called stupid and all this. other well that's me yeah. other but yeah so I guess also being. raised in scarcity. mindset it's been really weird because. I'm trying to choose on a daily basis. abundance like I'll I'll joke with you. about abundance and manifestation do you. know what real abundance is actually. having it in the bank yeah being able to.

do it man because what you're doing is. what you're doing is you're actually. pushing off real abundance you're. preventing it by just being in a hole. that's going to be harder and harder to. dig out of the longer and longer you go. allow yourself to be in it man if I can. get you to a point where you're. budgeting where we're bringing in solid. income in a job that we're feeling. passionate about for doing that you're. abundant on the 9 to5 you're abundant on. what you're doing afterwards where. you're putting money this doesn't have. to be a suffering type thing but right. now you're are kicking the can down the.

road and you're preventing actual. abundance the frustration and it goes. back to the beginning of not wanting to. participate in a capitalistic Society. it's like but you don't have a choice. exactly if I want to live here and I. want to change this country I have to. participate in capitalism so I can. change it from the inside out so what. the dream has been and I know it's. coming to fruition is I'm going to have. a mother show just like you and is going. to help with but I have to do both I. have to that avoiding thank absolutely.

but here I am actually now realizing. okay Amber you can help other people but. you have to help yourself first and I've. been avoiding. that every time I'm feeling lonely or. scared or anxious I go online and I'll. post a story yeah telling my story. hoping that it helps somebody else but. then I'm avoiding taking care of myself. and then I try to get other people to I.

try to get my partner to take care of me. in the past it was random sugar daddies. sometimes it's my dad sometimes. it's the list can go on yeah so I for. shies do not want to live like this. anymore so I'm I'm ready I'm ready and. it ah it feels scary but I think it's. also excitement but I know I know I know. that what would you say in your opinion.

would you say like 20 hours a week on. the passion work and then 20 hours a. week on the money-making work what do. you think it's if the passion brings in. the money then we're all in on the money. for sergies will but if well okay I hope. so I hope so we can't we're not gambling. okay we're not. get we're adults we live in reality I. hope it but we're adults with dreams yes. and dreams are dreams reality is reality.

you wake up from a dream and you are. enter reality on a daily basis so what. worked for you you said you had to save. up 12K before you felt comfortable. working on your before I felt. comfortable Jumping Ship yeah okay. completely but were you at part-time on. the show uh yeah uh well pretty much I. mean well the thing is if you're. passionate about something there is no. there's like no off time right so if. you're working the 9 to 5 then you're. working the 5 to9. it's just I mean that's just how it was. when I first did the show I didn't have. the people sitting behind you right now.

I didn't have a producer I went out and. found everyone to be on the show I. didn't have an editor I did it all. myself you work the job and then. weekends and everything you just work. work work work work work work work work. and I was just doing it as a hobby but. it took off pretty quickly so I was just. like oh I can dedicate more time to this. oh that's making an income that is. survivable you awes it is awesome and. I've been so blessed and I want you to. be just as blessed I don't think it. makes sense for you to be like here's a. cool idea let's not make any money and. let's only do that right now I think we.

also need to survive on the side yeah I. feel very blessed you're very lucky that. you don't have to pay rent right now cuz. if not I don't know what would be. happening in your life MH oh and also. again you're getting food stamps because. you're choosing not to work you're like. actually choosing it's been a. subconscious thing that's finally at the. surface of hey you know all these fears. are the reasons that you're distracting. yourself with all this other so the. story lines were like oh I'm not healthy. enough to work oh I've just been through.

some trauma I need to heal before I can. start working so that's how it was for. month after month after month and then. week after week you're like okay I'll. start on that new gig Monday oh well you. know now it's Thursday let's try again. for this Monday and I'm I was. procrastinating my life to the point. where now the numbers are clear I can't. do that anymore and I'm sick I'm so sick. of getting support from other people but. I'm blessed enough that my show with the.

five episodes that I have right now have. apparently helped people yes and so that. is the most rewarding thing yeah it. really is when you get that feedback. yeah no it really is if people change. their lives that it is the best thing. yeah so that's why I can't I can't give. it up so I'm at the point that you're. talking about work work but it has to. balance with the actual money-making. self- sustaining work well the thing is. if you can't survive then this thing. that's helping other people isn't going. to be long around long enough to help.

more people so you have to make sure. we're taking care of ourselves yeah. thank you for a reality check well. you're welcome and speaking in reality. Bank of America. okay yeah this must be your favorite one. because we are sitting at. $3,985 three exclamation points well I. gave it three exclamation points because. like. there's fees and we above the credit. limit by almost.

