Financial Audit's First Escort

Just to be clear, this is not my only. form of income. My going rate is dollars. per meat and then dollars per month. >> Dollars per meat. >> I like I charge extra for some things. Like this guy wanted me to piss on his. hand. >> and dollars a month. >> That's like an allowance if you want to. see me like whenever you want. >> and they can whenever. >> Yeah. >> You came for the finances. What if you. could have more? Join Hammer Elite this. month for free and discover what the.

number one membership on the platform. has to offer. >> See [music] description for more. details. >> Hi, I'm Angel. I'm 20. I'm from LA and. this is Financial Audit. >> Yes, it is. Thanks for coming in. I want. to start this episode with a pre-ep. episode. >> A. >> A pre- episode. We were doing uh some. classic pre-ep episode stalking. Oh no. on socials [laughter] as we do. And so. found you on Instagram. Very different.

hair color by the way. You look like a. granny on Instagram and you look like. you protest for a living here. But. >> um either way, [laughter]. we show I saw your Instagram. I uploaded. a story. Okay. I clicked on it. It's. Santa shoes. She has these Santa. slippers. I'm inserting the screenshot. here. Uh with names blurred, of course, and a tag on them. Okay, I did. >> with tags and you immediately like, is. this a bad look before I come on the. show? And I said very.

>> okay, >> you're purchasing expensive right before. you come on financial a lot of Santa. slippers first of all. >> for LA, by the way. You're not even. getting not even getting cold. >> I have four pets. I have two cats and. two dogs. The floors get dirty. I need. slippers. >> I did not steal those. I swear. >> Okay. Did someone accuse you of. >> I because the tag was on them. The. security tag was on them. >> No, you know what? I'm not going to tell. the story. Should I tell? >> Well, it's not like they care in LA if. you walk out with them. Not paid for.

anyway. >> Yeah, because I come after you. >> I did steal a candle that day and the. sensor went off and I totally me I was. with my roommate and we were like cuz. she also stole stuff. >> You ran in the back of me on purpose. >> Yeah. Why is that? >> I hate talking. >> Oh, wow. You're a creature, aren't you? I can already. [laughter]. >> Oh, she's gripping on. I'm gripping. Um, so then we were like the the security. alarm goes off. We turn around and then. they're like whatever. They just let us. go and then I realized it was because.

the security tag was on the shoes. So I. >> Why are you stealing [ __ ] I did not. know that. >> Stole that [ __ ] That's what I do. >> Well, now everyone knows it. >> Because like who cares if you steal from. a big company? Like what the. >> Well, big company still employs people. based on their profits. And yes, they. might have things that are overall stock. performance might be their favorite. thing, but they do rounds of layoffs if. stock is not doing well. And.

>> if everyone's Yeah, but if everyone has. the same mindset as you, they just. >> Oh, it's just. >> it still impacts people's jobs. >> Expensive. I'm on medical leave. >> I wanted a candle. [laughter]. >> Pay for it. >> I will next time. >> Will you? Cuz your roommate's stealing. [ __ ] too. >> I don't know. Whatever. >> Whatever. Whyever I'll do what I want. >> Like I'll find someone [laughter]. to buy it for me. >> Someone to buy it for you. Why don't you. just buy it?

>> Cuz like sometimes you can't. >> Well, then you don't need a candle. A. candle's not necessary to survive. Okay. You said you're on leave, but what do. you do for a living? >> I'm a chef. >> Why Why are you looking at me like that? >> Cuz you just like. Because that like I don't know if I. would trust you over an open flame. I. don't know if I would want to be next to. you. >> I'm really good at my job. I swear. [gasps] I've worked with like I've. worked with one, two, and three Michelin. starred chefs in the. >> Well, you being a chef usually means.

raw. So, I guess we don't have to worry. about an open flame. >> at the local. >> What do you mean it means raw? Like a. raw bar? >> Is that what you're asking me? [snorts and laughter]. >> Or like tuna? >> No. Salmon. I don't I hate fish. But no, that's not I I'm an actual chef. Like you have heard of the restaurant I. work at? >> Yes. Texas Roadhouse. I've heard of it. >> Yeah, that's where I work. No, I work at. Cracker Barrel. >> Do you actually? [laughter].

>> I don't know you where you work. Okay. I. guess it is a bougie restaurant. I've. been told. >> Um are you a head chef? Are you just. there like chef? >> I'm a chef to parti which is like it's. well I mean all the line cooks there are. called chef to parties but um. >> Okay, great. Well, what do you make in. this job in LA? This will really. determine whether or not you're valued. >> 30 38 to 400,000 a month. >> 38,000 to 4,000. 3800 to 4,000 a month.

>> So, do I call it 3,900? Yeah, sure. >> To average it. Yeah. >> You're on leave. Why? >> I passed out at work. >> Well, so that immediately goes to leave. Did you not go get tested for like blood. sugar or something? >> I did. So, okay. I actually I've passed. out two times. Once was like 3 months. ago. >> Okay. Well, that. >> and then once was recent like a week ago. or actually no at this point it's been. like 2 or 3 weeks. Um but basically. [sighs]. >> is that why you have that medical device. strapped on top of your nose like keep.

it open. >> This is this is. >> that's what Alexi wears if I'm not. mistaken so that he breathes. >> Literally what every single one of my. chefs said. They were like oh you have a. breathing aid cuz you passed out. [laughter] I'm like. >> yes. >> No it's cute. Okay. You can't M. >> It's cute. Okay, whatever. But anyways, so. >> maybe we like it a little different here. in Austin. [laughter] Texas. >> Yeah, I I don't think my look is very. Austin, Texas. >> Well, I don't know. I mean, Septan. Pearson kind of, but you're kind of.

you're just evolving. >> I'm evolving. [laughter]. >> Well, yeah, you got the pink purple hair. and then the breathing kit. Okay, so. >> the silver. >> Why did you pass out? >> Why did I pass out? Um, no. So, basically, I passed out. They take me to. the ER. The ER runs like electrolyte. tests, anemia tests, and like one other. blood test. They basically were like, "We need a a paper that says you're able. to come back to work." The workers comp. doctor was like, "Well, I can't. medically clear you cuz I don't know. what's wrong with you, but I have no. evidence that your work is making your.

condition worse." So then he gave me a p. a slip that said, "You are can go back. to work full, no restrictions, but this. is not medical clearance." And so then. my employer was like, "Well, we can't. accept this." So you need to go to your. primary care doctor and ask them to. either give you a no work or work with. no restrictions or work with. restrictions and what those restrictions. are. So then if I get if I get a. document that says I can't work, then. I'm going I'll be able to go on.

disability. >> Okay. Well, disability is not great. Is. that what you want? >> No, it's not. You're not going to pay. cuz even 4,000 bucks in LA, how you. doing? >> Just to be clear, this is not my only. form of income. >> [laughter]. >> I also sugar baby on the side and I make. more money off that. >> Okay, what are we talking about today? What what what are we talking about. today? What's going on? >> Um well, my sugar daddy just broke up. with me. >> Okay, well there goes the side income. >> But I can find another one. Like it's. not that hard.

>> Maybe. Okay, pause. Yeah. Is that what you're trying to do. right now? Cuz there is full titty right. here. Like we're seeing tits. [laughter]. Zoom in on the tits. But also on the. dance. >> Why is it still blurry? >> That's all the resolution we have. Making it bigger doesn't make it. clearer. >> Well, also then zoom down. You got full. belly hang. I don't know if that leads. to sugar daddy. >> I mean, dude, that Well, it's hanging. Well, I'm just I'm being objective here. [laughter]. >> I'm being objective. I'm being. objective. Like, okay, great. Yay. Tits.

Everyone likes tits. Your literal. nipples are right there. Okay, good. They're fine. But then the belly, I. don't know if that's going to be. recruiting people because here's the. thing. Here's the thing. I this I'm not. typically judging someone just based on. that. Like I don't care. Who cares? And. you're not asking for that judgment. But. if your entire existence of survival is. recruiting men to pay you for your. looks, then we got to be kind of. objective about it. And then. >> any girl that has a fat ass has a little.

tongue. >> Well, I don't know if you do. >> I do. [laughter]. >> So there we go. So that's why I have a. little tub. And it's cute. [laughter]. Tom is cute. >> Are you looking to Brandon for. >> affirmation? >> Brandon, do you agree? [laughter]. [snorts]. >> Brandon, >> he does not. Um, but you do have scratch. marks here. Is that from what they pay. for? >> Scratch marks. >> above your boob. Right where your hand. is right now. >> Oh, no. I just I scratched myself. >> Okay. Listen. I mean, I'm just again I'm. fat so I got a fat ass. That doesn't.

mean like listen, it's usually the fat. ass with like the person in shape is. typically okay. >> Yeah, I don't go to the gym. >> And that's okay. That I that doesn't. matter. Normally I wouldn't like comment. on that specifically, but if your entire. income source is men paying for you to. kind of be the hot one, >> right? >> Well, first of all, it's not my entire. income source. >> Okay. What came in from Sugar Daddy that. just broke out. >> last month? I think like five grand. >> Good. Well, that is your primary income.

>> Yeah, it's my primary income, but it's. not. >> How old is this man? >> And was he is. >> he broke up? >> Yeah, but he's still alive. He's not. dead. >> Okay, so he broke up. Why? >> Uh, it was a lot of things, but. basically like the the tipping point was. because I was out with one of my other. sugar baby friends. >> Oh, sugar baby friends. >> Yeah. Like. >> she more attractive. Oh, no. I think I.

see. Yeah, sure. You might think she's. more attractive, but she's like more LA. like Barbie doll. >> Isn't that what they're paying for? >> Well, I'm sorry. I'm just I'm just. trying to be objective here. I know this. is probably coming across as rude, maybe. a little sexist. I don't You can't sit. here and say that I'm not pretty. [laughter]. >> Um, you're. a six out of 10. >> A six out of 10. >> I Okay, I'm being objective here. >> Oh, cuz she's pretty, too. She's really.

>> Yeah. >> Okay. See, this is what you think when. you think sugar baby. This is uh. >> there's different types of guys out. there. >> Uh um. >> Okay. So, do you want to hear the tea? You want to hear the tea about. >> to a certain point? I wanted to mesh. with kind of what's going on because you. literally just lost double your income. You were making practically six figures. net a month a year. A year. Sorry. Um. why did he break up? cuz he saw you go. out with the hot one. Oh, why do. >> Because she's also a sugar baby.

>> Okay. Why is she How am I getting so. like [ __ ] on right now. >> Well, you're not ugly. [laughter]. Just not It's not what we usually think. when we think sugar. I'm probably coming. across I'm not trying to be rude. I'm. trying to be objective. If you're. recruiting sugar daddy and you're making. 5,000, but he just broke up with you. Why? >> Because So, I went out with my other. sugar baby friend and she Yes. the hot. one. And she w she took she was like, "Let's go to this hotel cuz I really. wanted to go swimming." So then she was. like, "It'll be free." And I was like, "Okay, we go." And then it's not free.

