I Exposed Her Cheating On Financial Audit

How long have you guys been together? >> We broke up about 4 years ago. >> Are you dating someone yet? >> Yes. 3 and 1/2 years. >> What does that guy think about you being. here with your ex that you can't stop. [music] giving money to? I don't think. he knows. >> I did not tell him that we were coming. here. >> You threatened to call the cops on me if. I put my hands on. He better be out of. call cops. >> Better be thankful for that. >> Oh, [ __ ] Okay. So, you guys slept in. separate rooms? >> Yes. >> Yes, >> we slept in separate rooms. We certainly. did not sleep together, >> but I got the receipts. Okay.

>> Why is he giving that face? >> This is the LAST WEEK. DOLLARISE IS. FINALLY HERE, sending waves through the. personal finance world. This is. officially now the best budgeting app on. the market. And I'm giving you a special. deal to download, but only through March. 31st. Take a free 3-day trial to test it. out. And then you get the monthly plan. at a 33% discount for the first 3 months. or the annual plan at an insane 50%. discount. And with the annual, you get. my budget friendly cookbook and my brand. new 30-day detailed budget meal plan. signed by me and me directly to you. After March 31st, the cookbook is going. away forever. So, this is literally your.

last chance. [music] Don't miss the. opportunity of a lifetime. Download. Dowise to start your free trial. Go to. dollar.com or click the link below. >> Hi, my name is Lily. I'm 29. [music]. >> I'm Bernard. I'm 34 and we are from. Southeast Texas. >> And this is Financial Audit. >> Guys, thanks for coming over to Austin. I really do appreciate it. Lily, you're. right in front of me. Let's start with. you. What do you do for a living? >> Oh, I am a sales rep for a very popular. chip company. Chip. >> Yes. >> Like. >> Okay. So, you go Oh, that's interesting.

So, you go around to the grocery stores? >> Yes. I'm in the big grocery stores. I. don't I'm not in the trucks. Uh the the. big grocery stores like HBS, Kroger's, all them. >> Not in the. >> in the trucks. We do both sides. >> Trucks. >> Yeah. We go to like convenience stores. >> Okay. What do you make? What's your. monthly pay? >> Um so, I'm salaried at 70, but I do a. lot of overtimeary. So, after tax, >> how do you get salary and then over. Okay. >> Okay. Well, no, no, never mind. That. this is a little less common, but go. ahead. >> Uh, after uh taxes, I make about 78,000.

That's what hits. >> Good. What hits your account on a. monthly basis? That's great income, especially for I mean, you guys are like. an hour outside of Houston, so the cost. of living dramatically goes down, >> right? Um, I'm sorry. Uh, what was the question. again? What' you say? >> What hits your account net on a monthly. basis? >> Oh, uh, I think I did the math and it. was like 6,500. >> I'd hope you do the math. How the else. would you budget? Okay. 6500. What do. you do, Bernard? >> I am currently unemployed. >> Well, that 6,500 has to stretch.

everywhere. Why are you unemployed? >> Um, I cannot seem to procure employment. in my area. >> Cannot. >> I cannot seem I try. >> I mean, I have a note here from Lily. I. financially support a grown man who just. can't get a job since July. >> She used she that was her words. >> No, I threw that in. >> You threw that one in for spice. >> Yeah. I mean, also I financially support. a man who keeps getting fired from every. job he's ever had. >> That that that's pretty kind sometimes, too. That that happens.

>> So, even more of a child. Okay. So, what. what is your industry that you can't. procure a position in? >> Uh, well, I've I've worked predominantly. in construction and the restaurant. industry. >> Hm. Why can't you procure construction? Because that happens everywhere, especially in states that build like. Texas. >> It's very nepotistic. I don't know. anybody. >> Very nepotistic construction. Known for. nepotism. Pretty sure it's known for you. know somebody. >> like illegal immigrants if anything. >> Well, I was I'm also not I'm also not uh.

>> Yeah, but also not really but I mean. kind of I mean here and there but. construction's booming. I know it has. certainly slowed down over the past. >> old guys that are in the trades, they. don't want to hire young guys because. it's threatening to them. >> So why are other people getting jobs and. not you specifically? And also you're. 31. You're 31. You're not. >> good question. There's only so much to. go around in a small town. >> Okay. And you're the only Okay. It's not. It's not that small of a town. >> It's a lot smaller than here. Awesome. >> Yes. Houston. >> Well, yes. Houston, the third largest. city in the US. LA the second largest.

city in the US. Houston's about to be. number three. Austin the 11th in the US. Yes. I don't think we're comparing it to. the top dogs. It's from a town like I am. from. >> Well, isn't that town like a quarter. million metro? Probably. >> about 183 last time I checked. >> Metro or city? >> City. >> Okay. So, probably about a quarter. million metro. That's about the same. town. >> It's also in disrepair. It's falling. into entropy fast. >> Perfect. So any construction were. construction jobs. >> Listen, but that is like from the town. that I'm from and there were jobs. everywhere from construction in. Michigan. Doesn't even build like Texas. So I think this is a you problem.

especially if it's since July. Listen, I. would I would say I'd get it if it was a. couple months and you START GOING SINCE. JULY. The you doing? >> I certainly do think that I bear a. certain amount of responsibility for. that. >> I would hope so. There's there's also uh. the issue that even if I found a job, >> it's not going to like take me out of. the position that I'm in. Especially. like a retail job loser. >> Uh yeah, pretty much. I don't know. enough yet. >> What What's the threshold to not be a. loser? 50k a year. >> How about you just get a job?

>> I'd love to. >> You'd love to. What is he doing to get a. job? >> Um well, I'm putting in his applications. right now. So, I've had several. interviews much. >> and you rely on her. the woman who is. working overtime to pay the bills for. you. >> to to do that. >> to even get an interview even at a. minimum. >> What is wrong with you? >> If I do the you know how they have the. assessments? Well, maybe not cuz you. have a job, but when you apply for a. job, they make you do these assessments. on the computer.

>> Yes, I've applied for jobs before. >> If I do them, >> he's always get rejected. >> Did you graduate high school? >> Yes, I did. >> Did you go to college? I did a close to. half semester college. >> Okay. You dropped out of college. I did. too. >> I didn't have the money for it. Actually, my grandfather told me he'd. pay for it. When it came time to pay for. it, he refused. He left me with the bag. and I couldn't afford it. So, >> okay. Well, I'm having a hard time. having sympathy when she's the one. putting in job applications for you. going all the way back to college. Long. time ago. >> Long time ago. Exactly. You're 34. You.

ain't the young one anymore. What do you. mean? They're they're not letting the. young ones get in. You're Dude, you're. like almost towards the middle of your. career. Your middle of your career comes. in a few years. Like what? >> I I applied at every electrical place I. could find in in the Golden Triangle and. all of them said there was. >> the Golden Why do you keep Okay, they. were they were saying this before. filming. I know there's the Texas. triangle. >> It's called San Antonio, Austin to. Dallas to Houston to back and apparently. they're in South East Texas. I still. don't really understand because it's. literally you take Austin, central.

Texas, you go east, that's where they. are. All of a sudden that becomes South. even though we're central. Doesn't. really make sense. South is like. southre. Now that's also center. I. wouldn't say that's southeast, but that. is south. It's not. There's no. southeast. If you go down from there, it's just the gulf. >> I would have came up with a different I. would have called it I would have called. it the butthole of Texas. Okay. If it. was up to me. >> Yeah, that's great. But all I know for a. fact right now is your procurement of. jobs is actually her just buying weed. for you while you watch TV and play.

video games all day. >> Essentially. Why are you with this pathetic excuse of. a man? He's a child. He's a joke. He's a. beta. He's a [ __ ] What the Why are you. How long have you guys been together? >> Uh, we were together for 4 years. Oh, no. We were We were together for almost. 3 years, actually. Oh, no. Yeah, we. broke up about four years ago. >> Are you guys together? >> No, we're not together. Of course. >> Why the are you here? What What are we.

talking about? >> Well, I mean, >> what is going on? Why? Why do I have. >> financially entangled? >> We're financially entangled. >> Oh [ __ ] Okay. >> Wow. That's a first in this show. No, that's actually that's actually. interesting cuz that is a situation that. many end up in. >> Unfortunately. >> Okay, good. I'm Wait, why are you. finding his weed and Well, he just plays. video game. Do you guys live together? >> Uh, no. We don't live together. I live. with my. >> What the [ __ ] is happening? Where. what who do you live with? >> I rent uh a shack from my buddy. Uh he's.

got like a tool shack in the yard. >> You're such a. >> And I uh I. >> Well, I'm glad you escaped this cuz what. the I don't understand why you're still. funding his weed in gaming. >> Well, I mean, >> oh, you pay his rent, too. >> Oh my What is happening? I'll be honest, I'm actually kind of excited cuz it's. rare that we get a completely different. kind of landscape of a conversation in. financial audit, honestly, these days. cuz there's so many financial. conversations you can have. And I was. actually a little disappointed for a. second. I was like, "Uh, do I need to.

yell at casting? Why do I have a couple. that isn't together?" But no, you guys. being a broken up couple but still. financially entangled. This is curious. And this h this happens. to couples every single year. I don't. know as much about four years later. I. would suggest I mean, you're a loser. And also, you have no. >> Well, I would like to add that this. hasn't been the thing for four years. She hasn't been supporting me since we. broke up. This is more of a recent thing. since I lost my job. Bro, he's gone and. he lost his job in July. What the are.

you going to do? Are you just going to. support a child for the rest of your. life? >> No, I'm just I'm the the end goal is to. help him get on his feet. But I mean, we. >> How are you helping him by taking care. of all his bills while he just smokes. weed and plays video games all day? In. what way does that actually get someone. on their feet? >> I must agree. I am an enabler. But I. mean, >> yes, you're an enabler. >> He He's trying. He absolutely tries. I. mean, he goes to interviews. I mean, >> after you put in applications, how much. effort do you think he's putting in. these interviews if he can't even put in. applications? Come on, be honest.

>> I I do. >> Are you dating someone yet? >> Yes. >> What does that guy think about you being. here with your ex that you can't stop. giving money to? What the. >> I don't think he knows the full extent. of it. >> What? Really? How long have you been. with this guy? >> Three and a half years. >> Oh, [ __ ] Okay. What the Okay, so you. don't think he knows the full extent. You tell me what the is going on. What. the [ __ ] is going on? Dude's getting.

cucked in 4K financially. What the is. How does he feel? I mean, he trusts me, obviously. He's He's very uh. self-confident. He's very sure of. himself. So, I mean, he knows that I. love him and I'm not going to cheat on. him. So, yeah, he's not happy about the. situation. I don't think any man would. be. I don't think it's a relationship. ender, but he's definitely not happy. And I would like to be out of the. situation. >> Three and a half years. You guys are. progressing to a more mature. relationship, maybe even next steps, right? >> Yes. >> And he wants [ __ ].

