Financial Audit's Most Toxic Husband

She always throws it on me like it's. entirely been my fault, my problem, that. I'm the cause. And then all of a sudden, uh-uh, no, I'm talking. Alice doesn't. want to talk to me about any problems. until they boil over and then we're. sitting there yelling at each other. >> Choose those words very carefully next. time or I'm making you walk home. >> You're a bad father. You're a bad. partner. Oh, at the end of the day, I. just wish he was thankful and stoping. about everything. >> Oh my god. You got to be kidding me. ways.

Merry Christmas in July. I'm in a giving. mood, even for you naughty ones. Budget, debt, investing, real estate, all of it. 50% off right now. Not sure where you. stand? My new and improved hammer quiz. does the dirty work for you. 2 minutes. and you'll know exactly how naughty or. nice your finances look. Plus, next. steps based on your score. Take the. quiz, then take advantage of 50% off and. finally fix your finances for good. >> My name is Alice. I am 28 years old.

>> And I'm Corvo. I'm 26 years old. We live. in Mckenry, Illinois. >> And this is Financial Audit. >> No one dresses like that that is not. going to either mash a school or two. flash a bunch of children. It always. involves kids in the end with people. like you though. Absolutely. >> What the are you wearing? >> Oh, so this is a World War II US. uniform. Why the are you wearing that? >> Because, you know, reenacting is my. hobby. It's my passion. So, that's what. I'm here to do. Show them. >> That's what you're here to do. You're.

going to reenact the military on my. show. >> 100%. That's why you guys got the. camouflage behind me. >> Okay. And which side are you reenacting? Are we killing the Jews or are we. killing the Germans? >> All the above. >> Well, all the above. Yeah. Really? That's I do every side. It's easier to. list like uniforms I haven't worn from. World War II than it is to list the ones. I have. >> Stop asking questions. STOP DOING META. COMMENTARY. Just have fun. >> Can I see you. stab yourself with a sword out of shame. on the Japanese side. >> like like Harakiri?

>> Well, we have them here, don't we? Don't. we have some? I believe we have those. swords. >> Yeah. So, all right. So, >> that would get her off the hook if. you're the problem. I don't know if you. are. Uh, but thanks for coming down. I've just never seen And then you're. wearing like a millennial shirt. What. are we doing? may spontaneously start. talking about falconry. Great. Okay. >> I'm a falconer. So, >> animal lover through and through with. her. >> Yep. >> You guys are 26 28. You guys are acting. like elder millennial.

>> Yeah, >> you guys seen that meme. >> No, that's what you guys But you're like. that's what you guys dressed up as. Okay, that's okay. Sorry. I I'm not. hating you guys. I'm just noticing it. right now. It's just kind of startling. as we're getting started. Alice, what do. you do for a living up in Mckenry, Illinois? Never heard of it. I am a um. AP clerk. So I make sure that the. company I work for their bills get paid. >> That's good. Pretty basic. That'll be AI. soon. RIP. Sorry. What do you make? >> Uh I make a salary 25,000.

a year. >> It's part time. >> Ah, okay. I was going to say I don't. think that's necessarily legal. That. makes sense. What's your hourly? What's. your How many hours you doing? No. No. No. No. No. No. No. How many hours are you doing a week? >> Um, it depends. I. >> in the contract of the salary. >> It really does not. I. >> Okay. Well, it's 25 a year, right? Flat. no matter what. >> I can work 5 hours a week or I can work. 60 hours a week.

>> It really depends. >> That's normal. >> Normal. Normal. Maybe about 20. >> Okay. Are you happy with that wage? What. are you doing part-time at 28? >> NO. GOD, PLEASE. NO. NO. NO. OH, YOU. GUYS HAVE made. >> We have two. >> We have two little Rugrats. >> Okay, very good. Cool. So, what are the. ages? >> Uh, two and six months. >> Two and six months. Yeah. >> Ah, okay. So, you're still able to go. blast up that school before they're. there? >> 100%. >> I don't think you should be agreeing.

with that, but of the $25,000. a year, what does that break down to on. a monthly paycheck basis? >> Um, let's see. >> Or bi-weekly or whatever the cycle is. >> Bi-weekly. I get $795. >> Wow. >> Jeez. Good. We're in '90s income. >> Yep. >> $795 you said? >> Yep. >> Some odd change. >> Death. Okay. 1590. Please, Mr. Corvo, [sighs]. please have a decent income cuz that's.

terrifying. I don't know. Mckenry, is. this a suburb of Chicago? >> No, it's it's like Boonville, basically. >> Well, that helps with cost of living. What do you do, buddy? >> So, I work at a meat packing plant. I'm. the label coordinator there. The most. Chicago thing. >> You coordinate the labels? >> Yes. >> To coordinate the Oh, you're not going. to make money, are you? What do you. make? >> Uh $1875 an hour. >> Okay. [panting and sighs]. At least it's not Chicago. It's more. rural. Booneyville, as you say. Thank. goodness cuz that I do not know how we.

would be surviving. How many hours a. week are we? >> So 40 plus. But. >> 40 plus. Well, what's the plus? The plus. is like if they come in the last 5. minutes and then they're like, "Oh, hey, there's a lot.". >> So, let's just say 42 hours a week. >> How much longer? Um, maybe a little. better than her job. But how much longer. are we going to be relying on humans to. do labels? >> Probably not very long. >> I just I don't think I've had two people. come on this show and have the most. like, oh, we're going to be in the next. couple years jobs.

>> Oh, yeah. >> This is labels. We're talking about. labels. I thought I thought we got rid. of humans doing labels honestly 20 years. ago. >> No. Um I'm more like also regulatory. So. I have to follow USDA guidelines and. make sure that the labels in compliance. with all of that. >> Oh, don't get me wrong. I'm happy you're. doing it. I'm just I bet that will be. read via a camera very soon and Claude. will say, "Oh, you or you're good.". >> They ask you [music] how you are and you. just have to say that you're fine when. you're not really fine. >> I hope not for the sake of you. I'm not. cheering for this guys to be clear. I I.

want you guys to have an I would rather. you have a better income. This is it's. very scary of what's happening. Um okay. So what's your per paycheck and what's. that paycheck cycle? >> So it's weekly and it's 750 gross and. then about 635 net. >> Okay. So 1052 divided by 12. >> I also do have a second job to also. supplement our income as well because. you know. that gets us through but it doesn't. exactly. >> Yeah. I was going to say cuz you're. making like net $40,000 a year. Again,

for the rural area, not much. So, please. tell me what are your grinds on the. outside cuz right now our literal. monthly income is 4,840. Now, that. becomes survivable for the area. Again, if we were in Chicago, it would be. struggling, but that becomes survival in. Mckenry. What are these side jobs? Oh, well, you said reenacted. Please don't. say that's a job. >> I don't get paid that cuz no one would. >> Mhm. There's actually people that do get. >> a couple people just like anything ever.

Yes. There's going to be a couple. painters that make a incredible amount. of money. Doesn't mean everyone does, but go ahead. >> Yeah. Uh my second job is I work at a. theater. Um it's one of the only. surviving outdoor theaters with like the. original tower and everything. >> The original tower. >> So like the projector like where the. projector projects the movie. That's the. original tower to when the original. theater was opened. >> So people go there for the original. tower. >> Well, yeah. cuz we're one of the only. ones that's left in the United States. >> Well, who's excited about the tower?

>> Well, >> who's going there for the tower? >> They're more excited. >> The brag of the tower. >> Yeah, they are more excited for the. movies, but I I get excited for the. tower cuz, you know, it's like, oh, that's the original to the original. Like, that's awesome. >> Built in uh 1967. [laughter]. >> Okay. So, the late60s. Great. [laughter]. Historic landmark. >> Yep. Absolutely. >> Okay. Great. Um, okay. And what do you. make doing a coordinator? So, you tell. people where to park.

>> Uh, yeah. So, I could do parking. I tell. people not to not to add to the. population in the parking lot. Uh, find. a lot of uh stuff you probably wouldn't. want to touch in the parking lot. >> Condoms. >> Condoms. Uh, had a couple times where it. was like a portable pisser that you take. with on camping and it's literally you. piss into the bag and they just threw it. out their window and that was an. interesting day. >> Okay. Um, okay, good. What do you make? How many hours do you do a week in that? >> So, right now it's lower hours because. the season is just beginning, but 1650.

an hour. And then right now about every. two weeks it's. they're very low paychecks of only like. $75, but we did recently just go to. full-time. >> Who's we? >> Uh, we as the staff. >> What are you going to make? >> Uh, so usually 20 30 hours is what. they're going to be talking about for. the rest of the season. >> Okay. Well, I mean that'll definitely. boost you guys to a decent place for. like Mckenry, which I assume is again a. lower cost of living area. Uh, okay. So,

what's going on, guys? >> We are barely surviving. We will. >> Are you sure it's we? Because I read a. note of him saying she needs to get her. together. >> Is it we or is it you? >> I need to get my together. >> That's what he said coming in. >> I don't know what you mean by I need to. get my together. I put 95% of my. paycheck towards bills. >> Yeah. Well, I have to work two jobs to. make sure that we get through all of it. So, I don't even understand. >> Yeah. And you give me 200 bucks per of. your paycheck for the house. And I give.

$600 of my paycheck. >> Yeah. And to the house. >> You know what? Whose fault that is for. not talking to me about what we actually. need? It's your fault. >> My fault because I don't talk because. you're never even home. Cuz you're off. camping with the boys. You're camping. with the boys. You're going to. Pennsylvania for a reenactment. You're. going camping next week after we get. home from Texas? >> Yeah, I am. And cuz my high school. friends were like, "Hey, we're going to. be hanging out this weekend. You want to. come with us?" And I'm like, >> "Oh, >> your kid has a doctor's appointment that. I could really use your help with to go.

and take her to so I can stay home with. the toddler.". >> Well, that is why you work part time. though, right? >> Yeah. >> Okay, continue. Sure. Sorry. Get it all. out, girl. I I feel pent up here because. I'm trying to make money so that we're. okay and we're surviving. And then. >> Did you camp here? >> No. Why the didn't you shower? I did. shower. >> Oh, >> he is naturally greasy. >> I am naturally greasy. It's that Italian. in me, unfortunately. >> No, it is not. Okay. [laughter]. So, how often is going you going camping.

away from you guys? >> He is home maybe for the weekend, twice. a month. He is. >> brother. Well, you got young kids. What. are you What are you doing? I'm sorry. Yes, she's parttime, so she can take. care of the kids. That makes sense. I. don't think you're working two jobs to. take care of the house. I think you're. working two jobs so you can go on your. little excursions with the boys. constantly. >> Well, it does it does help, but at the. same time, like. >> come on. Is that not it? >> Yeah. No, you're going off to go hang.

out with the boys so you don't have to. come home and take care of the kids. >> I love taking care of the kids. What are. you talking about? >> When's the last time you gave any of our. kids a bath? Never. You've never given. them a bath? >> He's never taken a bath. [laughter]. >> Yeah. Uh, well, to be honest with you, I'm still terrified about giving them a. bath. So, that's one of the things I get. terrified about. >> Yeah, cleanliness scares the out of. me. >> Mhm. What time does our oldest go to. bed? >> Uh, usually midnight. >> No. >> Wrong again, idiot. >> 11:00. What time does the youngest go to.

bed? >> Usually 9 or 10. >> No. 7:30. >> Oh, that one was further off. >> That one was a lot off. >> What? How are you off on that? I mean, you're at least home then. >> He's on video games. >> Yeah. He comes home, says hi to me and. the kids, sits his butt down. I'm going. to put on video games. I'm going to play. War Thunder. >> Yeah, I do play War Thunder and like a. bunch of other video games. >> It's a tank game. >> Uh, yeah, it's like a tank game. You can. do tanks, airplanes, stuff like that. >> Why aren't you contributing to this. house of the paycheck of the paycheck?

