He Called My Black Employee The N Word | Financial Audit

You're actually the most pathetic person. I've ever met. Three DUIs, on probation, has to blow into a breathalyzer, can't. drive, lives with mother, vehemently. racist, >> and other people on the internet, they're too afraid to say what needs to. be said. >> If you're not afraid to say it, then say. it. >> Say what? [laughter]. >> I MEAN, WHO IS A SOFT you are? >> Who the [ __ ] is a soft You want to find. out? You You want to find out? You could. beat me an arm ass, man. I'm scrappy as. hell. >> You want to find out? We can find out.

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promise. >> Hello, my name is Jerome. I'm 42. I live. in San Antonio, Texas. And this is. Financial Audit. >> We gave you the blackest name possible. when you're from a town where not even a. single black person exists and it's all. Mexicans. It makes no sense. Yet, you. are white. >> I. >> I think. >> maybe. Yeah. >> Okay. Welcome up to Austin. >> Ancestry says a few things. So, I know I. thought you could pick and choose a few. things. That's is called over the years. >> I think we all come from Africa, right?

>> Well, sure. At some point. Yeah. Over. 250,000 years, right? >> Oprah said it. So, >> and Oprah is black. >> She's from Chicago, where I identify as. >> where the other blacks are. >> Exactly. >> Like you? >> Yep. >> No. >> No. >> Okay. What do you do in San Antonio for. a living? You identify as Chicago. You. live in San Antonio. What do you do for. a living there? >> Uh, high school and some college. >> Okay. I asked what you're doing for a. living. Oh, I'm an associate at a big. chain store. Walmart. >> Oh, okay. >> Yeah. >> Vague for a second. Right into the.

actual place. >> Yeah. >> Okay. Wow. Um, wait. >> Uh-huh. >> I mean, okay. Well, what's wrong with. you? Like, okay. You're you're you're. not like an assistant manager. You're. not really doing anything. You're kind. of doing like the. >> I want to I'm not [ __ ] in retail. It's not. But like 42, not really. You're the dude walking around that I. try to find for help. >> Yeah, basically. [music].

>> Why 42? Is that what you're doing? >> Well, here's the deal. I um. I decided one day the quit my real job. uh a few years ago was. >> an engineer for the railroad. >> What the That's money. >> Yes, it is. And uh I at that time still. >> at a Walmart for 15 an hour. >> That's not all I do, but that's the. actual job I do. That's on paper and. that I pay taxes and uh well kind of pay. taxes and uh do the um insurance.

purposes. So I I also do little side. hustle games. So like I I do a lot more. on the side. Well, actually part of it. is games, but. >> there's extra stuff. You'll see the. there's actually. >> Oh, see that's good. Let's talk about. Walmart first. The 42, your little. associate. Very good. >> What do you make? How many hours? What. is it? I think Walmart's own internal. minimum wage is $15 an hour. And I think. they're. >> wrong. >> What is it? Okay. Wow.

>> 14. >> Whoops. Me. >> Um, that's pretty good though. I mean, uh, Texas is 725 minimum wage, so it's. almost double. >> Yeah. No one makes minimum wage. Not. even in Texas. is like less than 1% of. the workforce in the country. >> Well, then they do make minimum wage. It's just less, right? Less than you. yourself just debunked yourself. So, you. said nobody does and now you're saying. that's less than 1%. So, >> very good. Desawn or what did we call. Jerome? Okay. Very good. Damn.

>> Yeah, you got me, buddy. What do you. make? You make 14. >> Yes. >> Okay. So, you're a failure at 42. >> Not really. >> How many hours a week do you work for. that 14? >> Too many. >> That's not a number, Jerome. They hired. They hired me part-time, but they. scheduled me 35 to 40, and I'm trying to. do less. >> Isn't that good? >> No, I'm trying to do less. You pathetic. failure. >> Oh, yeah. Because my legs hurt, my knees. hurt, it's concrete. No, no, no, no, no, no. Then, first of all, you're 42. You're not like 80 yet. >> Focus on focus on other endeavors, you.

know? >> Why are you working associated retail if. you're a broken bodied individual? >> Insurance. >> That's main reason. >> What? You can get insurance in a lot of. different places if you're low income on. the affordable. Well, actually, the. subsidies have gone down dramatically. >> Yeah. And then also, if you're 1099, you're doing your own thing. It's a. little harder. >> Yeah. I didn't say go be 1099. I didn't. say go be a contractor. Did I suggest. that? >> Well, I don't Well, what else? >> You have the chance to be in a career. path at this point. You have failed. >> Well, you were in a career path. I. already was. Yeah. >> There you go. You didn't health. insurance.

>> Oh, yeah. Oh, yeah. >> Yeah. Didn't use the me uh mental health. side apparently, but. no. Ah, >> okay. Jerome, so I guess the railroad. wasn't good enough for you, but you have. to go to Walmart specifically for health. insurance. >> It'd be pain. Okay, so I thought Jerome. was weird. We didn't even call you. Jerome. You insisted on the name Jerome. and being told because. >> you hate the idea of people always using.

race as an excuse. So, you made it a. point to name yourself Jerome and you. could identify as black if you wanted. because all the race gender nonsense. doesn't matter. I don't even understand. What the are you talking about? Okay. I. thought it was weird that we named you. Jerome. I'm not going to lie. But now I. >> You can name your child whatever you. want there. What is it? Gwenneth Pros, Apple. There's X for uh. >> Elon or whatever. I forget the child's. names. Northwest Kanye and all that. But. uh my whole point is yeah that is um I I. heard prior guests and other people on.

the internet they're too afraid to say. what needs to be said or that they say. that. >> Jerome what needs to be said. >> anything and whatever whatever anybody. wants but. >> oh that sounds like you're too afraid to. say what needs to be said. >> what needs to be said Jerome. >> the n word. language is a social construct that is. warped by people and context and intent. matters No fear to say it. >> No, I [clears throat] don't. I have no. fear to say anything within with the. considering intent and context.

>> The word itself is not bad. It's depend. on how you use it. Just like. >> very good. Well, why did you say not the. R word and why did you call the N word. the N word then? >> Oh, that's Oh, I'll say it right now. >> Okay, let's call him Tyler. >> Yeah, he's my brother. I saw him walk. by. He He's from Chicago. He likes the. Blackhawks. I'll say. >> he's not from Chicago. >> Well, he hosta too. If he knows, he. knows. He's not. Our Mexican one of our. thousand. >> I say he's from Southside Chicago. That's a little different. North side is. all the white people. So, you know,

>> I mean, tell me I'm not right. You know. that. I mean, Detroit, I mean, come on. >> Yes, there's black people in Detroit. >> I mean, the ones that are still not. victims of gun violence, but yeah. I. [laughter] mean, >> what point are you trying to make? No, I'm just trying to make that. >> if you're going to say something, do it. >> And I'm tired of everybody come on shows. doing something. >> I actually apologize for the first time.

in my life for what's about to happen. But please, >> you have to apologize. >> Come lean here. I will do whatever I. want. And what I want to do is. apologize. There you go. If you're not. afraid to say it, then say it. >> Say what? >> TACTICAL NUKE INCOMING. N. [laughter]. >> my [laughter]. that. >> I can't even look. >> there. That's it's just a word. Nothing. behind it. No sentence with it. No.

meaning behind it. It is what it is. [laughter]. >> Just letting you run with it, buddy. >> I didn't call you my. You know. >> what the difference? Why the hard R. though? >> Why the hard R? >> Why not? >> Why? >> Why not? >> Why. >> is an A at the end make it better? >> Yeah, but not you saying it regardless. >> So, >> also to my face. To my face. It's crazy. >> Well, I mean, it's better to your face.

than behind your back, isn't it? But. it's not about you. It's about the word. There's that big difference. So, it's. not directed towards you, though. >> You look me in my eyes. >> Well, he told me to. You looked me in my. eyes. >> He He cond said the hard R, my dog. You. said straight to my eyes. >> You're not going to talk about not. calling me that. You just called me. that. >> No, I said the word. I didn't. >> to me directly in my eyes. >> Yeah. Towards you. Yes. But I I'll say. it to him directly. As a white man, I'll.

say that word. I don't care. because it does the meaning doesn't mean. it's uh. it's taken way out of context from. language and where it derived from. That's the reason why social pe people. in society has made it a bad word. You. go in Spanish use the word negro all the. time to say black. So negro, negro this, negro that. Who cares?

Negro. >> Yeah. How How is negro more acceptable? >> It means black in Spanish. Negro is. different. Negro is different. >> N I G E R IS DIFFERENT. >> OKAY. What about just one G? >> Say it to Caleb then. Say it to Caleb. then. >> Say it to Caleb. Look him in his eyes. and call that. I'm trying to. >> Look him in his eyes. Look him in his. eyes and call him that. >> See, now he looks like an old. Call. Caleb. >> He's like, >> "Call Caleb. >> Why the hell are you stopping? Why are. you scared? Call him. [laughter] What? What? What? Uh,

>> it doesn't feel good. I don't like this. I Tyler. >> So, let me ask you this. >> As the least as as someone that doesn't. find anything offensive in this world, I. think I'm offended. I think I'm offended. on your. >> You can't be offended. That's cultural. appropriation. >> That that is racist. >> You can't call people racist. No, it's. the same as I saw a previous guest too. also mentioned the uh the fatigue that. we have in this country about any kind. of fatigue, black fatigue, gay fatigue,

uh liberal women fatigue. That's a real. thing. And all they're trying to say is. this. We don't care about your problems. or your past and all that [ __ ] Think. about right now what's going on and we. don't owe nobody nothing. That's what. we're talking about. Guess what? There's. also white Karen fatigue. Like we don't. like that energy. Wait, >> hold on. A point to be made. >> Yeah. Yeah. Am I supposed to pay. reparations to everybody that has a. disagreement with the past? Hell no. What about my Jewish friends that you.

know, [laughter]. I'm just saying, man, we're going to go. down that road where one section of. society gets reparations, then we need. to go down every section. You know, just. going to be honest, black people sold. black people. Do you want to go get reparations from. Africa? No. And I don't I'm just saying. >> Oh, by the way, happy Pride month. >> I'm just [laughter]. >> Okay. Okay. >> I got I got a question for you, bro. >> I love I love the jersey, too. Marian.

Hosa, >> we're brothers, man. Come on. Come on. We're brothers. >> If I may, if I may. [clears throat] The. point I wanted to make is, okay, maybe. there's a nuance conversation that can. be made on history and are we going to. cry about things forever? I'm not talking about that. That wasn't. what you said. You just came here, looked a black man in the eyes, and said. the N word. That is very different. >> Why? Why is it different? >> What the What? What? What is the. meaning? What is the meaning to you? Please explain what the meaning is to.

you. How the do you compare negro TO. NIGG R? WHAT ARE YOU TALKING ABOUT? I'M. NOT SAYING IT. THAT'S CRAZY. >> WELL, WELL, I said [ __ ] all day. [ __ ]. [ __ ] [ __ ] [ __ ] BUT I'M NOT SAYING. THE HARD R. THAT'S CRAZY. WHAT THE is. wrong with you? >> Say that fast. It sounds like you're. saying it, though. I mean it literally. is almost the same dialect. >> Hey, how about we explain what the you. meant by it's the same meaning. What is. the meaning that we're confusing with. social construct? >> The word itself has no meaning unless. you give it meaning. The language itself. has no meaning unless you give it the.

damn meaning. >> Is that up to the individual though? That's language. >> No, it's up to society that created it. That's like. 100 years ago that word wasn't. offensive. Like like it just. >> it almost sound like I said it again. >> GO. WHO DID SAY IT? OKAY. NEGRO. You. said it again. Negro. >> Negro. >> May please have a water. [laughter]. >> So there's the way. >> It doesn't FEEL RIGHT. IT DOESN'T FEEL. RIGHT. Put my hands. >> I can't put my hands. I can't put my. hands. >> I'm not trying to convin. I'm just. saying. >> Listen. I got I got.