Ftier curlyhaired man loser to just. follow you around the rest of your life, including him. Following him around, your ex? >> No. No way. I don't want I don't want. this to be the rest of our life. That's. for sure. I definitely want some. separation. And maybe that's the whole. reason I'm coming on here, you know. >> Do you guys have feelings for each. other? >> No. I love him very much, but not in. love. >> What the This new guy,

what extent does he know? >> I mean, he knows pretty much everything. >> really. He just said not much. >> I mean, he knows, but he does. Not the. financial parts. I guess. >> he might know, but that's a big That's. the conversation. >> Intertwined. >> So, pretty much everything except for. anything. >> You guys stayed in Austin last night, right? >> Yeah. You guys stay together? Uh, >> I got two different hotel rooms. Obviously, I'm not like that. Come on, Caleb. Come on. >> I'm I'm asking. I'm just asking. So, you. guys slept in separate rooms? >> Yes. >> Yes.

>> We slept in separate rooms. We certainly did not sleep together. >> Don't even Don't even like this. Yes. >> I'm just asking rooms. >> I got the receipts, man. I got the. receipts. Okay. >> Why is he giving that face? >> We We did not sleep together. I want you. to listen to me. I'm going to say this. again. I did not have sexual relations with. that woman. >> I'm not asking that. I'm asking if you. slept in the same room. >> We got We got two rooms, one for her, one for me. I slept in my room and she. slept in hers.

>> Uh we've been we've been doing this this. long time. >> We stayed up watching Futurama. >> Um and then she went to her room. >> Ah, okay. Okay. Should we call this guy at some point? This is crazy. Feel like we should. Um, what the. Okay. Um, okay. You're a loser, but also this is.

you're. weird, dude. >> Yeah, it's a really weird dynamic. >> Oh, that you are doing and staying up. and sleep uh uh watching Futurama. together. >> It was Family Guy. I think you'd know me. well enough to call me a loser, Mr. Hammer. [laughter]. >> And what would be the opposite of that? >> A loser? Why you earlier? What's the. threshold to not be a loser? Is it 50K? >> Unemployed, smoking weed all day. She's. applying for jobs for you. She is. >> You fail every interview, every.

assessment, all the basic [ __ ] I don't. need you to be an electrician. Do you. have a certification? Have you gone to. trade school? >> I had a certification, but it expired. >> Well, there you go. How about you renew. that? What is wrong with you? Listen, I'll get you. I couldn't find a job, so. I I didn't have the money to put to. renewing it. >> Okay. Well, fund that instead of funding. his weed, you [ __ ] What is wrong with. you? >> Yeah, I definitely need to prioritize. I've been letting him kind of run wild. and now it's time to get the reins on. it. >> I I disagree with the framing of that.

>> I wouldn't call it running wild. >> Oh, really? >> Oh my guys, the story it just Okay, I. did I had no idea what I was walking to. She makes him lunch every day and drops. it off for him. >> Yeah. I I I start work at 3:30. >> We did that so that we wouldn't be going. out to eat lunch every day. >> We We Who the is we? She has a boyfriend. for 3 and 1/2 years. Who is were going. out to lunch every day? What are you. talking about? We're. >> Well, when before when she wasn't. dropping a lunch off, she'd get off of.

work and I'd be hungry and we'd go get. something to eat like a McDonald's or. something. And then it was me, by the. way, who had this idea to actually buy. actual food so that we didn't have to do. that [ __ ]. >> THAT'S NOT THE POINT OF WHAT I'M. REACTING TO. >> Come come back to us. >> He likes McDonald's. >> Come back to us, >> bro. Do you not understand? What the. [ __ ] You make him lunch every day?

>> Almost every day. If I don't wake up. late, I don't want to be late for work. So you leave, do you live with your. boyfriend? >> No. >> Three and a half years. And you don't. live with your boyfriend. And then you. leave your parents house and you drop. off food to your ex. >> Yeah. >> So you don't live with your boyfriend, >> right? >> Of 2 and 1/2 years. >> Three and a half. >> Of three and 1/2 years. >> But you leave your house every day to. see him first thing. >> My boyfriend's very self-sufficient. I. don't need to do that for you. >> Don't That's not what I'm asking. That's. not what I'm saying. You have a. boyfriend of three and a half years.

>> and every day the first thing you do in. the morning is see him. >> Oh yeah, I know that for sure. It. doesn't escape my mind. >> Well, I was the one doing it. I was here. first. >> Are you trying to win your way back? >> Don't even. >> Are you trying Who broke up with who. here? >> I broke up with him. >> Well, no, that's not true. Initially, I. broke up with you. >> Oh, okay. >> And how's the win back campaign gone? There is no win back campaign.

>> Okay. So, and then the financial. entanglement, you say that's what the uh. current boyfriend doesn't know. >> Correct. >> So, you're saying he knows about the. lunch every day? >> Uh yeah, I think he Yeah, he knows I. make him lunches every day. >> This is a load of barnacles. Okay. And uh did he know about the late. night uh Family Guy Futurama. Extravaganza?

>> I h I did not tell him that we were. coming here. >> He'll never He won't watch it. >> Are you actually kidding me? >> I I didn't I didn't want him to talk to. me. >> What is happening right now? Is this the. most insane thing I've ever heard in my. life? >> Well, you didn't tell anybody was. coming. >> I didn't tell my family either. You. don't have to tell them. But your. boyfriend that you're going with your ex. that you drove all. >> Is there any.

>> Is there. >> Oh, we have to call this man. >> No, >> I don't know if it's going to be in the. main show in the post, but No, no, no. It's not an option. We're calling this. man. >> You bought a solar panel for him, too? I'm so confused. What the [ __ ] is this? You What is this? You bought a solar. pan? >> Not like a not like a big one for. >> What do you mean? What the. >> It's like that big. It's enough to. charge a little battery pack that I can. charge my phone on, basically. >> Why? Wait, if you can't charge your. phone, how are you playing video games. all day? >> Well, I have a handheld. Um, >> I bought him a handheld for Christmas.

>> You bought him a handheld for this. previous Christmas. >> Yeah, >> a couple months ago. >> Well, he had a Switch, but it wasn't. working. Like, he wanted a Dream Deck. A. Steam Deck. >> Here's No, it's an Amber Nick. It's an. Android thing. And so, on the Switch, I. have to buy video games, so that's more. money. But on the Amberick, I can just. play the games I already own. So I. actually haven't spent any money on. video games since Christmas. >> Yeah, because I I Well, that that's not. completely true. >> Yes, it is. >> I I'm pretty sure you went to Game.

Exchange a couple of times. >> Do you not feel bad about this? >> Not Not even the fact that she's taking. care of the fact that she has a. boyfriend. That's the egregious part. here in my mind. >> Oh, he doesn't care. He. >> He gives no shits. >> What do you think about her boyfriend? Uh, >> I'd put him in a body bag. Ah, [sighs]. >> so not the biggest fan. >> They've never met. >> Certainly can be. >> He's never met the guy that is you're. spending all your time with. >> No. No, he hasn't. [laughter]. >> No. But Colton, this is insane.

>> Where do you find these people? Colton. >> Oh jeez. Not in real life. No way. >> What the [ __ ] So he's seen this? >> I don't think he's ever watched it, but. I'm not going to tell him. There was a. halfway decent chance a short or clip. will pop up. >> As much as he likes finances, you'd. think you'd think he'd come across this. show eventually. >> Yeah, he's very good with his fin. >> Okay, fine. What has he told you about. Mr. Bernard being around all the time? What has he expressed? What has he shown. you? What are the conversations that.

have happened? Well, he gets pissed. every time I tell him I'm doing uh like. like like he's not happy about the. lunches or anything like that, but he. still he doesn't really have an. >> How about the existence of Bernard and. the fact that you see him all the time. and buy him all this stuff? >> Um he doesn't like it, but he. understands. >> Understands what understands how what is. what what's his understanding? What is. this? He understands. This is insane. >> I mean, we broke up a long time ago and. there was a reason for that breakup. So, >> yes, >> I I I'm pretty sure he knows it. it. ain't going to happen again. But I mean,

his living situation right now is not. very good. And I'm actually more focused. on that and getting that fixed than. focusing on my relationship right now, which is really bad to say, but it is. the truth. >> Okay, my friends, I respect the rules. I will not break. the rules. May I tell the audience what. the rule is? >> Sure. >> Because they will be confused. I need a. sure from you as well. >> Okay. Okay. Cuz I can't do it. Cuz they. will be confused why I haven't asked it. >> Okay. I cannot.

and now I understand why ask questions. about sex between them. So that is the last time that'll be. mentioned and we will not go deep. between deep into that. There's also an other rule about. comparing their dick sizes. I didn't. understand that one and now I do. >> Um but I appreciate you allowing us to. tell the audience what the rule is. >> It's okay. Yeah. And now we will not go. into those subjects as you have. requested. >> Does Bernard ever go over to your house.

that you live in with your parents? >> Yes, he's allowed over once a week. >> What? [laughter]. What is that? I've never heard anything. like this in my What the even is that? >> I can only come once a week. >> Oh, I I'm going to come. >> He's allowed to come over to do his. laundry and take a shower. >> Play Xbox. >> And play some Xbox. [laughter] What the. >> What's wrong with that? >> Oh, shut the up. Are you serious? What the How do you feel about all this?

But I kind of I kind of. >> Partially how I feel about it is I don't. see why I can only come over once a. week. I don't see why I can't just come. over. >> Yeah. Who made that rule? >> My father. >> And why? >> Because he doesn't like He thinks he's a. moocher. >> Here's the thing. You know what's. actually kind of crazy? This is weird. how this is working right now. I I. despised you at the beginning. Thought. you're a loser. And I mean, you probably. are technically a loser, but I kind of. like you. You're [laughter]. >> I kind of like him. D is kind of.

winning, right? He's just kind of. winning. [laughter]. Like, good for you. >> Oh, my dime. Come on. >> Yeah, but you're you're you're not. stopping. Your dad's the one had who had. to implement rules cuz you couldn't. >> Fair. >> This is crazy. This is actually crazy. We will call this We will call this. boyfriend and tell him we have to. I'm. sorry. This is not an option. You didn't. say that was a rule before. So, we're. going. We're going. My gosh. Okay. Um,

so wait, where do your parents think you. are right now? >> Um, they think I'm at my boy my. boyfriend's. >> Your parents think you're spending the. night at your boyfriend's house right. now? >> Yes. Yes. [sighs and gasps]. The The more they don't know, the. better. >> I think we should call the father as. well. >> Oh, yes. Oh, absolutely. Yes. This is absolutely. crazy. So, why? Okay, cuz we will look into the.

financial entanglement, but what was the. breakup that allegedly happened, but I. guess hasn't [snorts] really happened. Now, please tell me. You suck with. money, so you download a budgeting app. You start with the classic one, wab, but. everyone just deletes it because it's. way too complicated to use. So, you go. to every dollar. That's Dave Ramsey, the. personal finance guy, right? Well, they're going to force you to use it his. way. That's not very personal finances. Rocket Money, they got a lot of. commercials, but they're owned by Rocket.

Mortgage. Guess what? They [music] want. to sell you in the end. Then there's the. new guy on the block, Monarch. Hundreds. of millions of dollars of private equity. raising so far. But private equity. doesn't have the best track record when. it comes to private data. That's why I. like DollarWise. Built by these people. just like you, for people just like you. No private equity, no gimmicks, just the. best budgeting [music] app there is. Download it now. Start the free trial. Wise.com. Link in the description below. That's kind ofing stupid. I'll be.

honest. But what's not is actually. getting a checking account that gives. you free money. Free money. We like free. money. You can get up to $350 in bonus. cash right now when you sign up for the. checking account that I use, Chime. Also, it makes your savings grow at a. 3.5 APY interest rate. Guys, you can. watch Financial Audit and get free money. at the same time. Who would have. thought? That's incredible. Check it. out. Link in the description below. Sign. up for Time. GET THAT $350 RIGHT NOW IN.

