Crazy Ex-Girlfriend Is Mad I Won't F*ck Her | Financial Audit

No, I had the audacity of saying I would. like to have a ladies night that is for. actual ladies, not men in dresses. >> You just hate an entire group of people. >> I have a right to hate an entire group. of people cuz they're all awful. >> I've had transgender people on this. show. I wouldn't say they're all awful. >> Well, were they the kind where they're. actual transsexuals or are they just. people who want attention? >> Oh, I hear your current boyfriend is. actually annoyed at you that all you do. is talk about your ex. And that's not. surprising because I'm so annoyed at you. just talking to you and being around. with you and it's only been a night. I'm. crashing out on her. Oh my goodness,

she's such a dumb. >> Did that feel good? >> DOLLARISE is finally here, sending waves. through the personal finance world. This. is officially now the best budgeting app. on the market. And I'm giving you a. special deal to download, but only. through March 31st. Take a free 3-day. trial to test it out. And then you get. the monthly plan at a 33% discount for. the first 3 months or the annual plan at. an insane 50% discount. And with the. annual, you get my budget friendly. cookbook and my [music] brand new 30-day. detailed budget meal plan signed by me. and mailed directly to you. Now, after. March 31st, the cookbook is going away.

forever. So, this is literally your last. chance. Don't miss the opportunity of a. lifetime. Download dollar wise to start. your free trial. Go to dollar.com or. click the link below. >> Hi, my name is Natalie. I'm 34 years old. from San Diego, California, and this is. Financial Audit. >> Yes, it is. Thanks for coming over to. Austin from my dream city. Hope to end. up there someday if California gets. their together. What do you do for. a living in San Diego? Cuz woo, that's. an expensive place, let me tell you. Yeah, I'm a quality assurance. specialist. >> Oh, I hope you make some money. Do you?

What do you make? >> If you ask my ex, I don't make good. enough money. But I do make money. >> Well, I'm not asking your ex. >> I make 34 an hour. >> Okay. You're really holding on to some. stuff from your previous relationship, aren't you? If the first thing that. enter your head when I asked what's your. income is, well, my ex would think. that's not very much. >> Well, he pays his employees minimum 80. an hour. So 35 is nothing. >> His employees. Okay. >> Yeah. Well, why does he judge what? Well, they probably are in an industry. that demands that. I don't know. That's. weird.

>> Okay. I mean, I'm being told, for what. it's worth, that all you do is talk. about your ex and that you're kind of. jaded. I don't know you like that, but. that is [laughter] what I am being told. you do. >> We'll see. I mean, that's not. necessarily a really healthy thing to. Who broke up with who? >> He broke up with me. >> There it is. That's why she's the she's. the bitter ex-girlfriend or the bitter. fired former employee or the bitter. >> I have a right to be bitter though the. he put me through. >> Uhhuh. I'm sure I'll learn about. >> You want to hear about it?

>> No. >> I mean you're going to. >> at least not yet. I'm sure it'll come. up, but I don't want to just I tell me. your income again. >> I make 35 an hour and I'm hourly. >> Okay. What does that result to per. paycheck? And what's that paycheck. cycle? Um, every two weeks it's like. 1,800 every two weeks. >> Okay. 3,600 bucks a month net in San. Diego. Yeah. How the you living on that? That's not That's not like you don't do. well on that in San Diego. >> Yeah. Well, I spent a lot of money.

>> So, this is why you're bitter because. the rich ex is no longer there via I'm. assuming he broke up with you. So, reasons because of you. So. >> now you have no money to survive on your. own, which has made you the bitter ex. I. think now I understand why this. conversation started that way. >> I also BDSM stuff made me broke as well. >> That doesn't make any sense. >> It will when I tell you about it. >> It made you broke. How did it make you. broke? >> I spell. >> No, I think [laughter] you're Jaden X.

He was able to pay for all the bills and. subsidize your lifestyle. Come on. I'm. reading this. No, >> I What? He broke up with you. You. immediately bring him up first thing. I'm being told all you do is talk about. him. >> 21y old. He's 41. He abandoned me for a. 21-year-old. So, no. What does that. mean? >> Cuz she. >> Why are you focused on that? >> Is that not an adult? >> We We broke up, but we still live. together and he just spent this past. year telling me that I'm a piece of. and I'm not as good as the 21-year-old.

>> Okay. Well, I mean, I'll be honest, that's weird, but it's literally only. your perspective as the person who. gotten broken up with for what it's. worth. So, I take that with a incredibly. small grain of salt. Let's be honest. But I don't really care who someone ends. up with. That doesn't mean it's the. reason they broke up with you. Like, people end up with people after they. break up with people. That's kind of. something that happens naturally. >> Before we broke up, we had an open. relationship. We met at my 33 birthday. party. >> So, don't let your girlfriend stand in. the way of your wife. [screaming].

>> Kind of a situation, >> I guess. Kind of. Yeah. I saw myself as. his future wife and he. >> but he did not see you as that. >> I mean, >> sorry, >> he did initially. That's why we moved in. together. We the whole purpose of moving. in together was to see if we were. compatible enough to have kids, get. married, all that fun stuff. And then as. soon as basically we we started. exploring IVF cuz I can't have kids. without IVF, he was there at the. appointments and I think the second. >> Okay, pause. Let me see a picture of. this guy. He's not going to be put on.

screen, but let me see a picture of this. guy and then let me see a picture of the. 21-year-old. >> I don't have a picture of that I. have her blocked on everything. So, >> okay. Well, I will pull the up cuz. you probably know her name cuz I know. for a fact you know her name. >> I know her first name. >> Oh, come on. She's probably tagged in. his pictures, right? >> No, he doesn't post pictures. Really? He's not really. >> There's no way you don't know. You can. look at your blocked accounts. There's. no way you someone who's freaking out so. much about their ex. >> The way I would. >> doesn't know her name.

>> It It'll know she It'll show her. profile. I'm going to look. >> You can't look at it. You don't have a. membership to the website. >> Her Instagram or Facebook? >> I can try to find it. But anyway, here's. a picture of him. >> I don't need a What website? Is this. you? >> Yeah. Back when I was hot. >> You're just trying to You literally. Okay. Do you know what you just did. here? I showed you a picture of him with. me. >> You are literally unconsensually. I did. not ask for this. Show me. >> I'm covered. >> You are not. Your nipple is literally. there and your is right there. I'm.

seeing her literal vagina. And. >> I have an outfit on. Oh, I I pulled a. >> THIS WAS I DID NOT ASK for this, nor did. I want it. >> Here's us at a Renfair. How's that? With. my dog. >> I appreciated it. It's the Yeah, this. dude. What the. >> right. >> Oh my goodness. You would let this man. dominate you? I'm assuming. I'm. assuming, but he is a big big. lumberjack. >> Lumber snack was his nickname. >> Okay, let's find this woman because I. understand. First of all, if if it's u.

Oh, okay. Yeah, let's get both of those. pictures and let's blur that first. picture so that the audience can. understand what I went through. Blur it. >> What the You How did you just do that? Just casually. >> You asked for a picture of him. I pulled. up a picture. >> You pulled up. Literally, it was this. title. >> I was more focused on. >> areola tit and vaginal collapse. >> No, it was not. [laughter]. >> It's just a boob. Yeah. And how would. that work if I showed a woman just the.

dick of me? >> Good for her. I want to see it. >> What do you mean by that? >> You want to show me? >> No. No, I do not. Did that. If this was. reversed, you would be so cancelled. right now. You. >> I've already been cancelled in real. life. So, cancel me online. I don't. care. >> Oh, Okay. I think you guys. are starting to get her personality. I. know I am. Pull up. Let's see who we. left for cuz I don't think we're going. to be surprised. [sighs and gasps]. >> I honestly have forgotten her name. So,

>> You're so uptight, Caleb. Calm down. >> Calm down. >> Not up tight. I'm a Gooner. I'm. like Goonar Prime. What do you mean? I'm. like the least. >> Okay, so if you How about you go to his. Instagram and I'm sure she's on there. >> That's what I said. And then you. >> I mean on her his friends list. >> Yes. Go to wisdom. If this is your big thing that a guy. kicked you out for someone hotter. Let's. say. >> not hotter, just younger and stupid, >> says the jaded exgirlfriend.

who unconsensually. shares her. But was is that a kink of. yours? There's no way you did not. There's no way you accidentally showed. me your literal vagina. >> That was an accident. >> I did not want to see that. And you. didn't see it. You saw like the frontal. clothed outfit. >> You're overreacting. >> I saw your. >> You're overreacting. >> And your literal tits. I've never had. that happen on this show, nor have I. ever. >> You're welcome. >> asked for it to happen. No, I would not. And I don't want.

>> There's the 21-year-old. >> See, didn't leave me for someone hotter. Just younger and stupider and easier to. control. That's what older guys like to. do. >> I I don't know. I Well, who We don't. know how they met. You're You're. projecting a lot. >> They We met at my 33some themed birthday. party. >> 33 threesome? >> Yeah, that was my idea. I turned 33 and. we had a 33some themed birthday party.

>> What does that mean? Is that just. everyone? >> Well, my I my goal is I wanted every. type of threesome to happen at my. birthday party. >> The only one that didn't happen is like. three guys. I'm really disappointed. about that. >> I think she's more attractive by like. one on the one out of 10 scales, but it. wasn't like you're right. It wasn't like. that big of an upgrade. Maybe you're. just like miserable to be around and. impossible to be in a relationship with. jaded exist. >> No, I'm an awesome girlfriend. >> Okay, you wouldn't be left.

>> I just told you I had a 33ome birthday. party that was my idea that we hosted. How am I not an awesome girlfriend? >> Not every guy wants that. Lots of people. are tra. Lots of people are fun. Lots of. people are not. It's like it's like it's. okay. >> Speaking of birthdays, I made you. something for your birthday. It's kind. of where my money went. By the way, to. make it um I was going to give it to you. on Friday, but then you were sick. >> I was sick. >> Yeah. Very rare. >> You I saw you from across the room and. you looked and sounded like So, I. was like, "Okay, not faking it.".

>> But so, >> don't fake. >> Your birthday was also on Valentine's. Day. So, this is for you. >> Well, I already consentually. unconsensually got one gift from you. Let's get a second. >> You're not going to like it, but you're. going to love it. Maybe sense. I made. these for you. They're nipple clamps with a cute little. C and a little hammer on it. Get it? And. it's green. Colton said, "Your favorite. color is green like money." I made this.