And she's like, "How much is a room? The. girl's like $500 a night." And I'm like, "Okay, let's let's just go. Like we. don't need to be here." And then. >> there's not other places to swim in LA. What the [ __ ] is happening? >> Well, I'm going to get there cuz this. part pissed me off. [laughter] Then we. get in the car. Also, by the way, I'm. like lowkey on shrooms at this point, so. my like ability to make decisions was uh. inhibited. And so she's like, "Well, just call. and he'll give you money for it." And I.

was like, "I. >> this is the sugar daddy.". >> Okay, bleep his name. But yeah, >> I don't want to do that. Like I was just. thinking like. >> 5,000 from him a month. But okay, >> that's why I was like, I don't want to. do this. >> Which by the way means you're making six. figures. So why couldn't you just afford. to get the hotel? >> Well, because I was using that money for. my debt and for my pets. >> Yeah, maybe. I doubt it, but go on. Maybe pets. Debt doubts. You wouldn't be. here. But. >> okay. >> So then um [gasps]. >> basically. like I was like in my head I'm like I. should not do this. Like this is bad.

But in my like shroom mind I was like. okay like I'll just call him. I call. him. By the way he doesn't like when I. do shrooms. So then [laughter] it was. just like a double whammy. I'm like. >> hey. And he's like you. So you're on. shrooms and you want me to pay for this. hotel room? He's like I'm not doing. that. And then. >> fair. >> It was like he was like I just feel like. we're not a good match for each other. And then he broke up with me the next. day. >> Drugged out crazy person. >> A drugged out crazy person. >> Steal [ __ ] Yes. >> Yeah. Well,

>> okay. So, what was he getting for 5,000. hours a month in detail? >> My boyfriend. >> Mhm. >> He w like how did this work? Cuz if. you're recruiting another one, >> we're really not like a sugar daddy. sugar baby relationship. >> Where did you guys meet? >> On Hinge. >> Okay. So, I find a lot of sugar daddies. on Hinge cuz it's easier than like. seeking arrangements. >> I don't know. I wouldn't know. I don't. know. >> Okay. Well, I'm telling you. [laughter]. >> But how did it get to 5,000 hours a. month? How does this happen? >> So, I was basically like, do you want to.

spoil me? Like, that's my hook. And then. he's like, "Yeah, like you're really. pretty." And then I'm like, "Okay.". Like, he's like, he's like, "I like to. give gifts and stuff." Like, but he's. never been in like he never had like a. sugar baby before. Like, that's. >> But this is transactional. What was he. getting. >> it? That's why I'm He is not really like. a sugar daddy. He was my boyfriend who. was giving me money. [laughter]. >> Like you just said your sugar daddy. broke up with you. >> I met him through sugar babying. But we. like he after we went on our first date, he was like, I don't think that this is.

for me. Like I don't want to do that. But I really liked him. So I was like, I'll just come over and like we can just. hang out. So that's what we did. And. then we eventually started dating. And. basically like my going rate is $1,000. per meet and then $4,000 per month. >> $1,000 per meet. >> Yeah. >> Okay. >> Or it's like a $4,000. >> $1,000 per me. How are you coordinating. this? >> So you just find people and you tell. them a,000 for a meet. >> Yeah. >> Okay. So Brandon over there, >> he meets you. >> $1,000. [clears throat]. >> Hi Brandon.

>> $1,000. >> Yeah. >> You make money, so I guess you can. I. don't think it's in the budget for this. show, so we'll let him test it. Okay. 1,000 for a meat. >> Yes. >> Tell me how the meat goes. >> Um, it's usually like a dinner date. They pay for my dinner and stuff and. then and then we go back to their place. and do whatever they want. >> French fries and some snatch for the 15. Don't sound too bad. >> Whatever they want. >> Whatever they want. >> Whatever they want. >> Whatever they want. [snorts] I like I.

charge extra for some things. Like this. guy wanted me to piss on his hand. >> What did you charge for pee hand? >> $500 on top. >> Um, so [laughter] to be clear, they can. offer $1,000 and you know they got to go. through dinner, whatever, and they get. the. >> Yeah. >> And you're finding them where? >> Unhinged. >> And you're just saying $1,000. The. >> No, that's not what I start with, but. I'm like, do you want to spoil me? And.

then the sugar daddies are like, yeah. And then they and then I tell them and. they're like, "Okay, sugar daddy's. like sugar daddying is a king.". >> Sure. But also, I'm sure some guys just. kind of want to [ __ ]. >> Yeah. Yeah, for sure. >> And $4,000 a month. >> That's like an allowance if you want to. see me like whenever you want. >> And they can whenever. >> Yeah. And then but they they need to. like provide for me when I'm with them. Like they're not. >> like I'm not going there and spending my. own money. >> They put in the service.

>> Yeah. >> But then they get the. >> Yeah. How many on retainer do you have? >> Well, right now I am I'm diva down. Diva. down for real. Like no sugar daddies. because I just broke up with my. boyfriend. >> Okay. Which you're opening for the new. new sugars then? >> Yeah. So I Okay. Okay. Before the. boyfriend the 1,000 per nut like how. often was this happening? >> Well, since I was just using it as like. the reason I started doing it, >> how often was it happening? Um, probably. like two times a month. Two, three times.

a month. >> And Okay. Two. Then how many did you. have on retainer? >> Um, I I haven't had any before. Like I I. would just like I would have like one or. two at a time that would just like. >> communication for how the sex goes. >> What do you mean? Like they just they. just tell you what they like and you're. like, "Okay, I'm fine with doing that. I'm not fine with doing this.". >> Okay. So it's not whatever they want. >> But I'm pretty like sexually free. Like. I will do whatever. I don't really give. a [ __ ] [laughter].

>> I used to be really into BDSM with my. first boyfriend. >> Well, that's fine. Maybe this is potion. >> I'm just trying to Well, I'm just trying. to figure out what the you're doing. >> Okay. >> Okay. Well, I do have to ask a couple. safety questions just for the sake of. caring. >> Do they go raw? >> No. >> Never. >> Um, if they want to, then an STD test is. required. And. >> are you getting tested? >> I'm getting tested all the time. >> Quite frequently. Yes. >> Very good. Have you ever gotten. something? No, >> I haven't tried hard enough. Okay. >> Okay. Well, okay. Can I say this? Is. this bad? I The reason that I let them.

[ __ ] me raw is because I have a [ __ ]. king. >> Um, because this is actually a serious. thing. You're you're you're paying for. Okay, good. Good. You're paying for What. do your restaurant teeers think of this? >> Half the restaurant industry does the. same thing. >> They're literally all just blasting nut. up the ass for money. I mean, like, well, at least like three of my server. friends have all been there's what, like. six girls that work there, and at least. three of them I know have done sugar.

babying before. >> Sugar, it's a little different. >> No, no, no. It's not. [laughter]. >> Okay, but you're doing a thousand. No, no, no, no, no. Okay. Yes, I get it. Those last relationship, yes, I think. that was more sugar-ish, >> but to be clear, normally. >> this is how sugaring works in LA, though. You do $1,000 to. >> Okay. >> Okay. Wait. Do I just wanted to be. crystal clear into sugar babying? >> Not really, but if it's short, okay. >> My neighbor was a full-time sugar baby, so she charged 1,200 per night.

>> Guys, if you're desperate, LA. >> Yeah. No, LA. Or. >> you can find women to pay for sex. >> I've also heard that New York has really. good sugar daddies if you're a sugar. baby looking. [laughter]. But. >> okay. Well, how are we going to do this? Cuz I can see you surviving on LA with. the 10,000 net. You were making 9,000. net you were making. How do we do that. on 3,900? >> I mean, >> okay. Well, how did you get 5,000 last. month from him then? What was like. >> Well, he gave me $4,000 because I had a. surgery for my cat. My cat had a bladder. stone. So,

>> Well, so Okay. Well, so that covered. something specific. It wasn't like. 4,000. >> I put like a,000 of that towards debt. And then I kind. >> The surgery was three. You asked for. four. >> No, no, no, no, no, no. The surgery was. two and he gave me four. He just sent me. four. He just said, "I I'll just give. you four." And I was like, "Okay.". >> Okay. Um. Okay. >> Well, that was like a good month. The. reason why you think that like you're. like, "Oh, you know, you're not sugar. babying is because you've had all of.

these like fake ass sugar babies on. here." That. >> What does that even mean? >> All Okay. You have so many videos where. it's like, "Oh, sugar baby like does. this or whatever." And then you watch. the video and it's a girl that got paid. like 200 bucks by one guy. Like that's. not. >> sugar. Well, that's maybe not that's. probably Missouri sugar baby. >> Yeah. Well, this is this there is. systems. So my coworker, the hot one. She um is she pay she her rate is $1,000.

and then her day rate if they take her. on a trip is $2,500. So she went to San Diego. >> She for $1,000. >> Yeah. Would you pay for her? >> No, I don't pay for sex. >> Maybe you should start. >> Why? >> Cuz you know, you complained about not. having a girlfriend for a long time. >> But I have a girlfriend. >> No. >> For quite a long time now. [laughter]. >> Okay. Oh, and gearing up for a year pretty. soon. But uh. >> Oh, how sweet. >> Uh-huh. And I don't have to pay for it.

Oh, you are just going to bring me down. rabbit holes like crazy. I am I am. actively trying to keep this one on. rails, ladies and gentlemen. I really. am. Well, >> so you're actively recruiting. >> Yes. >> Okay. Well, your socials are you you. have a fake name. You picked a stripper. name. I don't know why. Well, actually, now I do. Uh, and two, um, uh, two, your. socials and things are not linked below, so I don't it doesn't even matter. >> I don't want to recruit on here. >> Let's talk about student loans. I know. it's something we all avoid talking. about, but if your private student loans.

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or callle89733978. That is 89733978. Break free from the highinterest trap. and get your finances under control once. and for all. That's kind ofing stupid, I'll be honest. But what's not is. actually getting a checking account that. gives you free money. Free money. We. like free money. You can get up to $350. in bonus cash right now when you sign up. for the checking account that I use, Chime. Also, it makes your savings grow.

at a 3.5 APY interest rate. Guys, you. can watch Financial Audit and get free. money at the same time. Who would have. thought? That's incredible. Check it. out. Link in the description below. Sign. up for Chime. GET THAT $350 RIGHT NOW IN. YOUR CHECKING ACCOUNT. WHAT ARE WE. TALKING ABOUT? What is going on? So, you. have a [ __ ] ton of debt, obviously, and. you just lost two sources of income. How. do you survive now? Oh, right now it's. rough. It's rough. I borrow. >> How do you survive? What is happening? >> Um, well, I didn't haven't paid rent. this month. I'm going to pay rent with.

the my sick leave money. But, okay. I. also. >> But you're ending. It's It's ending. Then what? >> Then I'll be on disability or I'll go. back. >> Okay. What will disability be? >> 900 bucks every week. I think it's a. >> Well, you can't surv in LA. You cannot. survive on that. >> My rent is 1,500. No, 1,600. 1,600. because you have a hot roommate, right? But even still, that that's half half is. going to that and you haven't paid rent. this month. >> My rent used to be 24,400. That's.