YOUR CHECKING ACCOUNT. >> WELL, we'd break up or explain. Um, we. had started living together when we we. started living together early when we. started dating. We only dated for like a. month, I think. Um, >> yeah. And he got kicked out of his. house. I got kicked out of my. grandmother's house. >> and he moved in with me and my parents. >> I moved in with her and her parents. >> Why'd you get kicked out of your. grandmother's? >> Well, so so uh Lily came over one night. and um my [clears throat] grandmother's. asleep. I have people over sometimes. And so Lily comes over one night. We. didn't do anything uh anything. We're.

just on the bed cuddling, fully clothed. Then my grandmother, I see her poking. her head in my room and um then she she. turns away and then the next day she. comes at me and she says, "I think you. would be more happy if you lived on your. own, which was not possible for me at. the time." I did have a job at the time. >> He didn't mention that I was I also wore. short shorts and his grandmother is. deeply religious. So, I mean, I don't. think she really liked that. >> That's weird for her, but it is dressed. as a nun. But so um we I moved out and.

uh went to to Lily and her parents house. and the the [clears throat] plan was is. I was going to get an apartment, but um. we [clears throat] we spent a lot of. time together and things were going. really really well. So we just kind of. uh we just kind of got comfortable in in. staying together like that. >> Yeah. >> The money started getting intertangled. Well, I had a job at the time. >> and I was in school at the time and had. an internship. So, like my my time was. spread really thin.

>> So, when we started, I was like in the. relationship, but I was like half out of. it as well. Like, he was living in my. house. Uh, >> it's okay to be independent and busy. That's not an inherently horrible thing. No, but it just depends on the. relationship. I moved in to this whole. situation and it created a situation. where like every night she would come. home and she would spend time with her. friend drinking and I didn't really like. the friend. I just you know would stay. inside and so this rift started to form. and after a while of that um I kind of.

started talking to somebody on um. messenger and um. >> he was trying to break up with me and. because of this person and I didn't want. to break up. Well, it wasn't necessarily. because of the person, but. >> I mean, we're. to to be able to say the relationship a. lot of cheating in this world. >> To be able to say the relationship, I I. got us an apartment, got us out of my. parents' house and. >> that's what will save that. >> I mean, obviously all the problems were.

coming with all the people around us. like I was getting spread then like pe I. mean my parents wanted my attention. >> Your friend, you were boozing with your. friend every night. >> Uh that's also true. Yes. But he also. didn't want to participate in uh. >> yeah maybe he didn't want to booze with. your friend. I wouldn't want to booze. with your friends. >> You didn't want to hang out with my. parents either. My parents were paying. for most of that at that time. Anyways, >> got to put in a little bit of the. parental love. >> And he didn't put in a lot. >> At the time I thought I I did uh I don't. remember my relationship with her dad. really going souring until like right.

after we moved out. And then. >> but why is all of a sudden if we're. living with someone we're dating her why. is that we message someone. >> cuz this this was forming I I felt like. abandoned essentially. >> Yeah. But you hadn't broken up yet or. gotten permission though open. relationship. So that is cheating. And I. know here I have. >> I didn't know how to communicate things. like that. >> Okay. That's not communication though. cuz I have a message I have a message. that said your messages to this person. was about a fetish dynamic you wanted to. explore. That's not there's a rift. That's not I'm feeling abandoned. That's.

you messaging someone about a kink you. wanted to explore. What was that? A. master slave dynamic. >> Me and this other person both shared. that um that fetish and that was. something that. >> Who was a master who's a slave? >> Uh I was just like. >> ah yeah. >> and and it was a dynamic that I didn't. feel comfortable trying to share because. I didn't know with Lily because I felt. like she wouldn't understand the. dynamic. and uh that it would have too many.

implications in the real world and not. be able to just be compartmentalized. >> We'll keep the kink inside inside the. house. >> Well, I even tried to get like get into. the kink with him and he just didn't. want it. He wanted that separate. He. wanted the girlfriend and then he wanted. this sex stuff with. >> which could be fun if you guys are. aligned on that. But before I didn't. know how to. >> Yes. You're vehemently against cheating, aren't you? >> I don't like it. I trust them until they. give me a reason not to trust them. >> Yeah, I know. You're so against. cheating. Um, and then Okay, so you. found out somehow, right?

>> Yeah, I looked through his phone one. night. Don't ever do it, guys. It's not. worth it. I I looked through it. I saw. it. It was under a different name and I. was like, "You motherucker." I just. threw the phone. He was asleep and I. slapped him across the head and it was. not it it it was not my brightest. moment. >> Wait, but then he broke up with you. Well, I had broken up first before we. moved in the apartment. >> We moved into the apartment together. >> and then she looked at my phone. This is. She actually looked through my phone a.

couple a couple times. >> I agree. Never go through someone's. phone. Uh, let me see your phone. >> Really? >> Yes. >> You've seen the show? >> Absolutely. Of course. Also, someone. smells like booze here. Who is drinking? >> Me, maybe. I I to calm down a little. bit. It is currently 27 minutes into the. episode and it's 11:53 a.m. at the time. of filming this. >> I'm off today. >> Yes, it is. >> I'm out driving. I drove here. He's. driving. >> What time did you drink? >> Uh 10.

>> Uh he texted I'm awake this morning. She. said, "Okay, I'm bringing you a waffle. to his place.". >> And then I asked for milk. What do you. mean by that? >> And then she said, "Come down to my room. for a second.". I was doing my makeup and hair in the. room. >> Uhhuh. So why' you need him to come? >> So. >> because he was getting all the stuff out. of the room, out of the other room and I. had all my stuff in my room and he was I. was he was getting stuff down to the. car. >> I was trying to be on time.

>> Yeah. And we got here and just the. wrong, you know, building, you know. >> Okay. Tuesday, she says. So I'm. finishing up work, but I slept like. total [ __ ] last night and I'm exhausted. and still sick. I really want to go home. and take a nap. Did you want me to bring. you food? I mean, I guess that's not crazy because. we already know that you guys are But I. mean, that is crazy. Normally, >> it's just so normal to us. I don't. really think of that as crazy. >> It is not normal. >> Our whole dynamic is not normal.

>> Mom asked me to swing by Walmart for a. few groceries. You want to shop with me. or just have me meet you after? >> I mean, he doesn't do anything all day. Let him come out. Come on. He can come. to the Walmart. >> I did go shopping with her that day. Her. mom was. >> You hit her up all the time and then you. never really finish. >> You always like to finish that. What's. shopping? No, no, you hit her up all the. time like, "What you doing?" She's like, "I'm doing okay." She's like, "What you. doing?". >> Well, we continue the conversation when.

I go and talk to him. >> Uhhuh. You're only supposed to text for. Meetup. You know, just sit there all day. texting. >> Who's Pony Boy? >> Uh, Pony Boy is his friend. Oh, >> boy is my ex drummer. >> Okay. You're talking to him, too. >> Yeah. I mean, they had a huge fight and. I'm kind of the go-between with that. >> Okay. I guess you had a big fight with. him at some point. >> This was years ago, man. He was. >> You're not trying to take accountability. now. >> Uh what's Vidor? >> That's one of the the cities in the. Golden Triangle of Southeast Texas. Of.

southeast Texas. >> Definitely ease. That is for sure. [laughter]. Headed back now. Want to meet me at my. house in 12 minutes? >> Okay. >> When you take it out of context, it. might it sounds crazy. >> Are you kidding me? >> He He lives about 7 minutes away from my. house. >> I'm not going to go into the rule that. you told me about. I come scoop you up. Yes, I'm here. Dude, this is a lot of engagement for.

meeting all the time. All the time. >> Yeah, I I see him every day. We hang out. every day. >> Do you guys communicate on any other. platform? >> Uh, no. Maybe I'll send him some memes. on Facebook. >> Messenger. >> No Snapchat. No Instagram. >> No, I don't do. >> I don't have Snapchat on. I'm an adult. >> So sometimes on Messenger. >> Yeah, you can look at Messenger. It's. not a problem. >> He's trying, man. He's really trying to. find. >> No, I'm not even Dude, I already have. You guys are You're meeting up all the.

time. He's an He's an auditor. That's. what he does. >> Yeah. >> I mean, I'll be honest in the end. Are. you first of all, he's at the top of. your text list and messenger list? >> Like he's just at the top. Where where's. the other guy? >> I I mean I He's there. >> He texts all the time. >> Are you hoping he sees this and breaks. up with her? >> No. >> I'm hoping he doesn't see that I'm. nobody sees it at this point. >> Why? >> Cuz he's embarrassed. >> Oh man. So I know right before she broke up with.

you, you went out and just made up with. a bartender. >> Yeah. I'd played a show with with Ping. Boyer and um there was a bartender and. um we all went to IHOP like everybody. all the band people and. >> and your revenge for her breaking up. with you was you buying feet pics from. her old roommate. >> Oh yeah. Well, that that comes later, but that that was that was a thing. Um. >> yeah, but I'm being told you weaponized. these feet picks.

>> Yeah. Well, it was a means of of of. revenge on on both of them. It was. revenge on um Lily for having a. boyfriend and it was revenge on the. friend for being a dick. >> Uh-huh. And I guess your revenge. immediately was going and a boy and a. woman. >> Well, I was paying for the apartment. He. sure as hell wasn't me. So, I mean, I. it's not my fault that he couldn't. finish with the girls. >> With the girls? >> Well, with the girls he cheated on me. with. It's not my fault he couldn't. score. >> Huh? What does that mean? You mean he. couldn't get with them? saying the.

people you messaged. >> She's saying that she oneupsed me cuz uh. she could get laid and um. >> I mean if you're going to if you're. going to make out. because it's already downhill from there. >> guys this is weird. So how intertwined. are the finances still? >> Uh very intertwined. >> Why why after three and a half years? Why four years? >> Um I think there is a lot of guilt from. all that retaliation. >> What's the guilt? What do you mean? Oh. from that retaliation. >> Yeah. >> that's the guilt. That's what you feel. guilty about right now. Hiding this from.

your boyfriend and parents and all this. [ __ ] and whatever the family guy means. >> I like Family Guy. >> That's the guilt. That's what the guilt. is. Guilt from 4 years ago. >> So what's the intertwined? Tell me. >> Well, essentially she has her finances. and I have no finances. All my finances. come from her. >> All completely. >> And the current boyfriend doesn't know. that part. Um I I mean considering his. situation, I'm sure he can assume. >> because we thought about it. Is.