It's a matching pair. And wait, cuz your. birthday's on Valentine's Day, I made. you an attach attachable little heart. chain. So, you hook them to both of them and. you can hold around. It's a birthday. gift for you and your girlfriend. You're. welcome. These are for you. I'm going to. put it in the box. >> How How's my girlfriend going to feel. that I saw your today? >> She might like it.

That's. >> happy birthday and happy Valentine's. Day. >> Thank you. I appreciate it. Okay, so I. just I I don't understand how you're. surviving today. There is no possible. way on less than $4,000 a month as a. single probably permanently woman in San. Diego. >> Single seeing people. >> Stop the cap. >> YEAH, but are you living with them? Are. you in committed relationship? When did. you get broken up with Jaded X? Huh? cuz. that seems to be where this is all. stemming from. Jaded X.

>> May of last year. >> Okay. Why the are you clinging? How long. were you guys together? >> About three years. >> Okay, fine. Okay, fine. But even still, it's like. >> he broke up with me, but we still live. together for like a [laughter]. after that long. >> He called me a for so long, I just. became one. >> Maybe. I mean, you're just And but. you're the one acting like that right. now. Someone who can't get over someone, but it throws him under the bus for. everything. Maybe he wasn't perfect. I. don't know. But if I can't get his side. here, all I'm reading is you literally. only talked about him with the.

pre-production staff. You. you're you're freaking out about the. person. >> I tested those clamps out myself. >> Okay, good. That's good. >> So, they're good quality. >> Okay, so is that your way of deflecting. from any kind of. >> self-reflection, any kind of taking. accountability? Welcome to 2026. People. won't take. >> accountability since the breakup. >> Yeah, you must be getting an enablement. therapist cuz those happen. No, >> someone that's actually not willing to. challenge his You know, the best. therapist I got, it's the dude we took. on the the plane with us in that plane.

video. I've used him ever since. He's. someone that calls me a dumb of. when I'm being a dumb He. calls me on my He gives me the. tough love that I need. He doesn't just. enable me. He puts me in my place. >> So, he doesn't take you to sex parties. >> Hey yo, what the. >> Oh my gosh. Okay. Are you just going to. be obnoxious the whole time? Are you going to take this seriously or. what are you doing? >> I'm taking it seriously. I'm trying to. get to where explain to you where where. all my money is. >> In no real world would a serious person. say so your therapist doesn't take you.

to sex part. Shut the up. It's not. cute. What? What did you say then? >> I said well you said your friend. I. didn't realize it was your therapist. I. don't know this person. >> I said my therapist. >> I misunderstood you. But the plain thing. I don't know what you're talking about. >> It's okay. It's for the community, not. for you. >> Okay. [sighs]. >> Okay. So where a lot of my money? >> How are you surviving? >> Well, credit cards. >> Okay. Since May, credit cards. >> No, we still live together. >> now. Still I just moved out.

>> cuz that remember her while you were in. the cuck. >> Yeah. >> Position. >> Not just her. Literally like he people. downstairs while I was. >> Yeah. They sound like freaks. >> Yeah. >> I mean, honestly, sounds fun, but it's. just not for every relationship. Like. I'm. >> that part. I mean it was my kink when we. were together but afterwards no. >> your opinion doesn't matter when you're. not his girlfriend. >> But we live together. >> That barely matters. I mean he shouldn't. in front of you if it's not consensual.

But I know you aren't good with those. boundaries. >> I am. I. >> Oh no. I've never had someone pass. boundaries the way you have this. episode. Luckily I'm not a weird freak. that like oh my like I don't really. care. But it was, you know, if the roles. were reversed, there is a double. standard that is egregious. >> I don't agree with that. >> You don't agree with that? >> Send me a dickpick. That's fine. >> No. No. Cuz you just asked for it. But. if I literally did it before anything, my career would be done. >> It's not you send it to. >> No one gives a what you just did. Just.

stop. Stop. That's not what this episode. is about. Okay. Okay. So, you guys were in an open. freaky relationship. He decided you were. not the person. >> and now you've moved out. Okay. Who. gives a move on? This This should not be. the entire conversation. Well, that's. also now figure out my finances now. Now. that I am on my own, >> how about you already knew you were. broken up since May? So, get your. together knowing that you likely. wouldn't live there anymore cuz these. buy your. >> also took me a long time to find a place. on my own because it's California. I did.

try for like 6 months to try to find my. own place and I finally found one and. now I'm on my own finally. >> Now, this actually does play into the. situation for what it's worth with the. note that I just got. I mean, your. entire life revolves around this. which is kind of crazy, and I think. we're understanding. You're you're a. pervert, and we love perverts. Perverts. are good. I am, too. Who cares? >> We're the best. >> Okay. But your entire life revolves. around it. That seems a little pathetic. But either way, that's your entire. community, and now it's like stripped. from you. >> Uh, >> because he's there. You met him in the. community and then he met her in the.

community and now you're just. >> Well, I mean, the problem isn't you lost. all your friends. >> I also did get kicked out of the. community. No, I had the audacity of saying I would. like to have a ladies night that is for. actual ladies, not men in dresses. So, I got cancelled and I got kicked out. cuz I don't believe that men who claimed. that they're women are women. And so,

I'm no longer welcomed. >> Okay. Well, that community sounds like. they support that. So, are you. surprised? >> It's cult. It's cult. >> I mean, this is like their values and. what they support. Are you surprised? >> Yeah. But I would like to go to a party. for women and feel comfortable there and. have a good time and not have to pander. to some dude in a dress who's like I'm a. woman because I say you so and you have. to treat me like it. I'm lazy. >> But but but if that's that community, it's like. >> no, it should have been a community for.

>> but it sounds like it's not. That's what. I'm trying to say. I'm devil's. advocating. Like I don't give a if I was. going to a sex party and all of a sudden. a dick ended up in my mouth. You know. it's not really what I'm hoping for. I. get it. But. >> but if that's what the community is, I. would have that expectation and know. that. >> That's the thing. I didn't even say. let's cancel that group that does it. I. just said to a friend outside of a party. casually or who I thought was my friend. I just casually said yeah [sighs] I. don't like going to the ladies nights. because.

>> Are you really surprised? I'm sorry. Are. you really surprised that you were in. the freaky community in San Diego, California, and they're not a little. virtue signaling on everything? >> Well, they're also virtue signaling. Why. do you think I'm kicked out? >> Yeah, I mean, kicked out. >> cuz how dare I have, you know, >> Well, it's not just that. You again, you. already knew the opinion. You shouldn't. be surprised. >> I'm surprised because it wasn't in the. context of a part. I I would get it if. like I'm at ladies night and I'm like, "Fuck all these dudes in dresses. I. don't want them here.". >> First of all, I mean, what what what is. the way you're even like talking about.

them, though? It's a bit weird. Like I. mean do you not respect trans people? Like I don't. >> I respect actual trans people like Buck. Angel, Blair White, actual transsexuals. But these new age transgender. non-conforming. >> Yeah. Basic new age like if you if. you're a transsexual, I respect you. If. you're transgender, you're a joke cuz. you're it's a madeup. I think. >> I don't think I know the difference. Transsexuals. acknowledge that they are biologically.

not the sex they are. Again, prime prime. example. >> Prime example, Buck Angel is a female, acknowledges she's a female, but tries. to present as a male and she's like, "Yeah, I'm he, she, whatever." It's. like, "Yeah, I'm a male." That I. respect. And he respects women's spaces. The people I'm referring to are I'm just. a dude who has a fetish and I'm going to. put on a dress and take hormones and go. to women's only spaces. I can't stand. those.

>> Well, I think we can have some valid. conversations. >> Well, not with the San Diego community. No, no. What I'm saying is there could. be valid conversations about biology and. sports and, you know, changes for people. that are underage. Like, there's valid. conversations there. But, like, >> if no one's impacting you, who gives the. with people? Why are you policing. people impacting if it's a women's only. group and we are forced to let men in. just because we don't want to be. >> Hold on. For what it's worth in a. constitutional. >> Well, this is not a constitutional.

thing. >> Yes, it absolutely is. Absolutely. For. what it's worth. It was it was a 1987. decision by the Supreme Court that said. men's groups like fraternal groups among. adults, not people in like college and. whatnot, could not not let women in. So. all men's no pause no pause. So all. men's organizations um had to let women. in. This is like the decline of male. spaces. It's like an actual thing that's. happened. That's why men are really. lonely. It's the number one cause. But. not only that uh and I'm not like but.

that is an actual thing. There is a. double standard because there's lots of. women spaces but those are never legally. challenged. So I mean it is relatively. fair to you can't say oh we can have a. woman's space when I mean the men's. spaces under that constitutional. >> right. >> decision from the Supreme Court of 199. >> men's groups are hardly impacted it's so. much like it's not going to up the whole. system if one woman invades a man's. space because women are weaker.

>> I get it if you want to host your own. sex thing and you don't want someone. with a like a dick there that's fine. that's fine but you knew the community. you knew. But I'm just listening to the. But I'm just listening to the Hey, shut. the up. You know what pisses me off? People sitting around with 25,000 in. credit card debt making minimum payments. thinking they're fine, but you're not. You're getting crushed by compounding. debt every single month. Every fee and. point of interest working against you. while you're over here budgeting your. groceries down to the last penny. And.

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I would have had to let him. >> calling them. It's like you're saying it. in a real way. When I say something like. that, I'm saying it as a joke. You're. just saying that. And I agree. I mean, sex changes for minors, women sports in. the bathroom thing, it gets a dude. jacking off or biological dude jacking. off in a woman's bathroom. Yeah. A. couple months ago, not a big fan of. that. But the way you're doing it, it's. like you just like you just hate an. entire group of people. I have a right. to hate an entire group of people cuz. they're all awful. >> They're all awful? >> Yeah. >> I've had transgender people on this. show. I wouldn't say they're all awful.

>> Well, were they the kind where they're. actual transsexuals or are they just. people who want attention? >> Who's for you to say though? Oh, you. can't have me sounding like full lift. that you How are you making me sound. like that person? I'm just I just try to. be I'm like more libertarian. Like I. just try to respect people and let. people be. give you more of a example. >> You're being authoritarian. >> Let me describe more of my perspective. where I'm coming from. >> But a different ex was very abusive.

towards me. His family was too. We cut. each other. >> So because of that, I hate trans people. >> Well, cuz the thing he was a was a dude. Didn't see him for like four years. And. then randomly at the same group, which. wasn't a sex group, it was a BDSM group. Sex wasn't allowed at those parties. He. he shows up. haven't seen this dude for. like four or five years and he's a woman. now. >> Sure. >> And the I had told my friends I'm like, "Hey, you that same guy that I told you. had been very abusive is now a woman.

