I Exposed His Hidden Affair | Financial Audit

Give me your phone. >> My phone? >> Uh-huh. >> Why? Give me your phone. Why? Let me see. it. Why would you. >> Where are you hiding? >> Why don't you go ahead and log in since. there is an email address associated. with only. >> He's lazy. He has no ambition. He. drinks. He smokes. He's a loser. >> He was a loser without me. >> Okay. So, she's a. >> How many of you around those blackies? >> You said blackies. >> You should see what she says at home in. private. >> What did she say at home? The. >> I can't say that on camera. I have an exclusive offer just for you, but there's only one week left to.

purchase. You'll get lifetime access. [music] to the entire Hammer Elite. catalog and my Hammer for Life box. packed with limited edition merch. Plus, I just launched the brand new Hammer. Elite app, available on every major. platform. To celebrate the app launch, I'm offering 30% off the annual plan in. the month of June only. Download [music]. the Hammer Elite app by using the link. in the description or pin comment down. below. This is the best membership. you'll ever join and that's a promise. >> Hi, I'm Monica. I'm 21 years old.

[music]. >> Hi, I'm Scott. I'm 23 years old and. we're from Greenville, Texas. >> And this is Financial Audit. >> Welcome down from Greenville from the. Dallas Fort Worth area. Lots of. money-making opportunities, but not. necessarily cheap. What do you do for a. living, Monica? >> I work in insurance for like a. >> Well, what do you do in insurance? Cuz. that could be good or bad. >> Oh, it's great. It's not sales, so. that's good. Um, it could be good or. bad, but yeah, >> it's good. Sales is kind of weird, but.

anyways, you're making a weird face. Anyways, >> I don't [clears throat] know why sales. is weird, but yeah. No, no, no. What do. you make? What What do you Yeah. What do. you make? >> What do I make? 61K. >> Good, dude. 21. What the What are we. doing? >> It's pretty incredible. Yeah, that's. awesome. Well done. Do you have a. degree? >> Uh, I graduated with my associates. degree out of high school, but then. >> There you go, guys. Look what you can. do. 61. That's incredible. What's. hitting your account on a monthly basis? Your net pay. >> I make$,740. per paycheck and it's two paychecks.

>> Yeah, sure. So, listen. We have this positive thing out of the. gate. It's exciting. You make an insane. amount of money. The reality is you're. on financial audit and the stack in. front of me is stupid big. >> That's big. >> You'reing it immediately. Yes, it's big. You wouldn't know it's big. >> I mean, if he supported me then we would. >> support you. You make 30. >> 3500 bucks a month. No. >> Okay. He needs to be a man. Are you not. being a man? He doesn't even know what's. big. >> He needs to be the man. He needs to let.

me quit my job. >> I'm trying. >> Where'd you go? P. >> Oh, okay. So, you want to quit your job? >> Oh, of course. I want to be a stay at. home mom. >> Making good money. Oh, do you guys have. kids? >> No. >> Oh, >> but whenever we do have kids, I need to. be a. >> When are you guys having kids? You. couldn't even dry your hair for. financial audit? It has already. >> Aren't you showing up for like an event. that almost no one that applies gets to. experience? I rush you early. >> We had the uh It is pretty early.

>> Actually, it's it's 11:00 a.m. >> No, you guys were playing. >> We filmed at the same time every day. >> I am no good before 11:00 a.m. I also. get headaches from computers. >> No, it's really early. >> Okay, so she's a What do you do for a. living to support your Ah, >> well, I work He doesn't support me. too. Working towards it. I'm trying uh right. now. >> Just because she gots big tits doesn't. mean she's worth it, buddy. Just going. to tell you. Well, >> I think I'm pretty worth it. I'm making.

61 at 21. >> I hate you two and a half minutes in. I. really didn't think I would cuz you. smell pleasant. So, I was like, "Oo, usually people smell like when they. come in here, but you smell nice, so I. kind of liked you.". >> This is what I got to deal with every. day. >> RIP. >> Yeah. >> Get another one. I don't know. You got a. jawline. >> Thanks. >> Kind of. You're 23. You can choose my. job. >> Ask you about your job. Well, okay. So, I work for a tech company. I make 59,000. a year. Uh, basically do like tech. support than her. Aren't you supposed to. be the man?

>> The man? >> Yes. Trying. >> Well, where's the man? >> I mean, that's not a bad income. At 23, that's not bad. I'm not criticizing that. at all. Yes, that is going to be. >> Well, I mean, you could single income. there. It's just You're not going to be. living a life of luxury by any means. >> We cannot single income. >> You can. It's just not going to be. great. You're going to be living in a. cheaper apartment, not having like the. best cars as you can, but you're just. making that sacrifice that comes with. it. And you, the likely pampered, spoiled that I'm assuming you are, will.

likely not allow that lifestyle. Sorry, I'm being mean to her cuz she's a. immediately out of the gate. Okay, I'm. going to reset myself. >> Maybe you'll be pleasant. Oh, she's not. pleasant. She's a Okay. >> What's her job though at this tech. company? >> Work, tech support, customer service. >> Oh, okay. Yeah, we got some of those. It's He doesn't even want to move up. So, >> it's like going nowhere. >> Huh? Wait, >> I don't I don't want to move up in that. company. I want to find. >> customer service. No offense to customer. service. I employ some that's not bad.

>> Well, it's not useless. >> It's useless. >> People need customer service or else I. wouldn't be paying a lot of money to. employ them. >> There is a path, but takes a lot of ass. kissing and I don't really want to do. that. >> I mean, you got to understand from your. attitude and what he's doing with his. income and you want him to support you. You don't. >> He's trying to go into plumbing. >> You don't respect him, do you? >> He's trying to go into plumbing cuz he. needs plumbing. That was my plan. >> Plumbing could be good, but you don't. respect him, do you? Do you? >> I do. Okay.

>> I mean, just with your attitude and he. makes less than you. I'm just It just. feels like how the would she? >> I mean, >> okay. Does he want to get the trade job. or is she making you go get the trade. job? >> It was my idea. Now I feel like there's. some better avenues, but she really was. excited and so kind of feel pushed into. Military reserves. >> What? Oh, why? Reserves, I guess. Fine. But. >> he needs the government clearance for a. tech job cuz he has a 2-year degree. >> That was that was another part of my. plan. >> He doesn't need. >> I feel like I need it.

>> Yeah, sure. It might help, but he. doesn't need everyone. >> He totally needs it. >> You think everyone that works in tech. has governor government clearance? >> No, but he doesn't better higher pay. >> It might be good, but signing up for. reserves. What if he gets pulled up? We. are in a little bit of a war. They have active duty. >> They have active duty. >> Pull somebody who's brand new. >> I don't know, man. What if it just you. Who knows? Who knows what's ever going. to happen? Okay. So, she Well, you don't. know that. That's the thing. That's. That's the point of. >> You know that.

>> No, that's what I'm saying. >> Are you I just No one knows. >> They're not going to pull somebody who's. one month in, two months in, even a year. in. There's There's a billion other. people. >> Oh, yes. A billion other people in our. military. >> What are you talking about? >> What are you talking about? There's so many more people. I'm just. there to get a happen in the future. The. reason we have certifications to buy a. house. >> Oh my gosh. Okay. I don't know what that. has to do with what I'm just talking. about. Like, yes, you signed up for the. reserves. Statistical likelihood, not.

much going to happen, but it's there for. a reason. Something could. >> And we are in a war. We're in an. unpredictable world. Bombs be flying. >> I'm just saying don't expect nothing to. happen. But we statistical benefits. >> Yes. I'm not saying not, but I feel like. you're kind of pushing him into that. And then what if he actually faces the. consequence? The only thing is. >> I feel like sometimes, well actually not. even sometimes. She like never listens. to me and I'm kind of tired of it. >> Well, I'm kind of feeling that as this. conversation that neither of you listen.

But okay, she's never listening to you, but it sounds like you're doing what you. want to do. If you wanted to get in the. trades and you wanted to do the reserve. military, it sounds she said it's your. idea. So it sounds like you're being. listened to. is my idea, but I just. think there are better routes or it's. not it's not it's not necessarily. something that I want to do. >> She said try them. Sounds like she. listened, >> right? But you got to understand it's. >> tell me. >> she's very eager, very I want it now in. the moment. And so I'm feeling pressured. to get into that. >> anything now in the moment besides.

drying hair. >> Uhhuh. >> So what do you want to do? What's this. alternative path? >> Um I don't know. I really don't know. yet. He has no idea. You just said. there's all these attorneys, but you. can't tell me one. >> So, shut the up. Go to a trade school. then. You can work in customer service. It's not bad. You don't make bad money, but as a dual income household, I mean, you guys are already making more than. most people do with the height of their. income as a combined household income. So, you guys are killing it. But, >> I mean, obviously, you up and you're not. wifing it until this is done.

>> No, I know. That's why I want to pay it. off. >> But you guys already make more than the. median household income in the United. States by far. >> Oh, we could totally make more. Yeah, >> we can't make more, but we still. >> But it doesn't matter. You already are. making the more. >> We go on like 10 trips a year. Her idea, by the way. >> Don't do that. >> We're young. I want to travel and he's. not. >> You're young. You want to travel or do. you want to travel? If you because like. you're kind of wanting everything. >> He doesn't make enough where I could. stay at home right now. >> You do make enough. You make like 120. >> If I stopped working, he could not.

afford to take care of me. >> Not your current lifestyle. Correct. But. you could afford to do a lifestyle. No, >> it's it wouldn't be the greatest. lifestyle. It's not even what I'm. advocating for, but I'm saying you could. technically. >> I want to quit my job by next April. >> We already Well, I didn't know by next. April. >> We're getting married. And then we have. to go on the honeymoon right after. >> Are you not married yet? >> No. >> No. >> Oh, buddy. You still have a chance. Get the the big boobs. They're not. They're not everything. You'll find. many. >> He was a loser without me. >> I liked him probably. But.

>> he was. >> Yeah. >> So, he needs me. >> Yeah. He Okay. How was he a loser? >> He was smoking weed like he was a. pthead. He was vaping. He didn't have a. job. He was living with his brother and. his brother was pushing him into. unemployment. >> Pushing him into unemployment. Okay. How. old was he? >> The brother. >> him. He's 23 now. How old is he? >> I was like 19. >> Okay. Well, that's what I'm saying. >> 21. But I was already a manager at. Walmart. Like at Walmart. You're. definitely right at 18. Even though.

you're a that no one wants to be. around, you're definitely someone that. accelerates in life and like I can. respect that. If he was 19, like I'm not. going crazy. That's what I'm saying. >> I was freshly 18. women with this freshly 18 terminology. every time. Why is it. >> I was freshly 18. >> But why do you have to put freshly in. front of it? Women are obsessed with. this this word with freshly 18. Congratulations. You turned 18 like. every other human being in history. Why? It's not all of a sudden fresh and a. unique thing that you and only you. experienced. I'm just saying. >> Why are you infantilizing turning 18?