>> Congratulations. It doesn't matter. Your. disability only covers half your rent. And then you have debt minimum payments. >> Ex-boyfriend is also still sending me. 1,500 until January. >> Why? >> Because he loves me. >> Why? >> Show me a picture of this man. Show me a. picture of this man. I need to see how. desperate this guy. Okay, he's not. desperate. Tell me, do you him? >> Yes, I him. Because I love him. I want to him. >> Why is he ex then? >> Because he broke up with me. Remember we. went over this. >> Oh, that X. >> Yeah. Is. >> he rich? He must be.

>> Yeah, he. >> What does he do? >> Beep beep this out. He is um a He's the. co-creator of. >> Oh my goodness. Okay, we beeped it. A. very popular show. >> No, no, don't. >> A very popular animated show. He is a. co-creator of adult animated show. He's. like a He's um a. >> He still sends you money. >> Yeah. >> Oh, you want to marry him? >> You want the money? >> I don't want the money. >> You want the money from the co-creator.

of this very popular animated show. >> Okay. I don't recognize him, but he is. >> elderly. >> He's not elderly. What the [laughter]. He's not elderly. He's a very handsome. man. He's bald and he has a beautiful. mustache. >> Okay. I love him. You know, there's. usually drama in text messages and. stuff, and we'll do that in the post. show. Yeah, there he is. >> There is drama. >> And we will do that in the post. >> Camera roll. I wouldn't do that. >> Well, no. I I swiped down. I swiped to. see if there's more pictures of him, but. there wasn't anything bad anyway. >> I just I would not. [laughter].

I would avoid it. >> I'm not Okay. >> And you want to have his babies. Okay. >> Okay. I want to have his babies. I don't. want I don't want to marry him for his. money. I want his babies because I love. him. >> How long are you guys together? >> Like 3 months. What does he think of you. coming on this show? >> He watches Financial Audit. I introduced. him to Financial Audit. >> The co-creator of this very popular show. that I like is a fan of Financial Audit. >> Wait, I should have brought you some. stuff. >> Well, uh, let me in his DMs cuz that is. very cool. I will. That's a cool.

connection. >> I will. I will. >> And I'm sorry for making fun of your uh. girlfriend's tits or belly or something. I don't know. >> Yeah, that was mean. >> kind of. Not really. [laughter]. >> Okay. What then? You just redownloaded. Hinge now. Yeah. >> To get back on. >> Yeah. >> All right. Let's see it. Let's see it. >> Wait, aren't we doing that on the. posture? >> Nope. Doing it now. Let's see it. I want. to see this [ __ ]. >> Oh god. >> Ladies and gentlemen, here it is. Bleep. out her name. Screen recording. Oh yeah, you got like the old dudes on here. Do. you go old?

>> I go it's it's set to infinite. >> Are in LA, the. scary place of the world where they. cancel you for anything. So, I'm. surprised this guy's not getting. cancelled already for being a predator. >> and a peting a 20-year-old child. >> I feel like that would be ridiculous. >> You'd think so. I know that it happens. >> Like, but also like Yeah, I don't know. >> Okay, so we got on here there's her. picture. >> Um, look, 20-year-old woman, bisexual,

5'5, doesn't have children. Doesn't want. children. But you want his babies? I. just don't want people like on I don't. want like random old dudes being like, "Do you want my kids?" Like, "No, I. don't want your kids.". >> Liberal Buddhist chef, South Asian. I. think we got that. Uh, okay. There's the the belly when it's flat. >> I'm sitting. >> I'm just with you. My first time I knew. I was gay was Megan Fox and. Transformers. Yeah, we all came.

>> Oh my god. So hot. You know my um school. counselor is her sister. >> Good side is a piece of food. Why don't. you cook for us? >> Oh, >> [ __ ] Okay. What do you think your. financial score is? 0 to 10. Zero being. the worst, 10 being the best. >> Like a one. >> Okay. If you want your hammer financial. score, take the assessment for free at. calebammer.com. Just takes a few. minutes. See where you stand in the. world of finances, where you're doing. [ __ ] what you need to do to improve it, and where you're already doing well. So. take that at kaleammer.com. And if you. don't want to be like a guest who ends. up on this show, one, make sure you take. STD test. Three, download the Dollarise.

budgeting app. It is the budgeting app. that fuels this show, all the guests. that have been on the show and tens of. thousands of subscribers out there. New. features being added every single month. It's incredible. Dollarwise.app. Take. the free trial to see if you like it. And then sign up for the annual version. if you do because it saves you a lot of. money. And when you only do for the next. couple months only, then it's going away. forever. I will personally sign my. budget friendly cookbook and mail it. directly to you. All those links are in. the description below. Okay, let's jump into this, shall we? Because what the was this even intro?

Like, I don't even know. And on. disability, you're not going to survive. What? You're just going to be on. disability forever? >> No, they So, I need to get medical. clearance, but I can't do that till I. get to a cardiologist. And that takes. >> So, get to a cardiologist. >> I'm on a wait list. It takes like 3. months. >> uh in uh in the in the hospital system. that you're doing. Are you able to look. outside of the hospital system, but. still in network? >> No, because because my insurance is um. LA. It's like medical. Well, and that's. why it takes so long. >> Yeah. But so I'm trying to um. >> basically Canada. >> I'm trying to get on my work insurance.

and go through Kaiser. I hope that that. will help because they they said that I. can cancel my insurance, but I'm like. it's a very complicated complicated. thing. >> Okay. Well, we got Bank of America. So, you have to be on disability for 3. months just to see a cardiologist. So, you can get This is such a thing. >> I know. So to be clear, we give you. government health insurance, which is. ineffective and takes you three months. to see a specialist. insurance. Okay? >> One second. So we subsidize you through. there. Even if you pay a little bit of. money, we subsidize you through there,

which takes you forever to go see. someone. Okay, that part isn't. inherently bad. But because that system. is so flawed that we pay for, we then. have to give you disability that entire. time. >> Yeah. >> Because that system is so. >> it's a circle of it's a circle of want. to be on disability. I agree. I'm not. even complaining about you doing it. You. don't have a choice right now cuz you're. not getting clearance. You want to work. You want to suck dick for money. I get. it. >> I mean, I can still do that at least. So, >> I know what you're. >> That's why. >> what you're ramping back up.

>> Yeah. Which is why like I'm. >> honestly $1,000 to that seems a little. overpriced. I just crazy. Is it. >> It's crazy because like these guys, you. know, I don't pay to but if I did, I. feel like I'd cap it at 250. >> But 250, >> it's sex. Sex is easy. Okay. Okay. Listen, I know there's a bunch of. incelss out there that suck, but even. even Okay, even before I was known, right? I've never struggled to Who. struggles to All you have to do is get. out there.

>> I don't know why, but some people do. >> No, >> no. My my best one of my guy best. friends, he's. >> he's a [ __ ] then. He's also my. coworker, but also because he is an. incel. Like he like. >> Well, there we go. That's his issue. >> It's because he like gives off the vibes. of like I need to someone cuz no one's. me. >> Well, exactly. And that's the thing. You. have to have a little bit [laughter] of. confidence. You need to play the apps. and you need to actually go out there, get a couple drinks in you even if. needed and just cold approach people. >> Well, I don't have a problem. Like. that's [laughter] I don't have a. problem. But.

>> I'm not talking about you dick. I'm. talking about. >> I don't remember. Anyways, what I was. >> Do you want to be on camera for a. second? Come on over, Mark. >> Come here, Mark. >> Can I interview him? No. Okay. Sorry. [laughter]. >> Here's my boy, Mark. Just come in here. Here's my boy, Mark. I am trying to get. Mark to some [ __ ]. >> Okay. >> And we love Mark. He is my favorite. >> Mark, can I know this? What's your body. count? >> Oh, uh, one. >> And we're trying to get Mark to because.

Mark's a hero. But the thing is Mark. just needs a little confidence. Mark. just needs to play the game right. And. Mark just needs to go out there. Brandon. and I are going to take him to Sixth. Street, aren't we, Brandon? And we are. going to get Mark to Or you can pay your. $1,000, [laughter] but I know you don't. make enough for that cuz he's a. contractor. >> Mark, I think that you are a very. handsome man. I don't think that either. of you guys need to pay to [ __ ]. >> Mark. I think that you need a haircut. because it's kind of getting bullish. Um. Mr. Mark and maybe that's the issue. >> But here's the thing, Mark. We're going.

to take him out of the town. It is not. hard to [ __ ] anyone that thinks it's. hard to [ __ ] as a [ __ ]. >> Yes, >> it is easy to. >> So you obviously you haven't paid for. sex cuz you're attractive like but these. >> No, not to everyone. To most people I am. like a legit four to five out of 10 cuz. I'm fat and I got fat like and that and. that's fine. I'm okay with it. But I've. never struggled to find people my type. >> These are guys that are like 20 years. older than me. Like obviously I'm going. to ask them. >> Doesn't matter. That dude, even though. he was bald and old, that dude was not a. bad looking dude. He could [ __ ] slay.

some holes. >> He's hot. He But he like hasn't dated. anyone in LA since he moved there. And. I'm like, "Why? You're hot." And he's. like, "Well, I thought it would just. happen." And he's like, and I was, "You're not going to meet the love of. your life at the. >> That's why people are failing. >> cuz they think it just happens. You. actually have to put in a little bit of. work.". >> I know. >> I just don't understand why men are. paying you to. I really don't get it. It. is not hard to. >> because they're. I love you. >> Listen. And Mark's not even an intel. because that dude was flapping that one. You know, he was he was plowing and we.

love Mark for it. It is easy to just get. out there. Just get out there. It is not. hard. Don't pay for it. Stop paying this. woman. >> Sugar daddies have a sugar daddy kink. >> No, it is not. It is. >> They literally they're like, I want to. spend money on you. I want to treat you. like a dollar to. >> Yeah, they want to like It's And. honestly, >> you think that's a kink? $1,000 to. >> It is a kink. No. >> Okay. She says yes. She's she was in LA. for a while. So like I I I get it.

>> No. These sugar daddies like one of them. was like. >> it's a kink. >> Yeah. Well, no, no, no. They like their. their kink is like treating someone like. princess treatment. Like they're like, "Oh, like when I go to their house, a. lot of them are like you just lay in bed. and don't lift a finger. Like I'll come. bring you everything. Like I'll come. massage your feet." and like they like. just want to do like the one of these. guys he was like I just want to like. shower with you and like bathe you. I. was like okay.