The person that you know as this, it's. the same person and I didn't know that.". And they said, "Well, you know, she's. trans now, so you have to forgive him. for who he was before.". >> Well, I don't I don't know about that, but that doesn't. >> But I would have had to let him into my. groups because he's a woman now. >> Okay. Okay. Okay. Okay. Okay. Yes, I. understand your perspective. Like I. don't think you should be forced to let. someone into a group you don't want to. That's fine. And I don't believe in. forgiving someone's abusive past just. because they transition. I'm not saying. that. But no, no. The way you're just.

talking about like what trust me, I roll. my eyes at a lot of the performant. performance things too. I get it. But my. goodness, it's just like who cares? >> Not in my spaces. Why do I have to let. you. >> No, it's the way you're talking about. them. I'm not saying you should force. people in. I don't think men should have. to force people in either. Okay. Okay. But is this the way you're talking about. people? >> I can't suck your dick for 4 years and. then turn around and call you a woman.

>> Now you're getting it. Now you're. getting it. >> No, I'm not. You're out here making me. look like the wokest mother ever. Like. like dude, I'm just live and let live. >> Well, you did say you want to come to. California, so you'll fit right in. No, San Diego's like it's literally. statistically the best weather in any. metropolitan city in the entire world. It's destined for perfection. California's up. So, no, I'm not. But I. would love to. I would love to, but not. with the way things are going. Absolutely not. And their downtown's a. disaster anyway. It's like barely any.

downtown. >> Nothing's happening. But either way, all. all Oh, what a derail. It's just. It just makes no sense. I just listen. when people say things in a real way. with real meaning like people slop. whiny cryberry be commentary. people have been copy and pasting the. same videos about me over and over again. it's just so stupid and they're like I. don't like Caleb's jokes like I don't. give a but like you're actually saying. things is real and like I agree don't. let transw women sports you know the.

bathroom situation or underage surgeries. that are full life impacting I get it. and the pressures upon community cuz now. we've had a lot of pre uh uh we've seen. a lot of people dransition postco but we. don't just let people be though you're. not using you're not you're call like. you're saying words that are actually. hurtful to just other humans and like. >> I'm hurt because they don't give a. about women the whole. >> you don't know what people believe you. can't put people.

>> I know what they believe because I. pushed back on it and got kicked out. >> that's like saying all people on the. right hate women and all people on the. left want to tax everyone 100% You don't. know. You can't assign a group of people. an entire belief system. No one has. >> San Diego people. >> You don't know. You cannot assign an. entire group of people one singular. opinion. >> The kinky people in my vicinity. They. all suck and they're all a part of a. cult. >> Then go. >> Yeah. I just got kicked out. >> Exactly. You didn't leave. You got.

kicked out just like you got kicked out. of your relationship cuz you're probably. impossible to communicate with and be. around. And I don't think I'm really. surprised. Listen, I don't give a about. your opinion if you don't like trans. people. But again, just the way you're. even just saying things is like I'm just. like that's not a joke at that point. You're actually kind of just being a. dick. >> because I'm being honest. I'm a dick. >> Uh. a little. >> because I don't want men in my spaces. >> No one said that. If you actually listen. to me, I didn't say that. I said that's. okay. I don't care about that part.

>> You're okay with men being in my spaces? >> Oh my gosh, you're stupid. You're. I just said no. I understand that. make. your own space. And I don't think uh men. should have had to open their spaces. forcefully to women either. Yeah, you. should fraternal group. >> You should be allowed to have your own. men's group. >> except not constitutionally, said the. Supreme Court in 1987 if I'm not. mistaken or 86. But either way, that's. not what matters. That's not what. matters. This is like, you know, I think. I am a little upset, a little triggered. that I'm being assigned people being.

almost like you when I joke around, but. actually I just like live and let live. cuz I'm more libertarian on life. I want. people to live the lives they want to. live and I don't give a unless they're. forcing bad things upon other people. Like I said, your space not a big fan of. that. Okay, if it's your own event, but. if the group has their rules and you're. doing your own event within that group, that's fair. >> I didn't even the group. I just I had. said I wanted my own group. >> And if they don't want you to be in. their group, that's their choice. I. might not agree with them, but that is. their choice. If I fire someone from.

this company, it's not their choice. >> Okay. But it's their choice to have. their form their own business or. whatever. >> Yes. But if they were doing that while. employed here, I could fire them and. that's okay. >> No, it's not. That's not okay. >> What? So you're now now you're saying. someone that runs a business can't. decide who works there and who doesn't, but you're allowed to decide who goes to. your sex party and not. >> their job and on the side they want to. do something else that doesn't impact. their job. >> Well, you having a sex party adjacent to.

being in a sex group is very adjacent. If someone started their entire content. business that was adjacent to this, yes, that is very similar. >> and I got cancelled for it. >> [sighs and gasps]. >> Well, I I. >> Anyway, Colton wanted me to tell you. that I'm a heavy bottom. >> Well, thanks, Colton. I don't even know. what that means. Heavy. I agree. >> Used to be. Hey, I lost weight. So, >> could have fooled me. >> Anyway, I I used to be fatter, but I. also used to be hotter, too. So, this is. just where I'm at now. >> You're just You're just old.

>> I'm getting there. But also, I'm not. only 34. >> Oh. >> Do you want to know what a Heavy Bottom. is? >> Nope. So, no. Stop. I really don't care. So, what are you doing now? Where do you. live? I need to get back on the. finances. You brought me down that group. and now people are going to think I'm. the wokest mother ever just because. you're just kind of an. >> Is that where people want to be these. days? >> No, it's that's the opposite of where. people want to be. Woke was stupid. Overperforming, morally masturbating. dumb asses. Like, I don't give a about.

those people's opinions. But you were. actually just being a dick. You weren't. joking. Jokes are fun. Jokes are back. You're just being a dick. I'm just being. a realistic figurative dick. >> Okay, before we move on, let me just say. this and I will cuz this is. I will use Asmin Gold as another. perspective. B believes and honestly I. think most people believe that someone. who is born a man who thinks they're a. woman is still just a man. But guess.

what? me, him, most people just say, but. we also really don't care because it. doesn't impact us. So, whatever. I will. just say your pronoun out of respect. As. long as you don't force kids, as long as. you don't go into women's bathrooms, as. long, you know, whatever sports, all. this stuff, we don't care. But you're. just OUT THERE LIKE, "NO, YOU GROSS. YOU. GOT A DICK. I'VE BEEN SUCKING YOUR DICK. FOR 4 YEARS." SO, it's just like you're. not a respectful person. You're just a. dick. It makes no sense. >> Is it respectful that they make me have. to accept their mental problems? Okay.

You see where you're going? What do you. mean? They're just literally. >> Is it normal to be a dude and say you're. a woman? >> Normal. Normal. Maybe not. But is that. what matters? You're just literally. saying you're just being respectful cuz. it doesn't it doesn't impact you. >> Respectful. It does impact me. >> Saying a word doesn't impact you. >> Do not MAKE ME THE WOKE MOTHER. I AM NOT. THAT GUY. >> YOU'RE NOT THAT GUY, PAL. Trust me, you're not that guy. >> Don't make me look like the.

performative, MORAL, MASTURBATING FREAK. I'M NOT. You're just a dick. Who cares? >> I care. >> But why? [screaming] It's a word. A word. doesn't impact you. >> Because it it's enabling. >> No, I trust me. I I I I get it. If like. you're at a job and you say the wrong. word and you face consequences, yeah, that's that's stupid. I'm not going to. go down that road. Like, who cares? But. literally, just to someone's face, if. you're intentionally being a dick, what's the point? If you mess up, who. gives a If they cry because you messed. up, I'll go tell them to themselves. I.

don't care. That's them being a dumbass. sensitive baby. But you're intentionally. being a dick. >> Okay. >> And then I'm getting out of the. community. >> Colton's on a completely different page. right now cuz he just sent me a note. saying that you wanted that you in the. past just wanted to get the beat. out of you and tell you blood. Completely different conversation. [laughter] Like it's like okay great. I'm glad I learned that. But it's like. >> yeah I liked being beat until. >> I think Colton wants to get to the kink. talk. I don't. I just want to tell you. you're a dick. So, how are you affording.

living on your own right now? Do you. have a place of rent? Then what is it? You. >> I pay 2,000 a month for a studio. apartment. It's just me and my dog and. cat in there. And I love it. >> You for 2,000 a month? That's insane. >> 2,000 towards the rent and the rest goes. on. >> Yes, I get that. >> See, I'm not a woke freak. I'm calling. everyone. Oh my gosh. But you're and a dick at the. same time. >> [snorts]. >> I don't know how to. >> turn on Brandon's mic. Turn on Brandon's.

mic. >> Hi, Brandon. >> Uh, you don't talk to him. [laughter]. Listen. Um, Brandon, I mean, I just I. want to check myself real quick. I want. because Brandon Brandon's willing to. call me on my Uh, like you you. we're both in the same camp of jokes are. back and we don't cater to the. performative weirdos. Am I catering to the performative weirdo. right now or is she just a dick? What. What's happening? >> No. Uh, she's a dick. >> Okay, that's what I thought. That's your. opinion. >> Well, guess.

>> it is an opinion. Absolutely. Do you. have an opinion? I just wanted to make. sure. Okay. Thank you. >> I'm actually a very go one believes. that. So, $2,000 including no ex of. yours believes that. >> I have some good exes that still like me. and talk to me. >> Who is stilling you is my question. Who. the is putting that? >> There's one or two people. >> Yeah. Whittleled it down to that few. Huh? >> They like me. I. >> a lot of people in San Diego and you're. close to LA. So, >> LA is its own. >> Oh my gosh. Do not I don't give a about. whatever rabbit hole you're trying to go.

down. You are not going to deroll the. conversation. I don't give a. >> Okay. So, what do you need? What did you. spend last month? If your rent is 2,000, I don't understand how 3600 makes sense. >> Well, I spent a lot of money on rent and. then all these parties and BDSM stuff I. buy. >> Huh. Well, okay. So, you said. >> like the outfits fly. >> Okay. You said one of the things you. said earlier and I didn't go down the. rabbit hole, but now I understand that. you're a freak. You said BDSM made me go. into that. What does that mean?