There's more to do. The wife needs a. little, you know, help here and there. >> I do. I clean the house. I vacuum cuz. you leave the house a mess. That's not. true. >> Not true. I do vacuum. What are you? You're joking. >> Maybe once every two to three months. >> cuz you haven't done it in 2 weeks. How's that my fault? >> You're the one that broke the vacuum, Lass. And you're like, "Okay, please fix. it." "Okay, I'll go fix it." 3 days. later, "Cany, can you fix the vacuum?". "Yeah, I'll fix it." 3 days later, "Hey,

can you fix the vacuum?" "Yeah, I'll fix. it." It has been 6 months since the. vacuum's been broken. >> You know what? And that's because I have. the two jobs that I'm working. That's. what Let's bring it back to that. >> Yeah. One job that. >> buy the other vacuum. I mean, >> it's money. >> It's money. >> that we don't have. >> Well, I know. But you got to clean the. house and you can get a cheap vacuum. >> Yeah. Facebook Marketplace. >> Facebook couldn't get a good one. >> Yeah, but you won't you won't even let. me leave the house to go meet up for. Facebook Marketplace. You won't even let. me. >> That doesn't make any sense. You're.

hanging out with your boys constantly, including on gaming overnight. Why can't. she go outside? Well, cuz like we grew. up in that area where there's like the. Craigslist murders and stuff like that. where they're luring people. So like. what is any different from Facebook. marketplace? Man, >> we interrupt this program to bring you. Courage the Cowardly Dog Show. >> Yeah. He's afraid that if I leave the. house with the kids, we're going to get. robbed, kids stolen, and me killed. >> So you're not go outside? >> No. I can go outside in the backyard and. maybe take the kids to the park. >> That's a little weird, dude. Hey, you. know what? She also decides not to go. out, too. So that's on on her. That's.

wholly on her. I will tell her, "Get the. hell out of the house." And she'll just. be like, "Oh, no. I don't want to go out. of the house cuz I don't want to leave. the kids with you." Cuz you'll get. emotional, >> cat, you do. >> You'll get emotional with the kids. >> Sometimes they do. Overwhelm me a little. bit. >> Then don't have kids. What the is wrong. with you? Hey, maybe if you weren't on. the screens 24 hours a day and doing. reenactments, you'd have a little sense. of normaly and not get overwhelmed by a. child. Maybe you need a little actual. interaction with them on a consistent.

basis. to prepare you for what it's like to be. with them alone. >> Why' you father children if you can't. handle children? And less than that, why'd you bring a second one? Why'd you. bring a second one in if you couldn't. handle the first one? >> To be quite honest, they were both. accidents and I love them dearly even. >> Okay. Why are we wearing condoms or. birth control or snip? >> Uh, we were wearing condoms for the. second one at least. That one ripped. >> Yeah, that one definitely did rip. >> Okay, but you learned it. You learned. that it rip. >> nonsense. So, take a plan B.

>> Yeah. Yeah, you didn't even tell me that. it. >> Oh, that that's totally wrong. I did. tell you and then. >> you did not. >> You No, that is. >> Why did you not tell her? >> Tell her. That's the thing. She's. gaslighting me right now and she's. saying that it's my fault that that was. two people involved in that. >> 90% of the time you think you have. conversations. You will start a. conversation in the middle of the. conversation. I'm like, "Hold up. What. the are you even talking about?" "Oh, you know XYZ." And I'm like, well, why. didn't you say that in the first place.

before you started with ABC? >> That's how my brain works. I'll think of. a solution later into something we were. talking. >> mind reader. >> Well, maybe you should be, >> Ashaw. I am not a gypsy. I cannot read your. mind. >> Maybe you should get a crystal ball. then. >> Uhhuh. Sure. Burn down the whole house. >> Yep. Burn down [clears throat] the whole. house. Put the Put it next to the. window. >> Mhm. Right. Yeah, true. >> Sometimes I feel like burning down the.

house with all of your in it. >> What does that mean? >> We have a what 12 by4 shed has nothing. but is reenacting stuff in it. >> No, it's all the back wall and then the. rest of it. >> right. It's not in the house. >> Yeah, it's not in the house. >> Some of it is in the house. >> But honestly, I moved that stuff out. there so it was out of your way so the. kids had somewhere to play in that. little box we have. >> Okay, that is fair. But. >> why do you guys live there if you hate. it so much? What What are you talking. about? >> Housing market. >> The housing market in Illinois for us is.

terrible. >> Do you own this? >> Yes, we do. >> Why' you buy it? >> Uh. >> we were both in really bad situations. and we both needed out of the house. >> What the are you talking about? Why'd. you have to buy it? >> I don't want to rent cuz we fig. >> if you're in an emergency situation, rent. Don't buy a house that Dude, you. won't even let her outside. How scary is. it around this house? Not at all. admittedly, but like at the same time. like dude, you always hearing about. these people. >> Demographic in what is this? Mckenry. >> Mainly white.

>> Huh? >> Wait, >> you said demographic, right? >> Well, Cass, it's mainly a white. neighborhood. So, like they we commit. the most crimes. >> Huh? >> Per capita, right? >> Per capita. >> That's what I or population wise we. commit the most crimes. So, that's why. I'm terrified sometimes of it. or pro. >> Yeah. Well, not per that we get maybe. once a year. >> Well, it's also like. >> Wait, no, no, no. You have to be able to. at least let her outside. Like the kids. have to go outside. >> No, they're allowed to go outside and. just. >> She was saying different. Like that's.

>> I can go outside in the backyard and. like take. >> I'm saying besides that. Like the kids I. I tell her take the kids for walks all. the time. You know what ends up. happening? She doesn't. >> Well, you know what? If she goes and. takes a walk herself and leaves the kids. with you, you have an emotional. breakdown. >> Yeah. And then you're in a mood for the. rest of the day. >> Well, you know what? I just got to get. used to it and I'm slowly am. It's. getting. >> Is he Is he because like how often can. you actually leave the kids alone? >> I I can't take a shower. >> That's crazy. >> Yeah, she because the kids uh my. daughter really just goes crazy when.

she's not in sight cuz. >> you know cuz that's how you train them. It's 100% mom, never dad. I'm always out of the house working too. reenactments and going camping and going. out for drinks with the boys. >> Come on. Come on. I going for that stuff. and she doesn't want to do anything. where we have to the kids. >> What would she do with them? >> Yeah, we're going to call. >> No, we could call We could call my. parents or we could call your parents. They're more than Well, yes, absolutely.

>> We didn't have access to my parents. until the last what, 3 months? >> Well, yeah. And you know what? I'm very. thankful for them that they did that. that they're even right now with our. kids. >> Okay. So they can watch the kids. >> Yes. >> We should do that even more and more cuz. obviously the kids need some separation. They do. >> But also you need to have some contact. with them, you freak. >> I do. Every weirdo. You wouldn't even. let her go to the grocery store. I'm. being red because there was a shooting. four towns away. >> Yes. >> Like you're a freak, man.

>> Ah, no. I'm not a freak. >> That's freak behavior. They need to be. able to live life. If Yeah. But your but. your helicopter parenting is going to. prevent these kids from growing up in. any sense of norm normaly. They're going. to be weirdos. They're going to be like. you. >> Oh yeah. I'm cuz I'm such a terrible. example. >> Aren't you? You stay away from your. family. You can't be around your kids. You don't shower. I would say actually. not the best example. >> I would disagree. >> That's the counter argument though.

>> And that's the common argument. >> Is it? So other people say this. No, between us because I'm like, "You need. to stay home uh. >> every weekend because he's off going to. do something." It's like, "Can you stay. home and go take our son outside, go to. a park?" Okay. Yeah, I can do that. And. he's back within a half hour. >> Not just that, but buddy, if you're. going every other weekend with the boys. camping somewhere, she at least deserves. one weekend where she can. >> And that's what I tell her cuz you break.

the down the moment the kids are with. you for 5 seconds. >> And I told her, "Go regardless." I could. put my headphones on or something so I. don't hear it. Your headphones on. >> Yes. So that way like if if they're like. just unconsolable, I can put my. headphones on, calm down, and then try. to figure out what the issue is. >> You won't even clean the house. How the. is she going to feel comfortable clean? >> How is she going to be feel comfortable. having like a spa weekend somewhere? >> Yeah, especially since the one time you. got so mad when I was in the hospital, you broke the damn laundry basket. >> Okay. What happened? Um, after we gave. birth to my daughter,

>> she caused a hematoma on my right. kidney. So, I was pretty much bleeding. internally and so they wanted to do some. monitoring. >> This was his first night alone with the. two kids and something happened and you. got pissed off and broke the laundry. basket. >> Yeah, cuz I made them dinner and then he. almost burnt himself so I had to get him. out and from in front of the oven. >> That sounds like having kids. Yes. Yeah. What the I don't even have them and I. know it. Like what the are you. talking about? What? And you couldn't. handle that. You went on a temper.

tantrum and broke. >> To be honest with you, too, that whole. situation was emotionally like I was on. fight or flight mode. And. >> well, I can understand having your wife. in the hospital. Yes, that that that. part can make sense. Does that mean we. go into anger person? We break. Come on, buddy. >> It was the only wrong with you. Go jerk. off in a corner. >> Get it out. >> I I don't think I've ever angry jerked. it off in a corner before, so I don't. think that'll work for me. >> It is a stress reduction. I will tell. you that. Better than breaking in. front of the kids. >> No, the kids weren't in it was not in.

front of the kids. They were both in the. living room and I closed their bedroom. door and then. >> and then just started breaking laundry. baskets. >> No. Uh you're a freak. >> Yeah. Like it. >> you went into the kids' room to break. the laundry. basket. >> It wasn't even ours. >> I closed the door and it got hooked on. my foot and that was the last straw. And. then I took it out in the laundry. basket. Okay. So, I guess I think I completely. understand her reluctance to leave them.

with you. Couldn't handle that. She said that was. their first night ever with them alone. >> Yes. >> And you couldn't and you were breaking. No She's never going to walk. out that house without the kids. Dude, you're aing mess. Why even have the kids in the first. place if you can't handle it? I love them. Okay. And that was a. complete. >> You don't know what time to go to bed. >> No, [clears throat] I don't. I don't. >> And you love them. You're gaming instead.

of having the time with them. >> The six-year-old's The sixmony old is. The sixmon-old is imprinting right now. It's going to have the same problem the. 2-year-old has in the end because you're. never around. >> Well, I'm trying to do better at that. >> No, you're not. You're a pathetic. father. >> No. From everything I've heard, you. disagree. What is it? What do you do? >> Because. >> because you work. Yeah. You do the. minimum responsibility a man needs to. do. >> I do take them out to the park. I do.

take them on walks and. >> alone. >> Yeah. Absolutely. >> Is this true? >> He does take them alone when it's like I. need to speed clean the house. >> Oh, when she needs to do a chore. Great. It's never to actually just do it for. them. It's so that she can actually do. the things for them. And then she goes, "Okay, it's going to be a great time to. all of a sudden clean the house." cuz. all of a sudden she's like, "Oh, I have. all these things that that I could do. now.". >> Yeah. Because. >> that you don't do during the week. >> Because I have a child clung to me. I. have two children clinging to me. >> And they cling to me when I get home, too. So I could take the pressure off.

you. That's. >> What do you mean? I thought you go and. play video games immediately when you. >> Not all the time. Every once in a while. >> All the time. The only time this our son. clings to you, you're sitting on the. couch and he decides to sit on your lap. and watch TV. >> No. I grab him into my lap and I cuddle. him because I haven't seen him because. I'm working two jobs. >> for a whole five minutes. >> A f a whole five minutes. You know, I'm. I'm going to come I'm go from 7:00 in. the morning to 1:00 in the morning. And. >> how frequently? >> Once every 3 months. >> No. [laughter].