Congratulations. You go serve up in the. military. You can get a job. You can do. a lot of things. You can vote for the. future of this country and have the. consequences behind that. >> Which is a good thing. >> 18. Huh? >> I should be able to vote. I'm great. >> Yeah. >> My beliefs are the best. >> Okay. I didn't advocate for taking away. your right to vote. >> Never said you did. I'm just saying me. voting is good. >> Yeah, but why do this infantilization. around 18? It's such a weird freak. behavior. You were an adult like. everyone else. Get with it. Who cares? Why do you have.

to set it up with this prerequisite of. being fresh? >> You're not flesh, dude. >> Yes, I was. I was freshly 18 and he was. a loser. That's what. >> Yeah, you may have been a loser. Doesn't. mean that it's like you don't have to. infantilize yourself, man. When did you. guys get together? You were 19. >> No, he was 20. Almost 21. >> I was 20. Not even close to 21. Yes, because we got together in July and his. birthday is in November. >> We got together when you were freshly. 18.

>> Then he would be 20. >> No, but then he turned. >> and you were so fresh. >> in November. We got together in July and. he turned 21 in November. >> Okay. Well, why the does that matter? That's such an insignificant I'm. >> just saying. >> I know people like you freak out about. months and one year age gap, but like. who who gives a Okay. So, yeah, maybe he was a loser. That's fine. Listen, I mean it's it's not and I would. advocate for you to get better. Is she. the one that fixed you? >> M she helped. >> Okay. Cuz she's seems to be very strict.

You kind of strictly was whipping around. the house. >> I mean, you got your together. I. mean, again, I can appreciate that. >> He has a very articulate and and she's. very specific. She She knows what she. wants. >> What. >> What do I want? Well, I didn't want him. to smoke weed. So, reasonable request. vaping, he quit that. That's. >> help that her mom's always like like. overpowering. So like if I have anything. that we're fighting against where the. does her mom. >> you don't understand. Well. >> talk about anything. >> Her mom always backs her up no matter if.

I'm in the right or if I'm genuinely. making sense. >> She does take your side off things cuz. she told me I have to stop doing trips. and you were advocating for that. >> But we're still going on trips. >> Care about your mom. >> How many trips have we been on this. year? six. >> What the bubbly? I mean, I've got. >> We just got off of a trip. We just came. back. >> It's May. >> Yeah. >> What are you guys doing? That's. >> not going on anything. >> Okay, I understand. Young, dumb, and. this is the Yeah. A lot of money. It's.

But you guys are just blowing it, man. You don't have You have no idea the. amount of money you guys are making now. at your age with the compound growth and. the time in the market that you could. have multi multi multi multi. multi-millionaires by the time you. retire. You're just throwing it away for. temporary pleasure. >> I don't want to work. That's the. >> Well, that's fine. Then why are you. going on vacations building up the debt. that is preventing you guys from taking. off work? >> She's also spending like 5k on Italy. later this year in October. >> Because you don't get to have. everything. You can't have.

>> He doesn't make enough though. So why. would I slow down? Why would I slow. down? >> Because you're making him have to make. even more and more and more. The more. debt you accumulate, the more he's going. to have to make to get you out to get. you out of the debt in order for you to. be stay at home. But I would stop if he. actually tried to do something with his. career. He doesn't even know what he. wants to do going into trades. I know he. doesn't know what to do. You've told him. what to do. >> That was his idea. >> kind of. Well, what what you can't say. he doesn't know what to do. >> I briefly brought it up and then she. took it and and went like.

>> 5 years before he actually becomes a. partner. >> Doesn't make any sense. That does take. about 5 years. >> Okay. But you'll be making some money. along the way through apprenticeships. and whatnot. >> Well, he's going to start at like 18 an. hour for the first year. So, >> it's still money. Okay. You might have. to work a little bit at at 23 or one. [laughter]. Who cares? Like you'll work a couple. years. You'll you'll you'll be a tread. at like 24. >> if he actually does it. >> I feel so pressured to give her that. lifestyle. >> Why do you even want to give her that. lifestyle? >> I mean, it's just hard.

>> Why do you say that? >> Why? Cuz he doesn't do anything. >> I feel like we are young, so we can we. we have the time to get to that. lifestyle. It doesn't have to be right. now. >> Okay. You don't necessarily need that. lifestyle, but if you guys want to have. that lifestyle, you can. But you can. afford it kind of. Okay. You guys are just making it so hard cuz. you you'reing up life so early. I don't. really understand the point. You guys. have unlocked the level of income that. most households never get to in this. country. >> Really? >> I feel like we're not making Yeah. I.

feel like we don't make enough. >> We make like $120,000 a year. >> Sure. But. >> yeah, but household in this country is. what? Like, but net we don't make that. much. >> No and net the 80,000 the $80,000. a year median household in the country. doesn't net $80,000. >> I'm just saying it's not. >> what the point was that. Yes, it is. And. if if you can't make it off $120,000 a. year, you guys aren't going to make it. >> Here's the thing. My mom's paying for. the wedding, right? >> Oh, she's back. Okay. Welcome mother to. the conversation. >> She's paying for the 30k wedding, but.

then. >> Okay, you're spoiled. Yes, we get it. >> No, but then we have to go on a. honeymoon. That's probably. >> 25K. >> Why are you saying you have to? Why? I. don't. >> care. What the is wrong with you? >> Pay for it. >> Her mom is wanting me to pay her back. >> Then don't do a 30,000 hour wedding. >> We already booked everything. >> It's already booked. >> I'm sure you custom things now. >> No. >> Everything is in a package. >> Why' you do that? >> It's easier. >> I said it's like it's everything.

>> Is your family contributing? >> No. >> No. >> Why? >> I don't think they want to. They might. not want to go into $30,000 of debt. immediately out of the gate of a. marriage to a family member is pretty. stupid. I say no. It's I just I I don't have a. say. >> Okay. >> It's her and her mom always. >> How closer do you are you distancing him. from her? Are you grooming this man? >> No. I love his family. >> Why don't they want to participate? >> Loves my family. >> Well, what does that mean?

>> I don't know. I feel like it's all an. act just to, you know, be the nice the. nice lady. No, I love his family. >> I do. >> You love anything you're. >> I love a lot of things. I would love my. lifestyle that I want that I'm all you. just spoiled. >> I provide myself right now. >> Dump him. D a rich person like in this. room. >> They'll give you that lifestyle. They. make as much as you guys do as a median. household. Get a better guy. You married. a wink. whose family won't even provide for the. wedding. Brandon's over there. He likes.

big boobas. Yeah, but he's a man. >> True. She knows the lore. That's That's. true. That is true. Well done. >> And then dump. [music]. >> Okay. Okay. So, I Man, you guys have. this. Why do we have to do a $25,000? You said have to honeymoon. >> Honeymoon. Yeah. We need to go all out. Go to Greece. >> We only have one. >> Need to. We don't need to. Why is Why is. the need? I don't understand the need. >> We're young. We need to travel.

You went on five trips this year so far. >> She said she wants something to. remember. >> Seven. Which one? How many trips? >> Like eight. >> Yeah, eight trips. >> What have you done this year so far? >> I mean, we just got back from the. casino, >> then Denver. Uh, Durant Chalk. >> Oh, it was like a day drive. Okay. It's. a little different. >> It was like a week. We spent a week. there. [screaming]. >> It was right before this. Uh, we just. flew in from Denver. Two cruises. >> Oh, yeah. We went to Denver for the. weekend. >> A week at the casino. Like the one in. Oklahoma. That thing. What the did you.

do for a week there? >> There's like the pools and bowling and. arcade. >> There's pools bullied an arcade where. you live. >> Not really. >> In Dallas? Yeah, I think so. >> Like an hour away from everything. >> It's the same distance. >> Yeah. >> So why, you know, might as well. >> Well, you went to a casino. >> It's not necessarily great for money. >> We brought a set amount. >> It wasn't that. >> How much? >> I brought 150 and he did too. >> for a week at the casino. No way. Go.

yourself. >> I did take out more money. >> There you go. That's impossible. You. okay? Where else did you go this year? >> Uh, two cruises. >> What the. >> Actually, no. Cuz if you count since. like last September, we went on a. >> You avoid Carnival like the. >> Oh, of course. We don't even be around. those blackies. Them. [laughter]. >> What the I shouldn't laugh at that. That. is crazy. Why would you say that? >> Why? >> Yeah. Why would you say that? might have. been the realest thing you've ever said.

>> Carnival. >> Why would you actually say that aloud? That's crazy. >> You're laughing about it. That's insane. >> It's carnival. Have you ever seen a. Carnival cruise? >> Oh, what? That doesn't sound like a. joke. That's not a joke. I say jokes. That's not a joke. Have I ever said. that? I say crazy jokes. I've never said. that. Yeah, please. Let's Yes, please. Um Uh I mean I would also not go on. Carnival Cruise cuz I'm just like uh I. avoid like trashy behavior. Yes. But. black people. Um, >> but that's what you were insinuating. >> No, trashy people. Actually,

>> you were insinuating. >> I actually didn't really insinuate. Oh, I No, I insinuated that yes, you likely. do not want to. She She talked about She. was saying some things before we started. filming it, too, that were a little. racist. I That's kind of why I knew it. I was kind of impressed. Uh, >> started it. Sorry. Huh? >> You started it. >> You did. >> You're calling us all white and then. it's it's good to be white. And. >> I didn't say that. >> Yes, you did. >> What's going on, >> guys? Were we recording this, >> Tyler? >> Cuz I didn't say that. Hey. Hi. What's. up?

>> I love how they pulled him. You guys. pulled him. It's great. >> At least you called him a him. >> Not an it or [clears throat]. >> it's concerning. I'll be honest. Um, they went on two cruises this year. I. made a joke cuz most people want to. avoid Carnival obviously for obvious. reasons. Even you, Tyler. >> Yeah, for sure. >> Um, I said obviously avoid Carnival. And. she's like, "Huh? Yeah, I don't want to. be around those blackies. She did yell it pretty loud. >> You said blackies. >> I did.

>> What the What's your perspective, lady? >> Who the blackies? That's how you refer. to us. Blackies. >> Yeah. >> You should see what she says at home in. private. >> WHAT DID SHE SAY AT HOME? The. >> I can't say that on camera. >> Uh, actually, we're giving you. permission. >> No, he can say it. I can't. >> Oh, >> why the call that talking to him, too? Why do you both say that? So why try to. act like she did? >> Well, I mean, she brought it up. >> You saying it, too? >> I mean, every now and then. >> Do you guys see the ends at home? Who.

doesn't in private? >> You know, there's some footprints that. you just can't erase. >> When he's gaming. >> Yeah, when I'm gay. >> And when do you say it? >> When he asked me. His friends will come. up to you. >> Oh, she'll just let it rip anytime. Don't even believe her. No, >> no, I will not. It's whenever you're. >> Don't sit here and try to act like. you're all innocent all of a sudden. >> You just called us blackies, What. the I'm going to be real with you. Your. debt is not the same as everyone else's. You've got your own unique mix of credit. cards, maybe some medical bills, personal loans, and collections, whatever. Your interest rates are.