>> he a [ __ ] Is he a little [ __ ]. >> No, he's very He's very alpha male. >> What? No. >> Yeah, he's goes around talking about how. alpha male he is. >> No, I I don't have. >> Okay. Well, if Who goes around saying. that? He does or she does. >> Her boyfriend was a slave, not him. >> Yeah. >> Yeah, but at least he's like he. understands himself. He embraces it. Someone going around, I'm an alpha male. sounds like the biggest [ __ ] I know. And also, no offense, him getting cucked. for three and a half years sounds like. the biggest [ __ ] I know. >> I mean I mean he could have moved me in.

a lot sooner and we wouldn't be in this. mess. >> At least he likes being slaved instead. of cocked. >> I mean. >> he looks like he likes a good weapon. instead of you [ __ ] a dude in front. of him. >> I mean it was behind closed doors, but I. mean yeah still. >> So I don't know if I'd like to say for. the record that uh when she slept with. that away I busted in the room and I. told the dude, "You're not sleeping. here, you creep." And full disclosure, I. paid you a hundred bucks to get out of. the. >> That was the first time. That was the.

first time, not the second time. >> The first time. That was the only time. >> There were two times. >> [ __ ]. >> Yeah, it was. >> No, I don't believe that. But you're the. one who You're the one who did it. >> So, y'all were watching Justice League. Black and White and I'm like, why is the. aspect ratio all weird? Cuz I was. [ __ ] with the guy cuz I didn't like. him. >> Well, he was a loser anyways. >> And you threatened to call the cops on. me if I put my hands on him. >> Yeah. So he better be thankful I had to. call the cops. >> Better be thankful for that. >> That the first time you had to call the. cops. >> She did not have to call the cops.

>> She didn't have to call the cops any. times what she did. >> Huh? What was the first time? >> He gets angry. >> In what way? What has happened? Well, I. I have left before and I was kind of. vindictive and I did turn off the. internet and stuff, so I might have uh I. mean, he he didn't take that too kindly. and I tried to leave with the weed and. stuff, too. And he didn't take too. kindly to that, so I couldn't really get. out the door. >> He wouldn't let you leave. >> That's not true. That is not true.

>> That That is true. >> She was the one standing. I was not. standing at the door. She was at the. door. I was not in between her and the. door. She had the weed and bag. I tried. to grab the bag. I was not trying to. grab at her. I was not trying to touch. her. >> But we we tumbled together. We fell. together. Actually, both fell down. >> Um and before any of this happened, she. slapped me in the face. >> I slapped you in the face because you. >> When the cops came out and I told them, "No, no, you slapped me first. Then I. reached for the weed." And when the cops. came out, they asked me if I want to. press charges. And I said, "No, because.

you ain't about that life. You have no. idea what it's like to deal with the. legal system. I've had to deal with that. [ __ ] You do not want that. >> That's fair. >> What have you dealt with? >> I had um I've had probation two or three. times. >> Oh, for what? >> So, the first time I had probation, I. was underage and I hit a guy on the bus. for. >> I didn't know that. >> Shooting a spitball at me. >> Um. >> reasonable. >> Um when I was 19, I picked up a a.

possession of marijuana charge and a. minor in possession of alcohol charge. And I did probation for that. And um I want to say well well no it. wasn't probation but I spent night in I. spent a night in jail one time for a. trespassing ticket. >> And are these on your record when people. do. >> back? They're all expuned. >> Okay. And there was another one. >> That that should be it. >> Okay. >> So two probations and 32 hours in jail.

>> That's it. Um are we [clears throat] not. surprised you're not getting a job? I. mean, your lifestyle and your. personality is a bit. >> rough. >> Not employable. >> What's the longest you've had a job? >> Well, every job I have, I excel at in. the work itself. It's the the HR and the. corporate talk and the news speak that I. can't do. [laughter]. >> The news speak. >> The news speak. Yeah. From like 1984. That's how that's how people talk. nowadays, man. >> What's he talking about?

>> News speak. HR. >> Does he excel? Karen talk. >> I mean, he's he's really good at his job. when he gets it, but like the last job. that uh I kind of helped you get into, you kind of f that one up. >> Oh, you gave it Oh my What's the longest. you've had a job? >> The Well, it was in like the end of. December, beginning of January. I got. hired on at a major um major. supermarket, >> HB. >> And I didn't even make it. I had the.

computer day where you watch all the. videos and I had one day of training on. the floor. What's the longest job you've. had? >> No, no, I'm sorry. >> What's the longest job you've had? >> I've had was a year. >> It's like by 34. >> I've had uh two jobs I've held for a. year and those are the longest I've ever. held a job. >> What were they? >> Uh Walmart I held for a year and um the. other one. >> the gas station job. >> Oh, I held the gas station job for two. years, but it was off and on because I I. went. >> That's where we met. >> I went like a year and then quit.

>> That's where you met? Yeah, we both. worked for the same gas station company. but different stores. We we weren't. intertwined. He he worked by the one I. lived close to and I came in one night. to get a four logo and yeah, uh I was. going to ask him out. Well, he was going. to ask me out apparently, but I asked. him out first and I got the number. So, >> now why' you quit HB after a couple. days? >> Oh, well, let me finish. Yeah. So, um we. did the I did the training day and I'm. supposed to be hired for overnight and. they're telling me I'm supposed to have. a schedule by the end of my training. day. I don't have it. And I go home and.

the next day my manager calls me. He's. like, "Can you come in today?" And I. couldn't. I literally didn't have clean. clothes. And I'm like, "No." He's like, "Well, when can you come in?" And I'm. like, "I can come in overnight." And. he's like, "Can you come in tomorrow at. 9:00 a.m.?" And I thought that was a. little weird, but I wasn't thinking too. hard about it. So I said, "Yes." So I go. in the next day and he's like, "We have. reasonable suspicion and we're going to. drug test you.". >> I straight up told him like, "Dog, you. ain't got to drug test me. I'll just. tell you right now. I'm going to pop for. marijuana." And he's like, "Well, I'll. tell HR that you're refusing to take a. drug test." I'm like, that's not what.

I'm saying. But I asked him what the. reasonable suspicion was. He said there. was an aroma coming from my bag. And I. think. >> like her and booze. >> Very reasonable. >> Well, I didn't remember. And I think. that's just because it's so habitual. I'm pretty sure that I took like a bud. or two cuz I didn't have any at home. She works at the same HB um through her. job. So, I stopped by the car and I grab. some weed and I put it in my bag. Then I. go inside and I don't think about it. because I'm such an habitual smoker. So. when I say I bear a certain amount of.

responsibility, that's what I mean. I do bear a certain. amount of responsibility for my. situation, >> I would say. So. [sighs]. So what's this corporate dog? Give me an. impression. >> Um, hi. How you doing today? Yeah. Oh, so we're looking for somebody with a. flexible schedule who wants to be part. of a team. >> Okay. >> Do you fit that description, sir? >> I mean, yes. That would annoy me a. little, but don't you think that it is. actually relatively fair for what they.

>> Just be real with me, man. This is life. or death for me. Either take me the job. or don't. >> Well, it sounds like don't. You don't. fit the culture. They want cuz people at. Honestly, I've only had good experiences. with people working at HB. And I feel. like uh you wouldn't be that. >> So, that's fair. >> That's fair. I've got I got the. personality of a professional wrestler. >> Okay. So, before we go into these. finances, I have one other note. Um, that is honestly just blowing my mind. cuz it's it's leading to a different. conclusion than I think you intended it. to when you said it. Uh, but it was.

like, oh, every time I think of getting. back together, it's an instant no. Not. worth it. I understand. It should be an. instant no. But the thing is, you're. considering getting back together. Well, you've been with a guy for 3 and 1/2. years. Do you not hear that part when. you say that? What is this thought of. getting back together? You're with. another man. >> No. No. I never thought about it like. that before. Like How can you say every. time we think getting back together said. no? You've been with someone for three. and a half years. >> I I know our situation and so does all.

the people in my life when people ask. >> No. Objectively no. Objectively no. You. just. >> people know situation in my life. Okay. >> No. First of all, Bernard. And second of. all, no. You said your boyfriend. doesn't. You said he knows like 50%. honestly. >> I'm here. He doesn't know. >> He doesn't know you're here. He doesn't. understand the extent of the financial. integment. doesn't understand the. details of everything. He knows broad. scope, high level. That's what he knows, >> right? >> So, no people don't know this situation.

What the are you talking about? >> Well, when they ask me about it and like. why I keep him around, it's because I. want to help him. And I do want to see. him do better. I want him to get better. Like I I want him to be able to live and. actually live. [sighs]. [gasps] Come on. Can't live. Come on. >> Bros is winning. doesn't have to do. anything all day. Gets to around, do. drugs, play video games, and he gets his. dick sucked. It's an assumption, not. asking. >> It's not that great to do nothing all.

day. Trust me. >> No, it's not. It's not. But. >> depressing. >> No, it absolutely is. And honestly, you. should man the up and I'll get you a. course career certification and. something of choice. Maybe a. construction, maybe a tech trade or. maybe sorry, maybe a trade. You take. what you want with it. You go through. the certification, get aing job. That. means you actually have to apply. A lot. of people in the audience have used. course careers to improve their income. dramatically. Um, so you should too. No, I mean, yes, you are. You are an. absolute joke. You you really are as far.

as a 34y old, but the the fact that. you're enabling and also there's some. weird [ __ ] going on and I'm not going to. go down that rabbit hole, but it's like. what the I feel bad for your boyfriend. and I feel bad for you and also you're. enabling him and also it's a mess. Yes. I mean, you give him an allowance plus. take care of all his bills. What's an. allowance? You're giving him an. allowance. >> Yeah. >> Why? How much? For what? >> Well, it's like it's just $80 a week. It's if you want some extra food, though, soda. >> You are giving an X from four years ago.

in allowance. >> These are my numbers, boys. >> All right. >> This is the number of Hammer Media LLC. They're seeing it for the very first. time. >> What you have done with the memberships, I think, is just is remarkable. I see. how much you're posting, and it is. mindboggling to me how much you get out. there. >> Yeah. And honestly, since that. membership number, cuz this is January's. official numbers, we've added an hour to. help with that. I'm amazed at how much. your shorts make you. Can I say that? >> Oh, sure. >> Your shorts generate you. >> This was crazy. What happened?

>> You see, what was that? I mean, we lost. >> I'm texting. >> It's the same. >> No, I'm I'm I'm talking about like the. digest. >> I'm not happy right now. I'm actually. texting him. >> Who are you texting? >> Robert, COO. Is Robert doing a good job. if this is uh if this is happening? >> We'll see what he says. >> Is there a price? But Ramsay Solutions. says Caleb, we want this. >> Uh after tax is 100. >> $100 million. >> I'd consider that.

If budgeting apps make you feel like, this is for you. Most people who. struggle with budgeting aren't. irresponsible. They care about their. money, but they get overwhelmed every. time they look at it. They download. [music] an app, connect their accounts, and try tracking, but within a few days, it feels like a homework assignment. they're failing. Too many categories, too many rules, too many red alerts. screaming at them about what they did. wrong. So, of course, they stopped.

opening it, not because they don't care, but because it makes them feel worse. And here's what nobody talks about. The. stress isn't coming from your spending. It's coming from having zero clarity in. using tools that turn money into a. failing grade. [music] If you ever. thought, I just want to know where my. money is going without being judged for. it, you're not alone. [music] That's. exactly why we built Dollar. If you want. a calm and clearer way to see where your. money [music] is going, try Dollar. Download the app today and get a 3-day. free trial. No setup nightmare, no.

manual tracking, no pressure to be. perfect. Just connect your [music]. accounts, see where your money's. actually going, and decide if it works. for you. Click below to download Wise. and see if this helps you feel more in. control without the stress. And if it's. not a fit, cancel anytime. Well, you. have a boyfriend. >> Do you not just hear that? >> He's literally the equivalent of a child. to me, though. >> Good. Let him learn and grow up and. become an adult. >> That's what I'm trying to do. >> You're not trying to do that by giving. him an allowance. >> Live, too. >> No, he will figure it out. The dude's. not going to die. >> Yes, he is.