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private equity, no gimmicks, just the. best budgeting app there is. Download it. now. Start the free trial. dollar.com. link in the description below. >> Great. I'm getting I'm I'm glad you're. sitting down watching Ken Burns and the. kid will sit on your laps once. No, we. watch Blueie, his favorite show, so. that's why he's there. Not for you. >> Huh? >> Yeah, probably. That Well, I got I got stuff I got to. work on. >> Okay, so holiday weekend's coming up. >> Going camping? >> No, that was.

>> Yeah, going camping with my high school. friends. Okay. Holiday weekend instead. of like taking the family somewhere. You're in Illinois. Go to Lake Michigan. It's a late spring, early summer. Beautiful times. Go to go to sleeping. bear dunes. >> Actually, yeah, that was on the list. >> Oh, that was on the list, but instead. you're going camping with the boys. Where? Doing what? >> Uh Wisconsin and uh going to shoot guns. and stuff like that. >> What the is wrong with you? You know, you have I'm not opposed to doing that. in general as a concept. Yes, you should. have time where you pursue your hobbies.

and you're with your friends. It. wouldn't be healthy if we were all just. only with each other all day and the. kids. Okay, I get that. But it's only. you experiencing things. You don't take. that. When's the last time y'all have. gone somewhere? >> Uh here. This was like our first. vacation in like 3 years. >> Yeah, it's a first true vacation, >> which means it's your first vacation. Well, he's doing something every other. week, including this holiday weekend. >> Yeah. And this is like my first vacation. ever because whenever I went on vacation.

with my family growing up, we were. confined to the hotel room and that was. it. >> So why is it more important to make. memories with the boys instead of your. boy and girl? >> Cuz I do have responsibility with some. of the stuff than especially with. >> shooting guns in Wisconsin. >> That one was a last minute and I said. yes before I even realized what I was. saying. I will be honest. >> Oh, shut the up. >> Yeah, they literally asked him. yesterday. >> They literally asked me yesterday and I. said sure, why not? >> You didn't consult the wife. >> and mother of your two kids? No, I did. not. >> Selfish. [clears throat]. >> Yeah, selfish.

>> Sure. >> Is it not? >> I just think it's a normal everyday. thing. >> here and there. Sure. But if she if this. is her first vacation in years, especially since having the kids, it's. holiday weekend. Haven't done anything. And she's doing this to come on a show. where she's, you know, getting financial. resources. Like, it's a sure holiday, but it's also a mission here. We're. doing that's uncomfortable to fix. the household. So, how in the pre-in, how in the world are you opening the.

conversation with the producers of she. needs to get her together where. everything I just learned is that you. are a literal manbaby who works a little. extra so you can go have fun with your. boys and never support her, the mother. of your children. How the are you saying. that? >> I'm always supporting her cuz you know, every time I get in home, it's always. help or. >> I thought it was game. Uh, no. That's. not the priority. >> Give me the percentage. Give me like, okay, it's Monday through Friday. How. many of those days does he gets game in. the moment he gets home? >> Um, I would say about 90. There is some.

time where he'll ask. >> 90%. That's. >> Yeah, cuz there are some times when I'll. Okay, even if let's let's hum let's. humor you. Shush. Let's humor you. Okay. You come home. Hey babe, what needs to. be done in the house? Hey, can you do. dishes? I hate dishes. >> So then I'll go clean the cat box. instead. That's that's how that works. >> Yeah. And it takes you 3 to six business. days to do something after I asked you. to do it and it's.

>> the cat pan. The cats come and nag you. to change it. >> Yeah. And then I clean it. It's clean. >> Yeah. Usually two days later. >> Oh, no. >> Or I'll ask you, "Hey, do the dishes.". Okay, I'll do the dishes before I go to. bed. Okay, cool. >> Hey, I'm tired. I'm going to bed. I'll. do them tomorrow morning before work. Okay, cool. that. Yes, I will give you. that. >> Okay, I'm I'm tired. I'll do them when I. go to bed. Okay, cool. And then it. cycles and cycles and cycles. >> without being there. I don't know who's.

saying who who's right, but I mean, instinctually, I have a feeling it's. her. She at least has more examples to. back it up. And again, you're going out. this weekend. You You don't deny any of. that So, >> no. I I just I have a feeling she's. right. I'm sick of I applied because I'm. sick of being told that I am the. problem. >> You applied? >> Yeah, I'm the one that applied. >> Why did you open the conversations with. the producers that she's the problem? >> Cuz anytime there's an issue and then. all of a sudden I'm left in the dark. about it, she always throws it on me.

Like it's entirely been my fault, my. problem, that I'm the cause, and then. all of a sudden, uh-uh, no, I'm talking. You sit there and say, "I'm the problem. all the time." But then all of a sudden, it's something that could have been. talked about weeks ago because, oh, guess what? Alice doesn't want to talk. to me about any problems until they boil. over and then we're sitting there. yelling at each other over finances. because guess what? >> You're never home, so there's no way for. me to talk to you. >> Text would be great. >> Oh, yeah. Like you check your phone. You.

You text the boys before you text me. Anytime you get a I get a text. from you, I always hit reply. And you. know what ends up end ends up happening? >> I'm so they're so dependent on what I do. at work that oh hey guess what I can't. look at my phone for four five hours. because someone up the labels and now. all productions shut down. >> Yeah. Texting at work and not texting at. work I can get. Not a lot of people's. let you um be on your phone during work. >> No they don't. >> We had it with when we worked together.

at the theater and the gun store and. everywhere else. No, do not text on your. phone. Okay, cool. It's policy. But when. you are going out to the bar, I do not. hear from you. When you're going out. camping, I do not hear from you. And yet. all the time when you're at home, you're. playing video games and looking at your. phone, texting the boys. It's always the. boys over your wife and kids. Why? >> It ain't. I like to smack you. >> Schmok. >> Yeah, she's her. She's fluent in German.

>> I'm US German. >> You dress in World War II. This is We. got some little concerned. All white. town. >> It ain't like that. >> Uhhuh. So, you're saying she bottles up and. >> she bottles up and then it. >> I think we're witnessing that here. >> Yeah. Then this is. >> But I mean, honestly, this is a platform. to get it off your chest. So, I I'm not. blaming for that. I'm not even. criticizing you for that. But I mean, it's not Okay. So, how do these. financial conversations go then at the. house?

>> They don't cuz he's never home to talk. about it. And when I'm like since I put. all of my money in for the house, I. don't have enough money to pay my own. bills. And he's always Are you guys. married? >> Yes, we are. >> We have our own bills and then our joint. bills. Like my phone bill, he doesn't. pay. >> I'm actually on a joint plan for phones. >> He's still under his my child. Okay. So, but when they do happen, cuz he says. they happen, it just bottles up. You're. saying it doesn't happen. But when they. do happen, how do they go? I need a. little insight. So, usually it's like,

hey, how I will ask her like we'll be. sitting down and spending time with the. kids and then I'll ask her, hey, how's. it going with finances? Do you need any. extra money this month for your bills, for our house bills? And she goes, "No, it's okay. I got it." So, she completely. glazes over the whole thing. And then we. got to deal with the fallout 2 3 weeks. down the road. Hey, uh, I need three. $400 here because I totally forgot to. tell you about any of these extra. expenses. >> I don't ask you for any other money. >> You You do? do not ask you for more. money. >> You do. You liar.

>> The only time I ask you for money is, "Hey, can you put some more extra, more. than $200 into our house bill?". >> And I gladly do it. And I will gladly. give you $1,000. But the problem is you. don't let me know because guess what? You're buying all the groceries for the. kids cuz you're home again. I'm out. working. >> Call you a liar. I mean, that's a pretty. heavy thing to just throw around. What. do you mean she's lying? She lies about. not asking me for money cuz anytime she. needs money, she asks me for money and. then I give it to her literally within. seconds and then guess what?

>> You moan about not having enough to buy. a new firearm or an M whatever pack or a. new coat or. >> then I don't and then I save up for it. and then I wait and then I get it when I. can. >> Like you spontaneously buy you buy. in your sleep. >> I do buy I did buy in my sleep. once. >> Multiple times. >> Once. >> Multiple times. No, you're No. No. What? >> What the are we talking about? >> He'll buy stuff in his sleep. He'll have. something up on his phone and he'll fall. asleep and he'll wake up and then he'll.

buy it and he'll go back to sleep. >> I've also called the cops in my sleep. >> I think everyone's done that before by. accident. >> Yeah, I've I've definitely dialed 911. >> Nope. Getting everyone saying no. [laughter]. What the are you guys talking about? You. guys are insane. I have no idea what. you're talking about. I mean, you guys. are going out to eat hundreds of hours. Miscellaneous hundreds of. dollars other large purchases and. unknown things almost $1,000. So you. guys are spending a ton of money. Who but who are we saying's fault is. that? Like it's all like ton of. money on Like 40% of our.

spending. >> the um eating out. >> No, all combined. Who are we. saying whose fault. >> is? >> So it's all you. >> I spend when I have. >> Well, you don't make that much money, buddy. You're working a lot of hours and. a lot of jobs to bring in not that much. for the amount of time you're doing it. I mean, he spent all of our tax refund. before we even got it. >> On what? >> Reenacting. >> Dude, what the are you doing? Do your. kids not matter to you? >> They do matter to me. >> Well, then why the Listen, you got a.

nice big check because of the child tax. credit thanks to Mwah. You're welcome. We're funding you. You guys are net. contributors. You're part of the lower. 50% that contributes 1%. Okay, that's. fine. That is how it is. We're. progressive. That's good. Not. complaining. kind of a little, but. either way, and then you take it and. it's meant for you to support your kids. and you spend it on reenacting. What the. are we doing? >> Especially since medical bills come out. of reenacting. >> Medical bills do come out of reenacting. a lot because it is.

>> Okay, you're not a war hero. >> No, not at all. >> Stop. >> What is this reenacting? What did you. spend theing money on? >> Uh, uniforms. to go out to events cuz you refuse to. drive our brand new car. Why the would I. drive our car when all of a sudden we're. putting more money in into mileage, oil. change, stuff like that. And if anything. breaks down, then I got to hear, "Oh, hey, your brand new car that uh I was. driving now all of a sudden doesn't work. because the transmission blew, the. engine blew.".

>> Yeah. So then we could dump more money. into. >> that. $900 on a rental car to drive out. >> Okay. That's just a rental car, not the. equipment and. >> No, that's uniforms. >> I already own all that. So, but it could. be. >> So, what did you spend the refund on? >> So, more uniforms and stuff. >> What you just said? No, you didn't. Cuz. you already have that, you. >> Hey, I built. >> the refunds just came. Not even refunds, subsidies. Those are subsidies. >> More uniforms. >> I buy more uniform stuff that I've been. looking at. And then all the insignia, all the equipment, stuff like that, the.

helmet. >> How much did you spend with this refund? >> 3500. >> Oh, you. got pieces of. >> 5,000. Yeah, we got we did get 5,000. >> That is literally we are giving it to. you as a society for the sake of your. children. Take that. Put in a what is. it? A 403b. Am I blinking on the actual. right name? Put it on that. Put it in. the Trump accounts. Put it in those. Let. it grow. What are you doing? That's for the sake. of your kids.