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>> Well, thank you. I appreciate that. But. what the what the. >> Are you saying he's one of the good. ones? >> Yeah. one of like very few. >> Same with Robert. Robert's cool, too. >> You not Robert? >> No, I'm just saying he's cool. >> How did you know the COO? [laughter]. >> Why Why do you Why do you call black. people blackies? >> It was just a joke. >> It just rolls off the tongue. >> Hold on. Hold on. No. Pause. Pause. Pause. You're okay. Rolls off the. tongue. >> I mean, what would you what would you.

prefer? >> Black people people person. >> That's two syllables. It's like harder. to say like people harder to say than. blackies. >> People, you can't say people. >> It's a longer word, YOU CAN'T SAY PEOPLE. People say. I'm a person. What am I? >> You are a person. >> You going to call me a blackie? >> I mean, she did it for me. >> Call me a blackie. Call me a blackie. >> I got permission. >> Call me a blackie. >> What's going to happen? >> I don't find out. [laughter]. >> All right. Good. Glad you didn't do it. Why the you calling people blackies, bro? >> It's a joke. >> I don't give a Oh, you guys are saying.

the N word at your house. That's not a. joke. I don't give a. >> Who act like you don't. >> I don't. I've never said the N word. I've never said the N word. >> I love jokes, but Exactly. I CALL HIM. OVER TO SAY IT FOR YEAH. WHEN YOU SAY IT. AS a white man, it's not really a joke. >> Oh my gosh. >> And I'm not very SJW. Why can't we say it? >> That's wild. That's wild. >> That's out of pocket. >> Okay. They were being racist before we. started filming. I I came in and I.

looked at him and said like, "You guys. are like the whitest people that have. ever been in the studio." And then he. said, "That's better than being black.". >> I mean, can you blame me? >> And I said, "I guess that's kind of true. cuz my life was easier.". >> But then that's not why they said that. Yeah. Isn't it easier to be white? >> That's true. >> Okay. I mean, there is there's some DEI. stuff that was helping you guys for a. few years, but we kind of rolled that. back. [laughter]. >> Isn't that. >> Are you on my side or their side? >> I'm on the judge by talent side. Okay, judge by Okay, >> I I judge by Also, Carnival is not even.

bad anymore. They don't play black. people music anymore. >> It's not the music. >> That's not what I'm seeing online. >> It's the people. >> No, it's then what? >> They like steal stuff. Like you see, they literally changed their policy. because they were stealing stuff and. they were causing problem. >> Yeah, the group of people. >> There we go. Say it. No, you say it. Group of people. >> The group of people. There you go. >> Thank you. Thank you. Thank you. Thank. you. Good job, >> everyone on Carnival. >> I'll be honest, you guys. Okay, you guys. are in the deep suburbs of Dallas in the.

white area. You guys are racist. Just own it. And it's Well, it's not. fine, but just own it and we'll accept. it and move on. >> I do make fun of everyone, though. So, it's like, but I don't call people the N. word. >> Why do you say it at your house? >> That's not calling them that. >> Not at all, >> guys. I love jokes. Saying the n word. around the house is not a joke. >> You're saying you've never let it rip. once? >> No. Come on. I don't believe you. >> Robert's I've been friends with Robert.

since like elementary school. He backs. me up. He knows I've never said it. >> Have I dreamed it? Of course. Who. doesn't? But I've never said it. >> No, it doesn't make it okay to actually. call the people like you wouldn't call a. a You don't. >> exactly you don't do that. I'm just. saying but you can say the word but you. don't call the. >> mentally challenged. >> Not actual. >> Yes. That's what. >> like Brandon. Yes. You wouldn't say that to someone like. you wouldn't say that individual. No, you wouldn't say the n word to Tyler.

>> There's people who would. You would call. me a blackie. You might as well. YOU. CALLED ME A BLACKIE. >> And I would call white people white. people like cracker. >> WHAT THE BOSS BOSS BOSS WHITE PEOPLE? WHAT ABOUT BLACK PEOPLE? YOU DIDN'T SAY. WHITEY. YOU SAID. white people. What the blacky? I don't. care. Crack on your ass. I'm on your. ass. >> What? >> Shut the up. What? >> You. >> You need help. What? >> You need help. Don't say no blackies.

before you get your ass beat. Somebody. go beat your ass. I'm so serious. >> She's the most like 1920s conservative. woman ever born. >> I don't give a go to the diner then. >> She can't be fixed. She can't be fixed. She's She's gone. >> She cook. Don't leave Dallas. >> She's going to make racist little kids. And I mean, they're a cute couple, but. they're just. >> generational. >> I want to put my hands on this dude. >> What did he say? He said generational. >> I mean, >> guys, if you're racist, just embrace it. >> I make fun of everyone.

>> You make fun of everyone. Uh, do you. guys like black people as a collection? >> Sure. Some of them. >> I'm being honest. >> Yes. Continue. >> I'm not going to go list them, but. >> I'm not going to go name any, but you. know. >> I think you should name any. >> I think he knows who. >> No name. No. No name. We just want to. see how informed you are. >> Uh, I'm pretty in pretty informed. >> Uh, no. I'm not going to do that online. >> Smaller shovels, smaller holes.

>> So, do you like black people? >> Yes. >> How did you That wasn't like the way she. said I don't like the way she said that. >> Come on. You wouldn't if Okay. If your. school that you were sending your kids. to were even 30% black, you would not. >> Well, I want to home school. >> Oh, hell no. Oh, yeah. Your kids could. >> [snorts]. >> I want to homeschool so then they're not. in public school. >> Why? >> Why? Because of how the world is going. >> How's the world going?

>> Have you heard of like the litter boxes. in schools? >> That's the second time this week. >> Is this like a news story going around? I don't. >> It's been a thing. >> It's been a thing. >> It was all made up. That's the admission. from Joe Rogan. >> years ago. Yeah. No, no, don't get me. wrong. Yes, there was some weird. performative politics, but isn't that. like kind of done, especially in Texas? Okay. What else? What else is going on? >> What else is going on? Or how the. teacher sometimes will like molest the. kids? >> That that happens in church, too. Are. you sending them to church? >> No.

>> You don't go to church. >> Not religious. >> No. >> I just have the values. >> What's your values? Clearly don't they. don't like black? >> I never said that. >> You called them blackies and you called. them. >> okay, but when we say it. >> cuz I don't call people that. You said. black people. >> He was hesitant. >> You're good. Don't worry about it. >> Don't worry about it. >> You need the validation. >> I I just want your values. >> You had to give him the validation. >> I'm not talking to you.

>> Can I get some validation? >> I hate [snorts] you more than I hate. her. >> Come on. >> That is [laughter] poison, >> But she's all right. She's okay. She. said she said my name. That's at least. cool. >> What's your values? >> What's my values? Just more. conservative. Well, conservative doesn't. necessarily mean hating black people or. anti-school. There's normal. conservatives, normal liberals. >> No, I just don't want anything to be. shoved down my kid's throat. >> What are your values? You just say. you're conservative. I need to hear the. values. >> I mean, all of the like I do want the. border, not because I'm racist, but.

because there's a lot of human. trafficking that comes through the. border and drug trafficking. >> I I think everyone wants a strong border. these days. Every country has a strong. border. >> Everyone likes a strong border these. days. Most of us don't have to say not. because I'm racist. After all, >> because you were insinuating that I'm. racist when I don't give a about. any. >> When she said blackies, blackies was. crazy. Blackies. >> What other values? >> NO, DON'T SHAKE YOUR HEAD LIKE THAT'S. NOT CRAZY. >> YOU guys say anything like saying is. technically crazy.

>> What the. a good amount of people. >> Your example. You already showed YOUR. EXAMPLE. I UNDERSTAND. I HEAR YOU. YOU CALLED ME. A BLACK. YOU DIDN'T SAY BLACK person or. black people. You said just like you. never said cracker or whitey. >> I don't call people cracker. I said. something cracker. >> I call. what? >> No one gives a about cracker. >> I know, but it's like the same thing. >> It doesn't have the same but it's the. same thing. >> I'm not I'm I'm the furthest from woke. you can get. But we know it doesn't have. the same impact.

>> I I get that because of all that. But. it's the same thing. Like it's. >> What are your values? >> My values? I don't I don't know. I don't. think you have any. >> I really don't. >> Who do you watch? >> Who do I watch? What do you mean? >> What content? You guys are watch You. guys are picking up things. >> Watch you. >> Okay, but I don't go around doing that. [laughter] I mean, this isn't a racist. show. >> No, you make fun of everyone. >> Yes, but I don't call them blackies. >> I don't understand why it's so bad. You. like if you make fun of everyone saying.

is bad. It's like the same thing. No, but the only people that are offended by. today are like the crybaby freaks. So, we don't really care about them. >> You ever seen Family Guy? >> Yes. >> It's like that. They make fun of. everyone and it's funny. It's allowed. >> Okay. They're going to stick on that's. going to be their talking point to get. them out of what they did. Oh, >> come on. >> I feel like you guys are just a little. nervous of embracing it now. >> Now that you realize that you're on. camera. Exact. There it is. There it is. He just said I'm on a live show. It's. not live, but it is. No, cuz I don't Am.

I We make jokes off camera all the time. Have I ever called anyone. >> actual racial slurs? >> I've never called anyone that that way. >> You guys are throwing Ns in the house. I. mean, come on. Just that alone. >> Yeah, I'm I'm only his translator, bro. I can't I can't do that. Sorry. >> Yeah, that's crazy. >> We don't say Ns. We don't say Ns. >> Well, as someone who's a big joke guy, I. go to the Comedy Mothership. Lots of. white comedians there. I've never heard. them say the N. And they're like the. edgy comedians.

>> Yeah, but you don't call someone that. word is what I'm saying. >> Funny. Trust me. I was the only black. guy in the audience. They wouldn't be. calling anyone that. >> I'm just saying you. >> Okay. Thank you. >> If you take away the meaning, >> you you say this on the day his mother. visits the office. >> Your mom's [snorts]. >> Yeah. And you won't see her. You're. gonna lynch her. >> Whoa. >> Crazy. >> I'm protecting her. I'm protecting her. He's the bad man. >> The bad man. She said it.

[laughter]. >> What? How am I at fault here? >> That's a nude egg I won from my game. I'm not in trouble at all now. >> Okay. Thank you, Tyler. Thank you, Tyler. We love Tyler. >> Am I wrong, >> Lindo? >> Real Lindo. >> I am Linda. >> I am Lindo on Twitch. >> Okay, you guys are racist. Just embrace. it. It's okay. >> Come on. Like you're not. Come on. Like. you're not. Come on. >> Be real. >> I don't think I am. Actually,

>> what? >> Actually, I know she is. >> Yes, thank you. >> I don't think I am. >> We both are. >> Cuz I make fun of everybody. She's. trying to cope it with jokes. She's. trying to cope with jokes. You guys are. racist. You guys live in the deep white. suburbia Dallas. You guys are racist. >> Not that white, though. >> I mean, it's it's fine. I'm allowing it. >> You ever been to Dallas? >> I don't embrace it. Yeah, a few times. But. >> it's not a lot of white people anymore. >> Yeah. Not in Dallas, but I'm sure in. Greenville. >> In Greenville. Well, I don't know. Okay. I mean, I don't know how to get you guys.

to honestly being able to afford this uh. thing. I I really don't. This doesn't. make sense. This It doesn't make sense. Don't do this honeymoon. >> We need to. >> Please, you don't need to. >> We do. >> I don't want to talk in circles around. this. >> I'm all for going on a honeymoon, but. 20K is ridiculous. >> That's ridiculous. >> Same with the wife. >> You can do. >> I don't want to pay for that. with your guys's income. I don't know if. you'll be able to travel wife, but you. can have a lot of really nice vacations. in the rest of your life. You can avoid. avoid all the minorities you want. You. can go to the whitest places. Northern.