$2,000 almost $2,000 know that was. allowed it's cuz they want to make money. off of you you're allowing to being. taken advantage by the. system you hate so much oh my God I know. but you're allowing it. yeah. yeah thank you that got me mad and anger. makes me take action. okay okay so yeah $39 a feet $94 of.

Interest pass to. $131 this like what are we doing okay. okay that's confusing $17 paid that um. 171 you paid a payment towards it you. you paid a payment towards it but you. didn't pay enough to fully catch up late. fees $39 $1,000 of Interest L this year. so far and you've had other late fees. which one is that the same one it's the. same one ew well far go checking ending. with 206 now you said you have negative.

right now yeah on this one is the well. the Navy checking so it's that it's not. even this one the Navy checking is the. one that looks good and it's negative oh. yeah yeah I'm pretty sure Wells Fargo. overdraft overdraft $35 mice camera. store. uh American Airlines a $5.60 you buy. something on the plane you can't afford. it you can't afford to live ATM withw. worth $40 going I don't know Facebook. thing a cop cop mentorship what's a.

mentorship. $158 what mentorship are you part of oh. that was for my raiki and spiritual. healers ship training with the magical. Alexander Michelle wonderful he your. banking account by not spending money. you don't have I'm going to raike my. bank account right. now no that's not how it works that was. a joke oh okay well I wouldn't it's all. a joke to me Casting. Networks natural paws are Houston okay. that's okay I love I love him he's great. he's a boy let's bring him up for some.

pets he really needs like the most high. quality food offer that's offered on the. market dud he's lived to 15 like. whatever is going on is working yeah. he's part zombie like he sees the future. well I don't think he can see anything. but uh he is very cute and nice good. thing you can't see these bank. statements you might be yelling at me. too yeah those uh those cataracts are. rough I'm sorry buddy we're healing. those everything in my life is healing.

okay and you're healing them through. medicine or through handw raiky and. medicine and intention. setting I like the medicine part I don't. like juice press when we can't afford to. live or something on the street Houston. or yeah but celery juice is for your. health okay just make it at. home what because okay I didn't explain. um the mold situation at my apartment. destroyed all my things you have a. partner you should live with your.

partner oh God no sorry well I mean. maybe not you know that was that I mean. that was an over just like you know. instant thought in the head I'm just. saying if you if we're living in a. dangerous situation you talk about. leaning on other people I'm okay with. leaning on people if we literally live. in a dangerous situation I know right. now I'm living with my dad and it's. driving me insane in the mold no so I. can't live in the mold okay so you live. with your dad I'm at my dad cool we're. we're grinding celery at home um see ex. you were G to my juicer got destroyed by. mold okay so go get a $20 one off Amazon.

you have an Amazon card you're obsessed. with. it get little one that saves you one. trip to the juice. press draw $40 monthly service Fe $10. here's another thing that I've been. doing that I think a lot of other people. benefit from as well like oldfashioned. Silk Road baring like I'll make videos. and commercials for your business if you. give me 30 juices so that's literally a. deal that I just made but you you.

pain it's okay take your time $1,000 is. in here but now you're saying it's. negative. um is this. accurate I don't know would you pull it. no the statement period ended a a couple. weeks ago so it's not now do you have it. on your phone you you have it on your. phone I do pull it up. I feel like throwing up like I. legitimately feel like throwing up these. numbers are so bad I was wondering if.

that was just me because yeah we're. field right now no oh actually yeah. actually everywhere in the United States. has um a mold. issue and that's another thing I'm. trying to raise awareness of so I can. avoid my own situation red Ro and Blue. Mold baby let's. go here you go you can open your eyes. are you praying for me thank you you I'm. going. to oh thank you you're positive you you.

have 139 oh click it let's see oh thank. goodness you have money like how how are. you getting home how you how are you. getting home yeah how are you getting. home how are you getting back to Los. Angeles okay so I have been getting my. together I'm from here out of Austin. Texas I'm going to fly to washing and. meet with my business consultant we're. going to take care of my taxes we're. going to take care of my budget we're. going to take care of all all these. things so you are the perfect first step. of giving me a beautiful I'm very.

grateful Financial audit before I get. even. more set organized. ah I have an aversion to this clearly I. thought I don't know I thought you saw a. spider or something no spiders are cute. lift ride you're here with your dude. make him drive or make him pay oh yeah. he's really amazing he's been supporting. in a lot of ways but I don't want his. money or anything anymore I can't just.

don't have any. so well that's a lot worse than the. Thousand I saw here and we're doing yoga. and farm boy and uh some Ott and um. potentially parking and good. cover some restaurant and zalen out. money zelan out money Chick-fil-A Taco. Bell uh some mertile thing that Taco. Bell gave me. stomach. flu Taquito also probably okay and sea.