>> Yeah, we actually opened up uh Trump. accounts for our kids. >> There you go. It's easy. one of and our. son, he's over the age limit to get like. a grand put in already. And so my aunt. is giving us a thousand for him. >> You didn't even tell me that. That's. brand new. Why didn't you say that? >> Why are you freaking out about that? >> No, cuz it's kind of embarrassing when. her family gets to gets does that stuff. You should be embarrassed. You spent. 3500 on outfits instead of in your kid's.

Trump account. >> Which by the way, I would it for three? Am I forgetting? I always mix it up with. two. I always mix that one up and uh. like public safety. >> O, what a mess. >> Yeah, you know what? Talk about a mess. and then all of a sudden. >> 529. >> and then all of a sudden you sit there. and all the stuff I actually. >> shut the cuff. Why not put it in 529 for. the sake of your kids? That's what we're. giving you money for or sure in the. Trump accounts, whatever. or 529's a.

little better cuz it it's more tax. beneficial, but it has to be spent for. school. But either way, whatever. >> Yeah, it would be nice to be able to go. and apply for those things, but I can't. when I have Well, >> either way, no, I'm just saying put the. money towards it instead of outfits like. that. Like, you look like a freak. >> I think I look good. >> No, totally. Uh I'm totally an opinionated. >> Nope. I I spend it on it because I like the. hobby and I enjoy it. You don't like.

your kid. >> Obsessed with the hobby. No, >> I mean every single conversation. reenacting reacting. >> That's fine. Have a hobby. That's okay. But don't prioritize it over your kid. I. have a hobby, too. No, my hobby is right. now rust. And I have spent a lot of. money on it. But guess what? Not over my kids. I don't have any. So, I can do it. But you What is this 35? First of all, I haven't spent 3,500 on a. hobby. Not that I can think of. Like what are. you doing? Maybe fish tanks. But. >> so like anytime you get a uniform.

together giving you. >> I get it. But you're choosing over your. kid. I don't need the freakown. I. understand. It costs money to do a. hobby. I'm not complaining about that. part. I'm complaining that you're. putting it over your kids and you. haven't been able to even apologize for. that. Defend it. Have an opinion on it. You immediately just say, "Well, uniforms are this." YOU PUTTING IT OVER. your kid, you pathetic worm. >> He has 32 pairs of shoes. >> Yeah. >> Hey, what are you doing? >> I actually downsized that. So, >> yeah. No. >> Yeah. I was opening up bins in the shed. to get ready for a garage sales. Shoes. Shoes. Shoes. You're worse than a.

>> What's a bimbo. >> Uh, someone that like um they have like. uh 6,000 pairs of heels. >> I feel like you German freaks are just. trying to create your own version of. post Holocaust. >> No. >> All the pairs of shoes stacking up on. each other. >> We absolutely despise those type of. people. Those are the most disgusting. people. >> Yeah. They try by our side. No one. speaks like that unless they're really. trying to defend against something. >> Trying to def. >> What accusations do you have? >> Uh I have accusations against other.

reenactors that are like absolutely. terrible people. >> Like. >> against them? >> Yeah. 100%. >> Against you. There's no reason someone. would come out that defensive against. something. I don't need to defend that I. am anti-holocaust. because that's just a given. I've never. heard someone so immediately have to go. so hardcore anti-holocaust. >> Well, cuz let's be honest, you you put. on a uniform, you you equipped yourself. with the stereotypes that are associated. with it, and then then that other. >> brother, nobody takes you people.

seriously. >> Uh, >> you people take you people seriously. >> That's probable, but I'm I'm going to. disagree because there's definitely. people in this hobby I don't take. serious. >> Not at all. >> No, but no one cares from the outside. So you don't have to defend. >> your German. collection. >> You got you almost got the H comb over. >> old man. [snorts]. >> No, it's just it's just a regular. haircut.

>> It's the Hitler youth haircut. >> Hitler youth haircut. >> That's what your mom calls it. >> Yeah, that's that's. >> She's not wrong. >> That's what my mom always calls any. haircut I get. >> You're living in his perfect Mckenry. community. You know, I actually like my. >> living the dream. >> I like all my neighbors dream. >> No, >> exactly. That's what I'm saying. I think. he would too. >> No, he wouldn't because a lot of our. neighbors would have been would have. been on that list. I would have been on. We would have been on that list. >> that he would have exterminated. So. >> why. >> Polish?

>> What part? He kept many Poles alive. What? >> Not all of them. >> What's the part that wasn't? >> The part that wasn't was. >> I see all's nose. Yeah, they could be on. the list. >> That's fair. But they they were. ethnically cleansing Eastern Europe as. well, not just of. Jews. >> Oh, okay. >> And then I'm Jewish. Well, I'm not. Jewish, but my family's Jewish. >> Yeah. Okay. Okay. I still He hasn't even once.

said why he won't put it to his kids. over his Hitler youth outfits. >> Cuz he doesn't want to grow up. >> That's kind of pathetic as a husband. Why won't you grow up? >> Well, because the one thing I was told. in my life is that my Do you respect him. as a man, as a husband? >> In a way, he does have his perks. >> What's the perks? He works. >> Yeah, he works. I'm. >> glad he works. He's working for his. hobbies, not for you guys. The tax. refund went to his hobbies, not you. guys. But sorry, go ahead.

>> Um, for as paranoid as he is, it does. come in handy sometimes. We did have. someone uh attempt to break into our. house and he. took the ne necessary procedures to. >> Well, this is why he's so afraid of. everything. >> Yeah. >> Okay. Well, at least there's a reason. cuz you were acting like a freak. What. was the necessary procedures? >> So, acting like it's a military. operation. >> Last the last thing you want to do is. ever you like go out and like try to use. force on stuff like that. So, we turned.

on lights around the house to let them. know we were there. And then we uh. >> called police. >> We called the police and stuff like. that. >> Evacuated into um. >> got all the family together into one. room so we knew if something did happen. Okay. Okay. >> Okay. I thought I was expecting. something a little more manly. But. that's okay. I guess if if that's the. what you got to get a respect then. >> That's great. >> He is a very if you're in trouble when. it's outside of the house, he will come.

and help you. We've opened our couch to. >> No, go ahead. >> We've opened our couch to a whole bunch. of his friends that needed a place to. stay. Going off to reenactments. His. buddies are just as bad. >> Uh-huh. I continue. >> Keep going. >> Yeah. And then he's he he does. contribute a lot to. >> just Sorry. Continue, please.

>> [laughter]. >> I'm sorry. I can't. >> I just wanted to I wanted to finish the. look. [laughter]. >> Oh my good. >> Oh, >> but it's trying to finish the look. You. look good. Does it Does it look good for. anyone in his life that sees this? I did. that. He did not do that. >> Thankfully, he can't grow facial hair. >> Yeah. >> But um he does uh try to help. Um, we do. have a homeless um population and so she.

>> and make Henry four people. >> Yes. >> Okay, whatever. It doesn't matter. Um, I. just need you to step up for the sake of. your kids. I'm glad you protected in the. home invasion. >> You need to step up for the sake of the. kids. >> Yeah, I. will be doing that now. Then. >> get that off your lip. >> Stupid as. >> I think you got it. You got it. >> Yeah, I did dry erase, not Sharpie. >> Thank you.

>> Yes, I'm I'm still thoughtful even in my. bits of making someone look like an. online. Uh, okay. So, in the conversation that happens again. because we're having the conversation. now. We're about to get into the. finances. So, I just want to understand. one more time. So, you guys go into a. financial conversation. Who who brings. up the topic? >> Usually, I do. >> Okay. So, what do you bring up? What's. like a recent example of a financial. conversation? Uh recently um our son had. a fall, busted his nose open. He freaked.

out, was like, "We're taking him to the. hospital." took him to the hospital. We. got a hospital bill for that. And I'm. like, "Great. We have a hospital bill. We need to pay this." He goes, "Okay, cool. How much is it?" It's $128 or. whatever. He goes, "Okay, cool." And I'm. like, "You're very nonchalant about. having to pay more bills that we could. have avoided cuz. >> Well, how could you avoid it? I think. that was pretty important to take the. kid to the hospital. >> Well, cuz it wasn't like a broken nose. It was just he fell. >> How do you know though? I mean, depending on how scary it is, I might.

have taken the kid, too. >> When you broke When you break your nose, you get pretty fast bruising around. certain areas of your nose and other. >> Were you saying don't go to the. hospital? >> Yeah. >> Yeah. She was saying don't go to the. hospital. I'm like, no, he needs to go. because he he fell from like my knee. height. I'm I'm a tall person and he's. >> Your son's a tall person. I mean, I. would have been anxious and take the kid. for sense of. >> clear. He acted fine. >> Well, sure, but the How old was he? >> He was about a Yeah, just.

[clears throat]. >> I mean, I would have I mean, why not get. the clear? >> That's what I said. That's why I took. him there. >> I understand $120 isn't fun, but you. guys could actually fit that in your. budget for the sake of the kid. >> Why take him to the Why take him to the. hospital and pay more money than he. could have just stopped inside the. doctor's office? if you knew any if you. remember anything that what we talked. about instead of just saying what you. are. Uh I took him to the care clinic. cuz we're like okay it's not serious but. he should definitely get checked out. They denied me cuz uh they denied our.

insurance. So then I went to the. hospital to make sure that our son was. okay. >> Why didn't you walk literally 20 ft to. his doctor's office? >> Because he needed to be seen. immediately, not. in 3 4 hours in a walk-in clinic. I. really doubt that his nose bleed was bad. enough that he was going to drown in the. blood. >> Well, I took him to make sure that he. was okay. And if you have agreements. with that, that's on you. >> I'm glad that our son is fine, but it.

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finally, un finances for good. >> Maybe, but I would rather learn that. afterwards, right? I I kind of I mean, I'm against you for not taking them. I'm. kind of on your side for Yeah. He could. have gone to the primary care. I don't. think it was like emergency room level. But. >> our primary care were fully covered. >> Yeah. But also dollar shouldn't make a. break. You guys really shouldn't. again. I mean, going out to eat spent almost. $400. $120. Being taken off our going. out to eat budget for that month for the. sake of our kid is not much of a.

sacrifice. It's not. >> I will say that the going out to eat was. during the month that I was in the. hospital. So, I couldn't really cook. >> Okay. It doesn't explain the other. thousand plus on So, even. still, no. Go yourself. It doesn't make sense. If you guys are complaining about not. making enough money, why are you working. the second job? Cuz you don't make. enough money or to fund your hobbies or. both. I'll be honest. Both. Yeah. I'm. trying to find my hobby and also do it. >> How much is in your kids savings. account? >> Uh, let's see. I got to think about.

that. Our son has almost two grand. >> from you guys, not family. >> Yeah, two grand. And then our daughter. has cuz let's see, we started when she. was born has about 800 bucks. >> Okay. So, you spent more in one month on. your reacting reenactment gear than they. have in their entire savings. Do you not. see how pathetically selfish that is? Do. you guys see that? That's pathetic.

You're a father. >> And then plus, whenever we do get some. sort of barrier amount, you have to do. something like dislocate your shoulder, get shot, you have to um. in your ankle. >> That's something I can't control when I. get injured. reenactment. from No, the tendon was when I was. working for the USPS and we went down to. the lakefront. I got shot on the job. >> and then. >> the USPS. >> No, the uh I we worked at a gun shop. together.

>> Yeah, I guess that's a place you would. get shot. Who shot you? >> Uh technically myself. >> Oh, you. >> So then. >> what the is wrong with you? >> Why'd you shoot yourself? >> So we had a collection of guns that was. brought in. >> You are really are living that Hitler. dream, aren't you? Yeah, I wish it was. my head instead of my knee sometimes, too. But, uh, let's see that when I got. that brought in. >> She didn't like that. >> No. Choose those words very carefully. next time or I'm making you walk home. >> What the.