>> I love a good bath. The internet knows. it. I love a good massage. The internet. knows that too. I don't pay for it. >> You don't pay for a massage. Oh well I. guess you're give. >> Oh yeah, I know. But that's what these. guys like. They like to like they like. one of the guys that I hooked up with. He was like super. >> hooked up as in he paid for. >> Yeah. He he was like super into like. femdom. So he just wanted me to like. crush his dick and stuff. It like And he. was like, "I want you. >> How do you crush a penis?". >> Like he wants me to like like.

>> Did it not hurt? >> Yeah, but he likes that. >> No. Did it not permanently hurt? >> No. I mean, he's like 65. Like I don't. think he barely feels anything down. there. >> Please tell me you're on birth control. >> I am. I am. [laughter]. But also, um, what what was I going to. say? I was going to say that uh he also. liked me to tell him like about the. other guys. I was like he was like he's. like tell me. >> dude okay I'm these rabbit holes. I. apologize [laughter]. this Bank of America. Yo $2,25648.

and with a $68 minimum payment. >> Mhm. >> This is another reason Brandon would. never you look at you. You tell everyone. about all the stories about the people. you. >> Yeah. >> You're you're a cancellation risk. >> I am. >> Do you have an NDA with this current. guy? >> No. Really? He has not been in LA long. enough. >> He's been there for 10 years. >> He hasn't dated. >> then. Listen, as a fan of the show and. as a fan of the show you make, you're. >> NDA the [ __ ] out of her. What are we. doing here, guy?

>> She is a flight risk. >> I'm not I have signed NDAs before. >> You are a flight risk, >> which I told Lindsay I can't talk about. So, I I am legally to my NDA. >> I appreciate, but you are like a full. Pearl Harbor flight risk. >> I know. I I'm a little bit of a yapper. >> Got it. >> Asian. Okay. >> Oh, okay. I'm not Japanese, so. >> Uhhuh. $2,25648. [laughter]. with a $68 minimum payment. What is. going on with this card? You're spending.

on a card that you can't pay off that. fees are acrewing. Hey, hey, hey, hey. If you do not actually make your minimum. pay, well, if you make your minimum. payments only and you don't purchase on. it, what you purchase on it? How long. does this take to pay off, lady? What's. your stripper name? Angel. I think 13. years. >> 10 years. >> Oh, >> 10 years. And no men, no man will desire. you at that point in the sugar baby. world. >> Well, >> right. Cuz don't they go young? >> My neighbor that was younger baby, she. just said she was 27, but she was 34. >> Okay. And what's your plan?

>> Well, so I want to work in kitchens for. like the next 10 years. >> Oh, your heart's disagreeing with that. >> Yeah. Well, that sucks. But hopefully. we'll figure it out and it won't be that. big of a deal. >> You don't have an OF? >> No. Oh, thank. >> No, no, no. My family would kill me. >> No, you don't do online pro. You just do. in person. >> Yeah, exactly. [laughter]. So, anyways, so I want to cook for like. 10 years and then I want to uh become a. high school culinary teacher, >> which makes about 120K at my at my old.

public school. >> Does every public school have this? >> Not every public school, but at. >> Okay, so this is not a highend demand. job. >> It's not a highend demand job. >> I don't know why it pays so much. How do. you know how much that job makes? >> Um, so in California, you can there's a. website called Transparent California. and you can search up any public. employees salary. >> It doesn't outrage anyone enough to. bring down taxes somehow. Okay. Why are. you purchasing on this card then if your. plan is to not have it u in 10 years?

>> Because. I'm bad with spending. [snorts]. >> Same. I. >> No income will save you. No income will. save you. >> Yes. No income will save me. And also. this is before I lost my job. So or not. lost my job but took medical leave. >> What's the fee? You've had fees like. every transaction. Foreign transaction. What what are you getting foreign? >> Um I use that to pay for my wisdom teeth. removal. I'm pretty sure in Vietnam. >> In Vietnam. >> I went to Vietnam. >> Is that the homeland?

>> It is the homeland. It's where my. >> last name like or whatever. >> That's my siblings last name. >> See? >> Yeah. >> Every time. >> Yeah. Um, >> you probably have the other one out of. like the two last names. >> I do. I do have the other one, but um, well, mine's more like Chinese, but. anyways. Um, so my mom lives in Vietnam. We me and my siblings all went there for. her birthday. >> Your mother lives in the Vietnam. >> Yes, >> we love the Vietnam. >> Yeah, it's beautiful. >> We we, you know, they came back. >> Anyways, I got my teeth pulled there. because it was only $300 and in the.

States it was going to be like $800. >> Oh, yeah. It's very different when it's. done in a tunnel versus. >> It was a very nice dentist office. >> I'm kidding. I'm making [laughter] fun. of them. We love the Vietnam. Could have. been the 51st state, but we love them. either way. Day and night liquor. So. getting up so you have to so you can. suck the old dick. >> That's not true of. >> What's the oldest you've gone for? >> 70. >> That's up there. >> It is up there. >> That's up there. It is up there. >> I'm not much of an age gap carer and I.

still really don't care, but that's up. there. >> It is up there. It is up there. Can I. see? >> I don't have a picture of him. >> You know him? >> I know him. >> You can't look him up. >> No. Like I don't He didn't even give me. his real name for a long time. >> Was he able to walk? >> Yeah. >> He was able to get out. >> He's pretty in shape cuz he sails a lot. >> Did he just lay there? >> No, he was like pretty active. >> Oo, I want to be there. >> Actually, I would get tired before. No, >> he was like a lawyer. >> Yeah, I would get tired before him and. then he would just jerk off next to me. >> You know what? Okay. And then you went.

and got some [ __ ]. >> Can I tell you about day and night. dickies? Usually they pay you for the. dickies. Am I right? Tik Tok shop. Day. and night liquor. Again, plugging it up. just to survive. >> The is the convenience store that's. right next to my apartment. And I spent. way too much money there. >> Yeah. To get through all the old peen. >> I don't drink. I just smoke a lot of. weed. >> Oh, that's why you get tired when you're. bouncing on that dick. D h a koha lan. Ah,

>> that's the wisdom teeth, I'm pretty. sure. >> Oh, yeah. I was going to say that. doesn't that's definitely a communist. type of language. >> And then see pop. Okay, PopMart. You. full. >> brought pop. I brought PopMart for you. to look at. >> Great. Yep. >> Um, I do have a Popart. >> Small enough to fit in there, huh? >> I have a PopMart addiction. I like Skull. Panda. >> Aren't these so cute, >> Caleb? >> Did I break it? No, it comes off. But. like why did you grab it from there?

That's like grabbing a man by the dick. Like what the. >> I don't know. You do that all the time. It seems like WHAT WHAT THE AM I looking. at? What is this even? >> So cute. >> How much is one of those? >> $25. >> Oh, you need to die. You need to die. >> How much did I spend on Walmart in the. LA? >> You from LA? >> Yeah. >> Well, no. I I grew up in France for like. 5 years and then I moved to LA. >> You moved to LA so you can get paid for. dick? No, I moved to LA in first grade. >> Oh, okay. >> My mom wanted me to go to those schools.

>> You have a lot of foreign transaction. fees constantly. 43 bucks this year. >> I went to Vietnam. That was that was. >> No, no, no, no. In the Vietnam, it was. only $10. >> And but you've had 43 this year. Maybe. it's PopMart. I don't know if that's. >> I bought like multiple things in Vietnam. though. >> What are you going inside the market and. getting for like 10 bucks? >> What market? Like. >> uh Main Street Market. You're just. getting like 10 bucks. >> Main Street Market. Yeah, it's energy. drinks. Okay, that's moronic in every. way whatsoever. Here, you don't make. money. You're about to go on disability. Take some of these gamer. They're goon.

and you're goon. And I We love that. you're goony. Honestly, I don't I don't. even honestly I don't even care that. you're I really don't I I'm okay with it. being legalized as long as it's safe and. it's smart cuz consenting adults should. be able to do whatever consultant adults. want to do. Yes, of course. So, here you. go. Gamer subs. It is. I I've been. saying 25 cents. Someone uh called me. out and I think it's like 40 cents or. it's still so cheap. I asked Lindsay and. she said it was really 25 cents. >> I. >> the liar. >> Well, but that that's my mistake. I I. don't remember. But either way, there's.

a discount 40% per saving. Gummer. Gamersups.gg link in the description. below. Get your free samples by typing. in code Caleb. >> Um. >> well, it's very strong in the powder. form. You dumped it. >> Okay. I got that. They're all. >> return. Wait, is this um strawberry? This isn't strawberry, right? >> No, >> it is strawberry. >> I'm allergic. I'm allergic to that. Either way, make your coffee at home. Make your energy drinks at home. It. tastes just as good. It tastes It is. just as good. Smells like It's very. good. [screaming]. >> You came for the finances.

>> But what if you could have more? Welcome to Hammer Elite, YouTube's. [music] number one membership. Get even. more exclusive members audits. >> Your time 100%. >> But. >> juicy post shows. >> You were doing this behind his back. But. one of them, I've actually [music] never. seen this photo. >> Spicy audit breakdowns. >> We still don't feel with people like. that. Like he is a next level. >> audit updates. >> I'm seeing a therapist now personally or.

romantically or both. >> Behind the scenes moments. >> and budget buddy surprises. >> And for this month only, you can get all. of this for free. Join with the link in. the pinned [music] comment or. description below. Submit proof of. purchase at hammer elite.com and we will. reimburse [music] you for your first. month with a $10 digital gift card that. can be spent anywhere [music] in most. countries. You have no idea what you're.

in for. Starbucks is [ __ ] and a waste of. money. And you already know that by. making your coffee at home and investing. the rest. So now you need to do that. with your energy drink as well. MAKE. GAMER SUBS AT HOME FOR JUST 40 cents a. serving. And honestly, it literally. tastes better. And we proved this. accidentally via a blind taste test in. our Hammer Elite show, Fat and Fatter. >> The number one ranked energy drink is.

game. >> Literally, the cherry flavor is insane. >> Listen, you can also get free samples to. see if you like it or 10% off your order. at gamersubs.gg GG or click that link in. the description below. Type in code. Caleb. >> This is lemonade. I'm going to try this. one. Sorry, I'm allergic to strawberry. flavoring. >> Okay, you just literally snorted it in, so you're probably about to die. >> And I'll also get you hooked up with the. Fizz card as well. Debit card that. builds credit cuz obviously. >> you think I can be a credit card person? >> Well, uh, no.

>> If I just try really hard. >> I mean, you could try really hard, but. you're not. >> You're objectively not. So, why would I. think you can? Because I. >> mean, I would have put it in there so. you could use the shaker. >> I put the strawberry. >> I know you're professional at this. So, >> I put the strawberry in here. I can't. drink it anymore. >> I would have dumped it out. But now, how. are you going to stir that? >> How am I going to dump it out? >> How are you going to stir that? >> I'm sure I have something in my. >> She carries around straws. >> in my collection bag. No, I don't have. anything. >> Okay, girl. You're a mess. >> Oh, wait. I have a I have a stir. I have.