>> No. No. And if he does natural. selection, but he also he's just not. going to die. >> I mean, you don't know his living. situation. >> He would figure it out. He would go to a. shelter. He would do something. >> I don't think he would do it himself. >> He's not going to do anything because. you just endlessly support him and buy. him things. I'm being told he guilts you. into buying more things constantly. >> Guilt. >> Well, she said you do. >> I kind of use as in seven for him to do. something. Just. >> what? To do what? >> You do this and I'll drive me to come. here. Yeah, I did.

>> What did you do. >> to get him to come here? Uh, well, we might have. uh went by the Lego store on the way. over here. And uh [laughter]. I might have bought him a Lego set. He. didn't even like it, though. It's not. fair. Now we got to go back before we. leave. Like, I got a Lego set, too. But that's. besides the point. Okay. >> Oh my goodness. It's under your seats.

Let me see it. [laughter]. >> This is the one she got. >> Oh my. goodness. This is reality. Every time. someone thinks the show's not real, it's. the power of Leo. >> I mean, it's cool. I like it. I'm a fan. I want one. >> I built it last night. You really like. it? >> You did. >> I did. She got something for her and. then she got something. Well, she got. something else for me. What'd you get? I.

got the new Millennium Falcon, but we're. going to take it back because it's part. of the LEGO's smart brick system, and. I'm not trying to buy in on their smart. system. >> Okay, that's a little deeper down the. lore than I even know. [laughter]. I guess I'm not in that deep. All right, this is going to be out on your finances. zero. Your finances are lo loser. Your. finances are. >> $10,000 in a year my entire life. That's. not possible if you've held down a a job. for a year. That's not possible. Unless.

you mean holding down a job is like five. hours a week. >> I had I had I guess I've never done the. math on this. I had the Walmart job from. February to February. So I had it for a. year. I was making at the time what was. it? $9 an hour and I was working. full-time. So I've never done the math. on that. >> Okay. Well, that's more than $10,000 a. year. Regardless, I'm going to be. auditing your finances and we need to. get you the separate and you need to. grow the up. Your financial score is. zero out of 10. I'm just going to say it. now. I want to know what you think yours. is.

>> Zero being the absolute worst, 10 being. the absolute best. >> Um, well, I took it back in July when I. started. I mean, when I first did the. application, I did another one again and. I got a 2.5. >> and I'm hoping a 3.5 now. We never know. >> We'll see. Listen, if you want that. score the same way she did, all you have. to do is go to caleb.com, take the. assessment. It is free. Just takes a few. minutes. see where you stand in the. world of money, where you're doing. great, where you're doing poorly, where. you need to improve. And if you don't. want to end up like him or her, sign up.

for the new and improved Dollar-Wise. budgeting app. It is incredible. It has. changed the ecosystem of budgeting apps. out there. Check the free trial to see. if you even like it. And if you do, most. people sign up for the annual version. because it saves 50%. And you honestly, I don't think this is this is this after. March. Is this being uploaded after. March? Oh, this is gone. Sorry. Actually, you lost it. That doesn't. exist anymore. But you will annual. members get our budget meal plan. It's a. detailed meal plan for every day of the. month. Um, signed by me, mailed directly. to you. It's also [clears throat] sick. But the cookbook's gone forever now. I'm.

sorry you missed your opportunity. Go to. dollar.com, kaleammer.com, get set up with all that good stuff and. change your life like tens of thousands. of other people have. Let's get into. this. And if it is still March, just in case, yeah, then it's still available. But who. knows? Oh my gosh. She paid for a parking. ticket for $500 for him as well. What. the [ __ ] are we doing? Is there anything? What was that? It. >> was a beep boop. >> Did you not listen? Do you not mute your.

phone like we told you to do? >> I'm sorry. That was I'll do that now. >> I'm so excited to call your boyfriend. You have noing clue. You have no clue. All right, let's talk about Discover it. I'm going to assume every account is. yours, right? >> Yes. >> Do you even have an account anywhere of. anything? I I actually have two accounts. at federal credit unions. >> What? >> That are um. >> You don't [clears throat] even know this. yet. You give him money. >> No, no, wait. Wait. What? You don't have. credit? >> That's my checking. Those are my. checking accounts. That's my nature semi. stellar. >> Stellar? What's Stellar?

>> That's the bank up the street. So, well, it's not even a bank. It's a credit. union. >> Do you have. >> federal credit union where I just put I. have checking account where I put money. in. >> What money? You don't have money? >> The money you give me for an allowance. >> Oh, okay. Or actually, there's nothing. in the stellar at all. >> So why do you have it then? >> It's a bank account. It's a checking. account. So in case I get a check, I can. check it. I can cash it. >> Well, isn't that supposed to be what the. nature does? >> Well, yeah, but I picked they don't have. nature in Houston. So when I worked in. Houston, I got the stellar.

>> Okay, continue. Go ahead. >> We'll look at those if we can. So. discover it. You're holding an immense. balance. You're giving. a manchild money and buying him an $800. Lego set on the way here. Yet, you're. holding an extreme balance that is. acrewing interest $2,5944. with interest acrewing of $34.99 a month. and a minimum monthly payment of $55. You put way more on than you put towards.

it by far. Not even close. You have it. What are you doing? This takes 10 years. to pay off and he'll still be a child. that you're supporting. What the is. wrong with you? Why are you SPENDING SO. MUCH DAMN MONEY ON THIS credit card when. you are not paying it off to save your. life? >> Well, I mean, my money only goes so far. every week. I get paid every week and I. >> It's all going to him. You [ __ ] No. [ __ ]. >> When I When I get. >> I only have so much money every week. How much was spent going out to eat? >> I only have so much money every single.

week. >> How much was spent going out to eat in. the previous month? >> Uh, at least $12 a day, >> maybe. That's a good estimate. >> I would say probably like 4 or 500. >> What would you say she spends on a. monthly basis going out to eat? She only. has so much money. >> Well, what's 12 by30? Like 300. something. >> Uh 36060. So probably 400 just for lunch. at least. >> $1,33243. in the previous month going out to eat. But I only have so much money in a week. >> You What are you talking about? That's. an insane amount of money. That's a.

fourth. No, no, no. It's like a fifth of. your income. >> What are you doing? What are you talking. about? What are you talking about? >> No. What do you live at home? You blow. it all going out to eat. You're a loser, too. Living at home. 28 29. >> Wrong with you. Actually, I'm okay with. living at home. But listen, you do well. You don't need to. >> No. >> You're literally having to get. permission to have your ex come over. >> Her parents couldn't afford the place. they have isn't there. >> Oh, so you're getting milked from that. direction, too? >> Yes.

>> Oh, good. >> Yeah. And they just. >> Well, you're putting money towards their. rent or something. >> Oh, yeah. I I give them 400 a month and. they just went through their second. bankruptcy. So they don't have money. right now or any credit cards. So if. they need something extra sees any of. her money, her mother has her hands on. it. >> She's on my account. She does. She takes. out what she needs to to pay bills. I. don't physically pay my own bills. Okay. She takes them out. She budgets it out. for me. >> Oh, they bought GP once with your money. >> Yeah. Yeah.

>> [ __ ] That shit's expensive. >> Yeah. The year's worth. Uh, >> they bought the year's worth. >> Yeah, two bucks. >> Wow. [screaming]. >> I think together it was like 44. >> Bro, you got to get out. You just got to. go be independent, move somewhere. Just. get away from these people. You can love. your parents and still move away for. years. >> Oh, [ __ ] You're that guy. You're the. equal thing. You're the same thing. What. do you What are you're telling her that? What do you mean you are that? What? She's paying your rent, your utilities, your everything. Why can't you move in with your. boyfriend? You've been together for. three and a half years. >> Um, >> allegedly. Yes, we have definitely been.

together for three and a half years. Uh. I I the first my first I've only had. three relationships. My first two uh. they moved in really fast and I felt. really trapped. So. >> Okay. It's three and a half years. It's. different than one month for you guys. >> Well, we also work together. So. >> you and your boyfriend, why would you do. that? >> Uh we don't work together together. We. work for the same company, but that's. not entirely true. He we we were the. same uh we were the same position when.

we started but he got. >> now he's your boss. >> Yes. He can't work over me. So. >> it's not inherently bad as long as you. guys follow all the HR rules. Everything's disclosed. Everything's. >> blah blah blah blah blah. I mean Tik. Tok's going to be power dynamic, but. there's clear things that companies do. to make sure there is actually isn't a. power imbalance. So. >> yeah, we're not the only ones that. >> But that ising weird. in general. I can see and you won't move. in together. >> Um, his longest relationship was like 7.

years and it was long distance. So, he's. never really lived with a woman either. He's lived with his. >> Why are you wasting your time with this. boy if you're not even willing to move. in with him? >> Oh, I'm willing. I just. >> Why aren't you? Your parents are milking. you and your ex is milking you. Do you. not understand that? That's [ __ ]. crazy. >> I've got told so many times kids. >> No, no, I do want kids though. >> Oh, you already have them. >> Yeah, I know. [laughter]. So, when you guys live together, is he. going to be able to come over? >> No. No. I'm I'm trying to get him all.

settled in his own life, get a. girlfriend, you know? >> Oh, sir. First, shut the up. He clearly. wants to be with you. >> No, it's not happening. I'm sorry. >> Okay, but you would choose her if given. the choice. >> Not anymore. >> Stop the cap. >> What? >> N not anymore. >> I think he got hurt when I told him no. Even if I broke up with my boyfriend, I. wouldn't go. I wouldn't go. >> She's never told me that. That's a lie. I have told him that. No, you haven't. That's what you said. >> What has she said? >> We had a conversation actually kind of.

recently about this and her boyfriend. was never a factor in any of the things. that she told me. Essentially, what she. told me is that um she would not be able. to trust me if we were to come back. together. And of course, you know, I I posit that. that was years ago and I'm a different. person, but you know, >> he's grown. I still I still can. understand that sentiment, but to me. it's like at this point, how can I get.

back with her even if she breaks up with. her boyfriend knowing that she was with. him for so long knowing what I know. about him? He. >> So, you would have wanted to get back. with her if she didn't say that. >> I mean, at some point at some point. absolutely I would have gotten back with. her, but like man, >> I do not like anything I know about her. boyfriend. He doesn't know anything. about my boyfriend. >> I know what he said about Charlie Kirk's. assassination. >> What did he say? I didn't hear. >> He said I don't He said I don't give a.