Frost. sras and Brian Russ all Seas eting. Sports no of course not you can't afford. to survive you were negative money in. your checking account at one point we're. having overdrafts we're not even paying. minimum monthy payment on three of the. four deaths we have no eating out is not. an option maybe I'm the continue. I forgot to continue Sprouts Farmers. Market expensive place to eat for.

someone well that was for the stomach. flu the. probiotics but you can get probiotics on. Amazon I get my probiotics on Amazon. it's so but they're all sourced. differently they all have different like. yeah you. know go on Papino's Pizza in Innovative. photo in KMC Denver Zoo binge hot chick. Amazon the zoo is a business expense oh.

oh okay okay no I get it venmo. Chick-fil-A Zeno money massabi dude you. go have to eat every second of your life. Korean juice again blend blend blend. we're at home. mooh just just to just to ining out. money some Adobe thing which kind of. makes sense for the business in eBay in. bonds in eBay the eBay was a little. bumper have you even filed taxes I mean. you make nothing so you're not going to.

have to pay anything but have you at. least filed taxes ever um I have I get. money back yeah. yeah but next year I would love. to give the money back to the government. that I have been benefiting from so yes. some amazing. EBT groceries and all of that my mind is. you have $7,000 in a Roth. IRA yeah. that I have no clue thank you for making.

me look at this because um betterment I. guess knew where to put my money and. invest it because then all of a sudden. just I have that essentially just spread. across the overall stock market which is. good uh okay it says withdraw. $4 I withdrew four says it that's what. it. says yeah probably for um why maybe Mac. wanted like a treat or something but. from your you know this is an account we. don't touch you know why I have no clue.

why $4 dollar were deducted is that like. a payment I don't know it just says. withdraw $4 that's all it. says I would love after meeting with you. to get my um actual. together and have an answer to this but. right now I do. not who took $4 if you withdraw money. from that now it's four so it's pretty. insignificant but what that is telling. me is that maybe it's happened before. either way you withdraw from this you.

face penalties really yes and then you. pay taxes on whatever they count went up. and like you said it has grown so that. that baby I don't touch ever no never. until you're 59 and a half 59 and a half. yes then you. can by the way Taquito like 20% of your. Taquito uh oh yeah I forgot you haven't. watched the show your boyfriend. volunteered you to come on the show um. going out to eat 17% of your spending uh. necessary Food grocery store is 4.5 that.

was that was uh that was a. Sprouts subscriptions 10% are you insane. that's crazy miscellaneous those are. like the taquitos those are those are. we're just we're going and we're just. getting a small little purchase that are. stupid stupid stupid unnecessary going. going stuffing and getting a little. thing at a gas station for $4 all those. that's what that's what Taquito are to. us and that's 20% or $433. other large purchases this is chrisy. sports this is Public Storage this is. yogurt this is ATM withdraw sorry yoga.

not yogurt ATM withdraw uh a check that. went back and um uh Zing out money yeah. 70 and zelling out money all that came. to 44% of your spending fun fact we just. really didn't make progress on anything. so that sucks you don't have a car. payment uh motorcycle payment I had a. man buy my motorcycle and I have to pay. him back eventually but luckily there's. no deadline on. that.

just don't do that I just I when I woke. up today I didn't know this would be the. conversation I was. having no I'm always a surprise what do. you owe him it was only 3,300 and I. think I've made two payments of like. 10% hey guys so for my brokerage outside. of my traditional retirement accounts. when I'm doing my single stock picks and. just overall brokerage moves I switched. over to Mumu and they're actually upping. their bonus from $400 to up to $55,000.

when you transfer over to Mumu using my. link in the description below I've been. using them for a few months now before I. recommended them because I just want to. make sure I'm recommending the best. platform possible and honestly I've kind. of fallen in love with using it and the. best part is when you deposit money into. your Mumu account and you're not ready. to invest yet you get 5.1% on your money. so it's a pretty incredible platform to. try so feel free to try it in the link. below no%. I think I've paid 10% total I've. probably only paid him.

like yeah maybe 330 so you owe 3,000. yeah are we going to add that it's a. debt that you. owe yeah that one I was ignoring who is. he who's the. dude um he was this nice this nice guy. who um did you sign a contract NOP. honestly because of that I usually I pay. your money back kind of guy but like you. do. that yeah let's take a look appreciate.