>> the word. has [laughter] no bad connotation. >> Would it be better? Would it be better. to call you boy? [screaming]. that I'm just making a point that. >> mama bless me. Mama bless me. Lord have. mercy. Please forgive me for whatever. the hell I'm about to. >> Amen. No. >> I mean you say whatever you want. I mean. tell me. tell me. >> what the is wrong with you, bro. What is.

wrong with you? Like literally what's. wrong? >> Speak truth. That's what's wrong. >> there. There is no truth, bro. Do do you. know the history behind that word at. all? >> Yes. >> For somebody What's the history? Talk. Well, I just know that it's oppressive. Uh, with the. >> No, [ __ ] We were property. We. were slaves. They called us. We weren't. We were three-fifths of a person. What? We weren't even We were property. >> Do you like comedy? >> Sure. Comedy. >> Have you ever seen Blazing Saddles? >> Sure. >> Okay. >> You're not a THIS ISN'T A COMEDY SHOW. >> YOU'RE NOT A COMEDIAN.

>> NO, I. laughing. >> But my point is, >> nobody's My point is it doesn't matter. if you use that word or not. It depends. on context and intent. Use the word the. way you see fit. And me just saying the. word has no meaning other than that. It's the word. I didn't call you that in. a sentence or derogatory way. Um same. with boy. Like it's just it's just a. word. >> But you said it. >> Yeah, I said it. It's just like the.

>> You said it here in front of him knowing. you said cuz like the boy thing you. specifically said in front of him. because you knew it had meaning. >> to him. >> Yes. >> To me. I don't care. >> So you don't care about him. >> I don't care about people's feelings. Uh. it's not about feelings. It's about. facts and the reality. >> Facts over feelings. I agree with that. But that's when we're debating. economics. That's when we're debating. reality and a lot of different things. what you're doing is literally just. sitting here in front of a black guy and. just saying something because it's. offensive and you find it heha.

>> No, I'm just It's not only that. It's. not funny because I wouldn't do it if I. if there's negative connotations and the. way things are. I don't care because I'm. I'm making a point. You say what you. want to say. Say what people aren't. willing to say. >> Well, what's the point with what intent? I'm willing to say things that people. aren't willing to say with positive. intent. Try to actually fix. >> Why does it have to be positive? It can. be negative, too. But why do you want to. bring a negative force into the world? >> Are we all going to be kumbaya and be. positive the whole time? That's.

ridiculous. >> But if you're here for a limited time, I. try to do it like on you like here. I. say things people aren't willing to say. on the show all the time, but it is. still in the end with uh financial. literacy in mind. >> True. Fine. But it doesn't mean that. what you it doesn't mean that negative. things can't be said or it shouldn't be. said. It's not why should it should. negative be say. >> with negative. >> intent with negative negative with well. then the intent wasn't negative let's. just be. >> wasn't positive. >> it's neutral if and if even if you want. to call it negative the whole point is.

how well do you it's like anything how. do you know it's negative without having. negativity like if positive. >> it did hurt him like I'm not someone who. gets offended on behalf of people who. are not offended but if he's offended. he's offended. >> I could also be a halfass apology and. just be like, "Oh, I'm sorry you feel. that way.". >> I'm not asking for you to apologize. I'm. trying to understand your. >> I know and I wouldn't apologize. You. know, it would be a backwards apology, but like I'm sorry you feel a certain. way, but it is what it is, you know?

>> But if you So, okay, here's the thing. Like, do I think do I agree with all the. transition [ __ ] that's happening all the. time anyway? Okay. No, because like the. kid [ __ ] and stuff, I don't like that. But guess what? If someone would ask me. to use their pronouns, I just say it. You know why? You know why? Because like. if I'm going to be in front of someone, what is the point of intentionally being. rude to the person? I'm not going to. even if I agree with something or. disagree with it. I'm not just rude in. front of a person cuz the person is. still a person in the end. We have a. limited time on this earth. >> Yeah. But then also you're if you're.

calling them what they want to be called. doing I crap, then you're lying and. you're not you're yourself. >> Who cares? If I'm lying to someone for. 30 seconds and they feel good, then I'm. okay with But that's why I also made a. distinction between. >> the n word [laughter] and. >> Oh. Oh, now now you want TO SENSE. >> FOR YOUR OH, YOU'RE SO NICE NOW. NO. NO. NO. Don't say [ __ ] Look, you don't have. to say this again. I swear to God. >> There's a difference in saying the word. >> I can't believe you said the N word on. national television.

>> What? >> The saying boy. >> Okay. and and context with also being at. the casino and saying you need a monkey. monkey monkey and also looking at you. and saying monkey. There's a big. difference between all words and. connotations intent context and. everything else matters. That's what I'm. saying. The words themselves don't hold. meaning unless you give them meaning. >> But you are because you know who you're. saying it to. >> Yeah, that. doesn't mean anything one way or the. other. I could say it to it's it's how.

you take it in that that's what. >> I'm disconnected with the logic here. I. don't understand. I'm not someone who I. am like on the edge of edgy in every way. whatsoever. >> You use the word a lot. I usually. mentioned it. >> Do you know the meaning behind it? >> I don't go to a mentally disabled person. and call him just like you go to him n. word. >> You can because. >> you can but why would I why would I hurt. that person's feelings intentionally? >> You. >> I call someone like you because you're. >> fits though. No. See, here's here's the. thing. So you're going to go to a. mentally disabled person and call them a.

>> if they're if they are they are. >> you got to have. >> I wouldn't go out of my way and have but. if they are if they are acting that way. or they are doing that then yeah cuz. >> we are the polar opposite in every way. whatsoever of woke of woke and yet and. yeah even you are just like. >> no crazy. >> in my in my old job there was things. called retarders they are just it just. means slow, slow down. If somebody's. slow and they're mentally slow, they're.

that's just the way it is. >> Well, that was the clinical word that. was used. That was the original intent. But I mean, it's not used anymore. And. even still, >> just like you can't use psycho anymore, like come on, let PC. >> I think that has different either way. It's like I have no problem with the. word. Okay, I have no problem with that. But the reality is, would I go to a. mentally disabled person and call them. to their face? No. >> I mean, >> absolutely not. Cuz what's the intent at. that point? at that point. You just went. out of the way cuz at the point the only. thing you're doing is hurting someone's. feelings.

>> No. To make a point that was the main. point was because people say they will. and they do it and when they're on the. spot they won't say the word. I don't go. out calling black people. You know, I. JUST YOU LOOKED ME IN MY EYES AND SAID, "HAHA.". >> YOU WENT TO ME AND SAID THAT TO MY FACE. >> TO PROVE A POINT. >> WHAT THE ARE YOU TALKING ABOUT? >> To prove a point. >> What are you talking about? >> To prove a point other than. >> What the point are you proving? that the. word doesn't it should not have that me. uh meaning behind it in text context. >> Look at the reaction of everybody you.

>> are woke here. We're so far from woke. and you're getting negative reaction to. every some of the most like offensive. people you've ever met. >> Some of my best friends were black. So. >> Oh, here the we go. The same [ __ ]. All my best friends. >> They still are black but you know. >> only I can pull that trope. Oh, no. No. Working on Southside Chicago, man. I I. was the only white boy playing ball with. the guys, you know. I used to actually. call the. >> that I can't keep saying all show.

because then it's it'll just be a bunch. of bleeps. But. >> Oh, we're not bleeping it. >> Oh, okay. Don't Well, I don't mind if. you don't, but I'm just saying. >> you're out there, buddy. >> You can't play ball with in the south. side of Chicago. culture. So like you so like you tell me. called. >> Yeah. Well, I'd call him nothing. Just. whatever. I don't know. >> So it's different. So you'll call him. the N word, but you won't call him the f. word. So it's just like. >> f word. Oh, >> okay.

>> Yeah. I'll say it's a cigarette back in. the old days and it's also gay people. So what? >> Okay. You know, it's if you know it. hurts his feelings, why say it? >> Which word? I don't even know. But like. depending on what the way you take it. either. >> let me go anti-woke. >> is like wait is short word like the. >> let me go anti-woke for a second talk. I'm o let's just I don't even fully. agree with this but let me just have. abocate like. >> say it behind the scenes. >> Say that word behind the scenes. Even. say that word behind the scenes. Do I.

fully agree with that? Not necessarily. But like again I I can't believe you're. making me like Caleb wo camera right. now. This makes no sense. But why go to. the person and use the word that hurts. their feelings? Do it just be when you. know it does. >> Do you get. >> I understand what you're saying. >> Yeah. So then you know I'm not doing. that intentionally just going up. It. doesn't matter if you're doing. intentionally or not. If you know it. does, why not hold for at least 5. seconds until that person leaves? >> Well, because you're presented the. opportunity and it's a safe space.

>> You're so excited for it. Safe space. Your safe space. This is just a space. that exists. >> No, not my safe space. Apparently his. safe space cuz he gets offended. This is. everyone's what? Oh, buddy. I don't Come. on. >> I mean, I feel safe. I don't care. So, >> Well, you shouldn't. [laughter] There's. a black man across from you. >> I should feel more scared. You're saying. >> yes, that was a black joke out there. >> Yeah. Yeah. I. >> I'm going to be real with you. Your debt. is not the same as everyone else's. You've got your own unique mix of credit. cards, maybe some medical bills,

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not thank you. Apologies, Tyler, >> but I appreciate you. >> I appreciate you, too. >> And I would never. >> I got to ask him real quick before. >> Are you actually a fan or are you a. poser, man? I see. >> got this on his face. >> You know, I just got to. >> Yes. He wears the Blackhawks jersey all. the time. >> Okay, good. There a lot of posers out. there wearing, you know. >> But it's the same. It's the same as if. it's the same as if people wearing stuff. that they don't support. >> Antonio.

>> Yeah. Unfortunately, >> you're the poser. >> What? Cuz I don't like tacos. >> That was a. >> Huh? You don't like Tyler? >> No. Tacos. The [ __ ]. >> Who doesn't like tacos? >> They're a freak. You can't be trusted. >> Italian beef sandwiches. >> That was the sketchiest thing you've. said all episode. I'll be honest. >> Italian beef sandwiches all the way. So, what the That was a crazy rabbit hole. Why? That was the least expected thing. I've ever walked into in the history of. the show. What the was that? What the. was that? So, okay. So, uh you're going.

to be one of the incredibly rare guests. in the history of this episode that is. going to get fired from their job by. being on here. And I think you deserve. it. >> I I probably will be cuz I took the days. off anyway today and I um already over. my limit. So, whatever. >> But if you took it off, that means. you're good though. >> Or did you just not show up? I I'm I'm a. little sick, you know. Yeah, that's. >> I mean. >> Walmart. >> Walmart, we know who the majority of. your customers are. [laughter]. >> He's calling them words.

