Financial Audit's Most Abusive Couple

I know that your families do not support. this relationship. >> My family thinks that he's too verbally. abusive and controlling. >> How's he doing? >> And whenever I was like, it's too much. Like you need to chill out and. everything and you just kept going. >> She'd tell me to stop and I would stop. >> No, you did not. There were three times. that you did not. >> what? Doing what? >> Oh, I'm. >> just sexual stuff. And I just And you. didn't. >> There was one time that you did hit me. that. wasn't fun. I just launched the brand new Hammer.

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>> Hi, I'm Todd. I'm 29 years old. >> I'm Sophia and I'm 25 years old and we. live in Austin, Texas. [music]. >> And this is Financial Audit. >> Hey, thanks for coming on, guys. All. right, Todd. What do you do here in. Austin for a living? >> Uh, I'm a lead associate for a. manufacturing company. >> Lead associate. >> Yeah. Yeah, absolutely. I lead. associate. That does not make sense. Associate is usually you're on the lower. but okay. What do you make? >> Well, I just lead a bunch of little.

lower pawns in associate. Yes. Yes. Exactly. Got a couple of people under. me. Pawns. I would probably be more like. a. >> a bigger pawn. Not quite a knight or a. bishop, >> but uh. >> very good. >> I I'd say I'd probably make about 35 an. hour. >> Okay. Well, you would say you make. >> Do you make 35 an hour? >> Okay. Exactly. I'd make about 3519 an. hour. Yeah. >> Or 3519. >> I haven't checked it in a minute, but. 3519. >> You don't know your wage? >> No. No. I don't keep track of it that.

often. No. >> How many hours a week do you work? >> Uh, right now we're averaging about 43. hours. Weird. >> I just say that me I average 43 an hour. a week. >> Okay. Very good. And what hits your. account per paycheck cycle and what is. that paycheck cycle? Uh. right now we're looking at [sighs]. 2,200 uh paycheck. >> which is every. >> every two weeks. So. >> okay, 44. Not bad. We got a lot of.

groceries to get. Sophia, speaking of. those, >> what do you do for a living? >> I'm currently [clears throat]. unemployed. >> What the Okay, that 44 was going to be. really nice to add into a collection of. income. >> I agree. Yeah. >> Aren't you working, girl? Um, I got let. go from a really shitty job. Like. honestly, a really shitty job that. >> What was the job? >> I was a uh IT help desk person and then.

also for like a little bit had a had a. dual job thing. >> Yeah, nobody likes help desking. That. sucks. I've helped with some of. that stuff before. It was horrible. I. hated it. >> Unfortunately, it's the first step in. what my degree actually is. So, >> which is it. >> Yeah. uh information systems with a. minor in business administration. >> Okay. Yeah. I mean, that's where you got. to start. So, you got to grind it out. But you got fired. Why'd you get fired? >> Uh what they told me was because I was. late and I had too many doctor's.

appointments and that I wasn't. >> Well, do you? >> Uh I was No. >> Okay. >> Almost every week. >> No. >> No, you don't. >> Well, since the start of the year. Yes. I put her I put her on my insurance and. the start of the year. >> Those premiums must be crazy. >> It did jump significantly. I think. before her I was paying six, seven bucks. a month and then when I added her at the. start of the year it jumped up to 45. >> Okay. But be for real, you did not pay. attention to like the different.

insurance options you had and you were. paying out of your ass for like the. stupidest lowest insurance where you had. to pay the most upfront. Like when you. go, you had to pay the most there. instead of. >> pay is low monthly. Yeah. Okay. >> So, our co-ay is now lower cuz we don't. have to pay as much up front and then. insurance gets more taken out for him. >> I went to the doctor like. >> the deductible is 3500. per person and seven. >> If you're going once a week, you're. going to catch that pretty damn quick.

>> Yeah. >> What is she going once a week for? >> It went all over the place. She signed. us up for everything. She went to vision. for uh what other ones? >> Oh, so you got good health insurance for. the first time. So. >> she's sitting checked up. That's not. bad. >> And then I. >> if she's just going for the first time. in years, that's not a bad thing. I. thought she meant she was just going. every month for the doc her job doesn't. see it that way. >> Yeah. >> Well, of course not. That is fair in. advance. They told me multiple times. >> You get approval by your manager. >> Yes, I did. I even have the signed. paperwork of it. And then sometimes.

>> maybe you weren't good at help desking. cuz it's very weird to just fire people. for madeup reasons unless they were. trying to cut people. >> So that Okay. No. No. Cuz it was like. nine people in the company total. They. didn't even have like workers comp. No. So the thing was is what they told me. was that that I was late and that I. wasn't good enough at my job for being. there for a year, which is completely. fair. >> That might be fair. That's a good reason. to fire someone. >> for them. Yeah. But the actual reason. why actually fire someone if they're not. as good as they should be within a year.

cuz then they'll replace you with. someone who will be as good as they. should be within a year. >> Then maybe not get someone who's fresh. out of college. And I very clearly told. them I'm fresh out of college. >> What do you mean? >> Well, people from fresh out of college. grind like crazy. What do you mean? >> I did grind. I have a three point. from college. >> Oh, from college. No one gives a about. your grade in dude. Literally people do. actually. Oh, actually nobody does now. because unfortunately in college the. statistics we're getting around it in. terms of uh average GPA are all beyond.

inflated now because they're just Yes. across the board cuz we're babying. everyone. That just happened over the. past 10 years. It's crazy. >> There's only like three people that got. at least kum lad. Okay. TLU. >> Texas Lutheran University which is. pretty but still. Okay. >> I worked my ass off for that. I tried. actually really hard and got it. >> Okay. Well, I I still don't care about. how you did in college. That's not the. point. I'm talking about I'm talking. about people grind when they get out of.

school in their first job. I don't care. if you grinded in college. >> I did grind. Like really? I That's I'm. not going to go there. That was kind of. bad. Anyway, um doesn't matter. So, I. did and the guy I had to share an office. with one specific dude who was just. awful at times. But. >> So, everyone's bad but you. Okay. Oh, no, no, no. Like there's things. Granted, I did rely on him a lot cuz I. was like, "Hey, I don't know how to do. this. I don't have like confidence in. making. >> How long have you been fired? When were. you fired?".

>> March. >> Two months ago. >> Yeah. >> Okay. Okay. So, you should be ending up. with a job here pretty soon. >> Hopefully. >> Yeah, that's the goal. >> You mean hopefully. >> I mean, I've been putting in job. applications like. >> Okay. But with a good resume with. they're actually targeted towards the. place and making it look like you want. to be there for a while and not just get. into the field of your choice. Yep. >> Okay. Why aren't you going to work at. McDonald's. >> to get supplemental income? >> You know what? >> That's crazy, is it? Because less than. 4,400 in Austin's kind of rough. >> It is rough, but I.

>> So, you need to go make some money while. you're looking for that better job. >> The other thing, too, is like. >> I see the hiring signs everywhere. >> I know, but I don't I want to make sure. I get a job that's in my field so I can. continue my career further. >> Just don't put it on your resume. >> The Well, yeah. There you go. It's your. resumes are basically just made up. anyway at this point. It's just like. >> you need to go make money right now. And. you might be a supply risk for those. places. Yes, I get it. But the thing is.

you do need to make more money now. >> I also want to like make sure that I can. get it. >> Want I don't care about want. >> Well, I do. >> You need to make money. You want I don't. give a. >> I mean I have a way of making money. coming in. >> What's that? >> It's not enough money. Let's not do. that. >> Oh, let's do it for a second. What is. it? >> I clean. >> She's volunteered to do cleaning at my. family's some close families and it's. not really enough. It's created some.

friction there. >> Oh. >> Cuz she gets barely enough to pay her. bills. And even on that, that's not. enough. >> So, so I pay for gas to do the job. >> And my medical. >> Where do you apply? Indeed. LinkedIn. >> USA jobs.gov. because I want to have a. government job and a remote job. preparing. >> So, she's being hyper picky. Oh, remote. job. So, she's being beyond hyper picky. in all her applications. She's not going. and just making. >> I'm going to job fairs. I'm doing. indeed. I'm doing. >> what you want to work in though. Eventually I will, but right now go get.

any IT job private sector. I don't give. a But the thing is and then you aim to. get hired. You don't get to. Right. >> Are you guys married? >> No. >> No. >> So, you supporting her and you're not. even married. How long have we been. dating? Uh June will be six years six. years. Are you going to get married? >> That's a great question. >> Yes. Yes. That's a great question. We. have things in our relationship we're. working on. Things I've made very clear. >> What have you made clear? >> My friend My friend Todd.

>> So originally when we started the. relationship, I I told her that I'm not. going to get married to somebody who has. a bunch of debt. Coming out. >> coming out of school, she had a bunch of. college debt. She bought a brand new. car. >> College debt's a little less Oh, okay. Well, >> I had to buy a car for one. >> Brand new car. >> No, I did not buy brand new. I bought. used. Yeah, that's cuz he doesn't know. what he's talking about. >> It's basically brand new. It's like. >> Just because it's fancy doesn't mean. it's brand new. >> Okay. Not 2026 or whatever, but it's. like a fair. That's a fair point though.

The the that I get that now. >> What else? >> Go ahead, say it. >> Oh, what? >> Say it. No balls. Do it. >> That's crazy that you're going to make. me say this. Uh, I I told her that I. have issues with her weight and that I. want her to. >> Well, no. She can't ride you. >> Uh, that's not true. But. >> with him surviving. >> Oh, okay. That's still not true because. that's one of the things he likes. So, yeah. Thanks. That's cool. >> But hey, so this was clear boundaries.

that we set at the start that I've I've. been working on her with. And even with. the dead. >> Wait, so 6 years ago you said. >> don't be fat. >> Six years ago. No, >> wait. I'm sorry. Can I may I just. ask for a second? [gasps]. If you don't want to be with a fatty, why did you get with the fatty? >> No, it's a great question. >> I enjoyed having the conversation with. her and and I've built an emotional. connection with her and and uh everybody. seems to hate on me for saying that. So, I'm just. >> not on you with it, but.

>> not you, but other people. >> If No, I mean, I am hating you on it. But the thing is, if your entire thing. is I'm not marrying you until you lose. weight, why get with someone who is. definitely not losing weight? Uh, probably because I believe that people. can change and despite everybody telling. me that people don't change, >> she's giving me someone who may not want. to, like this is like. >> I do want to say she wants to. So, I I. hold her to that. >> I will say this, did the math before we. filmed, you're class 4 obese. >> Never had class 4 obese before. >> That's an intense obesity. That's an int.

that's that's that's a mega obesity. A. BMI of over 50. She's over 50 BMI. So, if you want to lose weight, I don't. think we need to be 50 BMI. Listen, I. get it when you're. >> overweight. Actually, >> weren't you class five? >> I was. I'm pretty sure I was. >> How much have you lost? >> 35 lb. >> Hey, hey, >> I'm sorry, but I've seen my 600 lb life. >> I'm nowhere near that. >> 35 lb is water weight of a week's diet. >> No, no, >> girl.

>> I'm actually keeping this off. >> BMI of 50, girl. [groaning]. >> It's also you don't know my muscles. >> Okay, fine. 35 of how long? >> Um, I started in January. >> Girl, [groaning and screaming]. that size doesn't just lose 35 lbs. Like, what? That's just like that's. Listen, it would be 35 would be big for. me and anyone else in this room. 35. I'm. just I'm sorry. It's like, do you have a. target weight that she has to hit to. marry her? You like laid it out or like.

what is the criteria? >> We tal we set some targets, but at this. point, she disagreed with it. So, I'm. just. >> That's not true. >> Wait, what was the target? >> So, originally I had told her roughly. around the range of like 170. Um, I'm. planning on putting on myself. >> Far away. >> Yeah. So, you're almost 300. >> Damn. >> She said she would never get that size. Uh, so I've kind of compromised with her. and I'm just looking for improvement. This isn't. >> improve. I never I did not say I would. never get that size. My goal is 140.