Europe, just absolute peace and quiet. >> No. >> Okay. Interesting counterpoint. I I I. don't know what to do then. I don't know. what to do then, guys. Cuz if you're not. willing to back that back off that well. you're trying I can't get you to. tradifom stay at home on this income and. 20,000 notification like to make more. needs to be the man. Yeah, but we. established even plumbing it will take. like 5 years for him to get to that full.

income. >> So we don't get to do the 20k now. Can. we do a 20k trip. >> in the future? Do a smaller honeymoon. now because listen the thing I can. >> have kids and I don't want to take kids. on a trip like that. No. Get your. grandparents to watch them. >> I don't know if they would do that. >> They wouldn't. Your parents don't love. you guys. They won't love your. grandparents. Are you guys that close to. them? >> You think they would? >> You said you would, won't they? >> Maybe for I don't know a week. >> And then they get racist later. It. happens every time. >> I'm almost asexual. Like if anything. >> Well, I'm just saying you're saying.

that, but I'm like I'm closer to that. >> I'm sorry, buddy. >> Then. >> I mean, we still. >> still do it. No, I'm just saying you're. saying. >> like maybe once, twice a week. >> Yeah. Oh, okay. >> No, but I'm just saying you're saying. I'm getting Okay. I was with you. Calm. down. My goodness. Freak. >> Cuz I'm anti anti- everything like that. >> Anti what? Okay. RIP to you.

>> No. At all? No. Ever? No. >> At least a human trafficking. >> before maybe. But I don't think ever. A lot of it they're getting human. >> Yeah, there's probably some bad stuff, but I don't think every. >> maybe not every single ethical ones that. just the creator themselves makes. I. don't know. >> I'm not saying you should pay for it. either. I mean, can be damaging and. unhealthy for many people, many men. especially. But like there's also okay. consumption if you can manage it. Just. like anything, just like you at the.

casino. >> So you recommend paying for. >> No, I just said probably not paying. Well, you said like cuz you said for. people who create it themselves. >> Give me your phone. >> My phone? >> Uh-huh. >> Why? >> Give me your phone. >> Why? >> Let me see it. >> Why? >> Cuz I'm going to see her phone. >> No, I want to see your phone. Guy that. doesn't watch his phone. >> I don't take your phone. >> No, you can see hers. >> Damn. Mhm. >> Where are you hiding? >> Yeah. Why would you let me look at your. phone? >> Why the are you not giving him.

>> I just I don't want that. I don't want. that right now. >> Don't want that right He's wrong with. you. >> I don't want it right now. >> Why are you not giving him a phone? >> No, not right now. >> Maybe. Maybe. >> Is wrong with you? >> Maybe. >> Yeah, that's Dude, that's sketch. >> Maybe later. >> No, give me your phone. >> No, not right now. >> Why? >> Because. >> Give me a good reason. >> A good reason? >> Yes. >> Uh, I mean, I guess there's there's no. good reason. >> Cuz you watch No. >> Come on. >> I don't. >> I'm not going to look for anything else. Only. >> only. >> Yeah. And if you don't watch, then you. don't have to be worried.

I mean, >> sure. >> Ah, good. Enough pressure, enough. caving. >> There you go. [clears throat]. [sighs and gasps]. >> Now, Android not as familiar. >> Good. >> And just if he watches, doesn't mean. he's a bad guy. Just going to let you. know. Okay. >> Oh, he would be. That's like almost. cheating. >> She's like not a big fan at all. >> Okay. Why don't you go ahead and log in. since there is an email address. associated with only.

It's your Hotmail email. >> Which email? >> Never mind. The password autofilled. It. didn't do like a face ID. >> What email? >> Believe this. >> Stupid idiot moron@hotmail.com. >> That is my email. >> Yes, that's why it autofilled. >> So, it's autofilled. >> That's actually crazy. >> It better. How' that happen? >> I Are you sure that tab's not old? >> It's not. I went to the website, >> but it autofilled. >> What do you mean autofilled? your login. information.

>> Are you logged into an account? >> I don't even have an account. I really. don't. And if there is one, I don't know. the password. >> Uh-huh. >> That's wild. >> Sure. >> I'm being for real. >> He's being for real. >> Are you in an account? >> I'm clicking around and learning things. We're just, you know, looking. So far, the Reddit is clean. I'll give you the. clean bill of health on Reddit. Not on. though. Okay, besides the thing, the rest was.

relatively clean. I'll look at a search. history in the post show just to be. extra safe. [snorts]. >> Thoughts on the situation? >> I really haven't really I really don't. >> going to be a problem. >> Well, yeah. >> My. >> if it's old, that's okay. But I'm like, >> but not before you guys were together. I. don't think it's going to autofill 3. years later. I mean, that would be. pretty. It might like cookies and cash. >> Man, I don't know. That's a brutal one.

That's crazy. >> So, honestly, I'm to read the situation. with what you're doing. I know you guys. are getting married. You've been. together for a while. You You seem more. interested in turning him into the man. you want instead of actually finding the. man you want. >> Seems like you're trying to construct. him into someone. Why not? >> I don't know. You'd probably be a weird. insult loser without her. So, maybe. that's why you're afraid of leaving. >> Be an insult loser. >> Huh? >> Possibly. I think maybe. >> No way. >> You were a loser when you were living. with your brother.

>> I mean, being a pot video games all day. >> Um, the brother pushing for. unemployment. >> I was never going to do that. >> I'm just saying that's not. >> You didn't have a job. >> Me playing video games, chilling. I. mean, I'm being told his family thinks. he's completely changed and that you. blame him or they blame you for changing. him and ruining him and that you've made. him give up almost everything he likes. to become the man you want. Like, that's. kind of weird, man.

>> He needs to be successful in life. >> Sure, but he's allowed to also enjoy. some video games and. >> Exactly. >> friends and stuff like that. He doesn't. have. >> He doesn't have friends here. They're in. Colorado. >> Okay. So, maybe he wants to game with. them. Exactly. Is that what it is? >> He does. >> He does. >> I don't get a lot of that anymore. >> Like one or two days a week. >> A that's it. Why do you control him so. much? And what is he allowed to do in. those one or two days a week? >> He games all night. >> Some you've banned his brother and. sister-in-law from the wedding as well. Like. >> sister-in-law. No.

>> Yeah. >> No, I love the sister. >> Oh, sorry. Brother and sister. Okay. But. brother? >> I do have a brother. >> Oh, I not his sister. Like the brother's. wife. Yes. >> How do you feel about this? She's like. owned you. She's changed your life. She's banning family. >> It's gotten a lot better. Um, >> how's it getting better? She's banned. your brother. Go to the. >> He tried to sue him. >> Yeah, he did. >> He tried to sue him. >> I'm not too big of a fan of him anymore. >> Okay. Well, maybe that one's the best. Then. >> about the other stuff, I I do wish I had.

a little more freedom for sure. >> I don't think freedom is good. Not when. you're smoking a bunch of weed. >> Sure, but allow him to have some fun. And also like hitting a joint here and. there. Like I don't do it makes me. anxious, but I'm not like horribly. opposed. Is he baking all day? Then. yeah, that would be that would be bad. >> I just think weed is horrible. >> That's why I drink. >> I mean, it smells gross, but. >> Yeah. So, you're okay with him drinking? >> Yeah. >> What? Okay, make that makes sense. >> I should never drink. >> Come on. >> And I quit weed and now I drink. >> Like, that makes sense.

>> There's studies that are coming out that. like smoking weed is so bad for your. >> Yes. But also, there is not one actual. real scientific study that says any. amount of alcohol is good for you. I. know, but I'm just. >> like it's all it's just there's one drop. personality. It's not good. >> So, you put him on alcohol, one of the. most addictive substances on the planet. >> Obviously, I want him to drink less. >> Yeah, she thinks I drink. >> Drink. Oh, she does. Great. Oh, well, how much does being drink? >> Well, I don't know. I'll have if I'm. gaming, which is usually like Tuesdays. and Fridays. I'll have like.

seven, eight beers. >> What the? That's crazy. So, you actually. might be right then. >> Yeah, that's two days of the week. What? >> Pretty soon we're going to be calm this. country. >> That's an insane amount for a single. city. >> What's normal? >> For a single sitting? >> A couple beers? >> So you go out to the bar and you have. what? Two beers. >> I don't drink. But a couple beers would. be normal. Yeah. If you're getting. shitfaced, that's insane. I'm. >> not getting shitfaced. >> Because it's a course of a little bit. >> Eight beers is insane. >> But it's also his tolerance because he. drinks so much. >> Yeah.

>> Well, if I could smoke a little weed, >> I wouldn't drink as much. >> I just think substance. >> maybe he is a loser. I can try to. construct a dream man. What is he. providing that you seem to really want. to construct him into versus you going. in like I think I don't know. I mean, show me your Instagram. >> I don't really have followers on there. >> I thought it's not about that. I don't. care. >> Okay. >> Cuz you got tits, but I can't tell if. you're fat or not. >> Okay. You're not fat. You're not fat.

You could probably go get Yeah, there's. a bathing suit picture. She She's. attractive. You could probably go get. most men. Like I mean, >> she's brought it up before. >> The ugly woman. >> I have not brought that up. >> Yes, you have. Yes, you have. >> Oh, that I could get my girlfriend's. friends in town. She's been on Bumble uh. for a week here. She got 4,000 likes. Like, you guys have the ultimate W in. the dating pool now. It's everything's. been engineered for women. >> I've heard that dating is so bad now. >> It is. But you could seriously with the. selection you have find the dream man. You really could. Why put up with You.

are a loser. A loser. Why try to construct him into something. like you're genuinely a pretty. attractive person. I you know I it. doesn't matter if it's not my type. That's whatever. But I can tell you. would do well. >> Okay. I could tell you would do well. You got tits and you're not fat. And honestly, men want based women. today. Like it just kind of is where it. is. So why? I'm confused why you want to do.

this. >> Cuz I love him. >> Why? What do you Well, why? What are you. seeing? >> His personality and. >> what about it? The personality. Everything you've complained about. He's. lazy. He has no ambition. He drinks. He. smokes. He's a loser. What's the. personality like? >> I don't know. He's good. >> That's actually a good question. >> No, you know what it is? I'm being told. you wanted marriage at 18. You're just. rushing in like the first dude to pick. you up because you have this dream of. this ultimate tradom. That's what you want. And you've rushed. into a dude that honestly might be a. loser. I do feel like you kind of robbed.

me of my early years. >> Okay, that's going to hold resentment. over your long life. What the That's. insane. >> I mean, I do feel like we're going fast. >> I mean, we're going to get married next. year and. >> I mean, with him. You broke with with. You broke up with him before because he. was partying too much, >> but you immediately got back with him, so it didn't even matter. I have an exclusive offer just for you, but there's only one week left to. purchase. For a onetime payment of $500, you'll get [music] our entire Hammer. Elite catalog for life and a limited.

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the consequences of those decisions. Now, Morgan and Morgan is stepping up to. hold these platforms accountable for the. harm they caused. Click the link in my. bio to take a short quiz. You may be. entitled to a potential recovery of over. $1,000. Why? Why are youing trying to change. someone instead of finding someone that. is better for you? I know you've been. with him a while, so you probably have. some like sunk cost, >> but what do you love about his. personality? >> Hold on. >> Huh? >> Hold on. >> Huh?