>> I mean, you uh when you pay your. employees a little bit, they're only. there just to collect the paycheck. That's what you get, you know. >> I agree. But you doing that at 42 is uh. pathetic. >> Well, there's a reason for that, though. >> What's the reason? >> I wouldn't even have the job, honestly. What's the reason, Jerome? >> Just to pay some taxes that I'm trying. to uh make sure I take. How do you owe. taxes? >> And I also uh for insurance I the also. the um the cheaper the insurance you get. with the employer paying the other half.

and everything. You go on your own, it's. expensive. >> Here it wasn't to say the N word on one. of the most viewed podcasts in the. world. Right. >> No, but uh but. as I see some. >> added bonus. >> Yeah. cuz. things some things need to be said. sometimes when people say they were. going to do something or and there's. something I agree with some of your I'll. be honest some your guests sometimes are. not very intellectual and. >> are you you the IRS money.

>> yeah oh yeah. >> and you also can't understand. >> difference between intellect and uh. deciding what to do and what not to do. and making choices. >> what about empathy. >> well that's not an important human. quality. Yes, but it depends where. >> this is one of the most runchy shows on. the internet, but it's still an. empathetic show because everything I. make fun of I get consent for. It's like. in the end if you don't understand that. he would be offended or he'd be. offended. >> Well, that's fine. They can be offended. all they want. It doesn't matter.

>> They can. It's the empathy behind it. >> I don't care what you say to your. friends, but the same to someone who. would be. >> It doesn't matter. >> Doesn't matter. >> My dick gets bigger cuz I'm a crazy. >> with refreshed speech. There's no such. thing as absolute free speech. There are. limits to that with uh context, but. >> and consequences to your action. I get. fired from Walmart after this. >> Yeah. Just like that, you know, and no. issue with that. And you'll you'll see. why I don't care about the way things. are. >> I'm going to call his manager. I'm going. to call his manager in the post show and.

report him. >> Oh, yeah. That would actually be. interesting. >> Yes. >> Because I you know, >> you deserve it. I don't care what. happens to you at this point. You're not. a good person. I wanted to report your. employee. Your employee will be on. camera in front of millions of people. saying the full n-word. He's also been. accused of rape multiple times. And. today, him not being at work, he lied. about being sick. >> This guy, >> this is the worst guest we've ever had. on. >> Well, just cuz I say a word. >> I love racist jokes. Don't like actually. racist people. >> No issue. Apart from racist uh.

>> my first ever girlfriend I had and. >> my virginity. >> I a black [ __ ] too. >> Puerto Rican and that's even worse. You. know the attitude on those? >> That's worse. Yeah. Puerto Rican back. there. >> Uh well, what do you want to say? Then. they should know. They know. Talk to the. lady. Are they hot? >> They're crazy. Yeah, they she That's why. I lost my virginity to her cuz she was. at. >> What age? >> 23. >> Oh, you're a loser. >> No, there's a reason for that though. I. I'm Catholic. Catholic. And I was trying.

to save myself from marriage. >> She showed up to the date where and see. through everything. She asked if I. wanted to have some more fun. I said, "You know what? Why not?" And that was. my introduction to San Antonio when I. moved. >> Oh, no. What a little victim. Oh, you've. been in San Antonio for decades. >> Yes. About 20 years. >> So, okay. So, you're saying the reason. you're doing this Walmart job is the. IRS. >> Well, for insurance. >> Tell me about it. >> Uh, >> okay. Yeah. Sure. The insurance problem. What's this IRS do? >> No, I just owe some back taxes. >> Why though? For what? >> For you income and not paying my taxes.

That's why I owe it. Because you aren't. you aren't claiming your casino. winnings. You're using your Walmart job. to show you're at least paying taxes or. something. >> What the is the uh I had a job prior to. that. >> Huh? >> I had a job prior to that. >> Tell me. I need the context. Buddy, if. I'm going to do a financial audit on. you, give me the story. Give me the. context. What is this? >> My old job. My old job, >> which was the train choo choo. Okay. I. uh decided it would be better to claim. tax exempt and pay my taxes at the end.

of the year instead of the government. taking and giving me a refund. >> Yeah. Bad strategy for like you. >> Exactly. And I decided not to pay them. >> And uh. >> And why? >> Uh just didn't have the money time. I. didn't feel like working extra hours. >> That's why we do the. >> I figured that once they audited me and. they started garnishing my wages, that's. how I just pay them back. Just. >> Yeah. But with like a 25% premium. >> No, it wasn't that bad. >> Dude, the interest rate that usually. gets on it is pretty brutal. Yeah, but. they're getting. >> plus fees added to it usually add up to. around 20%. >> Yeah, but they'll get paid, you know.

Sure. They garnish. >> with a 20% premium. Are they garnishing? >> They were, but. >> it was paid off. >> No. No. >> Why was it were and not are? >> Oh, because I haven't held a job for. more than like 6 months since then. So, an actual job. >> So, they don't know you're working at. Walmart? They don't know you're working. at Walmart or. >> Oh, not yet. I guess I've only been. there 2 months. So, >> Okay. Wow. What the. >> but I So from two 2020 till now I've. done a lot of side hustles and other. things. So. >> Okay. So tell me Yeah. So you brought.

that up at the beginning. Tell me about. your side hustles. >> Uh the what I started out with was. I'm an AP arcade player. >> Are you single? >> Yes. By choice. By choice. >> [ __ ]. >> Okay. >> Who the [ __ ] is getting with you? >> Oh, you'd be surpris Okay. It depends. who you go for and what you want, right? >> Yeah. Who are you going for? >> Um, so the last year or two I in the. past almost 15 years I've been a man and. I just hook up and if there's somebody.

if there's somebody that piques my. interest when I'll date them for a while. but it usually doesn't end well because. it's a selfish world. We're all selfish. and uh there's a lot of trust issues. that go on and I just don't want to deal. with it no more. So with people my age. and around my age, women that age and. around that age are either divorced, have kids or unhappy, they just want to. >> So just have fun and not have to have. that tie into a relationship with the. money and the uh living expenses, all.

that crap. Just. >> that's fine. >> Go your separate ways and do all that. >> That's fine. Do what you want to do. But. I have a hard time thinking you'd be. able to lock someone down. >> Oh, you should. I'll I'll speaking of. which, I'll show you and I'll open my. phone. You can see the people I've been. with are my girlfriends. But why have. you never Why have you never uh uh offer. it off your phone to show what your. girlfriend looks like and give an idea. of, oh, she's fat or she's cute or all. that stuff? >> Well, they've seen her so they can.

attest. But the thing is, >> so. yeah, >> why would I not? >> Well, I mean, for privacy, I get that. >> Yes. Cuz we're one of the biggest shows. on the internet. >> So obviously I'm being private to. protected. >> Yeah. And obviously you protect the. guest and all that, but so you can do. the same. You could do the same just. >> or show the guest or be like, "Okay, well, >> I trust you." Someone I don't give a. about you specifically because you. saying make comments, it gives you a. rating scale of like what you actually. think is attractive. That's my opinion, my show. >> A little Gordita from San Antonio may.

actually be decent looking and but in. your eyes she's, you know, 140 lbs. I. might be too big. What? >> Who knows? Probably not on her height. She's like anorexic ones. >> No, that's gross. >> Well, we don't know that. You just She's. a six. You know, >> you're not entitled to see my. girlfriend. It's my show. You freak. What are you talking about? >> Well, I mean, >> you don't have to show yours either. >> Oh, I will. I'll show them off cuz I'm. proud. But. only based on looks, though. I'm proud. of them. >> Okay. The people you're with now, I.

guess, is all I Okay. So, you're single. You're permanently online. Weird. Echo. Chambers. I mean, come on. >> No. Okay, that No, I don't like that. No, no, no. >> I may come off as red pill or whatever. The echo chamber. >> That's not even red pill, man. I don't. even know what you are. >> Rational atheist mttow. >> That's good. That's good. That's better. that way because because if you know if. you know how somebody is or the way. they're going, it's predictable. That's. pointless. Like why people put in a box.

and that. >> Oh, you got main character syndrome. >> I don't even know what that is, honestly. That's one thing that I don't. even think about. I don't care. No, it's No, it's a. >> it's. >> I don't I don't even know what I am. I. just know my beliefs and the way uh who. what I do and that's all it is. >> I'm very honest, very forward. I'm open. book. >> A [clears throat] revolutionary, ladies. and gentlemen. >> It is for people that you have on. >> buddy. Everyone is a unique butterfly. doing this. I'm like, "Oh, shut up.". >> There was like one person who freaked.

out about it and I everybody. They're. all worried about. >> with my words. Okay. So, what are the. side hustles? Yeah, let's get back to. that. That's how. >> Oh, I forgot. Uh, so I play arcade games. and I win the prizes and sell them for. profit. >> What the. >> I went last night. I got some prizes. I. >> Okay, single 42 freak racist playing. arcade games. >> Yeah. >> By himself around all the kids. This is. not great. >> Yeah, technically. Yeah, but. >> this is not great, Jerome. >> I also uh I also participate.

in um a legal loophole. gray area part. of gambling online. >> Oh, do you? >> But I don't necessarily gamble my own. money. I am not sponsored, but I uh I. write letters and send them in by the. mail and I get paid $5 for every one I. do. And when I get my money, a free. play, then I play it and I cash out. >> If you win. >> No, I always win. I mean, well, okay. >> That's not how casinos work. >> Well, I lose in the long run the money.

However, No, no, no. However, I get the. free money to play because of the work I. did for the writing. >> Why not pay your bills? >> Well, cuz I do gamble some a little too. much sometimes. But. >> shocker, you're in every way. >> Some bills are more important than. others. And. >> how do you even pay your bills if you've. only What? So, how long were you gapped. between your previous job and Walmart. that you've been at for 2 months? >> I Well, I mean, I worked other jobs. between. So,

>> how do you pay your bills? >> Just when I need money, I'll go get a. job. But other than that, it's by mainly. the uh. >> Don't you always need money? Is there. not rent? >> No. See? Well, no. Actually, uh just. recently, I decided to move in back with. my mother. >> Oh, you [laughter] are such a. >> No, no, no, no. See, I wasn't going to. >> Oh, you're pathetic. >> I wasn't going to, but she offered. >> Oh, >> and why not take the offer for? >> Of course, mother will offer, but dude, you're pathetic. >> No, no, she's uh she's had a lot. She's. uh done a lot for me and uh she's had.

enough of my old she's had enough of my. BS. But. >> you're gross, man. What's wrong with. you? You disgusting beast of dis you. Dude, I don't even know. I don't even. know. And why do you have breathalyzer. on you, by the way, that my security. guard told me about? >> Cuz uh. >> that's crazy. No one's ever coming with. a breathalyzer. >> I mean, I figured I I'd bring it just in. case I need it. Or. >> Why would you need it? >> Well, you got to blow into it. though. >> For why? >> To make sure I'm not drinking.

>> For what purpose? You prove to yourself. constantly. >> My third DUI. >> Okay, why don't you blow into it right. now? >> All right. Oh, yeah. Actually, that's a. good idea cuz. it would make sense why I said certain. things and did certain things if you. know. [snorts]. >> Okay. Yeah. Why don't. >> No, this is what happens when you don't. have a car, but they still have to track. you in your consumption. So, >> Oh, yeah. 3D hope you don't have one. How the did you get here from San. Antonio? I could if I wanted to and I. could have a license. >> How'd you get here? >> I took the bus.