>> 14. >> Hey, that's a good goal. I mean, I want. to be 140 cuz we supposedly are planning. on having kids later. >> Yeah, that's the obesity is one of the. makes it very difficult sometimes. >> So, typically you gain about 20 to 22. lbs per child pregnancy. So, if I have. only two, then that puts me at like. >> Okay, that's a weird. >> specific thing. >> You're mathing out the. >> I am mapping it out. >> Listen, I am aligned with you. Like, cut.

in the jokes for a second. I'm aligned. with you. That's a good goal to have to. lose weight cuz that's healthy and. that's good. Okay. And I understand. wanting your partner to lose weight cuz. you want them to have energy. You want. to have kids. You want to live a longer. life cuz you're going to die within like. 5 years maybe. >> Okay. More like 10. But even still, >> all of my family, >> you will find some rare instances. But. it is very rare to see someone your. size. >> That Yeah, that that's fair. >> But so but I'm congratulating you. I am. saying I agree with you. That is a good. goal. What? But I have to have real talk. as well. Someone at basically 300 lb,

class 4 obese, BMI of over 50, 35 pounds. in five months at that size is. practically water weight. That's like. it's that would be like losing 5 lbs for. me, which is I can do that in a couple. weeks. Yes, it is. >> So, okay. So, part of the doctor's. visits that I have and like why it's so. much is I'm on the weight loss. medication as well as working. >> only 35 after the TLPs. >> Yeah. So that Okay, hold on. Hold on. So.

I started on the on the shots, the. injectables, lost a decent amount at. first. The doctor was like, "Okay, you. need to stay between this much of losing. on the shots before like don't lose more. than this because then if you do, then. you won't actually keep it off." So I. got super sick for a while cuz of the. shots cuz she kept moving me up really. fast. changed to the tablets now because. when you I was up at like level three of. the injectables, the tablets that you. have to start back at one. So now it's.

like paused. But the tablets supposedly. you lose more weight longterm with than. the shots. The shots are. >> not just diet. >> Uh cuz I actually don't much. >> Huh? >> I don't shut the up. >> You can't really say, you know, he's. going to look at the finances and say. we're eating a lot of fast food. And we. do eat a lot of fast food. Unless you. have the most rare rare rare rare rare. rare rare of which tell me what it is. You don't. Girl, you just eat 300 300 lb. 5'2. >> No.

>> 300 lb 5'2. Yes, you're 280 now. >> That I eat all the time. >> You have to be eating minimum 3,500. calories daily. Nope. >> There's no way. Mathematically, this. does not work. Biology does not work. >> Maybe whenever I was in college, I was. eating more, but also I was on birth. control, which really does give a lot of. >> Okay. Um, every woman I've been with has. on birth control. Just saying. Cuz I won't be with them. without it. Sexually. >> Well, yeah, that was him, too, for a. while. >> Sexually. Just sexually. I mean, until. I'm ready to have a kid,

>> right? Yeah. No, that No shame in that. I don't mind that. I I think it's. probably just a lack of activity in her. life. >> Well, yeah, you're sedentary. I mean, you tried to make the excuse that your. doctor told you to not work out more. than 50. He's on. >> Yeah, I did. Yeah, it's true. He did. He's on the same exact shot as. you, Brandon. And he said that's a. complete lie. >> I'm not on the shot anymore, though. >> And he told you to still only You can't. work out more than 50 minutes a week. >> Yeah. Which I thought was weird, too. But I don't listen to that. I think it's. stupid to only do that. >> Is your doctor class 4 obese?

>> No. She wanted me to actually just do um. the surgery and get that. And I was. like, I'm not going to do a surgery when. I can. >> You can do the surgery, too, but unless. you like. >> I don't want to. I've heard too many. horror stories about doing the surgery. first or in general. >> Okay. Okay. Okay. So, >> so instead, I'd rather do the tablets or. shots or whatever to help support it and. then CONTINUE TO WORK OUT. >> JUST DIET. ACTUALLY, DIET. MAYBE YOU. DON'T EAT A LOT, but what you're eating. is incredibly unhealthy. You know, I. wouldn't be full all day after two.

slices of cheesecake from Cheesecake. Factory, but that would be my entire. caloric amount for the day. So, it's. also. >> I don't eat that. >> That wasn't the point. I was making you. It's clearly the kind What is she. eating? You're thereish kind of. You. actually work. >> CHICKEN NUGGETS ARE FRIED. >> UH, NO. WELL, NO. >> Chicken nuggets aren't fried. What are. you talking about? >> They're protein nuggets for one. They're. the real good chicken nuggets for one. >> Why are they fried? >> They're in the air fryer with no spray. or anything. So, they're like baked.

>> breading. I'm pretty sure they're pre-cooked that. you just heat up or something LIKE THAT. >> ALL NUGGETS ARE PROTEIN NUGGETS. THEY'RE. THE SAME AMOUNT OF CHICKEN. >> THEY'RE THE real good ones. So, they're. like the [laughter] 20 Yeah, that's. cool. They're the 20 g of protein ones. So, >> okay. A little bigger chicken. >> If you compare No, it's they put protein. in the breading or something cuz if you. compare them to them, they're not the. same. >> WOMAN, YOU'RE EATING FRIED. >> They're not fried. They're baked. >> THEY'RE AIRFRIED. BUT IT'S THE breading.

and everything. still the breading. They. are not healthy. >> Okay. And what he also does, >> he only she only eats nuggets. >> No, >> this isn't supposed to be a. conversation. But if he does, that's the. only way he's not marrying you. >> That's one of. >> So with the change of my job, she's been. cooking more better meals for dinner. Like uh this week, for example, we've. had sloppy joe's and sky. >> That's not healthy. >> I would say skddy is pretty healthy. >> Spaghetti. >> Spaghetti. Yes. Okay. Ski. Spaghetti. >> It's just carbs. >> Meats. >> Okay. What did we have with the.

spaghetti? And what did I primarily eat. compared to the spaghetti? Huh? >> Also, what are you eating when you're. not there? >> Attention. >> I don't actually. That's impossible. IT'S IMPOSSIBLE. IS THERE SOMETHING I DO NOT KNOW? >> AGAIN, I. >> What's the brand of chicken nuggets. you're eating? >> Real good. >> That's literally the name of them. They're at ATV. My favorite place. Orange and green bag. >> I know it is. White bag. >> Well, for groceries at least. They're orange and white.

>> Yeah, that's what I said. I corrected. myself. >> Oh, >> okay. And how many do you eat? >> Uh, >> how many does she eat? I don't trust. her. >> Uh, she eats that for lunches when I'm. at work, so I couldn't tell you. >> You're not going to do that. >> Six. >> No, you did. You did not just eat just. six. >> All I do is salad with tomato. >> Oh, have you seen a fat people salad? >> Okay. >> What dressing you putting on that. >> I make my own ranch. >> Oh, >> light mayo. and uh Mutopia milk so I can.

get protein in there as well. And. >> I think her salads are pretty good. I. don't really eat them. I don't eat. salads, but I they look pretty good for. me. I'd say health-wise at least. >> How many nugs are in each container? >> In each container? What do you mean? >> Bag bag. >> In a bag. >> Uh I have no idea. >> Visualize it. >> I don't know. I mean, I usually eat six. per time I make it and I think I get. like five or six servings out of it. >> That's not possible. She is now only. eating 180 calories for lunch. That is. impossible. That is imp That's.

mathematically impossible. >> I told you I changed how I how I've been. eating a lot. >> You sound like every guest on my 600 lb. life. You really do. They all like I'm. dieting. I'm doing I'm doing and then. they don't lose weight. This is. >> Okay. So, that's one of your rules. Sounds like that rule is not going to be. met. M it sounds like it will be cuz I'm. getting tired of the way that I look and. I've told him that I don't want him to. propose and I don't want to do get. married. >> You probably have a food addiction of. some kind, right? Like I do too. I mean. I get it. >> Um I Yeah, I used to whenever I get.

really dep Okay, so when I get really. depressed then I will eat. >> but usually it's spiraling like cuz then. you're fat so you're depressed and then. you're depressed is I tend to like not. eat a single thing for about seven days. and then I'll binge for like three is. what I used to do. used to do. >> Yeah. >> So, used to do because with the. beginning of this year and getting on. his insurance, I started taking CARE OF. LIKE. >> NO, I'M FAT. I'M FAT. I DID IT. BUT.

GUESS WHAT? IT'S CUZ I CALORICALLY ATE. MORE THAN I BURN ON A DAILY BASIS. AND. I'LL ADMIT IT, YOU CAN TOO. >> I used to. Not anymore. >> I'd say for the last month or two when. she's been on the medicine, I noticed at. least she never finishes. >> She's off. She's off. She's off. medicine. She's. >> I'm not off the medicine. It's on the. tablet. Not the shot. It's supposed to. be It's not the shot anymore because. when I was on the shot, I was like. physically sick for for days. And I lost.

10 lbs in less than. 2 and 1/2 weeks, I think. And the doctor. >> for your size. That's that. >> she was like, "That's not good. You. can't be doing that.". >> I There's a lot. Okay. So, I'm trying to. get a new doctor in general cuz I don't. like this doctor. No, she's here. >> Yeah, there's a lot wrong. >> Like, >> but yeah. Um, but no, in terms of like. depression and stuff, I recently um was. going to like a psychiatrist. >> That's good. Keep doing that.

>> and get it fixed. >> Okay. So, again, according to your. criteria, you'll never marry her. One, she doesn't have a job to pay off her. debt. Two, and she won't. She has to. work for government and remote. I don't. want to get up. Two, >> she makes her own ranch dressing. And. that is like literally heart. attack. Rans dressing in general. Like. that's buddy drowning in student loans. with massive interest rates. I see it on. the show all the time. People get a loan. to advance their careers only to be left. with skyhigh interest rates and crazy. minimums that leave their paycheck.

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their credit profile during the period. Late payments may negatively impact your. credit score. Individual results may. vary. Let's get back to the podcast. Like, yeah, you think you might be. eating things because there's a green in. it, but when you're slathering your. buckets of your own ranch dressing on. your dude, >> I don't slather it. >> Oh, shut the up. >> You can think that I do all the time. You're not. >> So, she'll never do either of those. things. >> Yeah. >> Now, what? >> I don't know. I guess I have no spine. And uh I think she's banking on me back. on that. >> That's crazy. Yes, I guess so. But I. think she's probably banking on me going.

back on my on my uh agreements here as. I've done with the other things. >> Is that true? >> No, he thinks it is. But I mean, I've. also gone back on a lot of stuff that. I've done, too. >> This is a crazy note. They both admitted. to Lindsay that neither of them are each. other's type. >> He's not your type either. >> Not original. >> You're not her type. Her She's not your. type. >> No, I'm doing egotistical for her. She. doesn't like that. >> Skinny for me. What size are you looking. for?