[laughter]. You're kind of sometimes like a scary. witch. >> That's why I said she needed a crystal. ball earlier. >> I don't I think he was just making a. joke. Like it it wasn't a good joke or. anything, but it was just like why do. you have salt? >> I have a heart condition and if my heart. tries to stop, this kind of jolts it. back into place, I guess. >> What the. >> Yeah, if you have like medicine instead. of salt. >> No, my my doctor doesn't care.

>> Yeah, every time. >> Well, you need a new doctor. >> They were supposed to do a a bunch more. tests and then I got pregnant and they. refused to do tests. >> Okay. Well, it's been 6 months since. then. So, go back. >> Yeah, that's what I'm working on after. >> working on. Girl, you're carrying around. salt. >> Yeah, literally. >> go to the hospital. >> I tried to make an appointment. >> This is why you're so angry at nothing. >> Yeah. >> Yeah. I'm the most pent up rage because. he's never home and never able to help. >> Well, I do get that point and I'm on. your side for that. But, I mean, you. just kind of freaked out like a crazy.

Yeah, cuz I have a whole bunch of. medical stuff going on and the do I'll. be going to the doctor for my heart and. they go, "Okay, tell me about your. spine." That's an interesting story. And. it's like, I'm here for my heart. >> Go to the different one. I don't know. Like, what are we doing? Okay, so you. shot yourself. >> Yes. >> Freak where? >> Uh, it was through leg. >> It was through my leg. Yes. So, it was. uh a little shitty 22 pistol and it was. the last gun in the collection and they. were bringing in uh they had the guns in. the store for like 48 hours and then.

they were pulling live ammunition and. then I grabbed this one, racked the. slide back, looked down in the magazine, looking in the chamber, it was clear and. then uh but because there was no. followers, the little piece of metal. that comes up in the magazine to feed. the rounds, it wasn't present. So I'm. like, "Oh, it's broken 22." And then. when I racked the slide back and let it. go, the the follower popped up, put. around in the chamber, and then the. whole firing pin assembly came out of. the gun. So I just pressed it back into. place. And it went. >> Why was it pointed at your leg?

>> Uh, it just went. >> Why was the safety knot on? >> So it didn't have one. It's a It's a 20. It's a. >> Why was it pointed at your leg? >> Cuz when I put the pressure down to put. the push the firing pin assembly back. into place, my finger not on the. trigger, it tilted down and it aimed for. my leg. >> Okay, your fault. Not really having sympathy. Did you. always get an injured doing reenactment? >> Yes. The my most major injury was from. reenacting when I was 19. >> This is not expensive for you guys. His. injuries. >> from this hobby. Dude, this hobby owns.

everything. >> It racks up. >> It does rack up sometimes. Yes. >> Like this. It's not fair. It's not fair. to your. >> Again, the savings is it's nothing, dude. Your someone's IRA has like $900. in it. I don't see another one. So, it's. like, what are we doing? You guys are. dramatically behind on investing. Your. kids are going to have to pause their. lives in their early adulthood to take. care of their parents that chose hobbies. over actual retirement. That's not fair. This is pathetic. They didn't choose to.

come to the world. >> It is frustrating. It is. >> It's very frustrating. >> Yeah. I'd be an obnoxious, too. >> Yeah. No, you're horrible to be with and. you're scary to be with. I wouldn't want. to be on any part of this relationship. >> Match made in heaven or hell, I guess, whatever you want to describe it. >> I don't know, but maybe I wouldn't. breed. Um, okay. Does he get permission for the. things he buys? At least. >> once in a while.

>> And you give it. >> once in a while. >> Okay. What's once in a while? Like 10%. of the purchase, 15, 20? >> 10%. >> Okay. The other 90. Why are you just. doing that without consulting the wife? >> I'm the mother of children. >> Pulsive with a lot of this stuff. >> It's good as a father and partner. >> Yeah. Uh. >> so paying for is really. >> Yeah. I'm a paying for Uh when it. comes to that type of stuff, it'll go on. sale and I'll instantly open it. >> But you already know it's a problem. So. why continue to do it when they have no. savings? You have no savings. You're.

being a pathetic. >> Cuz I had money in my bank account and I. just I could easily more afford it with. you. Like this makes no sense. Literally spending was $4,31012. when 3,261. came in. You spent almost 1,000 more. No, you spent over 1,000 more. 1,100. more than you guys brought in. That's. debt. That'sing debt. What are you. talking about? You don't have money in. your account. What are you talking. about? This is pathetic. >> Yeah. >> I bet you have collectibles, don't you?

>> No, actually, I use all the stuff in. reacting on the top of the TV. Name one. that doesn't have a uniform and. equipment. >> Guns. You're a gun guy. >> Yes, I do have guns. >> Those are Okay. What's your guns worth? >> Uh 40,000 at least. >> Our debt is less than 40,000. Sell them. You're out of debt. >> No. >> But how do you care about your own. Your family. You are such a bad person. >> Yeah. >> You're a bad person. You're Listen. Yes.

You love your guns. I love some things I. have, too. I would never take them over. my kids if I had them. Never. I want to. take them over my dogs. I want to take. them over my girl. I want to take them. over anything. >> The fact of the matter is I'm not. selling them because I will never get. them back. >> It doesn't matter. You'll never get your. kids back either. And their life is in. danger cuz you don't have a fully funed. emergency fund. They're not being taken. care of and you don't have retirement. and you're being pathetic. They matter more THAN YOUR GUNS. >> YOUR GUNS are cool. They matter more.

>> The kids matter more than my guns, but. it'll be hard. It'll be it'll be hard. but my kids my guns butt. >> No, you'll be able to if they're worth. 40, you can sell them. Yes. And you're. in the community. And if I'm not. mistaken, has he sold guns before? Has. he sold guns before? >> Like maybe two. >> Has he bought guns back? >> Yeah. >> THERE YOU GO. YOU'VE BOUGHT GUNS BACK. THAT you've sold before. Look at her. Look, even the witch is crying. Even the.

witch is crying because you're literally. choosing guns over her in the Mark wants. to give you dry paper towels. Thank you, Mark. I think we should do tissues. though instead. Thoughtful thoughtful. man. Uh oh, dry paper towel it is. Never. mind. Thank you, Mark. [laughter] Um, there we go. We love Mark. W Mark. >> flavors. >> Yeah, use those. Those will hurt you. And you're you're white and pasty, so we. don't need that. The thing is, buddy,

how the she's crying rightfully so. Fact that you are choosing guns over her. and the kids. Selfish. You're selfish in. every instance of your life from the. things you do. This is her first trip. anyway. Like, what the is wrong with. you? You're a bad father. You're a bad. partner. >> Oh, at the end of the day, I just wish. he was thankful and stopped bitching. about everything. [laughter]. >> Oh my god. You got to be kidding me. Crazy. >> You got to be kidding me.

>> Out of all the things that I do, actually do, you know, you always. nitpick the stuff that's I don't do. >> Yeah, cuz it needs to be done. >> No, you I'll do I'll do it. >> I don't think I've had more than 5 hours. of sleep in the past 2 years cuz I'm the. one that gets up with the kids in the. middle of the night. >> Cuz you That was one of the craziest. statements I've ever heard anyone say on. the show. What the I called out your. and you say she should stop. What the is wrong with you? >> You work, you come home, you say hi, and. sometimes you don't even do that. You.

just go to bed cuz you're pissed off. >> Yeah. Could you imagine like all the. stress that I have? >> Video games. You'll come home, you'll. play video games. Oh my gosh, I'm. horrible at this game. I keep dying. I'm. going to bed. And then I've got to turn. off your Xbox. I've got to get the. control. >> You even turn off your own Xbox? >> No. When I got that pissed? Yeah. For. someone that games that much and looks. like you, how are you so bad? >> Definitely not my number one hobby. That's for sure. I'm not that good.

>> Making her turn off the Xbox. Dude, you. suck. you suck. >> I do suck at video games. >> No, you suck. >> How about. me? >> Oh, you made that joke and then I took. it too far. >> So, at least you admit you. >> Yeah, at least you took it too far. Yes, >> I I did take that joke a little too far. at times where I'll just go hear me. >> At times, wouldn't you know after the. first time it's too far? >> No, I at times. >> I I have to raz her sometimes cuz she.

always gets raz me. >> Sometimes it's funny. Sometimes it's. appropriate. Other times I am holding a. screaming child while cooking dinner and. the cat is puking on the floor. >> That wouldn't be the best time. >> No, that would not be the best time. >> Why do you do it then? >> I did it maybe once. Okay, you know. what? I will I will I I will say I did. it once to you and then I and I when was. the last time I did anything like that. back? >> Uh let's see what's today the 16th. >> Yes. >> So. about 3 and 1/2 weeks ago I just brought.

our oldest home from the doctors. You. came home, you beat us home. So you. didn't come with us to the doctors at. that one time. >> Right. Cuz I was working. >> Yeah. And so you sat down and playing. video games. We walked in. Hey, since. you're at the fridge, beer me. >> Yeah, I did. I did do that. >> That is convenient. But I also had a. sleeping child in my arms and another. crying one in the back hallway. >> And I went to help. >> How long have you guys been together? >> Uh, since 2020. >> 2020. >> Oh, a co relationship.

>> Yeah. >> Yes. >> Yikes. Okay. Yeah, we're seeing the. outcomes of that now. >> Oh, man. Cool. So, you'll you'll sell. your guns and get eyes at today? >> I'll find one to sell and go from there. the most expensive and collectible one. >> You can get out of it today. We wouldn't. even need to have the rest of this. conversation. Except we do because your. behavior will get you back here again if. you don't fix it. But even still, what. the Okay. What do you guys think your. financial score is? 0 to 10. Zero being. the worst, 10 being the best as a. household. >> Um, when I took the quiz on your website.

thingy, it said 3.8 or something. >> I was about to say mine came back is a. three, too. >> It feels like a two. >> Well, we'll see. We'll see. Listen, if. you want your hammer financial score, it. is free. Go to Caleb.com, take the. assessment, see where you stand in the. world of money, where you're doing. poorly, where you're doing great, and. where you need what you need to do to do. well at money. And if you don't want to. be like a guest who ends up on the show, make sure you download the Dialise. budgeting app. It is great. Tens of. thousands of monthly active users for a. reason. Most people take the annual. version after the trial because it saves.

almost 50%. And you get my 30-day budget. meal planed by me mailed directly to. you, plus the digital version of the. cookbook. You guys get that and the. digital version of the cookbook. Caleb hammer.com. to do. >> piss time. So why the do I see owing mom. $7,000? Whose mom? >> My mom. >> Why? >> Uh we had to get a new roof or.

>> Okay. So like I said, why the you're. like I don't want to throw money into. renting you. Why rush into the home. ownership when you guys are not. financially ready? You guys are young. You didn't have to in a town that you. might not even want to stay in because. there's obviously no opportunities. And. not only that, but look at the. consequences. You get a house without an. emergency fund. Did you have a fully funed. emergency fund? >> You should have been able to afford the. roof. What the happened? >> Uh we fell for. >> You fell for the flipping. >> No, cuz you fell for it, too. You were.

right there with me the whole process. >> Fell for the middle ground. The middle. ground was like an $8,000 roof. You went. with a 12. >> Well, cuz you know what? The the. warranty with the roof passes on to the. next owner cuz we plan on moving. >> Yes. And we did not get a new roof in. >> See, this is home ownership. Why did you. have to own a home? So, obsession. Obsession with people. You weren't in a. place. It was an emergency moveout. You. didn't need to buy. >> Well, probably because renting in our. area is about what, 1,200 a month. Our.

mortgage is 600. >> And then you HAVE A $12,000 [screaming]. ROOF OR whatever the. >> from uh Felco Delco. >> At least the landlord takes care of all. the other And no offense. I mean, I'm taking a look. It literally. literally looks like a shed with the. color and everything. >> It is. It's 700 feet. >> Why the You bought a 700 ft house. You. want You're going to sell that again? Good luck, dude. What the. >> be surprised because our community is. turning into old folks community.