>> Oh, >> I was going to take an Uber, but. >> blow into that thing. >> Here. Here we go. >> It's analyzing. >> Okay, he passed. Good. Okay, so I feel. comfortable doing this cuz I don't want. I wouldn't want to the drunk person. >> No, >> there was a drunk creature on once. She. was a lady. realize and say what I say. or sober and. >> it'd be better if you were drunk, but. not for the sake of filming cuz it. wouldn't feel good for me. Um, >> well, you're on you're on probation, so. you legally can't drink, right?

>> Yeah, even if I said there's a loophole. >> Well, for the uh the casino stuff, not. the uh. >> uh. >> Well, actually, for Okay. Well, there is. no loophole for that. It's. >> except this is what he told Colton. Go. yourself. I don't care if I ruin your. life. Only have to do it twice a day. So, you can do it at 5:00 a.m. and then. do it later in the day and have a drink. in between. >> Yes. If if you really wanted to drink, it's not a loophole, but they uh there's. three there's three windows you have to. blow from 5:00 to 8:00 a.m., 5 to 8:00. p.m., and 10 to midnight. So, to me,

it's almost pointless to have this cuz. you could get drunk in the middle of day. or early morning after you blow at 5:00. a.m. and then sober up and then blow at. 7:59 p.m. and you'd be fine. So, I not I. don't do it. Three DUIs, on probation, has to blow into a breathalyzer, can't. drive, lives with mother, 42 years old, could drive. issues, addictions, veinly racist. Um, >> it's one more thing. >> What do you have going Oh, als.

what what is going for you in life? >> Cuz right now, you're actually the most. pathetic person I've ever met in the. over four years of filming this show. It. could be. >> pathetic, I think. Right. All those. things that I just stacked up. >> I have a pension. That's one thing. >> from the railroad. >> Yeah. >> Okay. Who owes What's the pension? >> Uh well, in today's money, it would be. around $1,500 a month. So, >> okay. You're not going to survive off of. that? >> No, but I won't die off of that. >> Hope the pension doesn't go bust. We'll.

see. >> The ro retirement is way more solvent. than social security. So, I'm not. worried about that. I'm not worried. about that. >> Can uh but what do you have actually. going for you that you've done? I mean. the hustle gene man I can that I've been. able to survive this long with hustling. doing what do you have going for you now. because you're not surviving you're with. your mother at 42. >> So so the casino the casino thing I do. right I average. >> that's what you're going to say is going. for you the casino for now. >> dude you have nothing in life. >> is sad for now.

>> your life is sad. >> for now. >> What do you have to hold on to to not. kill yourself every day. >> which maybe you should for the sake of. the world in Minecraft. It would be a. lot better for the rest of us in. Minecraft. Well, you know, with the. empathy part, I really don't go around. dling kids or nothing crazy. So, >> that's what's going for you is you don't. kids. The reason you don't kill yourself. wise, everybody's fine. For me. personally, and my immediate family, not. so great. But. >> that's uh. >> What do you have to hold on to in life?

>> What is the reason to keep going in your. family? Family for sure. >> Yeah. Well, they're all going to die. soon. That's the only Well, I hope not. >> Well, your mother, you're 42. Come on. >> Yeah. No, no, no. My mother. Yeah. But. uh um the uh my. >> siblings, they probably don't like my. siblings, but also uh my uh nieces and. nephews. >> Yeah. They're all going to be ashamed of. you from this. >> Oh, that Yeah, sure. But they they don't. I don't care. >> Yeah. They don't care if you die. >> No. >> So, what is the reason for you to keep. living? Unfortunately, for the rest of. us in Minecraft,

>> just to enjoy life, honestly. Like, >> what are you enjoying? You live with a. mother. You're gambling. You're an. alcoholic. Money, money is like, okay, this is my also belief with the credit. score situation, all this stuff. >> Money is just a tool to pay bills and. that's it. >> You don't pay bills. >> Well, I pay what I need to pay. That's. about it. >> You morally, you. >> traveled. This is what's so pathetic is. you are the guy that you were ranting to. colon before about men and women how men.

have gone soft and the world is against. men and the women is stacked and. honestly. >> you're right. Women is uh uh college is. stacked for women right now and it's. against men. There are some real things. The gender divide is horrible. The. gender wars are horrible. the loneliness. dating apps are uh if they were a. country alone would be literally the. 25th most unequal country in the world. in terms of the ratio against men in. terms of what you pay for and what you. get. It's really bad. There's lots of. things. But you're a pathetic excuse of. a person that you would not be able to.

adequately adequately speak on the. actual realities of men and women in. this country at all. >> For sure. Yes, I agree. >> And yet you're just sitting there. ranting, ranting, ranting about how men. are pathetic. You're pathetic. You are. the example serial dater. No, it's not. even about dating. You are the example. of what is wrong with men. You are. pathetic. Living your mom at 45. >> As a man, it doesn't matter how much you. make or what you do. For certain a lot. of women, they don't care about that. anymore cuz they want to be boss babes. and they want they li especially these.

boss babes. Liberal women want. traditional men. >> They want to be with you're not a. traditional man. You live with your. mother. You're an alcoholic. You gamble. every day. You are not traditional. >> That's all normal. Antonio, you know, that's like the biggest DUI city in the. country. It's like one of the biggest. >> You are a failure in every way. It. wasn't stacked against you. There are. actual men that have statistical things. stacked against them with the end of. male spaces and whatnot. That is an. actual truth. >> What do they have against them other. than maybe being born as a bore a poor. black man, you know? >> Huh? What are you saying? >> What do they have against them that they.

can't take or they can't do more with? What do. >> What do you mean? What are you saying? Oh, they. >> What's your counterargument? they have. uh. roadblocks or they have legitimate. reasons why they can't get ahead in life. and do all this. That's what you said. >> Roadblocks. >> Well, whatever you said. >> No, there's a loneliness crisis and the. dating apps and everything is stuck. against. >> there's only a crisis because they're. making. because men and women don't know how to. how to react with each other and stuff. They're they're lonely. >> So, you're the pinnacle of men who can.

speak for how men are pathetic now. men. not not to be afraid to hit up DM. sometimes to go out and find a woman not. to be afraid. >> I agree but you also have to acknowledge. the cancel culture that that exists in. the tea app the tea app and Facebook. groups these are real things. >> I was I was a part of a Facebook group I. won't mention but uh I was accused I was. accused of. >> from some people. >> okay we're not surprised and I bet you. did it. >> and you know what I did I told them. straight up and the people don't do this. if you really believe that you're a [ __ ]. friend for not uh going to the police or.

going and being for your And and if you. still believe that, call the police, have them come to me. I'll do an. interview and we'll do this stuff. That's the reason why. >> So, who accused you of. >> Oh, I don't It's actually I do know, but. it's a somebody I barely know. It's a. part of a. >> What was the accusation against you? >> That's it. I forced myself on somebody. that he knows. And. >> Huh? >> Yeah. He said, "I heard you forced. yourself on somebody." And uh. >> what did the person that you forced. yourself on say? >> I don't know who. They won't say. They. don't want to say because a victim, you. know, whatever. And I and I told him, "Then do it. Go to the police. do all.

this stuff. It's mainly because. >> when you are like me or you don't know. who you are anymore, >> buddy. First of all, you were probably. plastered out of your mind. How do you. know? >> No. See, and that I. >> three DUIs. >> Yeah. Well, and see, that's the other. thing, too. All that pissed me off. You. mentioned something about DUIs and all. stuff. First of all, you don't know. anything about the legal system when it. comes to actually being in it and going. to court cases and stuff. When it comes. to criminal, when it comes to criminal, have you ever dealt with criminal case? All cases are different. A DUI is not a.

DUI is a DUI. They're all different. My. first one was for sleeping point was for. sleeping in my car and I didn't know it. was illegal to just sleep in your car to. sleep it off. >> Oopsie. You broke the law. >> Yeah. Okay. And then the other one was I. didn't leave the parking lot. I got. another one. The third one was legit. I. I traveled two miles. I was over. >> That's fair. That was fair. Very fair. >> They're all fair. >> And technically they are. I believe. >> WAIT. HOW WOULD I NEED to have gone. through a criminal issue myself? There's. a difference because there's a. difference between.

>> uh if two DUIs is if you were traveling. and get in an accident or if you were. sleeping in your car, there's a reason. why the third DUI in Texas is considered. a felony and two years two to 10 years. in prison. >> Good. I got over there. So you stop. >> the choice of misdemeanor or felony. And. I didn't I didn't have to serve any. time, >> but and I actually took the felony. >> because the probation is a little easier. and for me personally. >> Well, you're never going to get a job.

again. >> Ex me personally, I know my the way I am. and the way I move and I like, you know. what, felony won't hurt me that much. I just launched the brand new Hammer. Elite app available on every major. platform. You'll get three exclusive. dedicated shows every single day, Monday. through Saturday. And to celebrate the. app launch, [music] I'm offering 30% off. the annual plan in the month of June. only. Plus, I have an exclusive offer. just for you, but [music] it's limited. to the first 1,000 people to purchase.

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they caused. Click the link in my bio to. take a short quiz. You may be entitled. to a potential recovery of over $1,000. >> Whatever. >> Dude, if you were someone that was known. >> Mhm. >> I would totally believe you that there's. like a false accusation cuz it's been. weaponized. Things have been over. sensationalized. The culture is [ __ ]. at this point. I almost believe nothing. that's accused against anyone anymore. >> Well, it's because it's absolutely. insane. The reason why people say [ __ ]. like that too is because of jealousy. >> No one no one knows you. Why would. someone known in that group and I'm.

>> a Facebook group? >> It's a big group here in locally. Well, >> people of or not people, I'm sorry. Singles of Round Rock or Round Rock. >> What's the point? >> Round Rock. Yeah. Round Rock Singles. I. rock for 5 years. Yes. I used to live. there. >> Round Rock is a small little It's as big. as suburb of Austin. >> Suburb. IT'S NOT LIKE A BIG THING, DUDE. >> It's probably almost as big as Austin. It's getting there. It's. >> overion people in Round Rock. >> I don't I would highly doubt that.

>> Well, most people can't even That's why. they go to Round Rock and Fluger. All. those. >> They can't afford someone would just I. Well, no, no, no. I mean, yes, random. accusations 100% do exist, but if you're. someone known, I would consider it. probably likely [ __ ]. >> I was saying before I was interrupted, >> by the way, it's uh it's about 15% of. the population. >> of what? Round Rock has 15% of the. population is Austin. >> Oh well, I mean, >> so shut the up. You know nothing. You. say things. You don't know things. >> I mean, okay. Williamson County will say. then.

>> Okay. Yeah. Push the post. >> Um the uh the whole point about the. >> I just don't understand why someone. would accuse you. >> because I was known in the group for. >> as a. >> dating and going on too many dates and. hooking up with people. And. >> what's wrong with that? A lot of people. have jealousy issues and like they don't. believe that. >> they're jealous of you. Well, of that. instances or those the friends of. friends and I uh. >> dude can't you're dude you see cancel. culture was totally weaponized and I.

don't believe people anymore but I don't. understand why you. >> once you get also a couple women and you. have fun with them then they talk too. and then they think about it and they're. like oh he was fun and then you get. message like hey what are you doing. tonight and you know you go with that. and you just have fun with different. women and they start talking and things. happen and next thing you know, you're. doing too much to with too many people. and. >> people don't like that. So, and I. haven't done it in a while, but. >> anyone that's good. >> I'm glad.