>> Um Oh, I don't know the name of him. >> A lean 240. >> name. >> That's funny. >> A lean 240. >> No, there's like someone who [sighs]. probably like 170 180. >> I Okay. With what height? I guess it is. >> I mean, his height's fine. I don't care. about that. He's That's fine. >> So, you're too egotistical. Okay. This. is crazy. So, why are you guys getting. married? I know. Like, okay. Yes, I. know. Emotional. I mean, that's the. primary thing, but if we're not even. physically attracted to each other, what. are we going to do? What? Like, what? >> I mean, I'm attracted to him now.

>> Not at first, >> but I had to learn to love him. >> And you? >> It's a process. I I'm working through it. with her. >> Yeah. >> I I see the the small improvements she. makes and it it it's just like something. that I try and stay motivated on with. her about. >> Struggle. >> Never. >> Good for you, friend. >> Thank you. I appreciate. >> your friend. Um peak male performance. >> used to be really low but I don't know. what he's changed now that it's.

definitely not. >> just built different I guess. I don't. know. [laughter]. >> Yeah. >> Are you still going to the doctor every. week? Cuz I don't know how you. >> It's not every week. I think what he's. thinking of is it's therapies every. week. Personal therapies every week. No, no, no, no. That was while she was. working. It was every week. And now that. she's done with it now, >> the doctor every week was like my. glasses. Um uh the health every week for. 5 months though. >> It wasn't. No, he's not good with time. at all and understanding how that works.

Uh. >> clearly there's some validity in what I. said cuz she doesn't have a job anymore. >> True. That is fair. >> Wow. Cool. >> I'm sorry. That's not unfair. >> You got fired. The. >> you little freak. >> Okay. So, >> what. >> what is going on now? What is going on. now? What the is going on? Well, I know. he won't marry you. Uh, and that is very. important. >> Yeah, >> I forgot how this conversation even. started. There's a reason I asked if you. guys were married.

>> cuz we combine finances. I think. >> I CAN SWALLOW YOUR BEFORE YOU TALK. IN A PODCAST. >> We don't combine finances. He doesn't. want to, which I agree with. But, uh, he. doesn't want to combine finances until. we're married. But I do live with him. and he does not make me pay anything. And when I had a job, I only had to pay. $300. >> Oh, well, the reality is, no, I. remember. It's because he works 4,400 in. Austin. It's on the. >> Yeah. >> that lower end. How the are we. supporting the household? >> How are we even able to make things. >> how how are we even able to keep even.

now? This is the longest chew session. I've ever [laughter] witnessed. >> Um, we. >> take a drink even because I had money. saved up from my job that I've been. using to pay my bills and which aren't. too bad cuz. >> How long? You've been out for a couple. months now. I had like a. >> her finances don't play a part in any of. the way of staying alive. >> How are you able to keep us alive then? You're all alive. >> Credit card is what I use to pay my gas, uh, medicine and co-pays.

>> right now. >> As for finances, I'd say I'm pretty good. with money. And so that's why we're. ahead on things currently. It's break. even, but if she's not able to support. herself, then we're going to be in the. negative when I have to pay her bills. And I'm now at the point where I can't. like this month I have to ask for him to. help me with like 60 bucks cuz I can't. afford the rest. >> Okay. Well, the $300 that you're. supposed to give him, you were let go in. March, but you haven't paid him since. January. Yeah. >> So, what the are you talking about? You're not helping. You're not. contributing. You never contributed even. when you had last year. It's not last. year. Last year you got laid off in.

March. You weren't even contributing. since before January. >> Yeah, cuz we had a trip in January that. I was trying to recover from as well. >> Recover from? Why would you go on a trip. if you can't give him the money you're. supposed to give him? Well, that doesn't. make any sense. >> Oh, okay. So, I Oh. Um, last October, I. think I let a friend borrow $600 from me. that was in my savings. That was mid. >> Why would you do this? >> Cuz I have no backbone when it comes to. my friends. And then in December, I had.

another friend come and hang out with. us, and she ended up not paying me back. for things and uh owed me money as well. So those I was banking on them paying me. back when they said they would. Um and. they never did. Well, they didn't pay me. back. >> Always been You guys have been together. forever. We're going on six years since. when you rescued her from the Puget. Sound. Has she been like this for the. last 6 years? >> Pretty much. Yeah. I kind of stopped. paying attention to her finances. >> Why would you stay together if we're not. willing to get married? We're six years.

in. >> Cuz I was in college. I paid my own bills in college. He. didn't have to pay anything. I didn't. Well, I lived with him for one year. >> Okay. >> But otherwise, I lived on my own. Um that one year I asked him if he. needed wanted me to pay for things. And. he said, >> "You guys broke up while you were in. college for a bit.". >> We did. Yes. >> Why'd you get back? >> Why did you get back? >> You're kind of the villain in the story, lady. >> I know. >> You're leeched off of him. You won't get. a job. You are requiring a government. remote job, which I don't even think. they really do much anymore anyway. For.

what it's worth a little, but I think. >> there's a lot actually. And it's not. right off the bat. It's a lot then you. would give it. >> It's a thing of like you have to. government jobs take a while to get. You. do realize that, right? >> Well, how far into you the interview. processes are you? >> It takes up to 3 months before you even. find out if you get an interview. Sometimes. >> for everyone for everything. >> Not for everyone, but for people who in. the government already, it's a lot. faster. But the ones who are public on. the outside, it takes a while. >> WORK IN THE PRIVATE SECTOR. >> What's that?

>> A non-government job. >> Oh, well, yeah. I mean, I was doing. that. >> Yes. Do it again. If our entire excuse. is we might not even know if we get an. interview for 3 months, >> then we're not applying to those jobs. now. That's not the jobs we're. >> I'm saying you shouldn't. >> Oh, no. No. Like on Indeed, I have quite. a few that applied for. Okay. Well, I. mean, actually. >> Oh, here it comes. actually want. >> uh I don't know how to do I've actually.

wanted to try to find the other ones. that I've like past ones I've done. >> Oh yeah. >> And I don't know where to go to find it. >> Oh, of course. >> So I mean. >> Oh yeah. Mhm. >> Stop. >> Uh there you go. >> You can look. I don't care. I applied. for two this week alone. [laughter]. >> Not including. >> It's the end of the week. It's the last. day of the week. We are the the the. final day of the week. She applied for. >> I'm only supposed to. >> applied for two.

>> Okay. >> Progress. Small steps. >> No, it Oh, okay. So, this is why she's. just doing this forever cuz you are an. enabling freak. >> Yeah. >> I don't know how you. >> I can't I can't really deny that. Unfortunately, I probably am an enabler. >> I mean, she's got my credit card on me, so I can't pick someone that you're. attracted to. >> Um, like what? I feel like she's the one. that's like would be more desperate to. stay. She leeches off of you. You're. financially sound. You're more her type.

than she is yours. What What is your. >> I like her personality quite a bit. And. so I'm trying. >> We can find a lot of personality out. there. >> I'm trying to make sure that um I I put. forth the best effort I can in a. relationship and have. >> applications on Indeed. It should be more than that. Um. um no nine. >> There's also government ones that you. can't see and then there's. >> Yeah, I don't give a about those when. they take three months to get an. interview. >> There's ones on TW.

>> Don't give a Okay, this is private. sector. You're applying for government. ones off the. >> WC is not private sector. >> I said you're applying for nine in the. private sector. The rest are for the. government. The government? >> Well, those are the ones I'm doing on. Indeed. Other ones I went to UFCU on the. website and did it. Did USAA. I did a. lot of banks cuz I'm like banks. will do good jobs. I can do a bank. teller. doing just apply on LinkedIn and. do like a normal person. She applied to. nine jobs. Don't support her anymore. Don't support her anymore. She applied. to nine jobs. It's been 2 months. She. applied to nine jobs.

>> The other the other jobs that she's. applying for require 3 months until you. even know if you get an interview. Run. from this. Run. >> Got to get my credit card back, I guess. >> Wow. That's some. >> I don't think that's unfair. You spent a. thousand hours going out to eat. >> Yeah, because he doesn't want to. >> No, HE MAKES 4,400 A MONTH TO sustain. your ass. And you did a thousand hours. out to eat. I eat just a couple protein. nuggets every day. I eat salad.

>> So now I said that was different. Like I. used to do that. Well, okay. >> This is your most recent statement, you. pathetic. >> That for I used to. And then it's the. most recent statement. So for him, >> you told Colton, by the way, in the. pre-in screen that you weren't even. looking for a job. >> I didn't never said that. >> Yes, you did. >> No. >> Yes, you did. You literally did. You. can't say no. You literally said that. >> Maybe not that week.

>> Cuz I. >> nine applications, by the way, in two. months. >> I know. I bring up the conversation and. she she shoots it down. She doesn't like. having the conversation. And so. >> the herbivore. salad eater,000. hours going out to eat last month. >> Cool. >> Yeah. But. >> the four nuggets for an entire meal, >> lady. 1,000 hours going out to eat. >> Part of it's because whenever I was at. work Monday through Friday and she had. >> were that was No, we don't have those. statements. >> Yeah, that was that was that month.

>> Yeah, >> not all of them. Some probably do. >> Okay, here we go. Um, nope. This was the month after first. one. So, go yourself. Nope. Yes. >> That's April. >> Yes. Well, it it bleeds into both. >> Oh, okay. So, March I was told March I. did not keep back um bunch things and I. have friends who have really expensive. taste. So, that's one of the things I.

talked about. So, we would do like. things and then they would pay me back. The other thing too is when I was. working, he does not like to pull things. out of the deep freeze or something. He. would forget to even though I'd ask him. to cuz I Yeah, I have a deep freeze. >> Okay. Don't Don't get frozen food. Don't. [clears throat] freeze food. >> Meat that I freeze. I. >> don't just go to the beach. It's your. favorite place in the world. I know it's. a lot of walking in. >> I don't want to go into a store. Especially. >> I don't want to I don't want I don't. GIVE A YOU WANT TO DO YOU GO.

[screaming] WE GO. DUDE, EVEN. >> that's fine. Why do I have to if he's. been home all day playing video games? >> Well, you're right. He should, but you. should as well. >> Exactly. But wait, he has a job. How's. he home all day playing video games. >> whenever? So, he used to do um like. Thursday through Saturday and every. other Wednesday. So, >> wait. Okay. SO, HE'S STILL WORKING. I'M. CONFUSED. YOU HAVE DAYS OFF. HE has days. off. >> Well, yeah. So, like we had an agreement. that he would cook once a week at least. cuz I was working. >> SO, WE'RE TALKING ONE DAY, THE SIX DAYS, THE OTHER SIX DAYS THEN GO TO HB. I.

[clears throat] would meal prep those. days. So, [laughter] I would need him. >> meal prep $1,000 going out to eat. >> Well, I mean, he has a specific budget. for us. And then when he'd be like, "Well, I don't want to pay.". >> $1,000. >> No. >> No, it was uh 175. >> Is it really a,000? >> Yes, woman. >> It's a lot of red. Yes, that's a,000. >> It is a lot of red. I did not. >> The budget was 175. >> How is it a,000? >> Dude, the math is as simple as caloric. math yet. You can't do either of them.

>> What is it? >> Actually, should know. I'll tell you as. we go throughout. You don't get to see. now. Spoilers. >> Oh, cool. That's lovely. >> Also, dude's working. You're unemployed. Let him play some video games here and. there. >> Oh, I do now. I'm perfectly fine. I. don't care. I mean, now that I HAVEN'T. BEEN. >> WHY ARE YOU WITH HER? [laughter]. LEAVE. I don't want to break you guys up. But. like, if she's like, "What the she wants. to be a wife. >> all the time." Oh, yeah. I am right now. Oh, he's.