>> So, you tell me. You think you might be. able to be a credit card person yet? The. next credit card I have right here is. literally credit one, which is the worst. of the worst of the worst of the worst. It is indicative of you being the worst. >> Okay. >> M. This is good. >> It is very good. >> It's like a I would rate that like an. eight out of 10. >> Yeah. No, they're they're legitimately. delicious. >> Uh I don't know if it's the caffeine. version or hydration version, but I.

think that is the energy drink version. This is like a normal energy drink, but. on here you owe $447.3. with a minimum payment of 60 bucks. >> Yeah. >> What are you doing? You You want to say. you're a credit card person? You You. spent $454 on here this last month. You. put a payment towards the other balance. and then you immediately spent on here. You're just You're just like paying on a. little and obliterating it constantly. I. I paid it completely off um before I. went to Vietnam and then when I was. there I just bought my mom a bunch of.

[ __ ] basically. >> Can she not buy [ __ ]. >> No, we like that. She moved. >> By the way, there was the Tik Tok. purchases on the last one. Pull up your. Tik Tok shop for me. >> Okay, let's see what's going on. >> It's cleaning products. I like to clean. I don't even have like Tik Tok on my. homepage cuz I don't use it. I only. installed it to buy things. >> Doesn't even matter. Doesn't everyone. just open apps by swiping down and just. opening the app? No, my phone is. colorcoordinated. >> Are you looking at me for a compliment?

>> I'm just letting you know. How do I go. to my old purchases? I mean, you'll. figure it out. Whatever. You know how to. do this. >> What does he like about you? Cuz again, I love his show. He It's a very good. show. Many people in the office look. forward to every season that comes out. >> Okay. I mean, amazing. I you got things. in. You got a big stainless steel cat. litter thing and then a litter box. deodorizer. This is all in cart. But how. do I Tik Tok shop? I don't How do I see.

the past? I'm going to try to figure it. out for you. Give me. >> I don't. quiet now. >> All right. >> Here's the orders. Oh, I forgot to start. a screen recording. Okay. >> Well, you haven't done anything yet. >> So, a vacuum, I guess. Sugar daddy being. buying all this. >> It's a steam mop. And I love it. >> Okay. And lots of cat litter, cat steps, and a whole cat thing. Big bucket thing for the cat to be put. in. >> I just wanted one was returned. For what. it's worth, one was returned. >> And then you bought them again. Let's.

check out the Amazon. >> The cat stuff was all returned. >> No, it wasn't. >> Well, I. >> It's literally not. It's on there and. it's on screen. >> I need to figure it out then because it. it I think it. >> longist gifts for girlfriend. Oh. Um, the like the hundred reasons why. I love you. I bought that before he. broke up with me and I was going to do. it. >> Resin K. Lots of phone cases. Many. canceled and then eventually you chose. which one. >> Flower crowns for woman. White lace. sheer long [ __ ] Woman sexy body.

>> dress. That was for Halloween. >> Body dress, I guess. More cat things. A. foldable bath mat. These aren't. horrendous. You're just purchasing a. [ __ ] ton of stuff, which is what's crazy. cuz again, that filter's not horrible. Heper replacement, that's not horrible, but it's just you're endlessly. purchasing. >> Also, I bought the phone cases because. since I've been unemployed, I've been. bored. So, I got back. >> Yeah, but that means you can't spend. money. This is when you start stocking. up for the big storm, dude. Hurricanes. inbound. You need to board up the balls.

Yeah, I know. >> Okay. Okay. And then your subscriptions, you got dollar wise, which I mean that. is good. You'll get it for free forever. now. So, we'll reimburse that. But. even though it is a subscription, again, that's one of those subscriptions that. like you pay for it and then you get. thousands back cuz you actually budget. So that makes sense. And I'm also okay. with iCloud Plus. Mr. Number Lookup. >> So that is for sugar babying. So you put. in a number through there and then other. sugar babies will leave reviews for. people and so then you can like. determine if they're crazy or not.

>> You ever had a bad experience? >> Not me. No. But I've been really lucky. though. I've had a lot of friends that. have been like drugged and stuff which. is scary. >> Well, you also don't really seem to have. limits so. >> well. on a dude's hand. >> A lot of my friends don't have limits. either. They just like, you know, you. end up with the wrong people. >> Well, yeah. I mean, obviously drug, but. I mean like Yeah, if you But like Well, most people want to do it. Sounds like. you do. So, >> okay. >> Oh, wait. I wanted to show you this. Um, I buy fit in there. >> to paint them. Look at this one that I.

did. >> Oh, interesting. An animated show. figure. >> [laughter]. >> But anyways, so. >> it's interesting. >> I want to make you one. >> I want to make you one for your phone. >> I don't wear cases. >> Well, that's stupid. >> No. >> What if your phone breaks? >> Okay. I use my Apple Care. >> Okay. Right. Whatever. Fine. >> I'm also successful. >> Yeah. >> Kind of like your ex. >> Yeah. >> Except I don't pay to [ __ ] Well, you. didn't either. You didn't either. I like. you and your show. I'm not saying you.

paid to. >> No. He's amazing. We're not talking. [ __ ]. >> She was doing that before. No, there's. nothing bad to say about him. >> Yeah. No. I mean, look at all that he's. done for me. Like, >> if you want to invite me to come tour. the thing that you guys do. [laughter]. >> Okay. I'll I'll talk to him for you if. you want. >> I'll talk to him. I think he likes me. more than you. >> Okay. >> Well, he dumped your ass. He's giving. you money and he won't even for it. >> You had a late fee. Why are you late. >> on credit one? I have a late fee. Dude, you're literally glugging and sucking.

down come and yet you can't pay. >> I didn't realize that money is coming in. left and right and you can't pay a $30. payment on time. What is wrong with you? >> Yeah, I think that was like that was. like 6 months ago. THAT WAS BEFORE. >> NO, THIS ISN'T this was last week. This. was October. You dumb [ __ ]. >> Yeah, I don't know. I have no idea then. >> What are you trying to say? 6 months. ago. You This just happened. >> What is wrong with you? HOW DO YOU NOT. KNOW ANYTHING that's going. >> You literally have. >> I made a. >> You literally have the budgeting app.

What is wrong with you? >> I I just got the budgeting app, though. >> Okay. Well, just like anything else with. any other education or anything you do, it only works if you actually put in the. time. >> I've used it. I've used it. >> How are you late then? And how did you. not know you were late? >> That was before I got the budgeting app. >> Sake. What is wrong with. >> and and um yeah I don't know why I yeah. that's that's my be [laughter]. [gasps] like I shouldn't be late. I am. >> shouldn't be. How do you even not know. though? Do why don't do you not look at. your finances? >> I do. I check them. >> But then it would be impossible that you.

do not know. Would it not be? >> Yeah. I think I don't know. I don't know. what happened. I was in the middle. >> up the limit. Are you going to blow it. all the way up? >> No. I upped it so that I would have less. credit card usage. No, cuz you push it. up to the limit constantly and then you. don't make your payment. >> Stop doing that. I can't do that. anymore. [laughter] It's like, but it's okay. In. my mind, the way that I thought about it. when I opened these cards, I was like, well, I'm only 18. Like, what's the. worst that's going to happen? Like, people have a bunch of student loan.

debt. And then, but then like. >> So, you didn't go to college? No. culinary school? >> No, I did. So, I was in. >> What can you even cook that's good? >> What are you talking about? I literally. >> What's the best dish you can make? >> The best thing I don't know. I I mean. that's like such a big question. Like I. >> If you were to cook a signature dish, what would you cook? >> I would cook um I would cook chicken. teriyak burritos. That's my favorite. thing to make. But that is not like I'm a.

>> Do you cook for yourself every meal? >> Nope. >> What is wrong with you? See, and then. you're late. You never cook. >> I never cook. >> What is wrong with you? >> I cook for 10 hours a day. Hey, I don't. want to go home and cook more. >> Doesn't matter what you Why YOU DON'T. HAVE MONEY and you don't cook 10 hours a. day. You're on medical leave. You How. long have you been on medical leave? >> 2 weeks. >> You Why aren't you cooking? >> Well, because gave me his credit card on. Door Dash. >> Uh, bleep the name. Is that the the guy? >> That's my ex. Yeah, >> he gave you. Why would he do this?

>> Cuz I don't know. I don't have the. answers to these questions. Why is he. Why is he enabling you? Why? >> Well, I think. >> Okay. When did you get Hinge? >> I got it again like 3 days ago. 4 days. ago. >> Okay. Open it again. >> Do you like my dog? You like dogs? >> Can you order lunch for the office? Yes. Your dog's very cute. >> No, I can't because I think I haven't. checked if he removed his uh card, but I. don't want to. >> Let's check it. >> Okay. >> First, I want to see Hinge. And then. second, I want to see. if he's removed the door dash.

>> I haven't used it. You got you got a. good amount of likes. >> And then he. >> Okay, we got 5 minutes. Let's see. Uh, dude, >> also he's. >> Oh my gosh, dude's 50. He looks. terrifying wild. >> Yeah, he's scary as. >> does, but maybe he's uh What does he do? >> Um, apparently nothing. >> Well, they don't really like to put. their full job title on there usually. >> Oh my gosh, this one's 60. He works. >> He said he wanted to spoil me, so.

>> yeah, look at also scary. Really? Why? >> I don't know. Like his smile. It's like. Cheshshire cat. >> Um, let's arrange a meet up this week. So, you're about to He's about to pay a. thousand to. >> most likely. Yeah. >> And you're okay with that wrinkly 60y. old dick? >> The dicks are usually normal. >> Are you into it? >> I am. >> Are you into it or are you just into the. money? >> I'm into the for this one. Just the. money. But I am. I do like getting paid. to. >> Okay. See, this is this is what.

>> it's like a. >> what? Tell me. Oh, because it's like. it's like oh like someone would pay you. like that much money to like I like for. them to like. >> print the money out in dollar bills and. like throw it on me. That's fun. >> Okay. So [laughter] he uh your prompt is. the way to win me over is food. And he. said how about a lovely brunch? Her. immediate response is at the beginning. Hi. Do you want to spoil me? He says. yes. Spoil like milk. Uh you said that's what I like to hear. And then he said where he lives. Okay.

He said, "Where you live? We should meet. up." Um, talked about it. It was raining. cuz it rained in LA and it was very. scary. Um, okay. He said, "Uh, looking. for someone fun, likes to be taken care. of.". >> Mhm. >> And chill together. You said that's what. I'm looking for, too. I want a provider. Someone that'll take care of me. >> I'm a homebody, so I love cuddling. I.e. cuddling your [ __ ] onto a penis. >> What? What's up with the [ __ ] thing? >> What? Like I have a vagina.