>> I mean, >> no, you're just going throwing hard Rs. >> You're just our ears with those words. instead. >> Yeah, I I will admit to that. That's. fine. But it's only if it's not. consensual. So, you consented to me saying it. So, yeah. >> I guess there was implied consent. >> You didn't necessarily uh think I would. have wanted me to, but you consented to. it. So, >> I dude, I don't know what the to do with. you. What do I even put down as your. income? >> Uh,

I make about 900 every two weeks, 1,800. monthly for Walmart. And on average, at. minimum. >> Well, I'm going to cross that out cuz. I'm going to call your manager and get. you fired in the post. minimum a,000. bucks from uh the casino stuff. Yeah. A. month and then about 500 let's say for. arcade stuff that I I haven't been I. could do more. It's just. >> you are such a joke. >> I just haven't done much. I But see the. casino stuff it varies a lot. So about a. few days ago I actually did get a $4,600.

payment from them. >> So that helped. But it's. >> this is strictly in Minecraft. In. Minecraft. In Minecraft. >> I've never played Minecraft so I don't. even know what that is. This is in. Minecraft. >> What is. >> But would the world lose anything if you. were no longer here? >> I don't think in Minecraft. >> Is this like the ender dragon or. something? Or I don't That's all I know. about Minecraft. >> No, you're the zombie that pulls up to a. village, knocks down the door, and a. [ __ ]. >> Why do you think your financial score is. 0 to 10? Zero being the worst, 10 being.

the best. >> Uh.5. pension. >> Pension. Yeah, that's that's a lot more. than people can say. That's a lot more. than most people can say these days. I'm. just saying. >> No, not at your age actually. >> Most people don't even have a pension. >> Not pension, but they do have retirement. funds which are gaining usually better. Pensions aren't usually even the best. these days. >> Well, I'm in a different situation. The. railroad is tried and true, so I'm not.

worried about. >> Yeah. $1,500. That's what you make now. But you can't survive today. Yes. Today. >> I can survive. I probably could survive. 1,500 a month plus the little side. stuff. Yeah. >> Oh, yeah. With you doing extra, sure, but that's not retirement. >> Yeah. >> You want your hammer financial score? Get it for free at caleammer.com. Take the assessment. It just takes a few. minutes and you can see where you stand. in the world of finances on your own. very very own Hammer financial score. And if you don't want to be like a guest. that ends up on this show, make sure you. download the Dollarise budgeting app. like tens of thousands of monthly active. users use for a reason with the.

automated account connections and those. insights you need to change your life. Take the free trial. See if you like it. Most people sign up for the annual. version after the trial because it saves. almost 50% on the cost. Then you get my. personal digital cookbook in your inbox. and the physical 30-day meal plan signed. by me mailed directly to you. This is. what it looks like. I sign it and I mail it to you. I'm not. giving one to him cuz he's a bad person. and he deserves nothing. >> You could see that. Oh, I thought you.

said fat. I thought you said bad. Well, same thing. They're both. Okay, >> let's see. >> Let's see what. >> your finances. Yes, we're doing that. >> Yeah. >> Okay. IRS debt. This is since 2019. >> Yeah. >> What the is wrong with you? You are. pathetic. You are actually I can't. believe you're the one that says men are. weak. You are the example of weak men. You're holding our society back. You're. not providing anything. You're a taker, not a contributor. >> Oh, I don't take I don't. >> You are the weak men that create hard.

times. Yeah, but I don't even qualify. for taking anything though. I I've even. tried for. >> No, but you owe your tax assistance and. stuff. Yeah. Yeah. >> I mean, they'll get it back eventually. >> Really? I don't know. Now, when you get. fired, what wages are they going to. garnish? >> Well, I don't I mean, I'm going to have. jobs here and there. So, >> here and there. You felony. Who's hiring. you? >> H. >> I mean, there's a lot of jobs. >> Why' you leave the railroad? >> Oh, boy. >> Oh, >> there's multiple reasons. many of them.

colors. >> kind of. No, there's there's a multitude. of reasons. Some more important than the. other. The main reason, >> which color is the worst? >> Purple of the people. >> Black. Oh, well, black and white are. technically not colors. You know, I'm. just. >> Uhhuh. And which one's the worst? Which. race is the worst? Which race on planet. Earth is the worst race? They're all. bad. But of course it's the uh. >> Howard of No, of course it's the um H. the worst. That's a good question. I.

never thought of it. If I had one, if I. had to pick one, >> well, it's not necessarily race, but. region. There's two of them. Some. Indians and Nigerians. Lot of scammers. A lot of people taking. money. >> And what's the worst race? >> There's no such thing as the worst race. is worse. Regions are people of color. and races. Horrible white people, horrible black people, horrible Asians. >> Oh, very welcome.

>> It all depends on the your morality and. your own belief system. >> Which race is the least moral? >> Well, it's not a race. Every everybody but. Americans. We have our own culture like. the Iran and or Iran, whatever. what. they think they're doing over there is. right and everything. So, who are we to. say that they're wrong, you know? So, for me, >> what's your least favorite disability? >> Oh, my favorite job. >> The one the ones that people claim they. have that they don't, which is a lot of.

times. >> disability. >> Well, a lot mentality. Mental. >> Well, you have. >> in general. No, they mental most mental. disabilities are [ __ ]. >> You think like panic disorder is. [ __ ] No, because that also has. physical traits to it. You know, that is. real. And I I think that that goes that. coincides with mental disability. But. when people say. it it's being weaponized way too much. just to get make excuses for not going.

to work or for doing this, for doing. that, and um especially like you. >> What's your monthly payment on your IRS? >> Zero, >> right? I I mean I I do plan on doing a. payment plan instead of that. >> What were you about to say about the. military? >> The disability crap, you know, like I. know, >> but that's not just all bad. >> No, but. people use disability. >> this show. No, it happens all the time. outside and it's not just military. It's. anybody and everybody. Like I even I. even abused FMLA when I worked for the.

railroad. >> We're not surprised. >> Yeah. and the. >> you're pathetic. >> because my girlfriend at the time has uh. crippling anxiety, can't drive, all that. stuff. So, >> she was a [ __ ] and that's the only. one that would you. >> I I would she even consent to it. >> most times until the last time we No. [laughter]. wait that sounds bad. That's not what I. meant. >> Well, you are accused of. >> No, the last time that we hooked up uh. we recorded ourselves and I saw I saw. her face on her look the look on her. face. >> Did she know you were recording? Yeah. Yeah. She knew. And uh I could tell then.

that it was. >> Has anyone else seen it? >> No. No. Not that. No. No. >> But other ones? >> No. But they've seen enough. She used to. be in modeling. She used she she even. went to Playboy Mansion once. She used. to be in the culture. >> Okay. Continue your story. >> But she uh we went to her psychiatrist. and she filled out paperwork for me to. get FLA on her even though we're not. married or have any spousal. relationship. >> That's BS. Like that shouldn't even. happen. But I took advantage of it and I. got EMA. >> just like you took advantage of her. Very good. Show me a picture.

>> Yeah, I I. >> Playboy model. Let's see this. >> Well, no, no, no. Yeah, she used to. >> Oh, here here's the walk back. HERE'S. THE WALK BACK. >> SHE WENT to the Playboy Mansion. She did. stuff there like a little pageantry or. whatever, but she wasn't like she used. to do that stuff and she's gorgeous, but. she um she has issues and. >> she's one of to be with you. >> Yeah, she's one of the reasons why I. quit the railroad, but the main reason. is cuz I just hated it's 24/7 on call uh. job. That's why you get make good money. >> And the people that worked there were.

annoying. They're cheating on their. wives, complaining about bills, >> kids. I had enough of that crap. I had. enough of like being on call time. I. lived in Round Park, but I had to report. to San Antonio with two hours. >> What were you making? >> Well, for me it it varied a lot because. a lot of times. >> on average, what were you making. >> at the minimum? Like five grand a month. At max 15 grand a month. >> See, you were making good money. That's. why it comes with it. >> It Yeah. And that they they. >> show me a picture. >> Okay, hold on. >> There's additional 2018 IRS debt,

$4,100. Well, this is with a new man, but that gives you an idea. >> He's about 20 years older. >> Okay. >> I mean, that's. just average white girl to me. >> Yeah. I mean. >> I mean I probably out of your league. shirt. >> Oh, yeah. Yeah. I I completely agree. Even my last exit said there's job. She. doesn't have it. At least not that I. know of. She does not have a dose job, but it wouldn't surprise me. I don't.

know. >> And do you still talk to her? >> Uh, a little bit here and there, but not. No, just like share a reel here and. there. She'll send me She'll send me a. real of like a train thing or um Oh, I. forgot what last one. Oh, playing arcade. games. >> 2015 IRS you owe for over more than a. decade ago. >> Yeah, I I'm pretty sure it's still. there. What the is wrong with you, dude? Why? So, okay. Even back in 2000, that's. $24,61149.

That's insane. >> Yeah, I thought it was lower, but I. guess with penalties and interest, I. don't know. Uh, that year I might have. worked enough. I don't know. Um, I only. had my railroad job at the time and I I. claimed tax exempt. So, >> So, you've been doing that since your. 30s? Since even before your 30s, you've. been doing the tax exempt [ __ ]. >> I I went on and off with it. You know, when I need extra money, when I need. extra money, >> you're literally not a contributor in. any way whatsoever. >> Well, taking Well, other than I don't.

take like resources to the system I owe. >> Everyone's taxes are going to have to be. higher because of people like you who. aren't paying their fair share. You're. the people that aren't paying their fair. share. >> Now, I'm in the bracket to where uh I. shouldn't have to pay anything. So, >> except for what I owe, maybe. When was. the last time you had not filed exempt? >> Few years ago. >> Well, now, yeah, I'm getting weird date. now. This is 2023 through 24. 25. >> Uh-huh. >> 23 to through 20 25 IRS. It's crazy. So,

you have four individual debts with the. IRS. OH, YOU DON'T EVEN KNOW. IT'S. QUESTION MARK. IT'S question mark. >> for what? The last. >> IRS debt 23 to 25. >> Yeah, cuz I didn't I didn't file. So, >> Oh, it just haven't filed. Why not? Why. the so the past 3 years you have. >> well cuz I was around the uh the minimum. requirement to file or not uh poverty. whatever on my jobs. >> through your own choice too. That's. insane. >> Well, I figured if uh with all the. little jobs I had and the W whatever.

they send um it was a little too much to. keep track of. So I figured they'll. audit me and they'll get it. So it is. what it is. But that's why I'm here. I have a LZ. fair attitude with pretty much. everything and I love it. I love it for. >> your own life. I love the freedom. However, I I do want to clean it up a. little bit. So, >> freedom, but you still owe your taxes. because then you cost people like me. >> Yeah, but I they're going to get their. money no matter what. >> So, again, it's freedom. Yes. To a. certain extent. You can't drive drunk.

>> Well, you can. You'll just get in. trouble for it if you get caught. >> when you did. Duh. >> Yeah. And. >> so the future, >> what does the future look like for you? What are you even trying to do? What are. we trying to do? >> I'm sure you want to clean a little bit. of this up, but what can we do on the. income side? Like what what is there for. you? >> Actually, I'm not too worried about. cleaning stuff up right now. Uh. >> what's the point? What are we doing. then? >> Well, I eventually, yes, but it's more. about progressing in, you know, business. stuff and.