>> You're unemployed. YOU'RE NOT A TRAD. WIFE. >> Trad wives don't work. >> Yeah, be [laughter]. because they choose to though. I guess. you did choose to cuz you're telling. Colton you don't want to work but and. you haven't applied for jobs but. >> I haven't applied. >> You're I you're indeed proved that to be. the case. Shut the up. >> It's not just Indeed that I apply on. >> Indeed is the easiest place to apply. That's where you would apply. >> It's also a scam. >> It's not a scam, but I understand what. you're talking about. Some ghost jobs. There's a lot, >> by the way. It was much more of a thing.

two years ago than it is today. >> No, it's again the same. >> Maybe you should of indeed. >> Brother, we tracked this woman. You can play some video games. You can. get someone with a personality. They're. easy to find. >> Oh, I have a personality. I have quite a. big personality. >> Sometimes multiple. >> And you can find someone without. lympadeema. >> I'm not going to lie. I don't know what. that is. I'm not an idiot, but I don't. know what that is. >> The growth growing on her leg. Yeah, that's not a thing on me at all. >> It will be.

>> No, it won't, >> dude. Never. >> You can do so much, buddy. >> He also has quite a bit with me. Like, we've built a relationship together. >> I know. >> So, why would he need to go anywhere. else? >> Afraid? Because you're a leech and a. liar and lazy. >> Am I a liar? Because you looked at one. app that only tracks a little bit of. what I. >> Yes. Because you taken back what you. told Colton earlier. And also, for what. it's worth, you told Lindsay you work. full-time separately. He told Lindsay. you worked part-time.

>> I worked 35 to 40 hours. >> Why'd you tell Lindsay she worked part. time? >> Cuz um a lot of the time she was not. working full days. So, and I'm pretty. sure they were like, >> "What is your full days?" Because I was. 8 to give about his full days. Liar. If. you weren't working, I'm talking about. mine. I worked 8:00 to 5:00 and then No, I worked 9:00 to 5:00 and then it. changed 8:00 to 5:00 and sometimes I had. to stay till 6:00 p.m. and I drove an. hour one way. >> I'm pretty sure we had a conversation. where you said that your big boss didn't. like you being full-time and you weren't.

allowed to work full-time hours. >> and I think you said you had to work 32. hours or less or you keep getting in. trouble with your boss. No 32 I think is. technically part taking um you were. required to take exactly 1 hour lunch. and I wouldn't because there would be. work to do so I would take less. >> But you were required to. >> Yeah. And they were also required to. have you at a specific time of arriving. and why the person I was with arrived. late hours. >> I care about you. >> I started whenever he got on to me for.

not taking a full hour. I started doing. exactly a full hour. >> You're not cooking. You make him clean. >> I do cook. >> You make him clean. How can you call. yourself a trad? >> I cook. I clean. There are. >> Why does she make you clean then? >> Uh, fairness. She's tired sometimes. So, she feels like. >> being unemployed. >> Hey, I don't I don't know. >> It's exhausting. >> sometimes. Maybe taking care of some. dogs can behind. >> Indeed applicants in 2 months. That is. quite the winded activity. >> News to me. I I was expecting more. >> So, why is she exhausted in you having.

to clean after you pay the bills? >> I I couldn't tell you on that one. I. don't know. Uh, >> but you're a little cuck, so you don't. give a You're gonna stay regardless, >> apparently. Yeah, that's that's. pathetic. >> Yeah, >> that's pathetic, dude. >> Todd the cuck, >> I guess. So, she actually enjoys it, too, because she knows that she can do. anything. You can do anything. >> No, not true at all. >> What? >> No, there's quite a bit that I have. And. like. >> Also, $1,000 going out to eat in a month. is not cooking. >> No, not that time. No, not whenever I. was working.

>> Oh, not the time. That was our most. recent statements. H. Well, I mean, >> not all of it was when you were working, by the way. Some of it bleeds into the. month after you got laid off. After not. laid off, fired. I should clarify cuz. you were bad at your job. >> I wasn't bad at my job at all. >> Okay. Well, you got fired. >> Yeah. The company is also going under. And there was a lot of behind the. scenes. >> Oh, shut up. I don't care. The company. that fired me, I'm salty about every. former employee ever. He told Ly you. worked part time. You said full-time.

You told Colton you weren't looking for. a job and then the applications were. nine. So it's like what the do I. believe? Yes, you're a liar. >> Cool. >> I'll close that loop. >> I don't think I am. Gra is great. That's. fine. >> Oh, she doesn't think she is. Very good. Okay, that's wonderful. I mean, we just. laid out a relatively decent amount of. proof, but. >> you just don't care to only look at one. app of something instead of multiple. because you have to be right about. everything. >> What are you talking about app? >> Yes, Indeed is an app. >> Oh yeah, the app. Aren't the other ones. apps?

>> They're websites. >> Can you pull up all your application. history for me? Then I'll believe you. I. will allow you to provide evidence if. you would like to. But I already told. you you shouldn't be doing government. jobs anyway if you have to wait 3 months. just for a interview cuz you need to GO. MAKE MONEY NOW. >> I UNDERSTAND. And I. >> understand you do nothing. >> I'm not making enough. But I am. >> How much do you make from this cleaning? >> Uh 80 a week. So however much that is. She's really making a dent in that. thousand hours a month going out to eat. >> Yeah, that's fair. >> You'd have email confirmations, right,

of applying to these jobs. You could. search job application, something like. that. >> Um, >> I think the reality in the end, let's. just be talking. Not that you are a. housewife, it's not a housewife. It's. not trad. The reality is you're just a. gold digger. >> I don't think I am, but cool. >> Any evidence to suggest otherwise? >> I take spending all this money house. I. take care, >> brother. make him clean after he works a. hard day. And she said, "Because it's. because he just said, "Yes, you do.". Because you're exhausted sometimes. Exhausted from.

>> the only cleaning that he has to do is. vacuum the house. That's it. >> Why does he have to vacuum the house? You should. You do nothing. >> Because there should be expectation that. he does at least something because. >> wife whenever we have kids, they they're. jobing themselves. And even. >> I relatively agree. But if you say you. are the tread, if you want the true. traditional tread, it is you cook, you. clean, you take care of kids, he brings. home bacon. That's it, girl. >> Then maybe he should actually bring home. bacon and not want to just. >> You're unemployed. [screaming].

RUN. SHE WILL NOT CATCH YOU. RUN. >> OH, WOW. >> DAMN. That's crazy. >> Is it? >> Yeah. I don't know. I I mean, yeah. It's. It's. >> says she can't work out for more than 50. 50 minutes a week. >> Listen to that. I do more. >> You can't even vacuum. >> I can. I choose not to. Actually, I. have. >> You found an amazing trad partner. >> I have. I've been doing the yard work.

cuz he usually bans me from doing the. yard work and I do it now to be nice for. him. And then uh. >> what yard work? >> Like mowing and weed eating and that. type of stuff. How much lawn is there? >> It's a normal house. Not not a not a big. lawn at all. >> Okay. >> Which is fine. It's just he doesn't want. me doing it, which I don't understand. why, but I'm perfectly fine with doing. it. >> I don't understand why you can't just go. get a temporary job while you're. applying for the jobs that you'd prefer. to have. I really.

>> want to get a temporary job. It's just. we've had the conversation and I thought. we agreed but apparently not after. having another conversation with him is. I don't want to go get a job in like. fast food or. >> I don't but why does what you want. matter? you need the house needs more. money and you have bad debt that you. need to pay off for him to consider that. one of your two items before you get. married. I have is my car and even then. I've been told by multiple. >> okay there is a lot of paperwork here so. there is more than just a car that we're. about to look at in general.

>> there shouldn't be it should just be. school loans student loans my car. >> we'll see what is in this relationship. you guys have already broken up in the. past and you literally get furious mad. when he asks you to work out. >> I don't get furious mad when he ask what. do I know she says that he gets mad you. said it he gets mad when he asks you to. work out with him with him and you say. no. >> Oh, because I think he's ridiculous in. how he works out and he's not. >> Oh, sorry. He gets mad. He gets mad when. he asks you to work out with him and you. say no.

>> That's an interpretation. I wouldn't say. I get angry at all. >> I think you actually should though. Not. like I'm not saying abusive, but I think. it's okay to be upset that you're. morbidly morbidly morbidly morbidly. morbidly. Yeah, I think I hit class 4. obese girlfriend that you want to be. your wife that you want to live past 50. Not controversial on that, by the way. I. would love you to live a long life. That's honestly why I really dive into. obesity is because it's a financial harm. and it's a energy harm for income. And. >> my family all live into their 80s and.

more. >> Oh my goodness. Were they Were they as. fat as her? >> No. >> I just launched the brand new Hammer. Elite app available on every major. platform. You'll get three exclusive. dedicated shows every single day, Monday. through Saturday. [music] And to. celebrate the app launch, I'm offering. 30% off the annual plan in the month of. June only. Plus, I have an exclusive. offer just for you, but it's limited to. the first 1,000 people to purchase. For. a onetime payment of [music] $500, you'll get our entire Hammer Elite.

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to every dollar. That's Dave Ramsey, the. personal finance guy, right? Well, they're going to force you to use it his. way. That's not very personal finances. Rocket Money, they got a lot of. commercials, but they're owned by Rocket. Mortgage. Guess what they want to sell. you in the end. Then there's the new guy. on the block, Monarch. Hundreds of. millions of dollars of private equity. raising so far. But private equity. doesn't have the best track record when. it comes to private data. That's why I. like Dollars by these people just like. you, for people just like you. No.

private equity, no gimmicks, [music]. just the best budgeting app there is. Download it now. Start the free trial. Wise.com. Link in the description below. Yeah, no one is. So, the thing is. >> it's not too bad. Okay. >> No one that makes it that long. It would be reasonable for you to be. upset that she doesn't work out with. you. >> I do now. A lot's changed. I do now. >> Over the course of the last week? >> No. The last week. >> since the interview where you said that?

Like what? Shut the up. >> No, he still gets mad like if I don't. want to work out with him cuz I do. >> This was since Wednesday when you said. it. She's changed since Wednesday. It's. Saturday. >> Well, still. >> No, I'm not going to give you the W for. that. You won't even go work a temp's. job. Pathetic. Pathetic. Both of you. You're evil and you're a. >> Can't really deny that, unfortunately. Uh,

>> no Cuz you're a. >> Yeah. Just take it from all angles. >> What? >> Yeah. >> Really? >> Well, I'm letting this guy dog on me for. letting you dog on me with my finances. So, that's crazy. I can't really do much. about that. >> Grow a backbone. >> Give me my credit card. We'll start with. that. I guess. >> it's not on me physically right now, but. sure. >> Where is it? >> In my purse. >> Go. No. Oh, that'll take you like 10 years.

to get back. >> You honestly wasn't a joke. I don't want. I don't want to wait for you to have to. go all the way over there and back. >> Sure. >> Now, the weird thing is, and I don't. know if I fully agree with this and your. relationship before we just move on to. the finances about the weight thing cuz. that is a big part of this cuz the. marriage relies on it. >> I agree. You should be healthier. I want. to I'm with you on that. I want to cheer. for your health cuz what's the point of. sacrificing everything that's going to. be required to sacrifice if you're not. going to live to see it, right? So, okay, I get that. But well, she says. that you specifically consistently ask.

her what her weight is for the day. And. her answer depends on if you're a dick. to her or not for the rest of the day. [snorts] I don't know if we should be. like horrible to someone. >> Am I horrible for just asking for. updates? I mean, we're 16 years into a. relationship and I'm asking and I'm just. asking what's going on. >> You heard my question. That's not what I. asked. How you treat her depends on the. answer for the day. >> Okay. And maybe if I get frustrated with. her answer, I'll be a little quiet. I. wouldn't say I.