>> It is. They're all great. >> They're all moving in. >> That's good. They're all moving in. It's. a place that I want to invest in. >> Yeah. >> Places where people die. So $7,000. Are. you on a minimum monthly payment with. with mother? >> So the agreement was that when we sold. the house, it would come. >> Oh, for sake. And when are we selling. the house? >> We're working on getting it ready for. the market. >> Yeah. Hopefully in the next. >> year. And I see the house that you're. interested in. >> Yeah. And we do have a financial plan. for it because it has an apartment built.

above the garage. >> so we could offset the whatever mortgage. is left over after we sell this. surprisingly like the same price. Why is. it in a shitty area? It must be. >> It's in Indiana. >> It's in Indiana. >> Why would you? Okay. >> In the middle of nowhere. >> Why again? Why do we go to a place with. no opportunity? >> We like the quiet countryside more. >> Doesn't matter. You need opportunity for. the kids. You need income. You need. schools. You need good things. >> More than just quiet. You can get quiet. in anywhere. >> We're um My brother is disabled and. lives in a home and that is close by the. home.

>> Yeah. So, if anything, >> I'm sure you could be in a place that's. relatively close. That's okay, dude. It's 555 people live in that town. What. are you going to do for work? Uh. >> you need to have a job, guy. What are we. doing? Come on. What's our income plan there? >> The income plan was because right now. I'm in college. Uh. >> you are doing what? uh to get my. associates done to be it's to be a. history teacher. >> Illinois is like really desperate for. teachers. So like Well,

>> good thing you're moving away from. Illinois. >> Well, it's right over the border so I. could commute. >> Where's the nearest town? How how close. is the nearest school? Decent school. Cuz you're going to get small town pay. >> 354 minutes. >> Yeah. >> So it's what I'm the commute that I'm. doing right now to work at the me. >> definitely. That's if that school hires. you. >> Yeah. You're kind of banking it all on. one. You're not in an area that has a. lot of schools. Really banking on. literally one building hiring you. That's risky as I don't like that.

You're not going to make much, especially for a long time, especially. in that area in that kind of school. district. Lower property taxes. >> And what are you going to do? >> Um well, my part-time I work from home. and the So my boss is my mom. >> Oh my goodness. She works for the same. company. >> Okay. I'll get you a course career. certification. Many people in the. audience has converted those into six. figure paying jobs either at their. current job or getting a new job. You. should check that out. >> Big discount for my audience, but I'll. get you it for free. >> Yeah, cuz my mom's planning on retiring.

soon and I'm supposed to take over her. job. >> This is just it makes no sense to me, guys. This is just such a mess. And. borrowing from mother like, "Mom, we. need a new roof. Please give it to us. Why didn't you finance it with the. roofers? Why didn't we get a personal. loan? Why didn't we do anything like. that?" Like we literally have Well, I I. wouldn't want you guys to because you. guys are up, but we have like personal. loans and like loans for this kind of. We have all the financial services. that anyone could need at caleb.com. We. have that Why'd you guys go to. mother? It complicates relationship so. hard. >> She actually.

it approached us with the idea and then. we were already on a payment plan. >> How did she find out? Okay. So, she saw. the debt and she was like, "Let me. >> Yeah, cuz uh. >> Yeah. >> Oh my goodness. You have another one to. your mom?". >> Yeah. Yeah. ANOTHER 45,500 FOR WHAT? >> WE BOUGHT her car. >> We bought her car from her. >> But you owe it to us. You didn't even. buy the car from her. You got. You You lended it out. You got leveraged. up. >> Yes. >> You don't even have. >> So $500 a month, >> correct? >> Yes. >> Oh my goodness. Are you actually making.

the $500 a month payment. >> every month? >> So what happened here? What's the car? >> It is a. Is it a Kia Sto? Kia Stos. Yes. Is there. a brand new car that you were talking. about? >> Yeah. Okay. So, it's not a brand new. car. It's just new to you. >> It's new to us. 24. >> Okay. Well, that's pretty good. You got. it on the cheap. >> What the Why do you owe4,500 on it when. it's worth $18,000? >> Cuz we bought it for 11 and we used um.

>> You paid it down that much. 0%. That's. why. >> Yeah. Cuz we bought it directly from. her. >> So 0% [clears throat] though. >> Yes. >> Okay. Well, you got a good deal on that. I'll be honest. >> Yeah. because I originally had a twodoor. tiny ass car and could not fit the kids. car seats in it. >> So, if you're getting the blessings of. like two halfway decent loans from the. parent, one you don't even have to pay. on, one that's 0% that you've already. had a great equity position and you have. a great equity position in the car, how. the are why are you guys fighting so. much about finances? >> Well, what is wrong?

>> I'll be honest with you, too. If I'm. going to be making sacrifices, she needs. to sell her car, too. >> I'm not selling my car. >> Yeah, I think you should. >> No, I use that daily. >> Yeah. and we can get something cheaper. >> Oh yeah. Are we going to do the same. thing where I would drive you to work? This wasn't my your car then use. your car for the day and then alter my. day and nap time and stuff like that. Pile the kids in the car and come pick. you up after work. >> This wasn't my question. >> No, I'm answering him. >> What are you guys fighting on if it's.

not even like I don't even understand. These two debts aren't even horrible. You're lucky that you got them from. mother. What are we fighting on. financially? >> We're barely scraping by. We barely have. enough in our in our um things because. he keeps spending it all before we even. get it. >> And you keep spending it too. So like. >> on groceries. >> Yeah. On groceries. And then you'll come. home and you'll buy like have Starbucks. coffee in your hand or cookies in your. hand. like that. >> Once once like once every two three.

days. Okay. Yeah. Once you. >> from passing out because of the sugar. You have sugar at home? >> Yeah, but so. >> don't need Starbucks sugar specifically. to not pass out. >> Sugary when I'm out and about. >> So why not go back sugar? What the. are you talking about? >> Why don't we make those Pillsbury. cookies like that? We that I like a lot. then that way you know. >> You literally take a sugar cube. Pack a. pack a sugar cube. >> Oh, a sugar cube. >> You don't need a $8 Starbucks to not.

pass out. Have a sugar cube like a. horse. Yeah, >> I'm a horse now. Yeah, thanks. I'm a. horse. Well, go go go from a witch to a. horse. >> What? No, I didn't even say you look. like a horse. I'm just saying have a. sugar cube. >> Somebody said. >> you act like a witch, but you can eat a. sugar cube like a horse. >> Yeah. Yeah, I guess so. Whatever. >> Well, yeah. If you can't afford the. Starbee's, do it. If you or your child. spent years growing up on social media. and experienced serious mental health. struggles, you should hear this.

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kaleammer.com or the Caleb Hammer. Financial Resources part of the pin. comment or description below. >> Yeah. Well, keep me from passing out, I. guess, enough if I have a heart thingy. mabber. But still, I at least like it to. taste good. >> Well, that would be good, too. But can. you afford it? No. So, make something at. home that you take out and about with. you. We don't have enough room to have. like a coffee maker or anything. We. barely have enough coffee. >> A coffee maker. We don't need a coffee. maker. >> Yeah, you're the one that was looking on. Amazon. What was it last night?

>> Yes. Get a coffee maker. Get a Guys, get. a coffee maker. You can get a coffee. maker like this big. Single pot. Like a. single cup. >> We don't even have enough uh countertop. for a microwave. >> Yeah, we have. This coffee maker is like. the size of like a third of a microwave. What are you guys talking about, guys? This is like seriously like this big. It's a single cup thing. It's tiny. >> That's what I tell. Yeah. Like the hotel. ones [screaming]. >> that I was like looking at last night. like. >> No, you were looking at the fancy cures.

where you had the little cups and you. put them on the. >> You are not going and getting Starbucks. If you are barely scraping by, Starbucks. is not an option. Make that make sense. to me. >> Okay, I will cut down on the Starbucks. and maybe I'll get a candy bar instead. since it's a once in a while thing where. I'm about to pass out with the candy. Listen, it's this isn't sugar. This is. sugar-free. So, this doesn't necessarily. work. But the same excuse stands, though. You're not going out and buying. coffee. You're making at home. You're. not going out and buying energy drinks. You're making at home. That's gamer.

subs. It's more delicious. I promise. We. blind taste it. And it really is. Get. your free samples link in the. description below. Code Caleb to figure. out what flavor you like. Then get your. Gamer Subs at 40 cents a serving after. our discount code as well. Link in this. the description below. Make your energy. drinks at home that does not have sugar. So, you do need to do something sugar, but put some sugar cubes in there or. something. I don't know. But make your. coffee at home, guys. It's like this. And then gamer subs is literally this. So, it's like shut the up. There's no. excuses. You're not going out and. getting if we're barely. scraping by. You can go out and get. but not if you're barely.

scraping by. But also, I I I'm sorry. There is a like. level here. Also, for what it's worth, that like, yes, you should not be. getting Starbucks a few times a week, okay? Probably in your situation. But. that's not comparable to you dropping. $3,500 on on this kind of Like, that's not even comparable. Having a. $40,000 gun collection, this is not a. comparable thing here. Like, what the. you're obviously far beyond a a few.

starbies a week, you freak. >> He's even trying to get me something and. I'm like, "No, I don't want it." And. he's like, "Oh, I'm going to get it for. you anyway at some point." And I'm like, "I don't want it.". >> And I tried my best. Like, >> it's something that he's like, "Oh, I'm. going to do this for it. I'm going to do. that for it." It's like, it's more for. yourself. Put it under my. >> cuz you will not buy anything for. yourself. So, if the burden falls on me. >> and yet you just said that I don't buy. anything for myself, but I am the. problem. >> Yeah, you are. Because you don't even.

get stuff that's necessary for life for. yourself that I have to go out and buy. >> She said she gets groceries, dude. She. she she gets groceries from our joint. account, but her personal account, she. won't spend anything on herself. >> I don't have enough. I saved like $100. from my um paychecks. My phone bill is. $101. >> And how come you don't ask me for for. help with any of that when I literally. have said, "Hey, if you have any. upcoming bills, I have $3 $400 that we. can get ahead on stuff with." And you.

know what ends up not happening? We. don't get ahead. >> because you keep spending it all on. reenacting stuff. >> But how is that my fault when I. literally say, "Hey, if you need money, why isn't it there?". >> Oh my god. >> Because you don't have it because you. spend it all on reenacting stuff. >> I've seen people fight who are in dire. situations. But you guys shouldn't even. be in a dire situation. There must be. something coming in this document that. explains why the you guys are at each. other's throats. But so far, it's not. This medical bill is big. It's a.