Oh, cry. I can comfort you or yell at you once I. know what you're crying about. >> It's just very real what you're talking. about. >> Well, [snorts] yeah. It's your life, dude. N is a loser. I'm not trying to get. people to break up, but maybe you guys. aren't the match. And honestly, I It's. not that I I'm not advocating for you. guys to break up because I don't know. you enough for that yet. But with. everything you're saying you want and. everything you're saying he is, you guys. are 23 and 21. If there's a time to.

figure out that maybe you guys aren't. ready, if you guys aren't the match for. life, that age is kind of the best age. to do. At least you're not doing it. mid-50s. >> Yeah. >> Wouldn't you rather figure that out now? Especially [snorts] before $30,000. marriage. >> I don't know. I feel like we're both. scared to leave each other. >> And why? >> I don't I don't know. >> Okay. You if you're going to drop that, you have to give me some insight. >> Failure. >> Failure. Being alone. >> Being alone. Failure. >> Okay. Neither of you going to be alone. You're both attractive and you're both.

successful relatively like income. You're You're both going to be fine. You're both going to do well in the. dating market. You won't be single for. one. Okay. Easier for you cuz you're a. woman. It's just how it is right now. But you'll you'll be fine, too. So that's our. Is that what's preventing someone from. making a move? >> I mean, I never think about it, but. >> But you are now. >> when things get real. I mean, >> it is real. This is the rest of your.

life. >> I've thought about it. >> Why? Tell me. >> I mean, it's just resentful. >> I don't know if I could give her what. she wants. I don't know if I could be. the man she wants. Uh, do I want that? Really? >> I don't think. >> Do I want to be married early? >> I don't think he wants it. And that's. okay. He doesn't have to. But you guys. shouldn't force each other into the. lives that each other demand. >> Yeah. >> Like that's not nor that's not healthy. That's not healthy. >> Yeah.

>> I'm sure you guys enjoy some things. together. I'm sure you have some. things you do mesh on. I'm sure you. enjoy the travel together. I'm sure your. guys' families are okay together. But if. you are trying to reconstruct each other. to fit a perfect mold, it might not be. the right match. And that's okay. You. don't have to be. Maybe you guys are. great friends that But like I think. that's why we travel so much cuz it's. it's paradise. It's hard to be mad at. each other. It's hard to. >> How often are you guys mad at each. other?

>> Not not really often. But I mean, >> we also don't talk about anything real. So it's like when can you conflict. >> I mean, maybe. I don't know. Cuz I feel. like he's just getting resentful and. it's like I've always known what I want. and I've always told him what I wanted. >> But he's not that. So why would you make. that him? And why would you stick around. for that? I I like I'm sorry. Why would. you just allow resent to build and then. waste their time? >> I mean, I I feel like it'll be a more. fulfilling life than what? >> Sure. I don't do anything. And also,

you're resentful cuz you just want to. game with the boys and down eight beers. >> I'm not resentful, >> dude. You're gaming with the boys down. in eight years. are resentful. >> You don't want to do this other job. >> like I've taken away your young years. which I don't even think like. >> it's just a thought. It's just a. thought. >> Yeah, but if you're thinking it, you're. just not saying. >> you have never thought of anything. >> No, because I want to get married. I. want to settle down. >> I know, but you've never thought about. it might be better. >> I mean, sometimes cuz I'm like maybe I. wouldn't have to push so bad for someone. to excel. Yeah, she shouldn't have to be.

like a little push here and there is. okay, but if she's having to. relentlessly push you to try to have any. kind of ambition, that's someone who's. never going to have ambition. >> That's what my mom says. >> That's. how does that make you feel? And your. mom's right on that, by the way. And. that's okay. Also, you don't have to. have ambition. That's your life. If. you're you don't have a bad job. If you. want to settle at that job, that's okay. There's nothing wrong with that. But. again, maybe it just means you guys are.

not a match and that is okay. >> I mean, it's nothing I don't know. Like. her mom, I know she feels that way. I. think she likes me to some some degree. But. >> does she I mean. >> she likes how much like he's grown. Yes. And she sees the potential. >> But all through your push? >> Probably. Yeah. Cuz I've pushed for. everything. >> Okay. Yeah. I guess her mom has a lot of. opinions. So we might call in the post. show and see what she actually thinks. about Mr. Scott over here. This guy's like, I don't know. I guess.

I'll do the financial audit for the. house, but I think we're learning. something big here. I I'm not advocating. for the breakup cuz as fast as we're. going, >> come on. You guys have been together for. 3 years. That's not necessarily fast. >> No, but I like But then right after. having kids and you don't have the. income for it, >> like. >> what? No, you guys have the income for. it. >> Oh, but she wants to be a tried wife, which is cool. >> Okay, you guys might not have a perfect. income for that. I could I would want to. work from home until you build up to. that cuz I know with plumbing.

>> Well, there you go. Are you work from. home now? >> Uh hybrid. >> Okay. Would they let you? >> Possibly. Yeah. >> Okay. Okay. Um cuz yes, you objectively make enough. to have like a 10k household happily. [laughter]. >> 10 kids. Wild. >> No, it's wild. I'm not saying that. I'm. saying your financial situation. Dude, >> people are doing ted kins on the. farmstead homesteads. making nothing. They were starving. >> Times are different now. >> Yes.

>> You're saying right now. >> your time is you make 120,000 hours a. year. >> You they're going to live a good life. >> That'll be cut in half. >> How many kids you want? >> Um just two. >> No, she said she's working remote until. you build up. >> Well, right. But and do three so that. you're actually adding to society. >> Three. >> Yes, please. >> Because of the baby decline, >> people enough. Yeah, >> we need kids. or else we got to lighten more brown. people, which is really going to upset. you. >> I bet he has opinions on H1Bs,

especially in Dallas. Am I right, guy? >> Oh, yeah. [snorts]. >> I wish I could get him to talk. I'm so c. Oh, she said the magic word. >> What' you say? >> See, >> she said Frisco. >> Oh, yeah. Frisco, Texas. >> Well, H1Bs. That's Frisco. >> Oh, yeah. I don't go there that often. I. don't like that place. >> I love Frisco. >> Isn't Frisco super nice? >> Frisco's really nice. It's just like. it's super nice over where the soccer. stadium is. Where that's where the. Cowboys HQ is. >> I would live in Frisco. >> Have you been there recently? >> No, but also listen I Okay, what about.

it? >> Come on. Anything? Look up Frisco T. >> They're not dangerous. >> They're not dangerous. >> So why not go there? >> It's. >> Get yourself some tikka masala. >> Oh, I love that. >> I don't really like the food. >> Yes. Okay. She has Okay, she's she's. gaining she's she's winning me back. Well, I got him to try Thai food. yesterday cuz. >> you've never had Thai food at 23? >> Well, he won't eat food. Incredible. It's pretty good. >> What? Thai food's so good. >> So good. >> Figured that out. Figured it out,

>> buddy. Okay, you're actually. >> eat food. >> She may have eat She may have been. joking. Dude, you won't go to Fris the. same. Like, I get it. We can have. complaints about Miami like some. cultural things. We can have complaints. about H1B visa process. We can have. complaints about border processes. We. can get that. But. >> I'm sure certain areas IN AUSTIN, >> BUT NOT PLACES LIKE FRISCO. Frisco is. objectively a nice place. A safe place. >> It's nice. Sure. And it's safe. >> So why avoid? That makes no sense. >> Avoid it. I'll go there. I'm just I'm.

not. >> No, he said avoid. He said avoid. >> No, I didn't. Yes, he did. Did he say. it? I heard it. I think he did. >> Did he say it? Yes. Everyone's saying. yes. >> You said my bad. I will go there. I'm. just not a big fan. >> About being clean. >> Why aren't you a big fan? >> OCD. probably like about. >> there's a whole lot of people. A lot of. population. near area. >> It's walkable. Clean. It's unlockable. Clean. >> I'm sad about like Texas not being. walkable though. >> Hold on. She's winning me back here. >> The architecture is ass. >> Girl, marry me and my girlfriend. Join.

us. We will provide you babies and. everything you want. And we're rich and. not losers. He sucks and we live in a. walkable area. Okay. We got your life. [laughter] And yes, you know what? I I invite some black. people over to my house. You'll just. have to hide for that and then it'll be. okay. Um, okay. I do want to head into. the money part. I just honestly I don't. I really don't know if you guys should. actually be together. I I'm going to I'm. being candid in that. Like, okay. Yeah. Yeah. We're joking a lot. Um, I'm sure.

you guys actually really like each other. and love each other and have good things. and get along and enjoy the travels and, you know, life won't be horrible. But if. there's resentment building and if. you're having to recon if you you do not. have the same life paths in what you. want in life just be very clear in that. and that's fine and you might have gone. along with it but. I think you guys might be good friends. and might be a okay match. I don't think. you guys are maybe the right match. because if you guys are not together in.

what you want for life. and you have to endlessly push each. other to be someone that you're not. that's not a forever life match and. that's okay. That is not a bad thing. That's fine. And that doesn't mean you. guys don't love each other. It doesn't. But it might mean there's just a better. match out there. And now is the time to. figure that out. Okay? It's not a bad. thing. That's not a bad thing. Doesn't. mean you guys hate each other. Okay? I. just need to be very clear on that. I. don't want you to run to the extreme. side and think I'm saying you guys are. just horrible for each other. But you.

guys might not be life partners, and. that's okay. Just read it as I see it. >> Probably have to talk on the way home. for sure. >> Long three hours for the last five. hours. >> Yeah, we should we should we should we. should uh. >> Mark, can we go get a GoPro? >> Yeah. Yeah. Well, why are you talking to. Christian? >> I'm not. Can we record it? >> Damn. Sure. >> I don't care. That's fine. >> Okay. Yeah, let's do it. First GoPro,

you can see what their conversation. looks like in the Hammer Elite. membership. Their their post filming on. the ride home membership will be a part. of the Hammer Elite membership. >> The first one ever. I've always wanted. to do. >> so much is not good. [laughter]. >> I know. Shouldn't have been a fan of the. show, >> but they always are. What do we think. our household financial score is? 0 to. 10. Zero being the worst, 10 being the. best. >> Two. >> Together is hard. >> Together. >> Um, >> no, we're not married, but we're going.

off together. >> Like one. Okay, ladies and gentlemen, if. you want your Hammer financial score, get it for free. Get it for free. It. just takes a few minutes at. calebammer.com. You can see where you. stand in the world of money, where. you're doing great, where you're doing. poorly. And if you don't want to be like. guest who end up on the show, cuz this. is a lot of debt, let me tell you. Download the dollarize budgeting app, start a free trial, see if it works for. you. Most people sign up for the annual. version after the trial because saves. almost 50%. And you get my 30-day budget. meal plan signed by me, mailed directly. to you, along with the digital version. of the cookbook. So, there you guys go. No more meal prepping. If you're going.

to stay at home, stay at home and cook. >> I do every night. >> Really? >> Yeah, I do every night. Besides like. random. >> besides the goalpost that's being. pushing. No, you're right. I mean, you. guys spent a lot of money on. but I wasn't going out to eat. >> Yeah. >> It's just other things. Now, another. concerning thing here on just like that. previous topic and we are going to move. forward, but this is on the income side. Like, dude wants to be a streamer and. you about you you flipped out on the. phone when you were learning that on the. phone. you were flipping out. >> cuz I just think that it's not going to.

happen. Like so many. >> I don't think you guys are aligned. You. guys are not aligned on life. >> Like so many people try to stream and. they make no money and you have to do it. for so many hours. >> Do it as a hobby until you blow up. Clip. it. >> Post it on. >> She wants you to go out there and make. more money to provide for the house. So. she can be a stay at home wife mom trad. >> and that would be a good avenue. Make a. lot of money. as a hobby after everybody blows up and. then. >> and then you're spending so much of your. time. It's like. >> insane. >> I'm also concerned what the you're.

afraid of me finding on your phone. still. >> What hits your account currently? I. didn't get that number on a monthly. basis. >> Monthly 36. >> No, you make less than her, but you. bring in more. >> 1,800. Yeah. >> Well, it's because I have a lot going. into my 401k and then also health. benefits. Did you. >> in the 401k if you have this much debt. or is this all him? >> Um. >> is that an other thing? He's not only a. horrible match for you. >> It's definitely not on mine. >> But he's bringing in all the debt. Then. why are you contributing so much to your.