>> business, >> making more money. >> Who's going to do business with you? >> No, no, no. to my well anybody that. wants to make money because I deal with. I also have a resell certificate and I. used to buy wholesale and sell retail. and all that kind of stuff. >> So okay what's our business future. >> mainly. continuing doing the casino stuff while. it's still legal in Texas. >> until that runs out. >> then. >> is that on the docket for no longer. being legal? >> It's been on the docket for the last. couple years and they've been getting.

more. >> voted for it. >> No, not yet. It's been taken up here and. there, but. >> with the elections and stuff, they. >> even still what? You make a,000 hours a. month from that. You that's not our. survival. >> That's that's that's on average minimum. Like I sometimes average minimum. >> Yeah. But average minimum in that case. would be 12,000 a year. >> That's a safe amount. >> That's still 12,000 a year. AVERAGE SAFE. MINIMUM. YOU'RE NOT living on that. >> So what's the future? >> I was and I have been until I. hypothetical because I injured myself. I.

broke my arm and I had I couldn't work. for two months. So things got back and. I'm like, you know what? It's better for. me to go home and save some money. And I. healed up and now I'm getting back on my. feet. So, uh, >> well, so normally I would offer him. things to help, but I'm not going to. So, uh, you you don't get a course. career certification, which is what most. people on the which is what everyone. else on the show uses to improve their. income through their job experience with. the course careers on their resume and. get a better job. you. I'm not going to. get you access to any kind of personal.

loans or extra help that you can find on. caleb.com. Not going to do that. I'M NOT. GONNA GET YOU ON HELIUM EITHER. You you. get nothing. >> Well, you loans are not shouldn't even. be allowed. You don't need Exactly. I. thought there's freedom. Why? I can't. borrow from someone. Go yourself. That's. not freedom. >> But you don't need that to be. financially successful. It's actually. better to have no credit score or even a. bad one with someone trying to get a. $400,000 medium price home. That's easy. Manual underwriting. You could do it. even with bad credit. Have a bigger down.

payment. >> Yeah, exactly. But you don't need a. credit score. Other loans that show up. >> That's still a loan. You just said you. don't shouldn't have loans. That's a. loan. >> You manual credit manual underwriting. isn't everywhere for everyone. >> That's a different type of loan. You. were saying a personal loan. That's. completely different than a home. mortgage. Even a personal loan you can. get under. >> You can manual underwrite any kind of. loan. >> Exactly. So it doesn't matter even if. you pay your bills and stuff. >> What are you talking about? >> What is the point YOU'RE TRYING TO MAKE? And what I'm trying to make is it. doesn't matter what your even your. passes and the bills you pay or don't.

pay you, you can always get what you. want if as long as you have. >> not necessarily who's going to qualify. you even with manual underwriting. >> Well, anybody if you have enough cash to. like 20% or to have some equity in the. home that they'll take the chance on it. >> You have $80,000 for a 20% down payment. on. >> First of all, that's ridiculous amount. of price. You don't need that kind of. >> the median. >> Yeah. For where in this country even San. Antonio United States. >> Yeah. But San Antonio, you could get a. condo for 100k. So. >> can not necessarily are. >> not necessarily you want to. I get it. But. >> well, who knows? Maybe that's not for. sale. >> You live within your means. You don't.

have to. Plus anyway, uh the next 5. years I kind of want to uh the main. focus I have is possibly. >> living in Albania and where you only. have to make $1,200 a month to live. there and the cost of living is so damn. cheap. >> You know why? Because the incomes are. associated with it. You're not going to. make dick over there. >> But yeah, you can you can make money in. America while being there. A lot of. retirees do it. >> with like remote jobs and different. things. What are you going to do? >> You don't even need that like. necessarily. >> Huh?

>> Yeah. You don't. >> How are you going to make money? >> You can easily make 1,200 a month. >> How are you going to. >> Well, [sighs] [ __ ]. There. >> there is a way to It's not drop. shipping. >> You can make products, especially a. source from Albania and sell them on. Amazon and do like. >> But you'll be in Albania. No, you can. start it here and export export the. Yeah, yeah, but you can still do it. here. You can. >> How? You're not here. You're in Albania. >> No, you can conduct business in Albania. or here. It's It's fine. Uh.

>> what are you drop shipping? >> It's not drop shipping. I'd actually. make it with the the It's actually from. the Baltic. It's the TE's and uh. >> and sage and all that stuff. Yeah, it's. specific to the uh Baltic. >> If you could just do this, why haven't. you? >> It costs money and uh I don't also. >> then how are you going to if it costs. money? I'll make the money. >> How do you make the money? >> It's not even that expensive if you want. to do it on your own. >> Why haven't you done it? You keep. counter. >> because I rather do it professionally. and SEO and all that stuff because I.

don't have the money and. >> and how are you going to. >> easily. >> what? >> Work. >> You're not. You're about to get fired. from your Walmart job fairly. >> Yeah, but that's not that's not really. >> Well, unfortunately that's your only. income and you have a felony. So, good. luck. >> Yeah, but that's uh there's always jobs. and always a way to make money no matter. who you are. for felons. >> Oh yeah. Oh yeah. There's there's felons. even worse charges and all that than me. that make more money. >> Yeah. Do all that. Shoot. I I invited to try. I actually would love it.

>> because I you know when pe the reason. why people don't do stuff like that or. like lawsuits is because there's. discovery process and if you open. yourself up to discovery then you have. the chance to ruin your own life. especially when there's false. accusations. So I invite that. >> Okay. What are we going to find in your. life? Nothing that I won't talk about. here. >> Okay. Yeah, median in San Antonio is. cheaper. It's right around that like uh. it ranges from 260 to 310. So there you. go. So are you saving up? Well, you're. not going to live. >> No. No.

>> Uh okay. Is everything what you're doing. >> for that money legal? >> Technically, yes. >> Technically, yes. So could not be very. >> Do you have any uh knowledge in the. trading card sphere? >> Okay. Well, >> that's kind ofing stupid, I'll be. honest. But what's not is actually. getting a checking account that gives. you free money. Free money. We like free. money. You can get up to $200 in bonus. cash right now when you sign up for the. checking account that I use. Chime.

Also, it makes your savings grow at a. 3.5 APY interest rate. Guys, you can. watch Financial Audit and get free money. at the same time. Who would have. thought? That's incredible. Check it. out. Link in the description below. Stop. bleeding out money making minimum. payments across multiple highinterest. accounts. Most Americans are spending. hundreds, sometimes thousands of dollars. that could be going toward actually. paying down debt instead of lining some. banks pockets. And look, if you're. sitting on high interest credit card. debt, a car loan at 18%, or oh my.

goodness, a payday loan charging you. tripledigit interest rates, you need to. hear this. If you've already cut up the. cards and built better financial habits, but you're still drowning in interest. payments, barely making progress, this. is for you. I have opened my very own. marketplace, a personal loan marketplace. that lets you get personalized offers. from multiple lenders in one place. You. can see if you pre-qualify in minutes, and it won't impact your credit score.

But here's the deal, this isn't a magic. bullet. If you refinance your debt, but. keep swiping, you're just making the. problem worse. you still need to fix the. behavior that screwed you in the first. place. But if you're serious about. getting out of debt faster, you could. potentially lower your monthly payment. by securing a single payment at a much. better rate. Check out the link in the. description below to see your. personalized offers or go to caleb.com. And remember, you still got to do the. work. When you buy a box of cards, not. Pokemon, it's a little different cuz. that's trading card, but like uh sports.

cards. When you buy a box, there's a no. purchase necessary caveat to that. because otherwise it's considered. gambling because you're buying something. that you don't know the value of. So the. casinos work the same way in certain. states. So in order for them to be. legal, they have to give you ways to. play for free. And that's what I do. I. enter with postcards and. >> I'm talking about tea business, man. >> Oh, that what? That's that's what Wait, legal? Yeah, it's completely legal. It's. just uh you have to go through the.

process. >> What's your funding source you'll need. >> altogether? Um to do it legitimately. like with professional photos, all that. stuff with Amazon, it would be no more. than 25K, but. >> you're never going to get to 25K. >> What? >> And that's what that's another reason. why I want to come here because I know. my situation is not the best. I know. it's not the worst. >> Not at all. It's pretty bad. But you. live with your mother, >> but it doesn't take much to reverse. that. And it doesn't it doesn't matter. if you're a felon, if you make even if.

you make little money. >> Unless you make $1,500 a month right. now. You're not getting at 25. >> Even if you make to me, it's all about. the it's about the mindset people have. It doesn't matter. >> Oh, the grind. >> No, no, not that. Not that. It if you. make a million dollar a year, you can. still be a destitute and poor and waste. your money. Sure. And you can all of it. >> You can make two grand a month and have. more money in the bank than people that. make a ton. >> Not you. >> I will. I will. >> Will. Never have. Never do. But will. always in the future never know now. >> Yes. That's that's why I was. >> 42. Now you're going to change.

>> Yes. I've always been a coward in the. sense of you are a coward there and not. making it known to the world. Uh. personal responsibility. And that's one. of the reason why I came here is because. I can say I can tell it to I can tell it. to myself all day. Look at the mirror. every day. But to put yourself out there. and more accountability. that is a driving factor. If I'm not. willing to change for a lot of other. things in my life. >> Okay, then stop saying the N word to. black people. Change that. Hey, >> I haven't been doing that. I just I said.

it to make a point that it's just a. word. And I respect if a black person. came to me to your black coworker, I'm. told. >> Which one? Oh, no. That Wait, which. wait? >> Exactly. Exactly. >> Well, it depends on which one you're. talking about. Like back in the day when. I was playing basketball with them, sure. I used all but it was I was a part. of the group. I was the culture. I. thought you maybe you're talking. >> culture. >> Yeah, this [laughter] I was part of. black culture. Um, don't look like it. obviously, but I was one of them. You.

know, it's outside Chicago. >> Then speaking jive. >> No, you mean Ebonics? >> Sure. >> Okay. Well, I kind of did. I uh, you know, you morph into what you're. around. So, >> sounds like you can't anymore. >> Oh, no. Like, if if that was the case, I. would be speaking Spanish and eating. tacos. But. >> well, they're delicious. What is wrong. with you? >> Well, if you go to Larredo, maybe, but. and I don't know if these tacos you have. up here, they're not. They're hoidy toy.

crap, you know? >> Cabbage in it. >> Like that's not Mexican. >> You're going to like a white people. taco. Go to a Mexican food truck where. they can't speak English. They're. everywhere. >> Yeah, that's Stripes at the uh on the. border. Oh, wait. Do you know what. Stripes is? >> No, >> it's a gas station basically. And they. sell tacos and. >> Great. I don't go to the border. It's. weird. I know. down there. >> Why? That's where you get the all the. women you pay for. >> No, the little casino down there, you. know, you can uh. >> Oh, dude, you're such a loser. >> It's. >> okay. Listen, you have this kind of.

collections. >> Oh, >> so you qualified for credit at some. point, but 9,977. What's your plan with this? >> It doesn't matter. It's. >> been on your credit for two years, so. it's going to be on there for a long. time. >> Oh, that's. >> I don't know. 9,877. What was it? That's. probably the uh the eviction thing. >> Oh, you got evicted. Uh be candid. >> By choice. >> Your family. >> By choice. >> Okay. Your Sure. Uhhuh. Your family, just like you're single. Your family, your parents, your sisters, your all.

that good stuff, >> they all find you pretty pathetic. Correct. >> Oh, yeah. When it comes to finances, sure. But. >> comes to your life. >> Nah. >> How? What do you mean? Tell me. Please. >> It's the heart. It's the heart. They. know I have a good heart. >> What? I even have a good heart. >> I even told my mother that I may be. saying. >> some stuff and words on here. You know. what she said? >> Go ahead. Like you do you. And she she. might not necessarily support language, but she supported me and what I decided.