>> So, I like to buy outfits for the. parties. I wear something new to. >> parties that you've gotten kicked out. of. >> Yeah. Well, I would go to a party once a. week at least. >> Still. >> Yeah. >> But you're kicked out. >> of one of the groups and soon to be the. other ones. As soon as the other groups. find out. >> Well, as soon as they see this. >> Oh, yeah. For sure. I've already. accepted that. So, one group I'm still a part of and I. host parties. I volunteer at parties. >> I talked to a crazy sex person once. because, you know, I I'm a little. dabbler. Uh, but just.

>> yolo. >> Huh? >> You only live once. Dabble. >> Did you just yolo me? >> Yeah. As long as it's safe, sane, and. consensual, go for it. >> 34 and you're yoloing? My goodness. Uh, [sighs] apparently the crazy sex cities. to live in for all the fun events are. Los Angeles, >> New York City, >> and Austin, Texas. >> Oh, SO I SHOULD MOVE HERE. [screaming]. >> HELL NO. >> BE ANOTHER Californian that Austin. >> No, please no. We don't want you. We.

don't need you. You are under. >> I am the life of the party. >> Okay. So, how do how that get you into. debt? What are you spending on all that. >> Outfits, shoes, gear, leather. I. >> am bisexual. So, you're in that. community anyway. >> Oh, I guess it makes sense. So, you're. in the What? Do you just say LGBT? Yeah. >> Really? >> Yeah. >> I also. >> actually you go around you're just like. LGBT. >> No, I actually don't consider myself a. part of the like LGBT whatever alphabet.

community. I'm not part of it. When I. came out as by the meanest people were. the gays and lesbians. I've never felt. part of the community. >> The performative weirdos are always like. the actual worst people cuz they don't. step up to actually help anyone. They. just performatively masturbate online to. feel good and get circle jerked by the. community. I relatively agree with that, but I don't think that means all gay. people are mean. Goldton's not mean. Like, I don't know. >> The ones in Orlando when I came closet. were the mean ones. >> Maybe it's cuz you're a. >> I'm very nice. >> No one thinks that.

>> My mom thinks that. >> Oh, okay. Well, that's starting to. explain a lot. Photo she applied with is. crazy. Did I have her vagina in it? >> No, it's because that's what she does. I. I really don't cuz I'm afraid of seeing. pictures with her at this. Can I Can I. be completely candid? I am not attracted. to you in any way whatsoever. >> Well, you have a girlfriend. That's. fine. >> I don't need you. >> You can be attracted to people. Yes, but. I just saw a vagina. Bisexual doesn't. mean I care if people find me attractive. or not. >> That wasn't the point. See, you. immediately got attacked like the. classic woman you are. It's like you you.

heard what I said and you made it about. you. Like, I don't give a what I was. trying to say is I'm not attracted to. you, but I was just forced to see your. vagina. It's like I've never been forced. to see someone's vagina that I'm not. attracted to before. This is the first. time in my life. It kind of sucks. >> You've never gotten an unsolicited. vagina pick? I only talk to people I'm. attracted to whenever we get to that. point. >> You haven't lived. >> Yes, I have. I've gotten vaginas from. people I'm attracted to. >> It's a really cool picture cuz I do. fire. I am naked. >> Conversations all over the place. Oh my. gosh. How many people are clicking off?

Oh my goodness. How many people are. clicking off? >> Please just stay here. Fire. Shut the. shut the up. Yes. No one actually cares. No one cares. No one cares. We know the. what people care about. No one gives a. about your fireplay. Shut the up. You're a dumb, obnoxious No one. gives a. >> What did you spend last month? Hey, shut. the up, you What did you. spend last month? >> On what? >> Money, you you actual that deserves to. be put in the ground in Minecraft.

>> I like that game. I haven't played it in. a while. >> What did YOU SPEND LAST MONTH, YOU. FREAK? >> I don't know. >> Oh, are you serious? Are you Are you. this batshit? >> Probably. >> Are you actually a individual? If I made. 4,000, I probably spent 4,000. >> Oh, what the? >> First of all, you brought in 3,663, >> bro. The outflow was 8,472. How does that make sense?

>> I did just. >> sense. >> I did just recently move. >> What? We know that. >> Yeah, it's expensive to move. >> How many times do I have to just throw. the word at you? You're actually an. imbecile. You are a Are you one. of the more stupid people I've ever. talked to? It's like, you can't process. conversations. I know you just moved. We. talked about that. I already got your. rent. It's $2,000. >> And I was. >> Yeah, but that doesn't make any sense. That is literally a fourth of the $8,000. would be rent. >> How many times cost the.

>> moving cost? What the were you bringing. with you from the guy's place that. probably had everything moving cost? What are you doing? I moved across the. country for a COUPLE HUNDRED BUCKS. WHAT. are you people doing? Moving costs when. you don't have money because you don't. make any money because no one values. your skills in San Diego. >> It was Yeah. San Diego. It was. expensive. >> NO ONE VALUES your skills or else you. would be paid more. You. >> I actually worked my way, but really. you're just a dick and obnoxious, so I'm. just throwing every bad word I could at. you. >> Did that feel good?

>> No. I hate this. I hate you. >> You're kind. >> Shut the So 8,000 hours. How could you. spend that much? should have a fourth. one to income. You dumb. >> Probably moving my animals. Like I My. animals eat better than I do. >> They both eat 2,000 hours a month each. >> Well, I pay for their medical. My doggy. just had surgery. >> Yeah. Yes. This photo I think guys would. because one, your face is covered. Two, you can't tell you're a fat as much. in them.

>> That was when I was hot. >> And your tits Exactly. You were hot and. you are no longer. And your tits look. better than the one I was forcefully. seeing. I have decent tits. I grew on. myself. >> So, you actually have no concept of. where your money went. >> I don't know. Is it on the paper? >> Dude, oh my Are you unable to have a. conversation? Yes, it's on the paper, you That's what pieces of paper. do in these conver conversations where. you see a spreadsheet. You idiot. Of. course, it's on the paper. I'm crashing. out on her. Oh my goodness. She's such a.

dumb Oh my gosh, I hate her. No, this is not funny. You're a. Well, I THINK I'm answering your. question. >> Why don't you Why? Yeah, answer my. question. >> I like to make things. I get random. ideas. So, I did spend a lot of money on. like epoxy resin, UV resin, and leather. projects. >> What did this cost? >> Probably a few hundred. >> Okay, that doesn't make sense with the. $6,000 you spent on top of your rent. I. am trying to get any concept of where. this money went. A couple hundred bucks.

The leather was not it. You creature. You suck with money. So, you download a. budgeting app. You start with the. classic one, WAB, but everyone just. deletes it because it's way too. complicated to use. So, you go to every. dollar. That's Dave Ramsey, the personal. finance guy, right? Well, they're going. to force you to use it his way. That's. not very personal finances. Rocket. Money, they got a lot of commercials, but they're owned by Rocket Mortgage. Guess what they want to sell you in. [music] the end? Then there's the new.

guy on the block, Monarch. Hundreds of. millions of dollars of private equity. raising so far. But private equity. doesn't have the best track record when. it comes to private data. That's why I. like Dollars by these people just like. you for people just like you. No private. equity, no gimmicks, [music] just the. best budgeting app there is. Download it. now. Start the free trial. Wise.com. Link in the description below. Starbucks. is and a waste of money. And. you already know that by making your. coffee at home and investing the rest.

So now you need to do that with your. energy drink as well. MAKE GAMER SUBS AT. HOME for just 40 cents a serving. And. honestly, it literally tastes better. And we proved this accidentally via a. blind taste test in our Hammer Elite. show, Fat and Fatter. >> The number one ranked energy drink is. game. >> Literally, the cherry flavor is insane. Listen, you can also get free samples to. see if you like it or 10% off your order. at gamersubs.gg.

or click that link in the description. below. Type in code Caleb. Literally. miscellaneous alone was $791. you And then $500 you went. to going out to eat. And then $2,12. you unknown shopping. And then you're. 3,183. on other large purchases. It's thousands. on and and. and Oh well, you got kicked. out and replaced with someone who wasn't.

even that attractive. That means that. means that's how bad you are, by the. way. That someone who is honestly. probably best at best a six out 6.5 out. of 10 at best. >> I think I'm a San Diego eight. [laughter]. >> That was the best I've heard. >> That was that was the best joke anyone's. ever said in this studio. >> I do want to budget in a dungeon so I. can just have that to myself. >> You have that space? I can make it. >> I mean, if I don't budget, what people. need, but I think you should probably. just pay off debt. Well, how much debt. do you have? >> Probably like 15,000,

20,000. I don't know anymore. >> Why didn't Why Why don't you know. anymore? >> Well, I just spent a bunch to move, so I. don't know where my debt is at now. >> Well, it's $25,400. >> Oh. >> $5522. >> It's not that bad. >> You thought it was 10. How is that not. that? Why are you here? >> Cuz I want to change my life around. And. I. >> Wait, how are you saying that's not that. bad? What? What is there to change if. it's not that bad? Why would you want to. change it then? >> Cuz I don't want it to get worse. >> But you thought it was 10. So it got. worse by more than double and then you.

say it's not that bad. That doesn't make. any sense. >> Okay. It's bad. >> My face freaked. >> Oh, is it oily? It's probably cuz I'm. sweating under the light. >> It's not hot in here. I'll tell you. that. >> It's actually pretty hot. This outfit is. making me sweat. >> Okay, maybe you shouldn't have worn it. >> I wanted to look good. >> Well, you failed. >> I also want to budget apologize to you. Will you apologize too. >> to the audience? Cuz I'm being mean. I'm. being a dick because you're a. >> I need to bring some new words.

>> No, I like you can call me. >> Shut the up now that you like it. I. don't want to call I want to hurt you. Your feelings. Not the way you like the. feelings. cuz you're a. >> I also want to buy a motorcycle and. that's going to cost. >> I heard that part. I heard that. I. ignored it cuz you're dumb broad that I. don't want to talk to. >> No, my dream bike is a turbocharged. Hayabusa and I want to customize. >> So, do you want to change your life or. get a motorcycle? Pick one. What? What. the am I doing here? What am I doing. here?