$15,687.75. Okay. But it's not acrewing interest or. anything. Why aren't you on a payment. plan? >> Because that was when I got shot at the. gun shop and. >> your fault. Don't care. >> Well, it was on the clock regardless and. that it was supposed to be taken care. of, but it wasn't. Was it? >> No, it wasn't. >> I don't care then. Get on a payment. plan, you freak. Why your credit if you. want to get a new house? This might go. to collections and your credit. Yes, it could. You literally are. thinking about getting a new house right.

now. And also, don't get a new house, guys. Rent. Please rent. You how if you. guys are barely scraping by? How are we. talking about getting a mortgage? Sell. the house. Take the windfall if you have. it. Pay off the debts if you change your. behavior and start your life. Get a. house when you can. When you have a. fully fun emergency fund. Why are we. talking about getting in a house again. already so quick? You're not learning. your lesson. You couldn't afford living. in the current house you live IN NOW. >> Cuz we've outgrown the house that we. live in now. >> But why didn't you get worksman's comp? Uh because he the owner fought it and.

threatened me with legal action if uh it. went through. >> Well, he must have been in the right. then. >> No, he was not. >> Then fight it. >> I don't I don't. >> because if you win, you'll uh have to. pay for your legal fees. >> Yeah, I was about to say. >> if you 100% right, then absolutely go. for it. >> We can't find a lawyer that'll take the. case. Yes. Well, then you must not be in. the right. >> But I don't know how I'm not in the. right when Yes. It it happened on the. job. And then also at the same time,

>> the lawyers aren't willing to take it. on, buddy. I mean, they go they go for. the W. They go for the win. >> Yeah. The owner said. that he was going to pay for it without. a doubt that he was going to pay for it. >> And then he ordered shot yourself like a. dumbass. >> No. Then he just completely Anytime I. would give him a bill that he said he. would cover, it would take him four or. five weeks and then on top of the four. or five weeks, he would he would he. >> Why are you not on a minimum monthly. payment on this, dude? Because uh every. time I try to get an Etna to like even. just run it through my insurance to run. that price down, the Etna will just hang.

up the phone on it. They say it's. workman's comp and then it gets sent. back to the the former business that I. worked for and then they send it back to. Edna and they they they keep sending it. back. So it's constantly in limbo to. actually. >> So what? You're just going to allow it. to go to collections? >> Yeah. Until that situation. >> you're just going to your credit when. you want to get a new house? Makes this. make sense. Like yes, that sucks. I have. sympathy for it. I I I wish it wasn't. like that. But why yourself? >> Uh cuz.

>> why let the consequence of this fall on. your. >> Because his old boss said I'd pay for. it. He's trying to hold it. >> No, I agree. I'm on your side with this. I agree. But the consequence. >> is he's not going to face any of the. consequences. You will by allowing this. to go to collections. >> I would rather get it on a minimum. payment and then try to fight it. To me, it's more of like trying to snuff him, >> which would be $1,38 a month, which. essentially eats almost your entire pay, by the way. Yeah. >> So, I mean, that would be crazy. I mean, I I I'm on your side. I.

don't like it. If if it is accurately. under workman's comp, I'd rather do. that. Talk to some lawyers. Some big. town lawyers. See what you can get, man. See what you can get. >> Yeah, that's sounds like a good plan. So, that way. >> your neighbor even gave you a business. card for a lawyer. And I left two. voicemails and two emails there. >> when. >> uh when this was still fresh and last uh. >> it was a couple months ago. >> Couple months ago. >> and you haven't followed up.

>> Come on. >> If you don't get any results, he loses. interest. >> Discover. Okay. Well, this is actually. here. This is what I would This is what. actually kind of concerns me honestly. Um. $2,3847. Listen. Okay. Hey, it's a balance. It's. a balance you could probably pay off. But the thing is, you make a minimum. payment towards it. Then you spend. hundreds of dollars on it. Make that. makes sense. Well, interest is acrewing. Well, you can't even come close to. paying it off. Why the are we spending. money on it and having that balance go.

up? Now, the minimum minimum payment's. higher. 56 bucks. Why the are you guys. spending on this? Who's spending on it? Who's guard? What are you doing, woman? >> I had a dental that I put on there and. then I had to get a new license plate. >> It was the license plate. But why are we. putting it on a credit card? >> Because we I don't have enough money to. >> Well, he does. Wouldn't we be joint? Why. put it on something that is acrewing. interest that you can't put more than. the minimum towards it? Hey, guess what? This takes 9 years if you only make. minimum payments, which is what you do,

and you don't spend on it, which you are. incapable of. So, this is going to take. 18 years, 30 years. It's going to take. forever. >> Yeah. I don't even have enough money to. make the monthly payment on that. >> Good joint. Why is it me, my, his, yours? Like, what the guys have. everything go in and out of the joint? We're one. Come on. >> That's what I want. But he grew up other. ways. >> Had a very My parents had a rocky. relationship. >> So, I don't give a Do you want you two? Cuz you will. And you are.

>> It was working until it didn't. >> What? His dad told him, you make sure. you have your own account and then you. have. >> you can have your own account on the. side, but everything goes in and out of. the joint. Then if there's like some. spending you want on the side, have it go from there from the joint. But bills and income come from joint and. into joint. >> Well, >> I don't think that goes against your. dad's advice. And your dad's anyway, so.

don't listen to him. Is he Is he rich? >> No, he is. Yes. >> Okay. Well, then maybe he would give. >> at least like middle class. >> That's fine. Does he have a lot of. doubt? >> No. >> Okay, then maybe he's worth listening. to. And he doesn't that wasn't. necessarily the wrong advice, but your. interpretation of it was incorrect. Everything goes and comes from joint. You can have your own account on the. side. >> Got it. >> Well, got it. Yeah. I I I like to see. it. >> Will I see it? No, I don't think so. >> Why? Why don't you think you'll see it?

>> Because he's too set in his ways. He he looks up to his dad. There's. nothing wrong with that. But his dad's. word is law. to him. >> It can be. Yes. Especially when he gives. solid advice. >> You have a wife. >> And I do listen to her. But. >> you got to make things work with you. guys. You can't just be daddy's boy for. your entire life forever. >> We do try to make things work, but then. she hides stuff like we haven't touched.

any of your hobbies yet. my hobbies that I spend like $10 a. month. >> $5,000 for a camera. How about that? >> Yeah, that was five years ago. >> All the leather working tools. >> Why are you bringing up things 5 years. ago? That's weird. >> Keep trying to cancel someone for. something SD cards for it like last. year. >> Oh yeah. 20 bucks for SD card. >> Oh, so you bought it? >> I did buy it. Yes. What the You're. complaining that you bought? >> Well, cuz she doesn't she won't tell me. anything else she likes, so I have to.

completely guess. >> I am very hard to Christmas shop for. >> She's terrible at Christmas. >> Okay, then don't shop for anything. She'll learn her lesson. >> Yeah. >> All right. >> I don't need anything. And yet you're so. I want to give you this. I want to give. you that. I'm going to do this. I'm. going to do that. >> And I do do it for you. And then now. you'reing about that now, too. And I try. to go out of my way to make sure you. have stuff that you actually get to. enjoy things. I appreciate. >> doesn't sound like it. >> I appreciate you wanting to spoil me.

There's nothing wrong wrong with wanting. to spoil your spouse, but when I say no. thank you, you go ahead and do it. anyway. I had a mental breakdown because I asked. for flowers for my birthday and he. refused to give me flowers for 3 years. All I wanted was flowers. That's all I. >> mental breakdown. What does that look. like? Have I given you? >> It was just crying fit. >> It was like And that was also like 3 4. years ago. >> Did I tell you you were having a mental. breakdown? >> It it.

>> because you cried at not getting flowers. cuz I think that's kind of fair cuz. you're a woman. You're a little crazy. >> I Yeah, >> it was 3 4 years ago. And ever since. then, she's gotten flowers for her. birthday, Valentine's Day, and then. other. >> finally gave me flowers now. But it took. me crying and having a big issue because. all I asked for was flowers and I wanted. flowers and he relationship He's getting. flowers and just major events like. where's the love or what what how is. y'all's relationship?

>> We we we have a good relationship when. it's. >> like nothing else going on like taking. the finances out of the relationship. >> But isn't it everything cuz finances. will always be in the relationship. The. kids will for a very long time be in a. relationship. Finances are always you'll. always have a bill to pay. You'll always. have income job switching. So, what do. you is that not impactful? How often do. you guys? >> A lot. >> Okay, that's good. >> A lot. >> Are we safe this time? >> Uh, I have my tubes tied.

>> She snipped. >> I can't get pregnant. >> Thank goodness. Okay, >> no more good. That's better than most. couples on this show. But if you think. finances aren't going to play a major. role through the rest of time, >> like finances does play a major role, but when we do it, it will. But when. like finances aside and when we're. having a good day, >> we have. >> what constitutes good day, bad day. though? >> Uh she will say it's my mood depending. on. >> it is his mood. >> And then. >> it's usually the other way around by the.

way. It's usually the woman. >> and she. >> You're the woman. You're a bottom. >> No, definitely not. >> Uh-huh. >> Because it'll be your. >> y'all's day comes down to your mood. You little It. >> Her mood does also affect me. Like if. she's in a bad mood when. >> we mirror each other on. >> We mirror each other. We. >> Yeah. But is she ever in a bad mood or. is she only in a bad mood when you're in. a bad mood? >> She is in her own bad moods all the.

time. Absolutely. >> She very much disagrees. >> Yeah, of course she. >> You You are the leading mood. >> No. >> Why are you in such a bad mood? Oh, the. label was wrong. Uh or like USDA came. down on us for like something. >> So just do your job, dude. I don't. understand. It's like not even like. impacting your life. >> His issue is. stupid co-workers, stupid drivers, or. something. >> Drivers. Everyone interacts with stupid. drivers every day. How do you allow that.

to affect your home life? >> I hate traffic. >> Everyone does. And you live in the. middle of nowhere, so you don't know. what traffic is. Shut the up. >> You don't know what traffic is. And. everyone deals with traffic. If we let. that impact our day life at home and. kids and wife, like what is wrong with. you? >> Just driving down here, it was like, "Bitch, this that." And it was like, "Dude, relax.". >> Sometimes I do it for like try to make a. joke, but it doesn't. >> I yell at everyone on the road, too. I.

don't take it home and beat my wife like. you do, freak. How often times is he. drinking? >> He doesn't drink. >> Okay, that's good. Shocking. I know. >> I thought you go out to the bar with the. boys, though. >> Well, he does, but he doesn't drink. >> I don't drink in excess. It's only like. one or two drinks. >> Oh, so he drinks. He just. >> I just don't drink. He doesn't get. >> I don't give up. No. >> Okay. Who's the freedom card? >> That'll be me. >> Okay. You're also a You're. spending money when you can't pay it. off. You made the minimum payment. Then. you spend on it. You owe $4,978.34.

with a minimum monthly payment of $155. Interest is acuring $105 a month. takes. takes 16 years to pay off if you do. minimums. No purchases. But again, just. like your significant other, you can't. not purchase. What is wrong with you? >> Just buy something and then worry about. it later, I guess. Yeah. Then. >> see where that got us. >> Oh, his money isn't going to the. beverages when he's going out with the. boys. It's on the lap dances.

>> That was not my money in that video. But. yes, >> in that video. >> Yes. So we video somewhere there's a. video somewhere in the friend group that. had someone has it. >> Reenacting is pretty freaking spending. on a car and it's Amazon too. Pull up. your Amazon you little freak. >> Almost like almost a thou half a,000. bucks on interest this year. Actually by. the time no at the time we are filming. right now it's definitely a half,000. This is crazy. So stupid. And that's all you're de like.

I mean it's bad but this is manageable. guys. I don't think you understand. Just. don't spend it on your credit cards. Get. on a payment plan with the medical debt. or actually put the feet to the. fire. Show up places. Doesn't have the. Amazon app. And then just you your. parents that like this is not that bad, guys. He has three things in his cart. instead of actually paying off. Cast iron skillet. I guess you don't. have that. Um do you really need this. big coffee pot? Probably not. You don't. need Okay, see he's doing it. He wants a. grinder. No, dude. Just get into the. >> A grinder.