>> You're not quiet. You're an to. me. >> What do you mean? >> Well, besides the fact that he does get. quiet, it's he gets an attitude. Anything that I try to do that I'm like, "Hey, do you want to hang out together? Do you want to play a video game and I. paint or something?" Cuz that's what we. each like to do. He's like, "I just. don't want to talk to you right now. Just go. Just leave me be." Or I'll try. to like cuddle up to him and ask for a. kiss or something. Wow. Thanks. Anyway, >> sorry. I can't. He um well, he prefers. cuddles anyway. I'll try to do that. And.

he's just like he'd rather be with the. dogs instead. [laughter]. >> I'll shake your hand for that one. >> That's like no matter what, he'd prefer. to be with the dogs and his games. I'm. like that should not be first. It should. >> wait. Always no matter what. >> Uh it's better now, but he used to be. that way. It used to be video games and. dogs and that's it. >> I I understand that one. You're not. pleasant. Um, >> I mean, he says he likes my personality. kind of abusive, but like you're. financially abusive and manipulative and. just like uh not a good partner, so that.

part's fair, but I don't think you. should determine how you treat her for. the day. Did someone just use hand sanitizer? >> Mark, why? What are you doing back. there? >> You just We're 50 minutes in. >> 50 minutes into filming a podcast. What. have you been touching over the past 50. minutes that require You're sitting. there and watching the audio, Marcus? [laughter]. What are you? Come over here, Mark. What. the are you doing?

Ladies and gentlemen, you know him. You. love him. >> I didn't think I' I'd be on for this. >> Why the It's been 50 minutes. What have. you touched in the last 40 that require. hand sanitizer at 50 minutes? Well, I I. got kind of kind of bored, so I was like. touching my face, but I had a quesadilla. for lunch, so I was like, "Oh no, all. that grease from the quesadillas getting. on my hands." Now you can probably smell. it. Yeah. Yeah. >> Okay. Thank you, Mark. [laughter].

That was a very strong hand sanitizer. Okay. You're fat. What's our financial. score? 0 to 10 for the household. >> Oh, for the household? Ooh, I bring it. down. He brings it up. is minimum. >> five maybe four and a half. >> class four. >> Wow. Don't you. >> I'm so sorry. No, I'm not cuz you're a. bad person. But like uh Okay. And you're. pathetic as well. Okay. I got. permission. >> Yeah. >> I'll take it. If you want your hammer. financial score, get it for free. Caleb.

hammer.com. You know where to go. It is. free. Just takes a few minutes. You can. see where you stand in the world of. finances. Where you're doing poorly, where you're doing great. Take that. assessment they did. You can too. And if. you don't want to What the are you. talking about? >> Nothing. He just looked at me. >> If you don't want to be like a guest who. ends up on the show, make sure you use. the Dollarise budgeting app. Take it. Sign up for the annual version if you. like it after the trial. Most people do. cuz you save almost 50% AND THEN YOU GET. MY 30-DAY BUDGET MEAL PLAN SIGNED BY me. mailed directly to you. It's awesome. And the digital version of the cookbook, by the way. Check that out. Here you go.

No chance in the world than this, but. okay. >> No, but I'll take it. >> Okay. So, I just don't unfortunately. don't remember. Oh, yeah. No, no, no, I. do remember. Okay. Yeah. No, I still. want an answer. I don't think you should. be treating. So, like I'm treating her. like right now, but that's that's. the show. And it's fair. And she's a. piece of and so are you kind of in. a different way. But I don't just like. you ask for a number once a day and then. you how you treat her depends on that. number is. That's a bit. >> It's not like a schedule. I don't wake.

up. I say, "All right, it's 6:00 a.m. Give me your weight." And that's a. little overboard. It's just an. occasional checkup. And I wouldn't say. it's daily. Maybe. >> What makes you a bad What makes you so. angry and so bad? >> Just no progress, I'd say. Or minimal. progress considering we're 6 years in. and she knows the. >> get with that. >> I think we've already established cuz. I'm a So I'm working through. things. >> True. Were you desperate at the time? >> No, I wouldn't say I'm desperate. >> No, I'm not desperate.

>> Are you? >> No. Cuz if he treats you bad and he's. like, >> "I have other people that want me to. break up with him to be with him, but I. refuse to do it.". >> I [clears throat] know because men are. insane. No matter the women, every woman. has been gassed up to like supreme level. who's like, "Oh, you don't need to lose. weight." And I'm like, "Are you stupid?". >> It's incredible. Women among us and the most unattractive. can have any man they want. And then for. a men, I'm sorry, that's a little red. pill, but there's relatively truth. You. have to be in like the top 10%. I think.

you mean blue pill. >> No, >> red pill. >> Yeah, >> it doesn't mean LIKE THE TOP 10% just to. get. her. >> Oh, but clearly there's people out there. that would prefer me. >> Unfortunate. with him is he actually challenges me. and wants me to lose weight instead of. being happy. >> He challenges you. [laughter]. >> What? What do you mean? How much do you. weigh today? >> Oh, I'm not saying that. >> Huh? No, that's just what he asked you. That's his challenge. Oh,

>> well, you're not saying that. I mean, I. have it. It was like uh 283. It was like your last weigh in. Oh, it's. gone up. >> Oh, Maybe she is class 5. >> No, I'm not. >> Will you step on the scale if I give it. to you? >> No. >> Okay. I don't know if I want to put it. through that much trauma. >> That's fine, but I'm not doing that. >> Porqua. >> Um, it's none of your damn business. >> Is I mean, it's the show, but. >> I don't care. That's not happening. >> No, that's fine. I'm not going to force. you to do anything. But like I mean why. why why were we given a weight if it.

can't be confirmed and this is such an. important part of the conversation. apparently. >> Oh um I don't know why I did give a. weight. >> No we were given a weight. >> Yeah I don't know why. >> 5 is what. >> I don't know why. >> was told to the producers. >> Yeah I don't know why I did. >> but you can't confirm the weight you. told us. >> Maybe. >> your phone's not going to confirm it. >> Yes it can. >> Okay. Well I think the scale would. confirm it. >> I'm not stepping on the scale. >> So why why show me the thing on the. phone but not scale? I'm not going to. force you to get on the scale, but I. don't understand the. >> gives the date and everything for the. last weighin. Yeah, this isn't the last.

we in. >> Huh? >> This is April 7th was the. >> that you put in though. >> No, no, no. >> Um, April 7th was 300. >> So, I have a scale that whenever you. step on it and you let it run its whole. course and you have the app turned on, it'll send all of your body metrics over. to it. >> So, she's gone up. How does that make. you feel? >> No, that's April 7th. >> Okay. On Wednesday, you said 285. >> Yes. Do your math. Do your dates. We're. not in April.

>> I know, but you don't have a weigh since. then. >> You didn't weigh yourself since then. >> Yes, I have. Not on this app. >> Oh my god. >> I just don't I don't do the app. Like, I. get on the scale, but I don't have my. phone on me to like track the app. >> I need to. I'm really bad at doing that, >> dude. The thing is, you know, for what. it's worth, I mean, same thing with. people who just want to spend bad. If. you actually want to be incredibly um. unhealthy and what not, like, I actually. don't care. Live that life. I'll support. you. It's fine. It It sucks for our. medical system, healthcare system, and. the price we all have to pay into it and. you know, uh, a lot of other things, but.

either way, it's do it. That's fine. But. like, it's different. If you actually. care about it, then I'm going to bully. you. You know, >> I do actually care about it. >> Okay. I hope so. >> I don't want my kids to go through like. the bullying that I went through as a. kid. >> Yeah. No, I mean, I don't want you to. get bullied either. The only reason we. do it on the show is cuz we have. permission and it's it's fun for the. show. But like. >> I don't want them to have like health. issues that I'm possibly having right. now. >> Possibly. No, you are. >> No, I'm not. No.

No. The test confirmed that I don't. >> What test? >> Blood test. >> You tell me you don't got the diabetes? >> Nope. >> Will you take a blood pressure test. right now? >> Yeah. I've also been shaking my legs, so. probably should wait like 5 minutes. >> What? >> Yeah. I've heard a thing like anytime I. go to the doctor I get really nervous. and I'll like shake a lot and they're. like you have to wait 5 minutes of being. completely still for the BLOOD PRESSURE. >> PULL IT OUT. >> THAT'S FINE. >> I want her to be around for a while. >> Right. I do too. That's why we have. these conversations and work on these.

things. >> Here's Marcus freshly clean. >> I don't know how to do. >> you'd like to administer on your woman. >> Do you know how to do it? >> Yeah. You wrap it around that arm if it. fits. And you can um. you just sit like this. >> through. all the way up, I think. >> Oh, yeah. Right there's good. And just. make it. >> zip. >> tight. >> Not super tight, but you know, like. firm. >> It's down there. >> I don't know if that's super tight on. your. >> Doesn't need to be super tight.

>> You're good. That's fine. And. >> click that button. You just sit still. and we'll all be quiet. >> It's working. >> [laughter]. >> That's impossible. No way. >> It's not on right. It's not on right. >> I put it on. >> You can do it. I don't know how to do. it. >> What do we. >> It's not on right. >> That's impossible. It did not snap.

>> Thanks. >> I'm sorry. Your arm is very thick. >> Okay, just sit like this. there. >> What? Um, >> just hit the power button. >> How How [clears throat]. do I run? >> How do I this? >> Yep. >> Your mom's a nurse. You don't know how. to work? >> No, I do. I do. Leave it alone. >> I'm just holding in place.

It's crazy. Are you too advanced for an at home. blood pressure chart? >> I just never needed one. My blood. pressure is fine. >> I hope so. >> They always tell me it's fine or low. >> You're 25, so you have time on your. side, but.

155 over 76. >> Okay. 155 is high blood pressure. hypertension stage two. >> And what did I just tell you? That I've. been shaking my leg. >> It matters. >> All the way up to 155 from 120. >> probably. >> Probably. >> I think the first time I got my blood. pressure, it was like 180. >> I'm a medical expert, so I'm not. diagnosing anything. But what I do. recommend is like go get your blood. pressure checked. I already do every. time I go to the doctor and I have to go. on the third. So they do it. >> There we go. So that's good. >> Every time that I go, they're like,

"Yeah, it's in the normal range to low. >> Do I need to pull up my medical charts?". >> No, no, no, no, no, no. I I do care. about your health for Wsworth. Yeah, it. was a fun bit, but it's like. >> um. >> 155 is kind of highworth. So I'm hoping that's, you know, just a. moment a moment of nerves for the show. Blah blah blah blah blah blah blah. There's been a lot like they wait like. 15 minutes and they come back and. they'll take it and. >> if it's like crazy anxiety, caffeine, you know, walking, all this, no resters, that could be like 10 to 20.