I want to say in. >> No, she doesn't. >> My mother is a little uh you know, old. school. So, and like grandmothers, you know, if you. if if you talk to my grandmother and uh. ask about going down the street at. night, you know, she'll say some. >> from a long line of racists, I see. >> Yeah. The hood and all. >> Huh. >> With the have a nice day on the back. >> Oh. >> Okay. And additional collections is. First Premier Bank. Probably a credit. card. It was 476. >> I haven't had a credit card in years, so.

it's. >> Okay. Well, this was in this has been on. collection since uh 5 years. So, a. couple more years and that'll fall off. So, what was this self-tended eviction? >> I don't even know if that's true because. I. >> Hey, dumb. What was the self-t eviction? Uh, I just didn't like paying the rent I. was paying. And I was I was paying. month-to-month. and the month-to-month rate way too much. and I said, "You know what? I'm going to. save the money instead and go somewhere. else and yeah, just waited till my time.

was up and use that money elsewhere.". >> When. >> because the same the same thing is true. >> When was it? >> Even if you have eviction, you can find. a place to live. >> Where'd you go? Uh, >> you know, extend to stay in America. I rented a room for about a year in a. one of those. >> in a drug den. >> This one was not too bad. It was in. Round Rock. >> What the? >> Why? >> Uh is really cheap. All bills paid 1,200. bucks a month basically. And uh. >> 1,200 bucks. I can get you cheaper.

rental and everything after bills paid. for that. >> Oh, not necessarily without roommate. Well, depending where you live. I was. rent. >> but it would be LIKE A STUDIO. >> WOW. DOWNTOWN ROAD ROCK. YOU find buy. find a place for $1,200 at Round Rock. without a roommate and nothing. >> Round Rock. What a life. >> It's the It's the mini sixth street down. there. Come on. [laughter]. >> It's not But this difference is you have. >> Shut the. >> You have cougars there that are willing. to, you know, >> we've everyone's been to downtown Ron. Get the donuts, buddy. That place ain't. nice. >> Okay. I I didn't necessarily say it was.

nice, but it's not It's better than. >> about your downtown. Why would you want. to live on six feet? I What ARE YOU. TALKING ABOUT? I HAVE NO [ __ ] IDEAS. >> Even Fifth Street, Seventh Street, they're not that great. I'm just Austin. itself is. >> trash. >> Better than San Antonio, my friend. >> Oh, I'm not going to argue with that. However, they both can be trash. >> Okay. >> I'm just. >> Well, they're safer than Chicago. >> Yes. >> I mean, statistically, statistical and. Chicago's barely even reporting their.

statistics, so I don't want to hear it. And additionally, >> you think San Antonio is too in Austin, especially Austin, a liberal city. You. think they're going to say, "Oh, look at. our crime rates." you know, >> with but with the governor and how. interjecting they get in our cities. here. Yes. A bit more. >> Governor like like the governor really. matters. It's. >> absolutely in a strong governor state. like Texas and Florida. Yes. Where the. governor plays big roles in local. politics. You bet you. >> I don't know. It was more the AG if. anything like they just rated. >> still. You know who our AG is? He's like. full. >> Yeah. And he's been overstepping his.

balance like the local. >> So you can't say it's not different than. in Texas than in Chicago. thing is that. the cities themselves also report things. and they just they're going to hide what. they want to hide. >> I don't give a. >> statistics can be swayed. >> You have additional collections that's. been on your credit for 2 years 472. I. don't know what it's for. I don't. either. >> Oh, Capital One. >> Yeah. I haven't had Capital One in. years. So, >> what they've been doing is playing the. game where they've been buying the debts. or the debt collection and they re. report it and then it's another seven.

years or whatever. I don't know. I I had. a credit one credit card. This went to. collections officially. >> Oh, great. You're a fan. Four years. >> I mean, credit's credit. It don't really. matter. >> $393. It's Oh, no. >> That's not that bad. >> Oh, you had kickoff. Kickoff is actually. good. It's like a building. >> can be. Wait, this isn't actually in. collections. It's not. >> It's currently closed. Not sold to. collections yet. Oh, you're actually. making pay. Well, until 24.

>> Okay. >> I don't even know what that is. So, >> if it's only $45, just pay this and. it'll immediately boost your credit. But. you don't care about your credit. >> No, I don't care about the credit. >> But that's kind of important for renting. places, too. >> Paying back rent, that's or paying back. debt. That's all it is. >> Doesn't matter if they use it to. actually do things like get you access. to a car loan, which you might need at. some point, or in an apartment. >> Yeah. Cash, but you just be getting. multi,000 clunkers, which eventually. you're getting to the point, we're. getting to the point where it's hard to. get a cash car now. in people with.

positions like you cuz pretty much the. only non shitty car starts at 10,000. minimum which good luck saving up 10. >> Not if you know where to look. See, that's that's where they have a resell. online auctions every day, especially. government auctions that if you have. access to like I do, you can find good. cars. How long do your cars last? >> What are you driving? >> Just a scooter. >> Exactly. >> Yeah, trust him. >> A pedal like a Razor scooter motorized. Not like an actual not like a No, no, no. I'm talking about like not a. roadworthy scooter like on the sidewalk.

>> Yeah. I. >> No one feels bad for you. Your life. sucks. Ah, I don't feel bad for myself. either, >> but. I might as well be honest. Maybe help. somebody out there. >> San Antonio. >> Well, it's either that or Uber. So, >> I guess. >> it's. >> not that expensive actually. >> Technically reimbursing you. >> It's like actually like 120 buck Uber. there or the bus ride is only. >> compared to like down. That's pretty. brutal. >> It's not that bad. But like the bus is. only like 20 bucks. So. >> that's better.

>> Surprising. Yeah, it's not. >> Okay. How long has it been since you had. a car? about. >> we have to speaking of which. repossession $10,000 still owed on that. >> Yeah, >> that's probably gone to collections. >> It might be over time or whatever. I. don't know if that's still technically. >> it's all my credit but you know. >> well maybe I don't know. >> you tell us. So So how close are you to. downtown? >> Downtown San Antonio. actually technically I live just outside. San Antonio. So, >> so what would the you get around on a.

scooter to into that highway. infrastructure? >> That's it. That's the job that you're. about to lose. So, where are you going. after that? >> I just Uber if I need to. >> And when you tell your mom you got fired. from Walmart, what is she going to. think? [clears throat]. >> She probably saw it coming and I need to. make money elsewhere and keep doing what. I've been doing and hustling. Like last. night, I went to the arcade and. >> I played some games. I won some prizes. If you're listening, mother of this. Jerome man, I don't know a 42year-old is. too late for an abortion, but give it.

your best try cuz this is just. >> Well, luckily she agrees with me that. abortion is wrong no matter the. circumstances. So, >> except it is right in every instance. when it involves you. >> No, still wrong. >> You need to not be here in Minecraft. >> She may may agree with castration or. something, but not abortion. >> We should definitely castrate you. You. don't have any kids, right? Uh, I thought I did, but. >> Well, what do you mean? >> I So, >> what does that mean? >> When I came down here to San Antonio and.

I met that lady, we hooked up, she got. pregnant, and I was going to be a dad, going to be responsible, but uh, she. thought I was cheating on her, slapped. me, threw a drink in my face in front of. my family at bowling. And, uh, so I. decided to break up with her. We weren't. together. I was there for the birth. my. insurance called me and said, "Uh, we're. not covering the child and the bills and. stuff because you didn't sign the birth. certific certificate." I had no idea. what I was doing. Didn't know that was a. thing. So, I took her to the magistrate.

to get child support done and get. visitation rights and all that, do the. whole nine yards. And my insurance said, "We need you to either get your name on. a birth birth certificate or have a. test." I know. Like, >> and uh I got a test and found out it. wasn't my kid. And it was some illegals. from friend from Mexico. And she just. thought I would be a better suit for the. kid because I had a job and everything. >> Why do you have court fees? >> $2,500. >> My DUI every year you owe. >> Why aren't you paying on that?

>> Oh, I am. That's that's minimum. >> No, that I pay. >> Is it minimum month? >> $90 a month about. >> Okay, there we go. We finally got a. minimum monthly payment. >> See this? You have I'm not going to. prison for something stupid. >> I hope you do. >> Yeah. No, it's. >> Oh, and somehow the your family's. literally cuz they've lent you $25,000. over the year. >> over time. Yes. Yes. >> That's crazy. Oh, bail you out of jail. That was $10,000 and I 15K for old. credit cards. >> and a car. Yeah. >> This is insane. Why would they trust you.

as someone to lend to? Give me your. phone. >> Which one? No, I'm just kidding. [laughter]. I used to have another phone, but I got. rid of it. It was for uh business purposes. That. was when I was selling stuff online. >> Doesn't have a Tinder. Doesn't How do you meet people? >> Facebook dating. >> Facebook dating, of course. >> Yeah. >> Crazy, man. >> Oh, it's a lot better than uh all the. other apps, man. You can't you can't go. with any other app. Really?

>> Facebook dating is better. Is that where. you get all. >> Wow. But Oh, yeah. It's I'm telling you, it's not as hard as people think. Men. need to understand that depending on. what you're looking for, you can find a. woman. It's not that hard. Just know. what you're looking for and go for it. Don't be afraid. >> to take a chance and do something. >> What are you talking about right now? >> No, I'm just the men that need a little. bit of oomph and help, don't be scared. Do it. Send that DM. Just do it in a good way. Don't Don't.

send a, you know, dickpick or nothing. >> Huh? What are you talking to me right. now? No, I'm talking to the lonely men. out there. >> Oh my goodness. Yeah, listen to this. guy. He'll save you. >> Well, >> okay. Talking to your friend about. That's good. >> [ __ ]. >> You were talking to about. >> Oh, okay. I don't know which one the is, but. >> just going through the the the messages. Who the is.

>> Oh, that's my most current ex. >> Well, you're currently messaging. >> Yeah. Well, kind of. We went to a movie. last week or so and uh we. have our different I don't know. That's. cuz. Oh, that's an old. Pokemon. >> Oh, she's almost Well, yeah. No old. What? We used to. >> You said happy birthday, Sexy. She never. responded. She hasn't responded to. >> No, I haven't seen her like five, six. years. >> You are a sex addict. This is women. >> Yeah.

>> Oh, you're okay. >> There's no reason There's no reason to. talk to men on Instagram. That's kind of. stupid. I feel like, okay, maybe. accusations are true. Look how many. messages send without any responses, including including, by the way, photos. that have disappeared that you've sent. to them. >> I didn't even know you could do. disappear photos. >> You're sending these women, dude. You're. just message Look, he just messages. women and they barely respond. This is. crazy. And he just sends photos out of. nowhere. Who knows even what they are. >> This is crazy. >> Oh, I'm sure some are the nasty side, but it depends on the circumstances.