401k? You should only be contributing to. the match trips. >> Why are we doing that? What other trips. did you do this year? We got the two. >> She was going to Italy. >> She is going to Italy. >> Yeah, but you said you went to eight so. far. >> The rest are just like weekend trips. like mostly to see. >> family. Money lady. That's money. >> Yeah, >> you can't afford that. >> Yeah. >> Who's the Sapphire Preferred? >> Me. >> What the is wrong with you want to be a. stay-at-home wife, but it has a balance. of $5,364. the trips?

>> No, that's just Italy. >> Does that mean it's good? >> No. >> Then why the are you trying to say, but. that's just Italy? Like, what the are we. doing? How do you Why do you think you. are allowed to spend $5,000 to go to. Italy? In what world do you think you. are entitled to do that? >> It's our last like me and my mom are. going for our last. >> She can pay for it. She can pay for it. then because if you want to be a trad. wife, you don't get to have both. If. you're trying to survive. >> for a while before he could even do. that, >> but you're pushing that while even.

further because you're spending so much. money on things that don't matter. >> Matters to me. >> She thinks it's. >> okay. But which one first? Cuz listen, if you if your financial goals are to. travel the world, I'll structure this. around this. But so far it makes it. sound like the trad wife is more. important. So I'm structuring THIS. CONVERSATION AROUND. >> MORE important but he is not there yet. So what's the point of even trying. >> because you're making it further and. further and more and more he has to make. to get you there. >> I'm going to pay off my debt before I. even quit working. So. >> well it could be going towards an.

emergency fund that is fully maxed out. and paying off his debt as well. which gets you there quicker. Italy doesn't sound like more important. If it is, we can focus your conversation. on more travel. But it sounds like. Tradife is more important. So that's why. I'm structuring the conversation around. AM I RIGHT or wrong? >> Both are important. >> Which one's more? Choose. Choose. If it. sounds like gun to your head, choose. And I'll go get one. I have a 3,000. shotgun ready to blow someone's head off. if they're breaking in.

>> Because of him. If he was making choice. to make No, no, no, no, no, no, no, no. Choose one. >> Try one. Okay, there you go. So, that's. where the conversation is going to go. Massive minimum payment comes with the. card. $1,267.58. >> Yes, >> that's the minimum. >> Yes. >> So, I don't get interesting. Well, you are getting interest. >> No, no. Well, there is interest acrying. on the credit card. Yes, there is. $28 a. month. >> currently. Oh, because. >> Oh, because of the balances that acrew.

interest payment plan. >> Uhhuh. >> For the huge balance. So, then there was. >> why the minimum payments are so high, but you're still acrewing interest. Yes. But. >> and the fees, the fees are from the. payment fees most likely. Yes. The plan. fee, plan fee, plan fee, plan fee. Norwegian Cruise, American Airlines, probably American Airlines, Chase. Travel, Norwegian Cruise again. So, you've paid for fees. 318 this year so. far just to get these extra. interesting interest, right?

>> Yeah. But it's still fees. It's still. money that you can't afford. You can't have taken away from you right. now in this financial position. You. really can't. And what are you doing? Of. course, apartments.com. You're paying. for that. >> Oh, that's our $31. No, but our. application apply. >> Oh, Door Dash. >> Door Dashing Culver. You have that taste. again. Join me and my girlfriend. Leave. that, man. We'll have Culver every day. [laughter]. >> My girlfriend will give you babies. This. guy. >> No, the Door Dash is.

>> I only do that. >> I agree. I agree. Why? Wait, wait, wait. Didn't you just say you cook everything? >> No. No. That's lunch to the office. >> You pack lunch. I know. >> Come on. You're trad pack lunch. That's. like your job. >> I would. >> You would. They do. You saw that I don't. eat out often. So, it's like. >> Well, Culver's Jersey Mike and then. another place you were. Huh? Great. But. you still are. You still are adding to a. balance that is acrewing interest that. is preventing you from your That's even. traveling. And then there is the Well,

Door Dashing Golden Something Chicken. Chick and then American Airlines. >> Have you had Golden Chick? >> Yes, it's fine. The biscuits are. incredible. >> Good. Did you get the spicy? The spicy. is good. >> All right. She likes tax. She's spicy. I. get her. She's not that white. >> Fees like crazy, man. 1474 in just a. month with your payment plans. Like, this is insane. So, no. Spending money. on that doesn't make sense in this. situation. If you're trying to get to. that goal, listen, if this is the life. you want to live, that's fine.

>> The payment plan or the interest? I'm. actually curious. >> Neither of these purchases. >> No, no, no. But if I were to make the. purchases, do you think the payment plan. is smart? >> But it still doesn't that's an. impossible question. It's an incorrect. question cuz the correct answer is. neither because it doesn't align with. your goals. You. >> okay? >> So stop. STOP. You're being spoiled. Think you deserve. everything in this world. You don't. That was just one card. >> Yeah, that was one card. >> Wow. Who's blue cash every day?

>> Me. You're dude, you are so. It has interest free currently, but it. won't be forever. >> Oh, that one. It's because he owed me. money on that one and my wedding dress. was on there, but he owed me. >> What are you talking about? >> Yeah, I owe her like a,000. >> like 1,700 he owed me. So then that was. all put on that card plus my wedding. dress. >> Did you put whatever? You put less on it. than you spent towards it. It takes 11 years to pay off minimum. monthly payments only without any. purchases. Your kids will still be zero.

years old cuz you're never going to get. to your goals. >> Probably. >> Yeah. RIP. >> 11 years is not that bad though. >> But I don't. >> It is if we're trying to get to your. goal. >> But I don't do minimum payments. You can. see that, right? >> You're right. You actually purchase more. on it than you put towards it. So it. doesn't even matter. That's See, you're. actually doing even worse than just a. minimum payment without purchases. So. what the are you trying to tell me? Huh? >> My wedding dress is on there. >> I don't give a Why do I care about. your dress? I don't give a about. your dress. your dress. I don't. care. >> It's pretty. No,

>> it's pretty. >> No. >> Yes. >> Well, you're going to have to return it. because you guys shouldn't be together. Blue cash. And I actually mean that genuinely, by. the way. Not cuz I hate you guys, but. because uh I've I think we've all known. couples that are trying to make the. other person be who they are not. And it. does not end up well. Even if you guys love each other, does. not end up well. Good luck. $5369. It's your minimum monthly payment. Of.

course, spending more on it than we're. purchasing. It's a $2,68452. What are we getting? Getting some. Verizon Wireless like $2. Was. that like a fee? What are we doing? Getting gas. >> $2. I had a gift card and that was just. the remaining. >> Okay. Netflix. Potentially. Maybe groceries. I don't know. Where do. you get groceries? >> Uh, it's different every time. >> Where do you get groceries mostly? Uh. Walmart, Thrive Market, Trader Joe's, sometimes. >> Disney Plus. >> There's a bunch of places. >> Maybe maybe groceries. I don't.

know. It's hard to tell. >> If it's Walmart, >> but you're still putting it on a card. that will be interest acrewing. >> That one's not interest yet. >> Will be interest acrewing, >> but it's not yet. >> That's what I was saying. And you're not. paying it off cuz you're purchasing on. it. >> Okay. Oh, you have a balance without travel. insurance. Wait, what is this? What is. this balance on this cruise thing? You. still have to pay this? >> Um, well, we're we canceled the cruise. You'll go No, no, no. We canled the. cruise because of the plumbing thing,

but then we just spent the 17 at Chalkaw. instead. >> Yeah. >> What? At what? >> Chalk. >> That's where the the casino. >> I hate you guys. So, the money's already. gone. You don't owe it. >> Uh, it's on a credit card. It's on my. freedom. >> I'm going to kill me now. Going to kill. me now. Is that a different card in. here? Is that a me now? What are you. doing? You spent $1,700 at a casino plus. the money you actually spent at the. casino. >> We swam. Wow, that's crazy. >> We did count the stuff that we spent.

The money that we spent gambling, >> dude. >> So, >> the lifestyle you guys are trying to. live in your early 20s because you've. been blessed with an incredible income. is going to destroy your life. >> You guys areing up everything. You guys. are up every trying to learn. This isn't. trying to learn. You're doing this now. You're doing this now and you lost $825. on the flights because they were. non-refundable. >> Well, now I've been booking non or. refundable. >> Huh? Oh, now after you lost 825. Yeah.

Good learning lesson. You see how you're. never going to end up to your goals? You're just losing money left and right. with insane stupid behavior. Insane stupid behavior. >> At least I get to see the world before. I'm a parent. Before I'm a parent. Before I'm a mom. I can see the world. That's kind ofing stupid, I'll be. honest. But what's not is actually. getting a checking account that gives. you free money. Free money. We like free.

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got to do the work. My parents are. seeing the world. >> Yeah, but then they're probably old when. they're traveling, right? >> Like 50. >> I don't know. I want to travel when I'm. young and then have kids and settle. down. >> When do you want to have kids? When we can I put a timeline on this if. you're saying you have to travel the. world before then. >> like two years. >> Okay. I don't think you can travel the. world in two years. >> No, but I can get my travel itch out and. then. >> No, you'll never get it out, dude. You'll never get out. >> I could do a cruise once a year. That's.

affordable. >> Yeah. I mean, that's fine, but that's. not like that's not I wouldn't hardly. consider just that's not like traveling. that much. You're going on a cruise, >> I guess. But then you can pick the one. that you go to a bunch of locations. I. guess once a year it wouldn't be the. worst thing and we could do that. But. that's not what you do. That's not what. you do. I don't have kids. You've. >> gone on two cruises this year so far. I. know, but you're trying to in two years. You're not going to be able to if you're. doing this lifestyle you're doing. >> That's why I wanted to, you know, delay. some things. >> Do you guys talk about money? >> No. >> Sometimes. >> Not really. >> Two very different convers uh answers.

What do you What do you mean? Sometimes. >> we'll have a conversation every once in. a while. Say we're spending too much or. I think we're buying some dumbass. Like. >> I feel like we. >> those clean paper towels we just bought. Whatever that was. >> Yeah, I got bamboo toilet paper cuz did. you see the plastic detox on Netflix? So. now I'm trying to go clean. Like this is. 100% cotton. I'm trying to like avoid. all the top because it helps with. fertility because people are having. really big problems with fertility. >> Yeah, they're usually fat.

>> No, not necessarily. The six couples in. there, three were able to conceive. >> Oh, in the documentary specifically. about that topic. That's. >> I'm just saying. Who would have thought? That's that's interesting how it works. with a lot. >> Talking about the paper towels, though. Are those bamboo? >> Yes, those are bamboo paper towels. >> because all we use them on is to clean. up dog. >> It's still good to get rid of toxins in. the house. >> I don't agree with that. >> You don't agree with that? I mean, it's. fine, but I wouldn't be spending a. ton of money that we don't have, throwing away our lives for it.