>> You're going to ask what you're doing. here? What am I doing? >> Borrowing my ex's motorcycle, so I would. like my own. He bought me a motorcycle. when we were together and then when we. broke up, he wanted it back. >> What do you think your financial score. is? 0 to 10. Zero being the worst, 10. being the best. >> Don't try to talk. Don't try to have a. bit. Don't try to respond to my. Shut the up. Answer the question. >> Probably a five. >> Okay. You're you are you're. you are a modern day version. Someone. who's disabled cuz we wouldn't call them. that except for the one time I. accidentally did. Ignore that part. Um.

but that was a mistake. I apologize for. it. But you're you are a if you want. your hammer financial score, get it at. calehammer.com. Take the assessment for. free. just takes a few minutes and you. see where you stand in the world of. money, where you need to improve, what. you need to do to do better, and where. you're already doing great. And if you. don't want to be like a guest who ends. up on the show, make sure you download. the brand new and improved Aloise. budgeting app. It is absolutely. incredible. It is changing the world of. personal finance. It is awesome.

Everyone is loving the new the new. launch, the new 6.0 launch. Guys, sign. up for the annual version. Only through. the end of March do you get my budget. friendly cookbook signed by me, mailed. directly to you, going away at the end. of March and that's gone forever. You. also get my budget friendly 30-day meal. plan signed by me, mailed directly to. you as well. So check it out, dollar.com. All those links are in the. description below. Why do I have a note. that you also think that your family is. the reason you're in debt? So it's. pretty much anything but any kind of. personal accountability.

>> Yeah, my stepdad fell for a romance scam. and so I've been helping my mom and. stepdad. >> What? What the what happened? >> It was the classic some random woman. commented on his Facebook post like, "Oh, you're so smart and intelligent. Can I message you?" And then over time. cuz I found out. >> so he was he was kind of cheating. >> Yeah, he cheated on my mom. >> She was in a coma and he was literally. texting this scammer like, "Oh, I miss. you. I wish I was there with you.". Instead of being next to my wife who's. I'm sitting next to and she's in a coma.

Yeah. So, my stepdad's dead to me, but I. still care about my mom, so I've been. financially supporting them. >> You com? >> She's better now. She's still. recovering. But was she com? >> Uh, the coma was about 2 weeks. It was. induced because um her lungs collapsed. and they had to like clear all that out. so she could breathe. It was during. Halloween, so it was a very, you know, breathtaking costume. >> They get separated. [sighs and gasps]. >> No, they're still together cuz she's. like, "Oh, he's my husband. I'll stay.

with him." Well, clearly not the first. >> Well, the birth father is I have a. restraining order against him. So, >> is this why you are soed up? >> Probably. >> That makes more sense. Um, maybe also. take some personal accountability. though. >> You're allowed to do that. I promise. >> It's real nice. Real good. Change your. life. >> So, how much of your money is going to. them then? >> Probably at least 300 a month. Not 500 a.

month. That doesn't make any 500 a month. doesn't make any sense cuz that. immediately brings you down to $1,100. left. >> Yeah, it's all the utilities and the. cell phones. >> Oh, and my stepdad's uh truck got this. Okay, you just need a new job list. Let's be honest. You're not going to. survive on your own, but no one's going. to hire you. You're a freak to be clear. >> I just maybe just need to be promoted. >> What What's your job again? >> Quality assurance. >> And what's the next step up? >> Probably a senior QA. And what do they.

make? >> I would guess at least 50 an hour. >> Oh my Oh my goodness. Okay. How long. have you been doing this? >> The current position I've been doing. about a year and a half, but I've been. in this industry about 10 years. >> Why haven't you gotten promoted? It. almost sounds like promoted like a year. ago. I worked my way up. >> This you not being able to survive is. you getting promoted. Listen, I'll get. you a course, career certification. Get. one of those. Use it to leverage. promotions or a new job, new career, whatever it takes. A lot of people in. their in the audience have improved. their financial situation with them. So.

use that. I'll get you that for free. But what the Yeah, you the the simple. fact is unless you find another man with. a penis or a woman with a vagina, whoever you want to live with, I don't. care. There's no way you're going to be. able to you can't do this. You you can't. do this on your own. You can't. And I. understand you taking care of mother. I. would too. I get it. She's in a situ. I. mean, I wish she would leave the guy, but either way, >> I wish so, too. >> Um Yeah. But she's not. So either way, >> it doesn't it it it doesn't matter. You. just you will not be able to survive on.

this income. That's just a fact. >> If I cut them out or cut them off. >> No, no. If you cut them off, you still. only have $1,600 left. Your minimum. payments. I guarantee I This first one. in front of me is 40424 a month. AND WHY. CREDIT CARD? ONE. You're. >> what? Well, if I if I have a,000 left. over and I pay the 400 and then what? 200 on the other. >> Are you not going to get groceries? Are.

you not going to leave your house? Are. you not going to What's going to happen? >> Well, if I get my dungeon, >> your utility your dude, your priorities. are whack. You make no sense. You make. no sense. >> I can make it work. I can. >> Okay. Well, you are dating a guy, so. maybe you'll be able to move in with him. soon. I'm glad you're back on the. >> Why? >> He's married and has a girlfriend and. has kids. >> What? >> What the WRONG WITH YOU?

>> HE'S POLLY. [screaming]. >> He's what? >> He's Polly. Polymerous. >> Well, why can't you move in then? >> I don't want to. >> And her is she Polly? >> Yeah, they're all Polly. They're all. like they're in a What are they? >> Oh, they must be so ugly. They always. are. Oh my goodness. Super hot. That's. why I'm dating him. >> No. No. I saw who you dated. >> Speaking of date, you owe me a date, Caleb. >> No. Shut the up. I already told you. you are. >> I was supposed to go on a date with a. hot British guy tonight, but because you.

were sick and I had to extend my trip, I. had to cancel that date with him. So, >> Brian, I guarantee he wasn't hot. And. also two, EN Federal, how the are you up. to $19,11.3? Like I said, this minimum payment is. $44.24. Crazy. I just pay my rent and then buy. everything on credit card. No, no. I. just. >> spent $1,1823, you freak. Interest $21624. How long does this take to pay off if. you do not purchase and you only make.

your minimum payments of which you're. incapable of now purchasing? So, what. the how long does this take to pay off? >> I'm guessing 30 years. >> 30 years. You'll be 64. You'll be taking. retirement. So, I. >> Well, I don't believe in debit cards. What do you mean you don't believe in. debit card? What is there to believe? >> I'm so fearful of running out of cash. So, I just make sure I have enough cash. at all times. >> Why are you fearful on that? What? Well, I guess I would because you don't make. enough money. That doesn't mean.

>> a bunch of overdraft fees and be unable. to pay back. >> I bet you will. Plus, you're also. acrewing $216 in interest. So, you know, with whatever mathematical thing happens. with overdraft fees, you're getting. worse in interest anyway right now. >> I didn't realize that. You didn't. realize you were getting interest. >> I didn't realize it was that bad. >> How? >> You haven't looked once. You don't use. any budgeting apps. >> No, I don't budget. It's just I put. >> How can you tell me you wanted to change. your life around? You've even applied to. the show, but you haven't downloaded a. budgeting app. Yeah, but what about the.

weeks leading up to coming on the show. from applying? Why didn't you download. something? What the is wrong with you? >> You are you. to figure out what I should do? I mean, I budget. >> How much dick did you take to the back. of the brain? You are actually so. moronic. I don't know what to do in this. conversation. >> I just I hate your just do it attitude. It's not that simple. >> No, it's downloading an app. Maybe you. wouldn't be using it perfectly. But why.

haven't you downloaded an app? >> I didn't need to download it. I just did. it on an Excel sheet. >> What? You just said you don't budget. What do you mean you do it on an Excel. sheet? [laughter]. You didn't even know how much. Why. didn't I download an app? No, you. didn't. I said you didn't even know how. much interest is crew cuz you haven't. looked at it. You can't tell me you're. using an Excel sheet. >> You're throwing different questions at. me. Your question was why didn't I. download a budget app? I didn't because. I did on an Excel. >> My question before that is why did you. not know how much interest was it? You.

said I haven't looked at it. >> Well, if you're using if you're putting. into Excel, you're looking at it. >> Well, the budget I wasn't looking at the. budget. >> Yeah. Well, I was like, "Okay, so I make. this much a month. I need to put 2,000. aside for rent and then the rest I'll. just throw at the credit cards and it'll. pay off. I'll get it figured out because. I'm not going to get a second job.". >> I don't know if you need a second. I. mean, I would in my in your situation. I'd get a second job temporarily, but. your main focus should be getting a. better job because you are not valued.

clearly in the marketplace of San Diego. cuz you are not making a lot in San. Diego. You're making like a normal. income in Michigan. >> I thought I was making a lot. >> No, when when your when your boyfriend. said you were not making a lot of money, he was correct. It's not cuz he's a. dick. >> You do not make a lot of money. >> compared to $80. Yeah. 30. >> No, it's not compared to that. It's. compared to San Diego. It's compared to. being able to survive in San the Diego. >> Well, to me it sounded like a lot cuz I.

used to make like 25 and so I make 35. >> It's just the cost of living in the. area. It's not sounding. It's not vibes. That's math. >> I still think 35 is a decent amount. I. can live off of that. Can I. >> No, you can't. You're putting it all on. credit cards. You literally just told me. you can't. You're putting it on credit. cards. How are you telling me that's. enough to live on? >> Going to change things up. >> No, buying things with the debit card so. it doesn't get interest. >> Okay. So, on here we got Amazon, Banfield Pet Hospital. I can understand. that, but I wouldn't have pets in your. situation cuz you can't afford them to.

save your life. Audible. Go to the. library. >> Library. >> I like Audible. a lot. >> I do too. You can't afford it, go to the. library. >> But it's it's cheaper because if I. listen to audio books, like that's my. entertainment. >> library. >> But libraries are stealing from the. authors. >> I'm pretty sure the libraries pay. >> off. You think they steal? You think. they show up to JK Rollins with a gun? >> The authors get more money if you buy. from buy their product directly instead.

of. >> If you're an author out there, do you. support libraries? Let's hear from you. in the comments below because Don't. support libraries. I'm saying support. the authors first. >> Authors, what would you support? Let us. know because currently Karen says. >> I also support authors on Patreon and. some comedians. >> You don't have money. Support your rent. or McDonald's. How can you afford that? That's why you're getting fat. Fatty. >> Just a treat here and there. >> Uh, you've had a lot more than just a. treat here and there. Kindle, I thought. you're already doing Audible. In-N-Out.