>> I mean, I am. >> So, it would still be elevated right at. that point. You'd still be in that uh. stage one. >> Okay, >> cool. >> Just saying. Okay. Um I do care about. your health. I know we're me and we're. having fun, but like it's just like. Yeah, I do agree. Okay. So, you have no job. 4,400's all that comes. in. That's not good. What's the USAA. card? >> Uh, checking or credit? >> Credit. >> All of the USAA is mine. >> Okay. You're the one. Is this the one.

that she has? >> Yeah, it fits the uh credit card. >> What's wrong with you? So, it's not just. card alone like this. You've racked up. his credit card that is acrewing. interest. That is Did you purchase. >> Well, okay. So, depending on the month, too, it might not be much of me. >> March to April. in between March and. April. >> hybrid. >> Did I have it in March? >> It was. >> It's still a mix of both of us for those. two. >> Okay. Well, you spent more than you put. towards it while interest is acrewing. >> Yeah, I didn't put anything towards it. I don't put anything towards. >> No. No. You have a new job. You got laid. off your trades.

applying for a jobs. Okay. So, this takes 15 years to pay. off. Will you be here? I hope so. >> I mean, yeah. Yeah, I'll be here. >> Well, >> I'll be here. >> Okay. Changes are required. >> Okay. But so this takes 15 years to pay. off minimum payments only without any. purchases. And Oh, she is purchasing cuz. she has no nowhere else to purchase. You. are sugar daddying her. >> That's. >> No, I mean you are. >> Apparently. I got a lot of nicknames. Sugar daddy's up there.

>> No. No. You are like she's spending your. money. She provides nothing to the. household. >> I provide quite a bit to the household. >> You make him vacuum. >> So what? That's one thing out of. multiple. What are you providing? >> Really? I cook his meals. I make. >> one day a week, I thought. >> No, no, >> wait. 1,000 hours going out to eat. Where's the cooking? >> I do cook. It's just one thing's. expensive, but. >> Oh, come on. Groceries are so much. cheaper than going out to eat. >> Yeah, groceries are pretty high, too. >> Statistically, in every way whatsoever,

because the actual the actual things. that you buy last multiple meals. >> Well, yeah. I'm saying. >> we check it via HB, your favorite place. 300 bucks per person can be a great. three meals a day plus dessert, snack, drinks. >> per month. >> Yes. >> Cool. We spend less than that. >> cuz you spend a,000 GOING OUT TO EAT. Cuz you don't cook. You just proved your. point. If you spend less than that, then. you're not cooking very much. >> I DO. >> YOU'RE NOT VERY MUCH CUZ YOU SPEND less. than what's required for the three. meals.

>> When I was working, I didn't cook as. much. >> Girl, if you're spending less than that now, then you are not cooking enough. >> I DO. OH, [screaming] THAT'S. MATHEMATICALLY IMPOSSIBLE. OH, me man. Can't get through with this. one. Her skin is thick. >> Hey, when you're this big, you have to. have thick skin. [sighs]. >> Could also just lose weight. But yeah, >> working on it. >> kind of. Didn't you gain again? So, what. is your normal monthly payment?

>> I don't know, like 50 bucks. 100 bucks. >> Yeah. How much is. >> Cuz it's not on the statement cuz. >> you put money towards it and then you. spent more. I'll put it as aund. No, let's put it as 50. >> I'd say 50 is more accurate. >> How the would you know? >> Because we budget together. >> What? You budget together? Yeah. You. spend more than you make. >> Well, so we have a budgeting thing that. I put together. Not so much budgeting. >> Oh, she put together. But what the does. she mean? >> Actually, he put it together. >> We look at our expenses for the last. month. That's really all it is. We're. not like sitting down. >> She know the minimum payment. That's not.

even. >> because it's 50 to 60 is the average I. see every single month for his credit. card. So I assume that that's the. monthly minimum because he typically. >> and then we purchase more than we put. towards it for um. >> I'm sorry. It is the ultimate fatwoman destination. It really is. >> It really is. >> Say Disney World. >> No, but that would be too. But no, you. don't go there on a daily basis. That'd. be crazy. >> What is. >> You would not be able to Sonic. Oh, yeah. We have two dogs stopping at.

Sonic. >> I would get a drink and then we would. get pup cups, too. That's why they're. typically smaller charges. >> It's always for like the sugary pops. with the candy in it and. >> No, I usually get crazy. They get crazy. You get crazy. Coke. Full calorie Coke. >> Yeah, >> woman. >> That's what I would You do as like my. >> Sonic. Sonic. Sonic. >> Sonic again. Game Pass. That one's. probably you. Sonic girl. [screaming].

Sonic again. >> And Microsoft Amazon. Amazon. from the bies. >> That's gas. >> One was gas and then you went inside the. same day and got some buggies. >> Yeah, I did. >> Yeah, you did. I know you. I see you. every time I'm there. Copy and paste. >> Morning. >> If that's morning, >> bro. I don't know the time. It doesn't. say. >> that's probably a 14.4% interest rate. It wasn't. It's like. >> can't put that on the. >> Oh, I didn't even catch this. You.

literally said that's your cheat for the. day. You can't have a cheat for the day. and lose weight. There's no such thing. as a cheat for the day. >> Drink. >> a full calorie CocaCola. >> is the only thing I drink besides water. >> What is that? 500 calories, 600. calories. >> Is it 700 calories? >> What size? >> Like a medium. >> Well, a medium is Sonic. >> with no ice cuz I hate their ice. Whoa. Their ice has like stuff in it. >> Coke with no ice from. >> Is it really that much,

>> girl? >> And now she's confused why she's not. losing any weight even though she eats. her salad. >> Yes. So, dude, pop is one of the worst. caloric things you can have. So, you go. >> Yeah. >> Dr. Pepper zero or gamer stuffs. That's. zero calorie, too. >> If that's a zero sugar. Yeah. I hate. diet flavored things. They'd have a. really. >> Then you're on water, dude. But zero. sugar, I do like the flavor of that. It's just a we. >> It's at least 300 calories.

>> Okay, >> that's insane. >> Yeah, that's something I definitely. should not be doing. >> Yes, >> speaking of gamers, another really good. zerocalorie item is a course careers. certification of which I will get you. because in the audience they have used. that to convert into six figure jobs and. you need aing job. >> I do. >> They even have it in it. So, >> Oh, okay. Okay. Well, that's great. >> You'll get it for free. Do you deserve. it? No. But okay. >> And this just this isn't even. calculating your spending, by the way.

So, this was just taken for an. additional extra month just for funsies. >> Yeah. >> Of what it looked like when you had a. job, which is even worse cuz I have your. spending when you didn't have a job. This is what it looks like when you did. have a job. Mexican cineark. Chick-fil-A. IHOP. Uh, Cinemark. Chick-fil-A. Amazon. Cinemark, ATM, withdraw, Venmo, eBay, eBay, Wendy's, Squirt. Quilt. Skirt squirt quilt.

>> Oh, that's um. >> shirt quilt. >> Yeah. >> Is that fat people shirts? >> No. No. Um what is it that called? >> Fat People need shirts, too. >> It It's a quilt made out of old t-shirts. that I did for. >> Sonic. >> Yeah. >> Cash App. Cash App. Southern Scoops. Chick-fil-A. Cash App. Domino's. Chick-fil-A. Bath the Body Works. Cracker Barrow. This is just an example. of what it's like when she has a job. She spends all of her money. Why even be. with her? Cuz when she spends a job, it'll be even worse. Venmo. BJ's. restaurant. Avery Kyle. Avery Kyle. The.

grill. Cash App. Cash App. Chick-fil-A. Coffee. Bronze. Pluckers. Pluckers is the worst calories you could. ever have, by the way. Delicious, though. Claire's good uh good morning. like restaurant coffee or something. I. don't know. Sonic. Chick-fil-A. Chick-fil-A. ice house. >> Yeah, >> that makes sense on why it's a thousand. now. I took my trip to my family. >> That wasn't calculated in your monthly.

spending. That was taken that was taken. just for fun to show what it looks like. when you have a job. >> Oh, that wasn't a thousand. Oh. >> Uh money owe to grandpa. Whose grandpa? >> Mine. >> Park. >> My old car I needed 2,000 for. And then. for like uh. books for my school cuz it was agreed. before I went to college that he would. pay for them. Um, but now I really want. to pay him back. >> Oh, so he's not asking for it. What. about the 2,000? >> Cuz you should at least pay the 2,000. >> He wants the 2,000. I want to do the.

4,000 because. >> do the 2,000. Stop it. If he agreed to. pay for it, it doesn't matter. That's a. gift at that point. But the 2,000, yes, you should pay back 100%. 100%. And what's weird, especially with. the grandpa, is I know that your. families do not support this. relationship. >> He does. >> He does, but the families do not. >> Yeah, they don't. What? What do we What. What's going on? >> Um, my family thinks that he's too. verbally abusive. And uh, >> the is he doing? Hold on. I've been. anti- you right now, but if he's. verbally abusive, I'm going to the.

out of him. >> I'm not verbally abusive, first off. No, she just. >> controlling. >> If you or your child spent years growing. up on social media and experienced. serious mental health struggles, you. should hear this. Recently, a jury. ordered Meta and YouTube to pay millions. for their role in designing and. promoting addictive platforms. They knew. their apps could contribute to anxiety, depression, and body image issues, but. did not share those risks while. prioritizing profits. The recent. historic verdict underscores the.

consequences of those decisions. Now, Morgan and Morgan is stepping up to hold. these platforms accountable for the harm. they caused. Click the link in my bio to. take a short quiz. You may be entitled. to a potential recovery of over $1,000. That's kind ofing stupid, I'll be. honest. But what's not is actually. getting a checking account that gives. you free money. Free money. We like free. money. You can get up to $200 in bonus. cash right now. When you sign up for the. checking account that I use, Chime.

Also, it makes your savings grow at a. 3.5 APY interest rate. Guys, you can. watch Financial Audit and get free money. at the same time. Who would have. thought? That's incredible. Check it. out. Link in the description below. Really? All my controlling if she's got. >> What do you hear from your side? Tell. me. Tell me all this stuff. >> Um, they don't like the fact that he. wanted me to like one stop going to. college for a little bit, but then would. turn around and help and like be like, "Oh, you should finish it." And then um. >> that's verbally abusive.

>> Well, no, there's more. It's like. >> What's the verbal abuse? Uh they really. just once again don't agree with the. weight thing and think that he should be. supportive of trying to help. >> Okay, that's not verbal abuse. >> Well, yeah, there's Yeah, >> that's just him wanting his partner to. be healthy or else why would he be with. his partner video games and he'd rather. play video games instead of spend time. with me. >> That's not verbal abuse either. That's. just maybe not the healthiest yells at. me. >> Okay, there you go. Can you tell me?

>> Oh, um I mean he'd yell at me and be. like, "Look, I'm playing my game. Leave. me alone." And I'd be like, I'm just. trying to spend time with you or. something. But. >> why are you yelling at her? That's not. good. >> Sometimes I'd get frustrated. I'd be. playing games and I just want a break, not have to think, turn off my mind. >> I agree. But don't yell at her. Say, "Hey, I just need some time, some. personal space.". >> Something to work on. Absolutely. I have. been. >> So he just explodes and yells at you. with that. That's not good. That's not. healthy. >> Sometimes. Yeah. >> That's not good. >> A lot when it also comes with his with. his family, a specific part. Her. family's opinion on me is from the.

beginning of the relationship, not. currently. >> The first time they broke up, it was. because he was doing too much. roughousing with her. >> and she didn't and didn't stop when she. said stop. >> I What the is that? >> He I guess he didn't pay attention. whenever I was like, "It's too much. Like, you need to chill out and. everything." And he just kept going and. it. >> she'd tell me to stop and I would stop. >> No, you did not. There were three times. that you did not. >> not doing what? Doing what?