He was a piece of [ __ ]. >> I He did not say that. >> That's what you told me. He said that's. what you told me. He said [screaming]. >> Well, he also got mad at a whole. wrestling uh wrestling corporation for. doing a skit about the assassination of. Charlie Kirk. And then. >> No, that was a different thing. That was. a different thing. >> What was it? >> And I did not blow up out of proportion. And it was they recreated the Rampage. Jackson situation where Rampage Jackson. attempted to murder a professional. wrestler or an amateur wrestler and in. real life and then they recreated it for.

their story line. It was a local. promotion and um I tried to get their. spot from the Comic-Con pulled. Yes, I. did because that was. >> You have too much time on your hands. >> He can't He doesn't have Instagram. anymore because he keeps getting fights. and Facebook because he keeps getting in. fights in the comics. >> You keep finding people that like the. assassination and yelling at them. It's. not even about that. It's just random. stuff. >> No. Well, it's So, the thing about the. assassination is um. >> Oh, yeah. Let's get into this. >> Let's Let's get into this. Yeah, let's. get into this. Okay, so here's the. thing. I don't care about Charlie Kirk.

Don't like him. I don't agree with him. with the most things, especially with. foreign policy and politics. But the. fact that somebody can get shot in. America for expressing their political. beliefs and engaging with people, >> I think every normal person is against. that. >> Well, not her boyfriend. >> Boyfriend doesn't give a. >> That's a bad take that your boyfriend. has. Death that shouldn't be celebrated. I I can't speak on my boyfriend. I don't. even know if that's an accurate. representation of what he believes. So. >> Well, yeah. Why do you have that. opinion? You never met this guy. >> Literally, the words just came out of. her mouth. >> I I don't believe that. >> 100%. >> He He hears what he wants to hear.

>> Every day. >> You drink every day? >> So she don't remember? >> Uh I do. >> You're an alcoholic? I. >> I am. I'm trying I'm trying to quit. We're both trying to. >> Oh, that was another thing I used to. tell her when we were together. You. can't become an alcoholic. And lo and. behold, decent rule. [laughter]. It's a pretty good rule. I. >> mean, both of his parents were. alcoholics, so I I don't think that. helped in our relationship either. So, I. think it was. >> my mother died from cerosis.

>> We are trying. Uh, okay. Uh, any other addictions I should be aware. of? >> I smoke marijuana every day. We we know. that. >> We know that. What about your what was. just hyped to me? Scratch off. >> Oh, yeah. But. >> but I only have so much money every. week. Yeah. Tell me. >> A lot better because I don't have the. money to do it anymore. So, >> what's a lot better? >> Um. >> $60 a week for your whiskey, $400 a.

month for your weed. Oh, how much for. your scratch offs? Oh, you guys are you. guys are uh uh. Wow. Society is carrying you guys along. >> Yeah, >> isn't it? Well, I mean, I have fun. I. mean, scratch offs. I don't want to be. at home all the time. I mean, I don't. want to be I. >> You drive to different locations to sell. chips? >> Yes. >> Are you drinking? >> No. No. No. No. After work. I mean, shoot. Everybody likes a cup of whiskey. after work, don't they? >> A cup of whiskey? A cup? Do we call them.

cups of whiskey? >> A glass? A cup? You know, >> a cup of whiskey sounds a bit different. than a glass of whiskey. I would I That. sounds about how you smell. Uh, is that. what you were drinking this AM? Yes. >> Oh, for Before you came here. >> Really? >> Wait, how early did you start drinking. this morning? >> Probably nine. I think I said 10 early. I think it was nine. I I got I get nervous and Yeah, it helps. with the nerves.

>> Oh my gosh, both of you are insane. I had no idea. Honestly, I I'll be honest. I I didn't think this. episode would be anything. I saw you. guys and you guys were so quiet every. time I try to talk to you guys out. there. You didn't say anything back to. me. I don't know why. Like usually. guests are like kind of happy to see me, but I was like, "Hi guys." And you. didn't even acknowledge me. And I was. like, "All right, what the am I dealing. with here, but this is insane? You guys. are actuallying insane. What the is. wrong with you guys? Is that what you're. spending the 2,139 and you're you're.

1300 going out to eat? Scratches. How. much is scratches a week? You're. miscellaneous [ __ ] That must be. scratches. 545. How much? >> That wouldn't be that much. >> Scratchers unknown shopping 529. Other. large 1,600. Dude, you probably spend. You probably spend $3,000 a month on. [ __ ]. >> I I probably spend like a. >> This is insane for this credit card. You're saying, "I hope my score went up. from July. You just added thousands to.

this interest acuring card and it's all. [ __ ] You. >> Well, January is the better of the. months. You I'm glad you don't have last. months. >> No, this goes through January. end of. December. >> Oh, yeah. Yeah. >> All the way through. No, this is the. entire month of January. >> Glad you don't have Februaries. >> What is wrong with you? >> Oh, nothing. >> That's pathetic. What is wrong with you? >> It was my birthday and Valentine's Day. >> What size of whisies do you get? >> 750 milliliters. >> Okay. How big is that? >> Oh [ __ ] that's pretty big.

>> THAT'S WHAT SHE SAID. [laughter]. >> SO, it's one of the bigger bottles. >> Uh, I guess. >> And how frequently are you buying these? Uh twice a week. >> Okay. I am not a drinker. Please. >> It's it's a lot. >> Give me indications. How what is it? 700. liters. >> 750 milliliters. >> 750 750 milliliters twice a week. >> Okay. I'm getting uh shocked faces in. this video. >> Yeah. I I I Yeah, >> that's a lot of whiskey. >> Yeah. I And I've I've I've been. alcoholic for probably about last 8 to.

10 years. >> Damn. You're 29. Oh, good. You're an actual. alcoholic, but you don't drink at work. >> No. Uh, but the problem is. >> I use a restroom, >> bro. Can you What the Fine, go. No one has to on the show. What What is. wrong with you? We're trying to film. something. >> He has a small bladder. >> Why the are you supporting this this. degenerate piece of [ __ ] Brandon, come. come double team with me here. The is.

happening here. Smell her breath, Brandon. It's horrendous. >> Well, yeah. It's alcohol. [ __ ] I even. asked [laughter] Colton for mints. >> We were just trying to hide your booze. [sighs and clears throat]. >> Sorry, >> Brandon. What the? She needs to abandon. this man immediately. >> You two are the two biggest losers we. have ever had on the show. >> Yes, but you're but you're supporting. and he's the biggest Oh, that's harsh. >> Yeah, I I do a lot. >> You're doing exactly.

>> Why are you supporting him? You need to. abandon him. Well, he's literally. homeless. What can I. >> You're cheating on your boyfriend. >> Well, allegedly, we do not. We are not. going into that. >> Not physically. >> We don't know it. We're not talking. about. >> financially. He's very well off. I mean, he doesn't give a [ __ ] I mean, >> financially, >> oh, you're going behind his back, though. He doesn't know everything. that's going on. You said he doesn't. know the details. That is still. infidelity. >> I suppose in a way, but. >> No, it's infidelity. Infidelity doesn't. have to be sticking it in, which again, we're not talking about, so I don't even.

know, but it doesn't matter. Okay. >> Why are you doing this to another man? And why are you supporting a loser? You. need to leave. And also, you just go get. some help. If you actually are. struggling, >> get some help, dude. >> Yeah, for sure. >> Like, I'm going to prefer you going to. rehab over fixing your finances any day, cuz the your life matters more than. that. >> Can this guy get out of the picture? >> Can you please leave, Bernard? What the. [ __ ] are you doing? Stop. He will figure.

out his own [ __ ] Humans figure out. their own [ __ ] They do. They do all the. time. >> People have financial supports and uh. >> so there's nothing I can do here. You'll. never leave him. You'll never abandon. him. >> This isn't We're talking about an. ex-boyfriend right now. >> Right. Right. Right. >> How many ex-girlfriends are you. supporting financially? >> No. None. >> Exactly. I'm supporting no. ex-girlfriends financially. >> Get dude. >> Here he is.

So, the spending on here going in and. getting some [ __ ] Going in and. getting some [ __ ] Who's going in. and buying energy drinks and [ __ ]. >> Um, energy drinks are for him. And then. I'll buy Starbucks. >> Okay, you're no longer buying him energy. drinks and Starbucks. Make coffee at. home. Give him coffee at home and buy. him gamer subs. He can make this at home. with his water. Here's some free. samples. You can see which flavor you. like. Okay, there's a few different. ones. They're very good. You can get. free samples of gamers.gg link in the. description below. Make sure you use. code kale and then you can figure out. what flavor you like and then it's.

literally 40 cents a serving with my. discount of 10% off using my link. Okay, that's making energy drinks at home and. they're incredible. They're legitimately. incredible. No more stopping on. [ __ ] Make your energy drink at. home. Okay, use gamers my energy drink. Energy drink. Taco Bell. Little Caesars. KFC energy drink. McDonald's. Chipotle. Dunkin' Donuts. Door Dashing Specs. That has to be very frequent. >> No. >> Energy drinks. McDonald's. Wendy's. Thai.

food. Door Dunkin' Donuts again. That. must happen all the time. Sonic. Dairy. Queen. [gasps] Energy drinks. Barnes &. Noble. Door Dashing. Kickame. McDonald's. Greek Grill. Starbees. No. Make it home. Starbucks. [ __ ] you. It's. also like the the worst chain. Like it. actually is like the least good coffee. I like their consistency. >> No, you don't. They're consistently. [ __ ] Any first of all, coffee shops,

it's just like bean, milk. It's just. like every coffee shop's consistent. Every place I go to is consistent. Shut. the up. Starbucks is [ __ ] and a. waste of money. And you already know. that by making your coffee at home and. investing the rest. So now you need to. do that with your energy drink as well. MAKE GAMER SUBS AT HOME FOR JUST 40. cents a serving. And honestly, it. literally tastes better. And we proved. this accidentally via a blind taste test. in our Hammer Elite show, Fat and.

Fatter. >> The number one ranked energy drink is. game. >> Literally, the cherry flavor is insane. >> Listen, you can also get free samples to. see if you like it or 10% off your order. at gamersubs.gg. or click that link in the description. below. Type in code Caleb. I am so. excited for you guys to finally get your. hands on what I've been working on for a. year, the brand new Dollarise budgeting. app. And listen, I get it. The first. iteration was a disaster. Many reasons. from working with an external agency to.