Taco Bell. Kindle again, you are not. intelligent with all the reading you're. doing. What are you reading? Show me. your book list. Show me your book list. Show me YOUR BOOK LIST, YOU DUMB TIT. I. guarantee you you're too. >> Oh, I'm sorry again, chat. Third time. I'm being mean. I know I'm being mean. Do you understand why do I at least get. a little bit of Am I allowed? Am I valid. from being mean on this one? I know. sometimes you say I'm too mean. Sometimes I'm too nice. Let me be mean. here. Are you going to freak out? >> Well, seeing how that's not unconsensual. flaps, are you going to be upset.

if you see that? No, but you see how. you're asking for consent. First of all, a male nipple torso. >> She doesn't. She doesn't understand the difference of. a male torso in a literal vagina. She. She actually doesn't understand the. difference. >> Do I have your consent to show you. covers? Here you go. >> Or something you don't need consent for. Oh, >> they're good books. >> Oh, this is why she's not intelligent. Okay. Hey, when you're a raider and all. you're doing is kink slop smut,

>> no one respects you as a reader. Shut. the up. >> Go scroll through. >> No one respects you. >> There's like post breakup books in. there, too. >> Oh my goodness. I got to start a screen. recording. >> And I am not going through her images. I. wouldn't dare. >> You have my consent to go through my. images. It's mostly pictures of my. animals. >> Well, thank the goodness. I would never. I would never go through your images. Look at this. This is just. 2020 Stephen Hawkings. >> six women's slob. This is so pathetic.

>> because men in real life suck. So we got. to read about it in. >> a lot of men do suck. There's a lot of. weird insults. This is but this is like. literally like. uh. >> this is like the weird male fitness camp. version from the woman's side though. Like this turns you into freaks and. weirdos. >> I mean we already established I am so. I'm just enjoying. >> this is pathetic. This is pathetic. >> No. You have Amazon as well. >> You're going to be so mad when you look. at my Amazon. >> Oh my goodness. She has 25 things in her. cart.

>> I haven't $70 in her cart. A waterproof. dog to tell when we can't afford our. rent. That's great. Pillow. Couple sex. when we can't afford rent. That's great. Vibrator vibrator when we can't. Are you. single? I thought you were dating a. dude. >> I only see him like once a month. So I. have. >> Okay, we got a vibrator but we can't. afford rent. Wing but we can't afford. rent. Butt plug, but we can't afford. rent. >> But we can't afford rent. Moon yoy. memory foam ergonomic rest pillow, but. we can't afford rent. [sighs].

>> Strap on sex swing machine. Small quiet. clitoral vibrators. >> Men's mail, but we can't afford rent. More sex swing. things. Uh, two. attachable white penises, one thick, one. long. A purple Thanos Uh, 9.4 4. in. And now I'm extra glad that I'm not. attracted to you cuz I bet it would be. like I feel nothing happening. if you're taking a 10 incher.

>> I haven't bought it yet. So I haven't. taken it yet. >> God, so gross. I would be having so much. fun in this conversation if you were. genally an an attractive woman. Yeah, it's so crazy. >> Wait till you see my purchases though. Stuff I've actually bought. >> Silk can. all just stupid You can't. afford rent. You're trying to take care. of your mom's utilities. I don't care. No, a lot of these aren't even making. There's literally there's like. chairs. Chairs and. rechargeable spotlight. Johnny the.

Walrus boat. Temptations. Creamy puree. You didn't need that to survive. Woman's. cotton bikini. Shut the up. You're such. a dumb Supplements. You don't need. like It's just like, what are we doing? This is so pathetic. >> You like my case? >> Shut up. No one likes your case. No one. likes you. Minute key. I hope you got. locked out of somewhere. You deserve. that pain and suffering. Amazon TJ Maxed. extra keys for my new. >> More Banfield. Okay. Amazon. We already. saw those. KFC. Mhm. >> I like chicken. >> Total interest acred last year almost.

$2,500 even though it's only at a 13.4%. rate which is not good by the way. But. the fact is compared to the vast vast. vast majority of credit cards is. actually halfway like forgiving. And yet. you still lost 2500 bucks last year just. so you can get all your sex toys just so. you couldn't clear up your financial. situation before you moved out and had. to be independent because you're. literally and you have no sensible you. you have no no. micro examples of responsibility or.

accountability in your life because. you're pathetic. Your parents are. probably ashamed of you. Do you have. other Navy federal credit? What the is. wrong with you? [snorts]. >> If you want to land a highpaying job but. don't have experience or a degree, then. you need to learn about course careers. It is the easiest way to land the. highpaying career that you've been. dreaming of. I've done financial audits. for hundreds of people. And what I've. learned is that the single biggest. factor someone can take to improve their. life is getting a higher paying job. And.

that is why I've been such a huge. promoter and even an investor in course. careers. The way it works is you simply. go through an affordable online course. to start a new high-paying career path. They teach many different in- demand. jobs ranging from technology sales to. accounting, construction project. management, the trades like electrician, plumbing, HVAC, supply chain, and many. others that can be done remotely. And. the coolest part about course careers is. their platform works for people who. don't have any previous experience or. degrees. Their courses teach you. everything you need to know to land your.

first entry-level job. and they have a. 100% free introductory course for each. career that teaches you all about what. the job is like, how much money you'd. make, and how exactly to land your first. job with starting from scratch. Click. the link below to sign up for one of. their free courses today. If budgeting. apps make you feel like, this is for. you. Most people who struggle with. budgeting aren't irresponsible. They. care about their money, but they get. overwhelmed every time they look at it. They download an app, connect their. accounts, and try tracking. But within a.

few days, it feels like a homework. assignment they're failing. Too many. categories, too many rules, too many red. alerts screaming at them about what they. did [music] wrong. So, of course, they. stopped opening it, not because they. don't care, but because it makes them. feel worse. [music] And here's what. nobody talks about. The stress isn't. coming from your spending. It's coming. from having zero clarity in using tools. that turn money into a failing grade. If. you ever thought, "I just want to know. where my money's going without being. judged for it," you're not alone. That's.

exactly why we built Dollar. If you want. a calm and clearer [music] way to see. where your money is going, try Dollar. Download the app today and get a 3-day. free trial. No setup nightmare, no. manual tracking, no pressure to be. perfect. Just connect your accounts, see. where your money is actually going, and. decide if it works for you. Click below. to download Dollar Download Wise and see. if this helps you feel more in control. without the stress. And if it's not a. bit fit, cancel anytime. >> It's only two cards. >> Shut the up. There's more debts. Okay. Yeah. Two.

Well, [clears throat] you can't afford. life and this balance is $5,442. Oh, people are going to take clips out. of this episode and so out of context. and make me look bad. >> Oh, yeah. There's one more credit card. The Apple card. >> Uhhuh. Yeah. Like I. >> just don't know anything cuz you're a. literal. >> Yeah. Yeah, I kind of forget to pay my. >> The balance on this is higher now. >> Which one? >> This Navy Federal. >> Oh, yeah. Cuz I moved and I came to.

Austin and I needed some stuff. >> Pull it up. Pull it up. You preacher. You absolute beast. Fees, interest, minimum payment. It's going to be higher. now. I. fifth apology. I am sorry. I just Please. give me help me make it through this. one, chat. I need you. I need you here. It's signing in. There you go. It's 6,350. for that one. The visa. So, this.

checking savings MX. >> Oh my. bro. What is wrong with you? It did. It. went up a,000 bucks. $6,3551. You're so man. You know, the payment is. probably like, I don't know, 125 now. I'm going to guess. Dude, what is wrong. with you? What is wrong with you? Just. stop. Just stop. [screaming].

20 years to pay off. Oh, my. >> No, it's not. >> What do you mean? You want to improve. your life and you're going to tell me. it's not What the is wrong. with you? >> All this stuff for my new place. I. wanted an all. >> said you don't need to live the like. >> well you're really big on you should. cook and cook at home so I needed stuff. to cook at home and I wanted. >> which was the chairs and the. >> well. >> Christmas tree decorations and the the. am books and weird sex thing like what.

the you talking about shut up shut up. you can use fizz card debit card that. builds credit but you don't believe in. debit cards so I don't know what the it. just doesn't let you spend what's in. what's less in your checking account. So, it's like. >> that might help. >> Shut the up. I just I don't want to even. hear you speak. I'm so sick of this. episode. Oh, crash out. Crash out. Crash. out. Amazon. Amazon. Coyote Cafe. You. didn't need that to move in. >> Oh, that was dumb. >> The guy was furoughed at the time. >> Not sexist. He's just a [clears throat].

dumb Amazon. Amazon. >> The guy out on a date. >> Huh? >> I that that was when the guy I'm seeing. didn't have a job because the government. shut down. That's how I paid for the. date. >> You live a pathetic life. National. Entertainment something. $293. >> for what? >> NATIONAL ENTERTAINMENT SOMETHING. I. DON'T KNOW. HOW AM I SUPPOSED TO. KNOW? >> Fifth apology or I don't know. >> Comedy show. National Entertainment. I'm. Comedy Show. Probably. That's my thing. >> No, that was $520.

The Walmart next was 293. [snorts]. Minute key again. How many times do you. need a minute? Carl's Jr. Amazon Twisted. Horn Meade Amazon Amazon. Amazon Audible. again. Mic Drop Comedy. Yeah, that's. what you needed to move in. >> Audible. Audible. Audible. What the. wrong with you? Stop. It's all kink. books. You're not actually learning. anything. You're not becoming a more. productive member of society. You're. actually just de dee evolving. You're.

dee evolving. I'm glad we have you in. our society. Just bring us backwards. You're why I'm not moving to California. You're part of it. Carl Jr. >> [sighs]. >> Carl's bad brewing company. Amazon. Amazon. AUDIBLE. AUDIBLE. [screaming]. PAYPAL. AMAZON. AMAZON. AMAZON. AMAZON. AMAZON. AMAZON. AMAZON. AMAZON. ALSO, you can make kinky stupid. Dumbass. You are just the worst per. Walmart. CF United LLC. Bloodwood. >> Bloodywood. That's a concert. I'm taking.

my ex as a Christmas present. >> You're taking your ex? >> Yeah. So, he bought me. >> Does he actually want to go? >> Yeah. Yeah, it's one one of our favorite. bands. >> We went to it before. >> Does he want to go with you? >> I mean, too bad. I'm going. >> Well, you are. Does he want to go with. you? Is he going to get his own tickets. with his. >> Christmas present? So, I got him a. Christmas present with tickets to. Bunnywood. >> They're They're really good. It's a. really fun concert. >> Uh, okay. >> One of their songs is not saying. explicitly, but it's basically saying, "Kill all rapists.".