>> Well, I'm. >> Well, we probably don't want to talk. about it on the air. >> We'd rather. >> I think we do. Oh, you would rather. avoid it. >> I'd rather avoid it. Nothing. Nothing. like. >> Well, so was sexual. >> Not like WW. >> She said stop and you didn't. >> Just sexual stuff. And. >> she said, and you didn't three times. >> There was There was one time that you. did hit me that. wasn't fun. That was in like the first. six months of us being together. >> Not hitting. It's spanking. First off, >> let's be very clear. It's spanking. Not.

hitting. >> It was not spanking. >> Where? >> Um I want to I think it was like I don't. want to say cuz it makes him look really. bad. Okay, fine. You did slap me one time way. too hard like on the face cuz we were. playing and. >> playing. >> We were playing. I got too aggressive. and I told him he needed to calm down. and everything and he didn't [snorts]. realize I guess. >> Okay. >> And I think I.

I think I might have accidentally poked. you in the butt or something that you. hate and then he like slapped me. So. >> like actually like mean anger. >> It hurt pretty bad and it was not okay. with me. So I stepped back for quite a. bit and it was stuff that I've talked to. my therapist about. >> Fair. Fair. And then. the other times you've gone too. aggressive, you have left marks on me. before, like on my arms and stuff. because you've like grabbed too tight. And again, this was all like the first. two years of us being together. Things.

have massively changed since we broke up. whenever I studied abroad and then we. came back. Things really did change cuz. it was part of why we took a while. >> That was like right when you graduated. high school. So you were like 22 and she. was 18 and you just. >> I was 19. >> I was 19. >> Yeah. Yeah, no, no, no. She's right. It. doesn't make you look good. Um, but it's. gotten better. >> Yeah, he hasn't done that in a while at. all. And he listens more cuz we. >> more or does he stop when you say stop? >> Oh, no. He does stop. He does stop.

>> Why wouldn't you stop when she says. stop? >> I would say I don't even do it in the. first place anymore. >> Yeah, he was the point. I'm asking the. Okay, so now it happens. I don't even. remember that stuff. >> So So we prefer physical abuse over. verbal. >> That's a crazy thing to say. No. >> Well, not really actually from what. happened. Okay. So, your parents don't. support him. I think that's relatively. fair now. >> His doesn't support me either. >> for. >> Go ahead.

>> May as well hear the opposite side of. it. >> Well, as you know, I've had sexual uh. issues, complications with her. generally. Well, >> let me rephrase when she said stop. Yes. >> No, no, no. Not not like that. like uh. sexual attraction is what I'm referring. to. >> towards the beginning of the. relationship and she didn't get sex. enough. >> Why were you dating? Why were you dating. someone you weren't attracted to? I. really don't understand this. Like you. you're friends with someone who has a. good personality that you don't want. >> Continue. >> Anyways, so she put something in my.

drink one time to get me hard and. >> for whatever reason thought it was a. good idea to tell somebody in my family. about this conversation. you. >> kind of. >> and and so that word got around in my. >> No, >> I don't got sick. YOU WERE JUST. >> YOU GOT SICK AND YOU'RE JUST WALKING. AROUND. >> Oh, no. It It didn't work and we both. got sick from it. >> How'd you get sick from it? >> Cuz I took it, too. We both took it. >> What did you do? What was this.

medication? >> Uh something you can buy at a store. >> Yeah. What was it, though? If it wasn't. a boner pill, >> do what though? If it wasn't a boner. pill, cuz you wouldn't take a boner. pill. No, it's the other thing to get. you excited. It wasn't a boner pill. It. was to like activate your like intimacy. whatever things. I don't know. I just went to a store and. was like, "Hey, what a what's a good. thing to do?" And then it was that and. >> you got by a fat. >> Oh, lovely. Lovely. >> I'm sorry. I just had to say I just. >> It was It was. >> I felt like I I want I feel like I've.

wanted to at least say it once in my. life and this gave me the excuse. So, >> never thought I'd hear that in my life. >> Well, now you did. Did you guys meet? >> We worked together. >> We worked at uh Funny enough, you're. >> HB. [laughter] HB. >> Okay. >> Yeah. Beating women from HB. Okay. Men. from HB. Dude, you guys are up. >> I mean, I feel like we've done a lot. better now. >> Am I controversial for never my. girlfriend? >> No. >> Okay. Just wanted to make sure. Okay. I. don't I don't think I don't think.

normal, but both of you just keep each. other. Like, it's kind of crazy. She. said no. You kept going. and you dropping them uh drugs. That's a. little. >> Yeah, I don't. >> So somehow she told your family that she. you and now your family's like don't. >> Yeah. >> date the. >> Yeah. So she. >> I think that's fair. >> Yeah. Yeah. So it just found out and so. now it's just tough tough relationship I. guess. Just working through it I guess.

>> I mean. >> I'd say we've done very well on not. doing that. So thank you. >> Okay. big steps. >> Okay, we'll put that as 2,000 for the. grandpa. >> Okay, great circle round. >> Um, okay. So, Department of Education. Okay, so that's why a lot of these are. going to stack up the multiple. >> Yeah, I think it's like 42,000. >> Glad to hear you guys are in couples. therapy now, by the way. >> Yes. >> Very glad to hear that because Oh my. Yeah, you should be. >> He doesn't think. >> So, wait. Actually, I do want to go back.

to the for a second if I may. >> Great. Okay. If you were not attracted. to her, why were you her? >> No, that wasn't the thing. >> Well, he kept going when he said no. >> It wasn't sexual. It was we were play. fighting and he would like play fighting. >> cuz I like to. use. >> No offense going up against That's a. game you're not going to win. >> Actually, he does. So, >> he does. Oh, you just got to get like. allow gravity to work. No, he's actually.

a lot stronger than he looks. >> No. >> Okay. Whatever you think. I mean, I just have to be honest. Just. have to be honest. This is what was sent. in the producer group chat currently for. your play fighting. >> Oh, lovely. Hi, >> Lindsay. Who wants to volunteer? >> My bets are on Brandon. My bets are on Ma.

>> Oh. Mhm. Oh, he just said. >> that's true. Marcus, he's going to have. to hand sanitize after that one. That. was a dirty drop. That was a dirty drop. Okay. Uh oh, student loans. That's right. So, are you on a minimum payment? >> Oh, okay. So, I don't pay anything to my. student loans. Um because I made so. little that they said that what I have. you guys aren't married zero. >> Okay. So 33 38,157.

for. >> student loans. >> Yeah. >> Really? >> Yeah. >> That's a lot less than it should be. >> Okay. Then there's something you didn't. send us. >> There should be like nine. I think. >> nine more. >> No. Nine total. >> Nine what? >> Student loans. >> Student loan like lines from whatever it. is. Credit Karma or whatever. >> It was from your credit report that you. sent. We. >> Yeah. No, that's actually. >> we added it up to 38. >> No, I thought it was like 35 more if you. didn't 45. I mean, I. >> Okay. Well, it's not the biggest.

difference in the world. You were making. it sound like you thought it was. >> No, no, no, no, no. It's. >> Well, the Apple card it looks like is. paid off every month. So, I'm not Who. Whose Apple Card is it? >> Mine. I'm usually pretty good about pay. You don't try. Why do you say you try? You don't vacuum. >> Well, I have one credit card. >> Discord, Nitro, Pet Care, Uber Trip, and. a Patreon membership. Okay. Rockamore, we own a house. >> I do. Yes. >> Well, congratulations. >> Thank you. Thank you. >> Doesn't mean you're not abusive, but you.

do own a house. >> Yeah, it should be more than 30. whatever. >> Oh, yeah. It's $60,000 student loans. I. don't know. I think screenshots. >> It's on 60,000 student loans. 15500 of. it is my car total. >> So, whatever 60 minus whatever that is. So, maybe. >> Okay. 45. >> There we go. So, I was right about 45. >> Okay. Okay. Very good. House. Well done. 7% interest. Not the biggest fan of, but. it was the time. I get it. You didn't.

need to buy a house at the time. Okay. You must be on one of the uh extensive. exerbs of Austin, but we won't mention. which one because no way you're getting. a house in Austin for this price. But. 2021, $483.71. >> Trust me, everyone would live in Austin. if that's what it costs. That's a lot. less than I thought it was. 200 make. extra payments. >> Oh, >> extra payments to your mortgage instead. of your credit card or you. >> I guess so. Uh. >> that's the stupidest thing I've ever.

heard in my life. >> Hey, >> $2,286.51. minimum. Why? Why would you do that? I know the. extra paid here, but why would you do. that? >> I just want that balance down as fast as. possible so I can go I want to refinance. for a lower interest rate. Well, that. part's fine, but wait till interest. rates are lower, then you can do that. Take the appreciation of the house. >> Exactly. So, the more I pay. >> Not necessarily, though. Yes. If the if. the house doesn't gain any value, just. ride the gain of the house. I agree with.

the refinance at some point. I don't. know. Inflation isn't great right now. >> War that up, but uh Okay, so that's our debt. >> Uh that's we have a Mazda. >> Yes. and an 8.14% interest rate. >> Yeah, that's pretty bad. >> What the are you doing, man? >> That's actually the lowest I could get. for the time that I needed a car. >> Lowest you could get. Yeah, you didn't. >> Well, I did try to cosign with my aunt. who has like excellent excellent credit. They're tier eight. >> Well, good thing she didn't.

>> It literally would drop at $20 a month. >> Yeah. And also, you her cuz you're not. the you're the least trustworthy person. I can imagine to co. >> She cosigned on my first car where I was. way. >> $15,865.80. 80 cents at an 8.14% interest rate. Your. minimum is 32263. >> Yes. >> Okay. What do you think it's worth? >> Um probably 15 on it. >> 25 or so. >> 20. But you have an equity position in. the car. >> I do.

>> I'm not selling my car. >> You don't necessarily need to cuz it's. relatively close to that 10. But. actually, maybe you should cuz you don't. have a job. But then actually you. wouldn't qualify for a loan to get a. $10,000 card. So you're right, you. shouldn't now. But it should be. something you consider in the future. >> No, that's going to be my car that I. have when I have kids and stuff. >> Why? >> Cuz it's a really damn good car. >> It's fine. >> No, it's a great car. >> It's okay. >> It is the special for the year that it. is. It's a great car. >> It's okay. It's a car. >> and.

>> other cars don't all of a sudden kill. babies. >> No, I didn't say that. >> What is this obsession? Listen, it's not. the worst, but you need to have a job to. have this. I'll have this if you have a. job, but you told Colton you're not. trying to get a job. You applied to nine. jobs and you're trying to be a dread. wife. You This is not in the budget. >> I have applied to more jobs than that. >> And you guys fight over listen and maybe. if you paid it off, but you guys fight. over paying it off and you should at a. 9% interest rate, you should. >> I was I'm told by the person who helps. with my finances and my life. >> And who's that?

>> My aunt. >> Your aunt? >> She said, "Don't pay off a 9% interest. rate car." Yeah, because you. >> is a like you want to have more years of. credit so that it. >> guys you already own a house. It doesn't. matter. >> He owns a house. I am not honest. >> You are trying to get married so it. doesn't matter anyway. The only thing. you're trying to get your credit better. for is a house. You're not getting in a. new house together, are we? Is that in. the plan? Then it DOESN'T MATTER. PAY. OFF THE CAR. You're losing 9% to it.

yearly. >> All right. Well, once I have a job, then. I guess I'll start making double. >> Yeah, that'll never happen. So, what are. we even talking about? >> I agree with him. You should pay that. off. Your aunt's a dumbass. She thinks credit is everything in the. world. You'll have okay credit. Okay. Who's Capital One? Checking me. Well, [sighs and gasps]. guys, all I eat every day is three to.

four meatballs and my ranch. Okay, so. Caleb comes and says, "Well, no, no, no. You can eat healthy." But hey, if I ate. a few slices of cheesecake from. Cheesecake Factory, that would be my. entire caloric amount for the day. Then. she says, "Well, good thing I don't do. that." Unfortunately, actually, yes, she. does. First thing on here is Cheesecake. Factory. Huh. Fat Hat Creek. Burger Audible. Can't get up to go pick. up the book, can we? I'm sorry. >> Actually, I have. >> Actually, no, I'm not because then you.

went to Crispy Cream. So, I'm not that. sorry. Come on. It's like the worst. calories you could ever eat. >> Delicious. Horrible. You can't tell me. you're dieting and have crispy cream, hat burger, cheesecake factory within. two days of each other. >> Uh, cheesecake was for my. >> You can't It doesn't matter. You can't. tell me. >> It's not me eating it. >> Okay. You didn't have a bite? >> No. >> Okay. Well, you went to crispy cream. $20. >> That was for our family. >> Shut. Yeah. Okay. Yep. Everything's on. me. Shut up. Pat Creek Burger. Amazon.