that um here was the first. episode did yeah bottom right would be. the first. episode sorry that was I didn't like it. like. that are you kidding me this is this is. how it's going to. be I'm not going to expect Perfection. okay great no one else should. either take.

one let's mother do. this the what did I just watch I a get. any help from that that's just a little. personality flare to draw you in oh is. it still going yeah this episode's about. 10 minutes they're little long form for. nowadays you know but unworthiness and. rejection can come up when recalling a. past n. um oh interesting okay I'm choking up a.

little bit because that was back in. February when I first came out with the. idea for the show yeah you haven't done. much for such long I literally had a lot. of love and then this one hater was like. this isn't sustainable oh you can't. listen to them you can't read them I I. used to think that like they were people. that I would consider even hearing from. but I don't even like get on any of the. uh apps and social media anymore barely.

even like the only one I get on now is. YouTube. um everyone else takes care of. everything else yeah don't listen to. them. um. okay uh I was told I could do ASMR I was. just going to say you can do you should. do. ASMR thank you no no no people like make. money off that on YouTube and Tik Tok. and stuff no I'm not even kidding like. okay so I mean let's just talk basic. realities here you're an attractive. person thank you yeah congratulations. you won the genetic pool uh and and you.

took care of yourself right right like. uh I'm actually pretty hot when I take. care of myself but now I'm a f. everyone's inherently. beautiful okay okay capitalism decided. what was beautiful and what wasn't so. that they could sell us so that they. could makeup I mean like I wouldn't be. attracted to myself. personally what it's okay no it's okay. I'm I'm fat it's fine no no no I'm just. being real I'm just being real this. isn't I'm not shaming myself I'm a thick.

and like I like I I would not be. attracted to myself if if I was. attracted to this anyway but no that's. just the agreement that you currently. have you just need either yourself or. someone else to create a new agreement. in your reality you are beautiful all. right I don't remember what come am all. I'm saying is that basic realities. you're attractive you have a good voice. and in that video were doing more ASMR. stuff I think you could have like an. actual social media uh career more in.

the ASMR field uh what I will say that. last post did not have a lot of. Engagement I'm I'm good yeah yeah put. put time into this but this is not a. abandon everything else and doing of. that because. that has made negative Money numbers. wise yeah numbers wise it's not there. impact on the world it's. there not if no one sees it yeah but if. I affect one person like even if just. one person watching this episode again. if you can't pay your bills and you're. homeless and you can't afford to eat and.

you starve you're not going to be able. to help other people with other videos. yeah so I need you to. survive I want to survive I'm sick of. survival mode for real for real you've. done like nothing you're not doing. anything yeah survival mode is in here. survival mode is in. here here's what I want to ask you yes. ask me because I'm ready to give up so. feel free ask me okay if you were where. I am right.

now my issue is right now there's a lack. of. routine and I've been living in a. chaotic timeline essentially so I've. been told by other YouTubers you got to. create a schedule for yourself obviously. that's what humans do so if you were. me what schedule would you set so that. I'm still putting in a f filling amount. of time into healing Amber but I'm also. putting a fulfilling amount of time into.

money making okay yeah this is what I. would do just being what I've been. through knowing what I know and having. gotten out of debt worse debt than. you're in this is what I would do right. now I would uh wake up tomorrow apply. for jobs like it's a full-time job keep. doing that uh build a resume with a. Resume Builder uh get other eyes on it. we can take eyes on it as well you send. it to us we'll take eyes on it uh do a. bunch of different work work work get a. get a job get a job let's just pretend. it's 9 to5 it might be overnight I don't.

care 15 bucks an hour whatever the. minimum wage there I need you to make. money so we can start making progress on. this boom minimum 40 hours a week we're. doing that and then you're right if we. want this to be a full-time job then an. extra 20 hours a week minimum we are. putting we're scheduling aside and we're. like what does it take in order to get. this off the ground set whatever the. goal is that's off the ground okay what. does it take to do that schedule out. what is NE NE in order to hit that when. you're not at your full-time job you're. going to be tired you're not going to. see as your friends or whatever as much.

as you'd like to because you're grinding. for a larger purpose and we're surviving. we're not putting adult responsibilities. off because of a want yeah I would be. working minimum 40 hours a week at any. job because right now bringing in $1 is. more than you make essentially um I mean. you made some with the ad Revenue I. would also just do that as much as. possible but you need to work we need to. grow up we need to just become an adult. we need to work like everyone else. you're not entitled to something you're. not entitled it sucks it really sucks I.