[ __ ] infrastructure that I could use, but let's be honest, that was on me. So, I put my money where my mouth is. And. after investing millions of dollars and. hiring dozens of people, we've. completely rebuilt Dollarise. And it is. truly incredible. And to celebrate, I am. giving you some insane deals to sign up. for the first time or trying it again. after you used the shitty version last. year. But these deals only last through. March 31st and then they're gone. forever. Download now, take your free.

trial to test it out and get the monthly. plan at a 33% discount for 3 months. Or. take the annual plan for an insane 50%. discount. And with the annual, you get. my budget friendly cookbook signed by me. and my brand new 30-day detailed budget. meal plan signed by me as well. Both of. them mailed directly to you. But after. March 31st, the cookbook is gone. forever. So, this is literally your last. chance to get it. Don't miss this. opportunity of a lifetime. Download. Dollarise and start your free trial. Go. to dollarise.com or click those links.

below. Elsa's Greek grill, Starbucks, water burger, energy drink, energy. drink, coffee, Taco Bell, Dairy Queen, Door Dash, Dash Pass. That's what you. need. If we can't afford bills, spending. thousands of dollars a month on. [ __ ] putting all on credit cards. while we're getting abused from every. angle financially. Dairy Queen, Little. Caesars, Apple Bill, Longhorn Liquor, Door Dashing, Karame, Subway, Energy. Drinks, Energy Drinks, Coffee, Wendy's,

Energy Drink, Chick-fil-A, Olive Garden, Discount Liquors, Door Dash and Kikaram, Spoon It, and I'm sure you guys. definitely did not spoon it during. Family Guy. Okay. and energy drink coffee Sonic. Sally Beauty Papa John's Sheen Longhorn. Steakhouse under one bucks Longhorn. steakhouse cost 80 bucks not me I ain't.

been treated my mother uh she got lunch. for her girls at work and they card. >> well they she can't have credit cards. because of you know. >> so have because of what. >> because she they went through their. second bankruptcy. >> which is where you're headed by the way. so yeah continue that trend but not ONLY. THAT DEBIT DEBIT CARD. SHE CAN USE her. debit card. >> I I don't leave money in my debit debit. >> Her debit card. >> She can spend her own money. What the.

[ __ ] are we do? How old is your mother? >> 55. >> Girl, can I just get you to uh go to. rehab, get out of rehab, go to meetings, and then just leave Southeast Texas and. go anywhere, any direction in the. country. Uh leave these people. Leave. these people. You're getting abused from. every angle. Well, seriously, just you need to get. out. And the fact that you're glugging. your life away as well is just telling. how it's probably why you're okay with. it all. You're just willing to submit. and just accept life as it is. horrendously. Starbucks, Kame, Door.

Dashing, Specs, Energy Drink, Dunkin. Donuts, energy drink. It's pathetic. First month of the year, Corin interest is going to be thousands. by year end. Thousands. Let me see your checking account. Uh, it's only going to go back so far, but I'll show you what I can. want to get back with an alcoholic. What. does your boyfriend think about your.

drinking? >> Um, I did tell him, but he doesn't I. don't think he realizes the extent. >> What the [ __ ] How many you guys see. each other? What the is happening here? Sounds like this guy is non-existent. Uh, >> we see each other when we're both off, so once or twice a week. Well, we talk. every day. We text every day. I would like it to be more frequently. Obviously, it. >> doesn't smell you. >> I think you're smelling my perfume. >> Uh, you just. did a breath into Brandon's mouth. I'm. not smelling the perfume.

How much did you drink this morning? >> Well, I I got a higher alcohol content. than usual. So, instead of 50%, I'll I. think I did 75% and like 150 proof. But. >> how much did you drink? Uh, >> I I I couldn't tell you. Like I I don't really think about it. >> What? You go from the bottle? >> No, no, no, no. I just put in a cup and. I kind of step on it. You. >> put in a cup. >> For [ __ ] sake, man. >> Okay. Well, he figures out how to use a.

phone. Oh, here we go. He figured it. out. I don't even want to touch this. I really don't. I feel like you have. >> I feel like you have a new phone for a. while. >> No, seriously. Can you just stop? What. is wrong with you? >> This is a bad food. >> Good. Let him figure out his life. You. know, he's going to be literally like. this forever until he figures it out. And he's never going to figure it out if. you don't stop babying him. >> That's very true. >> You have 75 bucks in here. Oh my gosh. And he's See, he's just going to the. cafe,

Wonderorld, and. energy drinks and McDonald's. It's like. that's all I needed to see. It's nothing. It's horrendous. It's. pathetic. And you enable that and you. support it. >> Yeah. >> It's sad. It's disgusting. Stop. >> I'm trying I'm trying to I'm trying to. do more for myself. Like I got like a. Bise trip planned in like it's 4 months. and we're. >> to Bise. You're going to Bise? Yeah. >> No. Do a trip to rehab. >> No, I'm going to I'm going with my. friend. I'm going with my friend. >> Yeah. Take them to rehab. 700. I just.

got a whiff. That was rough. $755. with a minimum monthly payment of $75. in your past due on credit one. You're. past it. Why? Why? >> Credit one. >> Does he have credit one? >> I don't have a credit one card. No. >> Who has credit one? My sister has. credit. >> Must have been That must have been mine. >> What are you talking about? >> Must have been This is You're behind. credit. Yeah, I do have. >> girl. He has a max out credit card. >> You don't even know. >> You don't have credit. How the do you. have a credit card? >> That that that was from a couple years.

ago when I was an electrician. >> Nope. This was actually uh a month ago. Two months ago. >> Well, the the statement. >> Yep. I wish it's only behind one payment. >> a month ago. >> Somebody So my dad was like, "You got to. build credit.". >> You have a doctor. >> Oh, it is his credit card. And you. didn't know about it? I'm being told, >> bro. See, this is what you're allowing. >> And you're okay with this? >> He doesn't have credit. >> You're pathetic. You're pathetic. Stop. What do you mean he doesn't have credit? He. >> doesn't have credit, dude. It doesn't. matter. This is credit one. They will.

approve anyone. It doesn't [ __ ]. matter. >> And he has credit. >> Well, >> I can't use it. >> What do you mean? It's maxed out. >> Maxed out. >> on what? What' you use it on? >> What did you use it on? >> Food, energy, drinks. >> Oh my. >> I gave you I give you an allowance. I. give you $80 a week. Like seriously. >> I can't use that to pay the card though. I have to use that for. >> You can't pay the You can't use that to. pay the card. How are you paying the. card? Then you don't make money. >> I'm not I'm not paying it.

>> You're not paying it. So, who do you. think is going to pay it? Who the do you. think is going to pay it? I figured one. day I'd have a job and I could start. paying on it. >> Like you did in January, like you did in July, like you did in. March. You've had jobs. When did this come in? You didn't have a job then. >> I'm pretty sure we pulled it out when I. had a job. But the idea was I was. supposed to build credit. >> What' you spend it on?

There's not There's no way it's just. energy drinks. You You drink like two. energy drinks. You got to pee like a. racehorse. What did you spend it on? >> Just just stuff. Normal stuff. Do you know energy, drinks, food, >> gooner [ __ ] games? >> I do have an only that is a thing. >> Only you have an only fan. Subscribe to. one. >> Well, I I'm on only fan as a consumer. We'll say that. We'll say like he had a. huge problem only when we were together.

You You're She's paying your rent an. allowance and you're on only paying for. >> $20. That's what it is. >> $15. >> Is it all about the feat? >> It's all about the feat for me. Yeah. And the and the and the booting. >> Well, you're a loser, too. >> And you're enabling it. What the is. wrong with you? >> I got to figure out that card now. Thanks a lot for that. >> WHY DO YOU SEE? I can't. There's no. conversation to be had here, dude. I'm. sorry. No. No. You do not.

>> I didn't even know about it. Who gives a. [ __ ] Who gives a [ __ ] YOU DON'T NEED. TO KNOW ABOUT IT. YEAH. Leave him. Leave. him. Let him figure it out. If you do. not, you will be doing this until you're. 80. What is wrong with you? Stop. I. can't convince you. Listen, I'll let you. use the [ __ ] mine card. It used to be. called the Fizz card. It is a debit card. that builds credit. That's all you need. It only allows you to spend what's in. your checking account and you have 75. bucks instead of blowing all this money. you don'ting have. Okay. How much you SPEND ON FEET A MONTH?

>> OH, a month. Maybe 14. >> That's insane for your financial. position. Cons. >> Yeah, considering I don't have. >> And he's late and he's destroying. everything. Congratulations. By the way, here's another credit card has that you. don't know about. >> You have a second card? [gasps] Are you. serious? What is this one? Another Capital One, isn't it? >> Capital One Platinum. >> Is it maxed out too? >> Credit one. Capital One. >> It's not maxed out. It's over. Max out.

>> Yeah, >> by far. >> I can't make a dent in the. >> Was that like seriously? >> It's It's not all foot pegs. >> What is it then? What is it? Is it. games? >> There's probably a significant amount. with the games. Probably Transformers. Action figures. >> Transformers. Action. >> Oh my god, dude. This a pathetic. Why. are you Why? >> He has a He has a whole storage unit. full of games. Well, >> he has a storage unit. Yeah, he can't. afford HIS OWN RAT.

WHY ARE YOU SUPPORTING THIS? >> I guess I'm too far deep. I'm too far. >> No, no, no. You can literally just walk. away. This isn't a hole. You can just. walk away. You don't have to dig out. You don't have to do anything. You just. walk away. Do you pay for the storage unit, too? >> Yes. >> I'm going to kill myself. >> Yeah, it's over. Max out. The limit on. here is $300. He owes 460. [snorts]. >> You get over that? That How long How. old's that freaking card? Like how how. much interest is that? >> Well, you know, you you buy things here.

and there and next thing $10 here and. $20 there and then next thing you know. >> My goodness, you're up, too. You got. cuts on your arm. >> Well, that's that's from. when I was a teenager. >> Good. These guys are messed up, man. >> Oh [ __ ] Well, I'm glad you stopped. Can. we just say that? >> Yeah, there's not that is not a thing. currently. >> Good. for a long time now. >> Yeah, it was a once isolated incident.

when I was 14. >> 14. [sighs]. Well, the minimum is three two 217, but. it's like not really. It's just cuz. you're behind on everything. And this is. about to get sent to collections, and. there's $235 of fees, $12 of interest. that have just hit at a 30% interest. rate. Who has a 401k loan? >> The only one that has a 401k. >> Oh, that makes sense. Oh my goodness.

You took out $16,262. >> For what? For what? For what? Possibly. >> My my credit card was over 17,000, so I. figured it would be easier to take it. out of my 401k and pay off. >> That clearly didn't help cuz you just. spent thousands on your credit card and. racked it back up cuz you didn't change. your behavior. Nor are you willing to. cut your parents off. Nor are you. willing to just walk away from this. Loser. What is wrong with you? Why do. you do this? Why do you consider this. acceptable in any form whatsoever?

[snorts]. If you lose your job, this calls do. >> Yes. >> And this is not gaining anything in the. market. You're just paying yourself back. a few percentage points. >> Well, you're losing everything in the. market. It's horrendous. It's horrible. 620 a month comes from your paycheck. towards this. Are you sure you're 6,500 net? Is that. before or after that? It's. >> after that was net. >> Better be. That's insane. What is wrong.

with you? >> And that's not the first loan I've taken. out either. This is this will be the. third time I've borrowed against my. 401k. >> Why? [screaming]. >> It's just it's the the amount's gotten. bigger every time. >> Bro, why though? Why? What were the. other ones for? >> Paying off the credit card. >> Why do you do that without changing your. behavior that got you there in the first. place? Cuz clearly you just [ __ ] it up. every single time. >> Well, that's why we're here. >> That's why you're here. Shut the [ __ ]. up. That's why you're here. This is a. mess that's beyond anything I can do.

You're not willing to leave him. You're. not willing to stand up to your parents. You're not willing to even move in with. a boyfriend in three and a half years. You need rehab. You need to grow the up. for the first time in your damn life. You're already grain, man. >> You're literally already grain and you. don't have a job. >> This is true. You're pathetic. Okay, I'm being told you take out a 401k. loan once a year. >> This last one was for two years.