>> Slow transition. What do you mean? Yes, you are. With all. >> the paper towels, >> buddy. It's everything is stacking up. The second she saw that it was a. complete 180. And that's most things. that she does. It's like she sees it, she wants it, she does it right then and. there. Like that camera and you control. everything. >> Yeah. I sold the camera though. >> She bought like this $1,000 camera. >> The G7X. I literally like 2 days after. seeing it. >> But then I got it for 900. >> For what? Why do you need it? She didn't. even.

takes good photos. >> No, I know. And then I sold it for. 1,200. So I got a profit. >> Okay. You got lucky. >> Yeah. Not even one time. >> You got lucky. >> I saw that it was selling for a lot of. money, so I was like, if I don't like. it, I can sell it. And I did. >> Are you a cuck in this house, man? >> I don't think so. >> Does it doesn't sound like you can stand. up for things. Say, "Hey, let's not get. a I'm getting 2v1.". >> Anytime. >> What do you mean today? That's with you. being racist. Other than that, >> no, no, with her mom. >> Anytime I live with her, she asks what.

every single time we have. >> I mean, her mom read the situation, right? where if she has to push you. endlessly throughout your life, you're. always going to be someone that is that. is correct. There's some times where I. know I'm right and her mom definitely. thinks so, but she always sides with. right now. >> No, right now. >> My mom will tell me that I'm being. stupid like with the trip. She was like, "Stop doing that." And that's his. stance. So, I'm like, I don't know why. you think that my mom will just not. agree on the top of my head right now. because she does. She's an example if.

you're going to allege that, man. >> I don't know. I just think she's pretty. like if I'm being stupid, she tells me. She's the first one to tell me about all. these trips. She thinks I'm really. stupid. >> Maybe that cuz it is stupid. >> Okay. Who has the ideal card? >> That's the ring. >> Is it? >> But it's in my name. But it's. >> You have it on. No, you're not. Well, okay. So, >> engagement ring, but it's lab grown. So, it's not. >> How much was it? It's like 3,000.

>> Well, the set was 3,000. And so we have. the. >> We are going to return it, right? I. don't know if we can. >> That's crazy. I don't think we can. >> We are going to. >> They don't sell it. I mean, they don't. sell for a long. >> You going to sell it? >> They don't sell. >> You guys aren't staying together, right? >> We have to talk. >> I That would be crazy, guys. You are. just not a match. >> I'm sorry. It's just the reality. I'm. really sorry. I do feel bad about it. No. interest acrewing. That's fine, but it's. going to take forever to pay off. Um. >> the deferred. Look at the deferred.

>> Yeah. What is the deferred end? >> It's like July. >> Yeah, >> but it's him making the payments spring. It was 4,000. >> in July. I need one more payment. >> No, you made the minimum only. >> What are you talking about? You have to. pay 1,500 now. >> Huh? >> How much? >> 500. You That's one payment. >> You paid 55. >> maybe for like two two of them. >> That's what you paid the last month. >> I understand that. But that's one more. It's an easy easy one more.

>> Yeah, except you guys blow all your. money. So maybe not. We'll see. >> And so how much goes on there if it if. July hits? >> Uh. hundreds almost like a thousand. >> Oh, so it's like two payments. >> Dude, why you want to be with a literal. your kids are going to be so stupid. I'm. not even kidding. [laughter]. >> That's not even a joke. >> Two payments. >> Who's the city double cash? >> Uh I think that's me. >> You think or you know. >> that's me. >> Okay. Hey, well, interest is occurring. Why aren't you making large payments on.

it if you can make such big payments? >> I'm paying off. That's what you said. >> I'm paying off another card right now. >> What do you mean? What are you talking. about? >> There's another card, the Discover. >> Well, you better prove that when I get. to it. Right now, this is acrying. interest. It's at a,000. No, sorry. It's. at 944. $9942. Minimumly payment $41. What? What did. you get? What? Why? Why? What's up with. this card? Why is it so high? Oh, uh, he's had a late fee this year. So yeah, he's really making. >> a late fee. >> A lay fee is crazy. >> You said a late fee. That's what you.

want to marry again. >> What? >> It really sounds like I'm running a. campaign to break you guys up, but like. you guys should probably break up. >> No way. >> Yes. $41. That's a late fee. >> That's crazy. >> Where does it say? Wait, wait, wait. >> $41 is a late fee. I'm being told that says Oh, CSGO card. >> Yeah, that is. >> that's you think about it. So he has a. late fee for buying skins for his guns. I It's It's the cases for you know that.

>> stupid. Yes. Of course I do. >> You're okay with it and him being late. on this. >> I'm not okay with it. >> Well, he's going to keep doing it. >> I've made the money back. >> You were late. >> I mean that. >> And interest is occurring. Is. interesting on the money that you made. back. >> Why don't you have autopay? I don't use. the auto pay cuz I pay it beforehand. But I have it just in case I forget. >> I'm worried because it's going to. overdraft. He does $100 once or twice a. month for this. >> That's insane. >> And that on top of everything against. stacks, >> not 100 and or 200. I thought it was.

just randomly like a random purchase. >> It is random. >> Not if it's like one to 200 a month. >> It's randomly when I'm feeling it. That's random. >> Mm- I don't like that. >> Bro, you guys are so discover it. Who's. this? >> That's my card. But he uses everything. on there. I have I don't. >> spent $1,88 on there. >> on the discover. >> It Yes. >> Yeah. >> He took out of his 40k. >> It was a lot worse. >> Pay off. It was like 3,500. He took out.

of his 401k and paid it off and then now. it's back to,000. >> And again, you kind of know things about. finances. You're the fan of the show. You are that person. You are I'm sorry. for running this campaign. Marrying. someone who's spending this much on an. interest on a card that you and he took. out of his 401k for it. There's like. four. Well, he spends hundreds on CSGO a. month. You're okay with someone that. pulls out his 401k for that. >> But I'm thinking it was way more. interest. >> You know, it's actually kind of. pathetic. >> You got to understand. >> it's kind of pathetic to go along with. that.

It is kind of pathetic. It's kind of. pathetic that you can't stand up. Can't. stand up and you'll just accept it. >> Failure. Who gives a dude? You'll. get a success. You'll find someone else. I'll matchmake you. I'll matchmake you. myself. I'll match making you myself. Um, Wes, he's handsome, he's tall, he does. well, he's successful. He's who I've been trying to matchmake. with people. >> Kind of looks like him, just a little. boulder,

[laughter]. >> but he's much better. >> He's probably going to bald. >> Yeah, he absolutely is. Look at him. Look at that No one puts their. hair like that. No one with a hairstyle. like that keeps it for long. >> I mean, my dad's bald and he's going to. age horribly. that white skin. Well, good luck, dude. >> I think I look good bald. >> You don't think so? >> Uh, can you grow facial hair? >> Yes, I have to shave it. She doesn't. like me growing it out. >> Okay, then. Yeah, you might look it out. You might look okay. But no, no, you're. going to age. >> She made me shave it for the show. >> I don't care. You're going to age. because it was like little pew hair. >> You're going to age horribly.

>> It would have grown though. >> It was like little pube hairs this. morning. He had. >> It would have grown out. It didn't look. bad. I think it looks good. >> $35 a month. Owed8. Oh, $8221. What did you spend $1,000? brakes on. there. There's food probably. >> Yeah, I'm about to go through that. >> I'm just You asked. >> So, but you don't have to. You can go to. the You can use your debit card. You. went to the pet store, but it could have. been a on a debit card. Beltos. [snorts]. >> IHOP, >> Marshalls, Buffalo Wild Wings. Definitely some from Walmart.

cuz that's 375. That was not a. necessity. What are you getting? Energy. drinks or something? >> Yes, of course. >> I get a lot. >> Congratulations. You make it at home. just like you got to make your coffee at. home with Gamer Subs. Find out the. flavor you like by getting the free. samples. Gamersubs.gg. Link in the. description below. Type in code Caleb. Get your free samples and then get your. pack at 10% off with my code and you'll. be able to make your energy drinks at. home. They taste better and it's good. for meal prepping. 40 cents a serving. So there you go. Some energy drinks. Raas, Salvadoran,

Roms, Takasa, Amazon, Seven. Brew Coffee, Sirloin Meat Company. Sirloin Meat Company. Hundreds of. dollars. >> Oh, butcher. We get meat from a butcher. >> Yeah. Hundreds of dollars. You guys. can't afford it right now because you. guys are up everything. >> That's what I'm saying. Thousands of meat. >> a month for 240 from a butcher. >> That's not the worst. >> That's actually good. >> Yeah. And then you guys go out to eat. constantly on here. Or he does at least. rock wall. Rock wall modern. And then. record center.

>> Record center. >> I don't know. Probably the new album. The vinyl. >> This is stupid guys. You're never going. to be able to hit your goals. never with. this kind of spending. This is insane. And then the freedom card comes up next. And and you brought that up earlier. >> Yeah. >> Okay. Well, it's not a big O. It looks. like this one's paid off every month, so. I'm not going to write it down, but it. is still money that is. >> that one's the one where the 1700's. going on because of the casino. >> Okay. >> Yeah. >> 1,700. >> Yep. >> Minimum will be like 40 bucks cuz that's. what it always is on here. Listen. Okay.

Yeah. So, yeah, it's it's gone up. substantially. It's over 2,000 at the. casino. Okay. You're listen this makes. no sense. Even if you did pay this off, it is still money that is being spent. that could be going towards other things. that are important. So it's still bad. Even if it's a paid off every month. credit card, which it's no longer. anyway. So interest will be acrewing. stupid. And what are we getting. on here when it wasn't even high? Energy. drinks there. Genius. >> Energy drinks. >> Or probably I don't know. You went to. Walmart for groceries, but then you went. back inside and you got some.

You got something at the. >> Oh, it's probably groceries though cuz I. don't go in and buy any drinks. >> We'll see. Genesis thrift store. Alan, Ash, Ashen Rose, Mochi, Antique Gallery, East Fork Mall, Chili's Town, East Fork. Mall. >> Oh, I hung out with. >> some Starbucks, Ram Fitness, Hu Coffee, Rock Wall, Modern. Tik Tok Shop, Goodwill. >> Yeah, she shops a lot. >> Yeah, you do. And you've had some fees. this year, too. >> A lot. >> Fees. Yep. >> Better not be Leafy's. I never missed. >> No, it doesn't look like a Leafy. I.

can't tell what it was for $10. Who's. the Apple card? >> Mine. >> Guys, you have so much debt. So much. cards. It's so stupid. 239, minimum monthly payment 25. I don't. think there's any purchases, but you. guys are just carrying credit cards and. balances and just got a new puppy for. $900. Of course you are. You shouldn't. even be together. >> I love baby. >> depot Starbucks one quint real paper. A. real real paper toilet paper I'm. talking about. one quint McDonald's.