>> Walmart, Amazon, Amazon, Amazon, Amazon, Amazon, Amazon, Amazon, Amazon, Amazon. Good. industries, huh? >> Stuff for my new place. >> No, I went through there. The vast. majority was the stuff for your new. place. You pathetic. Shut the up. It's. all hobbies. It's all Shut up. Amazon, Taco Bell. Nay Brazil means uh Minnesota. >> Oh, the Brazil was for my brother. Shut. up. Shut up. Shut up. Harbor Freight. tools.

>> Yeah. >> Fees Harbor Freight for Shut up. protection plan interest 14.4% 4% again. I'm just like, "Oh, oh, oh my.". >> You sound like you need a relaxing time. >> Oh, I hear your current boyfriend is. actually annoyed at you that all you do. is talk about your ex. And that's not. surprising because I'm so annoyed at you. just talking to you and being around you. and it's only been an 1 hour. I I have. not checked the clock as much.

per episode as I have this episode. because I cannot wait to get the away. from you. >> See how the audience. >> I did. Yeah, I did tell him I'd stop. talking about the ex. That's another. reason why I won't really move the. relationship forward. >> Well, yeah, that's weird. Is that what. we usually do in our relationships is. only talk about our exes? >> I mean, he only spends the dates talking. about his wife and girlfriend. Well, he's with them. Let me see what this. freak looks like. Here we go. I. guarantee you he's the ugliest mother.

I've ever seen. I. >> He's really hot. He has a beard. I. really like beards. >> Okay. Beard does not equal hot. It can. help. >> I know some guys. >> Yeah, I know. We're saying that from. experience. >> I am. It makes me look better at this at. this moment. It's true. >> I think you used to have it longer. You. should grow it out. Looks nicer on you. when it's longer. >> Yeah. I'm not trying to impress you. You. are the last. >> I do you, Caleb. >> Creature. >> We already know this. You've expressed. this and that's unfortunate. >> This is not a really good picture, but. this is what he looks like. >> They always say.

>> my sister said he was he. think he's 40. >> He's very aged. >> He was in the military, so that's. probably why. >> It just looks like a polyamorous guy. They They all look the same. This is. That's just what they look like. >> Oh, they do, don't they? >> Apple card. It says zero, but I know. it's not cuz I just got a message before. that it's at 300. Yeah. >> So, it's like what the are we even. doing? What are you spending it on? Okay. 300 with a minimum payment. probably like 25 bucks. >> It's mostly like I use my Apple card for. like online purchases. So, comedy show.

from zero to up. >> Comedy shows and cons on the last one. You dumb tit vending machine. Apple. bill. Vending machine. Apple bill. Vending machine. Starbucks. UPS. Comedy. Vending machine. You pull up your phone. again. I'm clicking around dangerous. >> OH, 7-ELEVEN. >> PULL IT UP. WHAT am I pulling up? >> Just your phone. Give it to me now. Now. Now. >> Please don't throw my phone. >> Not going to throw your phone. Why would. I throw your phone? I've never thrown. someone's phone. >> There's always a first. >> There's not always a first.

>> Oh, my subscription. >> Clue. Period. >> Yeah, >> those will end soon. And then iCloud. >> I hope so. I hope they end soon. >> Yeah, there you go. No more fear. >> Well, I mean, there's no fear cuz I. can't get pregnant naturally, but it's. still good to keep track of your. periods. You have a lot. You must be. Apple paying for some things cuz there's. definitely more. There was more Apple. bills and going on. >> Apple Pay to pay for the 7-Eleven app. >> 7-Eleven app. What are you getting? >> Uh drinks.

>> Use Gamer Subs. Use Gamer Sub. Seriously, these are the shakers. But. I'll give you free samples. I don't even. want to give you free samples cuz you. But make your energy drinks at home just. like you should make your coffee at. home. It's like 40 cents a serving. It's. It's totally worth it, guys. link below. Get the free samples with my code Caleb. See what you like and then get it for 40. cents a serving. >> Can you have them so I can actually buy. them? >> I wouldn't be surprised if they're. entering it soon. >> Oh, >> that'll be the can version, but you can. get the cheap version.

>> That'd be awesome. I'm happy for you. I'm proud of you if you get that to. happen. I'll be your first customer if it's in. 7-Eleven. I've heard they're good yet. >> They are. Get the free sample, you dumb. What is this? What am I looking at? Oh, those are my uh Amazon payment plans. >> Payment plans? Payment plans? >> YEAH. >> WHAT'S YOUR BALANCE ON the payment. plans? >> What's over on there? >> I don't have a balance. >> about 400. He said. >> 400. >> And they're all stuff for my new except.

for. >> beast. $400. $400. What's your minimum? >> Ah jeez. Why am I so irritating and. crashing out in this? Oh, you're just. you're just I don't I do not like you. >> [music]. >> I like me. >> If you if if you if you wanted me to. stick it in, I don't understand why you. come across as like the literal worst. person ever. First of all, you're also.

like 30 feet tall. So, >> yeah, guys like that. >> Who's guys? >> I mean, I go to sex parties. People want. to bang me. >> Yeah, but I assume most people there are. not attractive. I know you find other. people attractive, but like conventional. attractive. Looks like minimum payment. is $19.98. >> I don't know why they want to something. they can't feel. >> Yeah, valid. All you penis people out. there, you know what I'm talking about. >> I'm really good with my hands and mouth,

so they feel something. >> Yeah. Unfortunately, everyone wants to. get to the real place by the end. And if. it's not working, that is unfortunate. >> No, not everyone wants to stick it in. doodoo areas. Not everyone. It's not a bad thing, Colton. It's not a bad thing. [laughter]. Not saying I have to someone in the ass, >> but just not everyone wants to go there, you know? >> I mean, risk negotiate it. I wouldn't. just. >> negotiate it. You negotiate. >> Yeah, negotiate before. Shut the. up. >> $1,135. in this checking account. See, I make.

good money. You. >> not enough for you is what I am saying. Zelling out. Where did you zel out. $1,950 to? >> 950. That must have been. >> 1,950. >> Oh, that's rent. >> Oh, via zel. Okay, then PayPal. So, this. is bills paying. Listen, let's see. Let's see. Let's see. >> I'm not seeing overdrafts, so stop. putting it on the damn credit cards. Stop putting on the damn credit cards. Budget your out. Stop getting. that you can't afford. Use the.

kink you have. I have a note that. your kitchen stuff has to be purple. No, it doesn't. To survive. to survive. To. survive it, it's like my new happy. place. >> Uh like listen, you don't need that to. survive though. This checking account or. the savings has 170 and then the. checking account is $40. So. >> yeah, that's like my backup checking. savings account. >> What is this? Is this retirement? >> That's my retirement. >> 14,73. Okay, that's okay. Actually, that's pretty good. That's pretty good. for your actually for your income. I'm. I'm pretty happy actually. >> So the first one is my IRA.

>> about 90,000 bucks. And then the other. one is the four 401k. >> odd diamond in a huge rough. Huge rough. >> So you're saying I have a future ahead. of me. >> Yes. You're on track for retirement if. not even slight probably about actually. mid-30s. Yeah. Just about on track. Like. >> see I'm not completely terrible. I have. some good assets. completely just. personality and life and relationships. and existence and job and income and. paying for rent and you're likely going. to have to pull from that retirement.

anyway or borrow against it because you. can't afford life and you're completely. Yeah, I know you're you're pretty much. completely um listen I before I make you. the budget again my big concern is like. there's to clean up here. I don't. know how you do it while supporting the. mom but more than anything you said your. big goal was to get a dungeon and a. motorcycle. >> Mhm. My reasons to live. Yeah, but what. about paying off the debt? That actually. matter. How much is this motorcycle? >> About 40,000. And I want to buy it next. month. >> Okay. Well, that's not a possibility.

You could have buy it regardless. >> If I do a what do you call it? Like a. 5year. >> a loan? Yeah. >> So, we go into double we we we times. three our debt. >> But that'll keep me motivated. >> What? No. That you're going to get a bad. interest rate. It's going to go down in. value immediately. >> Well, it's not like I'm going to plan on. reselling it. I want to keep it. >> You don't know what's going to happen. What's your car situation right now? >> Gets me to and from work. >> No. What is it? >> You are such a stupid person. >> 2014 Chevy Spark. And it's not electric.

>> How is it? I don't give a How is. it? >> It runs. Gets me to and from work. >> Like, how long might it run for? >> I don't know. There is a recall on it. >> There you go. You idiot. Why not go get. a recall? Okay. At 3200. >> Yeah, that's not great. >> Motorcycle. Listen, you're right. San. Diego best weather in the world actually. for a large city. So motorcycle actually. might work but it's going to be. difficult with groceries and moving. motorcycle. I want a car. >> If your car is on, you know, death's.

edge potentially. A motorcycle isn't our. thing. We have to get out of debt. Save. off an emergency fund and then get a car. if we have to when it breaks down you. like it doesn't make sense to go into. this motorcycle. Okay. In the dungeon. What's that going to cost? Are we doing. that next month too? >> I've never done any remodeling so I. don't know how much it's going to cost. I just know I want something you're. renting. I'm sure they'll let me. You. just have to ask the land lady. >> Well, what what is your apartment? What. do you have? >> It's one of those. They took an old. house and made it into a bunch of. apartments. So, I could just. >> How many rooms and square feet is your.

house? >> My apartment. It's Well, it's still a. studio, so I would probably have to. install some sort of wall. >> So, you'd be living in a sex dungeon. So, your entire place would be a sex. dungeon. >> I mean, we had a sex dungeon. >> Forget the you wanted. Yeah, I'm. sure there was more space. >> Yeah, but it was two of us. No, it's. just. >> You're an idiot. How much How many rooms. in the last place? >> Two and a garage. >> Okay, you're an idiot. That's called. space. You have one room. There were. multiple rooms there, plus living room. and kitchen. And.