>> Insanity. Insanity. Yes, you are gray, Colton, but. you have a job. So, is it's not bad to Gray. It's the. fact that he's a child and he's gray. >> I started gray when I was 22 here, too. That's cuz you're a drinker. You're. you're aged like 90. I mean, come on. Let's going to be. honest. You're going for an early grave. I I had a very close family member die. of alcoholism. It's not great. And. you're headed down that path.

>> Uh there there's a lot of changes coming. for sure. >> Oh, good. They're always coming. Never. here. >> It's funny how that works, isn't it? >> I'm trying. >> Are you? >> I mean, >> you have whiskey on your breath from 75%. proof alcohol from 9:00 a.m. this. morning. Where's your trying? I don't. smell trying, that's for sure. So, where's your trying? >> Um, we're we're definitely eating out. less. >> We're. weird. Why is it weird? Do you not.

understand? This is an impossible. conversation. There is no win from here. The fact that you're given we're not a. we. >> Well, I. >> we're not a we. >> I pushed for us to buy groceries and. more often. >> us to buy groceries. You're not in us. YOU'RE NOT IN US. THIS SHOULDN'T MATTER. This should not be the words that are. being used. >> instead of going out for so much. That's. how the lunches started actually. >> Yes, that's been the past couple of. months and they have helped. But we. still go out at least once a day for.

food. >> typically. >> There's no hope here. >> Well, it's the Harley-Davidson. >> Uh, I own it, >> but he uses it. >> Yes. I I I don't have a license for it. I mean, >> what is it? Uh, an Iron 883 Sportster 2022. >> I can't find the total balance on this. >> I think it's about 10,000 around 10,000. >> That's insane. You're not even using it. And this dude's going to smoke pot one. day and just crash it. So, you pay.

$223.79. a month? 78 a month. $223.78 a month. >> Around there. Yes. Like 185, I think. Uh, >> what? No, your minimum monthly payment. is $223.78. >> It's one It's like 180 or 90 and then. there's a $40 um like a warranty. essentially. >> Okay. So, your minimum monthly payment. is $223.78. >> Yes, sir. That is correct. >> Do we have the value? >> It won't pull up motorcycle. >> It won't pull it up. We don't know. But. listen, I highly doubt it's worth that.

10. >> My dad said if uh he us up then he'll. take it. >> Will he pay for it? >> I don't know about that. >> Oh my goodness. You surround yourself. with losers. Her dad ain't about that. life. >> This is your entire life as losers. Do. you realize that? >> Do you realize you are surrounded by. losers in every way? >> I guess it takes one to no one. We're. all losers around here. >> Takes one to no one. I don't How am I a. loser? >> I mean, you're putting on chapstick, first of all. [laughter].

>> What? This doesn't make any sense. I. >> mean, you just got to you got those lips. out. >> Well, that explains why yours are dry. and crusty. bitten like what the zoom in. on those 4K. >> Thanks for that. >> You're welcome. You're the one who. brought it up. Yes, I'm putting on. chapstick. I It's uh we dehumidify the. office so it's more comfortable, which. means it's more dry. >> So, you're just surrounded by losers. Doesn't mean you necessarily aren't. You. are, but you can fix that.

>> But honestly, the best way for you to. I've given up on you. There's nothing I. can tell you in the end. The real answer. is you just need to get a job, but. you're not going to. So, I don't really. care. You're going to you're going to. your whole life. done. Okay. You are the. only one with any kind of hope, but. you're always going to be a loser if you. only surround yourself with losers. You. need to escape being around losers. >> Yeah. >> And you need to probably go get some. help. >> Yeah. I choose not to have friends. because this ends up happening. >> Okay. Well, that's not how friendships. work, though. And you're just surrounded. by horrible people at all times. Student.

loans. Who has 33 or $30,88921. in student loans? >> That's me. >> Okay. What [ __ ] degree do you have? uh a bachelor's in marketing. >> Okay. I guess I mean you're making great. money so it works. Uh okay. What's your. minimum monthly payment? >> Uh two I'd pay like 200 250. So I think. 200 is the minimum and. >> a payment plan of some kind that is. lower. So $200 payments. None of the. interest rates are horrendous. You got. one that just peaks over 5%. Most of. them are low. So I would do minimum.

payments until these are paid off. Why. are you putting extra towards them? That. doesn't make any sense. You have a. credit card that is acrewing interest. You have a motorcycle that is acrewing. interest that is not worth what it is. Why the are you least of the worries? Least of the worries. Checking account. $21 started with 67. cents. Yet you're giving him money. Dude, this is such a pathetic joke. This. is a pathetic joke. And I cannot wait to. call this guy in the post show. You have. no clue. This is going to be incredible.

>> We don't call each other, so this is. going to be interesting. I've never. really called him before. What a great. relationship of three and a half years. these two have had. And they see each. each other two times a week and they. never call. Yeah, this is great. Okay. Energy drink. Energy drink. ATM withdraw. $80. I think that's for his allowance. Cash app 100 bucks. Dunkin Donuts. Subway. Colorado canyon. McDonald's do. uh. energy drink. Cash app 15 bucks. Energy.

drink. Energy drink. Raising Canes. Energy drink. Little Caesars. Actually, groceries. Finally. Energy. drink. ATM withdraw. 20 bucks. Energy. drink. Energy drink. [clears throat]. Miller's discount. McDonald's. Jack in. the Box. Energy drink. McDonald's. Energy drink. Energy drink. Cash app. 10. bucks. Energy drink. Energy drink. Charlie's Philly. Spoon it. Energy. drink. McDonald's. Energy drink. Noki's.

energy drink. Energy drink. McDonald's. Cash app $100. Cash app 180. Who gets. these? >> Um, that's for his stuff. Uh, >> I thought he got 80. Oh my. Energy. drink. Energy drink. Actually, groceries. again. 500 hours. ATM withdraw. >> I don't know what that was for. >> Energy drink. Energy drink. Energy. drink. Dairy Queen. Raising raising. canes. Sonic. Energy drink. Energy drink.

KFC. Energy drink. Energy drink. Energy. drink. Gamer subs, guys. It's so much. more affordable. Not this five dollars. every time. 40 cents a serving. 40 cents. a serving is so good. You have no idea. It's It's the future. It really is. Spoon it. Energy drink. Energy drink. Burger King. ATM 80 bucks. There's the. allowance. Energy drink. Energy drink. McDonald's. Energy drink. Energy drink. Cash tap 75. Energy drink. Longhorn. liquor. Taco Bell energy drink.

McDonald's energy drink. Energy drink. Energy drink. Energy drink. Energy. drink. Starbucks energy drink. Jack in. the box. Auntie Anns. McDonald's. Energy. drink. >> And hands. When you go there is wrong. with you. What? So he has access to your. checking account. >> I mean, I'll let him use my card. sometimes. [screaming]. WHY? WHAT IS WRONG WITH you in every WAY. WHATSOEVER? SORRY, your retirement is a joke. 27,000, but.

you have against at 16. So, it's. nothing. It's pathetic. It's horrendous. It's so stupid. What are we doing? Is. there even a budget to make for her? She. needs to I don't know if you need rehab, but you need to start going to meetings. and slowing down and stopping. Obviously, don't cold turkey for. alcohol. You'll die. But my gosh, seek. expert opinion on that. Doctor. supervision. Income 6,500. What's your. rent? Or what do you pay for your. parents? >> Um, my mom takes out $300 a week.

>> She takes out. Okay. A week? >> Well, that's for my phone, my rent, my. >> Get helium 15 bucks a month. Same towers. and services team. >> It's all in the family plan. >> Yes, but get that and move the away. Get. that and move the away. I don't give a. [ __ ] Get that and move the away. 1,200. Wow. [ __ ] Minimum monthly debt. payments yours, not your 401k because. that becomes before your net. 400. $478.78.

Phone plan. You will You need to get. out. You need to move the out. How much? Vroom vroom drive gasoline. Vroom vroom drive gasoline. >> Uh $200 a month. >> Car insurance. >> Uh 140 for me. And. >> so that's that. And. >> uh what was it? 89 for him. >> It's like 89 for them. Yeah. >> $229 necessary food. You can do 300. blue. Do Do you do groceries for the. house? >> No. Just for when you buy groceries. Her. family. >> He's not in the budget anymore. You're.

cutting them out. In fact, I'm okay with. the car insurance until he gets a job. No. No. Car insurance is for three. This. is what I'll do. You can support him for. 3 months. After 3 months, he will have. transitioned or he's done. >> That's it. He has three months to do it. and then you're cut dry. Okay. $300 for. groceries. >> Okay. >> Car insurance. What's just yours? 115. Good. TV fund. Anything else you need to. survive? 100 bucks. Medical healthcare. co-pays on a monthly basis, do you? >> No. >> Gym? >> No, not anymore. >> Uh, subscriptions, let's say 40 bucks.

You have any pets? >> Uh, over eight, so no. Well, she I mean, my dog's over 8 years old, so I don't. need any insurance for her. >> Might, but depending on the breed. How. much for pet food, either way? >> Uh, my mom pays for it. >> Okay, you need to move the out. But. let's get your [ __ ] right now. Anything. else that needs to be in the budget that. I have not taken in account? You're. completely cutting him off in 3 months. Hello. Anything else that needs to be in. the budget? >> Anything else? >> No, ask him. He's not a part of this.

He's done. I don't give a. >> He needs to figure out his life, man. >> No, not that I can think of. >> Go to counseling if you need to. Do. whatever you need to do. You're living. expenses. >> I'm not going to afford to go to. counseling, >> buddy. You make zero money. You live. near Houston. You can get free [ __ ] like. crazy. You have no idea. All you have to. do is look. >> Absolutely. We get it all the time in. this show. You're liars who are not. looking into things. >> No. No. I've been trying. >> Can we send him resources? >> We will send him resources cuz they're. pathetic and can't use search engines. >> Listen, you have an extra $5,000 a.

month. Wipe off your debt in a few. months and then you're done. I'm so It's. that that's it. You have an extra $5,000. a month. Shut the [ __ ] up. This is so. stupid. Got them off in three. Grow the. up. Get some help. Stop being a [ __ ]. We're going to call the boyfriend the. post show. Join it. Hammer elite. Hammer. financial score. Just go yourselves, guys. This is Hammer Financial. Click join Hammer Elite. That's it. See. you in the post show. How do you feel. about your girlfriend and her. ex-boyfriend going to Austin together.

and watching Family Guy late into the. night in the same bed together? >> What What kind of conversation is this? >> It's a conversation where I'm trying to. tell you you might be getting cucked. Dude, [laughter]. >> this is the last week. Don't forget to. download the new Dollarise budgeting. app. This is officially now the best. budgeting app on the market, and I'm. giving you a special deal to download, but only through March 31st. Take a free. 3-day trial to test it out, and then you. get the monthly plan at a 33% discount. for the first 3 months, or the annual. plan at an insane 50% discount. [music].

And with the annual, you get my budget. friendly cookbook and my brand new. 30-day detailed budget meal plan signed. by me and mailed directly to you. After. [music] March 31st, the cookbook is. going away forever, so this is literally. your last chance. Don't miss the. opportunity of a lifetime. Download. dollar wise to start your free trial. Go. to dollar wise.com or click the link. below.