Tik Tok shop. >> That one I pay off every month though. It's This is But. >> gap gap. This is Okay, I'll. cross it off or pay it off, but it is. still hundreds of dollars. >> That one has 500 now. >> I'm going to. Okay. Probably like a $40 payment, >> but I'll pay that off next month. >> Well, we'll see. It's is stupid, man. Even if you are paying off it, it's. still money that could be going towards. an emergency fund or retirement instead. of him pulling it out. Instead of you.

guys going in debt to the family for the. wedding, instead of you going having to. do a $20,000. travel for your honeymoon, Capital One Saver only made the minimum. Who's the saver? >> That's me. >> Interest free for now. It won't be long. $28946. Minimum monthly payment 25. Interesting. >> I can't even spend a lot on that one. >> It's like $300. >> Thank you. This is so pathetic. Capital.

One who? >> That's me. >> Interest is acuring only making the. minimum. That this is the one you said. you were making progress on. No, >> that's the discover. >> But that's because you pulled out of. your 401k. >> I did do that. >> Oh, so it's not actually making. progress. It's pulling out of your. retirement. Shut up, you pathetic worm. >> $23420, $25 payment because you pulled it. I. needed to buy. >> So it went up after you pulled out of. your 401k to pay. That's why we don't do. that. Listen, we have personal loans to. apply for on caleb.com, but it's only. when you have changed behavior.

>> and then you can do it or else you end. up with credit card debt again after you. already had to eat. I had to do my. breaks. You want me to crash? >> We are legally obligated to answer no. way. Number two, >> what about the food? >> It's not just that. You guys spend so. much money on that instead of. pulling from retirement, that could have. gone towards the necessities instead. >> Shut the. >> It was food. Amazon. Yes, but you would be able to. afford that if the money wasn't going to. Thousands a month. Amazon is. me. Oh, >> it's $0, so don't have to worry about. that. >> That one has 95 on it. >> Okay. Well, that's fine. I'm not going.

to freak out about that. Amazon. Amazon. Amazon. Amazon. Amazon. Amazon. Okay. Student loans. Who's 18,000? That's me. >> for a two-year degree. >> Yeah. >> No, but he doesn't use it. And I have a. >> What's your degree? >> It's a networking and systems. >> Okay. Why don't you get I can get you an. IT certification through course careers. Get into a higher income field. >> Lot of people have done that. That's why. I wanted to go into the military to get. that. >> pay. But you're just doing plumbing. >> Oh, like the plumbing is to have. something on the side in the reserves.

>> Okay. >> Monthly payment 12226. >> Yeah, I pulled out extra loans at the. time cuz I wasn't working. >> He's never going to change. >> Uh, federal student aid CRI. Is that. you? >> Yeah, it is. >> Okay. $36 a month. 3671. >> Minimum monthly payment $3,3120. Okay, >> that one. >> Look, there's still more. This is. collections, isn't it?

>> Uh, it never went to my actual. collections cuz they messaged me right. before like it went to a collection. agency, but they messaged me. There's. not. >> There is. >> No. >> Yes. >> Before I paid it, before they contacted. me. But now I'm on a payment plan. >> Late fees $100. >> Before you mean before when? Before. when? >> Before I set up the payment plan, before. they contacted me, it's $50 a month. I. think it ends. >> 50. >> So it's $986.87. $50 a month. >> I've been paying it since 2024. >> Wow. $50 a month for that. 900 me.

>> So that's all the student debt. >> Yeah. >> Or that's all the debt. Good. Checking. account. Who's Wells Fargo? >> That is me. >> Yep. There it is. Energy drink. Mr. J's. specs. >> Got to get the beer. >> Do you drink? >> Uh, occasionally like maybe once or. twice a month, >> dude. Eight beers in a sitting is crazy. >> Have you ever had a cooler light? >> Yes. It's disgusting. >> That is the best. >> What? Or a banquet? >> I've never had that. I don't know what. that is. >> It's a cool banquet. Like the original.

>> What? No. >> Delicious. >> I don't like beer. >> Girl, you have Please, let me I can get. you I can find you someone. Even a gay. man would be better. >> Lavender marriage. >> Yes, >> I would like that. >> He would probably give you more babies. than he's able to. >> [snorts]. >> Energy drinks. Steam games. Mr. J's Mr. J's Steam games. Steam games. Steam. games. Steam games. >> Mr. Jay's energy drinks. >> Pokemon Go. >> Pokemon Go. >> Energy drinks. Energy drinks. Pokémon Go. Energy drinks.

>> ATM draw 205. Went to the strip club. Had some fun. Probably. >> What? >> No. >> What is that? What did you say? >> Bro has an only fans login. >> I don't. I know. That's crazy. It had to. be old. >> Chase, that's you. You started with $53. and ended with 94. You suck, too. That's. >> so far just money transferring back and. forth. Okay. And then apartments club, apartments club, apartments club, zelon. Okay, that's not horrible. Savings is. held steady at 1300. She's going to be. the only reason you might have money. And this one in your savings 8 cents.

Are you guys getting the relationship. yet? 295 infidelity. Who's that? >> That one is me, but it's up to 1700. So. I'm putting. >> That's fine. Charles Schwab. Who's that? >> Mine. >> That one's actually good at 35,000 at. your age. It's the only thing that's. going to give you that. >> I was 33 when I put it in. So, it's been. growing. >> Okay. And then you obviously have. nothing cuz you're pathetic. >> Gross. >> Sucks. >> I had it actually before we met.

>> Are you going to say it's her fault? >> No, it's actually my brother's. I had. like. >> You pulled it out, >> huh? >> That you chose to pull it out? >> Oh, no. This is just savings that he was. talking about. >> Yeah, I had like n grand saved up. >> Yeah. >> Okay. Do you now? >> No. And do I [snorts] care? >> I mean, you should. >> Net income? No. $7,80 a month. Good. Good income. >> Listen, the Sapphire Preferred won't. normally be that high of a minimum pay. >> Don't even factor it in.

>> No, I'm going to factor in normal, which. is like. >> Yeah. >> What? Like 200. >> How much is normal? >> Normal would be low cuz I'm just paying. off those and then it will be completely. done. Well, there are some smaller. purchases on there. >> Those I pay off right away, but I think. it goes to. >> No, there was interest acrewing. So, that's not true. >> No, but I think the payment the payment. >> I'm going to add 50 bucks. Minimum. payments outside of that, which will. quickly wrap up $571.66.

[snorts]. >> What's your rent? >> $1,500. >> 15. >> Okay. Utilities, gas, electric, internet, all combined? >> Internet, gas, electric. Uh 400. >> Okay. Phone bill. >> We're separate. So I'm 62. >> and I pay 50. >> Hey, Helium's good up there, guys. 15. bucks a line. Same towers as T-Mobile. Transportation. Gas. Vroom vroom. Drive. Drive. How much? >> I spend 200 a month probably on gas.

>> I probably spend three, maybe a little. more. 350. >> 500. A little more. 550. Okay. Uh car. insurance. Uh. >> 370 for both of us. Okay. Necessary food, 600. Meal plan, meal prep, easy peasy. TP. fund. Anything else you guys need to. survive? 200. Tampons, makeup, toilet. paper, all that good stuff. Toothpaste, DP. Medical healthcare. Any co-pays on a. monthly basis? >> Uh, I do mochi, which is like the. semiglutide.

Um, >> for weight loss? >> Yeah. >> Were you fat? >> Uh, not really. I was just 170 and I. lost 14 before I started semi glutide. >> Um, 5'4. I just want to lose a picture. She's not. fat, but 170 is kind of heavy for that. weight. But that was your tits. >> I mean, I just want to lose like 10 more. pounds. >> I mean, that's fine. There's nothing. It's okay. >> I mean, I technically don't need to be. on it. I lost 15 before I got on it. So, I was down to like 155. [clears throat]. >> Okay. How much does it cost?

>> 155 a month. >> I hate that anyways. I'd be happy. if you got off of it. >> Why? >> I think it's stupid to think about like. the. >> I don't think she needs it. >> Think about the long term. What's that. what that is doing to you? >> Do you know the long-term effects? >> No. But who knows who does right now? >> But also diabetes like people have been. using ompic for years and diabetes. >> for 20 years almost. It's been. >> That is true. For diabetes. >> for the actual 50 bucks. Do you have any. pets? You just got the dog. >> Yes. We paid 110. >> Got a dog together when you guys aren't.

going to stay together. >> Insurance. >> 110. >> Yeah. >> How much for pet food? >> Um I don't know how much he's I do the. dogs. He does the cats. So, I think I. pay like 80 bucks a month for dog food. >> And you. >> probably 100. >> You got to factor in litter and. >> anything else that needs to be in this. budget that I've not put in. >> No. >> In a budget is a household. I honestly. I'm just going to emphasize it again. just one more time. And I do apologize. if it's too much, but I really don't.

know if you guys should be together as. life partners. I don't think you guys. are bad people except for the racism. But besides that, like I think you guys. are okay and you will find a better. match and doesn't mean you guys are. horrible. Doesn't mean you failed. Doesn't mean. you're losers. Okay, listen. 4,800. essentially to live. I'll give you $200. of fund. Round it up to 5,000 to live. Okay, I'll give you 580 or 280 to live. So you have 2,000 left on a monthly. basis. So, your debt is $30,8227,

but we're going to minus the student. loans. So, minus $18,85.36. then minus yours at $3,3120. So, $8,000. Okay, that's perfect. You're. paying off debt in 4 months. Easy peasy. High income earners. I swear they're so. privileged. They're so spoiled. And it's. the easiest situation in the world. You. guys are. fully funded mercy a few months and then. you can trade away all you want. It's so. easy, guys. This is the This is actually. Four months of half debt. One of the.

easiest in the show if not the entire. show. What the is wrong with you guys. Leave each other. Get better partners. cuz you guys aren't it. We have to talk and that's fine. Yeah, talk about it. Someone's going to. manipulate someone and then you guys are. going to stay together and then there's. going to be resentment and just not the. right partnership. But that's okay. Happens every [music] day. Going to call the mom in the post show. and see what she thinks cuz I bet she. agrees with me. But let's get the hammer. financial score first. I'm going to look. through your search history as well. Angel's text messages. There's always.

in there. Okay. Spending in a. budget, zero out of 10. You ever spend. debt? [snorts]. That collections [clears throat] thing. technically would bring it down, but. it's not hitting your collections. I'll. give you a one out of 10 being generous. Emergency fund, one out of 10 cuz you. had like a,000 retirement. Good for you. But if we're going together, dramatically brings it down. 5 out of. 10. Real estate 0 out of 10. Hammer financial score. Get yours at. Caleb.com. You guys are 1.5 out of 10. Join us in the post show. Click Hammer.

Elite. You'll see their uh drive home. We'll edit it down to [music] see what. the conversation actually ends up. See. who manipulates who, how they still end. up together. Who knows how, but they. will. Sadly for them. Join Hammerly. Three shows a day, six days a week. [music]. Stay there. Let's see what your mom. thinks. >> Everything you said I've kind of said as. well. if they end up getting divorced, they have to pay me back for the. wedding. I've lived through that with. resentment, you know, being in. relationships with that resentment, and. it's not good. And so, it is a big fear.

of mine. >> But I want to tell her now, >> pissed. Huh? >> Your mom's right. I have an exclusive. offer just for you. But there's only one. week left to purchase. [music] You'll. get lifetime access to the entire Hammer. Elite catalog and my Hammer for Life box. packed with limited edition merch. Plus, I just launched the brand new Hammer. Elite app, available on every major. platform. To celebrate the app launch, I'm offering 30% off the annual plan in. the month of June only. Download the.

[music] Hammer Elite app by using the. link in the description or pinned. comment down below. This is the best. membership you'll ever join.