>> You have a vagina? But you said you let. them do anything. So I assume those are. sticking it in your ass. >> No, no, no, no. Anal's not I don't do. anal. >> Oh, then she doesn't do anything. That's. what she talking about. >> It's the classic girl that says I'm into. anything and then it's like the one. thing that's above like normal. Just. doesn't do. It's like. >> anal is the only thing I don't do. Like. I will literally get tied to a bed and. like be in I don't care. >> Normal these days. >> Yeah. But like Okay. So like I've I mean. like there's a lot of sex parties in LA. too. Uh-huh. >> They do crazy [ __ ] out there.

>> And do you go? >> I've been to one. I My friend's dad. So, Hot Sugar Baby, she my she started my. old best friend's dad who runs a sex. club in LA. >> Mhm. >> Yeah, that was. And she was like, I met. this guy. >> You go there and just get railed. >> No, you don't have to have sex if you. go. >> Did you? >> No. >> Why? >> Because I just wanted to see what was. up. >> Was it fun? Yeah, it was fun. They had. like a party.

>> Yeah, it was kind of like a diddy party, but they're very like they have like. security guards there. They're like, "You need to consent like you know this. is not whatever the fuck." And and then, you know, they had like a show that was. like. >> a married like it was like a marriage. and then the girl just gets like by like. five guys. It was insane. >> And then you asked the scary guy, "Do. you want to spoil me?" And he said, "Yes, do you want to spoil me?" And you. said, "Of course." U he sent a lot of. messages and you kind of ghosted. Oh. yeah, cuz that's when I started dating. >> Um, okay. This guy matched with you. He.

said you're pretty. And you said, "Do. you want to spoil me?" And he says, "Does it actually work?". >> And then you said, "Yeah, some guys know. how much a money is worth.". >> Or how much a woman? >> And he said, "Well, good luck with. that." Which is fair because there's a. lot of there's a lot of guys that don't. want to pay you, but there's a lot of. guys that do. >> Gosh, holds this guy. 67. Okay, let's. see. Does real estate in LA? Uh, hi. Do. you want to spoil me as your opening. message? He says, "Yes.". >> Pretty much about LA. Uh, I like cash. and good faith. Haha. >> Good food. I mean, >> I'm a simple man. Okay. Uh, I have a.

little bit of both. That's perfect. We. should meet up. Leave the phone number. There's your phone number. Okay. And. here's the last one. Looks like a. filmmaker of some kind. The director. Um, oh, you didn't open with you open. with talking about film. >> because some of the like the nerdier. >> just trying to get clout. Some of the. nerdier guys, they don't like sugar. babies, so I would rather like get them. >> How do you want to spoil me? That guy. didn't respond.

>> Why don't you just just find a good man? How do you want to spoil me? That guy. didn't respond. How do you want to spoil. me? That guy didn't respond. >> I just don't I don't have like I I don't. know. I like. >> This guy asked if you like to watch. This makes no sense that she can do full. pro on hinge and literally and I'm glad. we won it back but like I went on this. date with a crazy that hadn't been on a. date for 5 years and she also opened up. messages like or or she opened up our.

conversation in person with yeah I. haven't been on date in years cuz I. don't trust men and that should have. been a red flag and we went back to my. place tried to hook up she didn't want. to and I was like okay please leave so I. called her an Uber because like that was. pretty much it there was no interest. there outside of just a hookup and. that's fine. Consensual adults do. whatever conceptual adults want to do. Then she left and then because I wanted. to hook up and not actually go on like a. date, she freaked the out. Got me banned. on Hinge and stuff. Obnoxious. I know. And yet you're a pro on there now.

Luckily, I got it back because I was. like, "Look at this crazy [ __ ] She's. going crazy on Reddit and a bunch of. crazy places cuz she's an actual insane. freak that oversensationalizes things. and tries to destroy people's lives.". Exactly. And that's the only reason she. decided to do it. My lawyer told me cuz. no one else would actually do what she. did. She's crazy. >> No. Yeah. That so like, >> "Hey, would you like to have sex?" No. Okay, then we should go OUR SEPARATE. WAYS. CANCELLED. LIKE, WHAT THE ARE WE. DOING? People are insane. And then you. do online prostitution. And you're just. allowed to be on there. No wonder the.

stocks for Match Group, who owns Hinge. and Bumble, are literally at the bottom. of a cliff. >> Well, who would have thought? And. Grinder's going to the moon. I just want. to clarify that I give these people my. number because that way I get their. number and I can look them up on Mr. Number and then I can block them. So. that's why I get like I immediately give. them my number. >> I don't think we're talking about your. safety. I think we're talking about how. insane those apps are. >> Oh yeah. I mean. >> and the. >> I mean seeking arrangements is literally. like just fullblown for escorts like.

>> Yeah. I mean I'm I'm not defending them. I don't know. And again I don't really. care what adults do. >> What is this? Oh, >> okay. Let's double the love. What is. this? Ulta. What's going on here? >> You got to try to cover up all that so. that you get money for. >> I opened an Ulta card um to buy. eyeshadow and then I was like that's the. only thing I'm going to buy. So then I. didn't I didn't buy anything and then my. mom came to visit and I bought her some. makeup because they don't exist in. Vietnam. And then but I have not used. that card since like and I've been doing.

my payments as part of. >> Okay. Well, you owe $137 and yeah, you. just you're making your minimums. Uh 37. Well, there's what what is this? Fees. and interest. 37's your minimum monthly. [ __ ] ton of fees this year. What are the. fees for? Account or sure? You're paying. for like some account protection. >> How much is the fees? >> Well, it's stacking up to 40 bucks this. year so far, but it is still money being. taken away when you don't even have a. job right now. >> I know. I should just pay that one off. >> Yes, JUST PAY IT OFF. NO [ __ ].

>> I DON'T UNDERSTAND why you don't. I. literally just. >> you just opened this a few months ago. Well, why haven't you? Because that's. indicative of what the conversation what. your life looks like after this. conversation because you didn't walk it. into here. Sure, you can come sit here. and say, "I'll just pay it off right. now." Why didn't you? Because that's all. that matters. That is what's going to. impact what's done after this. >> I don't know why I didn't. It just. wasn't like important to me cuz it's. only $100. But then it's like, yeah, the. fees get go up and like they just don't. stop going up.

Okay, quicksilver. What's going on? >> Um, it's just another [ __ ] spending. Just more [ __ ] spending basically. >> $483.74. The minimum payment of $25. Yeah. Transactions you're purchasing. >> No. >> Well, interest is acrewing. Why? Why are. we putting money on cards that are just. acrewing interest like crazy? What's the. logic? >> The cash. >> Then you can't purchase it. Would that. not be the natural conclusion? If the.

budget, if Dollar says you do not have. MONEY TO SPEND, WHY ARE YOU SPENDING? I. don't know. You haven't paid rent this. month, lady. You haven't paid rent. You're literally gugging it down. [laughter] 90-year-old dick so that you. can make money and yet you're not even. paying rent. What's even the point at. that point? [sighs and gasps]. >> Well, I haven't this month. That's the. thing. I haven't since. So, that's been. it's been like four months. >> Stop saying his name. We have to keep. >> Sorry. Sorry. Sorry.

>> Don't kill you. I hate your ass. >> Can we give him a fake name? >> Yeah. Since X. Since the X. >> Okay. Since X, >> dude. Okay. Um, since my ex I was out of. the business for like 4 months, >> the business of. >> Yeah. >> Okay. >> When he broke up with me, he, you know, >> and what are you purchasing? What are. your absolute necessity purchasings that. you have to do or else. >> there's there's a bad thing on there? >> Yeah, but you said I don't have money in.

my checking account. So, obviously you. have to purchase this. These are needs. You'll die without them. >> It's a knife. I bought a knife. >> Why? >> Because I'm a cook. >> Pet camera, Spotify. And then there's. the knife. >> Okay. So, the Spotify I did move to my. checking account and my Furbo. I also. moved the subscription to my checking. account. >> Well, that's a good start. But Furbo, do. you do we need this? Do we have to for a. cat? >> For my two dogs and my two cats. >> What? This is a camera, right? >> Yeah, it's a camera, but I use it also. like as like a ring basically. So, like.

if someone comes into our house, I have. it on video and it records like. >> which is coming into your house. >> Well, my roommate invites a lot of. people over. >> Well, if that's your roommate, >> I mean, she dates like crazy people. No, no, no. We don't invite sugar daddies. over, but um she she was just just broke. up like 2 days before I came here with a. guy who was a drug lord. >> A drug lord felon. >> Well, she's hot though. >> If you want to land a highpaying job but. don't have experience or a degree, then.

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months for just $9.99. So you can. finally take control and see what your. money's been doing behind your back. Click below to get started. >> Who literally he was caught with. Does he want to share the wealth? >> Well, he got caught, so he doesn't have. any wealth. So then, so then my roommate. was like sugarmamaing him, and then I in.

turn was having to sugarmama her. [laughter] because. >> she makes like no money. But yeah, and. so then. >> Yeah. Does she ever not pay? What's. going to happen when you don't pay your. rent and then she's on the hook? >> Well, she hasn't paid her rent either. We didn't pay rent for a while because. >> she doesn't pay rent either. >> Yeah, she hasn't yet. No, not this long. >> We So, we we moved in in August. I paid. first month and then we paid one month. after that, but they wouldn't give us. our garage fob. And then someone's car.

got broken into right outside my. apartment. >> It doesn't matter. You have to pay your. rent. >> No, I told them. I was like, I'm not. paying until you guys get me my. amenities. and they were like, "Okay.". And then um and then but the only we. only so the rent in total is 3,200, but. we only owe 2,500 because it was only. like a prorated month that we missed. And we are also. >> So when you guys are on the street with. the other lovely people in LA. >> Yeah. >> Cuz there's a lot of them. >> Mhm.

>> Then what? You can't say it doesn't. happen cuz that's what everyone tries to. You're getting evicted, you dumb tit. You guys aren't paying your rent. >> Yeah. No, I mean definitely like. >> Wait, you were sugar mar do you mean. like. >> you're bisexual? >> But anyways, so um like obviously. evicting happens, but literally no one. in my building has paid rent and there's. also mold in like almost every. apartment. So we're going to get a mold. check, too. >> Well, you should get a mold check, that's for sure. And maybe report it to. local institutions. But yes, people get. evicted. You know, there are homeless in. LA. That's kind of.