>> I mean, sex is good. I mean, it's fine, but it's just like it's crazy. >> Well, okay, here's the thing, too, is. that. >> don't go or don't do anything unless. it's a real woman. Lay down the women. >> Here he is. Lay down the Here he is. asking for this woman's Venmo for nudes. >> No, that was a [laughter]. I would never pay. I know. She She uh. sent it. >> Okay, give me a few moments to clean up. and I'll download it. Lol. >> Oh, yeah. That's just a joke. >> Yeah, I never Venmo to Venmo. Even my.

ex, this most current one that you said, whatever, she um uh she sent me like an. Apple request for $100 and I say, "Hey, what are you going to send me?". >> This is a mess. >> It trust me, it was it's worse back. then. I've gotten better in the last few. months. I trying to clean up, but. >> I don't care if you're goon, just make. sure it's consensual goon. Oh, yeah. Yeah, >> a lot of women right now online are like. terminal online victims cryb babies.

where they think you rub up against them. weird. They just goted but it's like you. don't understand women. So here's a. here's what got into my head and what. makes it worse is that. >> here's another conversation with about. his I forget. >> here's about conversation with about his. >> Oh, she's very religious. You can't. >> Uh-huh. Here's a conversation with about. his. >> I don't know. You've talked to a lot of. people about. >> Oh, >> it's a bit interesting. >> And there's a.

>> so multiple women about you being. accused of since 22. Okay. One was July. 16th, 2024 about you being October 19th, 2025 about you being May 19th of this. year about you being. >> Yeah. It doesn't help that uh I. >> that you keep No, it doesn't. >> that I a serial data I've been with over. probably 100 people and. >> Okay. Yeah. Congratulations 100 people. Yay. You stick it in. It's not hard to. stick it in. >> Well, it has to be actually. But.

>> you know about that. >> You suck. >> Actually, >> you owe a lot cuz you're past due on. your student loans. >> Oh, well that's you know. >> Oh, >> they they'll get that too eventually. But. >> yeah. No, they'll garnish your wages for. that [ __ ] Yeah, they can. >> once they figure that that you have a. wage and then it's all a sudden gone and. then. >> Well, that's another reason to work is. so I can. >> No, it's another reason of you being a. taker, not a giver. >> What's your normal student loan monthly. payment? >> Zero. [sighs]. >> No, you have a regular payment amount of.

>> started. It just came out deferment or. something. >> 279. is that it? >> Yes. $227 and you're behind by 3 months. cuz it just started, >> dude. You maybe that I should, you know, shut the shut up. Shut the. >> And I didn't get. >> shut. $14,74923. What degree did you not get? >> Yes. Business. >> It taught me a lot. >> One pay. >> Uh that's. >> Oh, it's a builder card. Two. >> Yeah, that's just my Walmart pay card or. whatever. And uh they make it easy to.

do your pay and get advance if you need. it. >> Yeah. Oh, you're getting is Walmart. except none of it is groceries cuz it's. like energy drinks. 410, 355, 412, >> 447, 8.48. You're just getting [ __ ]. at Walmart. Yeah. >> Yeah. Pack your lunch. Pathetic. I I I. know I'm not going to be able to. convince you. You're such a worm. >> I will eventually. >> [ __ ] [ __ ] [ __ ] [ __ ]. [ __ ] [ __ ] [ __ ] [ __ ]. [ __ ] [ __ ] [ __ ] [ __ ]. [ __ ] [ __ ] [ __ ] [ __ ].

[ __ ] [ __ ] [ __ ] Bull. [ __ ] [ __ ] [ __ ] [ __ ]. [ __ ] [ __ ] [ __ ] [ __ ]. Subway. Subway. [ __ ] [ __ ] [ __ ] [ __ ]. [ __ ] [ __ ] McDonald's. >> Okay. That's just across the street. though. So, >> [ __ ] [ __ ]. >> What? Not what? >> Is that cards? >> Mostly. Yes. But you know when you're. >> a child. >> when you uh. >> What's Exodus.com? Pathetic worm. >> Exodidence. WHAT? >> EXODUS. >> What's uh Well, that's my crypto from.

casino stuff and all that, you know. >> Oh, >> got to use it to gamble. >> McDonald's. >> A lot of [ __ ] You got to move money. around when it comes to uh gambling with. crypto. So, got to use Exodus. I mean, that's part of my job. Well, hustle, not necessarily job, but. >> can we please bring in Tyler? >> That's a lot of uh that's more paper. than I thought. I just downloaded and. didn't even look. What the [ __ ]. >> Oh, your savings has gone down. No. surprise. Wells Fargo. Oh, great. [ __ ] [ __ ] [ __ ] Amazon.

Prime. Amazon. Sam's. Pull up your. Venmo. Sam's Amazon. There's nothing on. there. >> [ __ ] Chick-fil-A. McDonald's. McDonald's. >> [ __ ] Apple. eBay. McDonald's. >> Buzz Bed. >> Buzz Bed. >> Uh, [ __ ] [ __ ] Subway. [ __ ] Smart Action. Chick-fil-A. Bill Miller Barbecue. Apple. Schlotsky's. Buzz Bed. Lift Ride. Uber. Uber. Walmart. Makes sense. >> I don't even know where my Venmo is. >> I'm so so excited to call your boss. You.

have no idea. You have your direct your. boss's phone number, right? >> Yeah. one of them. Yeah. >> Good. We're calling him in the post. show. All right. Here's the absolute. >> That was insensitive right there. What. the. >> over Tyler? We're going to close the. show with your worst nightmare. A black. man. >> The thing is I. >> I hate you. You're a bad person. You're. also pathetic and you're a horrible. excuse of a man. And I hope no one looks. up to you. You're a bad person. I'm not. making you a budget. You can go [ __ ]. yourself. I don't give a [ __ ] You're a. pathetic, disgusting creature that.

barely deserves to be on this earth in. Minecraft. But here's Tyler. Do you want. to apologize? I want to give you the. opportunity for the couple minutes we. have left before we go to the post show. and call your boss and ruin your life. more. >> I I want to apologize that you were hurt. by something that was said. >> All right. I will apologize for using. the word if it meant something to you. more than. >> just say just say you apologize for. using the word in general. Stop. >> I can't say that.

>> You're really [ __ ] I hope you know. that. You really are a would be a You're. a [ __ ] apologizing. You're a hoe ass. [ __ ] and that's what the you is. That's. what the [ __ ] you are. You're you're a. [ __ ] You're a [ __ ] You're You're. realistically. But like it's all good. It's all good. I appreciate you cuz. you're just going to be who you are. And. when you go outside and get your ass. knocked the [ __ ] out, that's fine. >> You can laugh all you want to. That [ __ ]. it's not a joke. You a [ __ ]. >> It's not a joke. And I do have a. question. Why are you getting like $10, $16, $10, $32? What drugs are you.

selling from these pe to these people on. Venmo? You're getting paid a lot. >> Yeah, cuzers need to eat. >> What? You gota you got to feed them, man. You. got to take care of your people. >> Now. we're not going down. >> Taylor, I want you to kick his ass cuz. he deserves it. I just don't want you to. get hurt. >> Nah, he he's a soft dude. I'm not going. to get hurt. >> I don't think you'd get hurt is a soft. dude. >> You are. >> Who the [ __ ] is a soft You want to find. out? >> You You want to find out? He could beat.

me an arm ass, man. I'm scrappy as hell. >> You want to find out? We can find out. >> Yeah, we give me permission. Find the. set up a ring. >> I don't care. I just don't want you to. get sued. >> No, he wouldn't. If I can see, >> we can find the out. You want to see? We. can. I'll knock your old ass out. You. really want to get beat the up. If you. really want to get beat the up, let's do. it. >> I just got my insurance. >> Let's go. Let's go outside. >> The first. >> No. No. Don't be scared. Don't be [ __ ]. now. Let's go outside. I'll [ __ ] you up. >> Tyler, don't give into the stereotypes. You're not all violent. >> No. He's actually. >> I'm dead ass. As a matter of fact, the.

stereotype was even worse for him cuz he. seems like a soft. >> You don't get to joke. We're friends. We. joke. >> I'm I'm not That's not a joke. It seems. a little soft. Be a [ __ ] Okay, let's. go. Let's. >> No. No. Let's do it. Let's run it. >> Let's run it. >> You seem. >> Let's do mutual combat so nobody gets. sued. >> I'll shake your hand and then beat the. out you if that's really what you want. Let's do it. >> No, I. >> I'm so dead ass. Let's do it. >> I would, too. >> Let's go outside so I can beat your ass. You think I'm [ __ ] You think I'm soft? You think I'm soft? You think I'm soft? You think I'm soft? I'm not soft. I will. beat the out you if you really want to.

do that. If you really want to do it in. the. >> Tell me you want to fight me. Tell me. you want to fight me so we can do it. >> Soft in the sense that. >> watch. >> you. Are you backpedaling now? >> Howard, you're back pedaling. >> In the sense that. >> so you don't want to fight. >> Oh, I will. I'll scrap. Let's do it. >> I will scrap. Let's do it. >> Well, actually, actually, take that. back. Take that back. I just realized. >> I normally would, >> I have to I am because of one thing. It. violates my probation. That's the only. reason why that is the only I just. thought about that. I could get in.

trouble. Even if it's consensual, I. would still get in trouble. >> Otherwise, I will give you the date that. I can and I will I will come. >> Well, stay tuned. >> I forgot about that. >> In the moment he is off probation, a. black man will beat his ass and. >> for the first time on black-on-white. crime, it'll be justified. >> No. And then he's going to he's going to. take I have to take away his black card. when he loses. >> I'M MAKING A JOKE HERE. >> NO, it's not a joke. I don't take the. black card away. >> No. Set this up. Set this up. Set this.

up. When he's off of probation, something even if I'm not off No. Even. if I No, what I'll do What I'll do even. if I'm off probate on probation, I will. ask my probation officer if there's a. contract we can do and we can make it. happen. I will. That's great for show. >> Great for post. >> Okay. We'll do that in the post show. And I'm also going to call his boss. first and get him fired. >> I was trying to avoid that one. >> Nope. We're doing that one. You're and I. don't give a [ __ ] I really don't. Your. life is ruined and I don't care. Guys, join Hammerly. Join us for this post. show. You know, it's going to be a good. one. I'm sorry that it wasn't the most. productive episode, but he's a piece of.

[ __ ] And men, don't listen to him. Men, do not listen to him. Do not be like. him. Be better. You are better. We are. better. Please, guys, please do not be a. failure at 32. Join Hammerly. Click the. join button to join it on YouTube or you. can watch it on our very own app at. hammerite.com or by downloading Hammer. Elite. Um, love you guys. Thanks for. being at like 110,000 members. You guys. are awesome. >> Get shot, guys. Shoot your shot. >> Yeah, you're going to get shot and you. deserve it. See you in the post show. >> I wanted to report your employee. Your. employee will be on camera in front of. millions of people saying the full.

n-word. He's also been accused of break. multiple times. And today, him not being. at work, he lied about being sick. >> This guy, >> this is the worst guest we've ever had. on. >> I just launched the brand new Hammer. Elite app available on every major. platform. To celebrate the app launch, I'm offering 30% off the annual plan in. the month of June only. Plus, I have an. exclusive offer just for you, but I'll. only have a thousand available to. purchase. You'll get lifetime access to. the [music] entire Hammer Elite catalog.

and my Hammer for Life box packed with. limited edition merch. Download the. Hammer Elite app by using the link in. the description or [music] pin comment. down below. This is the best membership. you'll ever join.