>> Yeah, like a coffee grinder. >> You don't need to get into the whole. thing. Just get the small single serve. Shut the up. Get preggrown beans. You're. poor. You don't need to be. You actually don't. make poor money for the living. Get a. canister of Fulgars. >> Okay, you can do better than that. But. yes, I mean I I I understand where. you're coming from. >> Fulers is the only coffee company I. know. [laughter]. >> That's okay. Yeah, I try not to spend too too often. on Amazon every once in a while.

>> You're dead. You shut the up. >> DAP would be too tempting. >> Shut the up. Purchase history. Yeah, you're getting like Amazon gift. cards and stuff. I don't know. It wants. you to buy a massive battery. What are. you trying to do? E uh Equal Flow. portable battery for your camping. It's. like 800 bucks. Don't. You must be. shopping for that kind of We were. looking at it for like stuff for like. the house and stuff like that. >> Well, I got them and they're wonderful, but I have money. >> Yeah. The only big thing that we need to.

get is a flipping generator for the. house. >> Every once in a while, our power does go. out, but. >> every once in a while, our power went. out when we were leaving the house to. come down here. >> Yeah, it's not his fault. Why are you. angry at him for that? [laughter]. >> Because he's rather buy it to use for. camping instead of the house. >> You're a scary creature. Uh, I hate. people like you. Why aren't you tracking. your screen time already? piece of Okay. Checking guy. Is. this the joint? Chase. >> Uh, Chase will be my checking account.

>> Oh, you spent a lot of money. Only 300. bucks in there. Yeah, it's all. dude. Like, you Yeah, this is your. fault. You're pathetic. You're not a. good father. You're a bad partner. This. is disgusting. You're zing out money. Microsoft, PayPal paying for Steam. games. Aladdin. >> Steam games. >> Aladdin money on games. >> every once in a while. Yeah. >> Why? Cuz I try. >> Oh, because you don't have the right. airplane. >> No, definitely not. It's more so like I. try to buy nostalgia games for my youth. >> Oh, shut Oh, you pathetic freak. Do it.

later. >> You don't even play the video games you. currently have. >> I do. What games were so exciting during. your Hitler youth? >> Uh, Hitman. >> Oh my goodness. Shut the. >> What's Aladdin? You're going to Aladdin. every 5 seconds. Aladdin is the uh the. shopping like kind of like. >> Well, you're stopping in and getting. things for like four bucks. What are you. getting? >> Uh usually like salads and stuff like. that when I was at college. Aladdin's like the.

>> go yourself pack a salad. Spotify. eBay. Yeah, there's some more. collectible Vending machine. Vending machine. That ain't a salad. Selling on money. Selling on money. Selling on money. Zelling on money. PayPaling on money. Yeah, getting into PayPal paying for. it. Disney Plus eBay Collectibles again. [screaming]. Taco Bell paying for paying for getting. some. PayPal. PayPal. PayPal. I hope I see. your PayPal in here cuz you do a lot of.

PayPal. And then eBay Collectibles. again. And an Apple bill. The are you. doing? Okay. So, pay later. What's this? What am I saying? >> That is the PayPal paying. >> What are you getting? International. phase. >> Uh, so that's. >> eBay again. So, he's getting collectible. >> Yeah. That's reenacting. What is this? >> That's reenacting stuff. >> You Oh, there is more debt. Oh. Oh, yeah. The mortgage. Okay. >> Okay. You have an equity position in. your home. That's nice. Of like 70,000. just about. >> Yeah. >> Mhm. >> You'll walk away with like what? 50. So.

71,42647. What's your interest rate? >> Uh. >> you don't know your mortgage interest. rate. Also, what's. >> the top of my head? >> All right. What's your minimum monthly. payment? Uh $673. >> Was that. >> I'm seeing 695 695 90. What's I want to. know your interest though. >> How do you guys not know your interest. on your mortgage guys? >> One when we close. >> So there you go. You're going to go get. a 6% interest somewhere when you're. likely in a gorgeous like 2%.

[sighs and gasps]. >> No, I think what are we doing? >> I think it's closer to like 4% on the. house. You'll be going up%. >> You're interested if you're lucky. >> Yeah. [sighs] Good luck. Old second. Who's this? This is hers. Okay, she actually has money. Maybe she. can spend some. She has 3,700 in there. Going in and getting some Some. >> Treehouse Ventures multiple times. >> Uh that. >> it's the kids like playground that she. takes him to every once in a while. >> Some money. >> Yes, it does.

>> Yeah. So, it's it's like a play place. like you take him to. >> But in this What is this? What's this. old second? There's another old second. >> Yeah, that would be our joint account. >> What the We're in the joint account. We're getting McDonald's, Door Dashing, Burger King, Amazon, Amazon getting some. Amazon Door Dashing again. PayPal money out. Like, this is again, this is You guys spend so much. money. You can't say you're scraping by. when you spend hundreds, if not. thousands, on You really. can't. It's pathetic.

IRA. Well, nothing. It's like 900 bucks. Yeah, exactly. Uh oh, this is your Kia. Okay, guys. I mean, this is you just don't. spend the money on and you. should be able to make progress on this. >> We would we would be fine. >> This makes no sense. >> You if you prove it for a few months, you can consolidate your debt with a. personal loan from gale.com. If you. prove you can fix this your behavior so. you don't end up in the same situation. again and you'll be fine. Like, I don't. understand. This is so stupid. You guys.

are so stupid. All right. And then you. guys are bickering about now. Just don't. spend money on and there's. nothing to fight about. Like what is. wrong with you guys? Now the minimum payment might be higher. if you have to get on that medical and I. mean it'll your collections if you don't. I unfortunately. uh but all debt including mortgage is. $1406 a month and 9 cents. It'll. practically double if you have to do and. 90 cents uh if you have to do the. medical but what's your utilities gas. electric internet monthly basis? Okay,

let's see. 300 bucks. >> 300 bucks like phone bills. Well, you're. on your mom. You. >> uh 101. >> Do Helium. If T-Mobile's get in that. area, he uses that same kind of service, same towers. But I think you have to pay. off your phone first if you don't. >> Yeah. >> So, what? 101. >> 101. Uh, every quarter. >> Oh, well, if it's like that, then that's. not that bad. >> I should have brought that up. >> Yeah. That's like. >> and then we don't have to worry about. paying for water.

>> More expensive, but that's fine. $33.66. Uh gas ver from drive drive monthly. basis. >> Uh so I'm about $240 bucks a month. >> You. >> um. >> probably nothing. He doesn't let you go. outside, but how much? >> Maybe a h 100red bucks a month. >> Going further than I thought. I guess at. the enclosed play place and McDonald's. Uh 340 car insuranceances. Uh, car. insurance is 82. >> for both. >> His dad pays for. >> My dad still pays for my car insurance.

>> Is a sixmony year old on tip? >> Yes. >> And then she does um she does formula. >> We should be able to do the household. food on I think less than this, but. we'll start at 800. Meal prep, meal. plan, warming up meals, doing the meal. prep, meal plan, follow that. It's based. on our grocery store HB. And I know. Meyer is pretty similar, so shut the up. TP fund. Anything else you need to. survive? You and the kids, including. going to the play place. I'll put a. little extra money there. I'll say 300. Let's see where that goes. Medical.

healthcare. Their co-pays monthly basis. for different things. >> Um, yeah. No. >> medications, nothing. Okay, good. Gym? >> No gym. >> Okay. Subscriptions. I'll try 50 bucks. You choose where it goes. You said. there's pets. How many of what? >> Three cats. [sighs]. >> Okay. Healthy, young. >> Yes. >> Healthy and young. >> Okay. 150 for pet insurance. Cuz how the. would you guys take care of them if. something were to happen? >> 175. Even worse. Okay. Pet food, pet. litter. How much a month? >> 100 bucks a month. >> Okay.

>> Anything else that needs to be in this. budget that's not. >> Let's see. >> I can't think of anything. >> I don't think so. >> Shouldn't be. >> Unless you got anything hiding. >> No. >> Does he hide stuff often? >> Yeah. >> Okay. >> I didn't find out that he. >> Okay, we just stop. I'm making the. budget. We'll talk about it that in the. post show. Well, talk about his hiding. and crazy that she found in the. post show apparently, which is insane. But yeah. Yeah. Just have even more. marks against you guy. $3,587,

which you need to survive, which means. guys, I mean, with your income. before your second job, you have with. your second job, what you're going to. make an extra th,000 a month soon. Yes. Is that what it's going to be? So, this. makes no sense. You're going to make. 5,800 bucks. Let's call it a month. 3,000. It's called 600. You have to. spend 2,200. This is so stupid. You guys. are so What is wrong with you guys? Even if you have to pay all your debt. back, medical debt without selling your. house, all this 2,200. You.

This is a I don't understand you guys'. position. You guys paid off in literally just over. a year. This is disgusting. You guys are. pathetic. Stop bickering. Stop. budgeting. Use dollar wise. Get on the. same page. Stop spending money on. Make it more money and put it. all towards the This is pathetic. Okay, we're going to figure out what he's been. hiding. Maybe that's why they're all. fighting constantly. He's so stupid in. the post show. Let's get the hammer. financial score first. What the Just. over a year to pay off. This is. disgusting. You guys are pathetic. Spending in a budget. He won't even sell.

his guns. Go yourself. He overspent. 0 out of 10. Debt. Well, nothing in. collections yet. That medical will be, but until then, it's not the worst. Family debt's not great, so I'll bring. it down to it, too. Emergency fund. I. didn't see anything. You had some money. in your checking. I'm not going to count. that much. >> Huh? How much have cash? Uh. >> 3,000. >> Yeah, I was going to say 3K. I would. definitely put it in an account, especially when you've had a home. invasion. I give you guys a four out of. 10. Retirement, that must have been what. boosted up your score versus what we saw.

in documents when you answered it online. kaleammer.com for yours. But, uh, retirement score, I'm glad you have an. IRA, but it's it's practically nothing. One out of 10. Real estate, it's. actually halfway decent. Um, you owe on. the roof still for your mom. I'm going. to hit that against the score, but it's. still pretty good at a seven out of 10. It would probably be like a nine without. that. Nine out of 10 because of the mortgage, which is technical risk, even though. it's not necessarily bad. Three out of. 10 just like you got online. Caleb.com. Now, click the join button to join the. best membership on YouTube with three.

premium shows every single day, 6 days a. week, including an extra 20 minutes of. this episode called the Financial Auto. Post Show. You can join the YouTube. membership or you can join it off. platform at hammerly.com or by. downloading the Hammerly app, wherever. you want to be. will be busy in the post. show. What the is he possibly hiding? >> She will sometimes go to reenactments so. that she can spy on him. >> Yeah, she thinks I'm She She thinks I'm. gay. >> Yeah, >> she thinks you're gay. >> She thinks I'm gay. Yeah, >> I think you're gay. >> Let me tell you something. >> Well, why do you think he's gay? >> He kisses the boys on the mouth. >> And you said lamp dances.

>> Yes, we have video of it. >> There's a video of my. >> from men. >> Sometimes when they're out working and. it's hot, they have to strip down to. just their underwear. You know, you. can't be caught underwear. Corvo, I. think there's something else you're not. telling her. >> I just launched the brand new Hammer. Elite app available on every major. platform, so you can watch every show. anywhere you want. You'll get three. [music] exclusive dedicated shows every. single day, Monday through Saturday. Refer a friend after you sign up, and. you get an additional 30 [music] days of.

Hammer Elite access for free. Download. the Hammer Elite app by using the link. in the description or pin comment down. below. This is the best membership. you'll ever join.