>> People get evicted. My mom got evicted. That's why she lives in. >> V. There you go. So to assume it won't. happen to you. I'm not saying it's not. going to happen to you. >> And you're banking on the mold thing, I. have a feeling, which I don't want you. to have mold, but if you do, then yes, leverage it. But. >> you're banking on the mold thing. I So, they also owe us $3,200 because we had a. move in incentive and it was like, well, we'll give you this gift card and then. and then the they switch property. management companies and the new. property management company is like, well, that was for the old property.

management. And we were like, "Yeah, but. if you acquire a building, you can't. just put this on the resident when this. was in our lease agreement.". Like, you acquire. >> Look, I hope you don't get evicted. It's. I'm I'm I'm hoping I I don't know. >> I Yeah. I mean, I. >> Okay. And here's the deal. Pass, right? This is it, right? >> No, no, no. That's a different one. Um, >> you from a different different place. Why? What happened? >> Can I just say first that I have a claim. open with the LA housing department for. my for me to No, no, no. For the garage. fob situation. And there is a claim.

open. So. >> a garage fob. >> Yeah, I know. It's so stupid. They. literally didn't. >> Okay, you have a claim open. So, we. can't rely on that because it's just an. open claim. We don't know where it's. going. >> Yeah. I mean, it's just that that way. like if we don't. >> I highly doubt the LA government is very. effective. >> I mean, if. >> they spend a lot of money, usually the. more they spend, the more bureaucratic. it gets. >> Yeah. The the thing is though that if. you have a claim open with the LA. Housing Department and you go to small. claims court like it will pretty much. like guarantee that you win against your. property management. They're very like.

>> I can't agree or disagree. I don't know. but I do not trust you as a reliable. source with that information. >> You don't need to trust me. It's. >> now what the cuz your path maybe they'll. see that you're passed with another. landlord and they'll say you this is an. ongoing thing you do. >> Um so that is because I broke my lease. Uh, I was living in Hollywood. If anyone. lives in Hollywood, it was behind the. In-N-Out on in [ __ ] on Sunset. It's. insane over there. Um, >> why not? >> It's just like homeless people and. crackheads.

>> Why are you guys dealing with it? Why do. you stay there? What the [ __ ] is wrong. with you? >> I love LA. >> Oh, yeah. That sounded great. >> I love crackheads and homeless people. >> Hollywood. I don't like living in or I. never I've never liked living in. Hollywood. But anyways, so um basically. there was a homeless man sleeping. outside of my apartment window. >> and they did nothing. >> and the homeless man or the. >> the city. >> No, they didn't do anything. There was. >> is wrong with they're they're they're. just they're like concluding. civilization over there. They're just. done.

>> There's like not even bars on the window. or anything. It was like insane. It was. so scary. Like. >> us in normal places where we actually in. Florida saws do not need bars on our. windows. I'm just going to let you know. you don't really see bars and windows in. Austin because. >> there's not that many homeless people. >> There are homeless people downtown, but. at least the at least the state, >> but in are there not bars on the. windows? >> Rarely. Like a a sketchy bar, maybe. >> Okay. Okay. Well, in LA it's pretty. common um because of the. >> because they don't actually enforce laws.

or and they just allow anarchy left and. right because those are very effective. policies that have been proven to work. over and over again in every city that's. ever tried them. >> But anyway, >> yeah, I'd stay there. That sounds great. >> Yeah. So, I I broke my lease. Also, my. mom was getting evicted, so I moved back. in with her um because we were trying to. move. >> So, she was just in LA. >> This was a year ago. Look at it. >> Your mom went to Vietnam a year ago. move back to Vietn Why don't you guys. just move to like an actual place with. opportunities and like Oh my gosh. >> Well, I don't want to move out of LA.

>> Lindsay escaped. >> Yeah, that's on her. I don't know. I. like LA. >> She loves the escape. Maybe she'll. convince you that. Well, yeah, cuz. you're just getting 90-year-old dick for. $1,000 a pop. It's kind of crazy. It's. insane what they will pay for. >> Yeah. But anyways, so I we had to move. my mom to Vietnam. So, >> was the last time you ever took a penis. that wasn't paid for? Um, >> your ex does not count in this. situation. >> Oh, okay. My ex doesn't count then like. I don't know like four months ago, five. months ago.

>> That's crazy. >> My I dated my ex for 3 months. How's. that? >> There was two months of only paid for. PP. >> I don't really like to have sex very. often. >> What? That goes against everything you. have set up. One, you said you're a. crazy sexual person. And two, you said. you I love to have sex with people is. what you said earlier. >> Yeah. I like the ideas. is like I like. the BDSM stuff, but I don't like to have. sex very often is what I say. >> I don't know. I just don't get horny. that often. >> Oh, that's okay. I guess.

>> just like okay, like when I want it, I'm. like, oh yeah, let's go crazy. Let's go. have an orgy. But. >> when I don't want it, I'm like I. literally could care less. >> You just stop paying. >> I No, I still pay on there. I mean, I'm. paying like $200 a month. They all. >> Is that your minimum? >> So, I owe No, there's no It's not like a. plan. It's just I kind of do it. But. they So I owe like 1,400 on there and. they offered me to pay 700 to. >> so 700 one time. Then why do $200 a. month indefinitely to 1400 instead of.

just. >> just offered this to me like right. before I take. >> So $1,4345. and then this is the. >> if I pay 700 then this will just be. >> 700 or 750? >> 700. >> Okay. 700. So we'll put that in the. notes as we go forward. Okay. You have a. car, obviously car dependent, one of the. most car dependent cities in the entire. country, Los Angeles. Even though they. have a pretty extensive light rail. system, they just don't actually again. enforce any laws or disallow antisocial. behavior on them. So, who the would take.

those? >> Well, also they're like not in they're. like the metro system only runs from. downtown straight into Santa Monica. So, >> yes, it makes no sense. >> if you want to go anywhere. >> No, they have an absolute [ __ ] system. and then they just allow anyone on it. Buses are like sometimes they just never. show up to the bus stop. >> Well, that and antisocial behavior. So, why would you be on it anyway? $15,57467. Okay, that's substantial, especially for. someone that doesn't really have an. income. Now, a minimum payment now.

$3.93. What's the interest rate on this? What is the car? I know it's Toyota. something. >> It's a Corolla. A 2021 Corolla. Um. Lindsay and I tried to find the interest. rate, but I couldn't. But what we did. find out was that I. >> can't even see how much went to interest. to even calculate it myself. >> Yeah. I don't know why. This is like the. only statement that they had, but I mean. it's a billing statement so obviously. But um the I paid so I did a $7,000 down. payment which my dad gave to me. Um and. >> what do you think the car is worth? >> I think the when I bought it, it was.

worth you. >> Well, can I. >> Now you did. That's all I'm asking. I. don't give a about that. >> I don't know. Probably like 14. >> Okay. It's worth 12,800. So, not only. did you put $7,000 down, you're still. underwater. >> Yeah. >> Like a couple thousand bucks at a. minimum. Three. >> Well, so I wanted to get a beater car. Originally, I had a 2008 Prius and um I. had that one for a long time. I put like. $2,000 into fixing it and stuff, so it. lasted me around 2 years, but um it was.

already it was like at $250,000 miles. By the time that I traded it in for this. car, the odometer wasn't working. anymore. like the screen. I couldn't see. how fast I was going or. >> doesn't matter either way. What was the. purchase price of this car? >> It was 1,500. >> How much? No, you owe 15. >> No, it the purchase price like the. sticker price was 15. >> No, the entire amount at the end of the. day. >> I don't buy cars very often. I'm sorry. >> Cuz how much did it cost, lady, to get. this? >> I think the total was like 25 after. everything. >> Crazy. How much were you making at that. point? >> The same amount.

>> And that's. >> And I was living in an apartment that. was $2,400. >> How do you get paid? Where does the. money come in when you suck dick? >> Uh, cash or sell. >> Crazy. Okay. What is this? I don't I don't even. know what this is. >> What am I looking at? Is this a balance? >> Oh, that's for my um student loans. >> Oh, you do have student loans? >> I do, but. >> for what? >> I So, my mom really wanted me to go to. college. >> It's private student loans. >> I don't think so.

>> Well, it doesn't look like what a. federal website would look like. It's. the the website's called Cedar Business. >> Well, it's probably private. >> Yeah. Okay. Well, >> I've never heard of that. >> The student loans is because I started. working my job like the summer after. high school, like my first restaurant. job, and I told my mom I was still going. to go to college. So, she like enlisted. me in orientation, and also applied for. this debt that I didn't know. And then. it got sent straight into my account, and I had no idea cuz my dad also sent. me money [clears throat] at the same. time to like move into a new apartment.

And so I had I didn't know until later. I was like I looked at my statement. >> the orientation that was it? >> Yep. And then I dropped out. >> So. okay. And then your mom So why why was she so. pressed on this? I mean she was getting. evicted. Why why is she getting involved. in doing all this? >> Because she. >> signed you up for orientation then she. went back to oriental. She. she was like like she just is like, "Oh,

like you need to go to college. You're. super smart. Like you have really good. grades. Like you should go." And then I. I was like, "I don't want to." And then. like it was I was I was like the most. successful one like in school out of. everyone in my family even though they. >> mother she sucks penis for money. >> Yeah. I mean. >> so. >> but. >> just gonna let you know. >> She doesn't know that. [laughter]. Um then anyways, so um yeah, so she like. she was just like, "Oh, like you know, you can achieve so much like and then.

she really wanted me to go and then she. was like. >> she was so sad when I didn't go. She. felt like a failure.". >> So you owe this? >> Yeah, I owe this. It's the balance left. is 1,300. >> Oh. So what's the minimum payment? So. $1,317 is what's left. >> I think the monthly payments are 300. >> Oh my gosh, the interest rate must be. insane. 300. They don't have any. interest rate on it. >> 300 would pay this off in a couple of. payments. >> Yeah. That So I called them and I was. like, "Hey, can you guys like give me a. deal?" Like if I pay like 800 or.

whatever, you can just clear it. And. then they were like, "No, but we'll set. up a payment plan for like 300." And I. was like, "Okay." But. >> obviously that pays it off quicker. >> I know. You pay more. >> I know. And I was. >> But now it's a required payment. >> No, it's literally not. I haven't paid. it. They've never charged interest on. it. >> I've paid. >> Is that all your debt? Oh, I owe $1,000 to my sister. >> For what? >> She just gave me money. I I got For. >> Why and when, though? >> I got sick and I took time off work, so. she helped me pay for.

>> You didn't have sick time? >> We know you did. You're on it now. >> Yeah, at the time I didn't. I used it. because it was like the previous work. year. >> Of course you pay for crunchy roll. >> Not anymore. Or my ex pays for it now. He gave me his crunchy roll. >> Okay. You spent $8,494. last month. >> Yeah. 3,000 was. >> thousand hours in your checking account. We just started with a hundred. >> Yeah, it's payroll. Payroll. Okay. Day. and night liquor. There she goes again.

Just puffing it up. KFC. Oh, something very Asian. I don't even. know, but likely some kind of. restaurant. Starbucks. Jeanjo Blade. >> Oh, Sanjob Blade is my knife. Oh, well. that's on the other. >> That's knives. I bought I bought No, that was all from the same place. I. bought them in Vietnam, but I bought. some for my co-workers, too, and they. paid me back for it. So, those are like. void. >> Okay. And another. >> I don't know what that means.