>> yeah, I have a garage, you dumb Oh my. gosh. Oh, how do how do people make it. through conversations with you? You. can't process things. You can't like. [screaming]. Sorry, I'm not trying to be so mean. Yes, I kind of am. I don't know. I don't. know. Ah. Ah, Okay. >> Do you need a minute? >> After this conversation, I'm going to. need a quite a bit. And I don't drink. shrink, but I'm going to need some of. that, too. >> You should have some mead. That's my.

personal favorite. >> I bet all the men need a lot of that. before sleeping with you. >> If they have a lot, then they won't. >> shut the up. Shut the up. Listen, I I want to get people to the. goals genuinely. I really do. and goals. can change, but the baseline is you have. to get out of debt. Have a fully funded. emergency fund which is six months of. living expenses and then we your. retirement's okay. So, we're just 5030. 20 until then. But that's going to be. hard on your income regardless, especially since you're taking care of. your mom. How long are we going to be. taking care of our mom? >> Hopefully until my stepdad dies and.

hopefully soon. >> Well, is that an actual possibility? >> He's getting up there. >> What's up there? You're getting up. there. >> Uh, he's like 70some, almost 80. >> Uh, okay. So maybe, but I don't know. I. don't know. Isn't Isn't San Diego close. to being a purple zone or something? >> I think so. Yeah. >> So, it's like people live long. [snorts]. >> I asked earlier, what if I just cut them. off then? Now I'm I'm better off. financially. I have siblings. They could take. >> Are you going to? No. Okay. I wouldn't.

cut them off. I would talk to your. siblings. See if someone can step up. while you get your taken care of. You're probably excommunicated from your. siblings, right? No, >> I'm still in contact with them. They. don't agree with my lifestyle, but if I. ask, "Hey, can you. >> agree with your Well, I don't know what. there is to agree with or I mean, you're. a freaking weirdo, but. >> yeah, they don't like hearing about my. lifestyle.". >> Well, no one likes hearing about your. in detail, but you keep shoving it. upon everyone. Hey, remember when you. don't like trans people shoving it down. your throat? That's how I feel about. your existence. That's how it works. Okay, but you can't.

do the motorcycle next month. You can't. >> Okay. How about the month after? Well, let's figure out how long it. takes. This doesn't make sense. Your priorities. are out of whack, which makes me feel. like this is a waste of my time, which. is just so stupid, man. This is so. stupid. Listen, your debt minimum. payments alone are 77167. Wow. Your rent is 2,000. >> Mhm. And that but that covers. everything. Utilities, water, gas,

trash. So, that's. >> internet as well. >> Not the internet. How much is internet? >> It's 133. >> And your income is 3,600. So internet is 133. What about your. phone bill? >> I pay for the family's phone bill, but. my portion of it is probably 14. >> Well, do they reimburse the rest? >> Sometimes. >> Well, then no. Get on your own. They can. deal with their own You have to be. independent. You are 34. >> No, they're dependent on me. I own the. cell phone. >> Well, are they going to step up? Are you. going to talk to them and they're going. to step up? Cuz that's really the.

option. Well, I was going to cut them. off. I was. >> It's not about cut off. They're not. doing something bad. Your mom who got. sick isn't doing something bad, right? It's talking to your family about them. stepping up to help while you get your. situation taken care of. It's not. >> I was going to change this. I was going. to tell them come January, you guys need. to get your own cell phone plans, but. then mom went into that coma and then I. was like, well, I'll just keep taking. care of them, I guess. But now she's. getting better. So, I think. >> damn, I didn't even This is brutal.

Sorry, this is backtracking in the. conversation, but your ex literally. broke up with you because he said he was. you weren't physically attractive. anymore. >> Yeah. He said, "I don't find you. attractive physically or as a person. anymore.". >> Fair. >> Yeah. >> Valid. >> He made me that way. No. >> Oh my goodness. What is with the people. not being I don't want to say I don't. want to red pill and say, "Oh, women. can't take accountability in 2025, 2026." But what is with people in. general not being able to take. accountability? He is the responsible. for all the we just talked about.

for an hour and a half. What the is. wrong with you? What the Okay, you claim. that you were just trying to force him. to wear a condom and that's him not. being attracted to you anymore. Wait, what? >> So he he had this habit of just meeting. people and within a week or two he'd. stop using a condom with them. And he. said because I asked him, "Hey, you like. are putting my health at risk. Can you. >> cond that boundary and then break up. with him if he breaks it?" I should have. in hindsight, but I loved him and I. wanted kids with him, so I stayed with.

him. >> Yeah, but if someone is breaking. boundaries, you have to ultimatum them. You just have to. >> And that's kind of. >> But that doesn't make sense for why he. broke up with you. >> Cuz obviously he was getting away with. it. So it's not like he was dealing with. any issues other than STD here and. there. >> Yeah, he might have gotten something. here and there. >> probably. If you guys are that many. people raw, it's it's bound to happen. Just take a fine raw. He everybody else. raw, >> including the 21-year-old. Dude, that's not You're making it sound. like that's a child. I like Why care. about a 21-year-old?

>> She basically is a child. Your brain's. not even fully developed until your late. 20s. >> Oh my That literally you're you're. acting like a crybaby about uh trans. people earlier and now you're actually. playing that. First of all, the vast majority of the. brain is developed by something like uh. 16 or something like that. I'm not. advocating for age consent to be there. I'm not saying that. But we're just. using science. And then the rest of the. development that happens between then. and 25 and it is different between most. people is all life experiences. So if. you shut the up for a second let me talk.

you dumb. I swear you're I understand. I. get him. I understand him. Um and if you. don't allow those people to actually. have life experiences and make mistakes. and learn from things, their brain's. never going to be developed or it's. going to develop uh premature or like. it's not going to develop enough by the. time that it needs to. So, if you're. saying a 21-year-old is a child, you're. preventing them from having the life. experiences they need to have for that. full development. And what the are. you talking about? We're literally. allowing people to drive multi-tonon.

vehicles down the street at 75 mph at. 16. So, I don't give a if a. 21-year-old is having sex with someone. We're allowing people to go work in. restaurants and whatnot at 15, 16, 17. with a bunch of people smoking behind. the dumpster. I don't care if. someone's having dinner with someone at. 18, 19, 20, 21. People are signing up to. go shoot guns and get their heads blown. off at 18. I DON'T CARE IF SOMEONE takes. a dick in the at 21. What is this.

weird infant infanalization that only. happens regarding sex? Only sex. It is. so weird. What is this? Why do we treat. people like they are babies? when they. can die, when they can vote for the. future of the country, when they can. have jobs at 16, when they can drive a. truck that could kill someone at. 16. Why is it only acting like people. are children when it comes to having. boobs, butts, dicks, vaginas? What is. this anti-ex culture we have where we. just act like everyone is a child? And.

no, that's not advocating for 18. I'm. not saying that. But this 21-year-old. thing, you're weird, man. That is. actually weird. Weird. >> My 41-year-old boyfriend. It is weird. >> That's it. You're a bitter ex. You're a. bitter ex. And no one is surprised that. you are the ex that got broken up with. after this conversation. No one is. surprised. What's your phone bill? Your. portion? >> 145. >> Dude, so what's your guess of room from. drive on a monthly basis?

>> The car and motorcycle about 160. >> So you already have a motorcycle? Yeah, I have the motorcycle that my I don't. want that motorcycle anymore. >> You dumb. >> No, it's his. >> Car insurance. How much? >> It's still his. >> Car insurance is how much? >> 140. >> Pathetic. >> Necessary food in order to survive? 300. TP fun. Anything else you need to. survive, including tampons? For now, $100. Medical healthcare co-pays. How. many STD tests you need? >> I get tested every 3 months, but the. co-pays and meds are supposed to go on.

my FSA, but I still haven't received. that. >> Uh, okay. Hey, how much do you spend on. your co-pays on a monthly basis? >> Uh co-ay is 80s, meds 50. >> Okay. How much for a gym a month? >> I work out at home. >> Not enough. Subscriptions 40 bucks. Pet. insurance 100 bucks. How much for pet. food? >> I have it written down. Let's see. >> Glad you brought things written down, but but not including things that are in. your budget. >> The pet food and their prescriptions is. about 171. Anything else that needs to.

be in your budget that's not there? So over this conversation, we already know you're dramatically. under. So I don't know what the I'm. doing. You got to get another job. I'm. not even including your mother in this. cuz I'm hoping your family steps the up. >> Hopefully. >> But I have a feeling they don't want to. talk to you. $4,490.70. to survive. 3,600. I mean, I'm sorry. I'm not going to have a productive end. of this conversation, nor are you.

entitled to it. $890.70. underwater. You just need to go get a. job. You are not respected in capitalism. in San Diego. The market does not. respect your position. You don't make. enough to survive. I'm sorry. Go get a. better job. Work on your career. I don't. care. Listen, you're you're a dick. I. was a dick to you. Seventh apology. Hopefully, you accept it. I don't know. I don't I don't even I. don't even know. Let's get my financial. just get a better job. If you can budget. for a few months, maybe you can go.

through bankruptcy, clear this debt, but. you already she again, the reason why. I'm just flying through this part, guys, is because she's just going to go get a. motorcycle next month. So, it's like, what the am I even doing? It's like what. a waste of time. I'm I'm not I'm not. going to No, I'm not spending time on. that. Spending in a budget. You. overspend. Zero out of 10. Debt, no. collections for horrendous debt for you. Uh it's about a two out of 10 though. Uh. cuz there's only a couple accounts. Emergency fund not enough for a one out. of 10. Retirement was a 10 out of 10 for. your age. Real estate zero out of 10.

>> It's a number. It's not my opinion. Well, I guess it is my opinion. >> I respect your opinion. >> You're welcome. >> Good. Then take to heart [music] that. I don't like you. Join us for the post. show. Let's see what's gonna happen. Oh, okay. I guess we might confront the. stepdad and talk about the Oh, let's see. what happens. Oh Okay, post show. might be crazy. I'll see you guys there. Join Hammer Lee. Three premium shows. posted every single day, six days a. week.

>> What the do you want? >> I wanted to know why you got me kicked. out of the BDSM club. >> You act like you run the place. You. never pay any of your dues. You can just. see our big tits. You can do whatever. you want. You. >> don't forget to download the new. Dollarise budgeting app. This is. officially now the best budgeting app on. the market. And I'm giving you a special. deal to download, but only through March. 31st. Take a free 3-day trial to test it. out. And then you get the monthly plan. at a 33% discount for the first three. months or the annual plan at an insane. 50% [music] discount. And with the. annual, you get my budget friendly. cookbook and my brand new 30-day.

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