would love you to have that wonderful. job uh and wonderful life you weren't. born in a family just like I wasn't born. in a family where we can just do. whatever we want and we can fall back on. a bunch of money that's not the lives we. come from we got to work for our so you. need to go make some money work like. it's a second full-time job on that. other until it makes sense to quit and. do it yeah statistical likelihood is it. probably won't and I hate saying that. because I'm just one of the Blessed. lucky few that have gotten here I'm in. an incredibly privileged position and I.

hate telling someone that statistically. it might not work just going off in. numbers and trying to be responsible on. the side of the table okay let's pretend. it doesn't you might just be working the. other you're. pretty F you you can focus on that think. think of different verticals maybe if we. do the ASMR or we're doing modeling or. something like that mukbang whatever you. want to do if we if we are able to make. a career off of that and filter people. into the stuff that we think is healing. the world MH you know then that's a win.

still it doesn't have to be the content. right out of the gate of here's how you. hear yourself heal yourself if we're. making content. that uh so we launched the budgeting. program it cost money to participate in. so that hopefully you know we could make. our money back but I believe personally. that we did something that is better. than has ever been found online and it. can actually help change people's lives. we actually went out with the intent to. do that and we this show is a platform.

to help change people's lives but we. also give the entertainment side of the. show we also give the educational side. we give this whole thing you don't have. to go full into the self-help we can. have these other avenues that people. want to watch and then filter them into. what you think could help them I don't. know I don't know what would I do right. now what would I do right well I'm just. kind of all over the place like I know. I'm jumbled what would I do right now. I'd go get a job now yeah now in service. whatever be with every other actor in La.

go be a server whatever it is you need. to make money because you're not paying. your payments yeah this you're able to. do that when this debt is. gone and you have a fully funded. emergency fund by like a year why. because it minimizes your risk profile. it get you don't have a debt obligation. on a monthly basis to pay for at that. point that's incredible that means you. need to make less money to survive you. have a fully funded emergency fund it. can help subsidize you through the.

slower months that lowers your risk. profile you're able to put your full. energy and focus into there mhm I can't. give you a time period for when that's. going to be because you just need to go. make money now and I need to see what. your budget looks like after that but. that's what I would do man honestly and. it hurts to say but it's what I would. want someone to say to me if I was in. your position you just need to grow the. up. but my little ones I don't give a sh. about your little. ones.

okay we are I'm just joking with you. because the way that life goes for a lot. of people is that we're taken over by. our little ones so the way that. manifests for me is boom. I have been letting them keep us safe. and sound hanging out with our friends I. got a little emotional charge when you. were like you're not going to be able to. see your friends as much I started. tearing up cuzz my little ones within. were like oh my God we're going to be.

alone and that is the worst fear. inherently of any human being yeah. you're going to have co-workers. now my other. servers but in other ways that people. are taken over by their little ones is. like with. you they don't believe that they're. beautiful when they are you've changed. so many people's. lives I see a beautiful soul thank you. so your little one just needs to be told.

that on a daily basis whenever they feel. fat whenever they don't feel attractive. you reassure them no you're beautiful oh. I'm hot as but I'm a. fat yeah okay well I so thank you that's. exactly the medicine that I needed to. hear and I will get that. job it's not going to be one that you. would pick for me but I don't care as. long as it's a job that makes money and. you're putting in the hours necessary to. survive and pay off the debt I don't.

care what job it is it's going to make. Mone very fast but that's the thing I. have the means I have skills I don't. like universities or. systemic but I went to an expensive. University and I have all these skills. that I've put so much time and energy. into and they're really highp paying. skills I've just been scared to change. my life because with like one or two. gigs boom I'm independent maybe I don't. need. to ah it freaks me out because life.

would change in so many ways I could. finally be gayer like I could take women. out on dates and like be Mommy and pay. for that gamous relationship over there. yeah well I'm not. judging well that does not pertain to. the like there just so many little ways. that life would change when I start to. make money and the change is scary but. change is always always always and it.

always has been beneficial and for the. highest good so thank you thank you. thank you thank you thank you thank you. cuz you have changed my life today well. that's a Beyond obvious zero out of 10. Hammer Financial score so check out all. the resources Linked In the description. below they are what I use or would use. in specific situations including the. very best budgeting program and the. history of the Internet thanks to all of. our patreon producers for making this. episode possible if you want to. participate in an episode of financial.

audit and you're able to make it to. Austin Texas please fill out an. application on the survey Linked In the. description below you can also send a. link to your friends or family who you. think might be good to be on the show if. you have any questions you can email. casting cop hammer.com. [Music]. [Music].

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