>> Uh, >> okay. >> Ralph's. >> Is this a hate crime? >> Um, I hope so. [laughter]. >> Ross stores daylight liquor. >> Wait, wait. Also, Ross is all I only buy. things for my pets from there. Like I. buy. >> Taco Bell and then more. Dude, you're. puffing everything. >> What did I. >> OPON? I know. >> Opraum. Oh, that's like. >> smoking opium.

>> No, no, no. That was like a an app where. like they would just take money out of. your account and then like have a. savings account so that. >> you don't have money. >> I know. So, I just I deleted it. >> I'd rather us start the third Opium War. instead of youing just sending money. away that you don't have. No, but it. it's like you can take it out after. >> Yeah, which I'm sure you have to. Yeah, selling. Zelling. I don't know. You. should be getting zelled in for the. sugar. >> I did. There should be some selling in. >> And this account's 1,05. This is money. out. Out. Out.

Dude. Puffing it up. Puffing it up. Tik. Tok shop. Tik Tok shop. Puffing it up. You spend so much. How much do you spend. puffing it up? >> Wait, what's what's the puffing it up? >> Day and night liquor. You said you only. do weed. Yeah, but I buy like those are. like energy drinks and snacks. >> So it's worse. >> Puffer energy. Puffer energy. Tik Tok. shop. Tik Tok shop. Puffer energy. Ubby. puffer energy. Apple fountain valve. Pat. Smart. Puffing it up or energy. Puffing. or energy. Uber. Uber. Zel zel. >> Jameson Irish Pub. Jameson Irish Pub.

Day and night. Puffing it up. Amazon. City of Santa Monica. Amazon. Netflix. Starbucks. Withdraw. Withdraw. Who knows. where the that went? Zing up money. OH, HERE WE GO. IT KEEPS GOING. WITHDRAW. APPLE BILL. APPLE BOWL. WITHDRAW. WITHDRAW. Who knows WHERE THE THAT WENT? WHERE THE [ __ ] THAT WENT? BARD. WITHDRAW. Who knows? Who knows. again withdrawals? >> The withdrawals. >> Apple Jameson Irish pub from Vietnam.

>> That's what it was. I I I know. >> For what? I I give $300 to my mom every. month for living. >> Yeah, but you were doing that every five. seconds. >> and then the rest of it was like other. shopping expenses. >> James and Irish Pub. Irish Pub. Puffer. Energy. Puffer Energy. Whimo. Thought they stopped us in LA after they. just burned them down constantly for no. reason. >> No. >> Puffer Whimo or Puffer Energy. City. Santa Monica. City Santa Monica. Apple. Target. Sydney Santa Monica. Apple.

Santa Monica. What the [ __ ] are you. doing? Just parking or something or. >> Yeah, it's the parking behind my work. Find your work. Puffin or energy drink? Not no bar. Okay. >> Pretty good bar. >> Zelling it out. Sally beauty. Puffin or. energy drink. What a joke. International. fees galore. My gosh. $65 in fact. Crazy. Damn. Forang. one. And blade. >> More. Nice. >> Well, blade sounds more Japanese. Oh,

blade. >> Yes, he actually is from Japan. >> I know. Oh my racism, ladies and. gentlemen. Good job. >> If I'm going to be racist, it's going to. be informed racist. >> This doesn't look like the jungle Asian. [laughter]. This is definitely Japanese. >> Are you being racist right now? >> Oh, I'm the race. I am jungle Asian. >> Cuz I can be racist in Austin and. everyone will laugh. You'll be. >> Why? >> Exactly. Which makes it even more fun. And then you'll be racist in LA and. people will destroy your career. >> That's not I'm racist all the time. My.

co-workers call me a walking HR. violation, which is true. I'm sure that. you've established. >> Yeah. You're probably taking dick in the. freezer for money. >> Why? I've only You've never at work. >> like at like physically at work. No. >> [ __ ] Come on. Everyone in the food. industry has. >> I've never at work. No, I really cared. my job. In the parking lot. Yeah, of. course. >> There it is. The Who the cares what. happens in the parking lot. [laughter]. Suck dick in the parking lot. I suck. dick in the parking lot at my high. school.

Hopefully while in high school. >> Yes, while in high school. >> Well, that's good. Hopefully other high. schoolers. >> My ex-boyfriend that was three years. older than me, but he was still in high. school. We were both. >> Okay, then. Okay. As long as he's not. coming back from college and [ __ ]. >> Hey, let's go to our old high school and. like that'd be crazy. >> Yeah, let's say that would be crazy. Okay, let's see if I can budget this. [ __ ] Minimum payments. Bank of America. 68 credit 160 Alta 37 25 for Quicksilver.

on the apartment no m payment we're just. going to try to pay that uh 700 out of. the gate 397 for our Toyota. of course he didn't buy American $300. student loans. >> wanted me to get a newer. >> car joking I don't care. >> oh okay you're you're not upset about my. car purchase. >> uh it was it was too much too much. listen if you ever decide to stop. sucking dick for money and you actually. want a real career, I'll get you a. course career certification. >> Real career. >> I'll get you a course career.

certificate. Yeah, but one where you. know if this passing out thing like who. knows, I'll get you one. People in the. audience have used it and they've. amplified their income and got better. jobs. >> I like if I can't cook, I'm literally. going to. >> Well, you cook for yourself. Eight debt. minimum payments 8.83. Your income. What do we put? >> I think that. >> and I am not going to put in. prostitution income. I really can't cuz. I can't support that. >> 4,000. What's it really going to be? >> Well, like that would be what I'm making. if. >> Come on. You're putting in the grind. What are you What coming in?

>> Like. like I would say like 5,000 since I'm on. I don't have my job right now. >> Oh, 5,000 total. Yeah. So, up from four. Okay. Listen, I. >> What's your rent? Your portion? >> Uh 16 16. >> And utilities. >> Um our internet bill I pay 25 a month. and Yeah. >> Okay. It's $40 total. Um, and then I pay. 33 for my water and energy. >> Okay. What's your phone bill?

>> Um, I my my I'm on my family's inc plan. >> Of course, there's no reason for you to. be struggling. Gas vroom vroom drive LA. >> 200. >> Well, it's not as bad as I thought. Car. insurance. >> Um, $83. I'm on a a like a low income insurance. >> That's subsidized. We're subsidizing. you. It's. >> Oh my gosh. I hate how they do things. over there. They're so stupid. They're. so stupid. I want to support people that. are struggling, but you're like you're. it's your everything's your choices and.

we're just enabling it. It's so stupid. 300 for groceries. Let's call it 350. LA. a little more. >> Oh, wait. I forgot to tell you. U my ex. bought me factor meals so I get six. meals a week now. >> Okay, then I'm going to bring it down to. 250. TP find anything else you need to. survive. This is birth control. That is. $100. anywhere in LA. >> 100. It's the TP fund. Anything else you. need to survive? >> Exactly. It needs to be way more than. that. >> No. Anything else outside of what we're. budgeting? So, I'm put I'm budgeting in. the things. This is Anything else you. need to survive? It's kind of flexible.

Uh medical healthcare. Do you have. co-pays on a monthly basis for things. you need? >> Um well, my insurance right now is 283. >> Oh, you have to pay that. Okay. Yeah. Okay. >> So, yeah, I'm onions, but I actually. I'll try 30 bucks. Do you have pet. insurance for these dogs and cats? How. much? I would say it's about 250. >> Yeah, it's chunky. Cat uh pet food. >> Um I spend like two 300 I would say. >> Okay. >> I'm currently affording. like $1,000 a month on my pets. Like.

that's what I budget for. Budget. >> Better get sucking. Not really. You. really shouldn't. I don't like you being. prostitute. Really don't. >> I know. >> It's not good. >> I want you to. not for money. Like I highly encourage. >> also sometimes you get you get paid to. have like really good sex and then it's. like well whatever. >> No, it's just it's illegal and uh it's. not great cuz right now I mean yeah if. you make $4,000 a month not even taking. anything else what you need to survive. minimum is 4,37. So you're already out.

like you have to suck to survive and I. don't like that. That's not a position. anyone should be in. >> So I don't know what we're doing and. honestly if you're on disability it's. going to be even less than this cuz what. was it like 3,000 a month or something? So, like you will be underwater by a. thousand. Um, I mean obviously any extra money that. comes in, I would rather you go pick up. a second job or something or figure out. a new career path. Bring in 5,000 a. month being able to put a,000 towards. the debt and paying off all debt within. a couple years. That's fine. However you.

choose to bring in money as an adult, I. do not care. I'm not going to enable and. support it. But if you can put $1,000 to. debt towards a month, you can pay this. off in a couple years, then do a fully. funed emergency fund and you'll be fine. Should I do an emergency fund before I. pay off my debt? >> One one month. >> So what what's one month? Like 4,000. >> 4,000. >> Okay. >> Yeah, cuz your expenses are crazy and. your dog expenses and pet expenses are. crazy and your debt expenses are crazy. >> So. >> and one of my dogs is 14, so she doesn't. have pet insurance.

>> Listen, that's what I would do cuz. that's what you need to do to survive. I. just I don't know. And you have a weird. situation that I'm not 100% comfortable. with. So, it's just like whatever. You. know, you can pay it off in two years. If you bring in an extra, thousand bucks. a month. >> Two years. That's it. >> If you bring in an extra,000, bring in. an extra two and you pay it off in a. year. >> Okay, I can do that. >> Yeah. Okay. Listen, Hammer Financial. Score. We're going to go into the post. show. I guess there's this. >> crazy. First of all, there's a lot. We're going to look into the drama.

We're going to look into the drama with. her ex. We're going to go into uh some. drama with her mom. We're going to go. into some I guess some drama with the. utility companies. Okay. It's going to. be a crazy pot show. Let's get her. hammer financial score though. She. overspent. Zero out of 10. >> Wait, can I ask question? I'm doing your. score. Debt, >> you're not paying on things, but there's. no technical collections. One out of 10. Emergency One second. You [ __ ]. Emergency fund, there was about a,000. bucks. One out of 10. Retirement, was. there anything? I.

>> That's my question. I don't know how to. access a 401k. >> How much is in there? >> I don't know. >> I'll say one out of 10. >> Okay. >> Real estate, zero. Amber financial score barely just. rounded to one out of 10. That's being. generous. It's probably close to a.5. Uh. get yours at calehammer.com. What's your. question? >> That was my question. How do I. >> Okay, I'll see you in the post show. It's [laughter] going to be a good one. >> I just did not pay my water bill for. >> Why the are you not paying your damn. water bill? [laughter] Why aren't YOU. DOING ANYTHING? NOT PAYING your rent, not paying your student, not paying any.

Now you're not even paying utilities. They should shut them off. They should. shut off your utilities. >> [ __ ] you. They should. LA's enabling. you. >> Thanks for watching. For more premium. [music] content, join Hammer Elite this. month for free and discover what the. number one membership on the platform. has to offer. >> The helicopter. >> See [music] description for more. details.