Land Brand. Shut up. Torid. Oh, no. MEXICO. >> TIER. TAKIIER. How do you say it? You're. Mexican. >> Takaria. >> Taria. >> No, Mexico. Mexico. Jeez. >> El No. >> You winning. You got some Lane. Bryant Snapchat, you freak. >> Oh. Oh. >> Store. Slim chickens. No. >> No. >> Einstein Pros. It's like just sugar in a.

cup. Cash App. Sushi. Petco. Lowe's. Yeah. Mighty fine burger. That. is so unhealthy. That is so unhealthy. >> The mighty finds me. >> Eat the total $50. >> Oh no. If it's $50, that's both of us. But if it's anybody fine at $20, that's. just me. >> Uh-huh. >> You're not going to have any $20. >> And it's good. >> That was before I stopped. >> But it ain't the thing. Dutch bro sugar.

in a cup. Slim chickens. >> I got Mardell. >> Dutch Bros. I get zero sugar stuff. I. don't. >> You get what? >> The zero sugar things. >> and the protein milk stuff that they. add. >> You know, the protein is never low. calories. You get protein. You're the. average fat person that thinks if they. give something protein, it immediately. makes it healthy. Protein is not low. calorie. >> Yeah, I'm realizing that now. >> Oh, you're figuring it out at the middle. of this episode. End of this episode.

Oh, no. >> USAaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaa. 2000. You started with $27, dude. Southwest. Sonic that I have to ask the question. >> What? Sonic wasn't me on that. >> No, Southwest. >> Dad, he went to see his dad. >> Do you fly? >> Yeah. one. >> Really? >> Yeah. Okay. Had to ask. >> Uh learning getting educated is not. flights. That's. >> Sonic. Dutch Bros. Apple Cash Tag. Market. The tax flight.

>> The Taxin Cafe. Mighty Fine Burger. He's. back. Siri Foods, Apple Bill, Hulu, Adobe. Listen, he he Well, he doesn't. pay off the card that you use, but his. finances are fine. He's allowed to do. this. He's allowed to. I'm not going to. freak out about this. Actually, he. should pay off the credit card, but you. use this. You need to take it from her. so she doesn't use it. Apple Bell, Hulu, Adobe, Mighty Fun. Burger, Southwest, Apple Bell, Crunchy. Roll, Apple Cash, Apple Cash, Apple. Cash, Bust and Buns, Hot Doy, Zelau, Animal Draft House, Turbo Tax.

Dude, you're just a normal employee. Dude, why are you spending $300 on Turbo. Tax? >> Uh, well, I I'm not really good with my. finances. I have my dad help me. And so, >> you you're a W2 job. What the doing? Well, also the um. >> the mortgage. >> you didn't have to spend 300. >> Yeah. Well, I'm. >> okay. Whatever. Then uh HB Nintendo. >> Okay. What in our SoFi savings account? I switch to Chime. By the way, get $200. when you sign up for Chime. Chime.com/kayla. That's where I keep my. my high yield money myself. And Korean.

baby is not uh healthy. Yes, it is protein, but it is very. greasy protein. Yeah, that's just a. >> 5,000 in savings. Move it to chime. But. that's good cuz you're not bad. You're a. bad person cuz you beat your wife. But. besides that, well, you're right. I. don't want to lie. She's not your wife. >> Past tense at least. >> Oh, >> I did said beat. >> Okay. >> Not beating. >> Emphasis. That's all.

>> Shows that relationships desperate. enough can survive anything. Okay. Uh $81 in our fidelity. I'm going. to assume that one's you. >> Nope. >> All the fidelities are mine. >> I don't have anything like that. >> Well, then I'm expecting something a. little juicier. There it is. 5,400. That's good. Okay. Definitely behind for your age, unless there is more. 24,000. That's. good. And for your income, you're. getting somewhere. But unfortunately,

she holds you down. >> when we calculate the retirement score. I can budget your money, but I can't. budget your calories. And you're just. going to have to track that Have. you ever actually tracked your calories. >> from how long? >> On a daily basis. >> You put into like a week. >> Do that and you'll actually learn what. is the reality cuz we know for a fact. just you stopping and getting those. Cokes. >> and you just consume more than you. think. >> Yeah. >> And that's just the fact. >> I think I consume more in like liquid. than I do physical.

>> probably. >> eating. It still counts. Doesn't matter. >> Yeah. If you don't move much, $37,263. is your debt minimum payments outside of. the mortgage. Mortgage is 228651. >> Gas, electric, utilities, all that. combined. How much? >> Gases and car gas or is in house gas? >> House. >> I round it to about a,000. >> for all utilities. >> Yeah. >> Uh, so I I count groceries in there, so. I would say like 700. >> Okay. Well, your groceries are going to. be higher cuz you're going out to eat. less. But groceries, uh, yeah, necessary.

food, 600 bucks. Meal plan, meal prep. That's based off of HB, your favorite. place in the world. Gas of room, room v. room, drive, drive. How much? >> It's different for both of us. >> I know. Combined. >> I spend 100 a month. >> Okay. >> I spend like almost 300 a month. >> What is wrong with you? $400. How? You. don't have a job. >> I drive to see my family to help them. out and they pay me sometimes and then. enough for that based on what you told. me earlier. >> Yeah. No, they don't. You're so. >> I drive. >> car insurance. How much? >> Uh, I have to pay 200 a month.

Mine's basically 100 rounded. >> phone bill. >> Nothing for me. >> Uh mine was. >> is tell me is. >> well starting next month it's going to. be 180 for the year. >> Are you paying it for the year? >> Yes. >> Okay, that's fine. You'll just take care. of that as needed out of the TP fund. TP. fund. Anything else to survive? 250. Anything else you need to survive on a. monthly basis? You okay? You do therapy. What is it? Like it's like a. >> It's free. >> What?

>> Yeah, there is insurance. Three. >> 30. >> Well, it was it was there. >> I have therapy and then I have. psychiatry. Psychiatry is 30. >> How much a month for co-pays? >> Oh, once a month, maybe less because. >> How much a month for co-pays? A number? >> 30 a month. Just put 30 a month. >> Is there a gym? >> No. Uh home gym. >> Subscriptions. I'll get 50. You have any. pets? >> Two. [snorts]. >> Yes. >> What? Um, a almost three-year-old chow. lab mix and then a almost two-year-old.

pit husky mix. >> $100 pet insurance. How much for pet. food? >> We don't do pet insurance. >> Exactly. I'm telling you to. >> No, we don't. We choose. No, you will. Now, >> when I did do pet insurance, it was pet. insurance. It was 120. >> for one. >> Uh, for both of them. >> Okay. You're going to get good pet. insurance. You have to chop the market. It's annoying. But you have to do it bec. Well, I don't know about that one, but. you have to do it because you will not. be able to afford you guys. Clearly, you'll go into care credit debt if an. emergency happens, >> right?

>> $100 pet insurance. How much for pet. food? >> It's about $100 a month. >> Okay. >> Anything else that needs to be in this. budget that I have not put in this. budget? >> Can you think of anything? >> No. >> Oh, yeah. Even with the money you guys. come in, you're hundreds behind. You. need to stop being pathetic and go get a. job. And you got a mortgage that is way. too expensive for your income. It's 50%. of your income. That's insane. That was. a horribly stupid choice to make. >> You can't budget your way out of this, guys. This isn't budgeted. This is you. need to go make money more money or you. need to go work a second job if she's.

not willing to step up, which. >> So big choices to make, but that's it. You can't You guys are behind by like. $500. >> a month. >> Yeah. For minimum expenses. >> That's my expenses. Yeah. >> That no wonder that credit card is not. being paid off and it's only going up. that USAA. Yeah. >> So, this is all guys. Go get a job. Any. job. I don't care. 500 makes you break. even. Make make a thousand and all of a. sudden we're starting to talk progress. Besides the student loans, all of a. sudden with the with the the grandpa dad.

of 2,000, the car well maybe. Okay. With. the car and stuff. Yeah. It'll take a. couple year. No, no. It'll take like a. year and a half with the car. Okay. But. still, grandpa credit card car. Year and. a half. Done. If you make a,000 bucks. Uh, no. 1,500 for that. But still, if. you get a normal job, you can. We just. got to stop being pathetic. The way. out's easy cuz that's not that bad. But. right now, you're under cuz you won't. apply for a job that isn't your special. little perfect job. And if you stick. with that, that's your choice. Join us. for the post show. She is going to try. to get some money cuz she is going to.

call her friend and confront her that we. talked about earlier in the episode that. is that she lent money to that has not. paid her back yet. So, we are going to. do that. And there's some more things to. talk about. This dude wants to start a. company. What the? This is so so. um Okay, so there's a lot to talk about. on the post. Let's get the hammer. financial score first. Spending in a. budget for the household, you overspend. out of 10. Debt, no collections. Family debt, though, that's going to. bring it down to a one. Emergency fund, there was savings, but for the. household, it brings it down. It's going. to be about a 3 out of 10 there. Retirement, same [music] thing. It would.

have been almost like a eight or a nine. out of 10 for you. But since she's a. part of it, oopsies, four out of 10. Real estate, that's a good part. What's. the house worth? >> Uh 240. Okay, it's okay. Interest rate's not. great. It's not my preferred. Six out of. 10, actually for the No, the mortgage is. way too expensive for you. Five out of. 10. It's actually a dangerous house to. get into. I I want I want to bring that. down, but I'm not going to. Hammer financial score. Get yours at. caleb.com. Yours is three out of 10. Click join. Join Hammerly. Best. membership on YouTube. 100,000 active.

members on a monthly basis for a reason. It's incredible. The value provided. Three premium shows every single day, 6. days a week. It's awesome. Everyone. loves it. Come join us in the post show. Are you able to pay me back that money. yet? >> Girl, you know I'm broke. >> Yeah, but you also know that I don't. have a job right now. Like 60 bucks is. 60 bucks. Like that's easily a tank of. gas for me. >> You surround yourself with bad people. >> I don't surround myself with bad people. and I work to better myself, I would. expect that you'd do the same. >> Yeah, but you also know that I don't. have friends because since you don't. want to go out and do stuff, I just stay.

home. >> I just launched the brand new Hammer. Elite app available on every major. platform. To celebrate the app launch, I'm offering [music] 30% off the annual. plan in the month of June only. Plus, I. have an exclusive offer just for you, but I'll only have a thousand available. to purchase. You'll get lifetime access. to the entire Hammer Elite catalog and. my Hammer for Life box packed with. limited edition merch. Download [music]. the Hammer Elite app by using the link. in the description or pin comment down. below. This is the best membership.

you'll ever join.